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20 Ways to Keep Your Money Safe While Traveling

More than "middle seat," "lost reservation" or "canceled flight," the two words that have the power to rattle even the most intrepid traveler are, "Stop, thief!"

Tamara Tennant, a globetrotter and owner of an interior design firm in Fort Lauderdale, Florida, recalls how she, her husband and two friends were surrounded by would-be thieves on the Paris metro several years ago. "One of them unzipped my friend's fanny pack and grabbed his money clip. My friend's wife saw what happened and instinctively started shouting while shoving the thief's arm up in the air to expose the money clip," Tennant said. "She grabbed it from the thief's hand and, when the train reached the next station, the thief and her accomplices — all women — got off and disappeared into the crowd." The entire incident happened in seconds.

You may have the inside scoop on where to find the best deals on hotels and how to pack like a million-miler , but knowing how to keep your money safe while traveling is both an art and a science. For a worry-free journey, follow this advice from frequent jetsetters and travel experts.

See: 6 Common Travel Setbacks: Tips for Surviving a Trip That's Gone South

1. Plan to carry at least two credit cards, just in case one is lost, stolen or otherwise compromised. The cards should be issued by different payment networks, such as Visa or MasterCard.

2. Notify your credit and debit card providers about your travel plans so they won't decline any charges, suggested Renato Carfagno, a vice president at J.P. Morgan.

3. Don't assume your "big bank" ATM card can be used at every international destination, advised Tennant. Check with your bank in advance to find out if your card will work where you're planning to go.  

4. Photocopy your passport or other ID, the front and back of tickets, and each credit and debit card you plan to carry. Leave copies with someone back home and keep additional copies locked in your hotel room safe.

5. Melvin Böcher, founder and CEO of Travel Dudes , always travels with a laptop and scans or takes pictures of important documents and then emails the images to himself. He said this information can also be stored in the cloud through Google Drive or sent to a Dropbox folder. Stephanie Diehl, a professional travel consultant at Travel Designed , keeps important personal information on her phone as well as her laptop, protecting access to both with a password.

6. If you're tech-savvy, store confidential information as an encrypted PDF on your phone or in the cloud.

See: Your Travel Insurance Questions Answered

7. If you're planning to visit a close friend or trustworthy business colleague overseas, ask in advance if he or she will exchange his or her currency for yours. Jossie O'Neill, an international special education consultant who frequently travels to India, said this is a good way to avoid fees at conventional money-exchange offices. If your foreign friends don't want your dollars, ask them to negotiate the money exchange process for you. Lynn Housner, an associate dean at West Virginia University, does this when he travels to China. "They're always able to get a better exchange rate for me than I could by myself," he said.

8. Erin Bender, founder of Travel With Bender , advised looking up the exchange rates in the countries you're visiting before exchanging any currency. At a bank or currency exchange office, count the exchanged money yourself in front of the clerk.

9. As long as your bank doesn't charge an ATM fee, you'll get a better exchange rate at an ATM than at a currency exchange office.  

10. If your ATM or debit card password consists of letters, you should know the corresponding numbers, advised Steve Jermanok, a travel writer, travel agent and owner of Active Travels . Many foreign ATM machines do not have letters.

11. Dave Levart, founder of Dave's Travel Corner , always uses ATMs inside banks rather than stand-alone machines, which can be outfitted with a skimmer that can steal your card's information.

12. If you need to carry more than minimal amounts of cash, arrange for your bank to increase the daily cash withdrawal limit on your ATM card, and make the change effective only for your travel dates. If your ATM card and PIN are stolen, this will limit the thief's access to your money. 

13. Through his travels, Jermanok found that many retail stores and restaurants in Europe only accept cash or chip-embedded credit cards. These cards, which are starting to gain popularity in the U.S., can be vulnerable to electronic pickpockets. He advises clients to purchase chip card sleeve protectors, which block the transmission of radio frequency identification signals. They're inexpensive and readily available through Amazon .

14. Marlene Jupiter, author of "Savvy Investing for Women," often carries prepaid Visa or American Express cards when traveling. This eliminates the worry of unauthorized access to a conventional credit card.

15. Cash is king in some countries. Tennant found that in New Zealand, some businesses add a 2.5 to 3.9 percent surcharge to purchases made using a credit card.

16. When traveling internationally, research tipping etiquette in advance, advised Kim-Marie Evans, founder of Luxury Travel Mom . A service charge is customarily included on restaurant bills in many countries. "It's nice to be a big tipper," she said, but if you're generous, "it should be on purpose rather than by accident."

17. This may be a no-brainer, but always lock valuables (electronics, medications, passports) in your hotel room safe whenever you leave the room.

18. When going through airport security, wait to put your bags on the conveyor belt until you're ready to step through the screening portal. This ensures that you and your bags will move more or less together, and it makes it more difficult for thieves to snatch your stuff.

19. Whenever you leave your hotel, avoid keeping cash, credit cards and wallets all in the same bag or pocket. If you have a travel partner, divide it between yourselves and carry it in multiple areas on your body.

20. Many travelers avoid carrying a handbag or wallet altogether and opt instead for a money belt. Diehl recommends the PortaPocket system of hands-free carry cases.

See: 7 Reasons to Never Travel Without a Credit Card

About the author: Carolyn Gatto is an award-winning writer, editor and publisher who specializes in travel subjects. Following a 25-year career in print publishing, she founded two travel websites. Her latest launch is EasthamVacationGuide.com , an insider's guide to the best places to eat, shop, stay and play in and around the Eastham area of Cape Cod. Follow her on Twitter @CG_NY_CC .   

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The 8 Best Travel Money Belts of 2024, Tested and Reviewed

Our top picks can hold your phone, passport, and more.

Katherine Alex Beaven is a Los Angeles-based travel, food and drink, and culture writer.

In This Article

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• Our top picks
• Others We Liked

Our Testing Process

• Tips for Buying
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Travel + Leisure / Jessica Juliao

Money belts can be a hot topic in the travel community: to wear or not to wear one, that is the question. When it comes down to it, if having your essentials close by and on your person makes you feel more secure, or if you want a hands-free, worry-free way to carry your stuff, we say go for it — with a few caveats. Travel money belts can either be conspicuous or well-hidden. If you’re buying one for security against potential theft, you’ll want to factor in how obvious it is when you access your items. If you’re looking for more convenience, then double down on comfort and zero in on the right capacity for what you plan to carry.

We handpicked 18 travel money belts to put through a series of controlled tests in our lab. We gave a sharp eye to each money belt’s ease of use, comfort, capacity, performance, and quality. We also included a water test to mimic sweat and other water exposure. We’ll continue to test these products for the next six months to see how they stack up over time, but we’ve already got picks for this year’s best travel money belts. Whether you’re looking for a compact one for just the basics, need something while you’re off on an active adventure, or are looking for RFID protection, we’ve got a pick for you.

Best Overall

Raytix rfid money belt.

• Ease of Use 5 /5
• Comfort 5 /5
• Capacity 5 /5
• Performance 5 /5
• Quality 5 /5

It’s comfortable and easy to wear while still fitting all our travel items. 

The sizing is limited compared to other belts on the market. 

This classic-style money belt has a deceptively slim profile with five pockets. A larger main zippered pocket has two interior mesh slip pockets for stashing smaller items like coins, transit tickets, or an earbud case . There’s also a hidden back mesh pocket ideal for paper money, plus a medium front zippered pocket. We found it easy to load up all of the items on our testing list and were happy to see it fits a passport without any struggle with the zipper. The back mesh pocket is breathable and slightly padded and feels comfortable against your skin. 

The money belt has an unusual, round double-release button that seems sturdier than the typical three-prong side release buckle on most others. We didn’t feel the waist strap dig into our sides while wearing and noted the straps are easily adjustable and feel smooth. The waist strap will fit waists between 27-41 inches, and the belt comes in black as well as fun colors like bright pink and green. The slim profile did bulk up once the belt was fully loaded, though, making it easy to spot even under two layers of clothes. Still, this belt felt secure and durable, and it still looks as good as new after six months of using it for long runs.

The Details: Ripstop nylon | 11 x 5.5 x 0.04 inches | 5 pockets | RFID-blocking capabilities

Travel + Leisure / Jessica Juliao

Most Versatile

Anj money belt.

It’s sweat- and water-resistant, which makes it usable for intense workouts or sightseeing in hot weather.

The largest adjustment will only fit a 41-inch waist at most. 

The ANJ Outdoors Water-resistant Money Belt has a two-layer, single-pocket design that translates to an ultra-thin and lightweight belt. At the same time, the soft lycra material provides a decent stretch that allowed us to fit all of our tester travel items inside, but not much else (and we had to squeeze in our passport). This belt is technically designed for runners, giving the water-resistant material an athleticwear level of comfort which we appreciated. However, during our three-month test, we did feel that this belt gets pretty sweaty in hot weather, so you may want to wear it under quick-dry clothing . However, after six months of use, we noticed that sweat and water don't cling to the material and cause odor. An added feature we didn’t even know we were missing is the built-in headphone jack, though it won’t make a difference for travelers sporting wireless earbuds. The adjustable waist strap has reflective strips and fits sizes 26-41 inches. And, not only did the belt not dig into our skin, it actually also felt stylish and very secure, too. 

The Details: Lycra | 7.5 x 4.5 x 0.04 inches | 1 pocket

Best Anti-theft

Peak gear hidden travel money belt.

• Ease of Use 4.5 /5

It includes theft insurance and lifetime recovery service. 

There are only two basic color options.

This Peak travel money belt comes with built-in RFID protection lining, but what makes it a standout anti-theft wallet for us is that it also comes with $250 worth of theft protection and two recovery decals for lifetime recovery services of lost or stolen items. Recovery services are available via a 24/7 phone line and work by helping to return items to you from anywhere across the globe. We also like that we could access our items without drawing attention to the fact we were wearing a money belt. We tested the “regular” size wallet and loved how it stayed slim, inconspicuous, and comfortable even when loaded with documents, money, and other items from headphones to keys to a cell phone. In fact, when we almost completely filled all five pockets, it still felt light and never dug into our waist even while sitting. The biggest drawback for us is that it only comes in beige and black. 

The Details: Nylon | 5 x 5 x 0.7 inches | 5 pockets | RFID-blocking capabilities

Best Large Capacity

Lanney rfid travel blocking money belt.

Spacious enough to fit passports, large paper bills, and credit cards, this belt can hold all of your valuables in one place.

The included RFID cards aren’t very eco-friendly. 

This money belt has a standard money belt design with five storage areas, including a main compartment with two interior mesh slip pockets, a small zippered front pocket, and the back has a breathable, open mesh-paneled sleeve that works great for stashing paper money. We liked how comfortable the belt was, and that it easily fit all items (with room to spare) and still wasn’t detectable under clothes. The strap fits waists measuring 26-50 inches but could likely stretch to fit larger sizes. During our water bottle sweat test, it provided total protection for the items inside. Also, the wallet belt has three built-in RFID-blocking layers and comes with 10 single RFID-blocking card holders (something we’ve never seen before). But, while it’s available in beige, cream, and black, we’d like to see it available in more colors to switch things up.

The Details: Ripstop nylon | 10 x 5.5 inches | 5 pockets | RFID-blocking capabilities

Best for Active Travelers

Flipbelt classic running belt.

The discreet belt is perfect for storing essentials while hiking, working out, running, or biking.

It’s not adjustable so you'll have to commit to one of seven sizes when shopping. 

This machine washable money belt is made from a light and breathable plush fabric that feels good against the skin and has a stretchy, bounceback capability. We also found it easy to move freely while wearing it without any trouble, making it an easy go-to for active travelers although, in our longterm test, we found ourselves annoyed when getting the belt on as it flips easily. There are four pockets, and we were impressed by how much we fit inside the main storage compartment (stretchy material for the win!). All-in-all, we were pleasantly surprised at how well this performed in our sweat test, the durability and quality of materials, and how well it was concealed under our clothes. This money belt comes in 13 different colors but we do wish one of the pockets had a zipper for that added security. Unfortunately, there’s no way to adjust this band-style belt as there are no clips or buckles so be sure it fits your waist size before purchasing (and it comes in seven sizes from XXS to XXL). After six months of regular use while partaking in rigorous activities, the belt has held up perfectly and hasn't shown any signs of wear and tear.

The Details: Micropoly and lycra | 8.6 x 3.2 x 0.4 inches | 4 pockets

Best Organization

Aikelida rfid blocking travel wallet.

• Capacity 4.5 /5
• Performance 4 /5

There are two separate pockets for separating money from IDs.

The buckle feels flimsy. 

