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UK and Great Britain Tours & Trips

Our 972 Great Britain and UK tours will take you to amazing places with unforgettable views, remarkable history, and unique experiences. Travel along the astounding coast of Cornwall or see for yourself what makes the Edinburgh Castle and the Scottish Highlands so special.

250+ UK and Great Britain tour packages with 23,520 reviews

• In-depth Cultural
• Coach / Bus

Essential Britain & Ireland

Hello, We have just returned from the UK, we thoroughly enjoyed our tour and excursions, except for the last day in Edinburgh were on the morning of 24th Aug we went to the dinning room with our tour group to find no breakfast, and no porter to help with our luggage, we were drop off at the train station were our tour guide left us at the top of the train station and we were told to make our own way to the platform with all our luggage and no assistance. After fining the correct train there was no assistance what so ever to board the train, and being a bank holiday in the UK the trains were absolutely jam packed a very uncomfortable ride and very disappointed and very hot. Once arriving back into London, we need to unload our own luggage, and had find the Cosmos tour guide ourselves, she was un certain of where to go and what to do due to the public holiday as the pickup point had changed, we had to drag our luggage down some stairs in 32 degree heat, a homeless man luckily assisted us to get down the stairs, there were a couple of elderly gents who were very distressed as you can understand, very unprofessionally organised. We had a wonderful trip but the last day spoiled our vacation, and the 14 other passengers on the tour who were also on the train agreed this should have been better organised knowing it was a public holiday in the UK

England, Scotland and Ireland end Dublin

Our tour was London, Glasgow, Belfast, Dublin, Liverpool, London. This was a bi-lingual tour with emphasis on Spanish - we are bi-lingual so not that much of a bother but non-Spanish speaking tourists would likely not enjoy this aspect. The English of the guides varied widely with the London guide Richard being beautifully fluent and knowledgeable in both languages. It's important to understand you will have multiple guides. We walked an average of 7 miles a day and covered nearly 1,500 miles by luxury coach. This kind of travel can be exhausting if you are not prepared. The first two days the buses arrived 2 hours late due to the Rail Strike in London. Now for the upside: The tour guides were great and kept everything on-task. They knew the areas pretty well and they were accommodating despite their challenged English. The hotels were way better than expected and included excellent breakfasts with lots of options - I would say 3.5 to 4.0 stars. Yes UK hotels can be quirky - like you might not have a huge bed and the shower faucet make take some time to figure out but they were excellently located. I cannot say enough about the general courtesy and service of the UK citizens - they generally put the USA to shame. From servers to museum guides everyone seemed genuinely happy to be working and accommodating of tourists. The food everywhere we went was great and well priced -- more affordable than expected. Still hard to find Coke on ice though! haha. The tour itself was comprehensive and the stops were breathtaking. The two ferry trips were a blast -- these are really mini-cruise ships. We came home exhausted but completely satisfied. We saw attractions we would have never seen like Alnwick and Caerfornan castles on our own that were incredible. Being able to stop in Liverpool was a real highlight and we paid on our own to do the Beatles sites and it was well worth it. (So was the Beatles museum). We would likely use Europamundo again, even if it was bi-lingual because they were so efficient and a great value.

Britain and Ireland Experience (12 Days)

This is the first time we’ve used TRAFALGAR and we were very happy with the overall experience and have already recommended them to family and friends. Our Tour Guide (Sarah Rose Jefferson) was super friendly and a huge highlight of our trip & our Driver (Jamie Wassell) was fabulous! His driving skills were incredible and he was also very informative and had a good knowledge of the area. Wifi could’ve been better on the coach (some days it didn’t work by mid morning/lunchtime). Perhaps having individual usage would stop others from draining all of the data? Also, a couple of the hotels we stayed in also lacked wifi in the actual rooms, which was a bit frustrating. The “optionals” were great. Would’ve liked to have spent more time at Blarney Castle (due to the massive crowds) and at Galway and maybe less or more time at Pembroke (as there wasn’t quite enough time to do the castle tour whilst there) so that time seemed a bit wasted. A more in depth description of the Warwick Castle should be explained to future travelers, as we nearly didn’t do this optional, and we’re so glad we did. The falconry show was so entertaining and the displays inside the lower rooms inside the castle were spectacular. It’s one of the few castles where you can explore the entire castle too. Of course, with all travel, there’s always hiccups with bags going missing or mix ups with number of beds in rooms or no air conditioning available. However... Sarah & Jamie made sure EVERY single person on our tour were looked after and taken care of before their own needs. Some days they didn’t get to bed until early hours in the morning. Their dedication and comittment to making sure our trip was an amazing experience is a credit to both of them. Thank you TRAFALGAR for employing such great staff.

Britain and Ireland Delight (Summer, 8 Days)

Was great both Christian and our bus driver were amazing .had a great time with some great people . Thanks very much

Best of UK & Ireland

The bus seats were miserably uncomfortable & the bathroom had not been properly maintained for 4 weeks. Most of the hotel rooms/beds/lifts/electrical outlets were inadequate. Tony, our driver, was absolutely top notch. Aaron was very knowledgeable, but oftentimes gave directions/talks before we were all assembled.

• 10% deposit on some dates Some departure dates offer you the chance to book this tour with a lower deposit.

Wonders of Britain and Ireland (12 Days)

Really enjoyed having Greg for our Tour Director, he was so organized and efficient. Empathetic to people's needs. He is very knowledgeable and made the tour a lot of fun.

• €100 deposit on some dates Some departure dates offer you the chance to book this tour with a lower deposit.

Britain & Ireland Explorer (Classic, 13 Days)

We had a great holiday and highly recommend insight tours . We had lovely hotels and a fantastic tour guide who was very knowledgeable with places and the history.

Britain and Ireland Panorama (16 Days)

Everything about the trip was good, including the weather, and Greg even influenced that, playing the Beatles "Here comes the sun" to start every morning. Full breakfast was good fuel for the day. Greg was enthusiastic, knowledgable, amusing, and patient with tardy guests. The coach drivers (Liam and Tommy) were superb. The porterage was a very nice touch.

• Sightseeing
• Christmas & New Year

United Kingdom and Ireland ( 10 days )

Grand Tour of Britain & Ireland

Absolutely loved that I could enjoy this tour which provided great coverage of England, Wales,Ireland and Scotland. The driver was fantastic. The guide provided wonderful history of the places but would have liked a bit more information as we passed places of interest.

The Best of Britain & Ireland

Tom and John were great and gave us a very informative trip.

5 Day Skye & Highland Fling

I just finished my 5 day trip with Macbackpackers and I wish it wasn’t over! Our tour guide Neil kept me entertained the whole entire trip with his humorous jokes and interesting stories about Scotland. We got to see so many things in the span of 5 days, it was the perfect trip to introduce me to this beautiful place. Will 100% recommend Macbackpackers to everyone!

Best of Ireland & Scotland (Classic, 14 Days)

Wonderful trip. Saw a great variety of places.

Highland Fling

It was a great time! Steve was an excellent driver, funny, accommodating, and knowledgeable.

• €75 deposit on some dates Some departure dates offer you the chance to book this tour with a lower deposit.

Great Britain

My name is Maria Luisa Velasquez,!I had the best tours Great Britain 7 days!! My tours leader Mike was an excellent leader, knowledgable.Our driver Russell a fantastic driver.

What people love about UK And Great Britain Tours

Very nice itinerary ... jam packed days and evenings. I chose not to do any of the extra evening excursions that were offered so I was able to use the time to explore every overnight stop on my own. The tour guide was amazing... so full of knowledge about all the countries/areas we visited.

Guides were great and the tour was an excellent way to see lots of places in a short amount of time

The driver, Billy, and tour director, Speedy, made the trip very interesting and informative. They were both very helpful. We were disappointed that some of the hotel didn’t really cater for the older tourist with rooms a fair distance from reception, climbing stairs and dragging our luggage.

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• Self Drive (15)
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• Train & Rail (14)
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• England and Scotland (245)
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• England, Scotland and Wales (94)
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• Ireland tours (307)
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Top Tour Operators and Travel Agencies in England 2024/2025

Top Tour Operators and Travel Agencies in England. Below you will find 24 of the best tour operators and travel agencies in England offering in total 224 tours and holidays through-out England. Combined they have received 438 customer reviews and an average rating of 5 out of 5 stars. The top tour activities offered in England are: Sightseeing, attractions, culture and history, Adventure and sport & Wildlife, landscapes and nature.

• Tours in England
• England Travel Guide

24 Tour Operators in England with 438 Reviews

Brendan Vacations

• Address Brendan Vacations 801 E. Katella Avenue Anaheim, California 92805, California, USA
• Response Rate 90%
• Response Time 1 hour

Walkers' Britain

• Address 1B Osiers Road, London, England
• Response Rate 83%
• Response Time 3 hours

• Best-in-Class Top 5% of companies
• Excellent Service Top 10% of companies
• Superior Service Top 15% of companies

• Address 109 Power Road, Chiswick, London, England
• Response Rate 81%

• Address Picquet House, St Peter Port, Guernsey, London, England
• Response Time 2 hours

Mckenzie Mountaineering

• Address Hillcrest Braes , Ullapool, Scotland
• Response Rate 100%

Expat Explore

• Address 10 Merryweather Place, London, England

• Address Nelson House, 55-59 Victoria Rd, Farnborough, England
• Response Rate 96%

Collette Tours

• Address 162 Middle Street, Pawtucket, Rhode Island, USA
• Response Rate 86%

• Address 33 Kern Road, Toronto, Canada
• Response Rate 88%

Luxury Gold

• Response Rate 60%

• Address 38-51 Bedford Way, London, England

The London Bicycle Tour Company

• Address 74 Kennington Road, London, England

Indus Travels

• Address 233, 11951 Hammersmith Way, Richmond, Canada
• Response Rate 97%

Scenic Luxury Cruises and Tours

• Address 15/56 Pitt St, Sydney, Australia
• Response Rate 74%

England Tour Reviews

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• England group tours
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Best travel companies most recommended by Brits for 2020 unveiled by YouGov

YouGov's Brand Index has unveiled the top 10 travel companies most recommended by customers for 2020

• 09:34, 20 Feb 2020

When booking holidays , you're spoiled for choice when it comes to travel firms; but sometimes, the abundance of options can be a little overwhelming.

Luckily, your fellow Brits are on hand to help - as the nation's top recommended travel companies have been revealed in YouGov's 2020 Brand Index .

The study saw holidaymakers asked if they would recommend the travel firm they used in 2019 to family and friends, with an overall percentage being worked out for the companies included.

Topping the list was Trailfinders with 87.5 per cent of customers surveyed who said they would recommend it to their close ones.

The firm offers up a plethora of holiday types from luxury and wellness retreats to active holidays, getaways off the beaten track and heaps of adventures.

Meanwhile, families after package holidays may want to consider Jet2holidays which took second place with 82.9 per cent of customers saying they would recommend the firm.

Jet2holidays is a firm favourite with Brits especially families thanks to its wide array of holidays to the likes of Spain, Portugal and Greece, as well as plenty of budget-friendly options and low deposits.

Third place went to TravelRepublic, a holiday comparison website which can be a handy source for finding deals, especially if you can be a little flexible with your travel dates.

You can check out the full list of the top 10 recommended travel companies for 2020 below...

Top 10 travel companies recommended by Brits

• Trailfinders - 87.5 per cent
• Jet2holidays - 82.9 per cent
• TravelRepublic - 81.9 per cent
• Virgin Holidays - 81.7 per cent
• British Airways Holidays - 78.8 per cent
• Emirates Holidays - 78.7 per cent
• Expedia - 77.2 per cent
• The Co-operative Travel - 77.2 per cent
• Trivago - 76 per cent
• Riviera Travel - 75.4 per cent

YouGov BrandIndex screened 1,549 brands for their Recommend score, with companies spanning the likes of travel, food finance, beauty and retail.

