trip and travel usa reviews

• North America Tours

USA Tours and Trips 2024/2025

The American Dream. The Greatest Country in the World. The World’s Biggest Superpower. America’s position in recent history often makes it feel arrogant, but a trip to the US makes you realize just how wrong those notions are. Sure, America is forward-thinking, fast-moving and has one step into the future. But it also knows how to live. During a trip to USA you come across a number of beautiful traditions, great cuisines and spectacular attractions and there is no shortage of natural beauty either. 

• USA Travel Guide
• 12 Things to do in the USA

+300 Trips in USA with 173 Reviews

• Starts New York, USA
• Ends New Orleans, USA

Real Big Apple to Big Easy

• Best price guaranteed
• No booking fees
• Tour Type Small Group Tour
• Activities Active and outdoor & City sightseeing Active and outdoor , City sightseeing , Camping & Museum and gallery visits 'data-more-tripid='3522'>+2 more
• Accommodation Hostel
• Transport Private Vehicle, Boat & Train
• Age Range 18-35 yrs
• Operated in English
• Brochure Price: US$ 2,895
• Special Deal (15%): - US$ 434
• Total Price from: US$ 2,461
• Jun 16 Only 10 seats left
• Jul 07 Only 9 seats left
• View More Jan 1, 2019 Jan 2, 2019 Jan 3, 2019

• Starts Los Angeles, USA
• Ends Las Vegas, USA

LA to Vegas Adventure

• Activities City sightseeing
• Accommodation Hotel, Camping & Hostel
• Transport Private Vehicle
• Age Range 15-99 yrs
• Brochure Price: US$ 1,470
• Special Deal (15%): - US$ 220
• Total Price from: US$ 1,250
• May 14 Only 4 seats left
• Jun 11 Only 2 seats left

• Starts Las Vegas, USA

Wonders of the American West

• Tour Type Group Tour
• Activities Explorer & Adventure
• Accommodation Hotel, Lodge & Resort
• Transport Coach, 4WD Jeep & Private Vehicle
• Age Range 5-99 yrs
• Brochure Price: US$ 4,671
• Special Deal (15%): - US$ 701
• Total Price from: US$ 3,970
• May 12 Only 10 seats left
• May 19 Only 9 seats left

• Ends New York, USA

New York Explorer

• Activities Festivals and events
• Accommodation Hotel
• Transport Ferry & Coach
• Feb 22 Only 5 seats left
• Feb 28 Only 6 seats left

Spotlight on New York City

• Transport Ferry
• Age Range 1-95 yrs
• May 09 10+ seats left
• May 16 10+ seats left

• Starts Anchorage, USA
• Ends Anchorage, USA

Denali Alaska Highlights

• Free cancellation
• Trip customizable
• Activities Trekking and Hiking & Adventure Trekking and Hiking , Adventure , Camping , Wildlife & Rafting 'data-more-tripid='43847'>+3 more
• Accommodation Camping, Guest House, Hotel & Tent
• Transport Boat, Bus & Flight
• Age Range 10-79 yrs
• Brochure Price: US$ 3,270
• Special Deal (10%): - US$ 327
• Total Price from: US$ 2,943

• Starts Nashville, USA

Rhythms of the South

• Activities Adventure & Explorer
• Transport Coach, Boat & Bus
• Brochure Price: US$ 2,450
• Special Deal (22%): - US$ 532
• Total Price from: US$ 1,918
• May 20 Only 6 seats left
• Jun 10 Only 8 seats left

• Starts Honolulu, USA
• Ends Honolulu, USA

Honolulu Hawaii Experience 7D/6N

• Activities Adventure
• Accommodation Hotel & Hostel
• Age Range 18-99 yrs
• May 01 10+ seats left
• May 02 10+ seats left

Eastern USA & Canada Escape

• Activities Natural landmarks sightseeing & City sightseeing
• Transport Coach, Boat, Bus, Private Vehicle & Flight
• Age Range 10-99 yrs
• Brochure Price: US$ 3,835
• Special Deal (32%): - US$ 1,238
• Total Price from: US$ 2,597
• Jun 17 10+ seats left
• Jul 15 10+ seats left

• Ends San Francisco, USA

Wild Western USA

• Activities Natural landmarks sightseeing & National parks
• Brochure Price: US$ 2,740
• Special Deal (15%): - US$ 411
• Total Price from: US$ 2,329
• Jul 09 Only 2 seats left

• Ends Miami, USA

New York to Miami

• Activities City sightseeing & Chill out
• Transport Coach & Boat
• Age Range 13-99 yrs
• May 24 Only 10 seats left
• Jun 07 Only 10 seats left

• Ends Los Angeles, USA

Western Trails

• Accommodation Hotel & Lodge
• Transport Coach
• Jun 21 Only 10 seats left
• Jul 05 Only 10 seats left

Best of the West

• Accommodation Hotel & Resort
• Transport Coach, Helicopter & Private Vehicle
• Brochure Price: US$ 2,695
• Special Deal (15%): - US$ 409
• Total Price from: US$ 2,286
• Jun 06 10+ seats left
• Jul 11 Only 10 seats left

Utah Parks Circuit

• Activities National parks
• Accommodation Hotel, Camping & Hut
• Transport Private Vehicle & Jeep
• Brochure Price: US$ 2,420
• Special Deal (20%): - US$ 484
• Total Price from: US$ 1,936
• Jun 15 Only 3 seats left
• Jul 20 Only 10 seats left

USA Tour Reviews

• Ms. Aimee A.

USA - Tour Highlights and Travel Tips

Sure, cities like Las Vegas, San Francisco, New York, Washington D.C. and Los Angeles find their way into many traveler itineraries. They even offer more than enough to keep you occupied for weeks at a stretch. But America’s true beauty can be found in its wine regions, national parks, picturesque drives, exotic coastline and quaint little towns. 

Tour Highlights

• Ride to the top of the Empire State Building
• Gawk at the majestic Grand Canyon National Park
• Walk across the Golden Gate Bridge
• Explore the natural phenomenon of Yellowstone National Park
• Take the ferry to see the Statue of Liberty
• Test your luck on the Las Vegas slot machines
• Get lost in Florida's many theme parks

Travel Tips

• The US is a massive country, covering 3.8 million square miles. Unless you’re planning on a (very) extended visit, be sure to do plenty of research beforehand and identify the attractions you most want to see.
• Bear in mind that the US does not use the metric system like most of the world. This is especially important if driving a car, as speed limits and distances are measured in miles rather than kilometres.
• Because it’s such a large and diverse country, you’ll find plenty of differences as you travel from state to state. The people, the cuisine, the accent and even the terminology changes between states. A soft drink might also be called a soda or a pop, depending on where you are.
• Be sure to purchase health insurance before travelling to the US, as healthcare costs can be very expensive.
• You want it? You got it. No matter the time of day or day of the year, you’ll always find an open shop or restaurant as you travel through the US - from fast food chains to old 24-hour highway diners.
• USA budget tours
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United States Reviews & Ratings

I have had an absolutely amazing trip.

My wife and I have had an absolutely amazing trip from San Francisco to Los Angeles via Napa Valley, Yosemite, Death Valley, Zion National Park, Bryce Canyon, Monume...

An absolutely amazing experience,

An absolutely amazing experience, would highly recommend to anyone. Parks we...

Vanessa and Martin

The Vegas to LA trip is amazing.

The Vegas to LA trip is amazing. Excellent and diverse range of trip experiences. Wonderful and breathtaking locations of the Canyons with opportunities to explore b...

The trip itself was amazing!

The trip itself was amazing! The Venus were interesting and beautiful. The food was delicious (especially the buffet at The Grand on Mackinac Island). We enjoyed get...

It was a great trip

It was a great trip with a great group. The food and accommodations were very nice. Our bus broke down at one point but our guide and driver handled it as quickly an...

See all United States reviews

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Audley Travel - USA   Reviews

In the Cultural Tours Provider category

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North Washington Street 77, 4th Floor, 02114 Boston, Massachusetts, US

Reviews 4.5

Most relevant

Paris&London, Mother&Son and a Trip Never Forgotten

Many 5-star reviews over promise and under-deliver. Mine, hopefully will not. From end-to-end our entire experience was positive. Our planner, Lily, was knowledgeable, understanding and creative. She tailored this trip to meet the needs of my mother with walking/stair climbing limitations. This was a life-long dream for my Mom to step foot on the European continent and visit Paris/London. We were worried she would not be able to due to her heart/health issues. However with proper planning, preparation and budgeting for taxis, Uber's and Audley's private drivers the trip was a resounding success. The hotel accommodations met and exceeded expectations, the tour guides were phenomenal (and future pen-pals), and the time saved dealing with 30+ reservations, itineraries, etc. was worth the money spent on our program; remember you're paying for peace of mind and that is what Audley delivered. So, take a chance. Save up the money and plan that dream vacation, photos and souvenirs cannot replace the memories we created in this trip. You never know how much time you have to take a vacation like this, and while pricey, the value will return back to you and then some. It already has for me. Well Done!

Date of experience : March 30, 2024

Lucy Celon - Portugal & Spain - 04/06/2024 - 04/16/2024

The fact that Lucy Celon was our trip planner for Portugal and Spain was nothing short of EXEMPLARY!! Lucy took a personal interest in our trip and from "day one" she displayed that interest!! ANYTHING we wanted to know with respect to the trip, Lucy was always available to provide us with detailed explanations!! Lucy is the personification of a representative of Audley Travel Service and we were so lucky to have her as our advisor, we are grateful as well as appreciative for her assistance all the way through!!

Date of experience : April 05, 2024

Reply from Audley Travel - USA

Hi Robert, Thank you for taking the time to share this incredible feedback about your experience with working with Lucy on your recent trip to Portugal and Spain. We are so pleased to hear that Lucy provided you with such exemplary service from your first interaction through the conclusion of your trip, and that she was always available to answer any questions that you may have had! We have already shared this outstanding feedback with Lucy, as well as with her management team. We look forward to helping you plan your next great adventure! Kind regards, Audley Travel USA

The trip was very well planned with…

The trip was very well planned with attention to details, Driver, tour guide, and pick up were very well choreographed!

Date of experience : April 03, 2024

Audley prepared an itinerary for a… family

Audley prepared an itinerary for a two-week trip to Scotland and Ireland for my family. It was a fantastic trip all around!

Date of experience : March 22, 2024

Hi Ari, We are so happy to hear that Lily helped you plan a fantastic trip to Scotland and Ireland! We would love to know if there was one highlight that stood out above everything else. We have already passed along your feedback to Lily, as well as to her management team, and are looking forward to helping you plan the next great adventure! All the best, Audley Travel USA

Outstanding customer service!

Our Audley experience was extraordinary! From start to finish, our Audley specialist was attentive and catered to our specific requests. She was thorough, thoughtful, professional, and accessible. Every detail of our trip including transport, excursions, accommodations and itinerary was arranged and implemented flawlessly. This was our second trip with Audley and we are currently planning our next adventure. We worked together to customize our travel plans until we were totally satisfied with the pace, and price point that we were aiming for. Travel with confidence, book with Audley!

Date of experience : April 16, 2024

Hi there Wendy, What wonderful feedback! Many, many thanks for taking the time to share. We're incredibly grateful to you for trusting us with your travel plans again. Your specialist Lydia and the rest of our team are deeply gratified to hear your experience this time was as great as the last. Take care, and we look forward to hearing from you when you are ready to plan your next adventure! Warmest regards, Audley Travel USA

The planning for our trip was flawless

The planning for our trip was flawless. Drivers were always on time and uniformly helpful. Hotels were unique--not the usual chains--always lovely and well located. Guides were beyond amazing--knowledgable about history, architecture and art as well as warm and engaging. I can't say enough about Audley's travel services. This was our 6th trip with them and we are already planning another.

Date of experience : March 07, 2024

Hi Lisa, Thank you so much for taking the time to share these kind words with us. We are so happy to hear that Corinne was able to plan yet another flawless trip for you and your husband! We have already shared your kind words with Corinne and her manager, and will be passing along your praise of your guides to our partners in Spain. You are in good hands for your upcoming trip to Croatia, and we look forward to continuing to help you plan amazing adventures around the world! Best wishes Audley Travel US

Laura Coughlin at Audley Travel is…

Laura Coughlin at Audley Travel is absolutely the best! If you have a desire to go to South Africa to visit Cape Town, go on Safari or visit Victoria Falls in Zambia she is the expert. To no surprise, every i was dotted and every t crossed. The transfer drivers always arrived on time whether at the airports or from lodge to lodge. Friendly and knowledgeable about the different townships or villages we drove through. They were great. The binder Audley provided us had every detail organized by date & time which released any stress we might have had, Can’t even begin to tell you what a fantastic trip my wife & I had with select hotels, suggested excursions and the like all by Laura. Gotta be up front, we were nervous about the trip however Laura and her expertise made everything come off without a hitch. She really is the consummate professional and represents Audley to very high standards. Professionally, Dr Mark

Date of experience : March 23, 2024

Hi Mark, Thank you for taking the time to share this incredible feedback with us. We are so happy to hear that Laura’s expertise and guidance helped put you at ease, and that you were able to have such a fantastic experience! We have already share your thoughtful words with Laura, and will make sure to pass along to our partners in South Africa who helped deliver a unique adventure. We look forward to helping you plan more amazing journeys in the future! Best wishes, Audley Travel USA

Audley Great in Exotic Locations

We just got back from a trip to India and Bhutan. This is our 2nd trip with Audley and we would definitely use them again. They have excellent partners (both Audley and local partners) and we felt well taken care of. The trip was well organized and Jason did a great job in keeping us in the loop. My only feedback would be it would be great to see a more itemized bill - you just get one lump sum. But in locations that are difficult or out of the ordinary (like Bhutan) I would definitely go with Audley.

Date of experience : March 09, 2024

Hi Matthew, Thank you for taking the time so share these kind words about your recent trip to India and Bhutan. We are so happy to hear that Jason was so communicative throughout the planning process! We have passed your feedback to Jason, and will make sure our partners in India and Bhutan know how much you appreciated them. We look forward to helping you plan your next great adventure! Kind regards, Audley Travel USA

Liz planned an outstanding tour through all of Egypt for us! The historic temples, tombs, and pyramids were an amazing history lesson. Liz’s knowledge, guidance, and experience were invaluable! Thank you!

