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The Sacred Places of Mother Earth
STONEHENGE – MACHU PICCHU – THE GREAT PYRAMIDS – ULURU – GLASTONBURY – SEDONA – NEWGRANGE – MT. KAILASH – CALLANISH – TIAHUANACO – MT. SHASTA – LAKE TITICACA – THE GANGES RIVER…
These are a few of the better-known sacred places on our planet, but there are thousands more – stone circles, holy wells, sacred groves, mountain tops, pyramids, caves, shrines, megaliths, ancient pilgrimage and vision quest sites – where we and our ancestors have been going for thousands of years.
We seek visions, prophecies, healing, answers to important questions and more meaning for our lives, and Mother Earth’s sacred places can give us answers, if we will only learn how to listen.
Sacred Sites: Places of Peace and Power
A major contributor to Power Trips was Martin Gray, the anthropologist, author and photographer whose work has been featured by the National Geographic and UNESCO. We share his belief that there are certain special locations around our planet where can be found a mysterious, unseen force with the ability to help us heal our bodies, nourish our minds and inspire our hearts. Martin’s web site is www.SacredSites.com
If you have had an inspirational, transformational or paranormal experience at a sacred site, we invite you to contact us about sharing your story with our readers. If you are looking to find out about spiritual travel or sacred places, then our directory offers a wealth of information. If you are organizing a tour to any pilgrimage or power place, it would be hard to find a more targeted audience for your advertising than this website.
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New Age Travel and Services ( https://www.newagetravelandservices.com/ ) is a campervan rentals company that allows you to try the Vanlife experience from Calgary near Banff in Alberta. Our customized van rentals are the perfect vehicle for you to escape the city and explore the secret gems Canada can offer - all at an affordable price!
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- Best overall
- Best for expensive trips
- Best for exotic trips
- Best for annual plans
How we reviewed travel insurance for seniors
Best travel insurance for seniors of may 2024.
Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate insurance products to write unbiased product reviews.
Reaching your golden years doesn't mean your adventures have to end. In fact, in this stage of life, you'll hopefully have more time and resources to travel. But as a senior citizen, you'll want to ensure you have travel insurance that covers any health-related issues arise while you travel.
Our top picks for the best senior travel insurance
- Best overall: Allianz Travel Insurance
- Best for expensive trips: John Hancock Travel Insurance
- Best for exotic trips: World Nomads Travel Insurance
Best for annual plans: Travel Guard
How we rate the best senior travel insurance companies »
Compare travel insurance for seniors
Your health gets more unpredictable as you age, which makes travel insurance more important for seniors. Unfortunately, it's also more expensive. The best travel insurance for seniors won't have too steep of a price hike compared to rates for younger travelers. It will have high coverage limits for emergency medical coverage, trip cancellations, and and emergency medical evacuation. It's also important that your travel insurance offers pre-existing condition waivers , ideally at no extra cost to the traveler.
Here are our picks for the best travel insurance coverage for seniors in 2024.
Best overall: Allianz
- Check mark icon A check mark. It indicates a confirmation of your intended interaction. Good option for frequent travelers thanks to its annual multi-trip policies
- Check mark icon A check mark. It indicates a confirmation of your intended interaction. Doesn't increase premium for trips longer than 30 days, meaning it could be one of the more affordable options for a long trip
- Check mark icon A check mark. It indicates a confirmation of your intended interaction. Some plans include free coverage for children 17 and under
- Check mark icon A check mark. It indicates a confirmation of your intended interaction. Concierge included with some plans
- con icon Two crossed lines that form an 'X'. Coverage for medical emergency is lower than some competitors' policies
- con icon Two crossed lines that form an 'X'. Plans don't include coverage contact sports and high-altitude activities
- Single and multi-trip plans available
- Trip cancellation and interruption coverage starting at up to $10,000 (higher limits with more expensive plans)
- Preexisting medical condition coverage available with some plans
Allianz Travel Insurance is one of the most widely recognized names in travel insurance, and it stands out as one of the top travel insurance providers for seniors. It offers a wide range of policies covering medical treatments overseas and emergency medical transport.
Allianz also provides options for varying trip lengths. Its annual multi-trip policies , for example, cover any trip you make during your policy period, even if they aren't yet planned, making it an excellent option for seniors who vacation multiple times per year.
Read our Allianz Travel Insurance review here.
Best for expensive trips: John Hancock
- Check mark icon A check mark. It indicates a confirmation of your intended interaction. Offers 3 travel insurance plans
- Check mark icon A check mark. It indicates a confirmation of your intended interaction. Cancel for any reason rider available
- Check mark icon A check mark. It indicates a confirmation of your intended interaction. Affordable travel insurance premiums
- con icon Two crossed lines that form an 'X'. Reviews of claims process are mixed
- con icon Two crossed lines that form an 'X'. Buyers may not get specialty coverage for sports equipment and other high value items
- Trip cancellation for 100% of the trip cost
- Trip interruption insurance for up to 150% of the trip cost
- Emergency medical coverage of up to $250,000 per person
- Medical evacuation coverage of up to $1,000,000
John Hancock Travel Insurance plans for seniors offer some of the best coverage available. It provides generous maximum benefit amounts while still offering affordable prices.
