mgm air travel credit

MGM Resorts Adds Suite Upgrades, Airfare Credit And Celebration Dinners As Elite Benefits

by Gary Leff on January 7, 2022

They’re introducing confirmed suite upgrades for top tier elites, formalizing early check-in and late check-out, and offering airfare credits and celebration meals upon earning elite tiers. These new benefits will be competitive, but there are going to be fewer elites – especially fewer elites among families and non-gambling leisure guests.

Nonetheless the program remains very interesting because of their partnership with Hyatt, where mid-tier and top-tier Hyatt members receive MGM’s Gold status and that waives resort fees and complimentary valet parking.

Earning Elite Status

There are many readers with Hyatt status, of course, and the easiest path to status remains a status match including via Hyatt’s MGM partnership but for those earning it organically,

It’s become a lot harder to earn status with spending other than from gambling (just 4 tier points per dollar, down from 25, an 84% reduction).

Stays at Hyatt now force a choice between earning Hyatt points or MGM tier credit, no more double dipping.

David Tsai, MGM’s President for Midwest Properties, explained to me,

We realized we had made it too easy to become premium tier in the program, and that didn’t allow us to offer meaningful benefits that some other [loyalty programs could].

A member only had to spend $1000 for Pearl status or $3000 for Gold status, they could load up charging friends and family spend, and it was easy to reach that. It was harder to achieve similar tiers in other programs

He further offered that there are tier credit earning changes on the gambling side too, and they haven’t figured out how to talk about those yet. In general non-Vegas properties should earn more, Vegas may earn less but it will depend on the game. They’ll be offering “consistent earn across the whole company” “Every slot machine is different, every table game different, .. A slot that holds less earns less.” This should basically approximate earning tier credits based on theoretical loss from a game and spend, rather than just tracking “coin-in” like Caesars. They don’t have an answer on the extent to which they’ll become more transparent on this.

These changes tilt the program much more heavily towards gamblers. Elite gamblers don’t have much non-gambling spend, since that gets comped anyway. Frequent flyers who don’t gamble, and don’t get their status via match, will find the program’s tiers less achievable. In fact the program intends to have fewer elites , based on a conversation I had with David Tsai. And, he says, this will allow them to deliver more benefits more consistently.

Revamped Elite Benefits

While status will be much harder to earn without significant gambling spend – it will take $5000 on property just to earn the first level of status which nets free self-parking – those who achieve or match to status will see better benefits.

Here are some key benefits at each level: Pearl: (20,000 tier credits) Complimentary self-parking; $10 free birthday bet

Gold: (75,000 tier credits) Resort fee waived for up two rooms when booking direct; $100 tier achievement celebration dinner; upgrade at check-in if available (view, high floor); dedicated line at restaurants; complimentary valet parking; $25 free birthday bet

Platinum: (200,000 tier credits) $600 air travel credit to Las Vegas once per tier; $200 tier achievement celebration dining experience; annual complimentary cruise on Royal Caribbean or Celebrity (ocean view room, up to 5 nights); 4pm late checkout if available; 1pm late checkin if available and requested 24 hours in advance, one advance suite upgrade per year up to 3 nights; expedited valet and taxi service; $100 free birthday bet

These benefits are additive, so Golds get Pearl benefits and Platinums receive Gold benefits etc.

The confirmed suite upgrade benefit for Platinums and Noirs can requested (immediately) after booking. In general if a standard suite is available it can be confirmed. They’re still working through some details on how the upgrade will work but David Tsai tells me they don’t plan to be restrictive on inventory. They started with once a year to make sure they could deliver it.

Late checkout is based on availability, but Tsai says “If we have availability, we’ll honor it.” And he notes that includes on sell-out nights. In the past “it wasn’t an explicit benefit [so] we didn’t have a way to prioritize best members.” he says that the general idea is to honor it as long as the hotel has enough people arriving later in the day so that they can turn the room. They’ll “honor it in the majority of cases” but “it is at hotel front desk discretion.”

The free cruise, celebration meal, and airfare credit are offered upon earning the relevant tier . Status matches or other comp status aren’t supposed to receive these (I’ve heard of matched status receiving the cruise successfully in the past). And current elites will not receive dining and airfare until they qualify in 2022 for 2023. That’s less generous than Caesars which has given $100 celebration dinners to those on the Wyndham – Caesars Diamond status match merry go round.

The elimination of resort fees for mid-tier elites is similarly welcome. In the case of a celebration dinner and resort fee waiver, they’re largely copying Caesars, but with their portfolio of nicer properties I prefer to stay at. Hyatt Discoverists get Pearl and Explorists and Globalists get Gold so mid-tier Hyatt status waiving resort fees is nice.

Noir is the invitation-only level and without a published earning criteria, though reportedly in the past it’s taken a six figure (e.g. $250,000) ‘theoretical loss’ to be invited, which is to say you gamble enough that on average you’d lose that much – your actual gambling performance (win or lose) isn’t a factor.

Noirs used to get guaranteed best available table at restaurants without advance notice, I imagine those that really do gamble enough can still get that but it’s no longer a published benefit and hasn’t been in recent times.

I’ve archived MGM’s new tier status brochure and benefits matrix on the site.

Ultimately this is an interesting strategic pivot, offering stronger benefits but focusing giving out those benefits to gamblers. In recent years they’ve focused on families and other leisure travelers, but this is a clear switch back to focus on gamblers because of the reduced ability to earn status for non-gambling spend. However David Tsai offered that he’s “hoping that customers view this as a positive, because it allows [our] most loyalty customers to be rewarded.”

More From View from the Wing

About Gary Leff

Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel - a topic he has covered since 2002. Co-founder of frequent flyer community InsideFlyer.com, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »

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Updated Jan 6, 2022 at 1:50pm ET with specific tier benefit info including what requires earned tier credits vs. a matched tier. Still no details on the enhanced suite upgrades for Platinum +.

In this article

MGM Rewards Replaces MGM’s M life Rewards Starting February 1, 2022

MGM Resorts announced today that their new MGM Rewards program will formally launch on February 1, 2022, replacing MGM’s “M life Rewards” program.

I know that you’re thinking you already knew this…. but no, all we knew about was the program name change, an extra month of tier credit earning (Jan 1 -31 counts for both last year and this year) and that non-gaming spend will only earn 4 tier credits per dollar, down from 25.

Now, we have most of the fine details, and many are quite exciting.

For MGM Rewards Gold members (what you get if you are on the Status Match Merry Go Round ), the biggest and most exciting change is waived resort fees , matching what the equivalent Caesars Rewards Diamond level already offers their members. On my trip to Las Vegas for ZorkFest last month, I paid $39 a night in resort fees at Aria, plus tax, for almost $200 in resort fees in 4 nights. I would have certainly welcomed this benefit!

MGM Resorts’ five member tier levels – Sapphire, Pearl, Gold, Platinum and NOIR – remain the same.

New MGM Rewards Tier Benefits

Per the release, MGM Rewards offers members new and exclusive marquee benefits, including waived resort fees (Gold+), Tier Achievement Travel Credit to Las Vegas (Platinum+), complimentary tickets to MGM Rewards concerts (Pearl+), advanced suite upgrades for up to three nights (Platinum+), access to exclusive tier appreciation events and experiences (Gold+) and 4 p.m. late check-out (based on availability; Platinum+). As an added benefit, MGM Rewards Points and Slot Dollars will not expire for Pearl+ members due to account inactivity.

As mentioned, those resort fees for Gold + are huge. It also looks like there will be special events for Gold + (TBD).

But what if you can achieve MGM Rewards Platinum? It looks like you’ll get a travel credit towards a trip to Las Vegas (?!) as well as some sort of “advanced” suite upgrades (perhaps a limited number confirmable in advance? it’s not clear) as well as a 4pm checkout. That last bit would be amazing, though I note it is “based on availability” so it will remain to be seen if that is freely granted or not. (A guaranteed late checkout like Marriott offers Platinum and up would have been better, although those do exclude resorts from the guarantee and all MGM properties are resorts anyway).