This slim money belt has two main zippered pockets, two stash pockets inside the larger main pocket, and a concealed stretchy mesh pocket at the back. The number of pockets and overall design makes it a cinch to locate items without digging (especially for smaller things like coins or wired earphones). Both zippers glide smoothly and have long, nylon pulls that made it a cinch to find and grip. The exterior fabric is tear- and water-resistant and the sweat-wicking padding on the back made it comfortable to wear as we moved around. The adjustable belt is made from an elastic material that helps to get the perfect fit, though we were left wondering how the rebound stretch would hold up after many wears. The RFID-blocking capabilities are a plus. Like many travel money belts, this one is only available in solid black, making it more difficult to conceal under light clothing.

The Details: Nylon | 11.2 x 5.2 x 0.4 inches | 5 pockets | RFID-blocking capabilities

Easiest to Conceal

Stashbandz unisex travel money belt.

• Ease of Use 4 /5
• Comfort 4.5 /5
• Quality 4.5 /5

With a handy compression band, it's easy to get a snug and discreet fit.

It runs small and cannot be adjusted.

This StashBandz money belt impressed us with its waterproof compression band design, and we liked that it was available in 11 colors. The 360-degree spandex band has no clips or belts and instead fits around your hips and waist (you put it on by pulling it up or down your body). The four pockets are divided through stitched-in seams. For extra security, one has a zippered closure at the top. Accessing the two front pockets is easy enough, but getting to the back requires some flexibility. During our spray bottle “sweat test,” the belt kept items dry and completely dried in about 15 minutes. While we found the spandex to be comfortable against our skin, the belt did ride up when we sat down and even with some arm movements. Since it tends to run small, we recommend sizing up if you’re between sizes, which may also help prevent the belt from rolling up.

The Details: Spandex | 8 x 6 inches | 4 pockets

Most Compact

Molarun travel money belt.

Thinner and smaller compared to other belts we tried, this one is best for a solo traveler or light packer.

The waist strap only extends to 46 inches and may not fit larger waists. 

This smaller, lightweight money belt is a great bargain for travelers looking to carry the basics. The classic money belt look features an open, mesh slip pocket in the back, a small front-zippered pocket, and a main compartment with two open mesh pockets. The back mesh pocket is padded, making for an exceptionally comfortable wear, and we liked how easy it was to access everything we stashed inside. The 26-to-46-inch adjustable strap belt clips around your waist in the back, though the strap is attached to the front pouch toward the top, making the pouch want to flip backward. Despite being compact, it could fit all of our testing items (though it was a tight squeeze). Because it was packed so fully, it was visible through our T-shirt and sweatshirt, so may not be the right pick for someone looking to go incognito.

The Details: Ripstop nylon | 9 x 6 x 0.39 inches | 3 pockets | RFID-blocking capabilities

Other Travel Money Belts We Liked

These travel money belts didn’t make our best-of list but still deserve a shout. Take a peek, they might just be what you’re looking for.

Venture 4TH Travel Money Belt : This is a larger-capacity money belt with plenty of pockets and storage options that made it easy to access our items fairly inconspicuously. The downside is that it made the front pouch obviously bulky and the waist belt dug into our sides and back making for an occasionally uncomfortable fit.

Boxli Travel Hidden Money Belt : We were fans of the overall design of this bag, especially how well it performed in our water testing (everything stayed dry and it dried completely within 15 minutes), but we think the minimalist design worked against the belt and they struggled to feel like they had enough space for everything they needed.

Samsonite RFID Security Waist Belt : This belt had a comfortable fit, held all our items, and was easy to adjust. It also performed well in water testing, but we couldn’t quite get over feeling uneasy about the security of the belt’s thin and somewhat flimsy elastic strap.

We tested 18 travel money belts in our New York City testing lab as well as during travels over a three-month period. Each person was given a set of dummy essential items that most travelers would need or want to fit inside the money belt. This included a passport, credit cards, cash, a cell phone, a set of three keys, and earbuds. We assessed how easy it was to put on, adjust, and wear the belts, as well as how durable the components and materials of each belt appeared. We also noted how visible the belt was under one layer of clothing and then under a sweatshirt, plus how conspicuous it felt to access the items inside. Comfort was tested while standing, sitting, and moving around. Additionally, a water/sweat test was performed on any belts that claimed to be water-repellant, water-resistant, or waterproof where we used a bottle to spray the belt until it was soaked and then checked the effect on the items inside and timed how long it took for the belt to completely dry. 

P.S. — Stay tuned for an even better gauge of how well these travel money belts perform over time, as we will continue to use our top-pick money belts and collect insights for six months following the initial tests.

Tips for Buying a Travel Money Belt

Know what size you need.

Make sure you’re buying a travel belt with enough capacity for what you expect to carry in it while also being aware that the more you can fit inside, the bulkier it is likely to become (and therefore possibly harder to conceal under your clothes). When possible opt for the most minimal design for your needs. It’s also important to check the smallest and largest possible circumference of the belt, particularly for anyone with a smaller or larger waist. 

Evaluate different materials

Travel belts are made of different materials that benefit different purposes. If you’re trekking in the rainforest, finding a belt with a solid waterproof or water-resistant shell is essential, but if you’re heading out for a city trip, rip-proof or cut-proof material may take priority to avoid the belt being snatched. Similarly, if you’re planning to do more adventurous activities that require a lot of movement and possibly sweating, a money belt made from breathable, flexible material is probably your best bet. 

Look for added security features

If you’re choosing to wear a money belt as a bag-free option for security purposes, consider buying something with extra security features. Having a RFID-blocking lining in at least one pocket can provide more peace of mind when storing credit cards and IDs. We’re fans of the hidden pocket, though they can sometimes be tough to access in an item such as a money belt. Ripstop material, locking zipper fasteners, and theft insurance and recovery are also great security extras.

Travel belts are one of the safest places to keep your money and important cards and IDs, particularly in destinations known to have problems with pickpocketing. That said, the wrong type of travel belt — aka one that is too obvious under your clothes or makes you look conspicuous when trying to access your items — may call attention to you as a tourist. This is why it is important to buy the best travel belt for your body and needs. It is arguably one of the most important travel accessories you'll want to purchase.

It may be called a travel money belt, but you can usually treat these portable security pouches like a minimalist hip pack, loading in valuables and necessities from keys and cards to earbuds and your phone. If you want to carry your passport or phone, make sure your travel belt is big enough (and you may need to take the cover off either item in some cases). 

No, you must remove the travel belt when you go through security. It will be treated like a hip pack, which cannot be worn into the body scanners. If the belt is small, you may get away with holding it as you walk through. We recommend packing the belt like a wallet in your luggage while going through security and then going to the bathroom to put on the belt after security so you don’t draw attention to the fact you’re wearing this. 

Why Trust Travel + Leisure

Katherine Alex Beaven combined research, T+L tester input, and her personal experiences while traveling with money belts for this list. 

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10 Smart Ways to Carry Money While Traveling

Christine Sarkis

There's a 95 percent chance Senior Editor Christine Sarkis is thinking about travel right now. Follow her on Instagram @postcartography and Twitter @ChristineSarkis .

Christine Sarkis is an SATW-award-winning journalist and executive editor at SmarterTravel. Her stories have also appeared on USA Today, Conde Nast Traveler, Huffington Post, and Business Insider. Her advice has been featured in dozens of print and online publications including The New York Times , Conde Nast Traveler , and People magazine. She has also shared travel tips on television and radio shows including Good Morning America, Marketplace, and Here & Now. Her work has been published in the anthologies Spain from a Backpack and The Best Women's Travel Writing 2008 . She is currently working on a travel memoir.

The Handy Item I Always Pack : The Trtl Pillow . It's easy to pack and comfortable, and makes it so I can actually sleep on flights.

Ultimate Bucket List Experience : Seeing the Aurora Borealis from the comfort of somewhere warm, like a glass igloo or hot spring.

Travel Motto : Curiosity is an amazing compass.

Aisle, Window, or Middle Seat : Aisle all the way.

Email Christine Sarkis at [email protected] .

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Carrying money on vacation is a balancing act between safety and utility. Making money difficult to access deters thieves, but when it comes time to pay for something, you still want to be able to get to it without stripping off clothes or playing hide-and-seek with a bag’s hidden pockets. With that in mind, here are 10 tips that will help you carry money safely and elegantly while traveling.

Some of the links featured in this story are affiliate links, and SmarterTravel may collect a commission (at no cost to you) if you shop through them.

Divide Money

Even if you disregard all other advice about carrying money, take this tip to heart: Whenever possible, divvy up your travel cash and even credit cards into multiple safe spots. If you have all your money in one place, it only takes one incident for a thief to totally wipe you out.

When possible, leave all the cards and cash you won’t need immediately in a secure location in your hotel or vacation rental. And when you’re out and about, keep some of your money attached to your person (see below for ideas about how to wear money securely), and some in a bag you carry. If you’re smart about how you distribute your funds, you’ll still have enough money to get to a police station or back to your hotel in the event your bag gets lost or snatched.

The Best Credit Cards for Travelers

Favor On-Body Storage

Under-clothing storage accessories have come a long way since neck pouches and money belts came onto the scene. Though those classics are still effective, newer options include bra stashes , as well as long johns , underwear , and undershirts with built-in pockets for safe storage. On-body storage accessories are particularly useful if you’re sleeping somewhere that doesn’t have a secure place for cash and other valuables.

Note that on-body storage isn’t a good wallet alternative, since fishing around under your clothes for money advertises where you’re hiding the goods.

Keep Small Bills Handy

Changing or withdrawing large amounts of money minimizes the fees you’ll pay to get local currency, but it also means you’ll be traveling with far more cash—and larger bills—than you’d likely have on you at home. In addition to dividing your money, it’s also wise to make smaller denominations of currency easily accessible. That way, you won’t pull out the local equivalent of a $100 bill while attempting to buy a 30-cent souvenir. You also won’t have to reach down into your jeans to get more money from an under-clothing money pouch.

Make money preparation part of your morning routine: As you’re packing your bag, make sure you’ve got a variety of small bills and coins at the ready for purchases such as food, souvenirs, and attraction entry fees. Squirrel away larger bills in your under-clothing money pouch , or tuck them into a secure part of your wallet or bag.

3 Incredible Money-Saving Tips from a Flight Attendant

Carry an Anti-Theft Bag

If garbage-bag commercials have taught us anything, it’s that some bags are tougher than others. The same goes for travel purses , backpacks , and bags —some, designed specifically for travel, have features such as cut-proof, steel-cable-reinforced shoulder straps; slash-proof fabric; and locking zippers.

Since elements like these slow down thieves, anti-theft bags can do a decent job deterring opportunistic pickpockets. Anti-theft bags are available online from Arden Cove , Pacsafe , Travelon , and other retailers. Consider your purchase an investment that might save you some money.

Trim Your Wallet

Are you going to need your library card when you’re 6,000 miles from your local branch? Probably not. Before you leave, take the time to go through your wallet and take out everything except the necessities (a primary credit card and a backup, an identification card, an insurance card, etc.). Not only will it help you travel lighter, but if your wallet does get lost or stolen, you’ll have fewer items to replace.

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Use a Dummy Wallet

If you’re traveling in a place known for pickpockets or muggings, consider getting a cheap wallet that looks real enough to use as a decoy that you can keep in your pocket or bag. Pad the wallet with some small bills and make it look more real by slipping in one or two of those sample credit cards you get with offers in the mail. A dummy wallet can stop pickpockets before they get to your real wallet.

Buy a Travel Wallet

In addition to a dummy wallet, you might also consider a wallet that you reserve specifically for travel. There’s one simple reason for this: If you’re the type of person whose day-to-day wallet is packed with cards—gym memberships, prepaid coffee cards, frequent-buyer punch cards, and the like—the card pockets are likely to be stretched out and won’t be able to securely hold just an item or two. By keeping a travel-only wallet at the ready, your cards will have snug pockets that they can’t slip out of accidentally.

As an added bonus, you won’t have to unpack and repack your day-to-day wallet; you can simply transfer what you need for your trip to your travel version.

Is It Better to Pay in Local Currency or USD When Given the Option Abroad?

Adapt to the Local Money Culture

Being prepared to pay your way on vacation means different things depending on where you are. In a cash economy, you’ll need to make sure to have a variety of bills and coins on hand at all times, but your credit cards will likely just collect dust.

However, in much of Europe and parts of Asia, where automation is common and chip-and-PIN credit card technology is standard, having a compatible credit card will come in very handy, especially if you find yourself at an unattended gas station late at night or a train station after hours. Also keep in mind that in some countries, U.S. dollars are an official or unofficial secondary currency, so it’s wise to keep a few greenbacks at the ready.

Use Money Alternatives

In high-traffic settings such as metro stations and close quarters like bus lines, it’s nice to be able to forgo cash or credit card transactions and rely instead on a multi-use ticket or other cash alternative. If you’re in a city where the public transportation system offers multi-use cards (for instance, London’s Oyster card or San Francisco’s Clipper card) or where you can buy a bunch of tickets at once for a discounted price, then take advantage. You’ll reduce your chances of losing your wallet simply by retrieving and stowing it fewer times.