Each plan includes coverages like trip cancellation, emergency accident, and emergency medical, with the option to add benefits like CFAR (cancel for any reason) . Plus, getting a free online quote is a quick and straightforward process.
Read our John Hancock Travel Insurance review here.
Best for exotic trips: World Nomads
- Check mark icon A check mark. It indicates a confirmation of your intended interaction. Coverage for 200+ activities like skiing, surfing, and rock climbing
- Check mark icon A check mark. It indicates a confirmation of your intended interaction. Only two plans to choose from, making it simple to find the right option
- Check mark icon A check mark. It indicates a confirmation of your intended interaction. You can purchase coverage even after your trip has started
- con icon Two crossed lines that form an 'X'. If your trip costs more than $10,000, you may want to choose other insurance because trip protection is capped at up to $10,000 (for the Explorer plan)
- con icon Two crossed lines that form an 'X'. Doesn't offer coverage for travelers older than 70
- con icon Two crossed lines that form an 'X'. No Cancel for Any Reason (CFAR) option
- Coverage for 150+ activities and sports
- 2 plans: Standard and Explorer
- Trip protection for up to $10,000
- Emergency medical insurance of up to $100,000
- Emergency evacuation coverage for up to $500,000
- Coverage to protect your items (up to $3,000)
World Nomads Travel Insurance is a great choice for active senior citizens under 70 who want comprehensive travel insurance. The key difference between World Nomads and many other providers is that it covers 200+ adventurous activities like scuba diving, mountain biking, surfing, skiing, and even bungee jumping. In addition, World Nomads' trip cancellation and emergency medical coverage includes COVID-19-related issues. Many other insurers are excluding that type of coverage now.
For adventurous senior citizens over the age of 70 years, World Nomads suggests working with its partner, TripAssure .
Read our World Nomads Travel Insurance review here.
Trip cancellation coverage for up to 100% of the trip cost and trip interruption coverage for up to 150% of the trip cost
- Check mark icon A check mark. It indicates a confirmation of your intended interaction. Trip cancellation coverage of up to 100% of the cost, for all three plan levels
- Check mark icon A check mark. It indicates a confirmation of your intended interaction. CFAR covers up to 75% of total trip costs (maximum of $112,500 on some plans)
- Check mark icon A check mark. It indicates a confirmation of your intended interaction. Medical coverage of up to $500,000 and evacuation of up to $1,000,000 per person
- Check mark icon A check mark. It indicates a confirmation of your intended interaction. Includes COVID coverage
- Check mark icon A check mark. It indicates a confirmation of your intended interaction. Above average baggage loss and delay benefits
- Check mark icon A check mark. It indicates a confirmation of your intended interaction. High medical evacuation coverage
- con icon Two crossed lines that form an 'X'. Premiums may run slightly higher than competitors
Travel Guard is a well-established and highly rated name in the travel insurance industry. It offers three main coverage options to choose from, and in general its policies have above-average coverage for baggage loss and baggage delays, plus high medical evaluation coverage limits.
- Trip cancellation coverage for up to 100% of the trip cost
- Trip interruption coverage for up to 150% of the trip cost
- Preexisting medical conditions exclusions waiver must be purchased within 15 days of initial trip payment
- Annual travel insurance plan and Pack N' Go plan (for last-minute trips) available
Travel Guard offers comprehensive insurance plans for shorter and longer trips. One of its more unique offerings is its Travel Guard Annual Plan.
This annual travel insurance comes with standard coverage benefits (trip delay, baggage loss, etc.) and substantial coverage amounts, which is important for seniors who travel multiple times per year. Travel Guard also offers a preexisting medical condition waiver, meaning those with certain medical issues can still gain coverage.
Read our AIG Travel Guard Insurance review here.
Understanding travel insurance for seniors
Before diving into the specifics, it's essential to understand what travel insurance is and why it's particularly important for senior travelers. The best travel insurance offers financial protection against unexpected events affecting your trip, such as trip cancellations, medical emergencies, or lost luggage.
Types of coverage
- Medical Coverage: Ensures your medical expenses are covered in case of illness or injury.
- Trip Cancellation/Interruption Coverage: Provides reimbursement if your trip is canceled or cut short due to unforeseen events.
- Baggage Coverage: Covers loss, damage, or theft of personal items during your trip.
Benefits of travel insurance for seniors
- Peace of Mind: Knowing you're covered in case of emergencies can make your travel stress-free.