Date of experience : February 09, 2024

Hi Elyse, Thank you for taking the time to share these kind words about your recent trip to Egypt. We are so happy to hear that Liz utilized her knowledge and experience to help you plan such an outstanding journey through history! We have already shared your feedback with Liz, and will make sure to share with our partners at Smithsonian Journeys, as well. We look forward to helping you plan your next grand adventure! Kind regards, Audley Travel USA

Barcelona - Spring 2024

We had a fantastic family vacation in Barcelona thanks to the attention and care we received from Eric Carnes. Eric was genuinely interested in our family dynamic and was able to assist us with creating unique opportunities for our time together while experiencing Barcelona. We asked for many unique amenities from customized architectural tours to securing sporting event tickets. He was even able to accommodate our big ask of being in the middle of city in a multi-bedroom apartment with all of the perks of staying in a high end hotel. We highly recommend Audrey Travel and Eric Carnes.

Date of experience : March 26, 2024

Hi Cam, Thank you so much for taking the time to share these incredibly kind words about your experience with Audley. We are so happy to hear that Eric was genuinely interested in what your family wanted out of your trip, and that through his care and attention was able to deliver a truly unique vacation for you! We have already shared your feedback with Eric and his manager. We cannot wait to help you plan your next big adventure! Kind regards Audley Travel USA

Egypt: A Very Well Managed Trip

We have just returned from an eleven day trip to Egypt covering Lower and Upper Egypt including Abu Simbel and a five day Nile cruise. I had requested my country specialist for a couple of hotels we wanted to stay in, the Mena House in Cairo and the Old Cataract in Aswan. Excellent rooms were arranged in both these hotels as well as the Cecil in Alexandria (suggested by our country specialist), which turned out to be delightfully atmospheric. The Sonesta cruise ship was superb both in service, accommodation and food and lived up to its billing. The tour leader who was assigned to us was the very best and took care of all the admin throughout our stay. He was with us in Cairo and Alexandria and was always available on WhatsApp when we were up country. All the little details I had requested, like restaurant bookings for my wife’s birthday, were taken care of. In addition the local representatives arranged for all on the spot restaurant bookings and transfers. The Guides and the transportation throughout were of a very high order and little touches like the VIP service through immigration on arrival at Cairo were very thoughtful. We had planned this trip for the year before but had to defer it by a year at the last moment due to a medical emergency. Our Country Specialist arranged for the whole trip to be pushed a year ahead at no extra cost. This was out third trip with Audley and all have turned out to excellent. A special thanks to Jason, our Country Specialist, who was a fount of knowledge on Egypt, gave excellent advice telling us both what and what not to do and accommodating all of our special requests.

Date of experience : March 20, 2024

Hi Gautam, Thank you for taking the time to share your detailed feedback on your recent trip to Egypt with us. We are delighted to hear that you had such a wonderful experience exploring Lower and Upper Egypt, including Abu Simbel, during your eleven-day journey. We are thrilled to learn that the accommodations at Mena House in Cairo, Old Cataract in Aswan, and Cecil in Alexandria exceeded your expectations. It is fantastic to hear that the Sonesta cruise ship provided exceptional service, accommodation, and food throughout your Nile cruise. We are especially pleased that our tour leader was able to provide top-notch assistance and ensure all administrative aspects were taken care of seamlessly. It is heartening to know that all the little details and special requests were handled with care, including arranging restaurant bookings for your wife's birthday. We appreciate your kind words about Jason, your Country Specialist, who went above and beyond to make sure everything ran smoothly despite the unexpected delay due to a medical emergency. We look forward to welcoming you back on another adventure in the future. Thank you once again for choosing Audley. Many thanks, Audley Travel UK

It was great experience.

This was our first experience using a travel agent to plan a trip for us. It was a trip of a lifetime, and we are ready to do more. We went from Perth, Australia on the Indian Pacific Railway to Adelaide. From there we drove the Great Ocean Road through Port Campbell and down to Melbourne. We then flew to Sydney before returning home. Our highlights were Rottness Island, Winery Tour, Kangaroo Island, Grampians National Park, Pinnacle, Mackenzie Falls, Boroka Lookout, Phillip Island Wildlife Expedition (including the Penguin Parade), Lanes and Arcades Tour in Melbourne, and Sydney Harbour Long Lunch Cruise. Anthony was thorough in talking with us about what kinds of excursions and tours we were interested in doing on this trip. He was there to assist us before, during and after this trip.

Date of experience : February 16, 2024

Hi Connie, Thank you so much for taking the time to provide us with this wonderful feedback. We are so happy to hear that Anthony’s thoroughness helped him create a trip of a lifetime for you and your husband! It sounds like you had several incredible experiences while exploring Australia… if you had to choose, what would you say was your favorite excursion? We have already shared your incredibly kind words with Anthony and his manager, and will make sure to share your feedback with our partners in Australia, as well. We look forward to helping you plan your next big adventure! Warm regards, Audley Travel USA

If you are looking for a five star vacation and you don’t have the time or will to do all of the research and legwork, this is the company for you. Lucy coordinated an amazing trip to Spain for my family of five only weeks prior to the trip.

Date of experience : March 16, 2024

Hi Keith, Thank you for taking the time to provide us with your feedback from your recent trip to Spain. We are so happy that Lucy was able to help you coordinate an amazing last-minute trip for you and your family! We will make sure to pass along your kind words to Lucy, as well as to her manager. We cannot wait to help you plan your next amazing journey! Kind regards, Audley Travel USA

Jason Toms put together a trip of a lifetime…

Jason Toms put together a wonderful trip for my husband and I. Everything went perfectly. Everyday was a highlight. If I could pick one it would be the houseboat in Alleppey. It was a fabulous experience and the food was superb. Overall, there was a nice assortment of different types of accommodations. Our drivers Nagandra and Unni were just wonderful. The pace of the trip worked well for us. It was a great way to see India, we were lucky to be traveling alone, more local people talked to us so that was extra special. You put together a perfect trip for us, Thank you so much!

Hi Melissa, Thank you so much for taking the time to share these kind words with us. We are so happy to hear that Jason helped you and your husband plan the perfect trip to India! We are so glad that your experience was extra special as a result of the interactions you were able to have with the locals. We have already shared your feedback with Jason and his management team, and will be passing along your kind words to our partners in India, so Nagandra and Unni know how much they impacted your trip. We look forward to helping you plan your next grand adventure! Best regards Audley Travel US

Once in a lifetime trip to Iceland

Audley travel organized a wonderful trip for my family of 7 to Iceland. We had fantastic, knowledgeable guides to help us get the most out of our experiences in this gorgeous country. We were basically taken care of every step of the way from arriving at the airport to being driven back. Our agent, Julia Mole was responsive to our requests and constructed the perfect trip for us. We really did have a once in a lifetime trip to Iceland including Northern Lights, Ice Cave, Lava tube, Highlands SuperJeep tour, black beaches, geysers, geothermic pools, many beautiful waterfalls, finding the elusive Arctic Fox ,and even seeing an erupting volcano (that we were able to get pictures of on our way back to the airport). We had a very happy group of travelers.

Hi Lynne, Thank you so much for taking the time to provide us with this wonderful feedback of your time in Iceland. We are so happy to hear that Julia was able to assist you in putting together the perfect trip for you and your family! Of all the amazing experiences that you had, we would love to know – was there one that stood-out above all of the rest? We have already shared your kind words with Julia, and will make sure to pass your feedback along to our partners in Iceland who helped deliver such a memorable trip! We look forward to helping you plan your next great adventure. Warmest regards, Audley Travel USA

A dream trip

We have just returned from a phenomenal trip to southern Spain and Morocco , which we planned as a special adventure with our 13 year old grandson. We can't say enough about our specialist Corinne, who planned every detail to perfection, keeping our grandson in mind: the unique boutique hotels and riad, outstanding activities, hand picked guides, excellent restaurant recommendations, cultural hints, etc. We look forward to planning more trips with Audley!

Date of experience : March 13, 2024

Hi Don and Ricky, Thank you so much for taking the time to share these kind words about your recent trip to Spain and Morocco. We are so happy to hear that Corinne was able to help you plan such a phenomenal adventure for you and your grandson! We are positive that he will cherish those special memories his entire life. We have already shared your kind words with Corinne, and will make sure to pass along your praise to our partners in both Spain and Morocco who helped deliver your dream trip. We look forward to helping you plan more grand adventures in the future! Best wishes Audley Travel US

Fantastic trip

My wife and I just returned from a fantastic trip to Agra and Rajasthan. Our trip creator, Jason Toms, put together an itinerary nicely balanced between urban and rural experiences. The rural sites allowed us to interact with locals in non commercial settings that weren’t possible in the urban settings. Throughout the process of creating the trip, taking it and upon our return, Jason listened, was very attentive and supportive, and was easily reachable. We can’t thank him enough for our very special trip. This was our second positive experience with an Audley planned trip. The local support and guides helped make the trip a pleasant experience. We look forward to working with Audley again.

Hi Chris, Thank you so much for taking the time to share this feedback. We are so happy that to hear that Jason was attentive and supportive during the planning process, and that he was able to create the perfect itinerary for you and your wife! We hope your second trip with us was as fantastic as your first! We have already shared your kind words with Jason and his manager, and will be passing your nice kind words along to our partners in India who helped make your time there so pleasant. We look forward to helping you plan your next big adventure! Best wishes, Audley Travel US

Audley is the BEST!

Audley was very detailed and helpful from beginning to end going above and beyond the call of duty. I truly appreciate this as it was my first time making such a huge travel.

Hi Kamille, Thank you so much for taking the time to share these kind words with us. We are so happy to hear that Thora was so helpful in making your first big trip a success! We have already shared your kind words with Thora and her manager. We look forward to helping you plan your next grand adventure! Kind regards, Audley Travel USA

Our Japan trip was to be a trip of a lifetime

Our Japan trip was to be a trip of a lifetime. Once we paid our full trip cost we heard nothing though Asha From Audley said we would talk more about details of trip three weeks out. Three weeks came and we get an email Asha had a wedding to go to and then she will be in Korea. Long story short run from this agency. Asha built us an itinerary for a 30 year old we are in our late 60’s and 80’s. It’s sad when a trip of a lifetime is ruined by greed!

Dear Jan, We are truly disheartened to learn about your experience. We are sorry to hear about the service you received from us - this is undoubtedly not the high standard we hold ourselves to. Rest assured, a member of our Client Experience Team will be reaching out to you as a matter of urgency. Thank you for bringing this matter to our attention. We are committed to resolving this issue promptly and ensuring your concerns are heard. Best wishes, Audley Travel

Veronica at Audley created a seamless…

Veronica at Audley created a seamless and fascinating experience in Cambodia and Vietnam. The highlight was the interaction with local guides - not just their knowledge but their life stories, their personal warmth and concern. I want to particularly cite Nara in Siem Reap and Hau David in Hoi An. Nara cared for us as would have for his parents. Hau found services and restaurant tables we never could have found for ourselves. Each was always available and always a pleasure to be with. Like Veronica herself.

Date of experience : January 25, 2024

Hi Gary, Thank you so much for taking the time to share this kind and thoughtful feedback! We're thrilled to hear you had such positive experiences with our guides during your trip and have no doubt the feelings are mutual. As for Veronica, we can only wholeheartedly agree with you there-- she's a gem, and we'll make sure your review gets back to her. Take care, and we look forward to hearing from you when you are ready to plan your next adventure! Warmest regards, Audley Travel USA

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Fully Guided Tours & Trips in USA

Find the right fully guided tour for you in USA. There are 994 trips to choose from, that range from one day in length, up to 29 days. The month with the most departures is September, making it the most popular time to visit USA.

250+ Fully Guided tour packages in USA with 18,924 reviews

• In-depth Cultural

Vegas to San Fran

• Mountain Hikes
• Hiking & Trekking

7 Day Southwest National Parks Grand Canyon Camping Tour

This was an amazing package! It covered everywhere I wanted to see in the South West area and our guide (John) was very good and familiar with what he was doing, he took us to places that we would not have known at all if not in the tour. The only thing that was off putting as a non-American, not to blame the tour but more a cultural shock, was that everywhere we went (including this tour itself) at the end we were supposed to tip which I had never seen in my entire life in Europe. But overall a very nice and memorable trip.

• 5% deposit on some dates Some departure dates offer you the chance to book this tour with a lower deposit.

California National Park Discovery

Chad is a great driver and guide. He gave us so much useful information and insights to the places we hiked and walked to and through. Chad has a thirst for knowledge and looks up our questions and later shares the information with us. I liked most of the hotels and motels we went to.

Hiking Utah's Mighty 5

Utah’s Big 5 My trip was absolutely amazing! We had Matt as our guide/CEO. He’d always make sure everything is going all right, never rushed us on hikes, was knowledgeable and would always tell stories about places we visited. It was raining the first two days, and we couldn’t make it to some trails, but it didn’t stop our guide to come up with some other plans. Since he knows the area well, we went on a couple more different hikes instead of the ones we couldn’t do. Cannot be more happier with the amount of trails we’ve done! Also, I was the only vegan in our group, so I was happy to know that there would always be something for me to eat, it was not a problem at all. The campgrounds were nice and clean, definitely better than I expected. I loved everything about the tour, thank you for making it such a great experience ????☀️

Private Tour- 7 day Southwest National Parks Grand Canyon Tour

• Christmas & New Year

Mighty 5 From Las Vegas

My wife and I had a wonderful week and experience in Utah! Everything was handled and we had a great trip. Our tour guide, Dave Showalter, was very knowledgeable, helpful, and patient with us throughout the trip. We were able to see and experience the 5 national parks along with some extras thrown in as well. Our small group was comfortable, friendly, and everyone contributed to us having an amazing week!

Gold Experience – 6 Days

The whole tour was really great. All our destinations were amazing. The tour guides were all good.. A great experience.

Mighty 5 From Salt Lake City

Wynn was a wonderful guide. Hotels were very nice. No complaints about anything. This is an amazing adventure and the entire trip was flawless.