Where to Get the Best Exchange Rate When You Need a Foreign Currency

Stow Valuables Securely

Sometimes the best way to carry money is not to carry it at all . Hotels’ in-room safes are generally pretty secure, and if you’ve got an item (or a wad of cash) you’re particularly nervous about, check to see if the hotel has a safe-deposit box behind the desk. If you do use a hotel lockbox of any sort, remember to retrieve your items when you leave. In the rush to pack up and depart, out of sight can easily mean out of mind—until you’re on your way to the airport. If you’re a forgetful type, leave a colorful note on top of your suitcase .

Editor’s note: This story was originally published in 2016. It has been updated to reflect the most current information.

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How To Keep Your Money Safe While Traveling

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Table of Contents

What to do before you go

What to do while you're abroad, what to do if theft happens to you.

An overseas adventure can be a lot of fun, but there are potential hazards that travelers should take into account when planning trips.

Beyond physical safety, your financial security can easily be jeopardized by scammers and thieves if you aren’t careful. Here are some tips and tricks for how to keep your money safe while traveling abroad.

1. Figure out the best plastic to pack

Familiarize yourself with your credit cards' travel-related perks and benefits. Some cards, for example, offer rental car insurance, trip cancellation insurance, lost luggage reimbursement, travel accident insurance and more. It's even better if your card is on a network with wide international acceptance (Visa or Mastercard), and if it doesn't charge foreign transaction fees.

You should also bring a debit card, in case you need to access cash. But check to see whether yours will reimburse you for ATM fees.

» Learn more: Credit card tips to take with you overseas

2. Order some currency for the country you're visiting

Speaking of cash, getting some in advance of your trip is a good idea. Not only will the exchange rate likely be better upfront, but it also will mean fewer visits to ATMs and other places where your debit or credit cards may be compromised — and therefore less risk of falling victim to scammers. Just be sure to keep your physical wallet secure, and consider carrying cash and credit cards separately so that you still have a method of payment in case you’re pickpocketed.

3. Buy a tamper-proof, RFID-blocking wallet

And speaking of pickpockets, many are experts at finagling physical wallets away from unsuspecting travelers, but these days they can also steal digital credit card information via radio-frequency identification skimmers. Protect against both kinds of theft with an RFID-blocking travel wallet that can be tucked into your waistband or under your shirt to ward off sticky fingers.

4. Inform your bank/card issuer of your itinerary

If your bank/issuer doesn’t know that you’re traveling outside the country, it may freeze your account and apply a fraud alert when it sees foreign transactions. By letting your bank/issuer know your travel plans, you ensure you'll be able to use your card freely. And you can still be alerted if your card information is used outside of your planned destination.

5. Set up account alerts you can easily access

You might not have cell service when traveling overseas, but a Wi-Fi connection will allow you to receive emails or push notifications from your bank/issuer about account activity. They can help you know if your card or account has been compromised.

» Learn more: 10 ways to minimize mix-ups on your first trip abroad

6. Photocopy necessary documents, write down bank contact info

If your physical wallet is stolen, you’ll want to have backup copies of your passport and have access to bank contact information so that you can cancel any compromised cards.

7. Think about getting travel insurance

If you're not already covered by your primary health insurance or your credit card's insurance-related perks, you might want to consider travel insurance. The right policy can protect you from the financial loss of misplaced luggage, travel delays, medical emergencies and more.

1. Be vigilant about pickpockets

Crowded places are a thief's playground. Be wary of where you keep your wallet, and watch out for people who bump into you, as they may be trying to swipe it. Better yet, avoid carrying your wallet at all if you can.

2. Use your hotel room's safe

Ideally, your hotel room will have a safe in which to store important documents (like your passport), as well as some extra cash and a spare credit card — or some payment form that you don’t have to carry on your person while exploring your destination. If your hotel lacks this option, a lockable suitcase could work, although a locked bag is much easier to carry out of a hotel room than a safe is. Or, ask if your hotel has a safe in the office and allows guests to store items there.

3. Look out for malicious technology, like skimmers

If an ATM or merchant point-of-sale device looks sketchy, you may want to avoid using it. A credit card skimmer, a device that thieves can attach to point-of-sale terminals, can quickly copy your credit card’s information, which can then be sold to others or used to make fraudulent purchases. The devices often are hard to spot because they look like regular magnetic stripe swipers.

» Learn more: How to prevent credit card fraud

4. Be aware of common scams at your destination

Unscrupulous taxi drivers with "broken meters," “friendly” locals who want to show you how to use ATMs, and elaborate ploys performed by street vendors and beggars can trick you out of your money. Research common problems before you go, as scams like these can happen the moment you leave the airport.

5. Be careful about which Wi-Fi networks you use

Entering bank usernames and passwords on your laptop or smartphone while on a public Wi-Fi network can leave you susceptible to fraud and theft. Only use private, secure Wi-Fi networks to check banking or credit card information while abroad.

1. Report card theft to your bank or issuer

If you've lost a wad of cash, you're probably out of luck. But if your debit or credit card has been compromised, your bank/issuer should be able to cancel the card, ideally before the thief does too much damage. Remember that fraud protections for credit cards are generally more robust than they are for debit cards. (With the latter, it's your own money at risk, not the bank's.)

2. Report illegal behavior to local authorities

A police report is often necessary if you later file for identity theft relief or have to dispute false information on your credit report. The local police can also benefit from having information about criminals in the area.

3. Use your backup credit card and/or cash

Ideally, you’ve kept a spare credit card or cash squirreled away from the rest of your wallet. If so, it can help tide you over for the remainder of the trip, or at least until you can receive a new card or get to a bank to withdraw more funds.

4. Keep tabs on your credit report

Even after you’ve closed your compromised credit cards, you’ll want to make sure scammers haven’t somehow managed to open anything new in your name and that you don't have unpaid fraudulent charges racking up interest and late payment fees. If you see something that looks odd on your report, be sure to dispute it with the major credit bureaus. You'll also want to ensure that you've updated any autopay accounts that require a new card number, so that you don't miss an important recurring payment.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

on Chase's website

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

1.5%-6.5% Enjoy 6.5% cash back on travel purchased through Chase Travel; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.

$300 Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!

on Capital One's website

2x-5x Earn unlimited 2X miles on every purchase, every day. Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.

75,000 Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.

Find the right credit card for you.

Whether you want to pay less interest or earn more rewards, the right card's out there. Just answer a few questions and we'll narrow the search for you.

18 tips to help you manage your money while traveling

International travel is full of excitement. Seeing new places, trying new cuisines, and navigating a different culture lead to memories that last a lifetime.

As a college student or young professional, travel can be one of the most rewarding ways to spend your well-earned money.

But with all the excitement of traveling abroad, you can’t forget about managing your money. In addition to having the right currency and understanding foreign exchange rates, you’ll want to take measures to manage your money well while on the move.

While traveling doesn’t have to be more expensive than your day-to-day life, there are extra considerations to take to keep money safe while traveling.

What’s Ahead:

Before you leave

1. alert your bank and credit card company.

Alerting your bank and credit card company used to be a standard practice when traveling abroad — so “suspicious” charges in another country didn’t put a freeze on your accounts.

These days, however, banks are a little better at tracking fraud. But alerting your bank and credit card company still can’t hurt — especially if you’ve never traveled abroad with your card and want to make sure you don’t run into any issues with your account.

2. Look into your cards’ foreign transaction fees

Foreign transaction fees — tacked onto any purchase made outside of the U.S. — can add up fast when you’re traveling abroad. If you’re not sure if your card company charges foreign transaction fees, give them a call before your trip to find out. While you’re on the phone, ask if there are specific ATMs to use that will help you avoid extra fees.

If your cards do charge foreign transaction fees and you have enough time before your trip, you might want to consider getting a credit card that doesn’t charge them. If you plan to do more traveling abroad in the future, a card without foreign transaction fees will save you a lot of money over the years.

3. Save copies of important information

Before you leave, make sure you have access to all of your important bank and credit card information in case something happens and you lose your cards. Keep an accessible digital record of the following:

• Your bank’s phone number
• Your credit card company’s phone number
• Your credit and debit card numbers

It might be easiest to take photos of your cards and save them on your phone. The important thing is to be able to access your card numbers and contact your bank in case of an emergency.

4. Confirm or purchase travel insurance

If you have a travel credit card, chances are it comes with travel insurance benefits. These benefits can come in handy when things don’t work out as planned — like when your flight gets delayed or your rental car windshield cracks. You don’t want to be on the hook for added expenses, especially after working hard to plan a trip within your budget.

Look up the travel insurance benefits that come with your card so you know exactly what’s covered. If you don’t have a travel credit card — or your benefits don’t cover enough — consider buying travel insurance. You can compare policies online using sites like SquareMouth and Travelinsurance.com to find the best option for your trip.

5. Get some local currency

It’s always wise to have at least some local currency on hand before arriving at your destination. You never know when you’ll have unexpected card troubles and need cash when there’s no ATM or bank around. Bring at least enough cash to get you a couple of meals, a hotel room, and transportation to tide you over until you can access a bank or ATM.

And don’t wait until you get to the airport to get cash, or you’ll pay a fortune to exchange currencies. Instead, call your bank ahead of time to see if you can exchange your money there — you’ll usually get a much better deal.

6. Consider a prepaid travel debit card

If you don’t have a credit card without foreign transaction fees — or you’re worried about using your card abroad — you can always get a prepaid travel debit card to load up with cash before your trip.

These cards, while they can be costly, come with lots of perks — like fee-free transactions, 24/7 assistance, and no ATM withdrawal fees. But just like credit cards, the perks vary card-to-card — and the fees can add up — so weigh your options and do your research to pick the best card for your trip.

During your trip

7. know when to use card vs. cash.

It’s always wise to have several methods of payment while traveling abroad. Some businesses will prefer card over cash, while others may not accept a card at all.

For example, using a credit card at a local street market may not be possible — so you’ll probably want some cash on hand. And in some countries, it’s best to tip with cash rather than on your card.

Alternatively, businesses like hotels may prefer you pay with a card — and you may save money if your card doesn’t have foreign transaction fees. And depending on how you tend to spend and budget, using a card can help you categorize and analyze your spending more easily at the end of your trip.

8. Use points

Travel hacking — or using miles or points to pay for travel — has become more popular in recent years. And contrary to what you may think, you don’t need to spend a ton of time or effort to earn and make use of points.

Travel credit cards usually issue points or miles when you pay with the card, which add up over time to help you save big on flights or hotel stays. If you have a travel credit card, read the fine print to understand how to earn points and make the most of them while traveling. If you don’t have a travel credit card, pick one that maximizes benefits you’ll actually use, doesn’t clobber you with fees, and — to get you some rewards right off the bat — has an attractive sign-up bonus.

9. Avoid random ATMs

When withdrawing money in a foreign country, be smart about what ATMs you use. First of all, if your bank allows fee-free withdrawals at particular ATMs — or they have branches where you’re traveling — make sure to use those machines to save money on withdrawal fees.

Try to avoid independent ATMs — they’ll often have higher fees and lower security than bank ATMs. And don’t use any ATM in an area that feels unsafe. Use machines in public places, and check your surroundings before making a withdrawal.

10. Protect yourself from theft

A smart way to manage money while traveling is to not keep all your money in the same place. If your wallet gets lost or stolen while you’re out, you don’t want to risk losing all your cash.

If you withdraw more cash than you need to spend at once, keep the extra bills in your hotel safe. When you’re out, carry your cash securely in a money belt or tamper-proof wallet. You might even want to invest in an RFID-blocking wallet, which protects your cards from digital theft by radio-frequency identification skimmers.

11. Choose local currency when paying with a card

When you’re paying with your credit card in a foreign country, you may notice an option to select either your home currency or the local currency when checking out. It might not seem like a big deal in the moment, but you’ll save money by choosing the local currency.

Despite having a credit card without foreign transaction fees, you may still pay a fee — usually around 3% —for paying in your home currency. And though you may have to do a quick currency conversion to determine how much you’re spending, you can end up saving a lot of money with this one easy tip.

12. Understand tipping culture

In North America, it’s not just polite — it’s expected — to tip 15% or more in restaurants and for other services. But tipping culture isn’t the same across the globe, and in some countries, tipping is even considered rude.

In Europe, for example, you’ll often pay a 5-10% service charge that’s already tacked on to the bill. In Asia, however, tipping isn’t the norm (and in some countries, like Japan, can even be disrespectful). Do some research on tipping culture in the countries you’re visiting. Consult travel guides and tourism websites to find out what’s expected before you go.

13. Check your account regularly

When you’re spending a different currency than your own, it’s easy to spend more than you realize (I am definitely guilty of this ). And when you’re using a card — in any currency — it’s easy to overspend. Now that lots of restaurants and stores are now card-only, you might be spending more than you realize.