- Financial Protection: Shields you from potentially overwhelming medical costs and trip cancellations fees.
- Assistance Services: Many plans offer 24/7 assistance services, providing help whenever and wherever you need it.
Making the most of your plan
After choosing a plan, it's crucial to understand your policy fully and know what services are available to you in case of an emergency.
Understanding your policy
- Read the fine print and understand the claims process to avoid surprises.
Emergency assistance services
- Familiarize yourself with the emergency assistance services offered by your plan and keep all necessary contact information handy.
How to pick senior travel insurance
It's wise to compare several different travel insurance policies for the best coverage and pricing, as premiums vary widely between insurers and depend on factors like your age and travel destination.
That said, some of the more essential coverages to look for if you're a senior citizen include:
- Travel medical coverage - This coverage will pay for your medical bills outside the US.
- Medical evacuation coverage - If you're injured or become sick while traveling, this coverage will transport you to the nearest hospital or even back home if your condition necessitates it.
- Preexisting conditions - Coverage for known health conditions. You'll need to purchase travel insurance within a certain time period from when you book your trip to qualify for a preexisting condition waiver .
- Cancel for any reason (CFAR) - The name says it all! It'll cost extra and you'll need to purchase insurance early, but it's the most comprehensive trip cancellation coverage you can get. Note that CFAR insurance usually only covers up to 75% of your trip fees.
- Trip cancellation insurance - This coverage provides reimbursement for your prepaid and nonrefundable costs if you cannot make your trip due to an unforeseen event.
- Baggage delay insurance - This coverage will reimburse you for essentials like toiletries and clothes if your bags are delayed.
- Lost luggage insurance - This coverage will reimburse you up to a specified amount if your bags get lost en route.
Of these, the most critical to note are whether or not your policy covers preexisting conditions and the limits for travel medical insurance and emergency medical evacuation.
Some insurance companies offer a waiver that will cover preexisting conditions. You'll have to follow the requirements for adding a waiver to your policy, like insuring the entire cost of your trip. Or purchase the policy within a specific time after making your first trip deposit payments.
You'll also want to find a policy with high maximum limits for travel medical and emergency medical evacuation coverage. These types of expenses can be substantial, so you want to have appropriate coverage.
When comparing senior travel insurance options, we looked at the following factors to evaluate each travel insurance provider:
- Coverage limits: We looked at each travel insurance company's coverage amounts for benefits like medical emergencies and trip cancellation.
- Flexibility: We looked at how customizable a policy is, so you can choose what your travel insurance policy covers .
- Coverage for preexisting conditions: Preexisting conditions are one of the more critical factors for travel insurance for senior citizens, so we looked at travel insurance companies that offer the best coverage for preexisting conditions.
- Price: We compared travel insurance providers offering reasonable basic and comprehensive coverage rates.
- Benefits geared towards seniors: We compared travel insurance companies that offer solid coverage for senior citizens, like medical evacuation, COVID-19 coverage, and trip cancellation.
You can read more about our insurance rating methodology here.
Seniors should look for travel insurance policies that offer comprehensive medical coverage, including for preexisting conditions and emergency medical evacuation. They should also consider policies with higher coverage limits to ensure adequate protection. Additionally, seniors should seek travel insurance plans that provide 24/7 assistance services, as well as coverage for trip cancellations, interruptions, and baggage protection.
The cost of senior travel insurance coverage can vary depending on your age, overall health, state of residence, travel destination, and length of your trip. However, assuming all other factors are the same, you'll pay more for travel insurance at 70 than at 30.
All travel insurance companies, except World Nomads, included in this guide offer coverage for pre-existing medical conditions as long as you buy your policy within the qualifying period from when you placed your trip deposit.
Allianz is the best travel insurance for seniors due to its wide array of medical coverages and emergency medical transport. Allianz also offers multi-trip insurance policies , which could make sense for seniors who travel frequently.
In some instances, travel insurance companies will have age eligibility restrictions, often only insuring people 80 years old and younger.
Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer. Read our editorial standards .
Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.
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- Moscow Tours
Our 20 Best Moscow Tours of 2022
Join us on an unforgettable tour to Moscow, the capital of Russia. Imagine visiting Red Square, St. Basil’s the Kremlin and more. Moscow is one of Europe’s most vibrant cities and one of Russia’s most historical. All of our tours to Moscow are fully customizable and can be adjusted to fit any budget. Our most popular tours are listed below. Please click on the tour details to learn more or contact us for more information about our Moscow tours using the form at the side of the page. You can also schedule a call with one of our Russian travel specialists to learn more.
Classic Moscow
This is our most popular Moscow tour that includes all the most prominent sights. You will become acquainted with ancient Russia in the Kremlin, admire Russian art in the Tretyakov Gallery, listen to street musicians as you stroll along the Old Arbat street, and learn about Soviet times on the Moscow Metro tour.
