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Healthcare and Health Insurance

in the pharmacy

Living in a foreign country, knowing that your health and well-being are supported and that you will be looked after as an international student is important. The information on this page gives you a quick insight into the healthcare system in Germany, your insurance coverage, how to make a doctor’s appointment, where to get medications and whom to contact in an emergency.

Important to know: In Germany, every person must have health insurance. International students have to prove equivalent health insurance coverage that meets German health insurance standards either by the time they register or, depending on the country of origin, by the time they apply for a visa. It is best to clarify your health insurance situation as soon as possible.

Healthcare System

Health insurance during your studies in germany, the daad insurance: is it suitable for me, what to do if you fall ill.

The German healthcare system has a well-deserved reputation for offering equal treatment and easy access at moderate costs. You will find a large network of well-trained and skilled medical doctors, as well as modern treatment and support. There are also numerous pharmacies (in German: Apotheke) that can help you when you need medicines. There might be differences from your home country as to which medications are over the counter and which are prescription only, but pharmacists and doctors will be happy to help you with any questions.

As mentioned before: Every person in Germany is required to have health insurance – and so are you! This applies not only to international students, but also if you participate in a preparatory course or a Studienkolleg .

There are two types of health insurance: private and statutory (in German: private und gesetzliche Krankenversicherung). Generally, private health insurance plans offer more benefits, but they are significantly more expensive and require advance payments. For this reason, most people are covered by statutory health insurance. Statutory health insurance providers are required to offer a basic plan which includes most doctor's visits, a broad selection of medicines and, e.g., ER visits, ambulance rides and hospital stays. This basic coverage is always unchanged, no matter which statutory health insurance you choose.

By the way, with enrolment , (international) students are also automatically insured through the higher education institution’s accident insurance . The insurance covers e.g. all injuries during activities that take place on the institution’s grounds or that are organised by the higher education institution. However, it doesn’t replace your personal health insurance.

Is my health insurance valid in Germany?

Many international students do not need to obtain a new health insurance plan in Germany. You may be able to keep your home country’s health insurance if Germany has a social insurance agreement  with your home country. This mostly applies to students from the EU and the European Economic Area (Norway, Iceland, Liechtenstein).

If you are from one of these countries and have statutory health insurance, it is possible to have it recognised in Germany. Private health insurance is also sometimes accepted. However, with private insurance, you will not be able to change to statutory health insurance during your studies.

Regardless of whether you have statutory or private health insurance: Inform yourself by contacting your insurance provider in your home country whether your insurance is valid in Germany. You will usually need a European Health Insurance Card (EHIC) . Additionally, you will also need a certificate proving that you are not required to take out German statutory health insurance. This certificate is issued by the statutory health insurance providers in Germany. The International Office  of your chosen higher education institution will surely support you in this process.

There are a few exceptions: If you are doing an internship  or have a part-time job while studying, then you will have to obtain coverage with a German provider. Your home-country insurance is not considered sufficient.

Which German health insurance is right for me and what do they cover?

In case your current health insurance isn’t recognised in Germany, you must obtain health insurance coverage once you arrive in the country or when you apply for a visa. If you are under 30 years of age, you will profit from a reduced student rate of about 110 euros per month, which is offered by statutory health insurance providers. As soon as you have reached 30, you will have to pay the standard contribution though, even if you are still studying. This normal contribution is often a lot more expensive than purchasing a student plan from a private insurance company. Therefore, it might be worth checking whether private health insurance could be the cheaper option for you. You could also research if there are any arrangements between the Deutsches Studierendenwerk (Student Services) and insurance providers targeting students older than 30. For more information on this, you can also contact the local student services at your higher education institution in Germany.

When you decide on your health insurance, you can select from a wide choice of insurance providers. More information on statutory health insurance providers can be found on the website of the National Association of Statutory Health Insurance Funds . Here, you will also find a  list of the various health insurance providers (only available in German). Regarding private health insurance providers, you can find more information online. As there are many of them, please check carefully which one you choose. The services offered vary, so it's essential to ensure that a specific provider offers the coverage that matters to you.

Another easy way for you to get insurance in Germany might be the service packages for international students offered by many local Studierendenwerke. Next to accommodation and meals they all include health insurance for Germany. Please refer to your local Studierendenwerk to see if this package is available at your place of study.

The DAAD offers affordable combined health, accident  and personal liability insurance for certain groups of people. If you belong to one of these groups, this could be an option for you:

  • Are you from abroad and completing an internship in Germany that is funded and arranged by the DAAD or its partner organisations? Then  this rate  applies.
  • Are you a foreign student or doctoral candidate being funded or supervised via project agreements of the DAAD or one of its partner organisations (e.g. grant agreements or international partnerships between higher education institutions, government scholarship programme, participants in study and research training groups)? Here you will find the conditions that apply to you.
  • Also, if you are a postdoc  or a researcher from abroad and are being supervised or funded by programmes of the DAAD or the European Union, partner organisations (AvH, DFG, etc.) or member higher education institutions of the DAAD, you can insure yourself and your accompanying family members under these conditions .

You can register for this insurance via the DAAD portal .

By the way: DAAD scholarship holders do not have to organise their own insurance. This is all taken care of by the DAAD.

If you have any health issues in Germany, there are services available to help you receive the care you need. In most cases, it is best to go to a general practitioner (GP) first, or as it is called in German Hausärztin/Hausarzt or Allgemeinmedizinerin/Allgemeinmediziner. They will assess whether the illness or injury should be treated by a specialist. If you don’t need to see a specialist, you might get a prescription from your GP for any medicines you may need. You can pick them up from a local pharmacy.

Sometimes, the GP will tell you to see a specialist. In that case, you get a referral to make an appointment with a specialist. However, you do not need a referral for all medical areas, for example with a dentist, gynaecologist or orthopaedist. Keep in mind, depending on the type of specialist, whether you have private or statutory health insurance and how urgent you need to be seen, it can take a few weeks or even more than a month before an appointment is free. 

All these visits are also covered by your statutory health insurance as long as it’s not a private doctor, in German: Privatpraxis or Privatärztin/Privatarzt. It is recommended to mention your (type of) health insurance when making an appointment to ensure that you find the right doctor for you.

For emergencies, at night or on the weekend, you can also always go to a hospital. If you require immediate treatment, call 112 to contact emergency services. This is also covered by your insurance. If it’s not an emergency, yet you feel that it’s an urgent situation and you cannot wait for your GP’s opening hours, you can reach on-call doctors via calling 116 117 , or you could check whether there is a "Bereitschaftspraxis" in your city. This can be an emergency clinic affiliated with a hospital or located in a central, easily reachable location in town. These clinics pull together medical specialists from various disciplines so that you can find help in the evening or on the weekends. Search for "Bereitschaftspraxis" plus your city's name.

TIP: Many doctors speak English or other languages such as Turkish, Spanish, French or Polish. If you use an online portal to find your doctor, you can sometimes filter for specific languages spoken in their offices. However, if you experience or fear language barriers with your doctor, you can turn to the International Office of your higher education institution for help: They often offer services such as study-buddy programmes to support international students in their daily lives. They may be able to help you find a volunteer to translate at your next doctor’s appointment. Of course, you can always ask a friend to accompany you. It is also the case that the majority of doctor’s office assistants speak only German. If it is not possible to book online or even over e-mail, have a German-speaking friend help you book the appointment.

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GermanPedia

Health Insurance For International Students in Germany [2024 English Guide]

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Key takeaways  

  • Internation students need a valid health insurance policy to study at a German university.
  • Public health insurance providers in Germany offer discounted student health insurance policies. Students under 23 pay around 120 € per month, and those between 23 and 29 pay around 125 €.
  • Students who are 30 or older when commencing their studies cannot get public health insurance. They must get private insurance.
  • Foreign students in preparatory or language courses can only get private student health insurance .
  • Germany recognizes the health insurance policy of students from EU member states. If your insurance policy is recognized in Germany, you need the European Health Insurance Card (EHIC).  Your health insurer can issue the EHIC card. You’ll also need an insurance certificate from a German insurer stating that you are exempt from German health insurance.
  • Students cannot change from private to public health insurance or vice versa during their studies.

This is how you do it

  • Students from EU member states should check if their home country’s health insurance is recognized in Germany.
  • Foreign students from other countries must get a valid health insurance policy based on their eligibility.
  • You can get public health insurance via Feather *.
  • You can apply for private health insurance  on the comparison portal Check24 *. If you don’t feel comfortable in German, you can check private health insurance on Feather * or Dr. Walter *.

Table of Contents

Is taking health insurance for foreign students mandatory in germany.

Health insurance for foreign students in Germany

Yes, student health insurance is mandatory for studying at a German university. You must have travel health insurance before flying to Germany.

However, you must get public or private health insurance once you arrive in Germany. You need a valid health insurance policy to get a visa/resident card in Germany.

Moreover, medical services in Germany are expensive without a health insurance card. Health insurance covers medical costs like doctor’s fees, medicines, hospital charges, etc.

Students from EU member states can usually use their home country’s public health insurance in Germany. Moreover, some private health insurance companies of EU member states also cover you in Germany.

Get Public Health Insurance in Germany via Feather

feather insurance broker

  • Get public health insurance in Germany from one of the four insurers.
  • Complete the application process in English.
  • Public insurance is the best choice for most expats living in Germany.

How much does international student health insurance cost in Germany?

How much does international student health insurance cost in Germany?

How can I get student health insurance in Germany?

You must first check for which health insurance you are eligible – private or public. You can apply for health insurance online directly with the provider or via insurance brokers.

Student health insurance eligibility criteria 

Students who are under 30 before starting their studies must get a public health insurance policy. You can apply for an exemption from compulsory statutory health insurance.

However, you must apply for the exemption within three months of starting the course. The health insurance company considers the enrollment date to calculate the three months.

The legal basis for this is (Section 8, Paragraph 1, No. 5, in conjunction with Paragraph 2, Sentence 1 of the Social Code Book V).