You can find out more about the research and rankings on the YouGov website .

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London – Our top 10 lists

10 of the Best UK Tour Operators and Travel companies

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Planning a trip to Paris ? Get ready !

These are  Amazon’s best-selling  travel products that you may need for coming to Paris.

• The best travel book : Rick Steves – Paris 2023 –  Learn more here
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Check Amazon’s best-seller list for the most popular travel accessories. We sometimes read this list just to find out what new travel products people are buying.

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The 7 best online travel agencies in the UK

Best online travel agency for business travel, 1. travelperk: perfect for business travellers going the extra mile.

Main offerings and features:

• UK-based headquarters for smooth customer support
• Extensive inventory of travel services
• Flexible booking with FlexiPerk
• Safety alerts with TravelCare
• Integrated travel policy & approval flows
• Centralised invoicing
• Easy & real-time expense reports
• Carbon offsetting with GreenPerk
• 24/7 customer support with a 15s target
• VAT reclaim
• Integration with 3rd party tools , such as expense management or HR software like Expensify and BambooHR

See how to save money by automating your booking process

Best online travel agencies for leisure travel in the united kingdom, 2. travel supermarket: a travel agent part of moneysupermarket.

Key features:

• Get access to expert travel advice from the experienced team
• Includes: all-inclusive, long haul, beach-themed, and more types of holidays
• Europe-wide car hire is also available through the website
• Get inspired to find some winter sun with their “where’s hot” search filter

3. Lastminute: great for spontaneous travellers—or those that forgot to book!

• 1,500+ employees in offices across the globe
• An intuitive booking tool for flights, hotels, or both
• Get inspired with their ‘ deal finder’ search
• Also book the theatre, cars, ground transport, and the Eurostar

4. Hays Travel: great for those looking to travel with peace of mind

• Available on Whatsapp to bring your deals on the go
• Booking centre: if you’d prefer to plan your trip in-store with an agent
• ATOL scheme: to ensure you’re protected should something happen to the holiday company while you’re away
• Hays prepaid Travel Money Card for worldwide cash withdrawals and 24/7 customer support

5. Thomas Cook: one of the UK’s most renowned tour operators

• Score the best service on any holiday as Thomas Cook are members of ABTA
• A huge selection of beach to cheap to luxury holidays to choose from
• Availability to book your travel money, travel insurance, and airport transport
• A fantastic holiday advice magazine to keep you inspired when booking

6. Easy Jet Holidays: for holiday goers on a budget

• Best price guarantees and low deposits—from £60pp
• Book flights, manage bookings, and access your boarding passes via the app
• Holidays that are easier on the credit card by splitting your payments out
• Cancel up to 60 days before you travel and get your deposit back as EasyJet credit

7. Tui: great for those looking to fly from local and go global

• Tours and multi-destination trip for a tailor-made retreat
• A huge selection of ocean and river cruises for that perfect holiday on the water
• Plenty of holiday deals to inspire a trip on any budget
• A nifty holiday budget calculator to help you figure out your spending money

Closing out British travel companies worth considering

Make business travel simpler. Forever.

• See our platform in action . Trusted by thousands of companies worldwide, TravelPerk makes business travel simpler to manage with more flexibility, full control of spending with easy reporting, and options to offset your carbon footprint.
• Find hundreds of resources on all things business travel, from tips on traveling more sustainably, to advice on setting up a business travel policy, and managing your expenses. Our latest e-books and blog posts have you covered.
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Best UK Tours 2023/4 – Reviews & Itinerary Guide

By: Author Tracy Collins

Posted on Last updated: June 13, 2023

Taking one of the many UK tours on offer can be a great way to explore the United Kingdom if this is one of your first trips in the UK. There are several advantages to taking a guided or self-guided tour for part (or all) of your time visiting the UK. 

Guided tours of England, Wales, Scotland and Ireland allow you to minimise the travel hassle as you’ll have a company to do most of the planning for you, and many of the United Kingdom tour package options we’ve included here allow you to see far more of the UK in a shorter period of time than it would be possible to do on your own. 

Guided tours of UK can also offer good value for money, and there are some great UK trip packages on offer. Unfortunately, choosing which UK tour to take is not so easy – as the choice of tours in UK can be really overwhelming. There are just so many, so where to start looking? 

In this guide I’ll walk you through some of my favourite UK tour itineraries and how to choose the best UK tour that’s right for you. Whether you’re looking for England tours, cheap UK tours, all-inclusive England vacation packages, or the best coach holidays UK has, you’ll find plenty of options in this blog. I’ve also included some of my recommended cycling and walking holidays UK has for those looking for an active break. 

Let’s get started with the best Great Britain tours 2023/4 options on offer! 

Best Tours of Great Britain – Comparison Chart

When is the best time to go on your uk trip , mode of transport, pace of travel, elegance of great britain – insight vacations – 11 days, castles & kilts – trafalgar tours – 10 days, great britain 7 days, uk by train – great rail journeys uk – 12 days.

• The Lake District & Scotland – Rabbie's – 9 Days

Highlights of Scotland – G Adventures – 7 Days

Country roads of scotland – insight vacations – 9 days.

• Best of Scotland 

8 Day Isle of Skye, Orkney & North Coast

Britain and ireland, essential britain & ireland – globus – 10 days, britain & ireland explorer – insight vacations – 13 days, walk hadrian’s wall, g adventures, globus journeys , great rail journeys, insight vacations, intrepid travel, indus travels , trafalgar travel, rabbie’s tours, extending your british tour with extra days in london.

If you want to compare even more of the best coach trips the UK has or other styles of tour, I recommend TourRadar as a great place to compare tours and read more UK tour reviews. 

When planning for your trip to England or the rest of the UK, it’s important to take seasonality into consideration. I go over all the details of the weather and the seasons in the UK here in this article . 

When comparing tour operator UK options and which trip to take, be aware that UK tours tend to run with reduced frequency during the winter months, with many of the best UK tour packages running more frequently in spring and summer (April – August).

While some British coach holidays run year-round, speciality outdoor trips such as cycling holidays UK options may only run during summer months. 

Best United Kingdom Tours – Choosing the Best Tour for you

When searching for the best UK travel packages and tours, there are many factors to consider. Here are some of the top things I recommend taking a few minutes to think about before deciding on the best tour of Britain for you: 

Many of the most popular UK guided tour options are small group tours. UK small group tours vary widely in size with what is deemed to be a ‘small’ group – with some having up to 50 in a group while others keep it to 12 or under. 

Coach tours UK options are a convenient way to travel around with the rest of your group and often allow more to be fitted into an itinerary than independently travelling by train.

These range in style and you can find plenty of luxury coach holidays UK options as well as budget bus tours UK.

If you want to take the train but also like the idea of a guided tour, you could consider one of the train holidays UK options listed below. 

This is the one most of us forget to consider! In order to fit as much in as possible, some of the popular coach holidays in England and the rest of the UK move very fast, taking in multiple cities and sights in a day and usually spending only 1 night in a place. 

This can get tiring, so if you prefer to spend at least a couple of nights in each place, check for itineraries that allow you more time or you could consider choosing one of the self-drive holidays UK options available. 

Also, see our tips at the end of this article for extending your stay in the UK by spending extra days in London, Edinburgh, or any of the other common UK tour starting and endpoints. 

England vacation packages and tours have different inclusions depending on the style of trip and company.

Most include transport, guide, accommodation and some meals, but check the small print so you know what you are and aren’t getting included on tours to England.

The entrance fees to many sights are often not included in tour pricing. 

Best Great Britain Tours (England, Scotland, Wales)

Below you’ll find our favourite United Kingdom trip tour packages that take in England, Scotland and in some cases Wales, too. For tours that also include Ireland, see the next section. 

Best for seeing England & Scotland at a more leisurely pace

Starting in Edinburgh and finishing in London, this 11-day journey through some of England and Scotland’s finest sights is a great option for those wanting to travel in comfort or who are looking for the best UK tours for seniors. 

This is one of our favourite England and Scotland tour packages if you prefer a tour that spends 1-2 nights in each place and allows you to relax more in the places that you visit.

Staying at 4* accommodations throughout the trip, this itinerary starts in Edinburgh and takes in Gretna Green, the stunning Lake District , historic York, Stratford-upon-Avon, the Cotswolds and Bath before finishing up in London.

Travel is by private coach. 

As trips to England and Scotland go, this Insight Vacations UK trip is one for those who want to see the best of the UK’s history, natural beauty and culture in comfort and style. If you have additional time, we highly recommend adding on extra days in London or Edinburgh (or both!). 

Click here for more info and pricing

Best for fitting lots of England in at a great price

Starting in London and finishing in Edinburgh, this 10 day London – Scotland tour by Trafalgar Tours England is a great option for those who want to see as much as possible during their trip and don’t mind travelling at a faster pace. 

One of the popular tours of England and Scotland, this itinerary spends 3 days taking in the sights of London at the start of the tour, so you don’t need to worry about booking additional time at the start of the tour (unless you want to).

From London, head north to Oxford and Bath before crossing the Welsh borders and exploring some fine Welsh castles . You’ll also visit Chester, Lancaster and Hadrian’s wall before finishing in Edinburgh. 

If you want to include a trip to Wales in your UK tour itinerary then this is a great tour to go for, and history lovers will enjoy every stop of this trip that showcases the UK’s history from the Wars of the Roses to Roman Bath – you even get to stay at Ruthin Castle in Wales – a 13th century castle with its original moat!

Best for seeing it all in seven days

If you only have seven days to spend in the UK, this whistle-stop tour will whisk you up and down the length and breadth of Britain to introduce you to the highlights. Included on the itinerary are a list of destinations for day trips outside London – and beyond. 

The cities of Bath, Cambridge and York in England, plus the Scottish capital of Edinburgh, are included. Stratford-upon-Avon is also visited as the home of the UK’s most revered playwright. Experiences to savour include seeing Britain’s highest peak, Ben Nevis in Scotland, and enjoying a traditional roast dinner in historic, compact York. 

In addition to Georgian Bath and the capital London, this seven day tour takes you to some other fascinating UK locations too. There’s sculptor Antony Gormley’s famous Angel of the North artwork, a Scottish border town, Edinburgh Castle and the Royal Mile, and the Scottish Highlands and Loch Ness.

Once you head down the west coast, the musical and sporting city of Liverpool awaits. You’ll also venture into Wales to see the city of Cardiff and a ​​mediaeval Welsh castle. After touring Bath, the last stop en route back to London is Stonehenge. This ancient site is shrouded in mystery – and a must on the itinerary of every visitor to the UK.

Best for train travel and rail holidays UK

There’s arguably nothing more quintessentially British than train travel – and if life on the rails in Britain is what you’ve been romanticising about, then this is one of the train tours UK for you.

This UK rail itinerary takes in the best of Scotland and England, with the chance to ride on one of the best-known steam train trips UK has to offer on the Jacobite steam train from Fort William to Mallaig.

You’ll travel on the West Highland Line, North East Main Line that links Edinburgh and York, and the West Coast Mainline south from Glasgow.

Travel is at a more leisurely pace with 2 nights spent in most cities, staying in mostly 4* hotels. You’ll also get to see Bath and Stonehenge before finishing in London. 

If you’re looking for guided tours of England and Scotland by train, this is a great itinerary to go for. You’ll get to experience many of the UK’s best-known railways and take in the country’s top historic and cultural sights along the way. Travel is by train and private coach. 

The Lake District & Scotland – Rabbie’s – 9 Days

Best for taking in the beautiful scenery of the Lake District & Scottish Highlands

Rabbie’s tours of the UK offer great value for money, and if you want to be immersed in some of the UK’s finest landscapes and are interested in guided walking holidays UK options, this is a great way to dip your toes in. 