Accommodation
PRIVATE TOUR
A Week in Moscow
This tour is a perfect choice for those who wish to get to know Moscow in depth. One of the highlights of this package is the KGB history tour which gives an interesting perspective on the Cold War. You will also have time for exploring the city on your own or doing extra sightseeing.
Weekend in Moscow
This tour is a great way to get acquainted with the capital of Russia if you are short of time. You will see all the main attractions of the city, the most important of which is the Kremlin - the heart of Russia. The tour starts on Friday and can be combined with a business trip.
Group Tour Moscow Break by Intourist
Russia's capital has so much to offer, from the Kremlin and the Metro to the Old Arbat street and the Tretyakov Gallery. Besides these sites, you will also visit a fascinating country estate which today is quite off the beaten path, Gorky Estate, where the Soviet leader Lenin spent the last months of his life.
Kolomenskoye Tour with transport
The history of Kolomenskoye stretches back for centuries. In 1380, Dmitri Donskoi’s army passed through Kolomenskoye on their way to the Kulikovo battlefield, and it was...
Tours by car
Kremlin, Red Sq., Cathedrals & Armory Tour
The Kremlin is truly a fascinating structure, at the same time it is an ancient tower, the city’s former military fortification, a palace, an armory, the sovereign treasury...
Walking tours
Kremlin, Red Sq., Cathedrals, Armory, Diamond Fund Tour
Old Arbat walking tour
You will be told of the street’s interesting history and view the street’s artisan culture. You will also have the opportunity to view and purchase souvenirs from the...
Tour to Sergiev Posad with transport
Considered by some to be the Russian Vatican, Sergiev Posad is the temporary residence of the Patriarch of the Russian Orthodox Church. The Trinity St. Sergius Monastery (Lavra)...
Tour to Kuskovo with transport
The Kuskovo Estate often called the Moscow Versailles due to its perfectly preserved French park, is an example of an 18th century, luxurious Moscow summer residence. Its history...
Tour to Tsaritsyno with transport
The Tsaritsyno Estate is located in the southern part of Moscow. The estate was constructed for Catherine the Great by the Russian architects Bazhenov and Kazakov in a romantic...
Moscow Metro and Old Arbat Tour
The Moscow Metro is one of the largest and most grandly built metro systems in the world. It was meant to be a showcase of the Soviet Union’s achievements for both the Russians...
Vodka Museum Tour with transport (excursion and vodka tasting)
Vodka is an important component of Russian life, an element of national identity and everyday culture. We invite you to visit the Vodka Museum and feel the atmosphere of long-gone...
Mikhail Bulgakov Apartment Museum
This apartment museum located close to Patriarch Ponds became the prototype of the "bad apartment" described in the novel "The Master and Margarita." Currently the museum's...
Kremlin, Red Sq., Cathedrals & Diamond Fund Tour
The State Museum of Lev Tolstoy Tour
Take this opportunity to learn more about the Russian writer Lev Tolstoy. During the visit to the museum you will see part of a vast collection of exhibits connected to Tolstoy...
Novodevichy Convent Tour with transport
Tour of the Novodevichy Monastery. Founded in 1524 by Grand Prince VasiliIoanovich, the original convent was enclosed by fortified walls and contained 12 towers. The structure...
City Tour with Visit to St. Basils & Red Sq. with transport
Panoramic City Tour. This Moscow tour is a great start to your trip and the best way to get acquainted with many of the city’s major highlights. Our professional guide will...
City Tour of Moscow
Head to the heart of Moscow with a professional guide on a 4-hour private walk through the city center. See Tverskaya and Old Arbat streets, Theatre Square with the world-famous...
Moscow Metro walking tour
Kremlin, Red Square and Cathedrals Tour
KGB Tour with transport
This is a very interesting and insightful tour. You will visit places connected with Stalin’s terror - a time of great repression and fear. You will be shown monuments to...
Soviet and Post-Soviet Moscow Tour
The tour begins with a drive or walk down Tverskaya Street – a Soviet masterpiece. In the years of Soviet power, Tverskaya began to undergo a transformation: it was widened...
Tretyakov State Gallery Tour
This world-famous gallery contains masterpieces of Russian art beginning in the 10th century up until today. You will view exquisite Russian icons and paintings from the 18th and...
Jewish Heritage of Moscow Tour
This tour offers a detailed look into the history and present-day life of the Jewish community of Moscow. On the tour, you will visit sites connected with the cultural and religious...
