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Holiday of a lifetime for us.

Having decided upon a cruise to celebrate my husbands 70th birthday I saw Iglu cruise pop up on my social media feed. I looked at several cruises advertised and researched other companies too but decided upon IgluCruise. I made the call and Paul the rep answered. He was brilliant,helpful, informative, considerate and polite. He answered all my questions. He recapped everything I had asked for to ensure I understood everything whilst going through the booking process over the phone. Everything was emailed over to me. Very straightforward. I would definitely use Iglu to book with again and would like to say, Thank you to Paul.

Date of experience : 23 April 2024

I’ve never been on a cruise before…

I’ve never been on a cruise before therefore I made two provisional bookings just to see how the prices would pan out. They were exactly as described with optional extras. On both occasions I was called by Kallum who was very patient, gave me lots of information and answered all my questions. There was no heavy sale or push. I was very impressed after speaking to my friend we went ahead and booked one of the cruises.

Date of experience : 30 April 2024

Great Deal and cheaper than booking direct with Marella .......

This was a great deal and cheaper than arranging with Marella Direct! This is the second time we have used Igloo Cruise, first time was for a tailor made cruise and stay with Celebrity, on both occasions we have been really pleased with the friendly, efficient, helpful service, and the good advice we have received. Thank you!

Date of experience : 22 April 2024

Had to change our booking after a week…

Had to change our booking after a week due to family issues. Mike at iglu handled my issue. Can’t prays him enough, he was very professional, patient & thorough in changing everything to the new booking & called me back to confirm.

Adam Walker was very helpful and had a…

Adam Walker was very helpful and had a friendly manner when I booked our latest cruise. He made sure I was aware of details I needed to know and recommended places of interest to visit. I found him very knowledgeable, he is a credit to Iglu Cruises.

Date of experience : 09 April 2024

I was very impressed with my first…

I was very impressed with my first experience booking a cruise with IGLU Cruises. Claire Herbert was most helpful; nothing was too much trouble. She was very patient, going through all the details of different options available for the fly, cruise and stay holiday. The personal touch that she provided was exceptional and much appreciated. Thank you Claire

Date of experience : 11 April 2024

Very impressed with your response and info provided

Very impressed with your response to my request to obtain details of the cruise Clarity of information over the telephone Subsequent prompt reply on line with link to proceed to book and pay online

Sent me several emails stating the the…

Sent me several emails stating the the offers contained within were combinable. Booked a cruise on this basis but have not received the added discount. Emailed Iglu and they replied stating the offer was NOT combinable????. Questioned this TWICE and second email disappeared into a black hole as soon as you point out the offers were in fact combinable. Looks like I will have to resort to legal proceedings to get what I was promised.

Date of experience : 18 April 2024

Knowledgeable staff

This is my first cruise and I was nervous booking so I requested a call back. Service was easy and Grace called on time. She was knowledgeable answering all my questions and I trusted her advice. Booking was easy and I am looking forward to my cruise

Date of experience : 29 April 2024

Excellent efficient and friendly help…

Excellent efficient and friendly help with cruise and stay package. Dan took time to look at all options and flights, and his own knowledge and experience of the product was very useful.

The customer service agent was…

The customer service agent was extremely helpful. As first time cruisers, she used her knowledge and experience to get us exactly what we required and advised to ask for. We were very impressed with the level of service. Thank you.

Date of experience : 27 April 2024

Great experience booking a cruise with Grace

Grace was extremely helpful and I didn’t feel rushed as she made sure we got the holiday we wanted. Nothing was too much trouble and her customer care was brilliant

Booked a canaries cruise today

Booked a canaries cruise today , our second this year , iglu are so easy to book with really easy online & very pleasant helpful consultants ,will definitely book with them again

Excellent customer service by call handler

We have just booked another cruise with IGLU for next year. The call handler (Chris) was very helpful and extremely knowledgeable and answered all our questions. We asked for a call back the following evening at a specific time and he called us back exactly when he said he would. We have always found IGLU to be reliable and consistent and have confidence in our bookings with them.

Date of experience : 26 April 2024

Excellent service from Iglu Cruise.

For the past week I have been dealing with James Williamson my cruise advisor and I must say he has been brilliant and in his absence his colleagues have also been very good. I have given a 5 star as my experience has been excellent. James' interpersonal skills are excellent. He listened attentively and responded to any queries promptly, effectively and efficiently. He is knowledgeable and the way he dealt with me helped me to make an informed decision to book my cruise with Iglu cruise. The cost of the cruise was very good in comparison without compromising the quality of what was being offered. James is definitely an asset to your team and I will definitely recommend your company without hesitation to family and friends.