NOTE: Once you enroll in health insurance, private or public, you cannot change it during your studies.

30 or above

Students who are 30 or above when starting their studies cannot be insured with statutory health insurance. They must get private health insurance.

However, they can switch to public health insurance within three months of course start.

Turn 30 during the course

Your compulsory student public health insurance ends when you turn 30 during the course. And you can switch your health insurance again.

You can continue to be insured voluntarily with public insurance or take out private health insurance.

On the other hand, if you have private health insurance before you turn 30, you can switch to public insurance.

How do you get student public health insurance in Germany?

Almost every statutory health insurance provider offers online applications. So, you can apply for the student health insurance policy online directly with the insurance provider.

You can also use an insurance broker to get student public health insurance in Germany. We recommend Feather * for its positive reviews and free services in English.

How do you get student private health insurance in Germany?

You can compare and apply for private student health insurance on the comparison portal Check24 *. If you don’t feel comfortable in German, you can check student private health insurance from Feather * or Dr. Walter *.

Feather and Dr. Walter are insurance brokers and act as intermediaries between you and the insurance company. They offer customer care services in English. You can contact their customer care instead of the insurance company if you need support.

Private vs public health insurance for students in Germany

Private health insurance is not automatically better than public insurance. You must weigh the pros and cons of both before choosing one .

Moreover, you must consider the long-term view while deciding which type of health insurance to take. For example, are you planning to settle in Germany, or are you here only for studies? Would you like to have a family in the future, etc.?

Students planning to settle in Germany after their studies should get public health insurance. Similarly, statutory health insurance is the right choice if you plan to have a family and kids in Germany.

The reason is private insurance doesn’t cover your spouse and children for free. On the other hand, public insurance does.

However, if you are planning to be in Germany for a few months or years, you can consider taking cheap private health insurance. 

Married students whose spouses and children come with them to Germany must take separate health insurance for their families .

How do you terminate student health insurance when leaving Germany?

You must send a contract termination request in writing to your health insurance company. You can send the letter via a registered post or upload it on the insurer’s website.

You also need to provide proof that you are leaving Germany. The health insurer considers your plane ticket or de-registration certificate from the Rathaus as proof. You cannot cancel your health insurance policy without proof of leaving Germany.

Every public health insurance company has its contract cancellation letter that you can use. Here is the form from TK .

You can use our sample letter to cancel a private health insurance contract.

Sample letter to terminate the health insurance contract

private health insurance contract cancellation letter

  • Download the sample termination letter written in German and English.
  • You can use the letter as it is. You only need to fill in your details.
  • The letter is available in both docx and pdf formats. Hence making it easy to modify.

Health insurance for students from EU member states

Health insurance for students from EU member states

The statutory health insurance of students from other EU member states is also valid in Germany. But you must get your health insurance policy recognized by a statutory health insurer in Germany.

You can go to any public health insurance provider in Germany and show them your European Health Insurance Card (EHIC). The German public health insurer will issue you a certificate stating that your home country’s health insurance is valid in Germany. You need this certificate to enroll in a university in Germany.

You can get an EHIC card from your home country’s health insurance provider.

Even the private health insurers from other EU member states are recognized in Germany. But you cannot switch to a statutory health insurance provider in this case. 

If the German public health insurer doesn’t recognize private insurance from your home country, you must get valid health insurance from Germany.

Health insurance for students from the UK

Students from the UK who don’t have access to an EHIC card can register for a global health insurance card at NHS .

If that doesn’t work, you must get public or private health insurance from Germany, depending on your eligibility criteria.

Health insurance for students from countries that signed a social security agreement with Germany

The following countries are not part of the EU. However, they have signed a social security agreement with the EU.

  • Bosnia and Herzegovina

If you are a citizen of one of these countries, you must obtain an entitlement certificate (EESSI or AT-11) from your home country’s health insurer before coming to Germany.

You can show the entitlement certificate to any public health insurance company in Germany. The German public insurer will then issue a certificate stating that your home country’s health insurance is valid in Germany. You need this certificate to enroll in a German university.

Which health insurance can you get based on your course?

Health insurance for preparatory course students in germany.

Health insurance for preparatory course students in Germany

Students coming to Germany to attend preparatory courses cannot insure themselves with a statutory health insurance company. But German law still requires proof of health insurance.

Thus, the only choice for students in preparatory courses is to get private health insurance.

NOTE : Students with a European Health Insurance Card (EHIC) might only need travel health insurance. You should check with the international office of your university for more details. 

What is a preparatory course in Germany?

Some German universities don’t recognize the schooling certificate from your home country. Thus, the university requires you to attend a preparatory course to assess your skills.

The course is usually two semesters long and ends with an exam. Once you successfully finish the course, you can enroll at your university.

Health insurance for language students in Germany

German health insurance system treats the language students like the preparatory students. This means that you cannot get student insurance from a statutory health insurance provider in Germany. So, the only choice is private health insurance.

Your EHIC card is usually enough if your course lasts only a semester. But always confirm it with your home country’s or German health insurer.

Health insurance for exchange students in Germany

Exchange students or Erasmus students can take statutory health insurance in Germany. It is because the exchange students are part of a university degree.

Erasmus students can also check with a German health insurer if their EHIC card works in Germany.

Health insurance for PhD students in Germany

Health insurance for PhD students in Germany

Working PhD students 

You are automatically insured by compulsory public health insurance if you work in Germany. Assuming that you earn less than 69,300 € gross per annum (as of 2024).

PhD students working in Germany don’t get discounted student health insurance. 

Non-working PhD students

  • PhD students under 30 can get discounted public student health insurance.
  • PhD students aged 30 or older cannot take discounted student health insurance. They can take private or standard public insurance  (without a student discount).

Health insurance for DAAD-scholarship holders

Your DAAD scholarship already includes health insurance that is accepted in Germany. Here is what the official website of DAAD says .

The DAAD offers combined health, accident, and personal liability insurance  for trainees, students and academics – as well as their partners and children – who come to Germany. DAAD scholarship holders receive this insurance automatically.

Health insurance for international students working part-time

Health insurance for international students working part-time

Foreign students under 30 working part-time alongside their studies can still enjoy discounted student insurance. The condition is that the working hours should not exceed 20 hours per week.

If you work more than 20 hours per week, you are no longer eligible for student insurance. In this case, you must inform your health insurance provider.

Discounted student insurance is relevant if you want public health insurance. To private health insurers, it doesn’t matter if you are a student or not. Private health insurance premium depends on your age and health.

Difference Between Student Travel Insurance vs Student Health Insurance

You must show valid health insurance while applying for a German travel visa in your home country. Unfortunately, you must be in Germany to get German health insurance. Thus, getting travel health insurance is the only option to obtain a visa. 

Travel health insurance covers you till you get student health insurance in Germany.

Is healthcare free for students in Germany?

No, healthcare is not free for students in Germany. Students under 30 get discounted health insurance. But they still pay 120 € to 125 € per month (as of 2024) as an insurance premium.

Students who are 30 or older don’t get the student discount. They must get standard health insurance from private or public insurers .

  • https://www.studierendenwerke.de/themen/studieren-mit-behinderung/finanzierung/krankenversicherung/private-krankenversicherung-sinnvolle-alternative-fuer-studierende-mit-beeintraechtigungen
  • https://www.uni-frankfurt.de/120841082/Krankenversicherung_f%C3%BCr_internationale_Studierende
  • https://www.finanztip.de/krankenversicherung/krankenversicherung-student/
  • https://www.tk.de/en/service-faqs/life-change/leave-germany-permanently-health-insurance-cover-2092300
  • https://www.studierendenwerke.de/themen/studienfinanzierung/kosten-des-studiums/versicherungen/studienvoraussetzung-kranken-und-pflegeversicherung
  • https://www.verbraucherzentrale.de/wissen/gesundheit-pflege/krankenversicherung/studentische-krankenversicherung-diese-moeglichkeiten-gibt-es-10352

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We are not certified brokers or consultants. Always do your own research and contact certified professionals before making any decision.​

We finance our extensive work via affiliate links. Thus, some or all of the links in the post might be affiliate links.

We get money if you click on such a link or conclude a contract with the provider without costing you a cent extra. 

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Health insurance for a German visa or residence permit

Dr. Rob Schumacher

Verified by Dr. Rob Schumacher on November 21, 2023

Rob Schumacher is a health insurance broker and the founder of Feather insurance . We work together since 2018.

This guide explains how to choose health insurance when you apply for a German visa, a National Visa or a residence permit .

What health insurance do you need?

For a tourist visa.

To apply for a tourist visa ( Schengen visa ), you need travel insurance . 1

Your travel insurance must… 2

  • Cover you for at least 30,000 €
  • Be valid in all Schengen area countries, not just Germany
  • Be valid during your whole trip in the Schengen area

HanseMerkur’s Visa Plus travel insurance works well for a Schengen visa application.

If you don’t need a visa to visit Germany , you don’t need travel insurance, but it’s still good to have.

For a National Visa

To apply for a National Visa , you need public , private or expat health insurance .

When you start working in Germany, you must switch to public or private health insurance. If you have a minijob , you can usually stay on expat insurance. 13

For a job seeker visa

If you have never lived in Germany , you need travel insurance or expat insurance .

If you lived in Germany before , you need public , private or expat health insurance . Travel insurance is not accepted. 3 If you come back to Germany, you can get the same type of insurance as before.

When you start working , you must switch to public or private health insurance .

For a work visa or Blue Card

To apply for a work visa or a Blue Card , you need public or private health insurance . If your salary is under 69,300 € per year, you can’t get private health insurance.

If you apply in another country (at the German embassy or consulate), you can get expat insurance to get your National Visa . When you start working , you must switch to public or private health insurance. 1

How to apply for a work visa

How to apply for a Blue Card

For a freelance visa

If this is your first residence permit , you need public , private or expat health insurance . Travel insurance is not accepted.