Starting in Manchester, this itinerary is a ‘rail and trail’ combination of 2 Rabbie’s trips , meaning you’ll change minibus and guide half way through.

First you’ll explore the stunning Lake District in the beautiful north west of England, enjoying Windermere and Ullswater before taking the train up to Edinburgh for your Highlands adventure that visits some of the most scenic spots on Scotland’s west coast: Uban, Mull and Skye before heading back to the mainland to visit the iconic Eilean Donan castle. 

If you’re looking for the best adventure tours UK has, then we recommend Rabbie’s who deliver great tours at a budget-friendly price point for those who love the outdoors.

Best for Scottish Highlands exploring and Solo Trips UK. 

If you’re looking to focus your UK trip on Scotland , then this 7 day Scotland tour from Edinburgh by G Adventures is well worth a look.

G Adventures also offer very reasonable single supplements if you’re looking for the best solo holidays uk options – or you can choose to share a room with another traveller of the same sex. Either way, G Adventures UK is popular with solo travellers. 

Starting in Edinburgh and finishing in Glasgow, this Scotland tour takes in Inverness and the famous Loch Ness, Culloden Moor (famous for the Jacobite rising of 1745), the beautiful Isle of Skye and Fort William, with a chance to snap the famous Jacobite Steam Train crossing the Glenfinnan Viaduct (a must for Harry Potter fans) en route.

Accommodation is on a twin-share basis in 3* hotels and travel is by private minibus. 

If you want the highlights of the highlands of Scotland, this is a good tour to go for, with the option to add on extra days at the start or end of your tour – you could easily spend more time in Edinburgh, or head down to London. 

Off the beaten-path Highlands of Scotland

One of our favourite Great Britain vacation packages for getting a little off the beaten path is this wonderful northern Scotland adventure by Insight Vacations. Perfect for those wanting to see more of the Scottish Highlands or try something different when it comes to the many UK holiday packages. 

Starting in Edinburgh, on this upscale tour you’ll take in Inverness and Loch Ness, the beautiful and remote Orkney Islands at the northern tip of Scotland – a part that few visitors see – before heading south down the west coast of Scotland to take in the Isle of Skye, the stunning Glencoe pass and Loch Lomond before finishing up in Glasgow.

Accommodation is in 4* hotels and travel is by private coach. 

This is certainly one of the best UK coach holidays 2021 has to offer if the Scottish Highlands have been calling to you. You’ll love this one if you want to see the full diversity of landscapes and richness of community and culture that Scotland has. 

Best of Scotland  

Best for uncovering all four corners of Scotland  

If you want to find the best luxury coach tours in the UK that cover much of what lies north of the border, then the Best of Scotland tour from Trafalgar is a popular option for summer. The adventure begins in the capital of Edinburgh on day one. You’ll then be transported around Bonnie Scotland for seven days before ending up in Glasgow. 

This vibrant city lies to the west of Edinburgh. It’s the biggest in Scotland in terms of both population and square mileage. The metropolis is renowned for its magnificent architecture and as a cultural hub for fans of music, museums and more.

After arrival and on the second day of the tour, you’ll delve deeper under the surface of the historic and breathtakingly beautiful Scottish capital. Key sights including Edinburgh Castle, the Royal Mile and Palace of Holyroodhouse are visited during your guided tour, and you’ll also enjoy free time to spend as you wish. 

Between leaving Edinburgh and arriving in Glasgow – both of which are in southern Scotland – you’ll head north. The first stop is St. Andrews, where Prince William met Kate Middleton, before overnighting at a hotel in the Cairngorms National Park. During day four, you’ll visit the site of the famous Jacobite uprising, see Eilean Donan Castle, look out for the Loch Ness Monster and head over to the Isle of Skye. 

The fifth day of the tour includes Ben Nevis and Glencoe en route to Glasgow. After staying overnight there, you’ll take a city tour before calling at Clydeside whisky distillery and Stirling Castle on day six. Day seven is departure day, unless you decide to stay on in Glasgow for longer. 

Best for touring unspoiled Scotland

If what appeals to you most about the British Isles is the chance to spend time in Bonnie Scotland, this tour to far northern Scotland might be the one for you. It’s what Great Britain vacations are made of for many – beguiling cities, beautiful coastline and of course a dazzlingly rich and varied history. 

Day one transports you from Edinburgh to Inverness, via the famous Forth Bridge, picture-perfect Perthshire, the peaceful village of Dunkeld, the fascinating Highland Folk Museum, the Cairngorms National Park, bloody Culloden Battlefield and the standing stones at Clava Cairns. 

Next up on the second day is the spectacular North Coast 500 trail, via French-style Dunrobin Castle, en route to the island of Orkney. Puffin territory and an astonishingly well-preserved Neolithic settlement await after overnighting on Orkney. 

Both the better-known and lesser seen sights of Scotland make up much of the tour’s second half. These include Smoo Cave in Sutherland, the harbour village of Ullapool, Eilean Donan Castle, the Isle of Skye, the Jacobite Steam Train from Mallaig to Fort William and Glencoe.

During the last day, you can also choose to take an optional side trip to one of the Western Isles – namely Iona, Kerrera, Mull or Staffa. Alternatively, climb up Battery Hill in Oban or call into the 

 local Whisky Distillery. Finally, before heading back to Edinburgh, visit the Kelpies and Stirling Castle. 

Best England, Ireland, Scotland Tour packages

Some of these itinerary options include the best England, Ireland, Scotland, Wales tours for a comprehensive circuit of the British Isles, while others combine Ireland and Scotland to get a fuller taste of the Celtic lands. 

Best for a whistle-stop tour of the UK and Ireland

If seeing England and Scotland isn’t enough for you, then you might like to add on Ireland. This ten day trip is arguably the best way to see England, Scotland and Ireland in one hit. It lasts for ten days, and packs far more into that time than you could feasibly manage on a self-guided basis. 

First up after departing London is Shakespeare country and Stratford-upon-Avon, then it’s the Yorkshire cities of York and Bradford. The Yorkshire Dales, Lake Windermere, Gretna Green and Glasgow are then on the agenda for day three. 

There’s a day in Edinburgh for the fourth day, before heading to Ayrshire, Belfast, Dublin, Kilkenny and Waterford on day five and six. Cardiff, Bath and Windsor are the final stops before the tour winds up back in London. 

This tour offers incredible value for money, and really maximises each and every day when time in the UK is tight. 

Best for trips to England and Ireland that include the main highlights

If you’re looking at tours of England, Scotland and Ireland, then this 10 day trip by Globus may tick all the right boxes. 

Start and end in London on this tour that takes in the English highlights of Stonehenge and Bath before exploring Newport and Cardiff in Wales en route by ferry to Waterford and Dublin in Ireland.

Head north through Ireland towards the up-and-coming city of Belfast and crossing back into Scotland to take in the sights of the Scottish capital, Edinburgh.

On the final leg you’ll head south through York and Stratford upon Avon to London to soak up the best of English history. Travel is by coach. 

This is one of the best tours of England, Ireland, Wales and Scotland if you’re tight on time and don’t want to forgo any of the countries of the British Isles. The travel is at a fairly fast pace though – so you may wish to add on a few days to relax at the end of your trip. 

Best for combining Scottish Highlands & Ireland

One of the comprehensive UK tours from London options in this list, this itinerary works well if you want to start in London and have a few days before your trip starts to explore the UK’s capital – either through an extension booked through Insight or under your own steam. 

Leaving London, this ultimate UK tour takes in the historic English highlights of Stratford and York before heading past Hadrian’s Wall to Edinburgh and circling the Scottish Highlands.

Take in the legendary sights of Loch Ness, Glencoe and a boat trip on Loch Lomond before heading back south into England and Wales, and crossing over into Ireland.

Travel is by private coach and accommodation is at 4* hotels. 

On this grand UK tour, you’ll spend a total of 5 nights in Ireland and 7 in England & Scotland, making this the perfect UK tour packages from London when you just want to see it all! 

Best for English countryside and Roman history

Following the route of Hadrian’s Wall makes for one of the best road trips in the UK. Though the wall is quite justifiably famous, the route along it is far less touristy than other parts of the British Isles. The wall stretches from near Newcastle-upon-Tyne in the east to the compact city of Carlisle in the west. 

Hadrian’s Wall can be found within the more peaceful parts of England’s two most northerly counties. As this is a walking tour you’ll need a reasonable level of fitness, but this also means you’ll get up really close to the sights of Cumbria and Northumberland. And of course the unspoiled English countryside, with its dry stone walls and sheep-dotted emerald fields. 

To give you some idea of the distances, the first day’s walk is around eight miles, between Carlisle and Irthington. Other walks include the six mile trek between Lanercost Priory and Gilsland, the three-and-a-half Walltown Crags to Haltwhistle route and seven miles from Once Brewed to Brocolitia Fort. It’s also nine miles from Chollerford to East Wallhouses, and about five from East Wallhouses to Wylam. 

Highlights of this tour include the pretty Cumbrian village Crosby-on-Eden; Birdoswald, Housesteads, Brocolitia and Vindolanda Roman Forts, Walltown quarry, Sycamore Gap, the site of the victory of Oswald and the historic old Military Road. 

Best Tour Companies UK Reviews

Not sure which of the best travel agency UK options you should pick? Below you can find a short review of what to expect when travelling with any of the UK tour companies mentioned above. 

G Adventures tours are known for their good value and experience-rich approach. They attract travellers of all ages, both couples and solo travellers, thanks to their twin-share policy where single travellers can travel at no extra cost if they share with another traveller of the same sex.

Travel is in small groups (max 12) and includes a local tour guide “CEO”. Accommodation is in mid-range hotels and guest houses, and typically breakfasts and entry to some sights are included.

Travel in the UK is mostly by private mini-bus unless otherwise stated. 

Popular for coach tours in the UK and around the world, Globus Journeys offer guided coach tours in the UK and Ireland, either with smaller groups (max 24) or larger groups (up to 50) depending on the style of the trip.

Accommodation is typically in tourist class hotels (3* and 4*) with well known brands. Globus is popular among travellers aged in their 50’s, 60’s and up for the convenience of travel by coach and their tours have more meals and excursions included than some.

Expect itineraries that pack places in, so you’ll see a lot, and stays are typically 1 night. 

GRJ are the go-to for UK steam tours and railway journeys around the UK and beyond, so if travelling the UK by train is what you’re hoping to do, look no further.

Itineraries are designed to take in iconic lines and to provide the best steam train holidays UK has (or ‘regular’ trains). Journeys are escorted by a Tour Manager, and the majority of travellers are either solo travellers or couples aged between 45 – 80.

Accommodation is in 3* hotels or higher. The maximum group size on any trip is 50, or you can opt for a tailor made travel experience. 

Insight Vacations are an upscale tour company offering luxury UK coach tours with up to 40 people per group.

Travellers are typically 45 and up, and itineraries are a little more relaxed than many other tour companies, including 2 night stays at many destinations and “relaxed starts” in the morning spread out through the trip allowing time to catch up on rest if you need it.

Accommodation is in 4* hotels and trips are accompanied by a tour manager. 

Famous for great value adventures around the world, in the UK Intrepid offer a range of shorter ‘retreat’ style trips – so if you’re after hiking trips UK or a guided walking and cycling holiday, look no further.

Accommodation is in local guest houses and you’ll be accompanied by your own Intrepid Travel guide for the duration of the trip.

Maximum group size is 12, and rooms are on a twin share basis with the same sex if you’re a solo traveller, or you can pay a supplement to have your own room. 

Offering a mix of small group tours, independent adventures, cruises and self-drive vacations, Indus Travels allows you to set your own pace of travel with flexible itineraries when you choose one of their ‘unbundled tours’ or self-drive trips.