Claire was friendly and personable and…

Claire was friendly and personable and gave us speedy advice based on her obvious experience and knowledge base. She was able to clearly advise us and was punctual with returning our call. We are happy to call Claire the next time that we are planning a cruise. Thank you Claire.

Date of experience : 28 April 2024

Lovely lady

The lady was very pleasant and looked up several enquiries about the holiday that I asked about. To be honest she was very good. My only complaint would be in the literature that was sent to me advertising the holiday was very misleading. Giving the impression that several things were included which were not. Very disappointing. Eg drinks package, Wi-Fi and cabin spend. One would expect on a 32 day cruise that these would be included. Please look at your marketing literature.

Date of experience : 20 April 2024

Iglu are the best.

I have booked our last 4 cruises with Iglu. I usually deal with Paul Bowley. He is always very efficient and offers very good objective advice regarding the different cruise companies. He is very responsive and always gets back to me quickly. Plus so far no one has beaten Iglu on price.

I thought everything was dealt with…

I thought everything was dealt with great enthusiasm and professionalism. I have friends who book every time with this company, and they encouraged me to book also.

Very helpful staff

I was booking our cruise online and had an issue with a discount code so rang Iglu and spoke to a very polite and extremely helpful man called Mark Williams who took over my booking and sorted the problem. Very pleased with the whole process and great to speak with a pleasant helpful person . Thanks

We’re changing the way people experience the world.

Iglu is the UK's largest independent specialist cruise and ski travel agency. We pride ourselves on providing expert advice on the widest range of holidays at competitive prices.

insurance iglu cruise

Our mission

Founded in 1998 in London, Iglu has grown from a small startup to one of the country’s leading digital travel agencies. Our mission is to help people achieve their travel dreams.

By working closely with all the world's leading cruise lines and ski holiday suppliers, Iglu seamlessly connects travellers with memorable experiences. Working as an independent agent, we enable providers all over the world to reach customers and grow their businesses.

Iglu.com operates in the UK under the Iglu Cruise and Iglu Ski brands, as well as the Planet Cruise brand internationally. By offering more than 20,000 cruises and over 6 million ski holidays, no matter where you want to go or what you want to do, Iglu makes it easy and stress free with award-winning sales and customer support.

Brands within the Iglu family

insurance iglu cruise

Iglu's values are central to how we interact with our customers, our suppliers & each other

Our History

Iglu launches.

UK's 1st ski OTA - Set up by Richard Downs with its first launch at the London SkiShow.

Iglu enters the Cruise market

Iglu enters the cruise market with amazing supplier relationships, customised newsletters and top organic Google rankings.

Acquisition of Planet Cruise

Acquiring Planet Cruise enabled Iglu to become the largest cruise retailer in the UK.

Entering International Markets

Launch of Planet Cruise internationally, including Spanish, Italian and French cruise markets.

Conquering Covid

With no departures for 18 months. Iglu emerged stronger and continued to invest in tech.

Today, 25 Years on...

Record sales, profit and online bookings. Re-entry to international markets. Awards for Online Call Centre Agency of the Year at the AAA’s and Best Place to work in Travel (3rd place)

Our customers

Already booked with us or thinking about booking? Contact our sales and customer service departments directly

insurance iglu cruise

For cruises & cruise holidays call us on

0203 848 3600

insurance iglu cruise

Planetcruise

0239 327 7800

insurance iglu cruise

For ski holidays & ski chalets, call us on

0208 542 6658

insurance iglu cruise

David Gooch

Chief Executive Officer

insurance iglu cruise

Lorna Vincent

Chief Financial Officer

insurance iglu cruise

Chief Product Officer

insurance iglu cruise

Scott Millett

Chief Information Officer

insurance iglu cruise

Chief Commercial Officer

insurance iglu cruise

Kirsteen Fox

Chief Marketing Officer

insurance iglu cruise

Siobhan Commins

Chief Operations Officer

insurance iglu cruise

Simon McIntyre

Managing Director of Ski

insurance iglu cruise

Richard Downs

Founder / Chairman

Recent press releases

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25 Years of Success for Iglu

2023 sees Iglu trading for its 25th successful year. In 1998 Iglu’s ground-breaking concept at launch of selling ski holidays online set the course of the company’s progress through forward thinking, creativity and innovation. Today Iglu is the UK’s #1 cruise and ski retailer and is continuing to grow as a business, investing in technology and reaching into international markets.