If you renew or change your current residence permit , you need public or private health insurance . Expat health insurance is rarely accepted. 1

Don’t choose health insurance yourself. It’s a really bad idea when you are self-employed. The best option depends on your citizenship, your income, your health, and your plans for the future. Ask a health insurance broker to help you choose.

How to apply for a freelance visa

For a Working Holiday Visa

To apply for a Working Holiday Visa or Youth Mobility Visa , you need public , private , travel or expat health insurance .

When you start working, you need public or private health insurance. 12 If you have a minijob , you can usually stay on travel or expat insurance. 13

For other residence permits

If this is your first residence permit , you need public , private or expat health insurance .

Travel insurance is not accepted when you apply for a residence permit.

How to choose health insurance

Ask a health insurance broker to help you choose. Their help is free. It’s the best way to choose insurance.

How to choose German health insurance

Expat health insurance options

These insurers usually work:

  • Feather works really well. 10 They have public, private and expat health insurance. They speak English. I got my own insurance from them. I trust them the most.
  • Ottonova works well too. 4 They sell private and expat health insurance. They speak English. They are not the cheapest long-term option. –  My review of Ottonova
  • Care Concept is usually accepted. 5 It’s not the best insurance, but it works.
  • April International 7
  • Allianz Worldwide Care 11

These insurers are less reliable:

  • Mawista Expatcare is not always accepted 8
  • Cigna Global is not always accepted 9

blog.feather-insurance.com   ⤴

schengenvisainfo.com , germany.info , visaguide.world   ⤴

berlin.de   ⤴

facebook.com , facebook.com , facebook.com , facebook.com , facebook.com   ⤴

facebook.com , reddit.com/r/berlin , facebook.com , facebook.com   ⤴

facebook.com , reddit.com/r/berlin , facebook.com   ⤴

facebook.com   ⤴

facebook.com , facebook.com , facebook.com , medium.com , reddit.com/r/berlin , facebook.com , facebook.com , facebook.com , facebook.com   ⤴

Confirmed by a Cigna employee (2022), m.facebook.com   ⤴

Rob Schumacher at Feather (November 2023), personal experience (2015)  ⤴

Rob Schumacher at Feather (November 2023)  ⤴

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Plan for Germany

Traveling or relocating to Germany? Understanding the German healthcare system is vital, as every individual in Germany, even short-term visitors, must have health insurance to comply with regulations. Failure to have insurance may result in visa application rejections. Explore the various types of health insurance available:

  • Essential for individuals requiring a Schengen Visa for short stays in Germany.
  • Covers medical emergencies and accidents during the visit.
  • Ensures compliance with visa application requirements.
  • Mandatory for international students enrolling in German universities.
  • Covers medical expenses and provides clearance from the university.
  • Required for students attending preparatory language courses in Germany.
  • Offers coverage for the duration of language courses.
  • Essential for individuals relocating to Germany for work.
  • Provides comprehensive coverage for up to five years.
  • Ensures financial protection and peace of mind during the stay.

Ensure you have the right health insurance coverage before traveling to Germany to pursue your dreams. From short-term tourists to long-term expatriates, having adequate health insurance is crucial for a smooth and hassle-free stay in Germany.

Travel Health insurance for foreign visitors/tourists in Germany

Planning a trip to Germany or Europe? Whether it’s sightseeing, visiting relatives, attending a business conference, or backpacking through Europe, your first step is to check if you need a Schengen Visa. This visa allows for a “short stay” of up to 90 days in 26 European countries.

To obtain a Schengen Visa, one of the requirements is to have proper health insurance in Germany. Medical insurance is compulsory for all foreigners visiting the country, with a minimum coverage of €30,000 for medical treatment.

The travel insurance for Germany covers medical emergencies or accidents and is easy and affordable to obtain. MAWISTA Visum is a suitable choice for tourists and business travelers seeking travel insurance for visa purposes. Plus, it offers free cancellation if your visa is refused. Ensure you have the necessary health insurance for a hassle-free trip to Germany.

Travel Health insurance for international students in Germany

As an international student in Germany, obtaining health insurance is a crucial step in fulfilling your dream of studying abroad. Student health insurance not only provides you with permission and clearance from your chosen university to start your studies but also covers all your medical expenses.

With the right health insurance, you can focus on your studies without worrying about unexpected medical bills during flu season or other health-related concerns. There are two main types of health insurance plans available for international students in Germany:

  • Most foreign students in Germany are required to hold statutory health insurance, also known as public health insurance.
  • Exceptions to this requirement include guest scientists, post-graduate students, scholarship holders without an employment contract, college students, participants in language courses, students aged 30 or above, and those who have been studying in Germany for more than 14 semesters.
  • Students who fall into the exceptions mentioned above or prefer private health insurance can opt for this type of coverage.
  • While public health insurance is more common, private health insurance offers additional flexibility and coverage options.

Click to Buy from Fintiba – One Platform for Blocked Account + Health Inssurance 

If you choose to obtain health insurance from a company in Germany, it’s essential to carefully review the terms and conditions outlined in their contracts. Protect yourself from potential pitfalls by understanding the coverage details and potential costs involved.

Companies like Mawista have a long-standing reputation in the industry and offer tailored student packages such as the Tariff Mawista Student Classic, which are popular among international students in Germany. These companies provide affordable options and meet the specific needs of students studying abroad.

Please note that proof of health insurance, whether public or private, is required for enrollment at a German university. Ensure you have the necessary coverage to comply with university requirements and enjoy a seamless academic experience in Germany.

Travel Health insurance for language course/preparatory course students

If you’re planning to study or work in Germany and have enrolled in a preparatory language course, having health insurance is a prerequisite for attending the course. In this scenario, statutory or public health insurance is not permitted, and you’ll need to obtain private health insurance in Germany.

Private health insurance for language course or preparatory course students ensures that you are covered for the entire duration of your studies and alleviates concerns about unexpected health issues. This type of insurance offers comprehensive coverage at an affordable price, with basic monthly plans starting at only 33 euros.

With private health insurance, you can focus on your language studies without worrying about your health coverage. This insurance provides peace of mind and ensures that you have access to medical care during your time in Germany.

Travel Health insurance for Freelancers, Employees, and Expatriates in Germany

Germany is not only a desirable destination for visiting or studying, but it also boasts world-class working conditions and offers exceptional benefits to its workforce. If you’ve secured a job and are relocating to Germany, obtaining working health insurance is imperative. Even if you haven’t found employment yet, you can obtain the Blue Card, akin to the U.S. Green Card, allowing you to reside in Germany while seeking employment.

It’s advisable to acquire working health insurance, providing coverage for up to five years and comprehensive protection against emergencies and accidents. This type of health insurance is particularly recommended for expatriates.

For expatriates, it’s crucial to purchase working health insurance before making any other commitments in Germany. Moreover, this insurance is suitable for German citizens traveling abroad, ensuring coverage in any location they visit.

What does a Travel health insurance cover?

Depending on your requirements and circumstances, you will receive various levels of coverage with corresponding fees. Most of the health insurance options outlined in this article offer the following benefits:

  • Hospital treatment and emergency services
  • Medical treatment, including outpatient or dental treatment
  • Provision of walking aids or wheelchairs
  • Transportation to the nearest hospital
  • Coverage for burial or transfer expenses
  • Protection against theft or loss of personal belongings and property
  • Coverage of expenses in case of rescue operations after accidents.

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Incoming travel health insurance.

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Unlimited treatment costs (>30k Euros) Valid up to 180 days. No deductibles. German provider (ERGO Group).

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This comparison is not exhaustive. For general overview only. There are around 100+ Public Health Insurances (DAK,HKK,IKK etc.) available in Germany. If you need one of those, contact us.

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  • Travel health insurance
  • Young travel

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Schengen health insurance Young Travel

Health insurance in Germany for foreign students

  • Travel health policy for young people up to 35 years
  • Fulfils all Schengen visa requirements
  • Up to five years of insurance coverage
  • Easy online subscription up to 31 days after entry
  • Briefly exlaind
  • Why is it important?
  • Cost example
  • Overview of the benefits
  • 24-Hour Hotline
  • Students & travellers
  • Freelancer, expats & co.

Health insurance for students, interns and au pairs in Germany

Some time abroad, whether as a student, au pair, or on a Work & Travel program, can be great for your life experience, your education and your future career. Would you like to get to know Germany and at the same time always know that your medical care and protection is always covered? Then our  German travel health insurance  Young Travel  is the right choice for you. You don’t have to do a lot of research – our health insurance meets all requirements if you want to apply for a Germany and EU student visa as a student, intern, au pair or as part of a Work & Travel experience. You get it at a  reasonable price  and you can  cancel it flexibly . Do you already have insurance in your home country? Then the  Young Travel  tariffs could close the gaps in your health insurance benefits.

Our  Young Travel  health insurance for international students in Germany is particularly  suitable for students and exchange pupils  who are enrolled at a  private university . The prerequisite is that your private university does not require statutory health insurance (GKV for ‘Gesetzliche Krankenversicherung’) as a condition of enrollment, as it is at public universities. Therefore, please check the enrolment conditions beforehand.

Advigon  Young Travel  insurance is for

  • language students
  • university students
  • scholarship holders or doctoral candidates
  • participants in Work & Travel programs or
  • anyone demonstrably travelling to the Federal Republic of Germany for further training.

Briefly explained – What is health insurance for foreign students and au pairs?

  • In the Federal Republic of Germany, there is a very good healthcare system designed to protect all citizens from the financial risks of illness or accident. For this reason, individual health insurance in the Federal Republic is mandatory.
  • It is possible that you will need a visa for your stay in Germany. Incoming health insurance meets the requirements for obtaining your visa.
  • In the event of an accident or illness, you will receive first-class medical care in Germany thanks to  Young Travel .
  • You do not need to worry about money and can enjoy your stay in Germany to the max – whether studying or at a party!

Why is Young Travel the right choice for students, au pairs or young travellers?