Hike Alaska: Glaciers and Denali

Had a wonderful time in Alaska. A combination of the sights and sounds and what we saw as well as the CEO and other participants made it a great experience. A well balanced program with options to please all interests, it was a good time for all of us. Can't control the weather though, which would have made it a five star vacation. Would do it again in a heartbeat.

Wild Western USA

The tour guide Chris was amazing.

Western USA National Parks Loop

This was a great tour, I highly recommend

• Photography
• Walking Adventure

Yellowstone / Grand Teton 4 Day / 3 Night Wildlife Adventure

This trip was completely worth the time and money spent! We had the pleasure of having two guides: Gannon and Rachel, and they could not have been nicer people. Informative, enlightening, funny, interesting -- they just couldn't have been any better. The scenery in Grand Teton and Yellowstone was magnificent, and we saw plenty of wildlife, up close and at a distance. Hotels were pleasant, and the meals were good. I would recommend this trip to anyone who hasn't traveled to the western United States.

Best of Utah & Arizona National Parks

Sehr guter Tourguide. Kompakte Woche und genau meinen Vorstellungen entsprechend. Würde ich jeder Zeit wider buche. Einziger Magel Punkt: Die Kominikation vor der Tour mit Gaventures war schwierig.

• Coach / Bus

American Parks Trail (Classic, End Denver, 9 Days)

The Tour Director and driver were first class, keeping us both very amused, and very safe. Some of the downsides were due to the weather, at times, which nothing could be done about, so we got on with it. Some of the main downs were due to my naivety, in thinking some facilities (like cash paying taxis from SLC airport; I persuaded a friendly Uber driver to accept cash!) were what I was used to, and that I wouldn't have to re-enter security when changing planes from LHR to SLC, at PHX, even though I was on a connecting, booked, flight, and my baggage had already been labelled for both airports appropriately, at LHR. Altogether, a very good, and memorable holiday, where I visited some parts of the Parks that I visited before, but saw many more, and different sights in them.

American Parks Trail (Classic, End Rapid City, 9 Days)

What people love about fully guided tours in usa.

It was one of the best tours that I even had. We visited many beautiful places and the tour has the best camping side at the View. I cannot thanks enough for our guide, Hogan. He is very professional, knowledgeable, patient, responsible and kind. I highly recommend this tour!

the tour itself was amazing. The national parks do not disappoint. The travel accomodations were very cramped and uncomfortable. I am only 5 foot tall and I was cramped in this 14 passenger van. Food opportunities were limited.

the best way to explore the vastness and glory of the Utah desert is by camping and hiking in small groups. I enjoyed this trip immensely, it was challenging enough but not too much. Our guide was a brave and resourceful powerful woman. I am planning my next trip with you already!

Regions in USA

• Western USA (637)
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• Fully Guided
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• Best Time to Visit the West Coast, USA in 2024/2025 (with California)
• Best USA Vacation Spots for Couples: Parks, Cities and more
• 5 Best Guided Backpacking Trips & Tours
• Best 10 Day USA Itineraries 2024/2025 (with Reviews)

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The 10 Best Group Travel Tour Companies for 2023

Caroline Morse Teel

Caroline Morse Teel is the Managing Editor for SmarterTravel Media. Follow her adventures around the world on Instagram @TravelWithCaroline.

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For those truly epic, once-in-a-lifetime destinations, you want to leave your itinerary to the experts. Whether your dream is to see the Big Five on an African Safari, trek tall mountains, explore European cities, or something even wilder, a group tour is the easiest way to do it.

However, picking the wrong group tour company is the quickest way to ruin your trip. Make sure you choose a tour company that aligns with your goals and travel styles. Do you want an intimate group tour or do you prefer to make lots of new friends in a big group? Does the price line up with what you like (luxury vs. budget)? Is the itinerary going to all the places you want to see? 

We’ve done the research and found the very best group travel tour companies for 2023 for every type of traveler.

Best Overall Group Travel: Exodus Travels

With trips on every continent, Exodus Travels covers anywhere on this planet that you could possibly want to go, from popular destinations like the Amalfi Coast to well off-the-beaten path adventures like Tajikistan. This award-winning group travel company boasts thousands of repeat customers who sign up for trips year after year (97% of past participants would recommend Exodus Travels to a friend). 

These small group tours operate with only around 12-16 people, and always feature experienced local leaders who can give you a unique insight into your destination. Exodus Travels caters to any type of travel style, including trips broken down by type of activity (think walking, cycling, multi-adventure, winter, or cultural) as well as type of traveler (family, age group, etc.). There are curated collections (coastal, “away from it all”, European wilderness, and trips of a lifetime) to inspire you, as well as self-guided options for when you want all the benefits of a group tour planner without the actual group. Looking for that special safari? Exodus Travels just partners with the African Wildlife Foundation to create carefully curated luxury adventures that go above and beyond the standard safari. 

Exodus Travels tours work for almost any budget, with options that range from affordable to premium. 

Top Trip: Explore under-the-radar Europe by foot on Exodus Travels’ Lakes & Mountains of Slovenia walking tour .

A Taste of the Sweet Life in Slovenia

Best Adventure Group Travel: World Expeditions

World Expeditions has been taking adventurous travelers to remote locations all over the world ever since its first group trek through Nepal in 1975. Today, World Expeditions offers active itineraries on every continent. Intrepid travelers can opt for trips themed around mountaineering, rafting, cycling, hiking, and more. 

World Expeditions aims to leave communities and places where they operate tours better than they found them. Trips are created using the company’s Thoughtful Travel Charter as a guideline, which emphasizes respect for the environment, sustainability, having a positive impact on local communities, protecting wildlife, and more. 

World Expeditions’ trips are capped at just 16 people to provide a good experience for participants, and there are no single supplements for solo travelers willing to share a room with someone of the same gender. 

Top Trip: Summit Africa’s tallest mountain on a fully-supported trek up Kilimanjaro on World Expeditions’ eight day trip up the beautiful Lemosho Route . 

Best Budget Group Travel: G Adventures 

For travelers on a budget, G Adventures offers cheap group tours that make dream destinations accessible to nearly anyone. (Think: sailing the Galapagos for just $1,124 , criss-crossing India’s Golden Triangle for $559 , or spending 8 days in Bali for less than $800.)

G Adventures is one of the best tour companies for solo travelers as well, as most trips don’t have a single-supplement. You can choose to share a room with another G Adventures solo traveler, or pay extra to have your own space.

G Adventures keeps costs down by opting for cheaper hotels and local meals, and making certain activities optional (for an additional cost). Pick your travel style—options range from “basic” to more luxe tours run in partnership with National Geographic. Family tours, local living tours (featuring homestays), and wellness-focused tours are also available. 

Top Trip: G Adventures’ China Express trip is a great way to see the highlights of China if you’re short on both time and budget. 

8 Trending Destinations to Visit in 2023

Best Educational Group Tours: EF Go Ahead Tours

When you really want to learn about a destination, consider a group trip with EF Go Ahead Tours . EF is the world’s largest private education company, and the Go Ahead Tours arm capitalizes on the company’s relationships with local educators, historians, and tour guides to create group trips that take you deep into a destination. 

These small group tours generally cap at 38 travelers, and feature unique educational experiences. For a bucket list trip, EF Go Ahead Tour’s special event tours are particularly enticing, as they offer behind-the-scenes access to tough-to-plan trips like Oktoberfest in Munich or Cherry Blossom season in Japan. 

Intimidated by solo travel? EF Go Ahead Tours is a great option for solo travelers, since it offers designated trips for solo travelers , where everyone is traveling alone, making it less intimidating.  

Top Trip: Bring the tastes of Italy home with you on EF Go Ahead Tours’ Food & Wine: Piedmont & Tuscany tour (operated in partnership with America’s Test Kitchen), where you’ll learn how to make local dishes. 

Best Responsible Group Travel: Intrepid Travel

Looking for a responsible group travel operator that focuses on bettering the communities and destinations they visit? Intrepid Travel is the world’s largest travel B Corporation, a certification for companies doing good. 

Intrepid Travel’s tours focus on sustainability, diversity, inclusion, and sustaining communities. The company has its own charity, The Intrepid Foundation , which has donated over 7 million dollars to over 130 community organizations. 

Intrepid Travel’s small group tours attract a wide range of travelers, but they are especially great for younger travelers, as they have a large number of trips designed for people aged 18-29 . (Other trips, including family-focused trips, are geared toward any age.)

Top Trip: Experience unforgettable wildlife encounters on Intrepid Travel’s Premium Uganda & Rwanda trip which includes time with the mountain gorillas of Uganda’s Bwindi Impenetrable Forest. 

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Best Private Group Travel: Kensington Tours

Whether your group consists of just two people or involves taking the entire extended family, Kensington Tours will take all the hassle of planning out of the equation. This private group operator creates personalized trips and itineraries tailored to your preferences, while their experts handle all the logistics and bookings. 

Plans are entirely flexible, and can even be changed while on the trip on a whim. Need some inspiration? Browse Kensington Tours’ travel ideas , to get some ideas for your next adventure. 

Top Trip: Sail around the stunning shores of Croatia and the Dalmation Islands on a private luxury catamaran on Kensington Tours’ fully customizable tour . 

Best Polar Group Travel: Chimu Adventures

Whether you’re headed north to the Artic or south to Antarctica, Chimu Adventures has the perfect polar group trip for you. Chimu Adventures has some of the most variety for polar trips, with options to fly, cruise, or a combination of both to get to your destination.

For an ultra-unique Antarctica trip, Chimu Adventures offers cruises departing from Australia or New Zealand (most Antarctica trips depart from Argentina). Can’t stay long? Book one of Chimu Adventures’ scenic flights to Antarctica , which fly as far as the south pole in one spectacular 16-hour day.

Chimu Adventures is one of the cheapest group trips to Antarctica, with rates starting under $5,000.

Top Trip: If you’re pressed for time (or simply don’t have the stomach for the Drake Passage), Chimu Adventures’ Antarctica Fly Cruise will get you to the ends of the earth quickly and smoothly.

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Best Group Tours for Solo Travelers: For the Love of Travel

Group tours can be a great way to meet new people, but they can sometimes skew on the older age range. If you’re between 25-39 and a solo traveler looking to meet new people, you’ll love For the Love of Travel . All participants on the trips are between 25-39, and according to the company, 80 percent are solo travelers—so you’ll make friends fast. Hoping to meet someone who will be more than just a friend on your next trip? Trips include a balanced number of “gal and guy spots” to ensure an even balance of genders within groups (and of course, non-binary genders are always welcome). 

For the Love of Travel offers weeklong (or longer) international trips as well as shorter weekender trips to nearby destinations like Mexico or Denver—perfect for people without a lot of vacation time.

Top Trip: Sleep in a glass igloo under the Northern Lights, go sledding with huskies, and warm up in traditional saunas on For the Love of Travel’s Lapland tour , already booking dates for 2024.

Best Biking Tours Group Travel: DuVine Cycling

Biking through the rolling hills of Italy or across the mountain roads of Chile sounds like a dream, but the logistics seem daunting (especially if you don’t want to haul all your own stuff from point-to-point). Enter: DuVine Cycling , a luxury small group tour company that specializes in bike trips. 

With trips across Europe, Latin America, Africa, Asia, and the United States, DuVine Cycling is a cyclist’s dream. Choose from all-biking trips or mix things up with a cycle and sail bike tour or a multi-sport adventure —no matter what, everything is included, from luxury boutique accommodations to top-quality name brand bikes. 

Top Trip: DuVine’s Holland Bike Tour promises “tulips, windmills, beer, and cheese”—what more could you need?

Best Luxury Group Travel: Abercrombie & Kent

Abercrombie & Kent has been delighting discerning travelers since 1962. Today, they take travelers on unforgettable adventures across over 100 different countries and all seven continents. Although Abercrombie & Kent’s trips are pricey, they encompass once-in-a-lifetime experiences like private jet tours around the world or luxury chartered cruises .

There are trips designed for solo travelers and families , and the small group journeys max out at around 14-18 guests.

Top Trip: Swim with whale sharks in the Philippines, feed proboscis monkeys in Malaysia, and photograph wild tigers in India on Abercrombie & Kent’s Wildlife Safari: Around the World by Private Jet trip , already booking dates into 2024.

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11 Best Travel Insurance Companies in April 2024

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If the past few years have shown us anything, it’s that travelers need to be prepared for the unexpected — from a pandemic to flight troubles to the crowded airport terminals so many of us have encountered.

Whether you’re looking for an international travel insurance plan, emergency medical care or a policy that includes extreme sports, these are the best travel insurance providers to get you covered.

How we found the best travel insurance

We looked at quotes from various companies for a 10-day trip to Mexico in September 2024. The traveler was a 55-year-old woman from Florida who spent $3,000 total on the trip, including airfare.

On average, the price of each company’s most basic coverage plan was $126.53. The costs displayed below do not include optional add-ons, such as Cancel For Any Reason coverage or pre-existing medical condition coverage.

Read our full analysis about the average cost of travel insurance so you can budget better for your next trip.

However, depending on the plan, you may be able to customize at an added cost.

As we continue to evaluate more travel insurance companies and receive fresh market data, this collection of best travel insurance companies is likely to change. See our full methodology for more details.

Best insurance companies

Types of travel insurance

What does travel insurance cover, what’s not covered, how much does it cost, do i need travel insurance, how to choose the best travel insurance policy, what are the top travel destinations in 2024, more resources for travel insurance shoppers, top credit cards with travel insurance, methodology, best travel insurance overall: berkshire hathaway travel protection.

Berkshire Hathaway Travel Protection

• ExactCare Value (basic) plan is among the least expensive we surveyed.
• Speciality plans available for road trips, luxury travel, adventure activities, flights and cruises.
• Company may reimburse claimants faster than average, including possible same-day compensation.
• Multiple "Trip Delay" coverage types might make claims confusing.
• Cheapest plan only includes fixed amounts for its coverage.

Under the direction of chair and CEO Warren Buffett, Berkshire Hathaway Travel Protection has been around since 2014. Its plans provide numerous opportunities for travelers to customize coverage to their needs.

At $135 for our sample trip, the ExactCare Value (basic) plan from Berkshire Hathaway Travel Protection offers protection roughly $10 above the average price.