Vodka Museum Tour with transport (excursion only)
Lena, our guide in Moscow was excellent. She was very knowledgable and could answer any question we had for her. We liked that she could pick up on our interests and take us places we might not have thought of to go. When we realized that one of the places we had chosen to see would probably not be that interesting to us, she was able to arrange entry to the Diamond Fund and the Armoury for us. Riding the Metro with Lena was a real adventure and a lot of fun. In Saint Petersburg we found Anna well versed in the history of the Tsars and in the Hermitage collection. Arkady in Veliky Novgorod was a very good guide and answered all of our questions with ease. Novgorod was perhaps a long way to go for a day trip, but we did enjoy it. Vasily was a great driver to have and kept us safe with good humour and skill. We enjoyed ourselves so much, my daughter says she is already planning to return. We would both have no hesistation to recommend ExpresstoRussia to anyone we know.
Just wanted to let you know that My grandson Bruno and I couldn´t have been more pleased with our week in Moscow (6/15 - 6/21). We were absolutely enchanted with the whole experience, including getting lost a couple of times in the Metro during our free time. Although both our guides (both Eleanas) were excellent, I would particularly commend the first one (she took us to the Tatiakov, the KGB tour, and to that beautiful cemetery where so many great Russian artists, authors, composers, musicians, militarists, and politicians are buried). Her knowledge is encyclopedic; and her understanding of today´s Russia as a product of its past was, for us, truly enlightening. I will be taking another tour in Russia, with my wife, within the next two or three years. I will be in touch with you when the time comes. Meanwhile, I will refer you to other potential visitors to Russia as I meet them.
Tours to Moscow
Our Moscow tours are land only meaning that you arrange your own air travel to Russia and our expert staff meets you at the airport and handles everything else from there. Our online Airline Ticket booking system offers some of the most competitive rates to Russia available on the web so if you need tickets, please visit our Russian air ticket center . Rest assured that you will be taken great care of on one of our Moscow tours. Express to Russia has a fully staffed office in Moscow that will help to make your visit fun, informative and unforgettable. Please remember that of all these tours are private and can be adjusted to your taste. You can add, replace or skip some sights; you can add more days to the package or cut the tour short. Our specialists will be glad to help you create the tour of your dreams!
Moscow, a City Like No Other
Moscow is Russia’s largest city with a population of between 12 and 13 million. It is also Europe’s largest city and when you visit Moscow, you can feel it. The layout and architecture of the city is eclectic, ranging from crooked, ancient streets and alleyways to wide, bustling boulevards, from medieval churches to Stalin skyscrapers and to modern, glass buildings towering over everything and of course in the center of it all is the Kremlin and the magnificent Red Square. Moscow is also home to a fantastic, efficient and very beautiful metro system – each station having its own special design. In fact, Express to Russia’s Moscow metro tours and excursions are some of our most popular attractions that we offer. On our Moscow tours, you will see this and more.
Moscow Tours centering on Russian History
Moscow has a long and interesting history and has been the capital of Russia in many of its different iterations – capital of the Grand Duchy of Moscow , the Russian Empire and of course the Soviet Union (who could ever forget the Soviet Union?). Moscow, was founded in the 12th century by Prince Yuri Dolgaruki (Yuri of the long arms – he really did have long arms!). From that time on, it was home to the Russian Tsars until Peter the Great moved the capital to St. Petersburg in 1703. The city has survived invasions and sieges from the Mongols, the Tartars, the Poles, Lithuanians and Napoleon but has always persevered. Our Moscow tours will enlighten you on this great history and give you insights into Muscovites and their unique culture. Our Moscow tours show you what the city is like today but also brings to life the past. Moscow never seems to sleep and is bursting with energy. A Moscow tour with Express to Russia is truly the best way of getting to know Russia’s largest and most vibrant city.
Frequently Asked Questions From Our Travelers
What is the best time to visit moscow.
Any time of year is fine depending on what you plan to do. Summertime is pleasantly warm, ideal for exploring the city and its vibrant atmosphere, but Moscow will be much busier and accommodation is more expensive. Winter can be quite cold but beautiful nonetheless, and this is unproblematic if you intend to spend most of your trip in museums and galleries. There are also various festivals and events organised throughout the year. For more information about the best time to visit, read our guide
How many days are enough in Moscow?
If you plan your itinerary strategically and aren’t averse to a packed schedule, you can cover Moscow’s main sights over a long weekend. Most popular attractions are in the city centre, and the Moscow Metro allows you to cover much ground in a small amount of time. Ensure that your accommodation is fairly central and book tickets in advance, so that you can make the most of your days. For an informative and well-organised day out, check out our Moscow day tours with options to suit all interests.
Do they speak English in Moscow?
As Russia’s capital city, tourists are well accommodated in Moscow. There should be English-speaking staff in restaurants, bars, hotels, shops and attractions in tourist hotspots, and there are also English-speaking tourist police. Transport services have English translations on their maps and English announcements via intercom; alternatively, order taxis from the Yandex Taxi app (Russian Uber), though it’s unlikely that your taxi driver will speak English. If you get stuck and cannot communicate, it’s fine to use Google Translate.