Für wen eignet sich die Krankenversicherung „Young Travel“

If you want to get health insurance in Germany as international students, au pairs or Work & Travel participants,  Young Travel  Basic  or  Young Travel  Professional  are perfect tariffs for you. And because life is not always predictable, especially as a young person, we at Advigon have tried to be an insurance provider that is as  flexible as possible . Our  Young Travel  insurance is particularly  attractive for spontaneous travelers , as the insurance can simply be taken out online up to 31 days after entry. You can cancel your health insurance early if, for example, you don’t get on with your au pair host family and return home prematurely. It is fast and easy! And if you love it so much in Germany that you want to stay longer, you can easily extend the period of your insurance cover – for up to five years. For contracts lasting at least twelve months,  you are even covered in your home country  by Young Travel health insurance, for example if you want to visit your parents during the holiday season (maximum six weeks, in USA and Canada up to 14 days). And if you need to make a claim with Advigon because of an accident or a medical illness, you will be assisted by our  Emergency Assistance Line  – trained experts – day and night, including Sundays and public holidays! You can reach us at  +49 621 549 1906 .

How much is international student health insurance in Germany?

Young Trave l health insurance offers you comprehensive benefits at a very reasonable price. The Basic tariff  starts at a daily rate of 1,19 € and the Profi tariff at 1,75 € . Per insured event there are 25 € deductible.

With our  Young Trave l insurance we  insure people up to 35 years of age . Are you 35 and older and want to take out  medical insurance in Germany ? Don’t worry – we have lots of other offerings. For international travellers, students, tourists, expats or freelancers, we offer our  Foreign Guests ,  Expats  or  Freelancer & self-employed  tariffs for people up to 75 years of age.

Young Travel health insurance – Overview of the benefits

In case of emergencies, our  worldwide emergency assistance line  is available for all persons insured by Advigon. It is available  at any time, 24/7 , including Sundays and public holidays.

Call +49 621 5490-1906

How do I take out health insurance with Advigon?

Getting student health insurance in Germany is very easy with Advigon, as it can be done completely online. You can take out our international health insurance at any time before your departure and after your arrival.  It' s very easy via the  English booking form  on our website . Simply enter your name, date of birth and your home country as well as the dates of your arrival and departure and the reason for your stay in Germany. If you have any questions, you can call us at  +49 (0)40 - 5555 4020 . Communication with Advigon is very easy – our English-speaking customer service will be happy to assist you. You can also write to us using the  contact form  on our website.

Case studies: That’s how international students and travellers benefit from our health insurance

Krankenversicherung für ausländische Studenten

Jack is a 20 year old student from Great Britain  and spends two semesters at a private university in Germany. During a sunny weekend trip to a bathing lake, he suffered a laceration on his head while doing stand-up paddling and had to be taken by ambulance to the nearest hospital for medical treatment. His health insurance Advigon Young Travel steps in and covers the costs of the treatment.

Krankenversicherung für Au Pairs in Deutschland

Deborah, 18, from the United States  would like to be an au pair in Germany for a year. She takes out a Basic tariff with Advigon's Young Travel health insurance. Unfortunately, she does not get along well with the host family and would rather go back home. With Advigon's flexible tariff it is no problem to terminate the insurance as well. She keeps the ticket of the return trip as proof and terminates her insurance with Advigon.

All other details about the  Young Travel  travel health insurance can be seen in our price overview, the information sheet for insurance products, and the insurance terms and conditions for the Health Insurance for Young Guests.

Information sheet Young Travel

Price overview Young Travel

Insurance terms and conditions for travel health insurance

Product data sheet Young Travel

Advigon travel health insurance – for freelancer, expats and Work & Travel

By the way, if you are over 35 and would like to work in Germany for a longer time – for example as an expatriate , freelancer or seasonal worker – Advigon offers bespoke foreign guests health insurance.

FAQs – Health insurance for students, interns and au pairs in Germany

The travel health insurance is an offer for au pairs, pupils, language students, university students, scholarship holders, PhD students and participants in “Work & Travel” programmes who are staying in Germany for a longer period. The insurance can be taken out by persons younger than 35 years of age.

In the German healthcare system the au pair’s host family is responsible to take out health, accident and liability insurance for their au pair. According to the Federal Employment Agency, German  host families must provide coverage for their au pair in the event of illness, pregnancy and childbirth, as well as an accident.

When you are planning to do an internship in Germany you have to take out German health insurance.  As a student, if your internship is compulsory for your study, you must pay your own health insurance contributions . If it is a voluntary internship, you share the contributions with your employer if you work more than 20 hours a week.

Yes, in Germany  you have to arrange your own health insurance  as a student before you register at a university. This can be private or statutory.  Students from non-EU countries  should check if there is a social security agreement between Germany and their home country. If so, the insurance in your home country should also be valid in Germany. Therefore, ask your provider at home before you go to Germany. If this is not the case, you will have to take out a German health insurance. Students from EU  or  EEA countries (Switzerland, Liechtenstein, Norway and Iceland)  are usually covered by health insurance in their home country. Before you go to Germany, ho ever, you must have this recognized by a German health insurance company. In this case, you also need an  EHIC card (European Health Insurance Card) , which you receive from the statutory health insurance in Germany.

If the insurance cover applied for exceeds 12 months, the insurance cover in the home country is limited to six weeks a year. Beyond that, travel in the home country* is not insured.

*Home country as defined in this condition means your permanent residence before your temporary stay in Germany.

For trips to the USA or Canada, this insurance cover is limited to 14 days per trip.

If you end your stay in Germany early, you can terminate the insurance. In this case, it is important that you  keep your air tickets and other evidence of the premature end to the trip.

If you wish to extend your stay in Germany, you can at any time continue our insurance with an extension contract. Please note that the total period of stay in Germany is limited to five years.

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German Health Insurance for International Students

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International students in Germany are required by law to have some form of healthcare cover.   While most university students are eligible to apply for student Public Health Insurance, those coming for preparatory courses, language courses, PhD students, students over 30, and also guest scientists may have to look for Private Health Insurance. 

This article will look into the different types of health insurance available to international students in Germany and the associated costs.

Health Insurance for foreign students in Germany

It is essential that international students are covered by healthcare insurance before they move to Germany.

Healthcare cover is mandatory by law for all residents in Germany, even those staying for one semester. There are two types of health insurance in Germany: public healthcare contributions   or a   private healthcare plan.

Degree students under 30 can register for Public Health Insurance but can also choose Private Health Insurance, while others will need to choose a private plan.

Healthcare for foreign students in Germany: private or public?

All students are required to have health insurance before they embark on their degree ; this applies to both national and international students. International students will not be granted a student visa without proof of either public or private insurance (or insurance from their home country if this is applicable). Foreign nationals will need to ensure they are fully covered before they start, in order to gain a student visa.

Students often are entitled to choose between Public and Private Healthcare. But some have to go private. So, as a student, you first have to check what system you are eligible for, which depends on your age and the type of your studies. 

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If you can choose, you should weigh up whether you are better off enrolling in the public or the private system. This depends on different factors like your health status, your age, the coverage you want, and whether or not you are working alongside your studies.

How to get student health insurance in Germany

German nationals can organize Public Health Insurance easily, but international students will need to get this organized before they move . Expatrio offers students the chance to register for discounted student public healthcare insurance through TK , one of the biggest and most well-known providers of Public Health Insurance in Germany. Or they can take out one of the special Private Health Insurance tariffs offered by providers like ottonova , which specializes in digital services and customer support.

Our partnership with TK and ottonova means you have access to the ongoing (including English-language) support offered by these providers. We can help you every step of the way, ensuring your healthcare coverage is organized well before you arrive.

To get your health insurance via Expatrio, check out our Value Package and Health Insurance Plus plans.

Health insurance required for you visa

Don’t underestimate the importance of healthcare cover for international students. Not only is it mandatory by law, but you won’t be able to gain a student visa without it.

TK Health Insurance for foreign students in Germany

Techniker Krankenkasse (TK) is one of the biggest healthcare funds in Germany

TK administers public healthcare cover for a large percentage of the German population; in fact there are over 8.8 million people signed up with TK.

One of the many benefits of choosing TK is that it offers online and phone support seven days a week and boasts an English-language support portal and an English-language application form.

You can find out more about the TK and Expatrio partnership on our  TK page

ottonova Health Insurance for foreign students in Germany

ottonova is the digital way of doing Private Health Insurance in Germany and offers special tariffs for students.

Their highly functional app grants you access to digital services and English-speaking support that make your health insurance experience in Germany much easier. 

Alongside that, the tariffs offer excellent health coverage like visual aids, dental treatments, and the free choice of also private doctors and hospitals, as well as worldwide coverage for 6 months.

You can find out more about our partnership on our ottonova page.

How much does Health Insurane for international students in Germany cost?

Many people choosing to move to Germany to study worry about how much Public Health Insurance will cost for them when they are abroad in Germany. 

The good news for international students is that you don’t have to pay more. The same rates of Public Health Insurance and Private Health Insurance for students apply to international and German students.

How much is Public Health Insurance for international students in Germany?

With Public Health Insurance like TK, students under the age of 25 pay around €120.34. Students aged 25 to 30 a bit more, around €125.21 for long term care which covers both basic healthcare insurance and nursing care insurance. Their premium isn’t calculated by their income like usual with Public Health Insurance.

The basic contributions will be the same, although all providers are now allowed to charge an additional contribution of an average of 1,7%. This discounted amount for students is usually less than the cost of standard contributions based on earnings.

When students turn 30, they can no longer get student Public Health Insurance rates anymore. Then, you’ll pay around €235 a month with Public Health Insurance.

How much is Private Health Insurance for international students in Germany?

The premiums for Private Health Insurance are based on your age when signing up for the tariff, your health status, and the tariff and scope of health coverage you choose. 

Tariffs for students can be cheaper as they are limited to the time of your studies and therefore don’t have any additional contribution for your financial old-age security like normal private health insurance tariffs do.