Make sure you check your account regularly to avoid overspending your budget. You don’t want to arrive home after your trip with a pile of credit card debt that you weren’t expecting to pay.

14. Bank securely while traveling

Banking securely will help you keep money safe while traveling. And since most of us bank online these days, it’s extra important.

First of all, make sure all of your devices are password-protected before you travel. Otherwise, if your computer or phone gets stolen — and you have your passwords saved automatically — someone could instantly gain access to your online accounts.

If you can help it, try to avoid using free public Wi-Fi, which could potentially put your information at risk. If you need to log into your bank accounts, make sure you’re using cellular data or a protected Wi-Fi network.

15. Don’t forget the exchange rate

No matter whether you’re paying with card or cash, keep the exchange rate in mind when you’re spending. It’s easy to lose sight of how much you’re actually spending — and think something is “cheap” when you’re really paying with a more expensive currency.

If you need to, you can use an app to convert currency prices before making a purchase. That way, you know exactly how much you’re spending each time you swipe your card.

After your trip

16. convert your leftover cash.

Unless you know you’ll be traveling again soon, try to spend any foreign currency before returning home. If you come back with foreign cash, you’ll have to exchange it back to U.S. dollars. Exchanging money twice — to a foreign currency and then back to U.S. dollars — will cost you a lot in fees.

If you do need to exchange currency back into U.S. dollars, you’ll want to return to the bank. That’s where you’ll find the best exchange rates and lower fees. Or better yet, if you have a friend who’s planning to visit the destination you just came from, see if they’ll buy your leftover currency for a reasonable, fee-free rate. You’ll both come out ahead.

17. Pay off your credit card

When you return from your trip — and before you start dreaming up the next one — make sure to pay off your credit card. If you used your card for most of your purchases abroad, you don’t want to let that hefty balance linger.

Make sure you pay off your credit card and any travel-related expenses as soon as you can so your trip doesn’t end up costing you more down the line.

18. Check on your accounts

On a similar note, make sure you check up on your accounts after returning home from your trip. Don’t let any unfamiliar charges go unnoticed — instead, if you see something suspicious, call your bank or credit card company right away to report the charges.

Next time you travel abroad, use these tips to help keep your money safe while traveling. When you take the time to make security a priority, you can travel with a lot less stress — and spend a lot more time having fun.

Featured image:  HappyTime19 /Shutterstock.com

About the author

Cassidy Horton

Cassidy is a personal finance writer with an MBA and a bachelor’s degree in public relations. She has published hundreds of finance articles online covering a range of topics for variety of publications, including Forbes, The Balance and Money Under 30.

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The 10 Best Travel Money Belts To Keep Your Valuables Safe [2024]

Amar Hussain

Senior Content Contributor

779 Published Articles

Countries Visited: 63 U.S. States Visited: 9

Keri Stooksbury

Editor-in-Chief

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Things To Look for in a Money Belt

1. best money belt for discretion, 2. best money belt for theft insurance and lifetime recovery assistance, 3. best money belt for compact dimensions, 4. best money belt for the security-conscious traveler, 5. best money belt for the budget traveler, 6. best money belt for the sporty traveler, 1. for those who really don’t want to wear a money belt, 2. for the minimalist traveler, 3. very discreet money belt alternative, other ways to protect your money while traveling, final thoughts.

We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

Forget about trendy backpacks or designer handbags: a money belt will help stop your dream adventure from turning into a cash-strapped, stranded nightmare.

Money belts, stash belts, fanny packs — whatever you call them, these figure-hugging carry-alls can keep your money, passport, and other documents safe while you travel.

Dress them up or dress them down, the key to money belt style is safety. Keeping your belongings safe is always in fashion , and these concealed pouches are tucked away from the grabbing hands of pickpockets to bring you peace of mind while you roam.

Available in a variety of styles, you can keep everything you need close at hand and away from prying eyes.

Not all money belts are equal, although they are all much safer than a bag that’s easily accessible by criminals .

Because every traveler explores new places in different ways, consider these features that can be found in the thousands of different money belts available to buy. These could include:

RFID Blocking

The modern criminal isn’t just looking for cash. Credit cards and bank cards can easily be cloned using electronic devices, and RFID-blocking protection built into the fabric of the belt will help stop those pesky pickpockets from being able to clone your card.

Hygienic and Waterproof

If you plan to keep your valuables close to your chest, you want to know your money belt’s material will withstand such close contact, especially in warmer climates. Choose a money belt made from a breathable fabric such as cotton to prevent large sweaty patches or skin irritation, and opt for waterproofing to help with easy wipedowns at the end of the day.

Slash-Proof Straps

You would assume that if your money belt is safely tucked away underneath your pants, no one would be able to get close enough to cut the straps without you noticing. While this is mostly true, if you take it off, hang it across your body, or otherwise make it obvious you’re using a money belt, it’s entirely possible a thief could try their luck.

Sports Money Belts

If you’re planning to do extreme sports, cycling, or running, your needs for a money belt may differ from travelers wandering the city or taking long walks on the beach. Look for money belts that are ultra-slim, compact, lightweight, and made from breathable and waterproof fabric.

Adjustable Belts

Because not all travelers are the same size, it’s important to find a belt that fits you like a glove. Too tight and you’ll feel constricted; too loose and your discreet belt becomes more obvious.

Multiple Compartments

If you simply want to carry cash around with you, a small money belt will suffice. But if you want to keep your phone, passport, and any other essentials tucked away, too, opt for one that has different compartments to keep everything separated to make access quick and easy every time you need to use it.

Bottom Line:  To keep your valuables safe and sound, it’s important to choose a money belt that is discreet and offers features such as RFID-blocking compartments or slash-proof straps. 

The 6 Best Travel Money Belts To Buy

Money belts may not be the best-looking accessories, but they’re without a doubt one of the most valuable in some parts of the world. Choose wisely and you can worry less about pickpockets — and keep your valuables close at all times.

• Zero Grid Travel Security Belt

Looking exactly like a regular belt, the Zero Grid Travel Security Belt is so discreet that no one should suspect anything more. It even comes with a durable plastic buckle, meaning you can waltz through airport security without having to take it off.

So low-key you can use it as a belt  — simply slip your cash into the zipper section that runs on the inner panel. This clever design is practical — hide your cash and keep your pants up at the same time!

Made from top-grade nylon webbing and featuring a smooth-gliding YKK zipper, this belt should last you many years of travel, and it should draw zero interest from would-be criminals. Unisex and über-practical, this is the ultimate cash-only money belt that can be worn anywhere.

What We Like

• Up to $300 trip assurance if items are stolen from the belt

What We Don’t Like

• No loops to tuck away the excess belt

• Peak Gear Travel Money Belt With Built-in RFID Block

This traditional money belt offers peace of mind and absolute comfort. Hidden safely underneath your clothes, it is discreet and slim, meaning it won’t draw attention.

Made from hard-wearing, tear-resistant nylon, this pouch/belt combo is also water-resistant and has an adjustable comfort strap for customizable wear. You’ll find multiple inner compartments where you can easily hide or access your credit cards, passport, or cash, all of which are secured using industry-standard YKK zippers.

An RFID-blocking inner liner adds another layer of protection against tech-savvy criminals trying to scan your credit cards, no matter how close they get to you. Another added benefit of this money belt is its $250 theft insurance and the Global Recovery Decals from ReturnMe , which will help you get lost items back anywhere in the world.

Wearable, breathable, and pleasantly discreet, you can keep all your cash, cards, and valuables hidden away all day without too much worry. This is a great design that’s very well-executed.

• Made from lightweight and durable ripstop nylon
• Doesn’t fit some passports

Hot Tip: Need something a bit bigger for your travels that can also deter would-be thieves? Check out our guide to the best anti-theft backpacks for travel for men and women .

• Boxiki Travel RFID Blocking Money Belt

This is the ultimate in RFID-blocking money belts. Good looking and easy to use, it is also RFID-secure and contains individual compartments perfect for holding cash, important documents, and your phone. Avoid pickpockets as your valuables remain invisible and tucked away.

Worried about electronic hackers? The RFID-blocking material can help protect against the scanning of digital electronic chips .

Quality comes standard with this money belt as the heavy-duty ripstop nylon resists ripping, cutting, and wear and tear. And the breathable mesh backing can stay close to your skin so you can avoid sweat and maybe even forget you’re wearing it.

• Comes with a lifetime warranty
• Can sometimes trigger the TSA metal detector

• Alpha Keeper Money Belt

This discreet money belt has an inner RFID-blocking barrier and is made from water-resistant, heavy-duty ripstop nylon. Its design makes it virtually invisible to thieves, allowing it to be hidden away inside your pants or under your jacket.

Multiple compartments are perfect for keeping your money, passport, ID, and credit cards safe. What’s more, the RFID-blocking inner sleeves are a neat design that discourages digital pickpockets looking to gain access to your personal details.

Lightweight and easy to wear, the Alpha Keeper money belt features high-quality YKK zippers, a slim, sturdy buckle, and is made from soft material to make it skin-friendly and prevent uncomfortable heat and moisture.

This money belt looks good, is easy to access when you need to, and can keep your valuables protected while you travel.

• Water-resistant and breathable
• RFID-blocking sleeves are a tight squeeze

• AIKELIDA RFID Blocking Travel Wallet

If you want to keep your valuables safely hidden underneath your clothes, this wallet is the perfect fit at a reasonable price. Super slim with secret compartments and individual pockets, this RFID-blocking travel wallet is one of the most durable and lightweight on the market .

Made from heavy-duty nylon, this money belt will resist water, mold, and mildew to help prevent stinky odors. It comes with a breathable padded mesh backside that makes it just as comfortable to wear as its counterparts on this list.

It’s not just comfort that this money belt offers —it’s as clever as it is good-looking. With RFID-blocking materials on the inside, your chip-enabled credit cards are blocked from scanning wherever you are.

• Can be machine-washed
• Zipper may fail

Fitgriff Running Belt

There’s more than 1 kind of security to worry about when traveling: the kind of security where your stuff remains your stuff, and the kind where there’s still a you to have stuff at all.

Runners know the difficulties of maintaining both kinds of security when traveling, especially if they like to run early in the morning or late in the evening or at night. That’s why the Fitgriff running belt, with its slim, light design and safety features is a solid choice for travel runs.

Easy and comfortable, this belt is sweat- and water-resistant and made with a waterproof lining for inside its pocket. It’s elastic and adjustable to most waist sizes, and should stay put on even your bounciest workouts.

It comes in bright, eye-catching colors and has 2 of those all-important reflector strips that go all the way around to maximize your visibility in low-light conditions.

This handy belt offers 1 smaller, zippered pocket for cash, cards, or your keys, and a larger, zippered, compartment that’s big enough to hold your phone securely while you run.

• Waterproof lining in the pockets to keep your items dry
• No RFID-blocking compartments

The 4 Best Anti-theft Travel Money Belt Alternatives

If a money belt isn’t for you, consider investing in a hidden pocket instead. These discreet pockets can slip into your belt or tuck into your waistband to keep your valuables safe.

Lewis N. Clark RFID-Blocking Neck Stash

Modern-day pickpockets know exactly how to access your cards without ever having to touch them: RFID scanning. But anti-theft wallets like this neck stash can be hidden on your person to keep valuables safe while you roam.

Built to last with ripstop nylon and self-repairing zippers, this neck wallet has a built-in RFID-blocking lining to protect your cards against electronic pickpockets and identity theft.

This wallet is a lightweight and easy-to-wear alternative to money belts. Just sling it around your neck or tuck under your clothes to ensure your passport, money, and travel documents are safe.

• Worn around your neck for quick and easy access
• The seams can sometimes fray

Lewis N. Clark RFID-Blocking Hidden Clip Stash

More similar to a regular wallet, this cool-looking clip wallet keeps your money and cards safe wherever you are. Made from ultra-strong nylon with a self-repairing zipper, this discreet travel wallet is perfect for hiding away under your clothes.

Clip it to your belt or stash it in your pocket to prevent thieves from accessing your cash and cards while you travel. Discreet, lightweight, and with a useful inner compartment, this travel wallet is perfect for anyone who wants the security of a money belt without having to wear one.

Stash your ID, credit card, currency, coins, and other small necessities in this RFID-blocking anti-theft clip to keep them safe. The fabric wicks away moisture and resists odor, mildew, and shrinking to keep you comfortable wherever you are.

This clip may not be as secure as the money belts listed above, but it’s small and discreet enough that you may prefer it.

• It’s a slimline and discreet money clip
• The zipper pull may break

Infinity Travel Scarf From Waypoint Goods

This clever little garment looks exactly like a regular scarf, but it’s a cunning disguise for your most treasured possessions.