Is it safe to travel to Moscow?
It is no less safe to travel to Moscow than to any European city if you exercise common sense and look after your belongings. As with every city some regions can be more unsavoury than others, but no tourist attractions are located there. The traffic in Moscow is notorious, so exercise caution when crossing roads. Do not take unlicensed taxis; book in advance or take public transport, which is widespread and perfectly safe. If you encounter any problems, look for the special tourist police who can help you. For more information, read our guide about staying safe in Russia .
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StarTribune
Alexander donald foss.
Alexander Donald Foss passed away on April 11, 2024, in a plane crash at the tender age of 20. Alex was a remarkable person whose vibrant spirit touched the lives of all who knew him. He left an indelible mark on the world with his enthusiasm, kindness, and empathy.
Alex's journey was one of adventure and appreciation of every moment. He loved to travel with friends and often discovered new local coffee shops along the way. In the summertime he spent many hours on the lake driving boats, waterskiing, fishing, and swimming with friends and family.
Alex had a passion for running which started in junior high and continued throughout his life. Among the highlights to him were running and training with friends on his high school cross-country team, acheiving a state championship his senior year, following the professional club Tin Man Elite, running with both of his brothers, creating a run club for newly hired United Airline pilots during his summer internship, and even making a trek to run on Colorado's Magnolia Road.
At an early age Alex expressed an interest in aviation. Flying came naturally to Alex and he earned both his private and commercial pilot's licenses. His hard work and hustle allowed him to earn a summer internship with United Airlines which gave him a glimpse at the life of a professional pilot. Through this internship Alex was able to travel to many destinations across the globe and he was always up for this exploration of new places.
Alex is survived by his parents, Jim and Karin Foss, his two brothers Andrew and Charlie, and many loving relatives. Though his time with us was far too short, the impact of his presence will resonate eternally in the hearts of those who were fortunate enough to know him. Rest in peace, Alex, your light will continue to shine brightly in our memories.
Services for Alex will be at St. Philip the Deacon Lutheran Church in Plymouth, MN. Visitation will be held on Monday, May 27th from 6:00 pm-8:00 pm. A Celebration of Resurrection Service will be held on Tuesday, May 28th at 10:30 am, doors open at 9:30 am, and burial at Lakewood Cemetery at 2:00 pm.
Published on May 4, 2024
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Kuznetski Most area in Moscow
Kuznetski Most is a small area between Tverskaya street, Kremlin, and Kitai Gorod (Lubyanka) and it's a downtown of Moscow. First of all, 'Kuznya' is a great place to walk: it is a real Moscow area, not a postcard at all, hectic busy streets neighbour tranquil lanes and courtyards with traditional architecture. There are also many very nice cafes, restaurants, clubs, and shops. If you want a cool place to meet people, go for a walk and to get the real feeling of the city, check out this area.
Long time ago there were only half-broken low wooden houses in Kuznetski Most area, and it was the place where poor blacksmithes lived. Blacksmith is 'Kuznets' in Russia, hence the name. In the beginning of the street (on top) there was a bridge over a small river, later this river was put underground, so there's no bridge anymore. About 200 years ago there was a rich Moscovitan noble buying this area. He immediately put away all the blacksmiths' houses and started to build a fancy new district. Just in few years he built up beautiful houses, with impressive ornaments, rich decoration, pools in the courtyards. Also, he opened some French boutiques in the area. That's when Kuznetski Most started to become fashionable. In a short time all the elite moved to this area, and those who wasn't so fast were coming here to make some shopping and to sit in many of the restaurants and cafes around. In the 20th century, when the communist times arrived, most of the buildings were given to government offices, some were given to soviet shops. The area became boring, the architecture was slowly deteriorating , but nobody seemed to care. In the beginning of the 90s the area was revived again: the buildings were restored , there was many new cafes being opened, boutiques, and shops. One important landmark of Kuznetsky Most is that it's home to FSB (Federal Security Bureau - former KGB) offices, and if you walk along Kuznetsky Most street you can get to the FSB reception, which is open 24 hours (in case you have something to report).
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Money latest: Supermarket caught out over 'fake farm'; bank boss reveals interest rate prediction
Our series on how to eat more healthily for less is back - and we're looking at breakfast. Read this and all the latest consumer and personal finance news below, plus leave a comment in the box.
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A cash ISA offering an interest rate of 4.5% has been launched today by Melton Building Society .
The interest is paid annually on 31 March and can be added to the account, transferred to your bank account or transferred to an existing Melton savings account.
Here's what you need to know...
How do you open an account?
- You must be a UK resident and be aged 16;
- Accounts can be opened with a minimum amount of £25 and the maximum that can be held in this account is £500,000.
Can you withdraw money?
Yes, you can withdraw money as long as you give the bank 180 days' notice in branch, by post or phone
Once you have done this, all or part of the investments in the ISA, including any interest earned, will be transferred to you.