There will also be some sort of Celebration Dinner (I can only imagine this is very similar to the $100 Celebration Dinner Caesars Diamond gets) and they also are dropping the number of tier credits needed for Pearl to 20,000. All other tier earning remains the same, despite the massive drop in tier credits earned for non-gaming spend. This certainly says they are leaning back into gambling as a more primary focus as compared to the rooms, dining, and entertainment spend.

Lastly, it looks like members from Pearl and up will get complimentary concert tickets.

Here’s a chart of benefits by tier:

1 Offers will vary in terms of frequency, ticket types, number of tickets, location, dates, etc. based on member’s Tier status and spend/gaming activity. Availability of tickets may be limited by capacity or otherwise and are subject to availability. Redemption instructions will be included in offer communication.

2 Applicable daily resort fees will be waived on up to two room reservations per trip when an eligible member books direct, under their name, with MGM Resorts International and his/her eligible MGM Rewards account number is attached to such reservations. To redeem, the eligible member may be required to visit the Front Desk during their stay to confirm eligibility and request waiver of the daily resort fee (e.g., if member advances to eligible Tier level during stay). Not applicable to reservations associated with convention, trade show and/or group sales unless billed to the qualifying member.

3 One (1) Tier Achievement Celebration Dining Experience benefit valid for qualifying member is offered during the current Tier Status Earning Year to each qualifying Gold, qualifying Platinum or qualifying NOIR member who has earned the minimum Tier Credits associated with reaching the applicable Tier Level (and, for NOIR Tier Level, invited to such level during such Tier Status Earning Period) based on spend during such period. Members who receive their Tier Level status through a third-party or other partnership tier match program are not eligible for the benefit. Dining Experience benefit is not awarded based on a member’s Tier Level status as of the beginning of the Tier Status Earning Year. A qualifying member who reaches multiple eligible Tier Levels during a Tier Status Earning Year as described above will receive one such benefit (awarded as a dining credit) for each such level reached. Amount of dining credit for reaching specific Tier Levels is as follows: up to $100 dining credit for reaching Gold, up to $200 dining credit for reaching Platinum, and up to $500 for reaching (and invited to) NOIR. Dining experience must be booked by qualifying member through designated MGM staff (who will apply applicable dining credit to member’s MGM Rewards account). Dining experience must be completed within twelve (12) months after qualifying for the benefit. Valid only at participating MGM-owned dining outlets. The dining credit cannot be used for gratuities, is non-transferable and cannot be redeemed for cash. To redeem your dining credit, you must present your MGM Rewards card at time of payment. Offer may not be used in conjunction with any other offer. Member will not receive the cash value or be compensated in any manner for any unused dining credit (if any) which will be forfeited if not used during the applicable dining experience. MGM reserves the right to modify the amount of the dining credit offered and/or otherwise modify and/or limit quantity/type of items offered (e.g., alcoholic beverages) all of which may vary based on Tier Level reached and other factors.

4 One (1) air travel credit benefit of up to $600 is offered during the current Tier Status Earning Year to each qualifying Platinum member who has earned the minimum Tier Credits associated with such Tier Level during such Tier Status Earning Year based on spend during such period. One (1) additional air travel credit benefit of up to $600 is offered during the current Tier Status Earning Year to each qualifying NOIR member who is invited to NOIR Tier Level during such Tier Status Earning Year based on spend (including earning the necessary Tier Credits) during such period. Accordingly, a qualifying member who earns the minimum Tier Credits associated with both Platinum and NOIR Tier Levels (and who is invited to NOIR) during such Tier Status Earning Year is eligible to receive two separate air travel credits of up to $600 each, totaling up to $1,200, subject to these term and conditions and the MGM Rewards Rules. Members who receive their Tier status through a third-party or other partnership tier match program are not eligible for the benefit. Air travel credit is not awarded based on a member’s Tier Level status as of the beginning of the Tier Status Earning Year. Air travel must be booked directly by qualifying member and travel must be completed within twelve (12) months after qualifying for the benefit. Travel itinerary must be in the name of such qualifying member. Air travel credit will be reimbursed based solely on the paid ticket price (including upgrades, but excluding luggage/baggage fees, pet fees, etc.) of the qualifying member’s ticket and of his/her guest(s) reflected on proof of purchase if all on the same single travel itinerary and in the name of such qualifying member. Costs, fees and expenses associated with obtaining and/or using airline points, miles, etc. to obtain air transportation are not eligible for reimbursement. Qualifying members will not receive the difference (if any) between the offered maximum air travel credit amount and the actual paid cost of the ticket(s). Qualifying member must provide designated MGM staff with a copy of receipt and other required documentation at least one week prior to scheduled hotel check-in day. Air travel credit will be awarded in the form of MGM Resorts International resort credit (or as otherwise determined in MGM’s sole discretion) that can only be used during the Las Vegas hotel stay associated with such trip. Resort credits are valid at participating MGM Resorts International destinations in Las Vegas only and can be used for hotel accommodations that are booked directly with MGM Resorts International, and select food and beverage, nightlife/entertainment, retail merchandise, and spa services. Resort credits cannot be used for gratuities and gambling. To redeem your resort credits, you must charge the expense to your room at the outlet or other participating location. Resort credit is non-transferable and cannot be redeemed for cash. Member will not receive the cash value or be compensated in any manner for any unused MGM Resort credits which will be forfeited if not used on trip as set forth herein. Credits must be used prior to guest’s checking out of hotel. Subject to MGM Rewards Program Rules available at mgmrewards.com/rules.

5 One (1) cruise benefit is offered during the current Tier Status Earning Year to each qualifying Platinum or qualifying NOIR members (valid for such qualifying member plus one (1) guest and subject to availability) who has earned the minimum Tier Credits associated with Platinum Tier Level or who is invited to NOIR Tier Level during such Tier Status Earning Year based on spend during such period. Accordingly, a qualifying member who earns the minimum Tier Credits associated with both Platinum and NOIR Tier Levels (and who is invited to NOIR) during such Tier Status Earning Year is eligible to receive both a Platinum and NOIR cruise benefit. Unless otherwise indicated, cruise must be booked during the applicable Tier Status Benefit Year (2/1 – 1/31) for travel completed within three (3) months after such period. Length of cruise and cruise destination will depend upon member’s earned Tier Level status and recent MGM Resorts spend and gaming play. Members are responsible for transportation to/from cruise embarkation and final disembarkation locations. Certain restrictions, fees and limitations apply. Subject to additional terms and conditions available at mgmresorts.com/royalandcelebritycruises.

