what is travel$ ocbc

Personal Banking

Get travel-ready with OCBC

Spend less effort managing your travels and more time enjoying them with our suite of products and services..

Manage your pre-trip needs with ease

Exclusive travel deals Make the most of your trip with our travel deals. Get discounts on flights, hotel accommodation, activities and more – on platforms like Agoda, Trip.com and Klook – when you pay using OCBC credit/debit cards. Explorer Travel Insurance Get Explorer Travel Insurance early and be covered 30 days before your trip. Receive up to S$700,000 in overseas medical coverage; our extensive coverage includes trip cancellations, flight delays, baggage loss and more. For convenience, buy the policy via the OCBC app – we will pre-fill any information that we have in our records and give you the option of using your OCBC account to pay. PayLite Split large travel bookings – like flights, hotel accommodation and car rentals – into smaller, interest-free monthly instalments (EIR from 9.50% p.a.). This means you can pay over time and save on stress.

Skip the queue at the money changer

Scan & Pay Go cashless during your travels – simply scan and pay using the OCBC app. Make secure payments via Alipay+, UnionPay, DuitNow QR and more at merchants across 40 destinations, including China, Malaysia and Japan. Enjoy competitive exchange rates and zero additional fees or transaction charges. OCBC 90°N Card Be rewarded when you charge foreign currency transactions to the OCBC 90°N Card. Earn unlimited Miles that never expire at 2.1 Miles for every S$1 spent in foreign currency and 1.3 Miles for every S$1 spent.

Manage your holiday expenses

PayLite Got a little carried away with shopping, eating or seeing sights during the trip? Put your transactions of at least S$100 on PayLite to pay them in fixed instalments (EIR from 9.50%).

More information

Important notes.

Policy wording

Policy owner's protection scheme

Terms and conditions

Terms and Conditions governing Explorer 40% and 15% Discount

Terms and Conditions governing PayLite Instalment Payment Plan

Terms and Conditions governing the OCBC 90°N Card Programme (with effect from 1 January 2024)

The above is for general information only. It is not a contract of insurance. It does not constitute an offer to buy an insurance product or service. It is also not intended to provide any insurance or financial advice. The precise terms and conditions of the plans are specified in the insurance policy contract. Explorer is underwritten by Great Eastern General Insurance Limited, a wholly-owned subsidiary of Great Eastern Holdings Limited and member of the OCBC Group. Explorer is not a bank deposit or obligation of, or guaranteed by OCBC Bank.

No representation or warranty whatsoever (including without limitation any representation or warranty as to accuracy, usefulness, adequacy, timeliness or completeness) in respect of any information (including without limitation any statement, figures, opinion, view or estimate) provided herein is given by OCBC Bank and it should not be relied upon as such. OCBC Bank does not undertake an obligation to update the information or to correct any inaccuracy that may become apparent at a later time. All information presented is subject to change without notice. OCBC Bank shall not be responsible or liable for any loss or damage whatsoever arising directly or indirectly howsoever in connection with or as a result of any person acting on any information provided herein.

Claims arising from events that have already occurred or made known to public via authorities or media before your application will not be covered.

Information presented as at 1 January 2024.

Policy Owner's Protection Scheme

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the General Insurance Association (GIA) or SDIC websites ( www.gia.org.sg or www.sdic.org.sg ).