This well-made neck scarf will keep you warm in cold weather and adds a fashionable flourish to any outfit. Made from a high-quality, soft, yet durable material, this scarf is fully lined with a secret pocket that is just large enough to fit your iPhone, passport, keys, and some cash.

Perfect for ladies on the move, you can keep your belongings out of harm’s way while staying stylish and keeping warm. There are currently 4 different colors and patterns available, so you should have no trouble finding something that suits your style.

Life on the open road will be even sweeter knowing that your most important belongings are nice and safely stored away somewhere no would-be thief would ever think to find them. Keep your valuables easily accessible as and when you need them with the Infinity Scarf from Waypoint.

• Available in a variety of colors
• Material is quite heavy

Even the best money belt in the world can’t protect you if you insist on flashing your cash around — or you’re prone to leaving your important documents in places where anyone could find them.

The very best way to keep your money safe while traveling? Look after it, of course.

Try these techniques to dissuade thieves and pickpockets while keeping your valuables safely tucked away:

• Use a money belt for cash and coins.
• Use an RFID-protective pouch or belt for cards.
• Keep your passport and ID on you at all times, but don’t constantly check on it (patting your valuables signals to pickpockets where they are).
• Use a secret stash bra pocket.
• Lock your belongings in a hotel safe.
• Use an anti-theft bag or backpack with electromagnetic blocking and slash-proof straps and handles.
• Use a running belt if you plan to be active while you travel.
• Use a money belt that looks just like a regular belt (like the Zero Grid Money Belt) if you’re in situations where you want to remain truly discreet.
• Keep your wits about you and your money belt tightly secured wherever you are.

Using a money belt can protect your money, passport, ID, and even your phone from criminals and pickpockets while you travel.

They are also super comfortable and incredibly practical — and while they’re affordable enough to buy, they could save you a fortune!

If you’re looking to invest in some additional travel essentials, check out our other in-depth reviews on the best products on the market:

• The Best Checked Luggage Bags for Any Traveler
• The Best Carry-on Luggage Bags for Any Traveler
• The Best Travel Adapters and Converters You Can Buy
• The Best Travel Toiletry Bags for Men and Women
• All Our Best Travel Product Reviews – In One Place

Frequently Asked Questions

Are money belts safe from pickpockets.

Money belts are one of the safest ways to protect your cash from pickpockets, as the money is kept hidden underneath or within the belt. Provided you are discreet when you access your cash, it should stay safe from pickpockets.

What is the best money belt for traveling?

Money belts may not be the best-looking accessories, but they’re without a doubt one of the most valuable in some parts of the world. These are some of the best money belts available:

Can I wear my money belt through airport security?

If your money belt does not contain any metal, then it shouldn’t set off the alarms when going through security. A TSA-approved belt, such as the Zero Grid Travel Security Belt, is made with a durable plastic buckle, so you should be able to waltz through airport security without having to take it off.

Which is better, a neck wallet or money belt?

Choosing between a neck or money belt will ultimately come down to your personal preference. Money belts are more discreet, but neck wallets are cheaper and can sometimes provide easier access to your personal items.

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About Amar Hussain

Amar is an avid traveler and tester of products. He has spent the last 13 years traveling all 7 continents and has put the products to the test on each of them. He has contributed to publications including Forbes, the Huffington Post, and more.

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How to Keep Your Money Safe While Traveling

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I firmly believe that traveling is often as safe as living in your home city, but being in a foreign place can open you up to some misadventures. Not understanding the language, frequently getting lost, and experiencing culture shock can all add up to distract you from the sneaky local with his hand around your purse. 

Fortunately, there are plenty of things you can do to lower your risk of getting mugged while traveling -- here's what we recommend.

Carry Spare US Dollars

Even if the countries you're traveling through don't accept US dollars, you should absolutely still carry some with you as a backup. US dollars are widely accepted and easily changed into local currencies, no matter where you are in the world. I recommend carrying a spare $200 and keeping it in multiple places in your backpack. 

I place $50 in the bottom of my main backpack, $50 in my daypack, $50 in my purse, and keep $50 in my shoe when I'm out exploring. That way, if I get mugged or have my backpack stolen, I'll have enough money to get a night's accommodation in a hostel , some food, and a frantic phone call to my bank and family. 

Buy a Dummy Wallet

If you're going to be heading to a particular region of the world where pickpocketing can be a real problem for travelers, such as South America , consider purchasing a dummy wallet before you leave.

If you're then approached by somebody and asked to hand over your wallet, give them the fake one filled with a couple of dollars and a few of those sample credit cards, expired debit cards, and gift cards you often receive in the mail. Having a dummy wallet can really save your finances, as few thieves have time to go through your wallet to check it's real. 

Consider Clothing with Concealed Pockets

I don't recommend traveling with a money belt because they're uncomfortable, start to smell after too many days in humid climates absorbing your sweat, and make it look like you're rummaging around in your underwear every time you need to pay for something. Plus, several of my friends who have been victims of muggings in South America had their attacker look for a money belt as their first port of call. Theives know all about money belts and it's often their first destination when they're preying on an inexperienced tourist. 

Money belts aren't your only option when it comes to keeping your money safe. Now, you can buy underwear with pockets in, can store money in a pocket in the side of a bra, and can purchase shirts and vest tops with concealed pockets. These options are all great for long transport days, especially if you're going to be traveling overnight. You'll have your money safely concealed on your person and will be unlikely to sleep through a robbery if the thief is pulling money out of your bra! This isn't yet something that muggers are aware of, so you'll likely be fine if you're pulled over on a street in Brazil and asked for everything you have. 

If you're still determined to travel with a money belt or opt to travel with concealed pocket-clothing, remember that when you're paying for an item and reaching into a concealed pocket you're advertising exactly where you keep your money to any possible thieves who could be watching. I therefore recommend checking your surroundings before advertising you have something valuable you want to hide and if possible, doing so while facing a wall and away from a crowd. 

Don't Carry Everything at Once

I recommend withdrawing as much money from an ATM as it, or your bank, will allow to minimize fees while traveling, but you don't want to be carrying all of that cash around with you at all times. When you head out exploring for the day take only what you expect you'll spend, plus a little bit extra in case of emergencies. That way, if you were to be mugged you'll only lose $20 instead of the $250 you got out of the ATM a few days ago. 

Additionally, I recommend traveling with more than one debit/credit card and keeping them in separate places. If you debit card is stolen by someone while traveling, you'll still have another to withdraw money from until you get your other one replaced. 

Take Photos of Your Debit Cards Before You Leave

I highly recommend taking photos of all of your important documents before you leave to travel and then emailing copies of them to yourself. Make sure to snap a photo of all of your debit/credit cards, any visas in your passport, and your passport itself. That way, if you happen to have everything stolen, as long as you can find Internet access, you can find out what your card number is and pay for accommodation and transport online as an emergency. 

Let Your Bank Know Where You're Going to be Traveling To

Before you leave, make sure to give your bank a call with information on where you're going to be traveling to and your travel dates. That way, they'll be far more likely to block your card for genuine attempts at identity theft, rather than for you hopping over to Cambodia and trying to withdraw cash.

Try to Use ATMs Inside Banks

In order to stay as safe as possible, try to use only ATMs that are inside a bank. It's reasonably common to come across an ATM in the middle of a tourist spot that have skimmers added to catch you out. If you use an ATM inside a bank, it's far less likely to have been tampered with. In Mozambique, the banks have guards with enormous rifles standing outside each ATM to ensure you'll be safe while withdrawing money. 

Pay For Bigger Purchases With Your Cards

If you're going to be buying an expensive souvenir, it's best to use a credit card to do so. That way, if your souvenir is stolen, you can call your credit card company and they'll likely refund the money to your card. 

Use the Safe in Your Guesthouse

You can never be too careful! While you're out exploring, make sure to put all of your money and valuables into your hotel safe to keep them away from any tempted fingers. If your hostel or hotel doesn't have a safe, look to conceal your valuables in a place where the staff won't look, such as a bathroom cabinet or underneath the mattress of your bed. 

Research Exchange Rates Before You Arrive

If you happen to be heading out on a multi-country trip, it can be frustrating to have to constantly look up exchange rates, but it's well worth doing just before you arrive in a new place. There are plenty of shady money changers out there, who prey on tourists who haven't yet learned what the exchange rate is, giving you a terrible rate. 

This is also smart for ensuring you don't get ripped off. Taxis are notorious for charging extortionate rates at airports because tourists often aren't aware of what the prices should be. Remain informed with a quick search when you arrive in an airport, using their free Wi-Fi. It takes two minutes but can save you a lot of money and heartache later on. 

Consider Picking Up a Prepaid Credit Card

If you travel with a prepaid credit card, it's less of a concern if it happens to be stolen. If you never transfer more than around $200 to the card, it won't be a great loss of money if it's stolen. 

Be Cautious at Airport Security 

It's rare, but it can happen. When passing through airport security, make sure to put your bags on the conveyor belt just as you're about to pass through the security scanner. This means you'll be waiting for your bag when it arrives at the other end, minimizing the chance of someone else grabbing it. 

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Best Money Belts and Anti-theft Travel Accessories

Anti-theft Products , Backpacking , Electronics , LUGGAGE

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Safety is always a big concern for many travelers, no matter where your destination or how long your journey. In this post, I’ll share the best money belt for traveling along with additional anti-theft accessories for women that would prefer not to have a bulge under their top. 

Even a seasoned traveler can easily become a victim by getting too comfortable. I knew a traveler who had their credit cards stolen in Thailand and the thieves got away with $5,000 in purchases!

If you don’t have the time to read the entire article, this is the most popular womens money belt !

Best Money Belts and Anti-theft Travel Accessories

Table of contents.

Fortunately, I’ve only been a victim of theft once in almost a decade of full time travel – a fellow backpacker stole $100 cash from my unlocked bag in a hostel. To be honest, both of these situations were completely preventable . All we had to do was lock our backpacks.

The majority of these occurrences are due to convenience and by taking a few precautions you can avoid becoming a victim of opportunistic theft. Travel insurance can sometimes help cover costs in case you are a victim, but it’s best to be cautious wherever possible.

Don’t worry – below you’ll find a roundup of the best money belts for travel so you can theft-proof your gear!

The Best Travel Money Belt: Alpha Keeper

What’s a Money Belt?

It’s an item you wear under your clothing where you can store your valuables to prevent theft. The above image shows the most traditional style, but you can find a variety of anti-theft product options below. 

Whatever you do, DO NOT WEAR THE MONEY BELT OUTSIDE OF YOUR CLOTHING.

I can’t believe how many travelers I see wearing it on the outside, advertising to thieves exactly where to find their cash. Please don’t make that mistake. It’s meant to be worn as a hidden money pouch under your clothing.

Venture 4th RFID Money Belt for Travel

Money Belt Reviews

While there are a variety of brands offering security accessories, our readers favor the beige color by Alpha Keeper and the black color by Venture 4th . They’re both made with RFID protection and water-resistant ripstop nylon.

While the one by Alpha Keeper features some colorful prints, many prefer the Venture 4th because it offers a variety of neutral colors to blend in seamlessly underneath clothing instead of brights that can show through your tops.

Pack Gear Hidden Money Belt with RFID Block

The option above by Pack Gear is unique in that it includes theft insurance and lifetime recovery service for lost items. While durable and with plenty of space for passports and credit cards, it’s thin and low profile so it’s a bit less bulky than other styles. Plus, with RFID protection, you won’t have to worry as much about identity theft!

Stashbandz Unisex Travel Belt

Whether you plan on exercising or hiking on your vacation or just sightseeing in the city, this StashBandz running belt can also conceal your valuables underneath your clothes .

Double the width of a standard waist pack, this spandex hip belt has four eight-inch wide pockets and stretches enough to accommodate larger cell phones like the iPhone Plus. The discreet zipper ensures none of your essentials fall out. Our readers consider this one of the most comfortable money belt styles!

Eagle Creek Undercover Silk Money Belt

Another comfortable option, this   Eagle Creek is a traveler-favorite for women money belts. Made from natural and soft silk, this item is easy to wear all day, plus the rose pink color is pretty, too. Equipped with two, separate zippered pockets, you can easily organize your currency in one pouch and other documents in another.

Lewis N. Clark RFID-Blocking Anti-Theft Money Belt

For a cost effective option, you can’t go wrong with the Lewis N. Clark anti-theft waist stash. It features RFID-blocking technology, a special TravelDry fabric to wick away moisture, and durable rip-stop nylon with self-repairing zippers. Along with multiple compartments, it’s lightweight and has a slim design.

Below you’ll find additional theft proof accessories to protect your valuables!

Compass Rose RFID Secret Bra Wallet

Secret Pockets

Personally, I prefer to use a hidden bra wallet instead of a money belt. This anti-theft product allows me to hide my cash and cards conveniently in my bra. This feels secure and comfortable and hasn’t failed me once!