Self-drive trips are just you, your car rental, itinerary and accommodation, whereas group tours have up to 22 travellers, English-speaking local guides, deluxe accommodation and air conditioned coaches included.

Indus is popular with younger and older travellers alike, with many travellers in their 30’s, 40’s and 50’s. 

Well known and popular Trafalgar Tours England have been offering coach travel around the UK for many years and have many happy customers behind them.

Group tours have a maximum of 50 people, travelling by coach to the most popular destinations. They are popular for England tours for seniors (and younger people), and on any of their England tour packages you’re guaranteed to have a lot packed into your itinerary. That’s one thing to bear in mind – this is definitely not slow travel – but it’s a good way to get an overview of the British Isles.

All tours are accompanied by a guide and accommodation is tourist class 3* or 4* international standard hotels. 

Rabbie’s tours have some great England travel deals (and beyond). They’re a small group tours company providing great value breaks that help you get off the beaten track in the UK and Europe.

Rabbie’s aim to support local communities and promote responsible travel, by keeping tour groups small (10 people). They also work differently to other tour companies in that accommodation is not included in the tour price – once you book your tour you can choose your accommodation from a selection offered by Rabbie’s to suit your budget and preferences.

The name Rabbie’s comes from the nickname for famous Scot, Robert Burns! 

If you have a day, two, or more aside from your tour, we highly recommend taking advantage of those to explore London, or another city if your tour is starting from elsewhere – Edinburgh is another popular starting point for the UK tours mentioned in this guide. 

While some tours include sightseeing in London (or another departure city), not all do – or they include a very shortened version – and trust us that 1 day is definitely not enough to see London in, especially if you’re jetlagged. 

If you can, arrive a few days before your tour begins to enjoy the top London sights and get onto UK time if you’re flying in from far away. You can find our complete London travel guide here to get you started.

If you have specific questions about a destination in the UK why not join my UK and London Travel Planning Group on Facebook where you can chat with others planning their trip.

Best England Tour Companies

Search 113 England tour operators and travel companies, with 1,719 reviews.

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England Reviews & Ratings

Britain and ireland highlights.

The highlights tour was wonderful! It gave us a great overview of a number of must-see sights and was enhanced by excellent side excursions. The tour director Gary ...

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It was an excellent tour to get an overview of these countries. The tour was perfectly paced to enjoy the trip even for the most physically challenged. The tour gu...

Joyce Maples

Fast paced. A lot of time on bus. Lot of walking. I’m 82 years young and was able to keep up..

It was exactly what I was looking for. Highlights of several ...

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It was a challenging year, filled with restrictions being lifted and reimplemented, but this is a cause to celebrate the travel brands that managed to shine amid this period. 

Top destinations for british travellers in 2022 .

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• World's Best

The 15 Best Tour Operators in 2022

These are the companies Travel + Leisure readers trust to provide them with travel expertise and memorable experiences.

Note: If you’re looking for our most recent recommendations, check out the 2023 list of our favorite tour operators .

When it comes to an itinerary, Travel + Leisure readers want more than a string of photo opportunities — and the right tour operator makes all the difference in creating a trip of a lifetime versus one that simply checks off a list of sights. This year, our readers were especially drawn to companies that utilize local expertise and experience to thoughtfully design trips that will entertain as well as inspire.

Every year for our World's Best Awards survey , T+L asks readers to weigh in on travel experiences around the globe — to share their opinions on the top hotels, resorts, cities, islands, cruise ships, spas, airlines, and more. Readers rated tour operators and safari outfitters based on their staff and guides, itineraries and destinations, activities, accommodations, food, and overall value.

The top picks were noted for their deep knowledge of destinations and guides who "go the extra mile." One reader who has been traveling for more than five decades said a trip with Classic Journeys (No. 2) was the "very best" they had experienced. Others noted attention to pandemic safety details, while one who went to Norway was charmed by a "wonderful surprise dinner in Bergen out on the water that was fantastic."

Tour operators that seamlessly navigated the logistics of a trip also came out on top. Quasar Expeditions (No. 9) was noted "for really planning out every detail" so that "all you have to do is show up and have a great time." Meanwhile, of TCS World Travel (No. 10), a guest said: "You never lift a finger and just spend your time actually exploring the destination." They even added that they "learned so much" along the way.

Among the five companies on this year's list that weren't on last year's were two women-only tour operators that cater to travelers of all ages. AdventureWomen (No. 14) has multiday tours designed by women from Bhutan to Yellowstone National Park, while Explorer Chick (No. 15) has everything from day trips — like glassblowing in Baltimore and cave rappelling in St. Louis — to full itineraries in Machu Picchu and the Galápagos. One reader said her Everest Base Camp trip with AdventureWomen was filled with "like-minded women" who "bonded so well," while another said she felt it was a "safe tour group for women."

No matter which tour they chose, readers were most taken by the people they met along the way, as one said of Trek Travel (No. 13): "By the end of the trip, a group of strangers felt like longtime friends." Find out which other companies round out the list of the best tour operators below.

1. DuVine Cycling + Adventure Co.

A tour with DuVine goes far beyond just riding a bike — it's a way to really see the character of a destination. Case in point: even those who say they're not necessarily cycling fans have been converted. That's part of what helped the tour operator — which runs trips in Europe, the U.S., Latin America, and Africa — skyrocket from No. 14 last year to this year's top spot. Its "top-notch biking equipment" and "challenging but doable itineraries" didn't hurt either. One reader was especially taken by a guide picking figs off of a local tree in Puglia for an extra energy boost during a tough climb, as well as another guide singing to the group after dinner. As another reader put it simply: "They exceed your expectations."

Score: 99.12

More information: duvine.com

2. Classic Journeys

Score: 99.04

More information: classicjourneys.com

3. Artisans of Leisure

Score: 98.38

More information: artisansofleisure.com

4. (tie) Black Tomato

Score: 98.33

More information: blacktomato.com

4. (tie) GeoEx

More information: geoex.com

4. (tie) Wilderness Travel

More information: wildernesstravel.com

7. Inside Japan Tours

Score: 98.14

More information: insidejapantours.com

8. Kensington Tours

Score: 98.03

More information: kensingtontours.com

9. Quasar Expeditions

Score: 97.84

More information: quasarex.com

10. TCS World Travel

Score: 97.78

More information: tcsworldtravel.com

11. Butterfield & Robinson

Score: 97.33

More information: butterfield.com

Score: 96.95

More information: tauck.com

13. Trek Travel

Score: 96.90

More information: trektravel.com

14. AdventureWomen

Score: 96.11

More information: adventurewomen.com

15. Explorer Chick

Score: 95.87

More information: explorerchick.com

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10 of the best tour companies for solo travellers

Discover the best tour companies for solo travellers, from luxury flashpacking to holidays for single parents.

S ingle supplements, hidden extra charges, being made to share a room — sometimes solo travellers feel as if they’re being penalised. Not any more. We’ve put together a list of the top tour operators that offer solo traveller holidays and have adventurous trips ideal for meeting new people and immersing travellers in local culture, no matter their age. And solo doesn’t always have to mean single. Perhaps your partner is unable to travel at the same time or has different interests, perhaps you’re a single parent, or a teenager looking for life-defining experiences. Heck, even if you do have a travel buddy, the trips offered by these tour companies make solo travel look so good you’ll be tempted to leave them at home.

Main photo: on the shore of Lake Pehoe in Patagonia (Getty Images)

1. G Adventures

Best for local culture Founded in 1990 by Bruce Poon Tip when he was just 22, G Adventures connects travellers with local people in the countries they visit and is now the world’s largest small-group adventure travel company. Tours are hosted in over 100 countries and run the gamut from classic and 18–30 tours to wellness, rail and local living tours that base travellers with a host family. Most of the trips do not have a single supplement and accommodation is based on a twin-share basis with another traveller of the same sex. What sets G Adventures apart is its focus on putting money back into local communities and supporting indigenous peoples, women and youth through its non-profit partner, Planeterra Foundation. It supports more than 80 community development projects globally and 90 per cent of travellers visit a social enterprise project on their tour.

2. Intrepid

Best for sustainability Carbon neutral since 2010, an early adopter of carbon offsets, and with its own not-for-profit foundation, Intrepid was started in 1989 by two Australian friends, Darrell Wade and Geoff Manchester. Thirty years on, 50 per cent of its customers are single travellers and it lives up to its name by heading particularly far-flung areas of the globe, including Samoa, Papua New Guinea and the tiny African country of Djibouti. Intrepid also ventures into the Polar regions too, including voyages on the ice-strengthened Ocean Endeavour, which takes 200 passengers.

Best for travellers short on time When the 1970s hippie trail across Asia was in its heyday, John Gillies and David Burlinson drove an overland truck into the Hindu Kush — word spread and they built three more trucks to take groups from London to Kathmandu. That spirit of adventure still informs Exodus trips and solo travellers are eligible to join, with the most popular destinations for singles including Vietnam , Sri Lanka and Costa Rica . They also provide Exodus Edits — bite-size, adventure-packed trips for people in their thirties and forties that are designed to eat into annual leave as little as possible and allow travellers to take multiple shorter trips in a year.

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4. explore.

Best for adventure Explore! is a trusted adventure travel company with tours in all seven continents spanning everything from cycling the Amalfi coast to jungle hikes in Jamaica . Roughly half of its customers travel solo, alongside a mix of couples or friends travelling together. The average group size is 12 and trips are graded from “relaxed”, with more free time, to “full on”, with less downtime. While solo travellers can join all tours, Explore! also provides exclusively solo traveller tours that are broken down into categories for those in their thirties, forties, fifties and sixties, as well as self-guided walking and cycling holidays that solos can undertake.

Best for 18-35s In the summer of 1962 New Zealander John Anderson began to organise tours of Europe out of his minivan and Contiki was born. The backpacking spirit is still alive and strong, with the company catering exclusively to 18 to 35-year-olds and visiting a list of destinations that spans six continents. Seventy per cent of their travellers join trips solo and there’s a strong emphasis on “social travel” — group sizes can range from anywhere between 12 and 52 people — to help people forge lasting friendships. As an added bonus, trips can be paid for in instalments and cancelled free of charge.