Angela Hector

Communication & Engagement Lead

Snow Chains

Ferry crossing.

  • Best overall
  • Best for expensive trips
  • Best for exotic trips
  • Best for annual plans

How we reviewed travel insurance for seniors

Best travel insurance for seniors of may 2024.

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate insurance products to write unbiased product reviews.

Reaching your golden years doesn't mean your adventures have to end. In fact, in this stage of life, you'll hopefully have more time and resources to travel. But as a senior citizen, you'll want to ensure you have travel insurance that covers any health-related issues arise while you travel.

Our top picks for the best senior travel insurance

  • Best overall: Allianz Travel Insurance
  • Best for expensive trips: John Hancock Travel Insurance
  • Best for exotic trips: World Nomads Travel Insurance

Best for annual plans: Travel Guard

How we rate the best senior travel insurance companies »

Compare travel insurance for seniors

Your health gets more unpredictable as you age, which makes travel insurance more important for seniors. Unfortunately, it's also more expensive. The best travel insurance for seniors won't have too steep of a price hike compared to rates for younger travelers. It will have high coverage limits for emergency medical coverage, trip cancellations, and and emergency medical evacuation. It's also important that your travel insurance offers pre-existing condition waivers , ideally at no extra cost to the traveler. 

Here are our picks for the best travel insurance coverage for seniors in 2024.

Best overall: Allianz

Allianz Allianz Travel Insurance

  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Good option for frequent travelers thanks to its annual multi-trip policies
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Doesn't increase premium for trips longer than 30 days, meaning it could be one of the more affordable options for a long trip
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Some plans include free coverage for children 17 and under
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Concierge included with some plans
  • con icon Two crossed lines that form an 'X'. Coverage for medical emergency is lower than some competitors' policies
  • con icon Two crossed lines that form an 'X'. Plans don't include coverage contact sports and high-altitude activities
  • Single and multi-trip plans available
  • Trip cancellation and interruption coverage starting at up to $10,000 (higher limits with more expensive plans)
  • Preexisting medical condition coverage available with some plans

Allianz Travel Insurance is one of the most widely recognized names in travel insurance, and it stands out as one of the top travel insurance providers for seniors. It offers a wide range of policies covering medical treatments overseas and emergency medical transport.

Allianz also provides options for varying trip lengths. Its annual multi-trip policies , for example, cover any trip you make during your policy period, even if they aren't yet planned, making it an excellent option for seniors who vacation multiple times per year.

Read our Allianz Travel Insurance review here.

Best for expensive trips: John Hancock

John Hancock John Hancock Travel Insurance

  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Offers 3 travel insurance plans
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Cancel for any reason rider available
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Affordable travel insurance premiums
  • con icon Two crossed lines that form an 'X'. Reviews of claims process are mixed
  • con icon Two crossed lines that form an 'X'. Buyers may not get specialty coverage for sports equipment and other high value items
  • Trip cancellation for 100% of the trip cost
  • Trip interruption insurance for up to 150% of the trip cost
  • Emergency medical coverage of up to $250,000 per person
  • Medical evacuation coverage of up to $1,000,000

John Hancock Travel Insurance plans for seniors offer some of the best coverage available. It provides generous maximum benefit amounts while still offering affordable prices.

Each plan includes coverages like trip cancellation, emergency accident, and emergency medical, with the option to add benefits like CFAR (cancel for any reason) . Plus, getting a free online quote is a quick and straightforward process.

Read our John Hancock Travel Insurance review here.

Best for exotic trips: World Nomads

World Nomads World Nomads Travel Insurance

  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Coverage for 200+ activities like skiing, surfing, and rock climbing
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Only two plans to choose from, making it simple to find the right option
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. You can purchase coverage even after your trip has started
  • con icon Two crossed lines that form an 'X'. If your trip costs more than $10,000, you may want to choose other insurance because trip protection is capped at up to $10,000 (for the Explorer plan)
  • con icon Two crossed lines that form an 'X'. Doesn't offer coverage for travelers older than 70
  • con icon Two crossed lines that form an 'X'. No Cancel for Any Reason (CFAR) option
  • Coverage for 150+ activities and sports
  • 2 plans: Standard and Explorer
  • Trip protection for up to $10,000
  • Emergency medical insurance of up to $100,000
  • Emergency evacuation coverage for up to $500,000
  • Coverage to protect your items (up to $3,000)

World Nomads Travel Insurance is a great choice for active senior citizens under 70 who want comprehensive travel insurance. The key difference between World Nomads and many other providers is that it covers 200+ adventurous activities like scuba diving, mountain biking, surfing, skiing, and even bungee jumping. In addition, World Nomads' trip cancellation and emergency medical coverage includes COVID-19-related issues. Many other insurers are excluding that type of coverage now.