I’ve used different types of bra stashes but couldn’t find something to meet my needs. Either the fabric was made of lace and scratched my skin or the strap didn’t fit across my wide bra band.

As a solution, I created my own version, the Compass Rose Secret Bra Wallet . The fabric is the same as a bra so it’s soft and comfortable to wear even in the heat and humidity of Rome in the summer.

Because women come in a variety of shapes and sizes, my secret bra stash is also designed with an extra long strap to fit size A – DD+ cup sizes and bra bandwidths up to 4.5”. PLUS, it’s the only bra wallet with built-in RFID protection .

I wear my trusty bra money pouch under my arm instead of in front of my bra. I also tuck it in underneath my bra after fastening it to the bra band for extra security.

Find out how getting left behind on an organized tour to Europe is actually the reason why my Secret Bra Wallet became one of my all-time travel essentials! Learn why here.

Eagle Creek Undercover Hidden Pocket

While you can fasten the Compass Rose Secret Bra Wallet to your belt loop and tuck it into your pants, the Eagle Creek Undercover Hidden Pocket can fit a passport if you’d like to hide that on your body.

Many people find this to be a comfortable option, but the caveat is that you have to wear a belt in order to use it.

Jasgoods Travel Security Money Belt

Featuring a zippered hidden pocket, the Jasgoods security belt is a great alternative to your regular one to keep your money and other valuables safe while on the road. Simply fold your bills and passport copies in half and slide them in the pocket with any other of your credit cards or ID’s.

Lewis N Clark Clip Travel Money Pouch

Similar to a bra stash, this secret wallet by Lewis N Clark offers an option you can clip to your waist belt. It also offers RFID protection. While their picture shows in on the outside of trousers, it seems to be better protected on the interior of your clothing.

Lewis N. Clark Deluxe Neck Stash

Another popular Lewis N Clark anti-theft product is their deluxe neck wallet . It can hold up to four passports, which is a plus if you’re traveling with your family. It also has durable ripstop fabric and a long strap so you can also wear it across your body.

Find out how to wear a neck wallet while traveling!

Forge TSA Lock

Luggage That Locks

The best protection in your accommodation and during transportation rides can be as easy as locking your bag.

Check out my favorite travel backpack, the Osprey Farpoint 55 and this reader’s fave anti-theft suitcase by Samsonite . If I hadn’t left my backpack locked in a hostel in Borneo, my valuables would have been gone when I returned from a scuba diving trip.

I now use the 21.5″ Osprey Ozone wheeled suitcase and alternate it with the Delsey Helium  for different trips. They’re both terrific bags and have built-in lockable zippers.

Tank Top with Secret Pockets

Clothing with Hidden Pockets

If you don’t like a money belt, stashing your passport and money in your underwear may be a better option. While traveling in El Salvador, I found a boy short style underwear with large pockets on either side of the leg.

While it was a bit awkward to wear my passport over my upper leg, I only used it during transportation journeys in Central America when the probability of getting my daypack stolen seemed a bit higher.

For something similar, a popular style is travel clothing with secret pockets by Clever Travel Companion. It features zippered tanks and underwear with hidden pockets. 

If you’re looking for clothing designed to protect your belongings, our readers share their recommendations for concealed pocket clothing !

Infinity Scarf with Zipper Pocket

Customize your anti-theft approach based on your destination. In places like Europe and Spain, where pickpockets are common, avoid clothing and bags with open pockets, giving wandering hands easy access to your things.

Coats and pants with zippers are a must!

It’s possible to find clothing accessories with zippered pockets to stash a little cash. I found the above infinity scarf online. It’s affordable and available in wide variety of prints and colors.

While you wouldn’t want to carry many things on your next the entire day, this may work well to store some larger bills and an emergency credit card on trips with cool to mild weather. 

Here are our readers top recommendations for scarves with pockets to help keep your valuables safe!

Travelon Anti-Theft Signature Quilted Slim Pouch

Anti-theft Travel Shoulder Bags

Some travelers may want to take extra precaution by using anti-theft travel shoulder bags. These specialized travel purses have safety features like lockable zippers, slash-proof materials, and sturdy straps to prevent thieves from breaking in.

Pacsafe and Travelon are the two major brands that offer these theftproof bags but our readers rave the most about Travelon. They offer a variety of styles including travel purses that don’t necessarily look like “anti-theft purses” like their Slim Crossbody shown above. It’s part of their Signature Collection, which offers some of the best-looking styles!

Travelon Anti-Theft Cross-Body Bag, Two Pocket

If you need more space, the best selling Travelon travel purse is the anti-theft cross body with two pockets. It has a slim design featuring slash-proof fabric, an adjustable, cut-proof shoulder strap, and zippers with a latch for extra security. It also comes with RFID blocking card slots.

It retails for as low as $30 and is available in over twenty colors. Our readers favor the bag in a classic Black but two other popular options are the Midnight and Stone colors. It’s a clear winner! 

Read more about the best anti-theft travel bags for women !

What’s the Best Money Belt for Travel?

There are many variations to anti-theft accessories, as you can see in the above article. From neck pouches to hidden pockets, there’s something to meet everyone’s needs.

In fact, the best option is to use a combination of items. That’s what I do.

For example, you can use a bra stash to store your credit cards and cash for everyday use, then use a neck pouch or pocket underwear to store your passport on transit days, and the rest of the time, use a lockable suitcase (safe or locker) to ensure your belongings are secure inside your accommodation.

Here is a quick review of the best money belts and anti-theft travel accessories:

How Do You Use Anti-Theft Accessories?

It’s important to note that anti-theft products DO NOT REPLACE YOUR NEED TO USE A WALLET.

Please keep enough money for the day in your wallet and use an anti-theft product such as a money belt or bra stash to store EXTRA cash and cards only .

I keep the bulk of my money in my bra stash but I keep what I need for the day in my pocket, purse, or wallet.  This way, I don’t have to dig into my bra or money belt awkwardly or uncomfortably every single time I need to access money.

Please DO NOT dig under your clothing every time you make a purchase. That defeats the purpose of these products.

I see this happen a lot. Travelers will get their money belt out and dig through everything so they can find what they need. This isn’t very safe as now everyone knows how much money you have and where you store it.

It’s important to be discreet, hide it, and step aside somewhere quiet or secure if you do need to get into your anti-theft product.

Please read my top ten tried and tested anti-theft travel tips for more information on how to properly use these items!

Watch the video above for the do’s and don’ts on avoiding theft while traveling.

These anti-theft accessories listed in this article are products designed to help you avoid theft while traveling. (These can also be used at home, too.)

The majority of the items are meant to be worn under your clothing to securely store cash, cards, passports, and potentially other small valuables.

Please note: you should not carry around your passport while sightseeing. Read this to learn how to keep your passport safe !

Additional Travel Safety Tips

• Don’t forget travel insurance ! Keep all your receipts because they’ll be necessary for insurance claims, along with a police report.
• Avoid sightseeing with your passport and all your money in your daypack or travel purse.
• Don’t go to big festivals and events with your passport and large amounts of money.
• Avoid leaving your passport and money unlocked in your hotel, hostel, or guesthouse.
• Use lockers provided by your accommodation (don’t forget one of the top 10 essentials on your backpacking checklist: travel locks).
• Try to only keep all your valuables on you when in transit and on transportation journeys–this is a good time to use the above gear.
• Make photocopies of your passport and offer it when an agency requires you to leave your passport as collateral. It may not always work, but it’s worth a try.
• Distribute the wealth and spread your valuables out in different places so if something does get taken, they don’t get everything.
• Always always always lock your backpack or suitcase, no matter how comfortable you feel in your accommodation.

PLEASE NOTE

As mentioned above, these items should be used as precautions. They won’t guarantee you won’t have things stolen, but they definitely improve your chances of keeping your valuables safe.

It is more likely that your cards will be stolen from inside your luggage rather than someone making off with your entire suitcase or backpack, but things do happen.

In cases where thieves steal entire bags, it usually happens on overnight buses–from underneath the bus or even from right under your seat while you sleep. It’s a sad part of travel, but it happens.

Anti-theft travel accessories are a low price to pay versus having your cash and credit cards stolen.

Watch my video on  TPSY TV for a few more anti-theft products.

Items featured in video (in order as shown)

• Anti-theft Crossbody Purse

Travel insurance can sometimes help cover costs in case you are a victim, but it’s best to be cautious about your belongings, too.

Lastly, it’s good to be well-informed and cautious, but please don’t feel paranoid.  The world is a much kinder and safer place than we give it credit for but it’s easy to feel a bit stressed out when you’re a first time traveler.

While there are reports of thefts from travelers, there is a much higher number of people who’ve never experienced anything at all so don’t let it deter you from enjoying your travels.

Do you travel with anti-theft travel accessories?

For more travel safety tips, please read:

• How to Keep Your Passport Safe While Traveling
• I Had My Bag Stolen and 4 Ways I Could’ve Avoided It
• How I Keep My Valuables Safe Abroad
• Will these Safe Travel Essentials Really Help You?

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I hope you enjoyed this post on the best money belts for traveling in addition to other ideas for antitheft accessories. Please share it with your friends on Facebook, Twitter, and Pinterest. Thanks for reading!

62 comments.

Amazon says the Compass Rose Bra Wallet is no longer available.

Hi Ramona, sadly at the moment it is. We’re working on bringing it back but since COVID we’re having to start again from scratch as we’re looking for the same high quality. Hope this makes sense

These are brilliant, thanks so much! I am going to Europe for the first time in over 20 years and trying to be as prepared as possible. Your site has been SO helpful to know what to expect, what to buy, and how to (hopefully) pack light! Pickpockets are a concern for me so I can’t wait to try out some of these solutions.

This blog post was so helpful when preparing for my first trip to Europe this year. Having the Travelon purse made me feel so much safter!

CAN YOU TELL ME WHERE TO PURCHASE THIS PURSE? THE BLACK PURSE PICTURED IAT THE TOP OF THE ARTICLE?

Hi there, I am afraid that the image at the top of the article is a stock image so we are not sure of the brand. ?

Another travel bra option would be the sporty Brave Betty. Good for overnight travel and when you don’t need immediate access to the contents as the storage area is inside the back of the bra.

Hi Janet, thank you for sharing your recommendation for Brave Betty with us!! Sounds fantastic for keeping your valuables safe! 🙂

Do you have recommendation for passport storage while swimming. I’m going on a cruise. I want to swim While on shore but will need my passport to get back on the ship.

Hi Mandy, have a look at this post for some ideas for keeping your passport safe: https://www.travelfashiongirl.com/how-to-keep-your-passport-safe-while-traveling/ I have also gone ahead and scheduled your question on TFG’s facebook page. Our readers are the best at answering question like yours so keep an eye out for their replies from next Wednesday: https://www.facebook.com/TravelFashionGirl/ hope this helps! Have an awesome time on your cruise! 🙂

Thanks for the post! I know this wasn’t the point of the article, but do you know what brand the bag/backpack is in the photo? I’ve been looking for something like that! (At the top of the post, sitting on the bench about to be stolen.)

Hi Jen, I am really sorry but the image is just a stock photo so I am not sure of the brand. The Baggallini Kindred tote featured in this post is similar: https://www.travelfashiongirl.com/travel-purses-which …/ Also there is the Tumi Crossbody Messenger bag, which is also quite similar: https://www.travelfashiongirl.com/travel-purse/ Sorry I could not be of more help 🙁

One of the best items I’ve bought is a ScotteVest, I can travel with everything I might need for the day and then some without looking bulky or having a bag to manage. The best part it entering museums or other venues with bag checks….I can just skip that and walk straight in. All my valuables are safely stowed in hidden pockets, I love it!

Hi Donna, thank you so much for sharing your suggestion with us! 🙂

When do you wear the money belt/bra stash? put it on before airport? When going through security, is the belt/bra stash a problem? Thank you for clearing this situation up.

Hi Theatta, I’ve just added a video that explains this all: https://www.travelfashiongirl.com/how-to-keep-your-passport-safe-while-traveling/ The explanation begins at the -17:20 minute mark.

Ordered the travel bra however do you have recommendations for where to keep a smartphone when out and about. That obviously will not fit in the bra.

I carry it in my purse or jacket pocket.

I bought a waterproof case that had a clip on it. Then you can easily clip it to your belt or purse while having it in your pocket or bag. It made it easy to find to for a quick pic on the go. My friend actually had hers stolen the second day of our trip & now uses a similar case in her daily life.

Great article! My husband has a great travel sling backpack from Oakley that has zipper lock capabilities. It’s a great option for men.

Great suggestion Ashley, thanks!

where did you get it the bag for your husband?

Some great safety items for travel. I always use luggage locks and when traveling to heavily populated destinations, always wear my leather Stashbelt! 🙂

Thanks Robert!