With our partner ottonova, you’ll pay around €110 (under 25), €123 (over 25), and €175 (over 30) in their tariff “study smart”. 

Get your Health Insurance

With our Health Insurance Plus you will benefit not only from excellent healthcare coverage, but also from additional benefits specially chosen for you.

Health insurance for preparatory course students in Germany

Sometimes, international students will be asked to attend a preparatory course ahead of their degree

This may be because a school leaving certificate from a certain country is not recognized by the German university, so the admissions department will require students to prove their skills and knowledge via a short course.

This will culminate in an exam known as a Feststellungsprüfung , and passing this exam will be essential for progression to the degree course. Some short language courses at universities also fall under the banner of preparatory courses.

A preparatory course is also a good way to learn vital language skills and prepare for living in Germany full-time. Most preparatory courses last around two semesters, which is just under one year. What is important to note is that those enrolled in preparatory courses are not eligible to enroll in Public Health Insurance but are still required to have health insurance coverage under German law.

This means that students will need to register for Private Healthcare Insurance like ottonova for the duration of the preparatory course.  You can find out more about the private healthcare system on our Private Healthcare in Germany page. After successful completion of the course and acceptance into a university degree, students can choose to sign up for Public or Private Healthcare Insurance through providers such as TK or ottonva.

Health Insurance for language students in Germany

Some students choose to take a language course, typically for around one year or one semester, in order to improve their German. Language courses are undertaken by both future degree students and also by those looking to move to Germany to work. A language course can be an excellent way of  integrating better into German society .

Just like preparatory courses, those taking German language courses or a Studienkolleg are not eligible for Public Healthcare Insurance and will need to find tailored Private Health Insurance like ottonova to cover them for the duration of the course. Once in work or accepted onto a degree course, you will be able to register for public healthcare if you wish.

Some language courses are short, lasting for a semester or less. In this case, students from EU countries (as well as Norway, Lichtenstein, and Switzerland) can be covered by the terms of their EHIC card .

Note for students from EU countries

Do not always assume that because you are from an EU country (or Norway, Lichtenstein, or Switzerland) that you are automatically covered. Often, you need to actually register with the national health service in your home country, who will issue you with an EHIC card. Without this card, you will not be able to access medical treatment in Germany.

Health insurance for exchange students in Germany

Students living in Germany through an exchange program, such as the Erasmus program, are also required by law to have healthcare cover.  Because the length of an exchange can be for as little as one semester, it is sometimes possible to rely on cover from your EHIC for the duration of the exchange. Unlike preparatory or language courses, those on exchange courses as part of a degree are eligible for public health care insurance at the student discount rate.

Here at Expatrio, we can help students who are embarking on a year-long exchange to register with the public healthcare system through our partners, TK or ottonova. Please visit our Health Insurance page  for more information.

Student visa

You will still need to prove you have some form of healthcare cover before you are granted a student visa, even if you are coming to Germany as an exchange student.

Health insurance for PhD students in Germany

International PhD students are also required by law to have healthcare cover for the period that they are living in Germany.

As most PhD students are aged over 30, they do not qualify for the discounted public healthcare rate for students. The situation with PhD students is a little more complex, as some students are employed by their university whilst others are not.

PhD Students employed by the university

Many PhD Students are employed by the university as lecturers or research assistants, in which case they will be automatically enrolled in the public healthcare system and pay the usual contribution of 14,6% plus additional contribution of averagely 1,7% and up to 4% long-term nursing care, matched by their employer of the half of the contribution.

It is highly unlikely that PhD students in such a role are earning above the threshold which allows them to choose private healthcare . The good news about being employed by the university is that you do not necessarily need to organize the healthcare cover yourself, as it will often be taken care of by the university. You can find out more about the public healthcare system on our  Public Healthcare in Germany page .

You can choose your provider yourself

Remember that you can still choose your healthcare provider, even if you are being automatically enrolled by your employer. Make sure you inform them before they do the paperwork as to which provider you want to register with- whether it’s Private or Public Health Insurance.

PhD students not employed by the university

Many PhD students residing in Germany are not employed by their university. Those aged under 30 will be able to register for discounted student public healthcare through a provider such as TK or can choose a Private Health Insurance like ottonova. 

Those aged over 30 have two choices: they can’t take out the public health insurance for students anymore but either sign up for this voluntarily public healthcare or they can take out a private plan

Those visiting Germany to undertake part of their PhD for a period of less than one semester can simply use their  EHIC card  as cover.

Health insurance for Guest Scientists in Germany

Guest researchers and guest scientists are also required to have healthcare insurance cover,  regardless of how short their stay in Germany is. Those from an EU or EEA country with an agreement with Germany may be covered with an EHIC card, depending on the length of stay.

You may also be covered by the terms of private health insurance from your home country, but you need to check with your provider first as German law has strict guidelines about what cover is acceptable.

Note for Guest Scientists

Guest scientists should consider getting a specialist tailored plan that is specifically aimed at those staying in Germany for a Guest Scientist or Researcher role. A tailored guest scientist plan will also be acceptable to the authorities when it comes to applying for your temporary visa.

FAQ: Health Insurance for International Students in Germany

How do international students get health insurance in germany.

Before entering Germany, you should choose between statutory and private health insurance – depending on what system you are eligible for - and apply for membership there. Expatrio can help you with that process and register you with TechnikerKrankenkasse or private health insurance ottonova. If you enter Germany before the day the semester starts - usually October 1 and April 1 of each year - you will need to purchase incoming insurance for the time between entering the country and starting your studies. The incoming insurance is not expensive and saves hassle when entering the country. As a rule, EU citizens do not need this type of insurance.

How much is health insurance in Germany for international students?

Health insurance for international students with a public health insurance company costs start at €120.34 (students under the age of 23) month. Over 30 it’s around €235. Private health insurance costs depend on the provider and tariff you choose as well as your age when signing-up and your health status (that’s why you must answer questions regarding your health). With ottonova the premium for students begins at €110.

Is healthcare free in Germany for international students?

Healthcare insurance for international students in Germany is generally not free. Costs depend on the type of health insurance coverage as well as the health insurance plan and provider.

Private Health Insurance in Germany

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I am an inter­na­tional student from a country without a social secu­rity agree­ment with Germany. What health insurance cover do I need?

You do not come from an EU or EEA country, Switzerland, the UK or a country with a social security agreement with Germany? In that case, before you can start your studies, your university requires confirmation of health insurance. Without this proof you cannot enrol. All students under contact and the age of 30 require public health insurance as a student. 

More details

Ideally you should get in contact with us before travelling to Germany and we will help you arrange health insurance for your university enrolment. But don’t worry, we will also be able to help you after your arrival. We recommend that you watch this short video for an overview of how the German health insurance system works.

Health insurance for students in Germany

What do you have to pay and how.

As a compulsorily insured student, you pay a standard contribution. The amount you pay depends on whether and how many children you have. Further details on the contribution rate for student health insurance .

There are two ways you can pay your contributions:

  • To pay each month, complete the SEPA direct debit mandate (PDF, 728 kB ) . Please note that you need a European bank account number (IBAN) from your bank to use this service. Please make sure you have enough money in your account each month to cover your contributions.
  • If you do not have a bank account with an IBAN, you have to pay for the entire semester in advance.

Exemptions: 

If you have private health insurance, we need to check that it provides the same level of care as German statutory health insurance. If this is the case, you may be exempted from health insurance as a student. To do this, send us an   Application for exemption from statutory health insurance cover_e (PDF, 875 kB ) within three months from the start of compulsory insurance.

Please remember to state your address in Germany and not in your home country when filling in the form. We will then send notification of your insurance cover to your university.

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Studying in Germany

31-Day Free Travel Health Insurance for Foreign Students in Germany

travel health insurance for germany student visa

As of March 5, 2019, all international students moving to Germany to further pursue their studies can benefit from free travel health insurance for up to 31 days, offered by private travel insurer DR-WALTER .

Foreign students aged 29 and younger and insured with the Techniker Krankenkasse (TK) , the largest provider of public health insurance in Germany, who arrive in Germany before the beginning of their studies, will be provided with free additional travel health insurance coverage for a maximum of 31 days by DR-WALTER German Student Insurance.

Rebecca Tenten from DR-WALTER points out that the 31-day free insurance is accepted worldwide for student visa applications at embassies and consulates

“ Students from abroad often arrive just a few days before the beginning of their studies and therefore do not need long-term private health insurance. For this reason, we offer you Free Travel Health Insurance for up to 31 days. The Free Travel Health Insurance is a private health insurance that is accepted worldwide for student visa applications at embassies and consulates ,” Tenten explains.

DR-WALTER has undertaken the move in a bid to make sure that students that arrive before their studies begin are rightly insured, and do not have to spend extra money on getting insured for the period of time before their insurance with Techniker Krankenkasse is active.

Benefits of the Free Travel Health Insurance

Getting DR-WALTER’s free health insurance coverage has several benefits, including not having to buy temporary travel insurance, for the visa application process, as the 31-day free insurance, is accepted worldwide for student visa applications at embassies and consulates

travel health insurance for germany student visa

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Additionally, once they arrive in Germany, students covered by free travel insurance will be able to benefit from the following:

  • Outpatient and inpatient medical treatment
  • Dental treatment for pain relief and simple fillings (amalgam fillings) as well as repairs of dentures
  • Medically necessary or prescribed return transport
  • Expenses for the repatriation of the insured person’s mortal remains in the event of death or funeral expenses up to €30,000

How to Benefit from this Free Service

There are no additional documents required for students to prove their status, nationality or anything else, aside from the completed application given above. The only two requirements, are that you are a student 29 years old or younger and that you are covered with Techniker Krankenkasse during the period of their studies, as those insured by others are not able to benefit from this new free service.

As student insurance by Techniker Krankenkasse comprehensively covers international students in Germany aged 29 and younger from the beginning of their studies, you only have to apply for it.