You can also access your money without giving notice, but you will be charged 180 days' interest on the amount you withdraw.
A lack of demand for new electric cars has led some brands to begin slashing prices.
Even some of the UK's best-selling electric cars are thousands of pounds cheaper than a year ago, according to Auto Trader figures shared with The Times .
Among the most heavily discounted vehicles are the Honda E, down 20% versus a year ago at £29,600, and the Peugeot E-2008, which has fallen in price by 15% to £30,000.
The Vauxhall Corsa-e and Mokka-e are both being advertised at a 20% off sale price, while the MG ZS and MG5 are discounted by 15%.
Meanwhile, Ford's flagship electric car, the Mustang Mach-E, has fallen in price by 14%.
Ian Plummer, Auto Trader's commercial director, said lower prices are good news for car buyers and that it was "encouraging" to see more affordable electric cars on the market.
He said the discounts had been "driven by a softening in consumer demand, coupled with the introduction of the zero-emissions vehicle mandate, which is putting pressure on manufacturers to comply with the new regulations or face heavy fines".
The government's zero-emission vehicle ( ZEV ) mandate requirers manufacturers to produce a certain percentage of zero-emission cars and vans each year.
It started when comedian Peter Kay, who was supposed to be the first official act for the new Manchester Co-op Live on 23 April, had his performances rescheduled.
Rick Astley's performance on 20 April was a "test event" for the venue but ticket capacity was slashed just hours before his gig was due to begin.
Astley fans who had their tickets cancelled were instead offered seats to see US rock band The Black Keys play - but their show has also been affected.
And to add to the chaos, this week Olivia Rodrigo's concerts, scheduled for 3 and 4 May, were postponed.
Then, Take That announced they were moving their shows from the venue to the AO Arena in Manchester.
A Boogie Wit Da Hoodie concert was also postponed just over an hour before the rapper was set to perform.
Today, Barry Manilow also said he had a "back-up plan" to move his Manchester performance from the beleaguered venue.
The ongoing mayhem has left disgruntled concert-goers voicing their frustration, with some calling for travel and accommodation to be reimbursed and others calling the situation "embarrassing".
"There will be countless people who would've booked travel and hotels just for you to stitch them up because you couldn't meet assured deadlines," one person wrote on X.
Another person said the music venue should "at the very minimum" be "looking at refunding travel/hotel costs for people that can prove they paid for cancelled dates".
And another person asked: "How do I get a refund for parking? There's no info on your site or app."
Organisers at Co-op Live said the venue would be taking "a short pause to events" before welcoming members of the public to the arena from 14 May.
A Co-op Live statement said: "At this time, we do not expect further impact on our opening season. We are aware our actions have frustrated and angered ticketholders."
Tim Leiweke, chairman and chief executive of Oak View Group, which developed Co-op Live in partnership with the City Football Group, has said they cannot run any event until it is "absolutely safe to do so".
A Co-op Group spokesperson said: "As naming rights sponsor for Co-op Live we are disappointed with these further schedule changes.
"Co-op is a sponsor and does not own or run the venue, and we have made it clear to Oak View Group, who are responsible for the building, that the impact on ticketholders must be addressed as a priority."
An Itsu freezer product is being urgently recalled over fears it could contain plastic.
Customers are being told not to eat Itsu's sizzling pork gyoza, which is sold at Asda and Sainsbury's.
The 240g packs with a best before date of 8 March 2025 are those affected by the recall.
A 200-year-old Edinburgh attraction is reopening this month after being closed for four years.
The Nelson Monument is a 150ft tower overlooking the city, and was built to commemorate Admiral Horatio Nelson's victory at the Battle of Trafalgar.
It has been shut for essential works for years, but visitors will soon be able to climb its 143 steps again.
An official opening date has not yet been given.
HMRC's Welsh-language app is only being used by two in every 100 native speakers, according to a new report by The Telegraph .
A freedom of information request by the paper found that 13,831 Welsh speakers have used the app since its launch in June 2022.
That equates to 1.5% of the nearly 900,000 people who say they speak the language.
Jonathan Eida, researcher at the TaxPayers' Alliance pressure group, told the newspaper he thought the move was a "gimmick".
Gig ticket prices may be eye-wateringly high at the moment (just like everything else, let's face it) but a big sale next week will see tens of thousands of tickets at discounted prices.
LiveNation is holding a sale for 24 hours from noon on Thursday until noon on Friday, with prices starting from £25.
Artists who you can get discounted tickets to see include Doja Cat, Meghan Thee Stallion, Shania Twain, Becky Hill, Avril Lavigne, Eric Prydz, Giggs, Glass Animals, James Arthur, JLS, Jungle, Kaiser Chiefs, Limp Bizkit, Offset, McFly, Olly Murs, Paloma Faith, Placebo, Tom Jones, Tiesto and The Streets.