For adventurous senior citizens over the age of 70 years, World Nomads suggests working with its partner, TripAssure .

Read our World Nomads Travel Insurance review here.

AIG Travel Guard

Trip cancellation coverage for up to 100% of the trip cost and trip interruption coverage for up to 150% of the trip cost

  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Trip cancellation coverage of up to 100% of the cost, for all three plan levels
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. CFAR covers up to 75% of total trip costs (maximum of $112,500 on some plans) 
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Medical coverage of up to $500,000 and evacuation of up to $1,000,000 per person
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Includes COVID coverage 
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Above average baggage loss and delay benefits
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. High medical evacuation coverage
  • con icon Two crossed lines that form an 'X'. Premiums may run slightly higher than competitors

Travel Guard is a well-established and highly rated name in the travel insurance industry. It offers three main coverage options to choose from, and in general its policies have above-average coverage for baggage loss and baggage delays, plus high medical evaluation coverage limits.

  • Trip cancellation coverage for up to 100% of the trip cost
  • Trip interruption coverage for up to 150% of the trip cost
  • Preexisting medical conditions exclusions waiver must be purchased within 15 days of initial trip payment
  • Annual travel insurance plan and Pack N' Go plan (for last-minute trips) available

Travel Guard  offers comprehensive insurance plans for shorter and longer trips. One of its more unique offerings is its Travel Guard Annual Plan.

This annual travel insurance comes with standard coverage benefits (trip delay, baggage loss, etc.) and substantial coverage amounts, which is important for seniors who travel multiple times per year. Travel Guard also offers a preexisting medical condition waiver, meaning those with certain medical issues can still gain coverage.

Read our AIG Travel Guard Insurance review here.

Understanding travel insurance for seniors

Before diving into the specifics, it's essential to understand what travel insurance is and why it's particularly important for senior travelers. The best travel insurance offers financial protection against unexpected events affecting your trip, such as trip cancellations, medical emergencies, or lost luggage.

Types of coverage

  • Medical Coverage: Ensures your medical expenses are covered in case of illness or injury.
  • Trip Cancellation/Interruption Coverage: Provides reimbursement if your trip is canceled or cut short due to unforeseen events.
  • Baggage Coverage: Covers loss, damage, or theft of personal items during your trip.

Benefits of travel insurance for seniors

  • Peace of Mind: Knowing you're covered in case of emergencies can make your travel stress-free.
  • Financial Protection: Shields you from potentially overwhelming medical costs and trip cancellations fees.
  • Assistance Services: Many plans offer 24/7 assistance services, providing help whenever and wherever you need it.

Making the most of your plan

After choosing a plan, it's crucial to understand your policy fully and know what services are available to you in case of an emergency.

Understanding your policy

  • Read the fine print and understand the claims process to avoid surprises.

Emergency assistance services

  • Familiarize yourself with the emergency assistance services offered by your plan and keep all necessary contact information handy.

How to pick senior travel insurance

It's wise to compare several different travel insurance policies for the best coverage and pricing, as premiums vary widely between insurers and depend on factors like your age and travel destination.

That said, some of the more essential coverages to look for if you're a senior citizen include:

  • Travel medical coverage - This coverage will pay for your medical bills outside the US.
  • Medical evacuation coverage - If you're injured or become sick while traveling, this coverage will transport you to the nearest hospital or even back home if your condition necessitates it.
  • Preexisting conditions - Coverage for known health conditions. You'll need to purchase travel insurance within a certain time period from when you book your trip to qualify for a preexisting condition waiver .
  • Cancel for any reason (CFAR) - The name says it all! It'll cost extra and you'll need to purchase insurance early, but it's the most comprehensive trip cancellation coverage you can get. Note that CFAR insurance usually only covers up to 75% of your trip fees.
  • Trip cancellation insurance - This coverage provides reimbursement for your prepaid and nonrefundable costs if you cannot make your trip due to an unforeseen event.
  • Baggage delay insurance - This coverage will reimburse you for essentials like toiletries and clothes if your bags are delayed.
  • Lost luggage insurance - This coverage will reimburse you up to a specified amount if your bags get lost en route.