Want something cheaper? Air travelers looking for inexpensive, less comprehensive protections might opt for a basic AirCare plan that includes fixed amounts for its coverage .

Read our full review of Berkshire Hathaway .

What else makes Berkshire Hathaway Travel Protection great:

Pre-existing medical condition exclusion waivers available at no extra cost.

Plans available for travelers going on a cruise, participating in extreme sports or taking a luxury trip.

ExactCare Value (basic) plan was among the least expensive we surveyed.

Best for emergency medical coverage: Allianz Global Assistance

Annual or single-trip policies are available.

• Multiple types of insurance available.
• All plans include access to a 24/7 assistance hotline.
• More expensive than average.
• CFAR upgrades are not available.
• Rental car protection is only available by adding the One Trip Rental Car protector to your plan or by purchasing a standalone rental car plan.

Allianz Global Assistance is a reputable travel insurance company offering plans for over 25 years. Customers can choose from a variety of single and annual policies to fit their needs. On top of comprehensive coverage, some travelers might opt for the more affordable OneTrip Cancellation Plus, which is geared toward domestic travelers looking for trip protections but don’t need post-departure benefits like emergency medical or baggage lost.

For our test trip, Allianz Global Assistance’s basic coverage cost $149, about $22 above average.

What else makes Allianz Global Assistance great:

Annual and single-trip plans.

Plans are available for international and domestic trips.

Stand-alone and add-on rental car damage product available.

Read our full review of Allianz Global Assistance .

Best for travelers with pre-existing medical conditions: Travel Guard by AIG

Travel Guard by AIG

• Offers last-minute coverage.
• Pre-Existing Medical Conditions Exclusion Waiver available at all plan levels.
• Plan available for business travelers.
• Cancel For Any reason coverage only available for higher-level plans, and only reimburses up to 50% of the trip cost.
• Trip interruption coverage doesn't apply to trips paid for with points and miles.

Travel Guard by AIG offers a variety of plans and coverages to fit travelers’ needs. On top of more standard trip protections like trip cancellation, interruption, baggage and medical coverage, the Cancel For Any Reason upgrade is available on certain Travel Guard plans, which allows you to cancel a trip for any reason and get 50% of your nonrefundable deposit back as long as the trip is canceled at least two days before the scheduled departure date.

At $107 for our sample trip, the Essential plan was below average, saving roughly $20.

What else makes Travel Guard by AIG great:

Three comprehensive plans and a Pack N' Go plan for last-minute travelers who don't need cancellation benefits.

Flight protection, car rental, and medical evacuation coverage, as well as annual plans available.

Pre-existing medical conditions exclusion waiver available on all plan levels, as long as it's purchased within 15 days.

Read our full review of Travel Guard by AIG .

Best for those who pack expensive equipment: Travel Insured International

Travel Insured International

• Higher-level plan include optional add-ons for event tickets and for electronic equipment
• Rental car protection add-on for just $8 per day, even on lower-level plan.
• Many of the customizations are only available on the higher-tier plan.
• Coverage cost comes in above average in our latest analysis.

Travel Insured International offers several customization options. For instance, those going to see a show may want to add on event ticket registration fee protection. Traveling with expensive gear?Consider adding on coverage for electronic equipment for up to $2,000 in coverage.

Be sure to check which policies are available in your state. You will need to input your destination, residence, trip dates and the number of travelers to get a quote and see coverages.

What else makes Travel Insured International great:

Comprehensive plans include medical expense reimbursement accidents, sickness, evacuation and pre-existing conditions, depending on the plan.

Flight plans include coverage for missed and canceled flights and lost or stolen baggage.

Read our full review of Travel Insured International .

Best for adventurous travelers: World Nomads

World Nomads

• Travelers can extend coverage mid-trip.
• The standard plan covers up to $300,000 in emergency evacuation costs.
• Plans automatically cover 200+ adventurous activities.
• No Cancel For Any Reason upgrades are available.
• No pre-existing medical condition waivers are available.

Many travel insurance plans contain exclusions for adventure sports activities. If you plan to ski, bungee jump, windsurf or parasail, this might be a plan to consider.

Note that the Standard plan ($72 for our sample trip), while the most affordable, provides less coverage than other plans. But it can be a good choice for travelers who are satisfied with trip cancellation and interruption coverage of $2,500 or less, do not need rental car damage protection, find the limits to be sufficient and do not need coverage for certain more adventurous activities.

What else makes World Nomads great:

Comprehensive international travel insurance plans.

Coverage available for adventure activities, such as trekking, mountain biking and scuba diving.

Read our full review of World Nomads .

Best for medical coverage: Travelex Insurance Services

Travelex Insurance Services

• Top-tier plan doesn’t break the bank and provides more customization opportunities.
• Offers a plan specifically for domestic travel.
• Sells a post-departure medical coverage plan.
• Fewer customization opportunities on the Basic plan.
• Though perhaps a plus for domestic travelers, keep in mind the Travel America plan only covers domestic trips.

For starters, basic coverage from Travelex Insurance Services came in at $125, almost exactly average for our sample trip.

Travelex’s plans focus heavily on providing protections that are personalized to your travel style and trip type.

While the company does offer comprehensive plans that include medical benefits, you can also choose between cheaper plans that don’t provide cancellation coverage but do offer protections during your travels.

Read our full review of Travelex Insurance Services .

What else makes Travelex Insurance Services great:

Three comprehensive plans available, two of which cover international trips.

Offers a post-departure plan geared exclusively toward disruptions after you leave home.

Two flight insurance plans available.

Best if you have travel credit card coverage: Seven Corners

Seven Corners

• Annual, medical-only and backpacker plans are available.
• Cancel For Any Reason upgrade is available for the cheapest plan.
• Cheapest plan also features a much less costly Interruption for Any Reason add-on.
• Offers only one annual policy option.

Each Seven Corners plan offers several optional add-ons. Among the more unique is a Trip Interruption for Any Reason, which allows you to interrupt a trip 48 hours after the scheduled departure date (for any reason) and receive a refund of up to 75% of your unused nonrefundable deposits.

The basic coverage plan for our trip to Mexico costs $124 — right around the average.

What else makes Seven Corners great:

Comprehensive plans for U.S. residents and foreigners, including travelers visiting the U.S.

Cheap add-ons for rental car damage, sporting equipment rental or trip interruption for any reason.

Read our full review of Seven Corners .

Best for long-term travelers: IMG

• Coverage available for adventure travelers.
• Special medical insurance for ship captains and crew members, international students and missionaries.
• Claim approval can be lengthy.

While some travel insurance companies offer just a handful of plans, with IMG, you’ll really have your pick. Though this requires a bit more research, it allows you to search for coverage that fits your travel needs.

However, travelers will want to be aware that IMG’s iTravelInsured Travel Lite is expensive. Coming in at $149.85, it’s the costliest plan on our list.

Read our full review of IMG .

What else makes IMG great:

More affordable than average.

Many plans to choose from to fit your needs.

Best for travelers with unpredictable work demands: Tin Leg

• In addition Cancel For Any Reason, some plans offer cancel for work reason coverage.
• Adventure sports-specific coverage is available.
• Plans have overlap that can be hard to distinguish.
• Only one plan includes Rental Car Damage coverage available as an add-on.

Tin Leg’s Basic plan came in at $134 for our sample trip, adding about $8 onto the average basic policy cost. Note that you’ll pay a lot more if you shop for the most comprehensive coverage, and there are eight plans to choose from for trips abroad.

The multitude of plans can help you find coverage that fits your needs, but with so many to choose from, deciding can be daunting.

The only real way to figure out your ideal plan is to compare them all, look at the plan details and decide which features and coverage suit you and your travel style best.

Read our full Tin Leg review .

Best for booking travel with points and miles: TravelSafe

• Covers up to $300 redepositing points and miles on eligible canceled award flights.
• Optional add-on protection for business equipment or sports rentals.
• Multi-trip or year-long plans aren’t available.

Selecting your travel insurance plan with TravelSafe is a fairly straightforward process. The company’s website also makes it easy to visualize how optional add-on elements influence the total cost, displaying the final price as soon as you click the coverage.

However, at $136, the Basic plan was among the more expensive for our trip to Mexico.

What else makes TravelSafe great:

Rental car damage coverage add-on is available on both plans.

Cancel For Any Reason coverage available on the TravelSafe Classic plan.

Read our full TravelSafe review .

Best for group travel insurance: HTH Insurance

HTH Travel Insurance

• Covers travelers up to 95 years old.
• Includes direct pay option so members can avoid having to pay up front for services.
• A 24-hour delay is required for baggage delay coverage on the TripProtector Economy plan.
• No waivers for pre-existing conditions on the lower-level plan.

HTH offers single-trip and multitrip medical insurance coverage as well as trip protection plans.

At around $125, the Trip Protector Economy policy is at the average mark for plans we reviewed.

You can choose to insure group trips for educators, crew, religious missionaries and corporate travelers.

What else makes HTH Insurance great:

Medical-only coverage and trip protection coverage.

Lots of options for group travelers.

Read our full review of HTH Insurance .

As you shop for travel insurance, you’ll find many of the same coverage categories across numerous plans.

Trip cancellation

This covers the prepaid costs you make for your trip in cases when you need to cancel for a covered reason. This coverage helps you recoup upfront costs paid for flights and nonrefundable hotel reservations.

Trip interruption

Trip interruption benefits generally involve disruptions after you depart. It helps reimburse costs incurred for flight delays, cancellations and plenty of other covered disruptions you might encounter during your travels.

This coverage can cover the costs for you to return home or reimburse unexpected expenses like an extra hotel stay, meals and ground transportation.

Trip delay coverage helps cover unexpected costs when your trip is delayed. This is another coverage that helps offset the costs of flight trouble or other travel disruptions.

Note that many policies have a total amount a traveler can claim, with caps on per diem benefits, too.

Cancel For Any Reason

Cancel For Any Reason coverage allows you to recoup some of the upfront costs you paid for a trip even if you’re canceling for a reason not otherwise covered by your standard travel insurance policy.

Typically, adding this protection to your plan costs extra.

Baggage delay

This coverage helps cover the costs of essential items you might need when your luggage is delayed. Think toiletries, clothing and other immediate items you might need if your luggage didn’t make it on your flight.

Many travel insurance plans with baggage delay protection will specify how long (six, 12, 24 hours, etc.) your luggage must be delayed before you can make a claim.

Lost baggage

Used for travelers whose luggage is lost or stolen, this helps recoup the lost value of the items in your bag.

You’ll want to make sure you closely follow the correct procedures for your plan. Many plans include a maximum total amount you can claim under this coverage and a per-item cap.

Travel medical insurance

This covers out-of-pocket medical costs when travelers run into an emergency.

Because many travelers’ health insurance plans don’t cover medical care overseas, travel medical insurance can help offset out-of-pocket health care costs.

In addition to emergency medical coverage, many plans have medical evacuation or repatriation coverage for costs incurred when you must be taken to a hospital or return to your home country because of a medical situation.

Most travel insurance plans cover many trip protections that can help you be prepared for unexpected travel disruptions and expenses.

These coverages are generally aimed at protecting the money you put into your trip, expenses you incur because of travel trouble and costs incurred if you have a medical emergency overseas.

On top of core coverages like trip cancellation and interruption and travel medical coverage, some plans offer add-on options like waivers for pre-existing conditions, rental car collision damage waivers or adventure sports riders. These usually cost extra or must be added within a specified timeframe.

Typical travel insurance policies offer coverage for many unforeseen events, but as you research to select a plan, consider your needs. Though every plan differs, there are some commonly excluded coverages.

For instance, you typically can’t get coverage for a named storm if you bought the coverage after the storm was named. In other words, if you have a trip to the Caribbean booked for Sept. 25 and on Sept. 20 a hurricane develops and is named, you generally won’t be able to buy a travel insurance plan Sept. 21 in hopes of getting your money back.

Many plans also don’t cover activities performed under the influence of drugs or alcohol or any extreme sports. If the latter applies to you, you might want to consider a plan with specific coverages for adventure-seekers.

For numerous plans, a few other situations don’t qualify as an acceptable reason to cancel and make a claim, such as fear of travel, medical tourism or pregnancies (unless you booked a trip and bought insurance before you became pregnant or there are complications with the pregnancy). This is where a Cancel For Any Reason add-on to your coverage can be helpful.

You can also run into trouble if you give up on a trip too soon: a minor (or even multihour) flight delay likely isn’t sufficient to cancel your entire trip and get reimbursed through your plan. Be sure to review what requirements your specific plan has when it comes to canceling a trip, claiming trip interruption, etc.

Travel insurance costs vary widely. The final price of your plan will fluctuate based on your age, length of trip and destination.

It will also depend on how much coverage you need, whether you add on specialized policies (like Cancel For Any Reason or pre-existing conditions coverage), whether you plan to participate in extreme sports and other factors.

In our examples above, for instance, the 35-year-old traveler taking a $2,000 trip to Italy would have spent an average $76 for a basic plan to get coverage for things like trip cancellation and interruption, baggage protection, etc. That’s a little less than 4% of the total trip cost — lower than average.

If there were multiple members in a traveling party or if they were going on, say, a rock-climbing or bungee-jumping excursion, the costs would go up.

On average, travel insurance comes to about 5% to 10% of the trip cost. However, considering many of the plans reimburse up to 100% of the trip cost (or more) for disruptions like trip cancellation or interruption, it can be a worthwhile expense if something goes wrong.

It depends. Consider the following factors that might affect your decision: You’re young and healthy, all your bookings are refundable or cancelable without a penalty, your flights are nonstop, you’re not checking bags and a credit card you carry offers some travel protections . In that case, travel insurance might not be necessary.

On the other hand, if you prepaid a large chunk of money for a nonrefundable African safari, you’re going on a Caribbean cruise in the middle of a hurricane season or you’re going somewhere where the cost of health care is high, it’s not a bad idea to buy a travel insurance plan. Here’s how to find the best travel insurance coverage for you.

If you’re thinking of booking a trip and not planning to buy travel insurance, you may want to consider at least booking refundable airfare and not prepaying for hotel, rental car and activity reservations. That way, if something goes wrong, you can cancel without losing any money.

Selecting the best travel insurance policy comes down to your needs, concerns, preferences and budget.