Press Release

I gave you the juiciest bits above, but here are a few more details straight from the Press Release:

Additional program highlights include:

All members can now earn MGM Rewards Points when they play, stay or dine at all domestic MGM Resorts destinations on directly booked rooms and food & beverage, as well as slots and now, table games. In addition to earning MGM Reward Points, slots players can now earn Slot Dollars (formerly referred to as PointPlay) for their play.
Non-gaming and gaming members alike will now be able to redeem MGM Rewards Points for a multitude of experiences from hotel stays and food & beverage to entertainment, award-winning spas and more.
New Tier Advancement Celebration Dinners and access to exclusive tier appreciation events recognize members who reach Gold or above tiers based on 2022 gaming and non-gaming spend.
Extended earning window – To celebrate MGM Rewards’ launch, Tier Credits earned by members from January 1- January 31 will count toward both 2022 and 2023 Tier Status earning.
Tier Credit multiplier promotion – As a welcome to MGM Rewards, all members are invited to take advantage of a limited-time 2x multiplier on Tier Credits earned at the Company’s Las Vegas resorts February 1 – April 30, 2022 (at the applicable earning rates). Tier Credits may be earned on all gaming play as well as spend on hotel accommodations, dining and spa services.
Tier Credits required to achieve each Tier Status remain the same for all tiers with the exception of Pearl which will be lowered from 25,000 to 20,000 Tier Credits required.
The enhanced MGM Rewards app simplifies the digital experience, allows members to easily review their tier status and benefits, and visualize how they can advance to the next tier. Play and spend are recognized as a single account, making it easy to stay, play and dine wherever and whenever members prefer.
Smart integration between MGM Rewards and BetMGM , the Company’s leading sports betting and iGaming offering, unlocks even more rewards for MGM Rewards members. Play with BetMGM earns members digital rewards for more BetMGM online play, Tier Credits towards advancing to new MGM Rewards tiers, and access to tailored offers and real-world experiences across MGM Resorts and BetMGM.
MGM Rewards has partnered with leading brands to bring members even more rewards by land, air and sea. From perks with brands including Hyatt Hotels, Southwest Airlines and Avis Rental Cars to complimentary cruises with Royal Caribbean and Celebrity Cruise Lines, with more on the horizon, MGM Rewards ensures members can enjoy world-class travel experiences even when they’re not at MGM Resorts properties. Additional partnerships with premier brands will be unveiled in the coming months.

Overall, while early news about the “devaluation” made the rounds, the news is, in my view, quite positive.

Previously there was almost no reason to shoot for the Platinum tier as it was almost the same as Gold, not even waiving resort fees. Now, even those matched to Gold from Hyatt Explorist will be happy with the waived resort fees, but they’ll also have a reason to gun for Platinum as the new benefits are substantial. I’ll reserve full judgement until I can see all of the fine print, but I’m impressed and intrigued right now.

Keep in mind that I’m writing this from the perspective of matched Gold. Those earning each year from scratch will no doubt feel a bit less satisfied.

They also have a teaser website with some limited details.

There were a few questions I’d asked MGM but had not heard back as of this article’s press time. I will update if/when I get a bit more info.

Let me know below in the comments, on Twitter , or in the private MilesTalk Facebook group. And don't forget to follow me on Instagram for all sorts of tips on miles, points, credit cards, and travel.

If this post helped you, please consider sharing it!

You can find credit cards that best match your spending habits and bonus categories at Your Best Credit Cards .

New to all of this? My “introduction to miles and points” book, MilesTalk: Live Your Wildest Travel Dreams Using Miles and Points is available on Amazon and at major booksellers.

MGM Rewards Loyalty Program [Formerly M life Rewards]

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Mgm resorts, how mgm rewards works, mgm rewards tier status levels, mgm rewards partners, mgm rewards™ mastercard ®, final thoughts.

We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

MGM Rewards (formerly M life Rewards) is the loyalty program for all MGM Resorts properties. In addition to the Las Vegas hotels you may be familiar with, there are MGM properties across the U.S. and in China and Japan.

As an MGM Rewards member, you can earn points and tier credits that can be converted into great perks like free slot play, discounts, and even a free cruise!

In this post, we’ll go over everything you need to know to get the most out of the MGM Rewards program.

The MGM Rewards program is valid at all MGM Resorts worldwide:

MGM Resorts in Las Vegas

Delano Las Vegas
Mandalay Bay
New York-New York
NoMad Las Vegas
The Cosmopolitan of Las Vegas, Autograph Collection
The Signature at MGM Grand
Vdara at Aria

Hot Tip: In May 2022, The Cosmopolitan of Las Vegas became part of MGM Resorts International, but for now, the hotel is still participating in the Marriott Bonvoy program as it had before MGM took over.

Other MGM Resort Locations in the U.S.

Beau Rivage — Biloxi, MS
Borgata — Atlantic City, NJ
Empire City Casino — Yonkers, NY
Gold Strike — Robinsonville, MS
MGM Grand Detroit — Detroit, MI
MGM National Harbor — Oxon Hill, MD
MGM Northfield Park — Northfield, OH
MGM Springfield — Springfield, MA

MGM Resorts in China

Mgm resorts in japan, diaoyutai mgm hospitality locations.

Bellagio Shanghai
Diaoyutai Boutique Hotel Chengdu
Diaoyutai Hotel Hangzhou
MGM Grand Sanya

As an MGM Rewards member, you’ll earn rewards based on your spending, including:

Cirque du Soleil productions at MGM Resorts properties
Excalibur entertainment: Thunder from Down Under, The Australian Bee Gees Show, Mac King Comedy Magic Show and Tournament of Kings
Hotel rooms
Luxor entertainment: America’s Got Talent Presents Super Stars Live, Blue Man Group, Carrot Top, and FANTASY
MGM Grand entertainment: Brad Garrett’s Comedy Club, David Copperfield, and JABBAWOCKEEZ
New York-New York entertainment: Terry Fator
Spa and salon treatments at MGM Resorts properties
Table games

How To Join MGM Rewards

Joining MGM Rewards is quick and easy. All you need to do is input some basic information like your name, address, and birthday and you’ll have an MGM Rewards account all set up.

As an MGM Rewards member, you’ll be able to earn 4 types of rewards on top of your tier credits.

MGM Rewards Points

You’ll earn points based on your slot play, video lottery, and table game play. In addition, you can earn 1 point per $1 spent on eligible dining and hotel charges at MGM Resorts. Each MGM Rewards point is worth 1 cent and can be redeemed toward a hotel stay, participating food and beverage locations, entertainment venues, or to purchase MGM Rewards Moments.

Slot Dollars (Formerly POINTPlay)

You’ll earn Slot Dollars when you play slots, video lottery, and video poker games. They can be redeemed for FREEPLAY at participating machines.

FREEPLAY is like electronic cash that you can use to play on your favorite slot machines or video lottery terminals.

Holiday Gift Points

Holiday Gift Points can be redeemed for merchandise at the MGM Holiday Gift Shoppe event. Redemptions must be made in person.

MGM Moments

MGM Moments are special experiences that you can purchase only if you’re an MGM Rewards member. They include things like choosing the songs for the Bellagio fountains, swimming with sharks at Mandalay Bay, or an exclusive dinner for 2 with a well-known chef.

You can earn BetMGM Rewards points and tier credits by betting on sporting events through BetMGM.

Hot Tip: When you’re booking your Las Vegas vacation, look for package deals that combine flights, hotel, and/or a rental car to save some money, and be sure to check our guide to the best things to do in Las Vegas before you go.

There are 5 levels of membership in the MGM Rewards program. From the moment you join, you’ll enjoy some basic amenities including:

Dedicated reservation lines
Special offers from MGM Rewards
Access to MGM Rewards Moments
Cruise offers from Royal Caribbean and Celebrity
Ability to earn MGM Rewards points for slots, video poker, video lottery, table games, and electronic table games at all MGM Rewards properties
Ability to earn Slot Dollars for slot, video poker, and video lottery play
Ability to earn Holiday Gift Shoppe points for slot play in Las Vegas
Low rate guarantee when booking direct
Presale ticket access to select entertainment and sporting events
Discounts to select shows at MGM Rewards locations
Avis car rental 30% discount

All benefits are cumulative, so each level will also have access to all the benefits offered at the lower levels.