Of these, the most critical to note are whether or not your policy covers preexisting conditions and the limits for travel medical insurance and emergency medical evacuation.

Some insurance companies offer a waiver that will cover preexisting conditions. You'll have to follow the requirements for adding a waiver to your policy, like insuring the entire cost of your trip. Or purchase the policy within a specific time after making your first trip deposit payments.

You'll also want to find a policy with high maximum limits for travel medical and emergency medical evacuation coverage. These types of expenses can be substantial, so you want to have appropriate coverage.

When comparing senior travel insurance options, we looked at the following factors to evaluate each travel insurance provider:

  • Coverage limits: We looked at each travel insurance company's coverage amounts for benefits like medical emergencies and trip cancellation.
  • Flexibility: We looked at how customizable a policy is, so you can choose what your travel insurance policy covers .
  • Coverage for preexisting conditions: Preexisting conditions are one of the more critical factors for travel insurance for senior citizens, so we looked at travel insurance companies that offer the best coverage for preexisting conditions.
  • Price: We compared travel insurance providers offering reasonable basic and comprehensive coverage rates.
  • Benefits geared towards seniors: We compared travel insurance companies that offer solid coverage for senior citizens, like medical evacuation, COVID-19 coverage, and trip cancellation.

You can read more about our insurance rating methodology here.

Seniors should look for travel insurance policies that offer comprehensive medical coverage, including for preexisting conditions and emergency medical evacuation. They should also consider policies with higher coverage limits to ensure adequate protection. Additionally, seniors should seek travel insurance plans that provide 24/7 assistance services, as well as coverage for trip cancellations, interruptions, and baggage protection.

The cost of senior travel insurance coverage can vary depending on your age, overall health, state of residence, travel destination, and length of your trip. However, assuming all other factors are the same, you'll pay more for travel insurance at 70 than at 30.

All travel insurance companies, except World Nomads, included in this guide offer coverage for pre-existing medical conditions as long as you buy your policy within the qualifying period from when you placed your trip deposit.

Allianz is the best travel insurance for seniors due to its wide array of medical coverages and emergency medical transport. Allianz also offers multi-trip insurance policies , which could make sense for seniors who travel frequently.

In some instances, travel insurance companies will have age eligibility restrictions, often only insuring people 80 years old and younger.

insurance iglu cruise

Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer. Read our editorial standards .

Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.

**Enrollment required.

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To the extent any recommendations or statements of opinion or fact made in a story may constitute financial advice, they constitute general information and not personal financial advice in any form. As such, any recommendations or statements do not take into account the financial circumstances, investment objectives, tax implications, or any specific requirements of readers.

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Travel Insurance For Canada: What You Need To Know Before You Go

Updated: Apr 30, 2024, 1:13pm

Table of Contents

Do you need travel insurance for canada, what type of travel insurance do you need, what does travel insurance for canada cover, what does travel insurance exclude, best travel insurance for canada, frequently asked questions (faqs).

From hiking trails in Ontario to traversing the slopes of the famous ski resort town of Whistler, there is no shortage of places to visit in Canada.

The vast North American country is a popular destination for travel-loving Aussies. In addition to a growing share of business travelers, more than 350,000 Australian tourists typically visit Canada each year.

While visitor numbers faded during the Covid-19 pandemic, the multitude of Australians heading to the Great White North has picked up in the last two years, particularly to experience the country’s stunning landscape.

Fast Cover Travel Insurance

On Fast Cover’s Secure Website

Medical cover

Unlimited, 24/7 Emergency Assistance

Cancellations

Unlimited, (Trip Disruption $50,000)

Key Features

25-Day Cooling Off Period, Australian Based Call Centre, 4.6 Star Product Review Rating

Cover-More Travel Insurance

insurance iglu cruise

On Cover-more’s secure website

Unlimited, with a $2000 limit to dental

Yes, amount chosen by customer

Southern Cross Travel Insurance

insurance iglu cruise

Medical Cover

Including medical treatment, doctors’ visits, prescribed medication, specialist treatment & medical transport costs

$2,500 with option to increase to unlimited

Travel insurance for Canada isn’t compulsory, but it’s highly recommended to cover for any lost or stolen baggage, the possibility of your trip getting cancelled due to an emergency, illness such as Covid-19 or bereavement, and to cover medical expenses.