Once you apply for TK insurance , you automatically benefit from the 31-day free coverage before the beginning of your studies.

To apply, you should fill in the online application form , which contains a few basic questions related to your identity, your studies in Germany, as well as details of your bank account in Germany through which premiums will be debited from, once your TK insurance starts rolling.

If you do not have a does not have a bank account in Germany at the time of the online application, you can send the data by e-mail after your arrival in Germany.

You will need to give in the following information:

  • Personal details as First name & family name, date and city of birth, home country.
  • Passport number of the travel document with which you plan to enter Germany.
  • Email & telephone ( the latter is optional ).
  • Address in Germany, street and house number, postal code, and city ( if you still do not know where you will settle in Germany, you can provide this information later ).
  • Date of arrival to Germany. If the dates are not known for sure, you need to enter the estimated date of entry so that you are insured from the first day onward.
  • University, the field of study, and the start of the semester.
  • Bank details, name of the account holder and IBAN.
  • A SEPA Direct Debit Mandate from you that authorizes Techniker Krankenkasse (TK) and DR-WALTER to debit your monthly health insurance fee from your account. If you do not yet have a German bank account, you can provide them with the bank details after your entry.

Once you submit it, you will then receive by e-mail a certificate of health insurance for university application, which you can present as a proof of health insurance for university application.

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We publish news about the latest German higher education system changes and education policy updates, as well as a vast amount of informational content, articles, and research about studying in Germany for international students.

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Public & Private Health Insurance: Your Health Insurance for Your Visa and Enrolment at a German University

DAK

Health insurance is a requirement for visa and enrolment in Germany

Everyone who lives in Germany, no matter how long, must have health insurance. As an international student, it is also a requirement for both, obtaining a visa and enrolling at a German university.

At Fintiba, we make this whole process as smooth as possible for you. We have partnered with experienced experts in this field to offer you full protection for your stay in Germany.

travel health insurance for germany student visa

Why should get your health insurance with Fintiba:

Quick, simple and transparent process. Fully digital through the Fintiba App

Real-time control over your account – anytime, anywhere. Step-by-step guidance through the whole process

Always have an overview of your next steps and never feel confused. Complementary services for your start in Germany

Which health insurance would I need for my stay in Germany?

The health insurance system in Germany is one of the most effective worldwide. The system is based on two types of health insurance:

  • Public health insurance (also referred to as governmental or statutory health insurance)

Private health insurance

Non-EU citizens cannot use their health insurance from their home country in Germany. Therefore, they need to cover themselves with German health insurance.

Depending on your individual situation, you may be eligible for either private or statutory health insurance.

>  Learn more about health insurance in Germany

Not sure which health insurance you need? – Let us take care of everything.

Within the Fintiba Plus solution, we put together a customised package based on your needs. This consists of a blocked account and all the health insurance coverage you need for your stay in Germany.

Public health insurance

  • A requirement for enrolment at a German university
  • Offers affordable tariffs for (international) students under 30
  • Covers visits to your general practitioner (Hausarzt), basic dental care, in- and out-patient procedures, and more
  • Costs for treatments are covered directly by your public health insurance provider

DAK top health insurance 2022

DAK-Gesundheit

DAK Gesundheit is one of the largest and longest-established providers of public health insurance in Germany. The provider has received several awards for its outstanding service over its long history. Additionally, DAK-Gesundheit provides an abundance of complementary services that exceed the statutory obligations.

  • Best health insurance for young people according to Germany’s largest customer-focused study
  • Appointment Service Telephone service for doctor recommendations and to book your appointment with a specialist doctor
  • Cost Coverage Various medical services and preventive check-ups are covered (e.g. professional tooth cleaning or HPV or COVID-19 vaccinations)
  • Multi-Language Service Hotline Personal customer service in 22 different languages
  • Doctor-Video-Chat Specialist medical advice is given via online video service
  • Live-Chat With DAK consultants to ask general questions about health insurance
  • Suitable for language students, au-pairs and jobseekers
  • Required by universities for students above the age of 30
  • Offers basic coverage as well as higher levels of coverage
  • Treatment costs are paid in advance by policyholder then reimbursed by the private health insurance company following submission of an invoice

MAWISTA GmbH is one of the market leaders with tailor-made private health insurance in Germany. It is perfect for those who need medical protection for their temporary stay in Germany

travel health insurance for germany student visa

For Travel Health Insurance:

MAWISTA Visum

  • Free of charge  within the Fintiba Plus package 1
  • Unlimited insurance coverage (more than € 30,000.00 is covered)
  • Valid for the agreed period within  12 months from the applied start of insurance; multiple entry and exit are possible
  • Coverage complies with the requirements of the  European Parliament and Council
  • Including  travel liability insurance

For Private Health Insurance

MAWISTA Student 

  • Valid for 60 months automated cancellation in case you switch to public health insurance
  • Insured region:  Germany and the states of the EU (+ Switzerland, Liechtenstein, Norway and Iceland)
  • Free choice between the  Classic and Comfort tariff
  • Including an insurance card in the  Comfort tariff  to make the authentication at your doctor easy and seamless

travel health insurance for germany student visa

Here’s how it works

Registration.

travel health insurance for germany student visa

Register with Fintiba and enter just a few personal details.

Visa & residence permit

We will issue an insurance confirmation which you can use for your visa, residence permit appointment or enrolment.

travel health insurance for germany student visa

Activate your insurance conveniently via the Fintiba app, receive your health insurance card and enjoy a safe stay in Germany!

Frequently asked questions

What does Travel Health Insurance cover?

The travel insurance “ MAWISTA Visum ”, provided by our partner MAWISTA, is issued for a duration of up to 183 days.

The coverage complies with the requirements of the Council Regulation (EC) no. 810/2009 of the European Parliament and Council as of July 13, 2009, and is unlimited.

The insurance protects you from the high costs of illness or accidents during your stay.

Below, you can find the most important benefits of this travel health insurance:

✔ Outpatient treatment

✔ Inpatient treatment

✔ Medicines and dressings

✔ Pain-killing dental treatment and repairs of dentures and provisional measures up to € 250.00

✔ Transport costs to the nearest suitable hospital

✔ Funeral or repatriation costs (max. € 25,000.00)

✔ Repatriation to home country *

✔ Treatment of existing diseases until the insured person can be transported again after the expiration of insurance (45-day limit)

✔ Travel liability insurance

What does Private Health Insurance cover?

Below, you can find the most important benefits of the private health insurance “ MAWISTA Student “:

✔ Aids-related to the accident (not including sight aids and max. € 250.00)

✔ Medical treatment (e.g. massage), up to 8 per insurance year

✔ Analgesic dental treatments, denture repairs and temporary solutions (max. € 500.00)

✔ Pregnancy, childbirth and their implications

✔ Repatriation to home country * What kind of costs will be refunded by the insurer in case of a return transport? Extract of the insurance terms and conditions: AWP P&C S.A. refunds: The costs of the medically advisable and justifiable repatriation of the insured person to a suitable hospital located closest to the place of residence of the insured person in his or her home country. In addition, the costs of the medically advisable and justifiable repatriation are reimbursed upon request by the insured person where continued hospital treatment is expected to exceed 14 days in the opinion of the physician giving treatment. Irrespective of this, the costs of the patient’s repatriation to his or her home country are paid if these remain within the limits of the expected costs of continued medical treatment. Legally binding are the conditions of insurance of the AWP P&C S.A., München.

What does Governmental Health Insurance cover?

The governmental health insurance “ DAK-Gesundheit ” covers the costs of your treatment with a doctor, dentist or hospital. Moreover, it bears the costs for medicine that your doctor prescribes to you.

For more information on insurance coverage, you can download the info flyer of DAK Gesundheit .

What distinguishes DAK from other health insurance providers?

In the following you can find the differences between DAK and other statutory health insurers.

DAK covers many additional services not covered by other health insurance companies, such as:

  • Subsidy for professional dental cleaning at the dentist of your choice
  • Regular Check-up for insured persons under 35
  • HPV vaccination (also for male policyholders)
  • Cancer prevention: breast ultrasound
  • Dialysis abroad
  • Acupuncture above legal standard
  • Balneology, Electrotherapy, Hydrotherapy, Neural therapy and Phototherapy

1  With free Travel Health Insurance in the Fintiba Plus package, you can save up to € 95.00. Please note that your right for free travel health insurance will expire if you do not activate either the private or statutory health insurance included in the package.

Quick access:

Visa and health insurance

Beratung und Information

Visas for entering Germany (Foreign Office)

Addresses of German government offices abroad

  • the final confirmation from the Goethe-Institut that you have paid for your course in full (this confirmation is equivalent to the "Invitation" required by the embassy)
  • confirmation that you have taken out health insurance and accident insurance valid in Germany.

Health insurance

goethe-travelinsurance.de

What are you looking for?

Information on travel medical insurance.

Please note: German Missions accept Indian Travel Medical Insurances only from approved Indian Travel Insurance companies.

The list of Indian travel insurance companies offering travel medical insurance for the Schengen visa process has been approved by the consular missions of the Schengen countries, effective of July 2022.

Please note that the German Missions only accept Indian Travel Medical Insurances from approved Indian Travel Insurance companies listed below.

APPROVED LIST OF INDIAN TRAVEL INSURANCE COMPANIES OF THE CONSULAR POSTS OF SCHENGEN STATES PROVIDING TRAVEL MEDICAL INSURANCES FOR SCHENGEN VISA PROCEDURE EFFECTIVE OF JULY 2022

This list is applied by the Schengen States of Austria, Belgium, the Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, the Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, and Switzerland as well as the European Union Member States of Bulgaria, Croatia, Cyprus and Romania. Consular Posts of Schengen States approved the travel medical insurance policy schemes for corporate travels of travel insurance companies on this list with 70 years of age as upper limit of appropriate full coverage. Acceptance of travel medical insurance policy schemes for group travels (e.g. tour or incentive groups) with 70 years of age as upper limit of appropriate full coverage is conditioned by the Consular Posts of Schengen States ability to check the coverage of individual members of these groups in the Travel Insurance Portals of Non-Life Insurers of the General Insurance Council. Failure of this verification may lead the Consular Posts of Schengen States to the request of submitting a new travel medical insurance policy for the visa procedure. Visa applicants are advised to note that other travel medical insurances issued by Indian insurance companies are not accepted for Schengen visa procedure. However, visa applicants may seek to obtain insurance in any other country where claims against the insurance company would be recoverable in a Schengen State.