MGM Rewards tier levels gold and platinum

Sapphire: 0 to 19,999 Tier Credits

5% discount at participating retail shops

Pearl: 20,000 to 74,999 Tier Credits

No expiration for MGM Rewards points or SlotDollars
Earn points and tier credits from the MGM Rewards™ Mastercard ®
10% Bonus on Slot Dollars earned through slot, video poker, and video lottery play
Invitations to members-only events, tournaments, and promotions
10% discount at participating retail shops
Dedicated line at the buffet
Complimentary tickets to select exclusive concerts in Las Vegas
Complimentary self-parking (when available)

Gold: 75,000 to 199,999 Tier Credits

Expedited reservations line
Exclusive appreciation events
VIP access to select Las Vegas nightclubs for member and a guest
20% Bonus on Slot Dollars earned through slot, video poker, and video lottery play
Waived resort fee when booking direct
Priority check-in line at the hotel front desk
Complimentary room upgrade (excluding suites) at check-in, if available
Fine dining priority reservations
$100 celebration dining experience*
Dedicated line at participating restaurants
Complimentary valet parking at select destinations

Platinum: 200,000+ Tier Credits

Annual 5-night complimentary cruise in an oceanview stateroom on Royal Caribbean or Celebrity Cruise Line*
Priority access to pool cabana, spa, and salon reservations
Dedicated line at the cashier’s cage
30% Bonus on Slot Dollars earned through slot, video poker, and video lottery play
4 p.m. late checkout if available
1 p.m. early check-in if available, with 24-hours’ notice
A yearly suite upgrade in Las Vegas, up to 3 nights
Yearly $600 air travel credit to Las Vegas*
15% discount at participating retail shops
$200 celebration dining experience*
Early preferred access to priority seating at select events
Expedited valet and taxi service

NOIR: By Invitation Only

Annual 7-night complimentary cruise in a balcony stateroom on Royal Caribbean or Celebrity Cruise Line*
Increased MGM Rewards Points earning limits
40% Bonus on Slot Dollars earned through slot, video poker, and video lottery play
Yearly $1,200 air travel credit to Las Vegas*
VIP check-in lounge at select destinations
Guaranteed hotel, restaurant, and show reservations with 24-hour notice
$500 celebration dining experience*
Complimentary transportation to and from the nearest airport with your hotel stay

* These perks are only available to qualifying members . A qualifying member is one who earns the minimum number of tier credits required for each level. If you earn status through a third party or status match, you are not eligible for these bonuses.

Bottom Line: Your MGM Rewards elite level is determined by the number of tier credits you earn over 1 calendar year from January 1 to December 31. As soon as you reach the required number of points for the next tier level, your status will be advanced and you’ll maintain that status for the rest of that year, the following calendar year, through January of the third calendar year. For example, if you earn Gold status in August 2023, your status would be valid through January 31, 2025.

Tier Status Match

MGM will match tiers from other casino loyalty programs.

Here’s a look at the status match opportunities for other Nevada casino loyalty programs. To see options for other states, check out the full list of casino loyalty program tier matches .

MGM Collection with Marriott Bonvoy

MGM Rewards Gold members and above with a Marriott Bonvoy account can link their accounts to receive reciprocal benefits and a status match.

MGM Rewards Gold matches to Marriott Bonvoy Silver Elite
MGM Rewards Platinum matches to Marriott Bonvoy Gold Elite
MGM Rewards NOIR matches to Marriott Bonvoy Ambassador Elite

MGM Rewards Gold, Platinum, and NOIR members will be eligible for bonus points, free Wi-Fi, reservation guarantees, and more once their accounts are linked.

Southwest Airlines

M life Rewards members who are also Southwest Rapid Rewards members can earn 600 Rapid Rewards points for each qualifying stay at all Las Vegas MGM Rewards destinations.

Royal Caribbean and Celebrity Cruise Line

MGM Rewards members receive special benefits and perks when cruising with Royal Caribbean or Celebrity . Benefits vary based on your MGM Rewards status. If you’re a member of both MGM Rewards and Royal Caribbean’s Crown and Anchor Society, you’ll need to choose which benefits you want to receive at the time of booking as they can’t be combined.

Royal Caribbean Crown and Anchor Society Members and Celebrity Captain’s Club members can status match to MGM Rewards tier levels by visiting an MGM Rewards desk. Status matches can’t be done online or over the phone.

Hot Tip: The onboard MGM Rewards benefits on Royal Caribbean and Celebrity cruises are not available to those who got MGM Rewards status through the tier match program.

MGM Rewards members can save up to 30% on their next car rental from Avis.

Cirque du Soleil

MGM Rewards members can save up to 25% off ticket prices and have access to preferred seating for select Cirque du Soleil performances.

Thunder Valley Casino Resort

MGM Rewards members can receive benefits and offers through Thunder Valley Casino Resort, located in Northern California.

Cashman Photo

As an MGM Rewards member, you can receive special discounts and benefits at all Cashman Photo Enterprise locations at MGM Resort properties in Las Vegas.

With the MGM Rewards card , you can earn points that can be redeemed Slot Dollars or MGM Rewards points.

With this card, you’ll earn:

3 points and 3 tier credits per $1 spent at MGM Resorts properties
2 points and 2 tier credits per $1 spent at supermarkets and gas stations
1 point and 1 tier credit per $1 spent everywhere else

Plus, as a cardmember, you’ll automatically receive an upgrade to Pearl status and priority check-in at MGM Resorts.

So, is this card worth getting? Probably not. Even for high rollers who spend a lot at MGM properties, there are other credit cards out there that will offer even more benefits.

Alternative Credit Card Options to the MGM Rewards Card

You can earn 3x points on all travel (including MGM Resorts) by using the Chase Sapphire Reserve ® , Citi Strata Premier℠ Card , or the Ink Business Preferred ® Credit Card .

If you’re interested in earning points at U.S. supermarkets , check out the American Express ® Gold Card that earns 4x (up to $25,000 per calendar year; 1x thereafter).

If you’d like a card that earns bonus points at gas stations , consider the Marriott Bonvoy Business ® American Express ® Card also earns 4x points at U.S. gas stations.

Bottom Line: For most people, the MGM Rewards card isn’t worth it. There are so many other entertainment and travel rewards credit cards out there that offer more benefits and higher-earning capabilities than this card.

If you’re a regular on the Las Vegas Strip, you might be familiar with MGM Rewards. As a member, you’ll earn points that can be applied to your hotel, dining, and entertainment bills. You’ll also earn tier credits toward elite status.

If you rarely travel to Vegas, don’t worry — MGM Rewards is valid at MGM properties across the U.S. as well as those in China and Japan.

Even if you aren’t a big gambler, you can sign up for MGM Rewards for free to earn perks anytime you try your hand at Lady Luck!

The information regarding the MGM Rewards™ Mastercard ® was independently collected by Upgraded Points and was not provided nor reviewed by the issuer.

The information regarding the Citi Strata Premier℠ Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

Frequently Asked Questions

What does mgm rewards get you.

As an MGM Rewards member, you’ll earn points and tier credits that will earn lots of benefits, including Slot Dollars and hotel discounts.

What is the MGM Rewards program?

MGM Rewards is the loyalty program for MGM Resorts, which includes 13 properties located on the Las Vegas Strip as well as additional properties around the world. You’ll earn points based on hotel charges, dining, table games, and slot play.

Do MGM points expire?

Yes, MGM Rewards points expire after 6 months without activity (earning Slot Dollars or Tier Credits) for Sapphire members. For Pearl, Gold, Platinum, and NOIR members, points don’t expire as long as the member remains at one of those tier levels.

What hotels use MGM Rewards?

MGM Rewards are used by MGM hotels and resorts. This includes popular Las Vegas hotels like Aria, Bellagio, Mandalay Bay, and MGM Grand.

What is M life Rewards?

M life Rewards is the name of the loyalty program previously used by MGM resorts. The updated program called MGM Rewards launched on February 1, 2022.

Is Mirage a part of MGM?

The Mirage is now owned and operated by Hard Rock International, which took over in December 2022. The hotel is expected to be rebranded as Hard Rock Las Vegas after renovations.

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About Katie Seemann

Katie has been in the points and miles game since 2015 and started her own blog in 2016. She’s been freelance writing since then and her work has been featured in publications like Travel + Leisure, Forbes Advisor, and Fortune Recommends.

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UP's Bonus Valuation

This bonus value is an estimated valuation calculated by UP after analyzing redemption options, transfer partners, award availability and how much UP would pay to buy these points.