I was reading your site and started looking online, what about this purse? Travelon Anti-theft Heritage Crossbody Bag https://www.amazon.com/dp/B01CG1J7XG/_encoding=UTF8?coliid=I17IZF2509XP6D&colid=2012FMWFIFCN9

It’s super cute – I have it!

I have the purse you listed & found it extremely hard to get items in & out. The zipper opens to far up on the purse & prevents the purse from fully opening. I tried it at home last yr before going on B2B cruises in Europe & thought it would work. But I ended up using a 31 crossbody that I threw in the suitcase at the last minute. Loved it, hated the Anti-theft Travelon Purse. I was past the return period when I arrived back home so I still have it but don’t use it….wish I could give it to another traveler as I doubt I’ll ever use it.

Hi Jo, I am sorry you had that experience with the Travelon purse 🙁 but pleased you found an alternative purse which you were happy with! Let me look in to this for you!

I was wondering whether you have seen the 65fifty5 undies with the detachable pockets that are water resistant. My daughter used them for a trip to India recently and was really impressed http://www.65fifty5.com

they look good, thanks!

What about the Kavu bags? They are so popular with the young people. My 19 year old is studying abroad in Europe this summer and wants to take her Kavu which is a crossbody bag and she wears it in front .

Thanks for the suggestion Kerri! Will look into this brand

Hi Alex, great article. I’ve been using a fabric belt called Möbius Belt. What’s great about it is that I can wear and use it for all sorts of different activities, so I certainly get my moneys worth! With one belt, I can use it when I’m out exercising, when I go to a concert or event and even when I’m traveling. My husband has also been a victim of theft in Rome. It happened when we first went out in the morning so the theft of our credit cards and money ruined the rest of the day as we had to go back and be on the phone for a long time dealing with the credit card companies. And just feeling mad and frustrated on how fast and easy it was for the thief to take my husbands wallet from this pant pocket. It would have been awesome to have had Möbius Belt at that time since it can be worn comfortably and discreetly under clothing and be like a storage place for a passport (or photocopy of a passport), extra cash, backup credit cards, etc. Here is the website for Möbius Belt in case you are interested in checking it out. http://www.mobiusbelt.com

Hi Alex, I have created a product called the Global hipS-sister specifically for travel. 7 inch flattering waist bands with extra large pockets to hold valuables. Our customers LOVE wearing them while traveling. They are meant to be worn under a shirt so it looks like a layering piece. I would love to send you one so that you could try it out for yourself. If interested, contact me at [email protected]

This is really helpful! But just a question color question, if you put your money in the bra stash, how do you get it out when you need it? Or do you keep some of it in your purse?

Hi Andi, yes you always keep the amount of money you will need for the day in your purse and store the excess cash and cards in your bra stash or money belt. Great question!

Hi, I’m traveling to the Dominican Republic soon. Can I get through airport security with a hidden thigh money belt on and with money in my bra?

Hi Shemika! The money in your bra and thigh should be no problem with the metal detector but if security searches you they may wonder what it is. I’m sure it wouldn’t be an issue if it’s not an overly high sum. Hope you have a great trip!

Yes you can also long as visible

I carry small essentials in a BANDI belt. Soft and stretchy, it fits snug on waist or hips and can hold phone, passport, cash/cards/ID as well as other small items such as keys, lip gloss, mints, coins.

Sleek no-bounce alternative to a bulky fanny pack. BANDI belts come in dozens of fun colorful prints and solid fabrics. I love it!

Great tip, I’ll check them out!

Another issue with travel designed gear such as purses is they look like they hide valuables. The local hoodlums look for them, usually. Have a piece of junk or run of the mill bag and the bag won’t attract undue attention.

Being a redhead traveling where reds don’t typically originate (red occurs in every genetic group, but it’s incredibly rare outside Caucasian genomes), I cannot help but attract attention, even with it up or covered. Pale skin, red eyebrows. I’m an outsider, full stop. I try for gear to help me look unlikely to have nice things. And I don’t travel with a lot of nice things, to lessen the hit of any loss, mine or otherwise.

I just bought an RFID money belt. It looks the same as any other belt but with the added security to protect your personal data, like credit cards for example. It stops people from being able to swipe your card without your knowledge and take money or worse your identity.

I thought this was really cool and i was not aware how easy it now is for people to steal from you when walking past!

Thanks for the tip!

RFID swiping is very, very common (at least in the states). My credit card number was stolen that way. Now I use RFID sleeves and wallets to block transmission, but the info is also swiped when handing over your card to pay at restaurants (which is what happened in my case). You can’t avoid it totally, but RFID blocking accessories are definitely a big help.

Use judgement and precaution with hostel lockers. My laptop was stolen from the lockers at the Yellow Hostel in Rome. Staying in dorms can be cheap, but not safe for your belongings. My current practice is to never stay in dorms and always pring for the private room.

Have you reviewed the Bra Stash yet??I bought one off of Amazon for my trip to Spain and am curious to hear your opinion of it. Thanks for your blog. I’ve gotten lost in it for hours and keep pinning stuff to revisit later!!

Hi Jessica, I haven’t officially reviewed it but I do own it, use it all the time, and highly recommend it! Thanks for reading for hours yay 🙂

I am travelling around Europe in a few months, the purse that I wanted to take doesn’t zip at the top its got a magnet closure, but it does have a ring on the inside attached to the purse. Do you think it would be safe to use zippered pouches and hook all the zippers and such to the ring inside my purse using carabiner clips? So if a thief did try and pull something out of my bag it wouldnt come loose? Or should I just look for another bag that has a zipper on it?

Hi Jackie, it’s always a good idea to have a zippered closure just to be sure. However, if you plan to take this bag using large zippered pouches should be helpful. Does it have a zippered pocket for your wallet and phone?

I have a Coach soft leather purse with a zipper and shoulder strap. Do you think this is sufficient for my upcoming Rome/Florence/Venice trip, or should I invest on an anti-theft bag like from Travelon? My hubby and I are travelling to Italy for the first time, so please advise.

Ultimately, it is up to you. No matter what type of bag you have all you can do is take precautions: https://travelfashiongirl.com/how-to-keep-your-passport-safe-while-traveling/ I personally carry my own purse and hold on to it tight at all times – crossbody preferred. Hope you have a great trip!

A zippered purse can be made more secure by adding tiny S carbiners to the end of the zippers. Available for less than $5.

Love your site! Planning to return to Europe next summer LIGHTLY packed and I appreciate all your wonderful tips. Thank you!

I was wondering if you have used the Sholdit Scarf as a security precaution? Thinking about adding one to my packing list as I’ll need a cute infinity scarf for the trip.

Hi Valeria, that’s great to hear! You’ll have such a much better experience packing light I promise 🙂 I haven’t personally used the scarf myself as I only stash my cash in the bra stash or money pouch. It’s served me well for almost 6 years of travel!

Thanks Alex!

no problem 🙂

I have looked into the anti-theft shoulder bags….and they are beyond ugly. What a shame.

Unfortunately, it seems as if much of the travel gear is less than attractive…I prefer to travel with a regular soft leather bag and keep my cash in my bra stash 😉 It’s worked for me for 6 years!

Also, be sure you know what to do if you lose your passport! http://travelmoreroads.com/what-to-do-if-you-lose-your-passport/

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Travelers are vulnerable: Here’s how to keep your money safe while traveling

Travel activity is on the rise as more Americans are on the go this year and engaging in so-called “revenge travel” to make up for trips not taken during the pandemic lockdown. By all means enjoy these trips, but also remember to stay safe — and that includes keeping your money secure while you’re out and about.

While cards are a staple for financial transactions, there may be circumstances where it’s appropriate to carry actual cash as well. Here are some tips on how to keep your money safe while you enjoy your travels.

Key cost of traveling statistics

• Travel and tourism accounted for 7.6 percent of global GDP in 2022 ( World Travel & Tourism Council )
• Attempts at digital fraud have gone up 80 percent from 2019 to 2022, as the number of digital transactions rose during the pandemic. The travel and leisure industry has been particularly hard hit, with a 117 percent rise in digital fraud attempts over this period. ( TransUnion )
• There were 440,631 reports of credit card identity theft fraud in 2022 ( Federal Trade Commission )
• Payment card fraud losses worldwide are projected to cumulate to $397 billion worldwide by 2031 ($165 billion for the U.S.), from more than $32 billion for 2021 ( Nilson Report )
• In 2021, there were about 54,000 cases of credit card fraud related to consumers on vacation ( Federal Trade Commission )
• Some pickpocketing hotspots globally (based on tourist reviews that mention pickpockets) are Barcelona, Paris and Rome ( money.co.uk )

Stick to credit cards…

One way to stay financially safe while traveling is to use credit cards . They come with zero liability protection in case your card is stolen or compromised, as well as other consumer protections. For one, you can dispute fraudulent charges and billing issues. If you use debit cards, you will have fewer protections and could find yourself on the hook for losses (though you’ll still want to keep a debit card with you for withdrawing cash at ATMs).

Different credit cards offer various travel perks (such as free lounge access, lost luggage compensation and travel insurance), so it can be a good idea to take two or more cards that align with your needs. It’s also smart to have more than one card handy in case you lose one. Cards issued by the Visa and Mastercard networks tend to have wider global acceptance than those issued by American Express and Discover.

As a safety measure, make copies of your cards to store your card information for reference in case you lose your physical cards. Don’t rely on using a mobile wallet rather than your physical cards, in case you lose your phone while traveling.

…But hold some cash, just in case

Even though it’s safer to rely primarily on credit cards, it’s still a good idea to have some cash available as a backup — and not just because it’ll come in handy if your cards are stolen. Smaller restaurants and retailers might insist on cash, and you could need cash to pay for smaller transactions with street vendors. Also, if you’re somewhere off the beaten path, cash is likely to be a more readily accepted mode of payment.

You can pick up cash before traveling by exchanging your U.S. dollars for the currency of your destination, for a fee, at a bank or credit union. At your destination, you can also get local currency at an ATM or at the airport right after your arrival (though, if you have to use an ATM, take the time to find one in a safe location).

That said, when you do carry cash, keep it safe. Opt for a money belt you can wear around your stomach, which can help you store your cash in an inconspicuous manner.

Let your bank know you’re traveling

Before heading out on your travels, notify your bank of your travel plans — especially if you’ll be traveling abroad. That way, it will know not to decline transactions that seem suspicious. You can do this over the phone, by contacting a representative or online.

Keep in mind that banks often utilize fraud prevention measures that could be triggered if they see activity on your card account that isn’t in line with your typical spending patterns. Your issuer could then suspend your account while contacting you to verify the charge, potentially putting you in a tough position while traveling.

Since you don’t want to have a card transaction declined unexpectedly and be left without any means of paying for your purchase, keep your bank informed about your travel plans. Then, when it sees any charges you make while miles away from your homebase, there shouldn’t be an issue.

Set up account alerts

While notifying your bank of your plans, see if you can sign up for credit card account alerts at the same time. When you set up purchase alerts, you’ll get text, email or push notifications whenever your card is used. Then, if your card is somehow compromised and someone uses it for an unauthorized transaction, you’ll know about it in time to take action.

If you get a notification about a transaction you don’t recognize, immediately notify your issuer so that it can look into the matter and freeze the card if necessary.

Freezing your credit may also be a good idea, so that no one can fraudulently open credit card accounts in your name while traveling. If needed, all three credit bureaus — Experian, Equifax and TransUnion — allow you to briefly thaw your credit freezes in order to apply for credit. Once the thaw period expires, your credit will be re-frozen, protecting you while you’re away.

Be on the lookout for scammers

Tourists on vacation can be an easy target for scammers, which is why it’s important to be watchful of your belongings and cash.

One popular scam is credit card skimming . This is common at gas stations and other places that have ATMs, as ATMs can be set up to capture your card information and enable scammers to use it for fraudulent transactions.

To protect yourself, prevent people nearby from seeing your personal identification number (PIN) when you enter it at the ATM. Further, don’t give your passport or credit cards as a security deposit to tour operators or others, and avoid overindulging at local bars. Doing so can cause your judgment to be compromised, allowing unscrupulous people to take advantage of you.

Pickpockets also present a hazard to unsuspecting tourists. Based on tourist reviews, popular tourist spots such as Barcelona, Paris and Rome tend to attract pickpockets looking to prey on tourists, so be careful in these types of destinations. Pickpockets may operate alone or in a team, with one person distracting you while their partner looks to take your wallet.

Be watchful when shopping with street vendors too, as they could compromise your credit card or give you incorrect change. And while most merchants are reputable, some may well team up with pickpockets and distract you while their partners ply their trade on you.

Consider getting travel insurance

You may also be wondering if travel insurance is worth it. This sort of insurance offers protection against medical emergencies, trip cancellations and lost baggage.