As you book, take a few minutes to consider what most concerns you. Is it getting stranded because of flight trouble? Having the ability to cancel for any reason you see fit without losing money? Getting sick or injured right before departure and needing to postpone the trip? Injuring yourself or falling ill while overseas?

Ultimately, you want a plan that protects you, your money and the large investment in your trip — but doesn’t cost too much, either.

Medical coverage. If your priority is having adequate medical coverage abroad, you might want to look for plans with high limits for medical emergencies and medical evacuation.

Complex travel itinerary. If your itinerary has lots of flight connections, prepaid hotels and deposits for activities you can’t get back, prioritizing a plan with the best coverage for trip cancellations or interruptions may land at the top of your list.

Travel uncertainty. If you’re on the fence about a trip and have nonrefundable reservations, you may want to select a plan with a Cancel For Any Reason coverage option, which can help you recoup about 50% to 75% of the costs. This helps provide peace of mind, placing the decision on whether to travel entirely in your hands.

Car rentals. If you’re renting a car, a collision damage waiver is often worth looking into.

The following destinations are the top insured destinations in 2024, according to Squaremouth (a NerdWallet partner).

The Bahamas.

Costa Rica.

Antarctica.

In 2022, travelers spent about 25.53% more on trips than they did before the pandemic.

As of December, NerdWallet analysis determined travel prices are 10% higher than pre-pandemic. Each statistic makes a strong case for protecting your travel investment as you plan your next trip.

Bookmark these resources to help you make smart money moves as you shop for travel insurance.

What is travel insurance?

CFAR explained.

Is travel insurance worth getting?

10 credit cards that provide travel insurance.

Here is the list of travel cards offered by Chase that include various forms of travel insurance.

Having one of these in your wallet is a good start to protecting your travel investments and preventing expensive accidents; however, savvy travelers check card terms closely and sometimes supplement with a third-party policy, like from one of the companies above, to better protect themselves.

on Chase's website

• Trip delay: Up to $500 per ticket for delays more than 12 hours.

• Trip cancellation: Up to $10,000 per person and $20,000 per trip. Maximum benefit of $40,000 per 12-month period.

• Trip interruption: Up to $10,000 per person and $20,000 per trip. Maximum benefit of $40,000 per 12-month period.

• Baggage delay: Up to $100 per day for five days.

• Lost luggage: Up to $3,000 per passenger.

• Trip delay: Up to $500 per ticket for delays more than 6 hours.

• Trip delay: Up to $500 per trip for delays more than 12 hours.

• Car rentals: Theft and collision damage for most cars in the U.S. and abroad.

• Trip cancellation: Up to $1,500 per person and $6,000 per trip.

• Trip interruption: Up to $1,500 per person and $6,000 per trip.

• Baggage delay: Up to $100 per day for three days.

We used the following factors to choose insurance providers to highlight:

Breadth of coverage: We looked at how many plans each company offered plus the range of their standard plans. 

Depth of coverage: We considered two data points to get a sense of how much each company pays out for common travel issues — the maximum caps for trip cancellation and trip interruption claims.

Cost: By looking at the costs for basic coverage across multiple companies, we determined an average cost for shoppers to benchmark plan prices against.

Customizability: While standard plans can cover a lot of ground, sometimes you need something a little more personal.

Customer satisfaction. Using data from Squaremouth when available, and Google Reviews as a backup, we can give kudos to companies with better track records from their clients.

No, it doesn’t necessarily get more expensive the longer you wait to purchase. However, as you put off buying insurance, you may lose access to potential plans and coverage options.

In general, buying travel insurance within a few days to two weeks of prepaying or making an initial deposit for your trip is your best bet. Assuming you’re not booking last-minute, this will provide you with access to the widest possible range of coverage options. It also helps prevent any medical conditions or storms that pop up between booking and buying a plan from ending up as excluded situations, which won’t be covered by your plan.

But, generally, many plans do allow you to buy coverage quite close to your departure date.

To get the most out of your travel insurance plan, buy it soon after making your initial prepayment or deposit to ensure you have access to the biggest menu of plans possible.

Select a plan that’s comprehensive enough to cover the travel scenarios you’re most concerned about or likely to encounter but not too expensive or laden with protections you’d never likely need.

Whatever your coverage, thoroughly review the plan so you understand what’s covered and what’s not, plus how to adhere to the plan’s rules for making a claim.

Travelers frequently use phrases like “trip insurance” and “travel insurance,” as well as “trip protection,” interchangeably, but they do mean different things, according to Stan Sandberg, founder of insurance comparison site TravelInsurance.com.

Trip insurance, or trip protection, generally refers to predeparture (or preevent) coverage if you need to cancel. You may see these plans sold by airlines, online travel agencies or even ticketed event sellers.

“You could refer to it as the portion that protects the investment in the trip,” Sandberg says.

A travel insurance plan typically includes that — plus more comprehensive benefits to protect you during your trip, from medical coverage to trip delay and lost baggage protections, and many more elements, depending on the plan.

Though travel insurance is typically not required for international trips, your personal circumstances will play a key role in whether it’s a good investment.

For instance, young, healthy travelers with few prepaid trip expenses embarking on a relatively risk-free trip may not see a need to buy a plan.

Older travelers with complicated itineraries who are visiting destinations where they could potentially fall ill or get injured — or who could encounter bad weather or some other disrupting factor along the way — may want to buy coverage.

Consider a few key questions:

How well would your health insurance plan cover you if you needed to visit a hospital overseas?

How much did you prepay for a hotel or rental car?

How much money would you be out if weather or some other flight issue derailed your itinerary?

Could you afford an unexpected night in a city where you have a connecting flight?

Do you already have a credit card that provides some travel protections?

Your answers to these questions can help you decide whether you need travel insurance for your international trip.

In general, buying travel insurance

within a few days to two weeks of prepaying or making an initial deposit

for your trip is your best bet. Assuming you’re not booking last-minute, this will provide you with access to the widest possible range of coverage options. It also helps prevent any medical conditions or storms that pop up between booking and buying a plan from ending up as excluded situations, which won’t be covered by your plan.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

On a similar note...

U.S. News takes an unbiased approach to our recommendations. When you use our links to buy products, we may earn a commission but that in no way affects our editorial independence.

9 Best Travel Insurance Companies of April 2024

According to our analysis of more than 50 travel insurance companies and hundreds of different travel insurance plans, the best travel insurance company is Travelex Insurance Services. In our best travel insurance ratings, we take into account traveler reviews, credit ratings and industry awards. The best travel insurance companies offer robust coverage and excellent customer service, and many offer customizable add-ons.

Travelex Insurance Services »

Allianz Travel Insurance »

HTH Travel Insurance »

Tin Leg »

AIG Travel Guard »

Nationwide Insurance »

Seven Corners »

Generali Global Assistance »

Berkshire hathaway travel protection ».

Why Trust Us

U.S. News evaluates ratings, data and scores of more than 50 travel insurance companies from comparison websites like TravelInsurance.com, Squaremouth and InsureMyTrip, plus renowned credit rating agency AM Best, in addition to reviews and recommendations from top travel industry sources and consumers to determine the Best Travel Insurance Companies.

Table of Contents

• Travelex Insurance Services
• Allianz Travel Insurance

Travel insurance can help you protect the financial investment you made in your vacation when unexpected issues arise. Find the best travel insurance for the type of trip(s) you're taking and the coverages that matter most to you – from interruptions and misplaced belongings to illness and injury.

• Travelex Insurance Services: Best Overall
• Allianz Travel Insurance: Best for Trip Interruptions
• HTH Travel Insurance: Best for Groups
• Tin Leg: Best Cost
• AIG Travel Guard: Best for Families
• Nationwide Insurance: Best for Last-Minute Travel Insurance
• Seven Corners: Best for 24/7 Support When Traveling
• Generali Global Assistance: Best for Medical Emergencies
• Berkshire Hathaway Travel Protection: Best for Specialized Coverage

Customizable upgrades are available, including car rental coverage, additional medical insurance and adventure sports coverage

Medical and trip cancellation maximum are not as high as some other companies

• 100% of the insured trip cost for trip cancellation; 150% for trip interruption
• Up to $1,000 in coverage for lost, damaged or stolen bags and personal items; $200 for luggage delays
• $750 in missed connection coverage
• $50,000 in emergency medical and dental coverage
• Up to $500,000 in emergency medical evacuation and repatriation coverage

SEE FULL REVIEW »

Annual and multitrip policies are available

Distinguishing between the company's 10 travel insurance plans can be challenging

• Up to $200,000 in trip cancellation coverage; $300,000 in trip interruption coverage
• $2,000 for lost, damaged or stolen luggage and personal effects; $600 for bag delays
• Up to $1,600 for travel delays
• Emergency medical coverage of up to $75,000
• Epidemic coverage

Generous coverage at the mid- and high-tier levels, and great group discounts

Preexisting conditions coverage is only available at mid- and high-tier plans

• 100% trip cancellation coverage (up to $50,000); 200% trip interruption coverage
• Up to $2,000 in coverage for baggage and personal effects; $400 in baggage delay coverage
• Up to $2,000 in coverage for trip delays; $1,000 for missed connections
• $500,000 in coverage per person for sickness and accidents

Variety of plans to choose from, including two budget-friendly policies and several more premium options

More limited coverage for baggage issues than other companies

• 100% trip cancellation protection; 150% trip interruption
• $500 per person for lost, stolen or damaged baggage and personal items
• Up to $2,000 per person in travel delay coverage ($150 per day); $100 per person for missed connections
• $100,000 per person in emergency medical coverage, including issues related to COVID-19

Travel insurance policy coverage is tailored to your specific trip

Information about policy coverage inclusions is not readily available without first obtaining a quote

• Trip cancellation coverage for up to 100% of your trip's cost; trip interruption coverage for up to 150% of the trip cost
• Up to $2,500 in coverage for lost, stolen or damaged baggage; $500 related to luggage delays
• Up to $1,000 in missed connection and trip delay coverage
• $100,000 in emergency medical coverage

Variety of plans to choose from and coverage available up to a day before you leave on your trip

Limited trip cancellation coverage even at the highest tier

• Trip cancellation coverage up to $30,000; trip interruption coverage worth up to 200% of the trip cost (maximum of $60,000)
• $2,000 for lost, damaged or stolen baggage; $600 for baggage delays
• Up to $2,000 for trip delays; missed connection and itinerary change coverage of $500 each
• $150,000 for emergency medical and dental issues

Customer service available 24/7 via text, Whatsapp, email and phone

Cancel for any reason coverage costs extra

• 100% trip cancellation coverage (up to between $30,000 and $100,000 depending on your state of residence); interruption coverage for up to 150% of the trip cost 
• Lost, stolen or damaged baggage coverage up to $2,500; up to $600 for luggage delays
• Trip delay and missed connection coverage worth up to $1,500
• Emergency medical coverage worth up to between $250,000 and $500,000 (depending on where you live)

Generous emergency medical and emergency evacuation coverage

Coverage for those with preexisting conditions is only available on the Premium plan

• 100% reimbursement for trip cancellation; 175% reimbursement for trip interruption
• $2,000 in coverage for loss of baggage per person
• $1,000 per person in travel delay and missed connection coverage
• $250,000 in medical and dental coverage per person

In addition to single-trip plans, company offers specific road trip, adventure travel, flight and cruise insurance coverage

Coverage for missed connections or accidental death and dismemberment is not part of the most basic plan

• Trip cancellation coverage worth up to 100% of the trip cost; interruption coverage worth up to 150% of the trip cost
• $500 in coverage for lost, stolen or damaged bags and personal items; bag delay coverage worth $200
• Trip delay coverage worth up to $1,000; missed connection coverage worth up to $100
• Medical coverage worth up to $50,000

To help you better understand the costs associated with travel insurance, we requested quotes for a weeklong June 2024 trip to Spain for a solo traveler, a couple and a family. These rates should help you get a rough estimate for about how much you can expect to spend on travel insurance. For additional details on specific coverage from each travel insurance plan and to input your trip information for a quote, see our comparison table below.

Travel Insurance Types: Which One Is Right for You?

There are several types of travel insurance you'll want to evaluate before choosing the policy that's right for you. A few of the most popular types of travel insurance include:

COVID travel insurance Select insurance plans offer some or a combination of the following COVID-19-related protections: coverage for rapid or PCR testing; accommodations if you're required to quarantine during your trip if you test positive for coronavirus; health care; and trip cancellations due to you or a family member testing positive for COVID-19. Read more about the best COVID-19 travel insurance options .

Cancel for any reason insurance Cancel for any reason travel insurance works exactly how it sounds. This type of travel insurance lets you cancel your trip for any reason you want – even if your reason is that you simply decide you no longer want to go. Cancel for any reason travel insurance is typically an add-on you can purchase to go along with other types of travel insurance. For that reason, you will pay more to have this kind of coverage added to your policy.

Also note that this type of coverage typically only reimburses 50% to 80% of your nonrefundable prepaid travel expenses. You'll want to make sure you know exactly how much reimbursement you could qualify for before you invest in this type of policy. Compare the best cancel for any reason travel insurance options here .

International travel insurance Travel insurance is especially useful when traveling internationally, as it can provide medical coverage for emergencies (in some cases for COVID-19) when you're far from home. Depending which international travel insurance plan you choose, this type of travel insurance can also cover lost or delayed luggage, rental cars, travel interruptions or cancellations, and more.

Cheap travel insurance If you want travel insurance but don't want to spend a lot of money, there are plenty of cheap travel insurance options that will offer at least some protections (and peace of mind). These are typically called a company's basic or standard plan; many travel insurance companies even allow you to customize your coverage, spending as little or as much as you want. Explore your options for the cheapest travel insurance here .

Trip cancellation, interruption and delay insurance Trip cancellation coverage can help you get reimbursement for prepaid travel expenses, such as your airfare and cruise fare, if your trip is ultimately canceled for a covered reason. Trip interruption insurance, on the other hand, kicks in to reimburse you if your trip is derailed after it starts. For instance, if you arrived at your destination and became gravely ill, it would cover the cost if you had to cut your trip short.