Welcome to the MGM Rewards™ Mastercard®

Be one of the few to experience the larger-than-life spectacle of Formula 1 ® with an exclusive room & ticket package, only with MGM Rewards.

Don't already have the MGM Rewards™ Mastercard ® ?

With the MGM Rewards Mastercard, you can turn everyday purchases into points that can be redeemed for Slot Dollars and MGM Rewards Points to use towards rooms, dining, and entertainment.

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Account features & benefits.

Enjoy the convenience and many benefits your account has to offer.

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Manage your account online to check balances, view transactions, make payments and more.

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MGM Rewards™ Mastercard ®

With the MGM Rewards Mastercard, you can turn everyday purchases into elevated experiences by earning points for every dollar spent. 1 And, more points means you can earn exclusive access, valuable benefits, and incredible rewards faster and enjoy world-class offerings at MGM Rewards Destinations more often. And, best of all, all these benefits are available to you with no annual fee 2 .

You earn Points and Tier Credits 1

You earn MGM Mastercard Points everywhere you make purchases with your card. Those rewards can be redeemed for Slot Dollars or MGM Rewards Points to use towards rooms, dining and entertainment. You also earn Tier Credits that help you advance to a higher tier and enjoy additional benefits exclusive to cardholders.

Your Points and Tier Credits add up fast

Earn up to 3 Points and 3 Tier Credits per $1 spent 1 when you make purchases with your MGM Rewards Mastercard. Use it for purchases at MGM Rewards destinations, supermarkets, restaurants, on gas – everywhere you shop.

3X - Earn 3 points and 3 tier credits per $1 spent at MGM Rewards Destinations 1
2X - Earn 2 points and 2 tier credits per $1 spent on gas and supermarkets 1
1X - Earn 1 point and 1 tier credit per $1 spent everywhere else including BetMGM deposits. 1

You get Pearl Status

Pearl Status entitles you to many exciting perks! Your MGM Rewards Tier will remain at least Pearl Status as long as your MGM Rewards Mastercard account remains open and in good standing.

You get priority check-in privileges

Show your MGM Rewards Mastercard when you arrive to gain access to priority hotel check-in at any MGM Rewards Destination.

1 See your Credit Card Rewards Terms and Conditions for details. MGM Resorts International owns the MGM Rewards program. Please visit mgmrewards.com or call 866.789.6716 for MGM Rewards program rules, including earning, redemption, expiration or forfeiture of Points and Tier Credits. Your MGM Rewards Tier will remain at least Pearl Status and your points will not expire, as long as your account remains open and in good standing.

2 For additional information about Annual Percentage Rates (APRs), fees and other costs, see your Summary of Credit Terms.

The information on this page may contain links to other websites. Any products, services, or information accessed through these links are not provided or guaranteed by First National Bank of Omaha. The websites accessed through these links may have privacy and security policies that are different than First National Bank of Omaha. Please review privacy and security policies when visiting third party websites.

We reserve the right to change your account terms for reasons described in your Cardmember Agreement.

MGM Resorts International endorses responsible gaming. If you or someone you know has a problem gaming responsibly, please call the 24-hour Problem Gamblers HelpLine at 800.522.4700. Excludes Michigan Disassociated Persons.

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How to pick the right travel credit card for you

Editor's Note

So you've decided to get a travel credit card — congratulations. Now comes the hard part: finding the card that makes the most sense for your wallet.

With so many options on the market, it can be difficult to pick out what kind of credit card will offer you the most value based on your lifestyle and spending habits. To help you make the decision that's best for you, follow these four simple steps.

Decide between a cobranded or general travel rewards card

First and foremost, you'll want to consider the type of travel card you want and the type of rewards you wish to earn. There are two main categories to consider here: cobranded travel credit cards and general travel rewards credit cards.

Cobranded travel credit cards are affiliated with a particular airline or hotel and often come with brand-specific travel benefits. For airline cards , that means perks like free checked bags, priority boarding and inflight discounts. Hotel cards may include annual hotel credits or automatic hotel elite status.

Since cobranded cards help you earn rewards within a specific travel program, they're best suited for frequent travelers loyal to a particular brand, like United Airlines or Marriott.

General travel rewards credit cards allow you to earn rewards within a credit card rewards program with various redemption options. With a general travel card, you might be able to transfer your rewards to multiple airline and hotel loyalty programs or use them to book travel through your card issuer's travel portal. You may also be able to redeem your rewards for statement credits, gift cards and select merchandise.

General travel credit cards are typically better for those who want flexibility in their rewards without being tied to a specific airline or hotel brand.

Related: Why all travelers should earn transferable rewards

Find a valuable welcome offer

Next, you'll want to identify a card with a hefty — yet achievable — welcome offer, which can sometimes single-handedly justify your ownership of the card for years on end.

Take stock of your ability to meet the minimum spending requirements on a given offer. For example, the popular Chase Sapphire Preferred® Card 's typical welcome offer is 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. Spending $4,000 in three months isn't a terribly high bar to clear, but make sure you can meet that spending level if you're considering getting the card.

Rewards cards with higher welcome offers typically come with higher minimum spending requirements. You'll also want to keep an eye on card offer histories and potentially take advantage of any elevated welcome offers on cards you're interested in.

Related: The best welcome offers this month

Maximize bonus categories

If you've found a card with a nice sign-up bonus, be sure that it has bonus categories conducive to your spending habits so that you can take advantage of them as much as possible.

If you spend a lot in a given category, like restaurants, groceries or travel , find a card that earns multiple points or miles per dollar when you spend at those places. Predictably, most travel cards also offer bonus rewards when you spend on travel, with Marriott Bonvoy cards offering bonus rewards at Marriott properties, for example, or more general Chase cards offering bonuses when you book travel through Chase Travel℠ .

Welcome offers and bonus categories will make up a major chunk of how you earn rewards, so choose wisely.

Justify the annual fee

Lastly, we recommend only considering the cards with perks that will make a difference to you, with benefits that will help you justify an annual fee (if the card has one) and that you can derive value from the next time you book a trip.

For example, premium offerings like The Platinum Card® from American Express offer lavish perks that are seemingly never-ending. The Amex Platinum has well over $1,400 worth of benefits and statement credits, mostly to offset its $695 annual fee (see rates and fees ), but if you can't take advantage of those perks and find yourself paying almost $700 for benefits you aren't taking advantage of, the card won't be worth it.

There are plenty of cards with no annual fee , which is a good place to start. That said, most annual fees on cards are justifiable and can be more than offset if you use the card and its perks wisely.

Related: The complete guide to credit card annual fees

Bottom line

With so many cards on the market, we know it can be difficult to find the one that's right for you, especially if you're new to the world of points and miles . Our advice is to go for a general travel rewards card if you are a free agent or a specific airline or hotel card if you are loyal to a particular brand. Follow the simple steps in this guide to help narrow your options, and keep it locked on TPG for more advice on finding the right card to help fund your next big trip.

Related: Best travel cards of 2024

For rates and fees of the Amex Platinum, click here .

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USA TODAY 10Best

What are the best rewards credit cards and travel loyalty programs? Vote now

July 2, 2024 // By 10Best Editors

By 10Best Editors July 2, 2024

— Our editors and readers independently select what you see on 10Best. When you buy through a link on our site, we may earn an affiliate commission.

Travel can be expensive, but those availing themselves of the best loyalty and rewards programs are offered plenty of opportunities to earn free or discounted travel and hotel rooms through everyday spending on gas, groceries, and other purchases.

To find the best options, we invited a panel of travel and miles-and-points experts to share their favorite programs for American travelers — the credit cards, frequent flyer programs, and hotel loyalty programs with the best earning potential, flexibility, extra perks, and ease of redemption.

Now, it's your turn to vote for your favorites and help us name the 10 best of 2024 in each of five categories. Voting ends on Monday, July 29 at noon ET, and you can vote once per day, per category.