You can find the full line-up of artists and venues with discounted tickets on the LiveNation website here .
The company will also be holding promotions and competitions throughout next week.
By James Sillars , business news reporter
Financial markets are strange beasts.
You would think that fewer new jobs being created in the United States would be a cause for concern.
Hardly. It is being positively celebrated.
Closely watched figures out at 1.30pm showed an easing in both jobs and wage growth by more than expected last month.
It has led to greater bets on the US Federal Reserve, the central bank, introducing its first interest rate cut in September.
A hot economy and stubborn inflation have dragged on market sentiment in recent weeks.
Investors desperately want to see cheaper borrowing costs.
In reaction, US stock market futures showed the S&P 500 would open more than 1% higher.
The FTSE 100 was also on track for another record close. It was trading 0.8% higher at 8,234.
That was despite a big weakening in the dollar.
The pound gained three-quarters of a cent to $1.26 versus the US currency after the jobs data dropped.
Tech giant Apple has recorded the biggest drop in iPhone sales since the early months of the COVID pandemic.
Sales for January to March were down 10% on the same period last year - something not seen since the 2020 iPhone model was delayed due to lockdown factory closures.
Overall, Apple earned $90.8bn (£72.4bn) in the latest quarter - down 4% from a year ago. It was the fifth consecutive three-month period that the company's revenue dipped from the previous year.
Apple's profit in the past quarter was $23.64bn (£18.85bn) - a 2% dip from a year ago.
It was good news, however, for the overall value of the company as its share price rose nearly 7% after investors had expected a bigger drop in sales.
You can read more here ...
The chair of HSBC has predicted the Bank of England will cut interest rates in June.
Speaking at HSBC's annual general meeting today, Mark Tucker said he expected the European Central Bank and Bank of England to cut rates next month, both lowering by 150 basis points by the end of 2025.
He also said he expected the US Federal Reserve to cut rates in September.
However, yesterday, one of the world's leading economic authorities, the Organisation for Economic Co-operation and Development, said interest rates, which are at a post-2008 era high of 5.25%, should stay there.
"The fiscal and monetary policy mix is adequately restrictive and should remain so until inflation returns durably to target," the OECD's economic outlook for 2024 said.
Mango plans to open 20 new stores this year as it continues to strengthen its UK presence.
The Spanish fashion retailer, which arrived in the UK in 1999, will be opening stores in several cities in Northern Ireland and central and southern England, as well as Scotland.
There are also plans to open four stores in London.
Daniel Lopez, Mango director of expansion and franchising, told Retail Gazette the expansion "will consolidate the Mango brand" and help "strengthen it internationally".
The retailer recently unveiled a spring/summer collection in collaboration with Victoria Beckham.
Lidl has rushed to remove old references to so-called fake farm branding on its website after being questioned by MPs.
The retail chain told MPs yesterday that a picture of its "Strathvale farm chicken" was a "mistake" after telling them they did not use so-called fake farms.
Appearing in front of the Environment, Food and Rural Affairs Committee on fairness in the food supply chain, Lidl GB's chief commercial officer Richard Bourns was questioned on the fairness of supermarkets using fake farms to market their food.
Mr Bourns, who was questioned by committee member Rosie Duffield on using "Strathvale farm" branding for meat products, replied: "We don't use Strathvale farms, we use Strathvale.
"We do not use farm brands, just to be absolutely clear."
Committee chairman Robert Goodwill, who had access to the internet, said: "Oh wait a minute, we have here a Strathvale farm Scottish large chicken, for £3.85. Gosh that's cheap.
"So there is on the website at least, a reference to Strathvale farm."
Mr Bourns replied: "If there is a reference to Strathvale farms on our website I'd want to take that away and correct it.
"It could be the case that our website is not up to date.
"We do not have an online offering but I can categorically tell you we do not have farms brands in our business, just to be absolutely clear."
After the committee hearing a Lidl spokesperson said: "Any historic web pages featuring old packaging that appear via a search engine are in the process of being removed to ensure complete accuracy."
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The diversity of this mega-city is astounding. Only a few steps away from the solemn red facade of the Kremlin and the sounds of righteous church bells, a buzzing night scene and alternative-fashion boutiques can be found. Culture: In Moscow only the best goes. Be it a theatre, restaurant or gallery, the standards are certain to be world-class.
This tour is a perfect choice for those who wish to get to know Moscow in depth. One of the highlights of this package is the KGB history tour which gives an interesting perspective on the Cold War. You will also have time for exploring the city on your own or doing extra sightseeing. $ 941 From/Per person. Details.
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Museumize the Old Kremlin area & add B&B Inns, hostels, other mini museums to Cold War, WW1 era Russia, Russian cuisine & add more hotels, dining & rental cars.
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