Trip delay insurance can help you qualify for reimbursement of any unexpected expenses you incur (think: lodging, transportation and food) in the event your trip is delayed for reasons beyond your control, such as your flight being canceled and rebooked for the next day. You will want to save your receipts to substantiate your claim if you have this coverage.

Lost, damaged, delayed or stolen bags or personal belongings Coverage for lost or stolen bags can come in handy if your checked luggage is lost by your airline or your luggage is delayed so long that you have to buy clothing and toiletries for your trip. This type of coverage can kick in to cover the cost to replace lost or stolen items you brought on your trip. It can also provide coverage for the baggage itself. It's even possible that your travel insurance policy will pay for your flight home if damages are caused to your residence and your belongings while you're away, forcing you to return home immediately.

Travel medical insurance If you find yourself sick or injured while you are on vacation, emergency medical coverage can pay for your medical expenses. With that in mind, however, you will need to find out whether the travel medical insurance you buy is primary or secondary. Where a primary policy can be used right away to cover medical bills incurred while you travel, secondary coverage only provides reimbursement after you have exhausted other medical policies you have.

You will also need to know how the travel medical coverage you purchase deals with any preexisting conditions you have, including whether you will have any coverage for preexisting conditions at all. Read more about the best travel medical insurance plans .

Evacuation insurance Imagine you break your leg while on the side of a mountain in some far-flung land without quality health care. Not only would you need travel medical insurance coverage in that case, but you would also need coverage for the exorbitant expense involved in getting you off the side of a mountain and flying you home where you can receive appropriate medical care.

Evacuation coverage can come in handy if you need it, but you will want to make sure any coverage you buy comes with incredibly high limits. According to Squaremouth, an emergency evacuation can easily cost $25,000 in North America and up to $50,000 in Europe, so the site typically suggests customers buy policies with $50,000 to $100,000 in emergency evacuation coverage.

Cruise insurance Travel delays; missed connections, tours or excursions; and cruise ship disablement (when a ship encounters a mechanical issue and is unable to continue on in the journey) are just a few examples why cruise insurance can be a useful protection if you've booked a cruise vacation. Learn more about the top cruise insurance plans here .

Credit card travel insurance It is not uncommon to find credit cards that include trip cancellation and interruption coverage , trip delay insurance, lost or delayed baggage coverage, travel accident insurance, and more. Cards that offer this coverage include popular options like the Chase Sapphire Reserve credit card , the Chase Sapphire Preferred credit card and The Platinum Card from American Express . 

Note that owning a credit card with travel insurance protection is not enough for your coverage to count: To take advantage of credit card travel insurance, you must pay for prepaid travel expenses like your airfare, hotel stay or cruise with that specific credit card. Also, note that credit cards with travel insurance have their own list of exclusions to watch out for. Many also require cardholders to pay an annual fee.

Frequently Asked Questions

The best time to buy travel insurance is normally within a few weeks of booking your trip since you may qualify for lower pricing if you book early. Keep in mind, some travel insurance providers allow you to purchase plans until the day before you depart.

Many times, you are given the option to purchase travel insurance when you book your airfare, accommodations or vacation package. Travel insurance and travel protection are frequently offered as add-ons for your trip, meaning you can pay for your vacation and some level of travel insurance at the same time.

However, many people choose to wait to buy travel insurance until after their entire vacation is booked and paid for. This helps travelers tally up all the underlying costs associated with a trip, and then choose their travel insurance provider and the level of coverage they want.

Figuring out where to buy travel insurance may be confusing but you can easily research and purchase travel insurance online these days. Some consumers prefer to shop around with a specific provider, such as Allianz or Travelex, but you can also shop and compare policies with a travel insurance platform. Popular options include:

• TravelInsurance.com: TravelInsurance.com offers travel insurance options from more than a dozen vetted insurance providers. Users can read reviews on the various travel insurance providers to find out more about previous travelers' experiences with them. Squaremouth: With Squaremouth, you can enter your trip details and compare more than 90 travel insurance plans from 20-plus providers.
• InsureMyTrip: InsureMyTrip works similarly, letting you shop around and compare plans from more than 20 travel insurance providers in one place. InsureMyTrip also offers several guarantees, including a Best Price Guarantee, a Best Plan Guarantee and a Money-Back Guarantee that promises a full refund if you decide you no longer need the plan you purchased.

Protect your trip: Search, compare and buy the best travel insurance plans for the lowest price. Get a quote .

When you need to file a travel insurance claim, you should plan on explaining to your provider what happened to your trip and why you think your policy applies. If you planned to go on a Caribbean cruise, but your husband fell gravely ill the night before you were set to depart, you would need to explain that situation to your travel insurance company. Information you should share with your provider includes the details of why you're making a claim, who was involved and the exact circumstances of your loss.

Documentation is important, and your travel insurance provider will ask for proof of what happened. Required documentation for travel insurance typically includes any proof of a delay, receipts, copies of medical bills and more.

Most travel insurance companies let you file a claim using an online form, but some also allow you to file a claim by phone or via fax. Some travel insurance providers, such as Allianz and Travel Insured International, offer their own mobile apps you can use to buy policies and upload information or documents that substantiate your claim. In any case, you will need to provide the company with proof of your claim and the circumstances that caused it.

If your claim is initially denied, you may also need to answer some questions or submit some additional information that can highlight why you do, in fact, qualify.

Whatever you do, be honest and forthcoming with all the information in your claim. Also, be willing to provide more information or answer any questions when asked.

Travel insurance claims typically take four to six weeks to process once you file with your insurance company. However, with various flight delays and cancellations due to things like extreme weather and pilot shortages, more travelers have begun purchasing travel insurance, encountering trip issues and having to submit claims. The higher volume of claims submitted has resulted in slower turnaround times at some insurance companies.

The longer you take to file your travel insurance claim after a loss, the longer you will be waiting for reimbursement. Also note that, with many travel insurance providers, there is a time limit on how long you can submit claims after a trip. For example, with Allianz Travel Insurance and Travelex Insurance Services, you have 90 days from the date of your loss to file a claim.

You may be able to expedite the claim if you provide all the required information upfront, whereas the process could drag on longer than it needs to if you delay filing a claim or the company has to follow up with you to get more information.

Travel insurance is never required, and only you can decide whether or not it's right for you. Check out Is Travel Insurance Worth It? to see some common situations where it does (and doesn't) make sense.

Why Trust U.S. News Travel

Holly Johnson is an award-winning content creator who has been writing about travel insurance and travel for more than a decade. She has researched travel insurance options for her own vacations and family trips to more than 50 countries around the world, and has experience navigating the claims and reimbursement process. In fact, she has successfully filed several travel insurance claims for trip delays and trip cancellations over the years. Johnson also works alongside her husband, Greg, who has been licensed to sell travel insurance in 50 states, in their family media business.

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Pella Tulip Festival 2024

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A staple in Midwest festival tours, you can’t miss Excite’s version of this traditional Dutch festival! Save your money and take this one day tour enjoying everything essential for a visit to Pella! Visit the Pella historic Village Museum, the Vermeer Windmill, eat a fantastic Dutch lunch all surrounded by thousands of Tulips, food, craft fair, dancing, shopping, parade, and so much more!

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I Bought This $26 Amazon Crossbody Bag for a Week-long Ireland Trip — and I Can’t Stop Wearing It

It's three bags in one and fits way more than you'd think.

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Travel + Leisure / Madison Woiten

As a frequent flier and travel writer who travels at least a dozen times a year, I’ve come to learn that a crossbody bag should be part of everyone’s travel uniform. Simple but effective, they can help make the chaos of traveling just a little more organized by holding all of your essentials in one easy-to-reach place. I’m constantly on the lookout for a bag that can withstand the wear and tear of traveling long distances while also being chic enough to wear out when I finally reach my destination — and I've struggled to balance fashion and function over the years — until I came across the Uto 3-in-1 Crossbody Bag at Amazon.

I recently tested it out on a week-long road trip through southern Ireland and was seriously impressed with its versatile and roomy features, and not to mention its sleek silhouette. During my search, I was looking for a bag that was spacious enough to fit all of my essentials while flying and on the road; durable to endure the capricious Irish weather; and stylish to be worn around the cities and harbor towns. The Uto crossbody bag , thankfully, satisfied all three of these important criteria. I wore it all day, every day, and was so pleasantly surprised with its performance that I’ve officially crowned it my go-to travel purse. Finally, the search is over.

Uto 3-in-1 Crossbody Bag

Made with supple synthetic-washed leather, the bag is scratch- and water-resistant, and was rugged enough to endure the unpredictable bursts of violent Irish weather. I wore it on wind- and rain-torn cliffs, and it not only withstood the battering, but protected all of my valuables from the elements as well. It comes with a detachable and adjustable nylon strap that’s thick and wide enough to sit comfortably on the body without digging into your shoulder or slipping off (or in my case, being whipped off my person by the wind).

Asia Palomba

Best of all, its hybrid, crossbody design has a removable main purse with two separated, zippered compartments containing three credit card slots and one inner zip pocket, as well as a removable mini purse and a removable coin pouch on the bag’s strap — a compartment lover’s dream. This unique versatility means that the bag can be worn as a crossbody, a clutch, a shoulder purse, or even a belt bag , so you can easily find what works best for you when traveling.

But its spaciousness is where it really shines. Despite the bag’s compact size, which never felt too bulky on my person, it's stocked with ample storage features. I found that I was easily able to fit all of my travel essentials between the bag’s four compartments — no squishing necessary. Within one of the main purses, I packed a portable charger and a phone cable, and in the other, I stored my three passports and my wallet, containing both American and European currency, as well as my cell phone. 

In the mini, removable purse I stored multiple lip balms, hand sanitizers, and portable creams to keep my skin hydrated while traveling. During my flights, I used the removable mini coin purse, which can be attached chest-high on the bag’s strap, to hold loose change and my Apple AirPods. When in Ireland and on the road, I, instead, used it to store several of my camera batteries so that they were always within easy reach. 

What’s more, I was able to pack all of these essentials with room to spare , which came in handy when I began collecting smaller souvenirs and entrance tickets to museums and monuments throughout my trip.

For extra style points, the entire ensemble is accented with a delicate, removable gold or silver chain, depending on the color bag that you choose. I have the Uto 3-in-1 Crossbody Bag in black with gold accents, but it comes in 14 other colors that range from playful pink and sage green to neutral light gray and maple brown. Shoppers also have their choice of three additional variations: two-toned , a patterned strap , and a quilted body , which are sure to satisfy any preference and compliment any outfit. 

Since returning from my trip, I’ve already worn the crossbody bag while on walks or running errands, especially on windy and rainy days. Its ample storage space is a serious boon for a serial overpacker such as myself, and is sure to help me focus on traveling light, especially on carry-on only trips. I’ve already slotted the crossbody as my go-to purse for my upcoming trips home to Rome, the Azores Islands, and Morocco, and I look forward to seeing how it’ll hold up over the years. Plus, it comes with its own dust bag with the brand’s name stamped across it, so you can keep it safely stored when not in use.

Chic, durable, spacious, and versatile, the Uto 3-in-1 Crossbody Bag is the ideal purse for frequent travelers. It’ll hold all of your essentials comfortably and effortlessly, whether you’re flying, road tripping, or walking around town running errands. And the best part is that it’s only $26 — a price that will hardly make you dip too far into your travel budget.   

The bag is in good company at Amazon, which is bursting with travel-ready crossbody purses ahead of the warm-weather months (some of which are on sale). Keep scrolling to see which other styles are out there. 

More Crossbody Bags at Amazon: 

Alyssa triple zip pocket large crossbody bag, myfriday crossbody cell phone bag, fashionpuzzle triple-zip crossbody, k.carroll accessories kelsey crossbody.

At the time of publishing, the price started at $26. 

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Save on Your Next Trip With These Travel Coupon Deals

Expedia, Hotwire and other popular booking sites are offering great deals on things to do and places to stay worldwide.

Have you been wanting to plan an epic trip for yourself and your loved ones? Now is the time! Planning and booking trips and activities can feel overwhelming and expensive. Fortunately, several top booking sites are offering deals and discounts to help you get to your destination while saving you some money.

Save 25% or more on dream stays

You've probably spent countless hours thinking about your dream vacation, and Expedia wants to help you take the leap. If you book right now, you can save 25% or more on your dream stays. Whether it comes with beach views or forest hikes, you can have your dream trip for less.

Up to 60% off Hot Rate hotel bookings and car rentals

Get up to 60% off your hotel bookings with Hotwire's Hot Rate, allowing you to get "4-star hotels at 2-star prices." You can also save on car rentals if you want to explore life outside the resort. 

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Spring has sprung on Booking.com. If you book a stay that takes place between now and September 30, you can save 15%, including getaways to Cancun, Orlando and Panama City. The promotional period ends May 30, though, so make any plans before then. 

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Looking for more discounts? CNET has the best deals from Expedia , Hotwire and many others, along with promo code offers -- all updated and verified daily.

Welcome to  CNET Coupons , the first stop before you shop, featuring a multitude of deals and discounts from top online retailers. Simply head over to our coupon page and type in your favorite store or brands to find all the deals available for the week.

The best winery in Missouri, according to reviews—plus, see the rest of the top 17

Posted: April 26, 2024 | Last updated: April 26, 2024

Highest-rated wineries in Missouri, according to Yelp

Napa Valley isn't the only travel destination in the United States for a good glass of wine. While California's wine country is known for being a top winery destination (and also home to the award-winning bottle of chardonnay that won top honors at the Judgment of Paris competition in 1976), wine connoisseurs no longer have to travel all the way to California for a good winery experience. In fact, at this point, noteworthy wineries are available to visit in every state, if you know where to look.

As of February 2023, there are 11,691 wineries in the United States , an increase of more than 10% since 2020. A 2022 report from WineAmerica stated the wine industry generates $276 billion in total economic activity and employs over a million people.

With such a booming industry and a plethora of wineries to choose from, how does a vino-lover know if a winery is worth it? First, the location is a big reason why people choose to visit a winery; if they are tucked away next to a sprawling field of grapes for guests to explore, then the wine is likely locally sourced. The tasting experience is also key. Wineries will offer a selection of their wines by the glass, or even tastings where the customer can order smaller pours of a variety of their wines. Some wineries even offer cellar tours with glimpses into their winemaking process. Of course, the ambiance is a big draw. If it's the kind of place that makes guests want to post photos on Instagram to make their friends jealous, then that winery is probably doing something right.