The Australian Government’s Smartraveller website recommends that travellers purchase travel insurance before any overseas trip.

As in any foreign country, medical care in Canada can be expensive for visitors, with a visit to a doctor potentially setting you back by hundreds of dollars.

The Australian government won’t cover these costs, and there is no reciprocal healthcare agreement between Australia and Canada, so you aren’t covered by Australian Medicare either.

In addition, given the large geography of the country covering a variety of destinations from beaches to mountains to national parks, it is wise to hold insurance cover for a multitude of events and a variety of potential risks including natural disasters, crime or other types of emergencies.

International travel cover for Canada is generally available in the following ways:

Basic travel insurance

This type of policy is broadly focused on cover for unlimited overseas emergency medical expenses, but also includes insurance for luggage, personal liability and other essential benefits. It is usually the cheapest option available and is suitable for those traveling on a budget or for single trips.

Comprehensive travel insurance

This type of insurance typically includes higher amounts of cover for the essentials benefits such as medical expenses, luggage, personal liability, and so on. In addition, it includes cover for travel delays, rental vehicle excess, loss of passports and credit cards, hijacking, disability, accidental death, and more, depending on your policy.

Some insurers offer variations of the comprehensive policy that are suitable for multiple trips within a 12-month period.

Optional add-on policies

Given the growing number of Australians heading to Canada for cruises, road trips or to the ski slopes, some insurers have come up with add-on policies specifically tailored for a variety of adventure sports and transport options available. These include cruise packs, winter sports packs and even higher cover for rental vehicles.

Related: How Much Does Travel Insurance Cost?

Most international travel insurance policies will cover medical and hospital expenses, ambulance transportation, repatriation flights, as well as personal liability if you injure someone, or damage property while you’re in the country.

Policies will also cover, within limits, lost or delayed luggage and possessions, the costs of trip delays, interruptions or cancellations, and lost or stolen travel documents.

Comprehensive policies usually offer a broader cover to include personal accident cover in case of an injury during your trip that leads to permanent disability or death, and insurance excess payment if your rental car meets with an accident.

If you are planning to take advantage of Canada’s vast offering of adventure sports and activities, make sure these are covered by your policy—or that there is an option to add it on.

Most comprehensive policies will include popular sporting and leisure activities such as hiking, surfing, kayaking, and so on. However, more extreme activities such as skydiving, scuba diving, snow skiing or snowboarding will generally require an additional adventure sports cover at extra cost.

Most travel insurance policies to Canada will not provide cover in the following cases:

  • Illegal activities: Insurers will reject any claims arising if you knowingly act illegally or dangerously.
  • If you are under the influence: Insurance cover is specifically void if you cause a disturbance through drunken behaviour or under the influence of drugs.
  • Unattended luggage: Insurers will ignore any claim for loss if your luggage is stolen while it was left unattended in public.
  • Pre-existing medical conditions: Insurers can avoid claims for any major medical conditions, if they have not been made aware of these before taking out a policy.
  • Extreme sports: International travel insurance policies generally don’t provide automatic coverage for things like extreme sports, snowboarding or surfing. An optional add-on cover is required for these activities.

Most travel insurers in Australia offer insurance policies for travel to Canada. What policy suits you best will depend on your requirements including duration, age, and the type of cover.

It will also be determined by your specific needs, such as whether you are taking part in snow sports or other adventure activities.

An easy way to compare travel insurance policies is to use an online comparison tool, or read through our leading picks of travel insurance policies for Australians . However, always consider whether or not they include the extras you will require for your trip, and any pre-existing medical conditions you would require cover for.

Featured Partners

Do I need travel insurance to travel to Canada?

Travel insurance for Canada isn’t mandatory, but is highly recommended.

The Australian Government urges travellers to purchase travel insurance before any overseas trip, especially for medical cover.

Medical costs can be extremely expensive in a foreign country, especially if you have to visit a doctor, dentist or hospital in an emergency, so travel insurance is very handy.

Does my visa card have travel insurance?

Not every credit card comes with travel insurance. Complimentary travel insurance is typically offered on premium credit or rewards cards that have higher annual fees. In addition, this may not cover all circumstances or emergencies. By comparison, a travel insurance policy will offer more comprehensive coverage that includes emergency medical expenses.