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Click on each category below to vote:

Best Airline Credit Card

Which airline has the best credit card rewards program?

Free flights, priority boarding, upgrades, and no luggage fees — these are just some of the rewards and perks you receive when you start making purchases with a good airline credit card.

USA TODAY 10Best teamed up with a panel of miles-and-points experts to nominate the best airline credit cards available. Now, we need you to help select a winner. Which airline credit card do you favor?

Vote: Best Airline Credit Card »

Best Frequent Flyer Program

These frequent flyer programs offer passengers big benefits

Savvy frequent travelers know that loyalty to a specific airline can translate to big savings on flights, as well as the chance to receive upgrades. But not all loyalty programs work the same or have equal benefits.

So, we asked miles-and-points experts to nominate the most worthwhile programs — those with plenty of ways to earn and redeem miles, great coverage, and an abundance of flight options when it comes time to book that free trip.

Which frequent flyer program do you think is the best?

Vote: Best Frequent Flyer Program »

Best Hotel Loyalty Program

From early check-in to free stays, these hotels offer some of the best perks to loyal members

Just about every hotel brand offers some sort of loyalty program for their guests, rewarding frequent stays with discounted or free nights, in addition to other perks such as upgrades, free Wi-Fi, or late check-out. With so many programs to choose from, how do you pick the right one to save big bucks on travel?

We asked miles-and-points experts to nominate their favorites, and now we need you to crown a winner. Which hotel loyalty program is tops?

Vote: Best Hotel Loyalty Program »

Best Rewards Credit Card

A good rewards credit card offers users greater flexibility on how they earn and redeem points, with no need to fly the same airline, stay in the same hotel chain, or rent from the same car company on every trip.

We asked a panel of miles-and-points experts to tell us their favorite general rewards credit cards, and we need you to help us pick a winner. Vote for your favorite card once per day.

Vote: Best Rewards Credit Card »

Best Travel & Hotel Credit Card

The rewards on these travel and hotel credit cards can add up quickly

Free upgrades, early check-in, and award nights — these are just a few of the perks for spending on a good hotel or travel credit card. To find the best of the bunch, USA TODAY 10Best teamed up with a panel of miles-and-points experts to nominate the top options on the market for American travelers, based on perks, redemption rates, and other benefits.

Which credit card is your favorite?

Vote: Best Travel & Hotel Credit Card »

Remember, you can vote once per day in each category. The 10 nominees with the most votes in each category will be announced on Wednesday, August 7.

From dog parks to dog bars: Best pet-friendly spots in the US

Shipping luggage? These 6 services make for lighter, easier travel

Everyone obsesses over credit card points, but in 10 months of travel I uncovered 6 other money-saving benefits

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I traveled Latin America and Antarctica for nearly a year, and I was glad to have my credit cards with me.
Benefits like hotel status, travel insurance, and airport lounge access made my trip cheaper and easier.
No credit card benefits (or points) are worth it if you can't pay your balance in full.

Although a lot of the media around credit card benefits focuses primarily on using points, there are many other perks that aren't as well-known and can save users thousands of dollars. From loyalty perks to insurance coverage to rental car benefits, there are so many additional reasons to use credit cards — if you do so responsibly.

I recently returned from traveling around Latin America and Antarctica for 10 months and was more grateful than ever to have my credit card perks and protections with me.

Please note that I don't recommend using credit cards this way if you don't pay off the full balance each month.

Below are some of my favorite, lesser-known perks.

1. Hotel status

Several of my cards — including the Marriott Bonvoy Business® American Express® Card and IHG One Rewards Premier Credit Card — both come with automatic loyalty status. The status isn't the highest tier for either chain, but it still comes with a multitude of benefits.

Both my gold-level Marriott and platinum-level IHG statuses have led to a series of free treats from brownies to fruit baskets. At a Marriott property in India, the company offered lunch to myself and my three companions when our room wasn't ready upon arrival, and an IHG property in the same country offered me a free foot massage.

Read our Marriott Bonvoy Business credit card review and our IHG One Rewards Premier credit card review .

2. Insurance

Many credit cards offer insurance policies. One of the most common is an increase in the purchase protection warranty on items you buy with your card. For instance, Chase purchase protection applies to many of the best Chase credit cards .

There are also several travel-related insurance options. A number of cards will offer money if your bag is delayed or damaged — when it isn't reimbursed by the airline — as well as pay for essentials that you may need to buy while you wait for the bag to arrive. Though I've never had to deal with this myself, I know a number of people who have lost bags and were unaware that this coverage existed.

Finally, many of the best credit cards with travel insurance also come with accident and emergency insurance, which can protect you should something happen during your travels. Just like travel insurance covers evacuation insurance, your card will, too — which can help in a sudden medical emergency.

3. Rental car damage waiver

Another popular coverage is the rental car damage waiver you'll find on many of the best travel credit cards , which allows you to decline the (often costly) waivers that the rental car companies offer themselves. This is one of the most common benefits and it is included with nearly every card.

All you have to do is pay for the rental car with your card, decline their damage waiver, and submit paperwork to your bank after the incident happens. (Note that you do often have to pay the rental car company first and the bank reimburses you.)

4. Lounge access

Credit cards offer a variety of lounge access options. American Express has Amex Centurion Lounges , Chase has the new Chase Sapphire Lounges , and Capital One has its own lounge chain. In addition, there are specific airline lounges and networks like Priority Pass and Plaza Premium.

You'll typically find credit cards with airport lounge access to be mid and higher-tier cards, usually with an annual fee of $150 or more. This is one of my favorite perks because it allows me to get food without having to worry about the extreme airport prices. Some lounges also offer services like beauty services, massages, and places to work.

5. Discounts

Most major companies offer discounts through credit card linked offers , and they're often on items you're already using or buying. Over the past few months, I've received Paramount+ for free, $30 off of a Turo, and $10 off at a restaurant I was already planning on going to — and more. These often have to be activated on your banking website or app first, or you're required to shop through the bank's online shopping portal .

6. Global Entry/TSA Precheck credit

The best credit cards with Global Entry and TSA Precheck allow you to pay for the service using your card and then credit you for the full cost. TSA Precheck allows users to go through security screening without taking off their shoes and or taking certain items out of their bags, as well as to use a separate line. Global Entry allows for an expedited customs process when returning to the U.S.

While using credit cards to accumulate points and miles can be a great way to help you travel for less, there are other benefits that could end up saving you even more.

If you enjoyed this story, be sure to follow Business Insider on Microsoft Start.

Everyone obsesses over credit card points, but in 10 months of travel I uncovered 6 other money-saving benefits

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This Las Vegas Resort Is Opening 25 Exclusive Penthouses to the General Public for the First Time Ever — Here's What They're Like

Rates for the Boulevard Penthouses at The Cosmopolitan of Las Vegas start at $5,000 a night.

Since Jay-Z, Beyonce, Coldplay, and all of their friends helped open The Cosmopolitan of Las Vegas in December 2010, the resort has oozed a fun, sexy, and hip vibe. Today, the property's whimsical and design-forward aesthetic continues to draw guests, along with its strong food and beverage programming, emblematic three-story chandelier bar draped in 21 miles of crystal beads, and contemporary chambers — many of which are fitted with Japanese soaking tubs and wraparound balconies.

In total, The Cosmopolitan has 3,033 rooms spread across two towers. While all accommodations offer spectacular center Strip views, the Boulevard Tower has some of the best vistas in the city. And crowning this tower is a collection of 25 penthouses, which span the top five floors. Until now, these rarefied suites have been the exclusive purview of high rollers with million-dollar credit lines, but following the property's sale to MGM Resorts in 2022, things are changing.