So how do you know which winery to visit that includes some—if not all—of what makes a winery the best of the best? Stacker compiled a list of the highest-rated wineries in Missouri, according to Yelp , so you know exactly where to venture when wine o'clock hits—no trip to Napa necessary. Only businesses that had at least three reviews and are categorized as wineries on Yelp were included. Therefore, it's possible some businesses are miscategorized. Businesses that did not have a photo on Yelp were also not included.

#17. Mallinson Vineyard and Hall

- Rating: 2.5/5 (10 reviews) - Price level: $$ - Address: 3029 N River Blvd Sugar Creek, MO 64050 - Categories: Wineries, Venues & Event Spaces - Read more on Yelp

#16. Mano's Wine

- Rating: 3.0/5 (36 reviews) - Address: 1919 Cherry St Kansas City, MO 64108 - Categories: Wineries - Read more on Yelp

#15. Rowe Ridge Vineyard & Winery

- Rating: 3.0/5 (10 reviews) - Price level: $$ - Address: 11255 Leavenworth Rd Kansas City, KS 66109 - Categories: Wineries - Read more on Yelp

#14. Wine Barn

- Rating: 3.0/5 (13 reviews) - Price level: $$ - Address: 2850 N 119th St Kansas City, KS 66109 - Categories: Wineries, Venues & Event Spaces - Read more on Yelp

#13. Stone Pillar Vineyard & Winery

- Rating: 3.5/5 (62 reviews) - Price level: $$ - Address: 11000 S Woodland St Olathe, KS 66061 - Categories: Wineries, Cideries, Brewpubs - Read more on Yelp

#12. Top Hat Winery

- Rating: 3.5/5 (7 reviews) - Price level: $$ - Address: 120 S Main St Independence, MO 64050 - Categories: Wineries, Venues & Event Spaces, Barbecue - Read more on Yelp

#11. Belvoir Winery

- Rating: 3.5/5 (65 reviews) - Price level: $$ - Address: 1325 Odd Fellows Rd Liberty, MO 64068 - Categories: Venues & Event Spaces, Wineries - Read more on Yelp

#10. KC Wine

- Rating: 4.0/5 (89 reviews) - Price level: $$ - Address: 13875 S Gardner Rd Olathe, KS 66061 - Categories: Wineries - Read more on Yelp

#9. Lukas Wine & Spirits

- Rating: 4.0/5 (16 reviews) - Address: 8550 N Flintlock Rd Kansas City, MO 64157 - Categories: Beer, Wine & Spirits, Convenience Stores, Wineries - Read more on Yelp

#8. Stonehaus Farms Winery

- Rating: 4.0/5 (28 reviews) - Price level: $$ - Address: 24607 NE Colbern Rd Lees Summit, MO 64086 - Categories: Wineries, Venues & Event Spaces - Read more on Yelp

#7. Underdog Wine Co

- Rating: 4.0/5 (26 reviews) - Price level: $$ - Address: 327 E 55th St Kansas City, MO 64113 - Categories: Wineries - Read more on Yelp

#6. Fence Stile Vineyards & Winery

- Rating: 4.0/5 (43 reviews) - Price level: $$ - Address: 31010 W 124th St Excelsior Springs, MO 64024 - Categories: Wineries - Read more on Yelp

#5. Amigoni Urban Winery

- Rating: 4.5/5 (129 reviews) - Price level: $$ - Address: 1505 Genessee Ste 100 Kansas City, MO 64102 - Categories: Wineries - Read more on Yelp

#4. Fountain City Winery

- Rating: 4.5/5 (9 reviews) - Address: 1409 W 11th St Kansas City, MO 64101 - Categories: Wineries - Read more on Yelp

#3. Holy Field Vineyard & Winery

- Rating: 4.5/5 (47 reviews) - Price level: $$ - Address: 18807 158th St Basehor, KS 66007 - Categories: Wineries - Read more on Yelp

#2. Z&M Twisted Vines Wine & Winery

- Rating: 4.5/5 (12 reviews) - Address: 620 Cherokee St Leavenworth, KS 66048 - Categories: Wineries - Read more on Yelp

#1. Albonee Country Inn and Vineyards

- Rating: 5.0/5 (10 reviews) - Price level: $$ - Address: 2200 Crenshaw Rd Independence, MO 64057 - Categories: Wineries - Read more on Yelp

This story features data reporting by Karim Noorani, writing by Kiersten Hickman, and is part of a series utilizing data automation across 35 states.

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Road Trips: How to Plan an Accessible Getaway

By Syren Nagakyrie

Planning an accessible road trip is getting a little easier for people with disabilities. There are more resources created by and for the disability community, and the tourism industry is starting to recognize the value of accessible travel. As a disabled, chronically ill, neurodivergent person, I take road trips every year and have learned some tips and tricks along the way.

Renting a vehicle

Most major car companies offer adaptive driving devices for their vehicles at no additional cost. Enterprise , for example, offers hand controls, left foot accelerators, pedal extenders and spinner knobs to facilitate steering. Budget can provide hand controls, spinner knobs, a panoramic mirror, swivel seats and transfer boards. Be prepared to request adaptive devices at least three business days in advance.

For a wheelchair-accessible van with a ramp or a lift, rent from a mobility company like BraunAbility , one of the largest builders of wheelchair-accessible vans in the country, with rentals at many locations. MobilityWorks , an accessible-vehicle and adaptive-equipment dealer, has rental locations in 34 states. AccessibleGO , which offers a one-stop shop for adapted rental cars and wheelchair-accessible vans, has agreements with 100 wheelchair van rental locations nationwide; request a quote on their website. For accessibleGO’s rental cars, you can request hand controls and a spinner knob at checkout.

Route planning

You can use Google Maps, Waze and MapQuest for initial accessibility research using photos and street view. Google Maps provides directions for some wheelchair-accessible pedestrian and transit routes.

Sites such as Roadtrippers and Furkot can plot an entire itinerary. While these websites are not disability specific, they are invaluable tools. (Roadtrippers does have a wheelchair-accessible check box in the search function.) You can filter by types of destinations such as national parks or museums, and search for hotels and campgrounds. Furkot allows you to input how long you want to drive each day, whether you want to travel on Interstate highways or take more scenic roads. The app will determine the best route and length of time between stops, and suggest where to stay overnight.

Finding lodging

While hotels and other accommodations are required to comply with the Americans With Disabilities Act, many hotels do not meet all accessibility needs. Most of the booking sites list hotels with accessible rooms for those with mobility, hearing and vision needs, but this information is not always verified. Do additional research on review sites and look for photos. Hyatt, Marriott, Hilton and Fairmont hotels offer allergy-friendly and scent-free rooms in some locations. Call the hotel to verify accessibility and to make sure a specific room is reserved for you.

Vacation rentals are typically not required to be A.D.A. compliant, but some do provide accessibility information. Airbnb recently rolled out an adapted category with accessibility search features and homes that have been scanned for accessibility. Review photos and contact the host for more information. Some hosts will make accommodations, such as changing the cleaning supplies or shifting furniture, but document your request using the in-app messaging system so that customer service can help if you run into issues.

Wheel the World is an accessible travel agency offering bookings at over 3,000 verified accessible hotels in the United States. The hotels have been reviewed in person by trained assessors; only those that meet the criteria are listed. Sign up as a disabled traveler or a companion and complete a personal profile that includes options for a variety of disabilities and accessibility needs. The site will provide listings that match your profile with partial, adequate and outstanding match options.

Food and medication

There are a variety of options to keep food or medication cold while traveling. Electric coolers can plug into your vehicle’s 12-volt outlet, but pay attention to the type of cooling mechanism — the less expensive versions are usually thermoelectric and will cool only to about 30 degrees below ambient temperature (if it is 70 degrees in the car, it will cool to 40 degrees). Compressor coolers are more expensive but maintain normal refrigerated temperatures.

Many hotels provide mini-refrigerators. When you know you will be stopping somewhere with a fridge almost every night, layer large ice packs and supplies in a cooler, then top them with another insulating layer like a cooling bag. This keeps everything cold for a couple of days at a time.

It’s also a good idea to travel with a single-burner cooktop — electric to use inside, or propane to use at rest areas and campgrounds — and a camp mess kit so that you can safely cook meals.

Some of the best apps to find food, restaurants and grocery stores that accommodate dietary needs are Fig for allergy-specific options, Happy Cow for vegan-friendly options and Find Me Gluten Free for celiac-safe spots. Add your favorite options to the route-planning app so that you know where to stop.

Finding activities

In addition to the apps mentioned in the route-planning section, state and local tourism organizations are good sources for accessible destinations.

National parks and monuments, which are required to meet federal accessibility guidelines, typically have visitor centers and recreation sites with accessible features. Each park website has information, as well as programs and services within the park. While accessibility varies, you can usually find information on wheelchair-accessible trails and campsites, tactile and audio features, assistive listening devices, and American Sign Language interpreters.

At state parks, accessibility features may not be consistent, but you can usually find some information on each park’s website.

Apps like AllTrails list wheelchair-friendly trails across the country, but the information may not be verified, so contact the park or land manager for verification. Among the parks with notable accessible trails are Redwood National and State Parks, North Cascades National Park, Badlands National Park, and Great Smoky Mountains National Park .

Syren Nagakyrie, the founder of the nonprofit Disabled Hikers and the author of “The Disabled Hiker’s Guide to Western Washington and Oregon” and “The Disabled Hiker’s Guide to Northern California,” among other guidebooks, leads group hikes and conducts assessments throughout the United States.

Open Up Your World

Considering a trip, or just some armchair traveling here are some ideas..

52 Places:  Why do we travel? For food, culture, adventure, natural beauty? Our 2024 list has all those elements, and more .

Mumbai:  Spend 36 hours in this fast-changing Indian city  by exploring ancient caves, catching a concert in a former textile mill and feasting on mangoes.

Kyoto:  The Japanese city’s dry gardens offer spots for quiet contemplation  in an increasingly overtouristed destination.

Iceland:  The country markets itself as a destination to see the northern lights. But they can be elusive, as one writer recently found .

Texas:  Canoeing the Rio Grande near Big Bend National Park can be magical. But as the river dries, it’s getting harder to find where a boat will actually float .

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Chase Sapphire Preferred Card Travel Insurance – 10 Frequently Asked Questions [2024]

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Chase Sapphire Preferred Card Overview

Recap of chase sapphire preferred card travel insurance, travel accident insurance, trip cancellation and interruption insurance, 2. does chase sapphire preferred card travel insurance cover cruises, 3. what does the chase sapphire preferred card baggage insurance cover, 4. what does the chase sapphire preferred card medical insurance cover, 5. does the chase sapphire preferred card cover hotel cancellations, 6. does the chase sapphire preferred card cover airbnb cancellations, 7. does chase sapphire preferred card travel insurance cover rental cars in other countries, 8. does the chase sapphire preferred card cover turo or zipcar rentals, 9. how do i file a chase sapphire preferred card travel insurance claim, 10. do i need travel insurance if i have the chase sapphire preferred card, final thoughts.

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The Chase Sapphire Preferred ® Card remains one of the most popular travel rewards credit cards for numerous reasons. Alongside excellent earning rates and a fair amount of benefits that justify the $95 annual fee, the card also offers numerous shopping and travel insurance benefits.

If you’re like most people, you hear the word “insurance,” and your eyelids start feeling heavy. Let’s be honest: Insurance isn’t thrilling. The terminology can feel confusing, leaving you with many questions about what exactly the travel insurance on your Chase Sapphire Preferred card does and doesn’t cover.

You have questions, and we have answers. Here’s a simple look at your most common questions about travel insurance on the Chase Sapphire Preferred card.

Chase Sapphire Preferred ® Card

A fantastic travel card with a huge welcome offer, good benefits, and perks for a moderate annual fee.

The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases.

Additionally, it offers flexible point redemption options, no foreign transaction fees, and excellent travel insurance coverage including primary car rental insurance . With benefits like these, it’s easy to see why this card is an excellent choice for any traveler.

• 5x points on all travel booked via the Chase Travel portal
• 5x points on select Peloton purchases over $150 (through March 31, 2025)
• 5x points on Lyft purchases (through March 31, 2025)
• 3x points on dining purchases, online grocery purchases, and select streaming services
• 2x points on all other travel worldwide
• $50 annual credit on hotel stays booked through the Chase Travel portal
• 6 months of complimentary Instacart+ (activate by July 31, 2024), plus up to $15 in statement credits each quarter through July 2024
• Excellent travel and car rental insurance
• 10% annual bonus points
• No foreign transaction fees
• 1:1 point transfer to leading airline and hotel loyalty programs like United MileagePlus and World of Hyatt
• $95 annual fee
• No elite benefits like airport lounge access or hotel elite status
• Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.
• Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
• Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
• Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
• Member FDIC

Financial Snapshot

• APR: 21.49%-28.49% Variable
• Foreign Transaction Fees: None

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Before moving any further, let’s ensure you’re familiar with the long list of travel protections built into the Chase Sapphire Preferred card :

• Auto rental collision damage waiver
• Baggage delay insurance
• Lost luggage reimbursement
• Travel accident insurance
• Trip cancellation and trip interruption insurance
• Trip delay reimbursement

You’ll also enjoy several other cardholder benefits and protections beyond travel insurance :

• Extended warranty protection
• No foreign transaction fees
• Purchase protection
• Roadside dispatch
• Travel and emergency assistance

Some of the benefits seem more obvious than others. And, as with all insurance, there are always specific terms to understand, exclusions to mind, and coverage limits . Let’s clear some of those up.

1. What Flight Insurance Does the Chase Sapphire Preferred Card Have?

When flying, you’ll have 2 types of insurance: travel accident insurance and trip cancellation and interruption insurance. Both types are in effect for trips for which you paid at least a portion of the cost with your Chase Sapphire Preferred card. Let’s look at each benefit.

Travel accident insurance applies to you and your immediate family members if one of you becomes permanently injured or dies while traveling. The cardholder benefit guide lists specific dollar amounts that you can be paid for specific injury types. The coverage is further divided into 2 categories: traveling on a common carrier and 24-hour coverage .