6. One Traveller

Best for mature travellers One Traveller is a family-run company that hosts holidays exclusively for mature single travellers, ranging in age from 50 to fit 80-year-olds. Group sizes are larger (on average around 25) and the company provides strong European and Asian offerings, as well as a handful of destinations further afield such as Japan , Chile and Morocco , plus ocean cruises and UK holidays. “Scenic” and “Relaxed” tours cater to those with lower fitness levels and most tours include Vox audio guides for those with a hearing impairment.

onetraveller.co.uk

7. Solos Holidays

Best for private rooms What started as golfing holidays for players whose partners didn’t want to join them has grown into tours for solo travellers on six continents. Holidays are organised by activity: from golf, skiing, tennis and treks to city breaks and cultural “discovery” tours that range from two nights to two weeks and are aimed mainly at travellers aged 40 and above. Unlike many operators, Solos ensure travellers always have sole use of either a single or double/twin room with no extra fees; there is no sharing of twins or single supplements.

solosholidays.co.uk

• Best golf hotels in Europe

8. Flashpack

Best for posh backpacking Married couple Radha Vyas and Lee Thompson founded Flashpack in 2014 after seeing a gap in the market between off-the-rack tours for single 20-year-olds and those aged 50-plus — they designed adventurous tours with a touch of luxury for travellers in their thirties and forties. Trips are classic itineraries interspersed with “can’t-do-it-by-yourself” experiences such as learning to make pastel de nata in Lisbon or canyoning through hidden caves in Slovenia . And with 80 per cent of “Flashpackers” keeping in touch after the trip, it’s great for making lasting friends.

flashpack.com

• Best destinations for solo female travellers

9. Rabbie’s

Best for the UK Although Rabbie’s has now started trips within Europe, Robin Worsnopp started his company in Scotland in 1993 with a single Sherpa van. Some trips — especially in the UK — are day trips but increasingly there are also longer versions. Most prices in the UK don’t include accommodation (although Rabbie’s can book hotels for their guests) and welcome children, while European overnight tours include hotels. What’s universal is Rabbie’s fleet of driver-guides and 16-seater minibuses that can head into offbeat and single-track territory with ease. The London to Edinburgh Adventure winds its way through Stratford-upon-Avon, Conwy in Wales , Whitby, the Lake District and the borderlands of Cumbria and Scotland .

rabbies.com

10. We Road

Best for budget For those in their twenties, thirties and forties, you’ll start getting to know your fellow travellers via WhatsApp two weeks before. Trips are divided into specific themes, including beaches, speedy trips and trekking — all with co-ordinators that you can message directly. At between eight and 15 people, group sizes are small. The “360” holidays aim to cover as much ground as possible (backpacks rather than suitcases are recommended). The Japan 360 trip ticks off all the main cities of Tokyo, Kyoto, Hiroshima and Osaka plus bamboo forests, bullet trains and the Buddhist temples of Kamakura.

weroad.co.uk

Additional reporting by Sarah Turner

• Best cruise lines for solo travellers • Best destinations for solo travellers

Take me there

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Best travel insurance UK 2024 guide

We all deserve a break now and then. And the last thing you want to think of when booking your holiday is something going wrong. But it’s better to be prepared than caught off guard. That’s why you should always consider travel insurance when going on a trip.

But how can you find the best travel insurance policy for your needs? Read our guide below to find out more.

Why do I need travel insurance?

Travel insurance protects you financially if your trip away doesn’t go as planned and you incur unexpected expenses for delays, losses or medical treatment.

All travellers can benefit from travel insurance. But travel insurance is particularly important if you are going on an independent trip without a tour operator, because if something goes wrong, you will have no other help.

There are three main types of travel insurance:

• Single-trip cover: this is the most typical form of travel insurance, covering you for a one-off trip or holiday. There will be a time limit on the cover that can range anywhere between one month and 365 days
• Annual multi-trip cover: this allows you to make multiple trips, or have multiple holidays, in a 12-month period, all under the same travel insurance policy. There may be a cap on how long each individual trip can be
• Long stay, or backpacker, cover: this is normally used for around the world trips, gap years, and longer cruises, and can last for up to 18 months

To find the best UK travel insurance, compare policies before you go to ensure you get the right coverage for you and the specific trip you’re planning.

How to find the best travel insurance policy

When comparing policies to find the best travel insurance for your trip, you should consider: 

• Type of cover you need
• Excess (how much you’ll be expected to pay out yourself before the policy will cover you)
• Amount of medical coverage, and why pre-existing conditions aren’t included
• Limit on baggage claims
• Coverage for specific sports and activities
• Any potential rewards and discounts
• Add-ons, such as gadget insurance

Best travel insurance deals and discounts

Looking for the best travel insurance deals from the best travel insurance companies? In most cases, the easiest way to find the best travel insurance deals is to use a comparison website. Travel insurance comparison websites let you compare costs and coverage side by side to find the best UK travel insurance.

The four main comparison websites – Moneysupermarket, Comparethemarket, Confused.com and GoCompare – also often have certain deals and discounts when you buy travel insurance from them, offering some of the best travel insurance deals on the market.

Moneysupermarket : Find the same deal for less, and it will price match and give you a choice of a £20 gift card. Only on annual travel insurance.

Comparethemarket : Two for one cinema tickets with Meerkat Movies and savings at restaurants when you dine out or order pizza in with Meerkat Meals, as well as 25 per cent off coffee and pastries at Caffè Nero every day of the week through the Meerkat app.

(In November 2023, Confused.com and GoCompare had no deals or discounts for travel insurance).

Price is obviously a big consideration when you are looking for the best travel insurance – you’ve probably already spent a lot on your holiday. But you may be able to get much better coverage for just a few pounds extra, so it’s worth scrolling down the comparison site’s list of providers before buying.

Medical costs abroad will undoubtedly be the biggest expense you face if you fall ill abroad, so don’t scrimp on those.

Then think about your next biggest expense (probably cancellation/interruption of your trip) and make sure that you have high-value coverage for that.

If you find you can get much higher coverage (the maximum amount you can claim per type of claim, such as medical or baggage) for not very much more money, go for the slightly more expensive option.

Going direct

Comparison sites won’t always find you the cheapest deals, however. For example, Direct Line offers some of the best travel insurance with Covid cover and is not on comparison websites.

Some of the best travel insurance companies also offer discounts for buying directly from them, as follows:

Bundled coverage options

When looking for the best travel insurance for your holiday, it can make sense to buy a bundle of coverage under one policy.

Comparison websites will often offer add-on gadget cover, winter sports cover or cruise cover all under the one policy. If you need that extra cover, it is typically cheaper to buy your travel insurance this way rather than as separate policies.

What is covered by travel insurance?

The best travel insurance companies will offer you comprehensive coverage across all types of claims. It’s easy to compare the best travel insurance deals using a comparison website.

Medical coverage

This covers you for medical expenses you incur if you become ill or have an accident while away. The best UK travel insurance will have a high level of medical coverage.

For example, medical coverage will pay for any necessary treatment if you come down with severe food poisoning or you fall through a window and have to be taken to hospital in an ambulance.

• Avoid hefty bills or debt for medical assistance outside the UK
• Access better treatment – for example, at private vs public hospitals
• Often, as long as you declare existing conditions or pending treatment or tests, you are covered if you fall ill during your trip (check policy exclusions)
• Even the best travel insurance companies will likely charge you more if you have a pre-existing medical condition
• You might have to pay part or all your medical expenses first, then claim on the policy afterwards
• Even the best travel insurance companies do not cover events that happen after you have consumed alcohol excessively or taken recreational drugs or other substances

Trip cancellation/interruption

This insurance pays out the cost of your missed trip if you have to cancel or cut your holiday short due to unforeseen circumstances.

For example, cancellation insurance would normally pay out if you broke your leg just before you were due to travel and had to cancel your trip.

Interruption insurance would cover you if you had to come home early for certain reasons beyond your control – for example, if the area you were staying in was engulfed in wildfires.

• Money you would have lost on pre-paid, non-refundable travel expenses is paid to you under the policy
• It can be especially valuable if the trip you are planning is very expensive, as this is money you would lose if you couldn’t go
• You’ll usually only be covered if your trip is cancelled or cut short for specific reasons listed in your policy
• You usually won’t be covered if you miss your flight because you are held by customs or cancel because of a work issue or a pre-existing medical condition that is not covered

Baggage cover

This insurance covers the cost of replacing your luggage if it is lost or stolen.

For example, if an airline loses your luggage in transit or your suitcase is stolen from your hostel while you’re away, you can make a claim for the cost of replacing its contents.

You may also be able to claim for costs related to baggage delay if the airline temporarily misplaced your baggage.

• You can claim for the actual cash value of your belongings or the cost of replacing them (whichever is less)
• High-value items, such as jewellery or sports equipment, can be very expensive to replace without travel insurance
• Standard policies usually place per item and total limits on claims.
• If you are taking very expensive items away, check your policy carefully to ensure that you’re covered (and potentially get a separate policy)
• Some items could be covered by your home insurance policy, so check your policy carefully to see what is any isn’t. It’s also important to note that, should a lost item be covered by both policies, you can only claim once; an attempt to claim twice would be considered fraud

Personal liability

This insurance covers you if you are held responsible for harming another person or damaging their property.

For example, it covers you in situations where you cause serious damage to your holiday accommodation or accidentally stumble into someone else, causing them to need medical treatment.

• The cost of defending yourself in a legal case or repairing/replacing damage could be extremely costly without travel insurance
• Your travel insurance company will take over dealing with a foreign legal system
• You’re covered for the cost of any compensation (up to certain limits)

Limits: 

• Not all travel insurance provides personal liability as standard
• Policies may exclude personal liability while you partake in adventure activities
• Claims related to you committing a crime or damage by wilful negligence won’t be covered
• You likely will not be covered if you admit liability or make an offer to pay before talking to your insurer

Finding the best travel insurance with Covid cover

Looking for the best travel insurance with Covid cover? Many travel insurance policies now include cancellation cover for reasons related to Covid. This often applies within two weeks of being due to travel, according to the Association of British Insurers, but individual policies can vary.

To make a claim, insurers often require proof in the form of a medically approved positive Covid test. A lateral flow test or self-diagnosis is usually not accepted.

What Covid-related cover to look for

The best travel insurance with Covid cover should include the following:

• Cover if you can’t start your trip because you tested positive for Covid before travelling
• Cover if you or family members cannot return home because you/they test positive for Covid during the holiday
• Cover for additional costs, such as alternative flights, accommodation and Covid tests
• Cover if you cannot reach your final destination during transit due to Covid-19

Travel insurance providers with comprehensive Covid cover

Looking for the best travel insurance providers with Covid cover? Most travel insurance policies now offer some kind of Covid cover, but Churchill, Direct Line, M&S and Aviva have some of the most comprehensive offerings, with cover for cancellations and expenses related to Covid.

• Covid covered as standard on travel insurance policies
• Cover for trip cancellations if you, a close relative or a travelling companion is diagnosed with Covid-19 or another pandemic disease
• Cover if you or a person you’re planning to stay with must quarantine (abroad or in the UK)
• Cover if you can’t use pre-booked and pre-paid accommodation affected by Covid-19
• Cover for quarantine or where the Foreign, Commonwealth & Development Office (FCDO) advises against travel within 28 days of departure
• Cover for emergency medical expenses abroad due to Covid-19

Direct Line

• Cover for travel to a destination where the FCDO is advising against all but essential travel 
• Cover for medical expenses if you catch Covid-19 while you’re away 
• Cover for additional accommodation and transport if you have to quarantine due to Covid
• Cover for cancellation costs if you or a close relative get Covid-19 before you go
• Cover for quarantine or if the FCDO changes its advice after you book your trip
• Cover if you have to cut your trip short if the FCDO changes its country advice unexpectedly

• Cover for emergency medical expenses if you catch Covid-19 during your trip
• Cover for unrecoverable costs up to £6,000 if you must cancel your trip or return early, including if you have to self-isolate or quarantine before you travel due to Covid-19
• Cover for if you need to cancel your trip due to a positive Covid-19 test or if the FCDO advise against travel to your destination in the 31 days leading up to your trip
• Providing you haven’t travelled against FCDO advice, you’ll also be covered if you catch Covid-19 while abroad

• Coverage of up to £5,000 per person if you must cancel your trip due to getting Covid (you’ll need to provide confirmation and evidence of a positive test result)
• Cover for Covid-related emergency medical treatment and expenses while away
• Cover if you unexpectedly need to quarantine, including extra travel and accommodation costs to get home (provided a return trip was booked) 
• Cover for costs for any accommodation and excursions unused due to getting Covid where the costs can’t be recovered elsewhere
• No cover you if you travel against FCDO advice*
• No cover if you can’t travel because you don’t meet the entry requirements of a country (such as having had Covid vaccinations)*

* It’s worth noting that these clauses are not unusual and the majority of providers will have something similar

Tips for selecting the best UK travel insurance packages

Need some help picking the best UK travel insurance packages to make sure that you get the best travel insurance deals? Here are some tips for picking the best policy features for you.

Coverage limits

When looking for the best travel insurance companies to go with, check coverage limits. These are the maximum amounts your travel insurer will pay if you need to claim. You’ll see when you compare travel insurance policies that coverage limits vary for each type of claim and between policies.