Visa applicants for a Schengen visa for one or two entries shall prove that they are in possession of adequate and valid travel medical insurance to cover any expenses, which might arise in connection with repatriation for medical reasons, urgent medical attention and/or emergency hospital treatment or death, during their stay(s) on the territory of the Schengen States. Visa applicants for a uniform visa for more than two entries (multiple entries) shall prove that they are in possession of adequate and valid travel medical insurance covering the period of their first intended visit. In addition, such applicants shall sign the statement, set out in the application form, declaring that they are aware of the need to be in possession of travel medical insurance for subsequent stays. The insurance shall be valid throughout the territory of the Schengen States and cover the entire period of the person’s intended stay or transit. The minimum coverage shall be EUR 30 000. Applicants shall, in principle, take out insurance in their country of residence. Where this is not possible, they shall seek to obtain insurance in any other country. When assessing whether the insurance cover is adequate, consulates shall ascertain whether claims against the insurance company would be recoverable in a Schengen State.

**This note makes reference to Article 15 of Regulation 810/2009 of the European Parliament and of the Council of 13 July 2009 establishing a Community Code on Visas.**

  • Top of page

travel health insurance for germany student visa

Election latest: 'Days left to save Britain from Labour', Sunak warns; Starmer tells voters to avoid more 'economic chaos'

Sir Keir Starmer and Rishi Sunak are set to begin a frantic final few days of campaigning as polling day rapidly approaches. Both men will today reiterate their core messages as they try to motivate their backers to get out to the polling booths on Thursday.

Monday 1 July 2024 06:25, UK

  • General Election 2024

Please use Chrome browser for a more accessible video player

  • Leaders ramp up attacks as final days of campaigning begin
  • Ed Conway: The science and security of the exit poll
  • Polls open in just three days on 4 July
  • Live reporting by Faith Ridler

Election essentials

  • Manifesto pledges: Conservatives | Greens | Labour | Lib Dems | Plaid | Reform | SNP
  • Trackers:  Who's leading polls? | Is PM keeping promises?
  • Campaign Heritage:  Memorable moments from elections gone by
  • Follow Sky's politics podcasts:  Electoral Dysfunction | Politics At Jack And Sam's
  • Read more:  Who is standing down? | Key seats to watch | What counts as voter ID? | Check if your constituency is changing | Guide to election lingo
  • How to watch election on Sky News

It is the first big moment of election night. The exit poll is the moment millions tune in for a first sniff of the eventual result of the general election. 

And in  Election 2024  this poll, with its impressive track record, sometimes down to a margin of only a few seats, will, once again, be a key part of broadcasters' coverage - including here at Sky News - on Thursday night.

The current model was devised in 2005 by Professor John Curtice and statistician David Firth and it has been consistently reliable, bar 2015 when the seat numbers suggested a hung parliament and David Cameron scraped a thin majority.

But for the most part, its accuracy has been dependable. In 2010, it correctly predicted the exact number of seats for the Conservatives.

Commissioned by the broadcasters - Sky, BBC and ITV - the fieldwork is carried out by IPSOS UK who will have interviewers at 133 polling stations around the country this year.

Sir Keir Starmer and Rishi Sunak are set to begin a frantic final few days of campaigning as polling day rapidly approaches.

Both men will today reiterate their core messages as they try to motivate their backers to get out to the polling booths on Thursday.

The  Labour  leader will impress on the nation that if they want change they "have to vote for it" - while the  Conservative  leader will warn there are "four days to save Britain from a Labour government".

Mr Sunak  is conceding that Labour are on track for a "supermajority", with the opposition having managed to maintain a roughly 20-point lead in the opinion polls, according to the  Sky News Poll Tracker  - something  Sir Keir  will do everything to ensure does not change.

Good morning!

There are just three days to go until the general election - and the gloves are well and truly off in the race to secure the keys to Number 10. 

Here's what you need to know today:

Both Rishi Sunak and Sir Keir Starmer will be hot on the campaign trail today, beginning a frantic few final days as polling day on Thursday quickly approaches;

The prime minister will warn that there are "four days to save Britain from a Labour government", heading to the Midlands to urge voters not to give Sir Keir a "blank cheque";

The Labour leader will tell voters to avoid "waking up on July 5 to five more years of economic chaos" as he accused the Tories of having presided over a "one rule for them and another for everyone else" approach;

The Liberal Democrats are set to continue their push to replace the Tories in seats that have traditionally been considered their heartlands on Monday;

And the SNP will try to convince Scots to back them as polls show Labour could become the largest Scottish parliamentary contingent once again.

We'll be discussing all this and more with:

  • Home Secretary James Cleverly at 7.15am;
  • Labour frontbencher Jonathan Ashworth at 8.15am;
  • Green Party co-leader Adrian Ramsey at 9.20am.

Follow along for the very latest in the general election campaign.

Thank you for joining us on the Politics Hub for live coverage of events on the general election campaign trail today.

Polls open in 3 days and 8 hours - and the campaign is about to enter a frantic phase as politicians spend every last moment fighting for your vote.

Scroll down for all of today's developments - and we'll be back from 6am with the very latest.

Pledges and promises are coming thick and fast from every party as the general election approaches. 

Struggling to keep up with who is saying what?

Here is a summary of where the main parties stand on major issues.

For a more in-depth look at what each party has pledged, scour our  manifesto checker ...

The final weekend of the general election campaign is over, with three days and nine hours left until polls open.

Today has seen a slight lull in the pace of campaigning ahead of the frantic final days as the politicians fight for every last vote.

Here's what you need to know about what happened today:

  • Nigel Farage held a vast Reform UK rally in Birmingham as he tries to stabilise his party's position after a slew of racism allegations this week;
  • Speaking to Sky's political editor Beth Rigby , Mr Farage described homophobic remarks by a close aide of his as "crass, drunken, vulgar, rude, wrong" - but also that "people say all sorts of things when they're drunk";
  • Also in his interview with Beth, he finally ruled out joining the Tories after the election if he enters parliament, saying they are "ghastly";
  • But the racism row engulfing the party continued, with one of his candidates quitting to back the Tories, citing "widespread racism and sexism" in the party, and "the failure of the party's leadership to not only take this matter seriously, but also to fundamentally address it".
  • Rishi Sunak  started the day with a tough interview in which he was challenged on his party's record in power;
  • He insisted on BBC's Sunday with Laura Kuenssberg show that the UK is "a better place to live than it was in 2010", despite a "difficult" last few years;
  • He also insisted that his party can still win the general election;
  • In the afternoon, he visited a synagogue in north London and met community members;
  • He pledged that a Conservative  government under his leadership would show "steadfast" support for Israel, and said he was "proud" that British forces helped defend Israel from Iran's attack in April;
  • The PM hit out at the "sickness" of antisemitism, and pledged to "lead a long term effort" to tackle, and "change our culture so we tackle the root causes of this hatred";
  • Speaking to Sky's Trevor Phillips this morning, Mr Sunak's deputy, Oliver Dowden , warned that Russia is using bots to boost Reform UK on social media (a spokesman for the party said Mr Dowden must think voters are "stupid").
  • Sir Keir Starmer  was not seen on the campaign trail today, but his national campaign coordinator Pat McFadden was challenged by Sky's Trevor Phillips  about whether they would owe a potential victory on Thursday to Reform UK;
  • He replied that the power is in the hands of the electorate, and dismissed any questions over the legitimacy of a potential Labour win;
  • SNP  leader John Swinney  told Sky News that Scots have been "disenfranchised" by the timing of the election, because school holidays in Scotland have already started in large parts of the country;
  • The first minister also made the case for independence with the SNP - but did concede his party has had a "tough time" in recent months.

Follow along for the latest political updates throughout the evening.

TV presenter Rylan Clark has said he would "love" to become a politician - and replace the party system with a "Power Rangers of government" model.

The TV personality, 35, joined political editor Beth Rigby and former Scottish Conservative leader Baroness Ruth Davidson for this week's Sky News Electoral Dysfunction podcast.

Asked if he would ever consider the career change, he said: "If I wasn't in the job that I was in, I would love nothing more."

Rylan, who won Celebrity Big Brother and also appeared on the X Factor, appeared on the podcast in place of Labour candidate Jess Phillips after tweeting his praise for Rigby on the day Rishi Sunak announced the general election.

Sharing a clip of her and Sky presenter Sophy Ridge outside a rainy Downing Street waiting for Mr Sunak to appear at the lectern, he said: "Obsessed with the Rigby."

Speaking to her and Davidson, he said his "obsession" with politics began with Brexit - "as we've seen so many promises which weren't fulfilled" since then.

He added: "I lie there at night sometimes, and I think about [Volodymyr] Zelenskyy. He hosted one of the same shows I've hosted in Ukraine."

The TV presenter also shared his idea of abandoning political parties altogether.

Read the full story here: 

Our live poll tracker collates the results of opinion surveys carried out by all the main polling organisations - and allows you to see how the political parties are performing in the run-up to the general election.

With under a week to go, the Tories and Labour have taken a drop, while support for Reform UK and the Liberal Democrats is on the rise.

Read more about the tracker  here .

Avid football fan Sir Keir Starmer has tweeted his reaction to England's win over Slovakia to reach the quarter-finals of the Euros.

Although England came a matter of minutes from losing before Jude Bellingham's stunning overhead kick in added time took it to extra time, the Labour leader tweeted that the win was "never in doubt".