Travel + Leisure can exclusively confirm the Boulevard Penthouse collection is now open for reservations to the general public, with rates ranging from $5,000 to $30,000 a night when not committed to casino customers. Those looking to book will find accommodations starting at 2,000 square feet for a one-bedroom suite to 5,000 square feet for a four-bedroom residence. In terms of design, three separate firms — Daun Curry, Richmond International, and Tihany Design — collaborated with Marnell Companies to curate distinctive motifs.

Related: This $3 Billion Las Vegas Hotel Is the Tallest in the City — With 36 Restaurants, 7 Pools, and a Private Club

The Boulevard Penthouses spare no expense, featuring 24-karat gold finishes, hand-cut Italian mosaics, and extravagant amenities. Suites are accented with individual design elements like studio-style Boston grand pianos, showstopping marble baths, birdcage display steam showers, swings, and opulent billiard tables. Of course, they all feature bars customized to guests’ preference, bathrooms stocked with Oribe toiletries, Knesko masks, and Dyson hair dryers. Plus, everything from the music to the drapes is managed by a smart Control4 system.

Related: I've Lived in Las Vegas for 8 Years — Here's My Ultimate Guide to Sin City

Guests are greeted at Harry Reid International Airport and chauffeured to the resort. Check-in is handled in a subterranean lounge, and dedicated butlers are on hand 24/7, should you need your shoes polished; a multicourse meal from the property’s new eatery, LPM, delivered to your suite; or an escort to the Marquee Nightclub . And while they can also open the kitchens of Asian eatery Red Plate day or night, perhaps the butlers' greatest trick is their ability to deliver a slice from the property's secret pizzeria or a breakfast sandwich from Eggslut, sparing guests the potentially hour-long wait in line.

For reservations email: TheBoulevard@cosmopolitanlasvegas.com

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We believe everyone should be able to make financial decisions with confidence. And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free.

So how do we make money? Our partners compensate us. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Our partners cannot pay us to guarantee favorable reviews of their products or services. Here is a list of our partners .

MGM Rewards Rolls Out Major Changes, Including Waived Resort Fees

Sally French is a travel rewards expert who joined NerdWallet in 2020. She previously wrote about travel and credit cards for The New York Times and its sibling site, Wirecutter.

Outside of work, she loves fitness, and she competes in both powerlifting and weightlifting (she can deadlift more than triple bodyweight). Naturally, her travels always involve a fitness component, including a week of cycling up the coastline of Vietnam and a camping trip to the Arctic Circle, where she biked over the sea ice. Other adventures have included hiking 25 miles in one day through Italy's Cinque Terre and climbing the 1,260 steps to Tiger Cave Temple in Krabi, Thailand.

She lives in San Francisco.

Megan Lee joined the travel rewards team at NerdWallet with over 12 years of SEO, writing and content development experience, primarily in international education and nonprofit work. She has been published in U.S. News & World Report, USA Today and elsewhere, and has spoken at conferences like that of NAFSA: Association of International Educators. Megan has built and directed remote content teams and editorial strategies for websites like GoAbroad and Go Overseas. When not traveling, Megan adventures around her Midwest home base where she likes to attend theme parties, ride her bike and cook Asian food.

Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

Update: MGM Rewards and World of Hyatt have announced an end to the partnership discussed below. Additionally, MGM and Marriott have announced a forthcoming partnership. You can read more about these developments here .

MGM Resorts International, which runs more than a dozen properties in Las Vegas including the Bellagio, MGM Grand, Mandalay Bay and New York New York, as well as other resorts around the U.S., China and Japan, announced today a massive overhaul to its loyalty rewards program.

What’s changing for M Life

The name change from M life Rewards to MGM Rewards is just the start. Among the most notable changes to the program include complimentary self-parking with Pearl status or higher, and — for the highest tiers of status — air travel credits for flights to Las Vegas, complimentary cruises and dinner parties.

And there’s one new benefit set to make waves bigger than what you’ll find at the Mandalay Bay Beach wave pool — waived resort fees with direct bookings for members with Gold status or higher.

Resort fees have created among the biggest headaches for travelers — and have even led to lawsuits . These are additional fees often not advertised up front, which resorts typically say covers the cost of amenities that can be as simple as in-room Wi-Fi, as well as things like use of the pool.

At most of the Las Vegas MGM properties, resort fees typically run between $35 and $45 per night, which can be particularly astounding when base room rates sometimes cost less than $50 (thus turning what you may have thought was a $50 nightly rate to closer to $100). At present, it’s tough to find Las Vegas hotels without resort fees .

Plus, for the first time in the program’s history, you’ll earn MGM Rewards points for non-gaming spending.

That aligns the MGM Rewards program with Caesars Rewards , which is the casino rewards program from one of MGM’s closest competitors. In that program, you earn 1 Caesars reward credit for every dollar on almost all spending at Caesars properties, including room reservations and purchases at restaurants, entertainment, shops and amenities. Like the Caesars Rewards program, MGM Rewards lets you redeem your points toward dining, entertainment and hotel stays.

» Learn more: Caesars versus MGM Rewards

With MGM Rewards, you’ll earn 4 tier credits and 1 MGM Rewards point per $1 spent on eligible hotel stays and dining across all tiers at all MGM Resorts destinations.

MGM Rewards status levels

The refreshed MGM Rewards tiers are Sapphire, Pearl, Gold, Platinum and Noir. Here's how to reach them and their best benefits.

How to attain Sapphire status: Simply sign up and you’ll join the program at this entry-level.

Sapphire status perks include:

Earn MGM Rewards points for purchases including entertainment, dining and room stays at all MGM Rewards destinations.

Earn Slot Dollars when you play slots, video poker and video lottery terminals at all MGM Rewards destinations.

Access to the guaranteed lowest room rates when booking direct.

How to attain Pearl status: Earn 20,000 tier credits (previously 25,000) per earning year, or match with World of Hyatt Discoverist status.

Pearl status perks include:

All of the above Sapphire perks.

10% bonus on Slot Dollars.

Complimentary self-parking.

No expiration.

How to attain Gold status: Earn 75,000 tier credits per earning year, or match with World of Hyatt Explorist status.

Gold status perks include:

All of the above Pearl and Sapphire perks.

20% bonus on Slot Dollars.

Waived resort fees for up to two rooms when booking direct.

Space-available room upgrades.

A dedicated line at hotel check-in and some restaurants.

A dining credit worth $100 for participating MGM-owned restaurants (though you do not receive this benefit if you earned status through a matching program).

How to attain Platinum status: Earn 200,000 tier credits per earning year.

Platinum status perks include:

All of the above Gold, Pearl and Sapphire perks.

30% bonus on Slot Dollars.

Late check-out until 4 p.m.

Annual suite upgrade in Las Vegas.

Dining credit worth $200 (rather than $100) for participating MGM-owned restaurants (though you do not receive this benefit if you earned status through a matching program).

A $600 annual air travel credit to Las Vegas.

A complimentary cruise on Royal Caribbean or Celebrity Cruises. You’ll receive one cruise for two per year in an Oceanview Stateroom consisting of a three, four, or five-night Bahamas or Caribbean cruise on Royal Caribbean or Celebrity Cruises.

Expedited valet and taxi service.

How to attain Noir status: Invitation only. NerdWallet asked, and MGM Rewards told us they do not disclose how status is granted.

Noir status perks include:

All of the above Platinum, Gold, Pearl and Sapphire perks.

Earn a 40% bonus on Slot Dollars.

A dining credit worth $500 (rather than $100 or $200) for participating MGM-owned restaurants.

A $1,200 annual air travel credit (rather than $600) to Las Vegas.

As far as the cruise goes, you’ll get upgraded service One cruise for two per year in a Balcony Stateroom consisting of a seven-Night Caribbean or Bermuda cruise on Royal Caribbean or seven-Night Caribbean, Europe, Alaska or Bermuda cruise on Celebrity Cruises.

Who benefits the most from the MGM Rewards changes?

Non-gambling resort goers.