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Prashant Mehra is a freelance journalist based in Sydney. He has more than 20 years of international experience covering financial news, including with Reuters and the Australian Associated Press (AAP). He writes about business, markets, the economy and investing.

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15 men brought to military enlistment office after mass brawl in Moscow Oblast

Local security forces brought 15 men to a military enlistment office after a mass brawl at a warehouse of the Russian Wildberries company in Elektrostal, Moscow Oblast on Feb. 8, Russian Telegram channel Shot reported .

29 people were also taken to police stations. Among the arrested were citizens of Kyrgyzstan.

A mass brawl involving over 100 employees and security personnel broke out at the Wildberries warehouse in Elektrostal on Dec. 8.

Read also: Moscow recruits ‘construction brigades’ from Russian students, Ukraine says

We’re bringing the voice of Ukraine to the world. Support us with a one-time donation, or become a Patron !

Read the original article on The New Voice of Ukraine

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IMAGES

  1. Cruise Price

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  2. Iglu Cruise Deals & Sales for October 2020

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  3. Online travel agent Iglu expanding overseas

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  4. Cruises Deals

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  5. Iglu Cruise (@iglucruise)

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  6. Iglu Cruise

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COMMENTS

  1. Travel Insurance

    Single and Annual policies. Europe and Worldwide cover. Medical specialists and Covid cover included as standard. 3 levels of cover; bronze, silver, and gold. Kent-based call centre, open 7 days a week. Access to a 24/7 Emergency Helpline when you are away. Click here to get your cruise holiday insurance quote. 22 out of 39 found this helpful.

  2. Do I need Travel Insurance and when do I buy it?

    Updated. Unless you hold a policy already, we recommend you buy travel insurance as soon as you make a booking. You will then be covered from that point until the end of your travel period. It should cover you for at least the entire cost of your holiday, in case of unforeseen cancellation, when you can then make a claim. Our preferred supplier ...

  3. Insurance

    Insurance - Iglu Cruise Help Centre. Iglu Cruise Help Centre. Tickets & Important Documents. Insurance.

  4. Iglu Cruise Help Centre

    Iglu Cruise Help Centre. Use the search bar or topic categories below to find the information you need, such as our contact details, opening hours, ticketing and port parking. ... Insurance Payments & Policies; Making A Payment Future Cruise Credits Refund Policy ...

  5. Is Travel Insurance for Coronavirus compulsory and what type do I need

    Yes, most cruise lines make it mandatory for all UK guests to have suitable, comprehensive travel insurance cover in order to cruise. Our recommended travel insurance provider is Holiday Extras who have recently updated their policies to cover Coronavirus Travel Insurance. Many cruise lines also include a Coronavirus cruise insurance policy as part of their booking terms.

  6. Booking Information

    All the information you need to know before booking a cruise holiday with Iglu Cruise. All about cabin details, passport, insuirance and dinner seating requests. Book a cruise: We're open. 0203 848 3600 ... Insurance Details: If you are not taking an IGLU insurance, we need to know the name of your insurance provider, the policy number, the ...

  7. About Iglu Cruise

    About Us. Iglu.com has been trading since 1998 and we are the UK's largest independent cruise agent, following acquisition of Planet Cruise in June 2013. We are also the UK's largest ski holiday agent, Igluski. We offer cruise deals to over 3,000 ports in 30 destinations from over 25 cruise lines, such as P&O Cruises and Cunard.

  8. Cruise Holidays 2024 & 2025

    View Iglu Cruise Blog Cruising from the UK. Begin your holiday the minute you board on cruises from UK with popular cruise lines such as P&O Cruises. Check out our recent blogs - P&O Cruises Winter 2025/26 Season and P&O Cruises' Summer 2026 Launch which include the top itineraries sailing from Southampton along with other exciting sailings ...

  9. Best Cruise Insurance Plans Of April 2024

    Best Cruise Insurance Plans. WorldTrips - Atlas Journey Premier. Nationwide - Cruise Luxury. TravelSafe Insurance - Classic. AIG - Travel Guard Preferred. AXA Assistance USA - Platinum ...

  10. About Us

    About Us. Iglu.com is made up of three brands - Iglu Ski, Iglu Cruise and Planet Cruise. We are the UK's largest independent agent of ski holidays and cruises, following our acquisition of Planet Cruise in June 2013. Founded in 1998, we stand for expertise, variety and value. We are incredibly proud of our 300+ staff who are all experts in ...