The government-backed MoneyHelper website recommends that the best UK travel insurance should have the following minimum coverage for each type of claim:

• Medical: £1m or more for travel to Europe and £2m or more for the US
• Cancellation/interruption: £2,000 or more
• Missed departure: £500 or more
• Delay: £200 or more
• Baggage cover: £1,500 or more
• Personal liability cover: £2 million or more

Deductibles/excess

Deductibles, also known as the excess, is the amount you have to pay out of your own pocket before your travel insurance will start paying for your claim.

You have to make a trade-off when it comes to choosing the excess and the best travel insurance policy for you.

The lower the excess on a travel insurance policy, the better for you if you have to claim because you will have less to pay from your own pocket (or, more often, deducted from your claim).

But lower excess travel insurance policies are more expensive because the insurer knows it has more to pay out if you claim. Higher excess policies are cheaper, but you’ll have more deducted from your claim.

An exclusion on a travel insurance policy is an event the policy will not cover you for.

Common exclusions on a standard travel insurance policy may not be obvious. According to the ABTA – The Travel Association, these include:

• Incidents that occur after drinking too much alcohol or taking drugs
• Theft of unattended possessions
• Sports, extreme sports and activities such as skiing, white water rafting and bungee jumping
• Medical treatment resulting from existing medical conditions you have not declared or conditions preventable by vaccine or advisable medication, such as antimalarials
• Medical costs if you stay abroad after your doctor says you are fit to return to the UK
• Strikes and industrial action if it was known when you booked your trip
• Rescheduled flights where the airline has cancelled and then rescheduled your flight
• Travel to destinations where the FCDO advises against all but essential travel

To get the best travel insurance deals, one way around some of these exclusions is to buy add-ons for adventure activities. In addition, make sure to declare all pre-existing conditions and keep an eye out for any travel disruptions before you book.

Pre-existing conditions

Pre-existing conditions are illnesses or medical conditions you have and are aware of before you travel.

Travel insurance companies will ask you to disclose any pre-existing conditions. If you use a comparison website, it will be among the first questions you’re asked before it shows you quotes. It’s important to be honest.

Some travel insurance companies, but not all, will offer cover for pre-existing medical conditions, while others will offer cover but exclude any claims arising from that medical condition. This will depend on the person being covered and the medical condition.

Most price comparison websites include an option to show insurers who do offer coverage for pre-existing conditions, so that would be a good place to start.

The following are likely to be considered pre-existing conditions you should disclose, according to the government-backed MoneyHelper website:

• A condition where you are on a list for an operation
• A condition where you are waiting for test results
• Anything you have been to the doctor about in the last year, including minor things
• Any serious conditions you’ve ever had – for example, cancer, heart trouble, respiratory problems or a mental health breakdown

A good tip for everyone, but especially if you have a pre-existing condition, is to buy your travel insurance as soon as you book your holiday. If your condition gets worse and forces you to cancel your plans, you’ll be covered from the day the policy starts.

On family group policies, the cost will be determined based on the riskiest traveller (according to insurers), which could be someone with a pre-existing condition or an older individual. In this case, it is often cheaper for the group for that person to get a separate policy.

Add-on options

Add-ons are extras you can purchase in addition to a standard travel insurance policy. They cost a bit more, but you may find you’re not covered without them. 

Gadget insurance

This covers things that a standard policy may not, such as your mobile phone or laptop. If these items are covered, you may find the claim limits are far less than the cost of replacing them.

Before you add this option to your travel insurance, check your home insurance policy, because you may already be covered.

Winter sports/adventure activities

Riskier activities, such as skiing or white water rafting, often require extra holiday insurance because insurers think that you are more likely to need to make a claim doing these things.

Winter sports/adventure activities cover is worth getting, or you may find you are not covered for medical expenses if something goes wrong.

Standard travel insurance is generally meant for land-based holidays so you’ll need to opt for a specialist cruise policy if your holiday is a cruise.

European FCDO travel advice extension

Most standard travel insurance policies are invalid if you travel when the FCDO advises against “all but essential travel”.

This add-on allows you to travel to Europe with a valid travel insurance policy, even if the FCDO has advised against it.

This can be an expensive add-on, but if you really must travel to a risky area, you will need this extension in order to make sure you have cover.

Best holiday insurance summary

Choosing the right travel insurance is an essential part of enjoying peace of mind while you are on holiday.

When looking for the best travel insurance deals, don’t just pick the cheapest policy. Instead, look for the cover limits that match your requirements. For example, baggage cover of £5,000 isn’t worth having if your baggage is worth £1,000; cancellation cover up to £10,000 isn’t worth having if your holiday cost you £2,000.

The easiest way to compare the best travel insurance is usually by using a travel insurance comparison website.

Think about the sort of activities you’ll be doing while you’re away. You may need extra holiday insurance for things such as winter sports or scuba diving or if you are going on a cruise.

Be honest about any pre-existing conditions when buying your travel insurance, or you won’t be covered if you have to claim.

The best travel insurance is a safety net for you and your family to enjoy your trip away stress-free, knowing that you’re covered for everything from medical expenses to cancellations if things go wrong.

Frequently asked questions about the best travel insurance UK packages

Is travel insurance necessary for domestic travel within the uk.

Even where medical costs in the UK are covered by the NHS, a sudden illness could lead to other expenses, forcing you to cancel your trip, the costs of which travel insurance would cover.

Lost or stolen luggage and broken gadgets or other claims for damage can just as easily occur in the UK as abroad.

What is annual travel insurance, and is it a good option for frequent travellers?

Annual travel insurance is a policy that covers you for multiple trips away within any 12-month period. It is often cheaper than buying a separate policy for each trip if you are planning to go away multiple times in one year.

Annual travel insurance is also useful if you are planning a long trip visiting several countries, as often insurers require you to buy travel insurance before you leave the UK rather than abroad mid-trip.

Are there any travel insurance companies that specialise in certain types of trips or travellers?

Specialist travel insurers cater to specific groups of people. It can make sense to seek out travel insurers that cover your needs.

Adventures Insurance, Sports Cover Direct and Snowcard tailor their travel insurance to those who enjoy activity holidays and extreme sports, for example.

Senior travellers are the focus of policies from All Clear, Avanti, Co-op Insurance Services, Free Spirit Flex, Good 2 Go Extra, Goodtogo Insurance, Saga, Staysure and Total Travel Protection.

Insurers offering business trip cover include Allianz, Direct Line, Coverwise and Insure & Go.

How do I make a claim with my travel insurance company?

To claim on your travel insurance while you are away, make sure that you take your policy number with you and the emergency number for your insurer. If you are travelling abroad, take any international numbers too.

Call your insurer as soon as you realise you need to make a claim. Keep all receipts and medical expense forms. If you are travelling with other people, make them aware of your policy details and the insurer’s phone number in case they need to call on your behalf.

To make a claim when you return home, check the following:

• You haven’t left it too late to make a claim
• What you’re claiming for is covered
• The excess is not more than the value of your claim (if so, it’s not worth claiming)

Notify your insurer as soon as possible for a claim form, send it back fast and keep a copy of it. You should also include copies of paperwork to support your claim, such as receipts or medical certificates (keep copies of the originals in case your claim is queried or refused).

Laura Miller

Laura Miller is a freelance journalist, editor, and producer. She has a wealth of consumer finance experience, having written about money matters and business for over 15 years.

During her tenure as a freelance writer, she has worked for ITN, Wired, and The Sunday Times, as well as financial institutions such as Aegon, the Chartered Insurance Institute, and Pension Bee, where she’s presenter of the Pension Confident Podcast.

Laura has previously held roles at The Times, where she was the Acting Editor of Times Money Mentor, The Telegraph as a senior finance reporter and was the co-host of the It’s Your Money Podcast, which was renowned for making complex finance issues accessible, and The Financial Times, where she worked as a News Editor. Laura has also worked at CNN, Politics.co.uk, and as a producer at Radio 5 Live.

Connor Campbell

Connor Campbell is an experienced personal and business finance writer who has been producing online content for almost a decade. 

Connor is the personal finance expert for Independent Advisor, guiding readers through everything they need to know about car insurance and home insurance. From how much it costs to the best insurance providers in the UK, he’s here to help you find the right policy for your needs. 

In his capacity as writer and spokesperson at NerdWallet , Connor explored a number of topics close to his heart, such as the impact of our increasingly cashless society, and the hardships and heroics of British entrepreneurs. His commentary was featured in sites such as The Mirror , the Daily Express and Business Insider . 

At financial trading firm Spreadex, meanwhile, his market commentary was featured in outlets such as The Guardian , BBC , Reuters and the Evening Standard . 

Connor is a voracious reader with an MA in English, and is dedicated to making life’s financial decisions a little bit easier by doing away with jargon and needless complexity.

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Tripadvisor names UK B&Bs among best places to stay in the world

T ravel website Tripadvisor has named the best places to stay around the world in 2024 in its annual Travellers’ Choice Best of the Best Hotel Awards.

And the UK has come out on top of the B&B category with four properties ranked in the top 10.

While the Voile Bleue in Mauritius took top spot in the category, The Toulson Court in Scarborough – which came top in last year’s rankings – came second, while Highcliffe House in Exmoor National Park came sixth, Gloucester House in Weymouth, Dorset , ranked seventh and The Berburry Hotel in Torquay, Devon , rounded off the top 10.

The number one hotel in the world for 2024 is the Hotel Colline de France , a boutique hotel located in the town of Gramado, a mountain resort in the far south of Brazil .

The property is “renowned for its personalized service and French elegance,” says Tripadvisor, and it has been ranked among the top five for three consecutive years.

Rounding off the top five hotels in the world are the OBLU SELECT Lobigili in the Maldives , La Siesta Hoi An Resort & Spa in Vietnam , Adiwana Suweta in Bali and the Iberostar Grand Packard in Havana, Cuba .

The Tripadvisor awards aim to “shine a light on travellers’ favorite experiences around the world”, with other categories including the best hotels in the US , the best luxury hotels, the best pet-friendly hotels and the best sustainable hotels .

The best hotel in the UK is The Resident Covent Garden in London . Seven out of the top 10 properties are located in the capital, including The Chesterfield Mayfair and The Cadoga n in Chelsea.

Among the winners in other categories were the Shore Hotel in Santa Monica as the best in the US , and the Reef House Adults Only Bespoke Escapes in Cairns as best in Australia .

The top pet-friendly hotel in the world for 2024 is the Hotel Fioreze Quero Quero, another property in the Brazilian town of Gramado.

The best sustainable hotel is Buahan, a Banyan Tree Escape, located in the highlands of Bali, while the best luxury hotel is the OBLU SELECT Lobigili in the Maldives. For wellness, 2024’s top choice is the Emerald Maldives Resort & Spa.

Overall there are nine categories in total. Top hotels, all-inclusive, B&Bs and inns, family-friendly, luxury, and small and boutique all return, with pet-friendly, sustainable and wellnes all new for 2024.

Rankings are determined “based on the quality and quantity of traveller reviews and ratings posted on Tripadvisor over the 12-month period between 1 January and 31 December 2023, as well as an additional editorial process”.

The Independent is the world’s most free-thinking news brand, providing global news, commentary and analysis for the independently-minded. We have grown a huge, global readership of independently minded individuals, who value our trusted voice and commitment to positive change. Our mission, making change happen, has never been as important as it is today.

Money: '£2,000 landed in my account' - The people who say they're manifesting riches

We delve into the world of manifestation - but will a one-day course help our reporter land some extra cash and an engagement ring? Enjoy our weekend reads, and leave a comment, below, and we'll be back with all the latest personal finance and consumer news on Monday.

Saturday 27 April 2024 10:00, UK

Weekend Money

• '£2,000 landed in my account' - The people who say they're manifesting riches
• Iceland's new slogan and cash for grades: What our readers said this week
• Calculate how much your take-home pay will change this month with national insurance reduction
• Why are mortgage rates going up?