The biggest winners here are resort goers who are more likely to devote their vacation funds to dining, activities and other entertainment besides gambling. The old loyalty program was rewarding when it came to spending on slots, but not much else.

Even if you never gamble, you could still find yourself in the top tiers if you spend enough money on other Vegas expenses, like restaurants and shows.

Another crew of people who benefit are those who don’t mind booking directly, rather than through an online travel agency like Expedia .

World of Hyatt members who want to match status

Another set of big winners here are World of Hyatt members, which is the loyalty program for Hyatt Hotels and Resorts. A partnership between the two companies allows you to status match. Plus, members can earn World of Hyatt points for stays at all Las Vegas MGM Rewards destinations.

As was the case with the old program, you can choose either MGM Rewards tier credits or World of Hyatt points for spending at Hyatt properties.

Here’s how status matching looks for Hyatt members:

Table showing World of Hyatt/MGM Rewards status matching

Self-parking at MGM Resorts in Las Vegas starts at $15 per night, which alone can be enough to offset the World of Hyatt Credit Card annual fee of $95 . Explorist status can be more easily earned by holding the Hyatt-branded card, which includes 5 qualifying night credits towards your next tier status every year, as well as two additional qualifying night credits towards status every time you spend $5,000 on the card. And it might be worth chasing simply for waived resort fees alone.

World of Hyatt card members can use this link to match status.

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Yuri Gagarin Cosmonaut Training Center
Central Museum of the Air Forces at Monino
Peter the Great Military Academy
Bykovo Manor
Balashikha Arena
Malenky Puppet Theater
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Ramenskii History and Art Museum
Noginsk Museum and Exhibition Center
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Members can access discounts and special features

Elektrostal, visit elektrostal, check elektrostal hotel availability, popular places to visit.

Electrostal History and Art Museum

You can spend time exploring the galleries in Electrostal History and Art Museum in Elektrostal. Take in the museums while you're in the area.

Cities near Elektrostal

Places of interest
Yuri Gagarin Cosmonaut Training Center
Central Museum of the Air Forces at Monino
Peter the Great Military Academy
History of Russian Scarfs and Shawls Museum
Bykovo Manor
Balashikha Arena
Malenky Puppet Theater
Fryazino Centre for Culture and Leisure
Military Technical Museum
Church of Our Lady of Kazan
Drama Theatre BOOM
Balashikha Museum of History and Local Lore
Pekhorka Park
Orekhovo Zuevsky City Exhibition Hall
Borisoglebsky Sports Palace
Ramenskii History and Art Museum
Church of Vladimir
Shirokov House
Noginsk Museum and Exhibition Center
Pavlovsky Posad Museum of Art and History
Saturn Stadium
Zheleznodorozhny Museum of Local Lore
Stella Municipal Drama Theater
Fairy Tale Children's Model Puppet Theater
Fifth House Gallery
Likino Dulevo Museum of Local Lore
Malakhovka Museum of History and Culture
Art Gallery of The City District

Will Trump chicken out of the presidential debate? Probably. He's a Grade-A coward.

Until we see him set foot on the debate stage thursday night in atlanta, there’s a strong chance the former president chickens out and runs to the safety of a rally..

The breathless advance coverage of the first debate between President Joe Biden and a well-known convicted felon has overlooked one key question: Will Donald Trump actually show up?

Until we see him set foot on the debate stage Thursday night in Atlanta , there’s a strong chance the former president chickens out and runs to the safety of a rally where he can comfortably air his myriad grievances and extract money from his gullible fans.

It wouldn’t be the first time he has blown off a debate. He refused to attend the second of three scheduled presidential debates in 2020 because it would be held virtually due to the COVID-19 pandemic.

And this year, he blew off all the GOP presidential primary debates .

Trump blasts out conspiracy theories ahead of a debate he clearly fears

Thursday's debate is on CNN with hosts Jake Tapper and Dana Bash moderating. There will be no audience, and the microphones will be cut off so only one candidate can speak at a time. These are all things Trump agreed to , but that hasn't stopped him and his allies from using unhinged conspiracy theories to lay down suppressive fire ahead of what they’re already claiming will be a “rigged” debate .

It’s on CNN, so it’s rigged against Trump! The moderators are Trump haters! Best of all, of course, is the now-gospel belief in the right-wing media ecosystem that Biden will be juiced up on some kind of magical elixir of youth .

Presidential debate prep: Trump spent the weekend lying. Biden prepped. Thursday's debate will be interesting.

“He’s gonna be so pumped up,” Trump said of Biden at a recent Wisconsin rally. “He’s gonna be pumped up.”

With what? The Super Soldier Serum that turned Steve Rogers into Captain America?

Trump's MAGA minions peddle pathetic claim Biden will be on drugs

Trump campaign adviser Jason Miller said the former president is always “demonstrating elite stamina” and “does not need to be programmed by staff or shot up with chemicals like Joe Biden does.”

What are the chemicals? Who knows? The lunkheaded speculation runs from simple caffeine to cocaine to vague “performance-enhancing drugs.” Where is the evidence? There is none. When you live in MAGA-Fantasyland, no evidence is required, just fever-swamp daydreams.

Trump has called for a drug test prior to the debate, ironic coming from a guy who keeps getting on rally stages and babbling nonsensically about sharks and Hannibal Lecter .

We must stop pretending Trump is a normal candidate

But despite all this preemptive excuse-making, many in the news media continue to presume Trump will show up at Thursday night’s debate and behave like a normal political candidate. He won’t because he is not in any way, nor has he ever been, a normal political candidate.

He is a narcissist and a liar. He is a convicted felon and an election denier. He is wholly disinterested in policy and singularly focused on grifting his followers and covering his own behind.

Either Trump won't show up at the debate, or he'll storm out

There are only a few honest scenarios that can be teased out ahead of the debate.

The first, as mentioned before, is Trump turns tail and runs away from the debate, screaming about how it’s unfair and he’s treated so horribly and everyone is out to get him. A WHAAAAAAAAmbulance is dispatched to pick him up and deliver him to a nearby MAGA rally, where he delivers a record-breaking two continuous hours of woe-is-me-ing.

Young voters are watching: Gen Z will be watching Trump and Biden debate. Will the old guys say the right things?

The second possibility is Trump shows up to the debate and then, after having his microphone cut off a couple of times or hearing a question about his own behavior that he considers unfair, storms off the stage, creating a dramatic, faux-tough-guy scene he can use to raise more money to pay his copious legal bills .

And if Trump does stay, it will be all noise and chaos and lies

The third possibility is Trump shows up and goes through the whole debate, acting like the oafish boor he is, hollering when his mic is off, making up fact-free nonsense about “rigged elections” and a “Biden crime wave” and whatever else passes through his spider-filled brain.

Then, afterward, he rails against the moderators, makes up more lies about Biden being on drugs, claims complete and total victory, says that “many are calling it the greatest debate performance they’ve ever seen,” and then puts out a slew of transparently scam-like fundraising emails trumpeting how the media and the deep state are trying to destroy him.

How some still pretend there’s anything remotely normal about Trump is beyond me. The only thing he is at this point is predictable. You know he'll do all these crazy things because those are EXACTLY the same crazy things he has always done.

The bar for Biden at the debate has been set so low a snake could trip over it. But despite all the “Sleepy Joe” rhetoric coming from Trump and his Republican allies, it’s clear they know Thursday night might not end well for Trump.

That’s why my money is on him fleeing like the coward he has repeatedly shown himself to be.

He’s going to say he won, no matter what. Why bother showing up in the first place?

Follow USA TODAY columnist Rex Huppke on X, formerly Twitter, @RexHuppke and Facebook facebook.com/RexIsAJerk

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Will Trump show up to Thursday's debate with Biden? Probably not
The breathless advance coverage of this week's presidential debate has overlooked one key question: Will Donald Trump actually show up?