  11. Read Customer Service Reviews of www.iglucruise.com

    Established in 1998, Iglu Cruise is the UK's largest independent cruise agent. With over 200 dedicated in-house experts between our offices in Wimbledon and Portsmouth, and homeworkers, offering specialist cruise holidays and deals to over 3000 ports in 30 destinations from over 20 cruise lines. This gives us the best variety of cruises anywhere!

  12. Iglu Cruise

    Iglu Cruise, London. 64,636 likes · 895 talking about this. The UK's most trusted travel agency for cruise holidays. With an expert call center and...

  13. Online Travel Agency

    Founded in 1998 in London, Iglu has grown from a small startup to one of the country's leading digital travel agencies. Our mission is to help people achieve their travel dreams. By working closely with all the world's leading cruise lines and ski holiday suppliers, Iglu seamlessly connects travellers with memorable experiences.

  14. Contact Us

    About Iglu Cruise. At Iglu Cruise we've been providing our guests with fantastic cruise holidays to all corners of the world since 2004, with such popular cruise lines as P&O Cruises and Marella, to become the UK's largest independent cruise specialist travel agency. ... Press Relations: [email protected]. Main office: 165 The Broadway ...

  15. Your Account

    Manage your cruise bookings, view your travel documents, update your personal details, and access exclusive offers with Your Account on Iglu Cruise. To sign in, you can use your email address, google account, or Booking ID. If you don't have an account yet, you can create one in minutes and enjoy the benefits of being an Iglu Cruise customer.

  16. How do I Log in/Sign in to My Account?

    If you are not logged in, it will ask you to either sign in or create an account. Email. To sign into your account via an email address, simply insert the email you used to create your account. If you can't remember your password, simply click forget password on the login screen. An email will be sent with a link to reset your password.

  17. Sign in or create an account

    Sign in or create an account to access your booking details, manage your preferences, and enjoy exclusive offers with Iglu Cruise.

  18. Covid-19 Travel Information

    Covid-19 Vaccinations. What is the definition of fully vaccinated? How can I prove my vaccination status? Is Travel Insurance for Coronavirus compulsory and what type do I need? What documents do I need to go on a fly cruise? Airport checklist. Do cruise lines have certified Covid-19 tests onboard? What happens if I test positive onboard?

  19. Holiday Extras: Book holiday insurance, car hire, transfers, ski hire

    Book comprehensive travel insurance at competitive prices online with Iglu.com. Airport Parking Pre-book secure airport parking before you travel for less. Cruise Excursions Choose from wide selection of shore trips, activities and excursions to enhance your cruise even further. ... Comprehensive Ski insurance at great rates with Iglu.com.

  20. Customer Portal

    Welcome to My Booking! To log in you will need your Booking ID, email address, postcode and the date of birth of the lead passenger. What is your Email Address?

  21. Cruise deals 2024 & 2025

    We have some exceptional cruise offers and deals for 2024, 2025 and 2026 early bird cruises. We have won many awards from the major cruise lines and work with them to secure the best deals for our customers. We have offers and savings on Med cruises, Caribbean cruises, World cruises, cruises to the Far East, Baltic, Alaska and more.

  22. Best Travel Insurance for Seniors Guide

    John Hancock Travel Insurance plans for seniors offer some of the best coverage available. It provides generous maximum benefit amounts while still offering affordable prices. Each plan includes ...

  23. Investors bought life insurance policy on stranger: lawsuit

    The estate of a Delaware woman is suing after it says a group of investors took out a life insurance policy on her. The lawsuit, filed April 26 in Delaware Chancery Court, was filed against ...

  24. Do I Need Travel Insurance For Canada?

    Travel insurance for Canada isn't compulsory, but it's highly recommended to cover for any lost or stolen baggage, the possibility of your trip getting cancelled due to an emergency, illness ...

  25. Iglu Cruise Help Centre

    If you have an urgent query and you are departing in the next 3 weeks, please call us. Open Mon-Sat-5pm. Sun 10am-4pm. 0203 848 3679.

  26. 15 men brought to military enlistment office after mass brawl in Moscow

    Local security forces brought 15 men to a military enlistment office after a mass brawl at a warehouse of the Russian Wildberries company in Elektrostal, Moscow Oblast on Feb. 8, Russian Telegram channel Shot reported.. 29 people were also taken to police stations. Among the arrested were citizens of Kyrgyzstan. A mass brawl involving over 100 employees and security personnel broke out at the ...