Best of the week

• The world of dark tourism - what is it, is it ethical and where can you go?
• Virgin Media customers share their bad experiences of customer service
• More Britons paying inheritance tax after chancellor freezes threshold - so how can you beat it?
• 'More important than a will': What are lasting power of attorneys and how much do they cost?
• 'I have a mortgage offer - will it change now rates are rising?'

Ask a question or make a comment

By Jess Sharp , Money team

My journey into the world of manifestation (the belief that you can attract success in your life through positive affirmations and visualisation) has taken me places I never thought I'd go.

Like woods in Edenbridge, where I stood meditating under a tree in the pouring rain. I don't yet know where my journey will end (I've been hoping for an engagement ring but my boyfriend hasn't yet seen my visualisations), but it started with a conversation with Jamie Greenlaw-Meek, one of many people who say manifestation has transformed their lives.

"About a year ago, there was something happening and I thought we just need two grand to cover the expense," Jamie, a former dancer from London, told me. "The following day £2,000 landed in my account."

It sounded like a coincidence to me, too.

But Jamie was adamant. His husband calls him "the master manifester" because of his "ability to bring in money".

"It's happened on so many occasions, like four, five times," he said. "I've become very clear on what I want and the amount of money I need and literally it can be within 24 hours that I get a phone call for a job and it's almost identical to what I asked for money-wise."

When I asked the now-psychic where the £2,000 actually came from, he said it was payment for a modelling job he had been offered.

"With manifesting you don't get caught up in the how, and often it comes in ways that you don't expect," he added, explaining it could come as the result of a claim after being in a car crash.

"It's not always coming in the way that you think but money is out there for us to take in the world. It's just having the confidence to receive it and we are worthy of it."

"Even if it is a placebo effect, does it matter?" he said.

The 43-year-old also believes he manifested his husband Fiongal after being diagnosed with cancer. While going through treatment and dating "a lot" of people, he decided to take matters into his own hands, or rather his own head, and started visualising his perfect partner.

"I decided to spend a good couple of weeks getting really, really, super clear in my mind what this person looked like. Then I started creating lists asking about personality traits, and all the things that I wanted that person to be," the former dancer said.

"The day I got the all clear from cancer I randomly met my husband and when I look at the list of the things I asked for, he pretty much ticks every single box. I really, really believe that is because I got super clear on what I wanted and I put that out to the universe to bring to me."

Jim Carrey and manifestation

If you think this is a new practice, it isn't. Jim Carrey was doing it back in the 90s. He famously wrote himself a $10m cheque for "acting services rendered" and dated it years in advance. Then in 1995, he was told he was going to make the exact amount for filming Dumb and Dumber.

The idea shot up in popularity again in 2006 after Rhonda Byrne published her self-help book The Secret.

Since then, it has hit every inch of the internet and has resurfaced on TikTok with videos posted under #manifesting accumulating a huge 13 billion views.

I tried to learn manifesting - I felt like an idiot

After hearing Jamie's story and seeing the idea was popular with so many people, I thought it best to try to learn manifestation myself. I mean, who wouldn't want money landing in their account and a work promotion from the universe?

As I stood in the woods, in the pouring rain, being told to imagine roots growing from the soles of my feet, I felt like an idiot.

I was soaking wet (of course I had forgotten a coat with a hood) and while my mind kept wandering through thoughts about being cold, if I'd hit traffic on the way home and how dirty my white trainers were getting, a gentle, soothing voice kept bringing me back to what I was supposed to be thinking about.

"How we are all connected, how the trees and plants produce oxygen that we breathe, and we breathe out carbon dioxide which they need to survive"

While some people focus their manifestation practices on being grateful to the universe, Tansy Jane Dowman believes we need to get "out of our heads, into our bodies", connect with nature and find our true selves before we can practice it successfully.

My meditation in the woods was just one part of a six-hour workshop run by Tansy, which aimed to send me off with a clearer vision of what I truly desired.

Tansy charges anywhere from £25 to £580 for her courses, which range from one-on-one sessions and an online six-week programme, to forest bathing workshops and weekend-long nature retreats.

But some courses have popped up online which cost more than £1,000.

Tansy started practising manifestation in 2018 after going through a difficult period in her life. She eventually quit her job in events management and started teaching others how to do it successfully.

"The way I manifest is not to focus on material wealth or gain. I would ask my clients what an abundant life means to them in terms of feelings, experiences, connections, people and places," she explained.

"The more authentic you are, the more of a beacon you become for those things to find you."

After spending time walking in the rain and meditating under a tree, Tansy and I sat in her dining room and explored some of the happiest moments in my life and the feelings I experienced. It became clear I like feeling accomplished, needed and excited.

We also spoke about challenging times, but the conversation focused on the positives, like how I had overcome them and what I had learned.

"It's so important to bring in your values with manifestation because sometimes we can get really confused with what we want, with social media especially," she told me.

Throughout her house, Tansy has a number of "abundance boards" proudly on display - some she has made with her children, others are from her annual January tradition of setting out her desires for the year.

"I've had some really wonderful goosebump things happen to me. I did a board at the beginning of 2020... I put a picture of a microphone on it. I just thought I really like that image and I didn't immediately place any meaning onto it," she said.

"Then as the world was shutting down for lockdown, I did a press event and I met a lady who worked for Wellbeing Radio and she wondered if I would be interested in trying out as a presenter."

She explained that some people will be very specific with their desires, like selecting a photo of the exact car they want, or the perfect house, but that isn't how manifestation works. There needs to be an element of trust in the universe giving them what they attract.

As we created my abundance board, which Tansy describes as being like a "personal algorithm", she told me to select images and words from heaps of magazines that called to me intuitively.

As you can see from the picture below, mine calls for being "financially fabulous", travelling, getting engaged (coughs loudly in earshot of boyfriend) and living stress-free.

And while I'd love a big cash injection, Tansy explained to me that money is "only a stepping stone to a feeling" and, ultimately, I'm aiming to create an emotion with it.

Manifesters more likely to go bankrupt

While all the manifestation believers I spoke to said there was no downside to the practice, a researcher has been looking into whether it really does pay off.

Based in Australia, Dr Lucas Dixon (who specialises in consumer psychology) created a scale from one to seven to rank a person's strength of belief and found those who practice it are more likely to have been victims of fraud and declared bankruptcy.

He said there was a "danger" that manifesting could become harmful if taken to an extreme level.

He found those who believe in manifesting tend to think more positively and have a confident attitude when it comes to success, and while that can be helpful in business, it can also cause them to take unnecessary risks.

"They weren't more objectively successful in terms of having higher income or higher education attainment," he said.

"We also found that they are more likely to believe in get-rich-quick schemes, more likely to take higher risks... to have risky financial investments and more likely to have investments in cryptocurrency rather than traditional stock."

Using the scale he created, Dr Dixon found those who have "very strong beliefs", ranking at a seven, were 40% more likely to have gone bankrupt.

"The danger comes in a couple of different forms," he said, explaining that a "worst case scenario" could see people getting into financial difficulty by being encouraged to "just look at the positives".

"Someone might say it's not harmful because it is really just thinking positively but I think even that can be harmful because of what you might call an opportunity cost," he said.

"You're spending time, energy and money doing something that doesn't have a lot of evidence behind it. We found it does make you feel good but you don't need to pay thousands to do it."

Okay, so back to me...

I did my manifestation course about a month ago, and I have done as I was instructed - my abundance board is up in sight inside the flat, and I often have a cup of coffee in front of it.

But, so far I'm still using a credit card, the most travelling I've done has been to work and back and there is still no rock on my finger. I have been given an annual pay rise, though, and would say I am less stressed.

Perhaps believing that I'm just doing my best and there's a chance that I'll be rewarded for that one day, eventually, in the future, maybe, is making me feel better... who knows?

Each week, Money blog readers share their thoughts on the subjects we've been covering, and over the last seven days your correspondence has been dominated by these topics...

• Iceland's new slogan
• Rising mortgage rates
• Giving kids cash for grades

Iceland's new catchphrase

We learnt on Monday that Iceland had dropped its tagline "That's why mums go to Iceland", replacing it with "That's why we go to Iceland".

The move was made to reflect the store is for everybody, said brand ambassador Josie Gibson. Readers were split - with some feeling so strongly that they're prepared, they suggest, to sacrifice those frozen Greggs steak bakes forever...

I previously contacted Iceland about their slogan because I didn't think it did single dads justice, as dads can go to Iceland too. Their response was that people understood that it's not just mums that go to Iceland. It's about time they changed the message. Dave T  

Neither I, my wife or my children will shop in Iceland again due to this stupidness and woke attitude. To hell with you [Iceland boss] Richard Walker. John  

Banks hike mortgage rates

This week we reported that high street lenders such as Halifax, TSB, NatWest, Barclays, Leeds Building Society, HSBC and Coventry had all hiked mortgage rates (see 7.33 post for details). 

You said...

With house prices at already extortionate levels, now mortgage rates rising again, is there any hope for first-time buyers? Honestly, the situation is so bleak, people may need to consider other countries. GenZ 

Why would this happen? So many young couples struggling to get on the property ladder. I live in Dorset - a one-bedroom flat costs from £230,000. In Scotland, one can get a beautiful two-bed house for that price. Feel sorry for all couples living down in the South. Need huge deposits. Barbs

Why are they called high-street banks? Most banks in my town have closed. Martin J

Parents offering cash for good grades

A lot of views came in after our feature exploring the positives and negatives of parents incentivising good school grades with cash...

We had scores of comments on this - with a fairly even split...

We did it for our son at GCSE time. We think it made a difference of about a grade on most subjects. Got a two-grade lift on maths. Cost us £350. Thought it was good value as it has taught him how things work in the world. Andy

The whole world is built on a reward system which symbolises access to money commensurate with effort and excellence. The Nobel prize goes with a cash reward! Tom Deggs

Employees are offered incentives for achieving targets, so why not offer kids incentives for better grades? Claire228 

But others had concerns...

I think it puts too much pressure on kids who are under enough pressure at exam time. Parents should encourage their kids to do the best they can, not add to their stress levels. Emma

Children should value their education without it being monetised. My parents expected my brother and I to have the motivation, maturity and self-discipline to work hard for our GCSEs. We both achieved all As and A*s. Eliza 

When I was at school, from 1964-83, my parents never gave me money for good exam results, because "I should want to do well for myself". No matter what my grades were, they said that they would be proud of me if I had tried my best. Cash kills self-motivation. Nicola B 

National insurance was cut this month, for the second time this year, from 10% to 8% on employee earnings between £12,570 and £50,270.

The change, announced by the chancellor in his March budget, impacts around 27 million payroll employees across the UK - starting this pay day.

The cut is worth almost £250 to someone earning £25,000 a year and almost £750 for those earning £50,000

Use our tool below for a rough guide to what tax changes can be expected for most people, as there are other variables not included which might affect how much tax you pay including being in receipt of the blind person's allowance or the marriage allowance. It also assumes you are not self-employed and are under pension age...

There are also national insurance cuts for the self-employed. This includes the scrapping of Class 2 contributions, as well as a reduction of the rate of Class 4 contributions from 9% to 6% for the £12,570 to £50,270 earnings bracket.

These will impact nearly two million self-employed people, according to the Treasury.

While many campaigners welcomed the national insurance announcement last month, they pointed out that the tax burden remains at record high levels for Britons - thanks in part to the threshold at which people start paying income tax being frozen, rather than rising with inflation.

The money story of the week has been mortgage rates - with a host of major lenders announcing hikes amid fears the Bank of England may delay interest rate cuts.