Labour would definitely want to steer us away from inferring any commentary about the general election from that tweet as they fight for every last vote - unlike Rishi Sunak's more pointed message ...

The Financial Times (FT) announced today that it is backing the Labour Party at this general election, and on Politics Hub With Ali Fortescue , we spoke to the paper's Whitehall Editor, Lucy Fisher, about that decision.

She is, of course, employed by the paper as a journalist, and does not sit on the Editorial Board that decided the endorsement.

But she told Ali that it is "really significant" that the board has backed Labour, adding that it's "the first time since 2005" the paper has done so.

"The FT doesn't have a natural political allegiance, and in fact, being a very pro-free trade and private enterprise newspaper, wanting to see a very open, outward-looking Britain - [it] has more often supported the Tories than Labour.

"So it does feel significant. And the op-ed... makes clear the FT views this as a sea change moment in British politics akin to 1979 when [Margaret] Thatcher swept to power, or 1997 when Tony Blair came in."

Be the first to get Breaking News

Install the Sky News app for free

travel health insurance for germany student visa

IMAGES

  1. Germany Travel Health Insurance: Requirements and Coverage

    travel health insurance for germany student visa

  2. Travel Health Insurance for Foreign Students in Germany

    travel health insurance for germany student visa

  3. Schengen Travel Visa Insurance

    travel health insurance for germany student visa

  4. Travel Health Insurance For Schengen Visa

    travel health insurance for germany student visa

  5. Obtaining Travel Insurance for German Visa

    travel health insurance for germany student visa

  6. Travel Health Insurance for Foreign Students in Germany

    travel health insurance for germany student visa

VIDEO

  1. Electronic Registration / Exemption Notification Reporting of Health insurance for German University

  2. Which Health Insurance should you choose in Germany?

  3. MAJOR CARE WORKER VISA UPDATES 2024

  4. Insurances you must have if you live in Germany

  5. How much does student health insurance cost in Germany? #HalloGermany

  6. Travel Health Insurance for Everyone

COMMENTS

  1. Health Insurance for International Students in Germany

    Learn how to obtain health insurance as a student in Germany, whether public or private, and what it covers. Find out the eligibility, cost, and application process for different insurance providers and plans.

  2. Health Insurance for International Students, Guest Scientists

    Learn about the types, costs and eligibility of public and private health insurance for international students in Germany. Find out how to apply online for student visa with health insurance certificate from DR-Walter.

  3. Healthcare and Health Insurance

    In case your current health insurance isn't recognised in Germany, you must obtain health insurance coverage once you arrive in the country or when you apply for a visa. If you are under 30 years of age, you will profit from a reduced student rate of about 110 euros per month, which is offered by statutory health insurance providers.

  4. Health Insurance for International Students in Germany

    Yes, health insurance in Germany is mandatory for international students. You will not be able to get a student visa without travel insurance or enroll at university (when you arrive) if you do not have health insurance. German law requires all legal residents to be insured in the healthcare system. German healthcare is strictly regulated and ...

  5. Travel Insurance for Visitors/Tourists in Germany

    Here are the daily fees to purchase PROVISIT-VISUM policy: €1.10 - for travel health insurance, individuals up to 64 years. € 1.30 - for the combination of travel health, personal liability and accident insurance, individuals up to 64 years. € 6.50 - for travel health insurance, individuals aged 65 years or older.

  6. Health Insurance For International Students in Germany [2024 English Guide]

    No, healthcare is not free for students in Germany. Students under 30 get discounted health insurance. But they still pay 120 € to 125 € per month (as of 2024) as an insurance premium. Students who are 30 or older don't get the student discount. They must get standard health insurance from private or public insurers.

  7. Health insurance for a German visa or residence permit

    To apply for a tourist visa ( Schengen visa ), you need travel insurance. 1. Your travel insurance must… 2. Cover you for at least 30,000 €. Be valid in all Schengen area countries, not just Germany. Be valid during your whole trip in the Schengen area. HanseMerkur's Visa Plus travel insurance works well for a Schengen visa application.

  8. Germany Travel Health Insurance: Requirements and Coverage

    To obtain a Schengen Visa, one of the requirements is to have proper health insurance in Germany. Medical insurance is compulsory for all foreigners visiting the country, with a minimum coverage of €30,000 for medical treatment. The travel insurance for Germany covers medical emergencies or accidents and is easy and affordable to obtain.

  9. Travel Health Insurance for Foreign Students in Germany

    4.9 Google Rating. Based on 1,259 reviews. Get your "All- in- One" PRIME package. Blocked Account, Health Insurance, and Free Incoming Travel Insurance, all in one place. Get PRIME PRIME. Buy Free Travel Health Insurance for International Students in German from Coracle. Get the best Travel Insurance for Germany Student Visa.

  10. Young Travel: Health Insurance in Germany for students

    How much is international student health insurance in Germany?. Young Travel health insurance offers you comprehensive benefits at a very reasonable price.The Basic tariff starts at a daily rate of 1,19 € and the Profi tariff at 1,75 €.Per insured event there are 25 € deductible. With our Young Travel insurance we insure people up to 35 years of age.

  11. Student Health Insurance Germany

    Travel health insurance is a requirement of the German visa application process, but you cannot use your travel insurance as a substitute for student health insurance in Germany. Please note that the specific requirements for Germany Student Visa health insurance can change between countries, so make sure to inquire with the adequate German ...

  12. German Health Insurance for International Students

    How much is Public Health Insurance for international students in Germany? With Public Health Insurance like TK, students under the age of 25 pay around €120.34. Students aged 25 to 30 a bit more, around €125.21 for long term care which covers both basic healthcare insurance and nursing care insurance.

  13. Student health insurance in Germany for internationals

    Considering that, the base amount you will have to pay for public health insurance is around €82.99. The amount for nursing care insurance would vary between €20 and €33. Most insurance companies usually add between €3.00 and €13.00 per month on top. The total would then add up to an average of €124.40 per month.

  14. Health insurance in Germany: A complete guide for your entry student

    Health insurance in Germany is compulsory for everyone entering the country and not having a tourist visa or nationals from certain countries. Most permanent visa types will require some (incoming) travel health or health insurance. So it is mandatory for everyone residing in Germany, including international students, to be medically insured.

  15. I am an international student from a country without a social security

    All students under contact and the age of 30 require public health insurance as a student. More details Ideally you should get in contact with us before travelling to Germany and we will help you arrange health insurance for your university enrolment.

  16. 31-Day Free Travel Health Insurance for Foreign Students in Germany

    As of March 5, 2019, all international students moving to Germany to further pursue their studies can benefit from free travel health insurance for up to 31 days, offered by private travel insurer DR-WALTER.. Foreign students aged 29 and younger and insured with the Techniker Krankenkasse (TK), the largest provider of public health insurance in Germany, who arrive in Germany before the ...

  17. Health Insurance for Your Stay in Germany

    Health insurance is a requirement for visa and enrolment in Germany. Everyone who lives in Germany, no matter how long, must have health insurance. As an international student, it is also a requirement for both, obtaining a visa and enrolling at a German university. At Fintiba, we make this whole process as smooth as possible for you.

  18. International Students in Germany Can Now Benefit from One-Month Free

    As of March 5, 2020, all international students aged 29 and younger, moving to Germany to further pursue their studies can benefit from free travel health insurance for up to 31 days, offered by the German private travel insurer DR-WALTER. Foreign students aged 29 and younger who are insured with the Techniker Krankenkasse (TK), the largest ...

  19. Visa and health insurance

    The insurance package for €1.40 per day will provide you with insurance coverage beginning with your entry into Germany for the entire duration of your stay at the Goethe-Institut, and is tailored to the legal requirements in Germany. It does not cover any costs for the treatment of pre-existing ailments or follow-up treatment.

  20. Checklist for a German national visa

    Visa fee of 75 € payable in INR only (pls. check our website for payment options and applicable exchange rate) Travel health insurance valid on arrival in Germany to the date of enrollment at the University (mentioned in your admission letter) (approx. 3 months). Kindly click here to find out about the travel health insurances accepted.

  21. Information on Travel Medical Insurance

    Consular Posts of Schengen States approved the travel medical insurance policy schemes for corporate travels of travel insurance. companies on this list with 70 years of age as upper limit of appropriate full coverage. Acceptance of travel medical insurance policy. schemes for group travels (e.g. tour or incentive groups) with 70 years of age ...

  22. Schengen Visa Insurance

    You can get travel health insurance for your trip to Europe in one of the following ways: Through medical insurance companies. You can buy a policy online and print out the certificate you need for the Schengen visa application. Some of the top insurance companies selling Europe travel insurance are DR-WALTER and Europ Assistance. Through your ...

  23. Travel Insurance for Italy

    However, if you can travel to Italy visa-free, then travel insurance is not mandatory - although it is strongly advisable. If you are applying for a long-term visa to Italy (such as a Work or Student visa) you may need international (expat) health insurance, rather than travel insurance. Italy Travel Visa Insurance Requirements

  24. Health Insurance for Ph.D. Students, Guest Scientists ...

    Germany Visa » Types of Insurance in Germany » Health Insurance in Germany » Health Insurance for Ph.D. Students, Guest Scientists, Visiting Professors, and Researchers in Germany Germany attracts and welcomes thousands of guest scientists, PhD. students, and researchers every year, further proving that it is a nation known globally for its ...

  25. Election latest: Reform candidate disowns party amid racism row

    The clip, taken at a chairman's dinner at the Warwick Conservatives Association two weeks ago, shows members singing "Erika" - a song used by the SS and the armed forces of Nazi Germany (read more ...

  26. Types of Insurance in Germany

    You can get German health insurance for expats at DR-Walter or Feather Insurance.. Public (Statutory) Health Insurance. If your income is lower than €66,600 per year, then you have to register with the statutory health insurance scheme (Gesetzliche Krankenversicherung), like the vast majority of German residents.This scheme is income-based - every month, you must contribute a percentage of ...