Coverage related to a common carrier covers both injuries and death resulting from your travel on a licensed air, land, or sea transport that regularly carries paying passengers . Think planes and ferries, for example. You’ll also be covered while at an airport, terminal, or station immediately before or after a trip, including courtesy transport to or from these places if provided as part of your trip. If your flight booking includes the airline picking you up from the hotel, this could be covered if all other conditions are met.

The 24-hour coverage applies around the clock and is valid on trips of up to 30 days. If you take a trip longer than this, coverage will end 1 minute after midnight on the 31st day, though it would come back into effect when you are in transportation to the airport for your flight home. If you drive yourself to the airport, coverage should resume once you are inside the airport .

This benefit reimburses you for the money you lose when a trip paid for (in whole or part) with your card is interrupted or canceled. Trip interruption is when you’ve started the trip and must end it early for a covered reason; trip cancellation applies to canceling a trip before it begins. The maximum benefit payout here is $10,000 per person and up to $20,000 per trip. Both the cardholder and immediate family members are covered.

Trip cancellation coverage begins when you make your first deposit toward the trip and ends when you depart on your scheduled departure date. Trip interruption starts on your scheduled departure date and ends on your scheduled return date. However, if these dates or times are adjusted for reasons beyond your or the carrier’s control, the benefit will adjust automatically .

What expenses are reimbursable? They include nonrefundable, prepaid travel expenses by a licensed supplier, such as a travel agency, hotel, shore excursion agency, etc. When canceling for a covered reason, you’re also covered for redeposit fees to get your airline miles back. Unfortunately, this benefit doesn’t cover lost money you paid for tickets to shows or theme parks, tee times at golf courses, museums, or other entrance fees unless they’re part of a tour package.

You’ll be covered for a few more situations with trip interruption coverage only . These include fees for returning a rental car early or to the nearest facility and up to $250 of expenses to transport you for necessary medical treatment. However, that doesn’t include medical transport (such as ambulances or medevac).

What if you paid with Chase Ultimate Rewards points and are due a refund under these benefits? You’ll be reimbursed according to the value on your travel supplier’s confirmation receipt, assuming that’s listed. If there’s no trip value listed on the receipt after you paid with points, you’ll be reimbursed at a value of 1 cent per point.

Covered Reasons

Not every reason for canceling a trip or ending it early is covered under these benefits. Covered reasons include accidental death or injury, a sickness requiring hospitalization, severe weather, a named storm warning, a change in military orders, a subpoena or call to jury duty, your home being burglarized or becoming uninhabitable, your hotel becoming uninhabitable, a public transportation strike that makes you miss 20% of a trip or a scheduled tour departure, and more. Consult the Chase Sapphire Preferred card benefits guide to see if your specific cancellation or interruption reason is covered.

Trip cancellation insurance doesn’t cover everything. For example, changing your mind about a trip is not covered. If your plans are subject to change, you may want to purchase Cancel for Any Reason (CFAR) travel insurance .

This part is a bit confusing, but yes. Chase’s benefits guide for the Chase Sapphire Preferred card states explicitly that cruise lines aren’t included in the definition of a “common carrier.” However, cruise lines are included in the definition of a “travel supplier.”

Why does this matter? Many of the trip cancellation and trip interruption benefits only apply to travel with a common carrier, which doesn’t include cruise lines. However, some benefits do apply to cruises . These include stolen luggage benefits or even canceling a trip if delays mean you’ll miss at least 20% of the trip or that you’ll miss the departure of your cruise ship.

The travel accident and injury benefits also apply while you’re cruising, but it’s worth noting that returning late to your cruise ship, only to find it’s left for the next island without you, isn’t a covered expense. You’ll be on your own for the costs of catching up to your ship.

There are 2 types of baggage protection here: coverage for delayed bags and coverage for lost, stolen, or damaged luggage. Baggage delay insurance covers up to $100 per day for up to 5 days when your bags are delayed by at least 6 hours, covering each additional 24 hours past that until the maximum of 5 days is reached. This benefit applies to you and your immediate family members when you pay for at least part of your trip with your Chase Sapphire Preferred card. You don’t need to be traveling with your immediate family members for them to be covered , as long as at least part of their trip was paid for with your card, which can be a nice perk if you book travel for relatives.

Coverage begins on the scheduled departure date and ends on the scheduled return date, though coverage adjusts automatically if there are changes outside your or the travel provider’s control. There’s also a list of non-covered items, such as medical devices, losses due to war/conflict, electronics, and cash equivalents. In case of baggage delay, you must report it to the travel provid er as soon as possible and keep receipts for necessary expenses you incur ; you’ll submit these for reimbursement afterward.

Lost luggage reimbursement is different; it covers lost, stolen, or damaged luggage during your trip. Both checked and carry-on bags are covered up to a maximum of $3,000 per person per trip. However, there’s a limit of $500 for jewelry, watches, and electronics.

There are some specifics to understand about this coverage, however. First, it doesn’t cover items you leave behind by accident . Second, coverage applies to you and immediate family members (even if you aren’t traveling with them) so long as you paid for at least part of the trip with your Chase Sapphire Preferred card. Coverage is available from the scheduled start to the scheduled end of your trip, but it is automatically adjusted if there are uncontrollable delays to either date.

Coverage applies to common carriers and cruise lines, and you must report the loss, theft, or damage within the timeframe specified by your travel provider. Then, the coverage on your Chase Sapphire Preferred card will cover any difference in the value of your monetary loss (after depreciation of the items) and the payment you receive from the travel provider . Thus, this is secondary coverage. It’s worth noting that documents, furs, tickets, and cash-like items aren’t covered.

Accidents can happen on any trip, from accidentally slipping on the wet deck of a cruise ship to spending nights in a hospital at a far-flung destination. Does your health insurance at home cover you when you head to Florida? What about South America? These are questions worth asking. If your medical coverage won’t be in effect, it’s worth considering medical travel insurance .

The Chase Sapphire Preferred card includes travel accident insurance for you and your immediate family members . It’s in effect if you pay at least part of the airfare for your trip with this card. You’ll receive varying maximum payouts depending on the type of injury (or death) encountered during your trip, and the maximum limit also depends on whether the accident occurs while traveling on a common carrier or at some other point during your trip . The 24-hour benefit provides maximum coverage of $100,000, increasing to $500,000 when traveling on a common carrier.

But how does this work in practice?

If more than 1 person is injured , the benefits administrator will pay no more than 2 times the maximum limit for each type of injury. That sum will be divided among all covered persons eligible for benefits payments.

In case of death , the benefits administrator will give the money to your named beneficiary. If you haven’t named a beneficiary, the order of preference goes from a spouse or domestic partner to children, then parents, siblings, and finally, your estate. If you go missing and haven’t been found after a year, then this will trigger the “loss of life” benefit.

Coverage begins either when you reach the airport, station, or terminal for travel on a common carrier or when you enter courtesy transportation provided to take you to the point at which your trip begins, such as a train station or airport. If you didn’t buy your tickets in advance but are purchasing them when you arrive at the station, coverage begins once you make the payment for travel. Coverage ends after you leave the transportation vessel or exit the courtesy transportation provided afterward.

The 24-hour coverage functions a bit differently. It’s in effect around the clock for up to 30 days, starting from your scheduled departure for air travel. If your trip is longer than 30 days, coverage will pause 1 minute after midnight on the 31st day and resume when you reach the airport for a flight home or are in courtesy transportation to the airport for the flight home.

Obviously, there are exclusions. You aren’t covered if you’re a pilot or crew member on a flight, you get injured while committing a crime, you get injured while skydiving, your injury is self-inflicted, or you’re injured in a war.

Lastly, you may wonder how COVID-19 factors in . The benefits guide says this under covered losses: “Quarantine of you or your traveling companion imposed by a physician or a competent governmental authority having jurisdiction, due to health reasons.”

Thus, your illness could be covered if a doctor or government requires quarantine related to COVID-19. COVID-19 is generally covered under most travel insurance policies in the same way sicknesses are covered. However, not traveling to avoid COVID-19 risks isn’t covered. As the benefits guide says, “Your disinclination to travel, a country closing its borders, or a travel supplier canceling or changing travel arrangements due to an epidemic or pandemic.”

Hotels aren’t treated separately under the Chase Sapphire Preferred card travel insurance terms. If you must cancel or interrupt a trip for a covered reason, then your hotel cancellation fees can be covered. This would include situations like forfeiting a first night’s room cost for canceling your hotel booking at the last minute, assuming you couldn’t arrive for a covered reason, such as a travel delay or a last-minute injury that made you unable to travel.

While you won’t find the word “Airbnb” or even “vacation home” in the benefits guide, you will find a description that covers these types of rentals :

“Provider of Lodging – a hotel, inn, motel, bed and breakfast, or hostel; a Provider of Lodging includes non–commercial time shares, condominiums, or rentals of a private residence; such rental shall require a written contract between You and the property owner or management company, executed in advance of the commencement of the rental period …” Chase Sapphire Preferred card benefits guide.

So long as you’ve reserved your rental in advance and have a written contract — which Airbnb provides at the time of booking, courtesy of your confirmation details — your vacation home rental should count as a type of lodging. The contract must state the cancellation provisions, must not include a rental of more than 60 days, and your booking must be made directly with a licensed website or agent — not with the homeowner directly (unless that person is a licensed agent).

Airbnb is a covered lodging type, meaning your booking should qualify for trip interruption, trip cancellation, and trip delay coverage .

In short, yes. However, there are some exclusions. Since your personal auto insurance policy may not cover you abroad, it’s great to know that paying with your Chase Sapphire Preferred card and declining the rental company’s collision damage waiver can provide protection on your next rental .

You can be covered up to the actual cash value of most rental cars against theft or collision damage. Coverage can include administrative fees, loss-of-use charges, and even towing charges. Coverage applies to rentals up to 31 days and covers you plus any additional drivers listed on the rental contract .

You’ll need to use your card (or your points) to pay for the entire cost of the rental , and most vehicle types are covered by this primary insurance. However, coverage doesn’t apply to exotic or antique cars, high-value vehicles, cargo vehicles, motorcycles, RVs, or vans with seating for more than 9 people (including the driver). Note that Teslas qualify as high-value vehicles, so these aren’t covered .

The benefits guide doesn’t spell out any specific excluded countries . However, Visa typically excludes coverage in Israel, Jamaica, and Northern Ireland, plus you may not be able to use your card to pay for a rental (and thus coverage won’t be in effect) with U.S. Treasury Department monetary embargoes . These destinations include places where your credit cards won’t work, such as Cuba, Sudan, Syria, and North Korea.

Unfortunately, no. Because Turo and Zipcar rentals aren’t considered rentals from a rental car agency, most credit card rental car insurance doesn’t cover them .

To file a claim, you should first gather all of the documents related to your claim . These can include receipts, accident reports, police reports, photos, hospital records, or anything else pertinent to the type of claim you’re making.

Next, you can call the benefits administrator at 866-390-9735 or visit eclaimsline.com to submit online . Different claims have different required timelines. For example, auto claims must be filed within 100 days of the incident. However, you need to file within 90 days for baggage delays or losses, but you’re supposed to contact the benefits administrator within 20 days of these incidents to at least provide notice, even though you have 90 days to finish submitting the claim.

This question will be subjective, and different people will arrive at different conclusions. Travel insurance can be useful for the unexpected, but no 2 trips are equal. The best way to decide whether you need additional insurance beyond what the Chase Sapphire Preferred card offers is to look at what it doesn’t cover.

Will you be skydiving? Do you have significant trip expenses related to Turo rentals or short connections that could cause domino effects if you miss a departure time? Are you renting an RV or going camping — types of travel not covered by the Chase Sapphire Preferred card?

If you have prepaid, nonrefundable expenses that wouldn’t be reimbursed by your credit card’s travel insurance in the event of delays or cancellations, getting a travel insurance policy that covers these could be a good idea and could provide peace of mind. That said, not every travel activity is covered by every travel insurance policy, so you want to make sure you choose a policy that covers your expenses for your particular trip .

If you look at your trip and decide that your flights, hotel plans, and simple plan of just relaxing at the beach will be covered by the Chase Sapphire Preferred card, then purchasing an extra policy probably isn’t necessary.

The Chase Sapphire Preferred card offers numerous protections for purchases and trips. Insurance terms can feel confusing, but hopefully, the explanations of these policies should clarify what is and isn’t covered, as well as policy limits, in a way that helps you know whether the coverages are sufficient for your upcoming travels.

Want to learn more about what else this card offers beyond travel insurance? Consult our full Chase Sapphire Preferred card review .

Frequently Asked Questions

Does the chase sapphire preferred card have trip insurance.

Yes, it has several types of travel protections. Cardholders get rental car insurance, baggage delay insurance, lost and damaged luggage reimbursement, travel accident insurance, trip cancellation and interruption insurance, and trip delay reimbursement.

How to file a claim with the Chase Sapphire Preferred card travel insurance?

You can call the benefits administrator at 866-390-9735 or visit eclaimsline.com to submit online. Each claim type has different required documents and a different required submission timeline, so check your benefits guide for your specific claim type.

Does the Chase Sapphire Preferred card reimburse for travel cancellation?

Yes, you can be reimbursed for monetary losses of up to $10,000 per person and up to $20,000 per trip if you cancel for a covered reason. You’ll need to pay for at least part of your trip with your Chase Sapphire Preferred card, and the cancellation must be for a covered reason, such as death, injury, or being called to active military duty.

What insurance does Chase Sapphire Preferred card cover?

The Chase Sapphire Preferred card has several types of travel protections. Cardholders get rental car insurance, baggage delay insurance, lost and damaged luggage reimbursement, travel accident insurance, trip cancellation and interruption insurance, and trip delay reimbursement. Cardholders also get shopping insurance benefits, such as purchase protection and extended warranty protection, plus other benefits like roadside dispatch and travel and emergency assistance services (though these are pay-per-use benefits).

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About Ryan Smith

Ryan completed his goal of visiting every country in the world in December of 2023 and now plans to let his wife choose their destinations. Over the years, he’s written about award travel for publications including AwardWallet, The Points Guy, USA Today Blueprint, CNBC Select, Tripadvisor, and Forbes Advisor.

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