Swap rates - which dictate how much it costs to lend money - have risen on the back of higher than expected US inflation data, and concerns this could delay interest rate cuts there. 

US trends often materialise elsewhere - though many economists are still expecting a base rate cut from 5.25% to 5% in the UK in June.

The reliable Bloomberg reported this week: "Still, while some economists have since scaled back their predictions for BOE cuts, most haven't changed expectations for a summer move.

"Analysts at Morgan Stanley, Goldman Sachs Group, Capital Economics and Bloomberg Economics are all among those still anticipating a shift toward easing in June."

The publication also quoted Sanjay Raja, chief UK economist at Deutsche Bank, as saying: "Markets have superimposed the US cycle on the UK, but the US and UK are on very different tracks.

"The UK is coming out of technical recession. Inflation is falling more convincingly. Pay settlements are following inflation expectations. And crucially, real policy rates in the UK will be higher than in the US."

None of this reassurance changes the fact that financial markets, which dictate swap rates, are pricing in delays.

This week's hikes came from Halifax, BM Solutions, TSB, NatWest, Virgin, Barclays, Accord, Leeds Building Society, HSBC and Coventry.

This is what average mortgage rates looked like as of Thursday...

The next Bank of England decision on rates comes on 9 May - and pretty much no one is expecting a cut from the 16-year high of 5.25% at that stage.

The Money blog is your place for consumer news, economic analysis and everything you need to know about the cost of living - bookmark news.sky.com/money.

It runs with live updates every weekday - while on Saturdays we scale back and offer you a selection of weekend reads.

Check them out this morning and we'll be back on Monday with rolling news and features.

The Money team is Emily Mee, Bhvishya Patel, Jess Sharp, Katie Williams, Brad Young and Ollie Cooper, with sub-editing by Isobel Souster. The blog is edited by Jimmy Rice.

The family home where Captain Sir Tom Moore walked 100 laps to raise nearly £40m for the NHS during the first COVID lockdown is up for sale for £2.25m.

The Grade II-listed Old Rectory is described as a "magnificent seven-bedroom property" by estate agents Fine & Country.

In a video tour of the house, a sculpture of Captain Tom with his walking frame can be seen in the hallway, while a photo of the fundraising hero being knighted by the Queen is on a wall in the separate coach house building.

Introducing the property, an estate agent says in the tour video: "I'm sure you'll recognise this iconic and very famous driveway behind me as it was home to the late Captain Sir Tom Moore who walked 100 laps of his garden, raising over £37m for NHS charities."

It comes less than three months after the demolition of an unauthorised spa pool block in the grounds of the property in Marston Moretaine, Bedfordshire.

Speaking at an appeal hearing over that spa, Scott Stemp, representing Captain Tom's daughter Hannah Ingram-Moore and her husband, said the foundation named after the fundraising hero "is to be closed down" following a Charity Commission probe launched amid concerns about its management.

For the full story, click here ...

"Status symbol" pets are being given up by owners who get scared as they grow up, an animal charity has said, with the cost of living possibly paying a part in a rise in separations.

The Exotic Pet Refuge, which homes parrots, monkeys, snakes and alligators among others, says it receives referrals across the country, including from zoos and the RSPCA.

"They're a status symbol. People will say, 'OK, I'll have an alligator or a 10ft boa constrictor'," co-owner Pam Mansfield told the BBC.

"But when the animal gets big, they will get too frightened to handle them, and then the pet has to go."

She added people who want to get rid of the pets sometimes call zoos for help, which then call on her charity.

In some cases, owners don't have licences to own dangerous animals, she says, blaming a "lack of understanding" for what she says is a rise in the number of exotic animals needing to be rehomed.

She says people "just don't have the space" for some snakes, for example, with some growing to as much as 12ft and needing their own room.

The cost of living crisis has also forced owners to give their pets away, she says.

Her charity has also been affected by those increased costs, with the electricity bill rising to £10,000 a month at their highest, to fund things like heated pools for alligators.

Private car parks are accused of "confusing drivers" after introducing a new code of conduct - despite "doing all they can" to prevent an official government version.

The code of practice launched by two industry bodies - British Parking Association and the International Parking Community - includes a ten-minute grace period for motorists to leave a car park after the parking period they paid for ends.

It also features requirements for consistent signage, a single set of rules for operators on private land and an "appeals charter".

Private parking businesses have been accused of using misleading and confusing signs, aggressive debt collection and unreasonable fees.

That comes after a government-backed code of conduct was withdrawn in June 2022, after a legal challenges by parking companies.

RAC head of policy Simon Williams said: "We're flabbergasted that the BPA and the IPC have suddenly announced plans to introduce their own private parking code after doing all they can over the last five years to prevent the official government code created by an act of Parliament coming into force.

"While there are clearly some positive elements to what the private parking industry is proposing, it conveniently avoids some of the biggest issues around caps on penalty charges and debt recovery fees which badly need to be addressed to prevent drivers being taken advantage of."

BPA chief executive Andrew Pester said: "This is a crucial milestone as we work closely with government, consumer bodies and others to deliver fairer and more consistent parking standards for motorists."

IPC chief executive Will Hurley said: "The single code will benefit all compliant motorists and will present clear consequences for those who decide to break the rules."

Sky News has learnt the owner of Superdry's flagship store is weighing up a legal challenge to a rescue plan launched by the struggling fashion retailer.

M&G, the London-listed asset manager, has engaged lawyers from Hogan Lovells to scrutinise the restructuring plan.

The move by M&G, which owns the fashion retailer's 32,000 square foot Oxford Street store, will not necessarily result in a formal legal challenge - but sources say it's possible.

Read City editor Mark Kleinman 's story here...

NatWest says its mortgage lending nearly halved at the start of the year as it retreated from parts of the market when competition among lenders stepped up.

New mortgage lending totalled £5.2bn in the first three months of 2024, the banking group has revealed, down from £9.9bn the previous year.

The group, which includes Royal Bank of Scotland and Coutts, also reported an operating pre-tax profit of £1.3bn for the first quarter, down 27% from £1.8bn the previous year.

An unexplained flow of British luxury cars into states neighbouring Russia continued into February, new data shows.

About £26m worth of British cars were exported to Azerbaijan, making the former Soviet country the 17th biggest destination for UK cars - bigger than long-established export markets such as Ireland, Portugal and Qatar.

Azerbaijan's ascent has coincided almost to the month with the imposition of sanctions on the export of cars to Russia.

Read the rest of economics and data editor Ed Conway 's analysis here...

Rishi Sunak has hailed the arrival of pay day with a reminder his government's additional National Insurance tax cut kicks in this month for the first time.

At last month's budget, the chancellor announced NI will be cut by a further 2p - so some workers will pay 8% of their earnings instead of the 12% if was before autumn.

The prime minister has repeated his claim this will be worth £900 for someone on the average UK salary.

While this additional cut - on top of the previous 2p cut in January - does equate to £900 for those on average full-time earnings of £35,000, there are two key issues with Mr Sunak's claim:

• Once the effect of all income tax changes since 2021 are taken into account, the Institute for Fiscal Studies reports an average earner will benefit from a tax cut of £340 - far less than £900;
• Moreover, anyone earning less than £26,000 or between £55,000-£131,000 will ultimately be worse off.

In short, this is because NI cuts are more than offset by other tax rises.

We explain below how this is the case...

Tax thresholds

This is partly down to tax thresholds - the amount you are allowed to earn before you start paying tax (and national insurance) and before you start paying the higher rate of tax - will remain frozen. 

This means people end up paying more tax than they otherwise would, when their pay rises with inflation but the thresholds don't keep up. 

This phenomenon is known as "fiscal drag" and it's often called a stealth tax because it's not as noticeable immediately in your pay packet.

That low threshold of £12,570 has been in place since April 2021. 

The Office for Budget Responsibility says if it had increased with inflation it would be set at £15,220 for 2024/25.

If that were the case, workers could earn an extra £2,650 tax-free each year.

Less give, more take

Sky News analysis shows someone on £16,000 a year will pay £607 more in total - equivalent to more than three months of average household spending on food. 

Their income level means national insurance savings are limited but they are paying 20% in income tax on an additional £2,650 of earnings.

In its analysis , the IFS states: "In aggregate the NICs cuts just serve to give back a portion of the money that is being taken away through other income tax and NICs changes - in particular, multi-year freezes to tax thresholds at a time of high inflation."

Overall, according to the institute, for every £1 given back to workers by the National Insurance cuts, £1.30 will have been taken away due to threshold changes between 2021 and 2024.

This rises to £1.90 in 2027.

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More From Forbes

6 of the world’s 10 most sustainable hotels are in europe, per tripadvisor reviews.

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Europe’s hotels dominated the rankings for sustainability. Here are the top six.

Tripadvisor, the world's largest travel guidance platform, has unveiled the winners of its annual Travellers’ Choice Best of the Best Hotels Awards. It reveals this year’s highest-rated hotels in the world, according to its global travel community.

The company analysed 12 months of review data for over 1.6 million hotels listed on the site. As well as the overall Top Hotels category, hotels were also judged under the rankings of All-Inclusive, B&Bs and Inns, Family-Friendly, Luxury and Small and Boutique. This year saw the launch of three new subcategories; Pet-Friendly, Sustainable and Wellness.

Europe’s Most Sustainable Hotel Is In Denmark

Coming third place in the global ranking, Hotel Kong Arthur lies in a small cobblestone nook, just off the road that runs around Copenhagen’s historic lakes. Located in the Nansensgade Quarter, the hotel is close to Torvehallerne, Copenhagen’s finest food marketplace, and near Nørreport, Denmark’s busiest train and bus station. The hotel serves a Nordic breakfast that they described as “just as delicious as it is sustainable.”

Greece’s Most Sustainable Hotel Lies Along A Private Coastline

Ikos Odisia is the second hotel of the group to open on the Greek island of Corfu. “Breathe in fresh, forest air and saunter along soft, velvet sands, as you soak up the sun and culture along Corfu’s dazzling Ionian coast,” the Tripadvisor description reads. The hotel sits in a secluded bay across from globally-awarded Ikos Dassia, elevated for dramatic views across a private coastline.

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The Monverde Wine Experience Hotel in Teloes comes in sixth in the overall ranking and top for Portugal. Surrounded by vine-draped hills visible from the rooms, the structure is a sleek wood and stone design. According to the owners, it is “committed to acting in full respect for nature.” Awarded an EU Ecolabel label, the hotel focuses on improving its environmental impact and energy efficiency.

UK’s Top Sustainable Hotel Praised For Eco-Conscious Efforts

The Hari is located in the upscale neighborhood of Knightsbridge, a stone’s throw from Harrods and the luxury shops of Sloane Street. All 85 glamorous bedrooms are the work of British interior designer Tara Bernerd, complete with plush velvet window seats, bespoke wooden flooring, Italian marble bathrooms and views of London's skyline. The luxury Belgravia hotel is Silver certified by EarthCheck, with several Tripadvisor reviewers commending the hotel for its ‘eco-conscious’ efforts.

Portugal Has Double Feature On The Most Sustainable Hotels Ranking

Another hotel in Portugal makes it into the top 10 sustainable hotels in the world. Vincci Ponte de Ferro in Vila Nova de Gaia has a rooftop pool with sweeping city views of Porto. Reviews say it has a comprehensive food waste policy and energy-saving light switches.

Croatia’s Most Sustainable Hotel Is Carved Into A Cliffside

Hotel Bellevue Dubrovnik, which underwent a complete refurbishment in spring 2019, is carved into a cliff-side with floor-to-ceiling windows overlooking the mesmerizing Adriatic sea. The five-star boutique hotel lies just around the bay from Dubrovnik’s magnificent 6th-century Old Town. Set on a 30m-high cliff on Miramare Bay, it feels “as if you’re on your own private ocean liner,” according to the hotel.

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