However, note that a number of credit cards also come with travel insurance benefits that protect you from the fallouts of canceled flights (including a potential hotel stay) or lost baggage, assuming you use the card to book your travel. Medical expenses that your health insurance won’t pick up could also be covered by your credit card’s travel insurance.

If you’re on an extended international trip, though, it may be a good idea to take out a separate travel insurance policy. These types of policies are available on a one-off or annual basis, and they can be used to cover any shortfalls between your card’s travel insurance and your medical insurance. Take the time to evaluate any travel insurance or card benefits you already have access to before deciding whether a standalone policy will be worthwhile.

What to do if you’re robbed abroad

As a tourist, you may be vulnerable to being robbed. Be especially careful when you’re in a crowded area, as pickpockets could sense an opportunity to take advantage of you. That said, it may not even be a physical assault that you fall victim to. You could have your card information or other sensitive personal information stolen if you use unsecured public wi-fi, use an ATM with a card skimmer or lose your cards.

To minimize the impact of an attack, don’t carry more cash than you anticipate needing for the day. Also, be careful with your mobile phone, as it contains a lot of information about you, potentially including your credit card and bank information.

In case you do end up getting robbed, immediately contact the local police station and file a report. You should also get a copy of this report for when you file an insurance claim. If your credit card is stolen, get in touch with your bank — and if it’s your passport that thieves get away with, get in touch with the nearest U.S. embassy ASAP.

If your credit card information or other personal information is compromised, it’s also a good idea to keep a watch on your credit report (assuming it hasn’t already been frozen). That way, you’ll know right away if a fraudster takes out credit in your name.

Frequently asked questions

It’s a good idea to get a money belt that is inconspicuous and stores money and other documents close to your body. You should also make a copy of your passport to store at your hotel, along with any extra cash. Take a picture of your passport to store on your phone, too.

Travel insurance typically takes care of expenses you might incur due to flight cancellations and lost baggage. It may also cover the costs incurred as a result of medical issues, depending on the type of policy you take out. Look into the specifics of any travel insurance you purchase, and keep in mind that some credit cards offer travel insurance as a benefit that could cover your needs without requiring a separate travel insurance policy.

Hotel safes are a backup place to store your money, documents and other valuables within your hotel room. On the whole, they tend to be safe. However, it’s still a good idea to do your research and select a hotel that hasn’t had complaints about stolen property, as well as having a backup plan for each item you plan to store in the safe in case it is compromised.

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Home » Gear » What Is The Best Portable Travel Safe? Find a Safe for Beaches, Hotels & Busses

What Is The Best Portable Travel Safe? Find a Safe for Beaches, Hotels & Busses

Good luck getting home without your passport. Your typical bank safes will qualify for more than a few oversized bag surcharges at check-in, but that doesn’t mean you should travel without protection.

Whatever is important enough for you to pack and bring with you on a trip is valuable enough to someone out there, and opportunistic criminals have learned to look for large backpacks and foreign accents as easy targets.

Hopefully, you’ve learned the basics. Never take your eyes off your luggage and don’t fall asleep on night busses. Bringing along a portable travel safe will help take your safety a step further.

Whether you’re looking for something that keeps your valuables more secure while on your person or while packed away in your hotel room, portable travel safes are a great way to go the extra mile and make sure that everything that starts your trip makes it home with you at the end.

Don’t entrust your passport and wallet to any old lock and key. We’ll show you some of the best portable safe technology on the market so you can get a better idea of what these handy tools can do.

There are safes out there for all sorts of environments, so it’s up to you to find the best way to secure your valuables. These soft and packable containers are easy to pack but hard to access and will help you out whether you’re heading to the neighborhood zoo or Zambia.

In A Hurry? These are the best portable travel safes.

#1 – best portable travel safe –  pacsafe 12 liter, #2 – best small portable travel box –  trova go, #3 – best beach lockbox –  safego  , #4 – best steel mesh travel safe –  pacsafe 55l backpack protector, #5 – best laptop travel safe –  pacsafe x15, #6 – best fireproof travel safe –  bluepower file folder, #7 – best camping safe box –  keep safe lock box, #8 – best disguised travel safe –  demeras mini book, #9 – best travel jewelry box – amazon basics portable security case lock box safe, #10 – best safe backpack –  venturesafe x12 anti-theft pack.

Pacsafe 12 Liter

• > Packs flat
• > Knife-proof

• > Fits in a pocket
• > Seals odor

• > Affordable and durable
• > Allows earphone access

Pacsafe 55L Backpack Protector

• > Highly adjustable
• > Locks up your entire backpack

Pacsafe X15

• > Can be used as a carry-on bag
• > Fits two laptops

BluePower File Folder

• > Expands to hold electronics
• > Five layers of lightweight protection

Keep Safe Lock Box

• > Simple locking mechanism
• > Lightweight

Demeras Mini Book

• > Fits phones and travel documents
• > Comes with two keys

Amazon Safe Box

• > Steel tethering cable
• > Easy to use combination lock

Venturesafe X12 Anti-Theft Pack

• > Reinforced zippers
• > Honeycomb mesh is cut-proof

What Is a Portable Travel Safe?

Why use a portable travel safe, where to use a portable travel safe, what are the different kinds of portable travel safes, what size of portable travel safe is best, what is the best portable travel safe, final thoughts.

A travel safe is exactly what it sounds like. Through different techniques and methods, these portable safes allow you to securely lock and store your valuables wherever the journey takes you.

All styles of locking mechanisms, sizes, and security levels will come with a portable travel safe, so you can be sure to find the protection that works best for your adventures.

Just because these tools are called safes doesn’t mean you have to carry a bulky, heavy lockbox with you on your next trip. The latest portable travel safe iterations have flexible steel, mesh, and plenty of packable features.

Whether you want something to stow away in a hotel room, something you can keep with you at all times, or an entire bag that doubles as a lockbox, a portable travel safe that can fit in your luggage is an easy way to feel peace of mind and protect your valuables. Many travellers simply don’t think to be invest in a portable travel safe making them a great idea for a gift for backpackers.

It’s in the name! The only way to be 100% sure none of your valuables are going to be stolen is to stay at home, but a portable travel safe is a close second. Some hotels and hostels will offer a lockbox or valuables storage, but we can’t always count on that. 

Even if your destination comes with a Döttling Narcissus luxury safe,  portable travel safes will help make sure your valuables survive your travel days. These safes go beyond theft protection to offer water, wind, and fireproof places to store your goods.

Solo travelers can use portable safes to lock their gear down when it’s time for a bathroom break or finally feel comfortable falling asleep on the bus.

The list goes on and on.

If you’re lucky enough to ask this question, you may have never experienced a worst-case scenario of theft while traveling. At home or abroad, robbery can leave you stranded on the side of the road with nothing but an overwhelming sense of dread.

It may be tough to wrap your head around the necessity of keeping your valuables safe, but we highly recommend not waiting around until you’ve felt this hopelessness to invest in protection. There is no product out there that can prevent criminals from being criminals, but there is simply no situation where a portable travel safe won’t help make your valuables more secure. 

Whether your portable safe accompanies you through a bus ride, beach trip, or extended stay, you’ll hopefully never come across a situation where it’s necessary. If the worst happens, a good lockbox will make all the difference in the world.

You can use a portable travel safe wherever the road takes you. Lightweight and portable safes come small enough to stow your car keys before a day at the beach, and super tough aluminum shells let you keep your passport and credit cards locked away in your hotel room for days at a time.

Every safe on this list is suitable for use at beaches, hostel dorms, hotels, camping, and when boarding busses, trains or Tuk-Tuks. Depending on your needs, you’ll find a travel safe that locks down your larger backpack or a smaller device that holds a few essential documents.

Often made out of stainless steel or aluminum alloy, wire mesh technology is what made portable travel safes accessible to modern travelers. This lightweight mesh can wrap around your already existing bag and connect it to any fixture in your hotel room or any solid picnic table/beach chair while out and about.

Wire Mesh is used in all sorts of portable travel safes to connect the lockbox to any immovable object. Some safes take things a step further by offering a wire mesh exterior to wrap around your valuables, thus making any bag a travel safe.

Most famously created by Pacsafe, Travel Safe Bags feature anti-theft zippers, RFID blocking pockets, and numerous security features scattered throughout the packs. Some smaller bags come with one handle and use a mix of wire mesh and nylon wrapping to create a knife-proof shell that is light enough to carry in one hand. 

Other larger bags provide enough space to be used as carry-on or day bags with extra locking features. Any portable travel safe bag will include steel wire that allows you to easily attach the bag to any immovable object and lock down your valuables. 

These are a more traditional kind of portable travel safe. They are basically larger safes cut down and crafted out of lightweight materials that allow you to carry the boxes in your bag or pocket. Lockboxes typically don’t have enough space for you to protect every single item you travel with but are reserved for important documents, like your passport, wallet, keys, and cell phone. 

These boxes can be attached to larger fixtures with a lock to make sure they don’t go anywhere and also include a combination or key lock to open up. There are loads of varieties in lockboxes. You can find lockboxes with GPS tracking, carrying handles, and disguises. 

Different styles of travel safes are being invented every day. Modern travelers can find lockboxes explicitly designed for laptops, known as laptop cases, and document holders that can withstand wildfires and hurricanes.

Decide what it is you need to protect, and allow that to guide your search. You’ll be surprised at the variety in today’s travel safe market. 

First, ask yourself what you’ll be saving. 

Some barebones backpackers won’t be traveling with much more than the clothes on their backs, and those get funky fast. If you’re not too worried about someone running off with your dirty laundry, a small lockbox may be all you need to secure important documents in your hostel or hotel room. 

Other travelers, especially digital nomads, could be traveling with thousands of dollars of electronic equipment, most of which won’t fit in a typical lockbox. In this case, you’ll need a significantly more extensive travel safe.

If you want to protect your camera, laptop, and various gear, make sure you get a portable travel safe larger than your backpack, such as a wire mesh protector that will allow you to lock everything down with one key.

For those just looking to keep their keys and wallet secure while they head off on a surf or into the woods for a few days, a small lockbox will keep everything exactly where it needs to be without adding on extra pounds. 

The larger your lockbox, the more difficult it will be to transport, so think about what’s best for your particular nomadic lifestyle. 

The best portable travel safe is whatever best protects your valuables. 

What we’re saying is, the best travel safe for a hiker won’t be the best travel safe for a traveling photographer.  

That doesn’t mean there is no such thing as a lousy travel safe. Avoiding the pretenders and investing in a proper travel safe will save you money in the long run. 

An easily crackable travel safe is basically a box that says, “hey robbers, all the good stuff is right here.”

Best-in-class travel safes that have separated themselves from the pack by making sure no casual criminal can access your belongings as well as standing out as the best options for particular niches. 

Below, you’ll find industry-leading travel safes that have redefined peace of mind for traveling.

TBB amassed this list over thousands of hours of travel time and hundreds of close calls. Broke backpackers worldwide have entrusted their precious items to these portable travel safes and credit the technology packed into these protectors for getting home with everything in one piece. 

Here are the best travel safes for quick trips, long jaunts, and everything in between,  so you can find the perfect piece for peace of mind on your next trip.

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#1 – Best Portable Travel Safe – Pacsafe 12 Liter

Pacsafe 12 Liter is our top pick for best portable travel safe

• Dimensions: 1 x 13 x 20
• Lock Type: Combination
• Weight (lbs): 1.2
• Material: Polyurethane
• Price: $228

Reinforced in all the right places yet still flexible, you can safely pack 12 liters of valuables in this badass travel safe. We love how easily you can carry this protective shell without sacrificing safety. 

The lightweight exterior isn’t easy to crack, thanks to cut-resistant canvas fabric with a stainless steel wire webbing. Polyurethane works with this steel wire to create a completely malleable bag that will dispel any would-be thieves. 

They won’t be able to slice through the steel mesh wiring, and you can easily lock the bag across furniture and lamp posts to ensure your bag isn’t going anywhere. When not in use, the safe can lay flat and fit easily into your larger luggage. 

This Pacsafe lock comes in various sizes, everything from small locks capable of protecting your passport and essential documents to larger containers that can hold a laptop and camera equipment. 

• TSA-approved
• Knife-proof
• Largest size is only 12 L
• Lock is not bolt-cutter proof

#2 – Best Small Portable Travel Box – Trova GO

Our pick for best small portable travel box is Trova GO

• Dimensions: 6 x 3 x 1
• Lock Type: Bluetooth
• Weight (lbs): 1
• Material: Aluminum

We love that this travel safe can slide right into your pocket, and there is no way anyone is getting in here without permission. Hardly larger than a typical sunglasses case, the Trova GO is a perfect place to store your ID, credit cards, and valuable accouterments secure and close. 

Where this travel box really stands out is in its technical specs. 

The box communicates with a cellphone app that utilizes biometric authentication, powered by a battery. This authentication system means the only way inside the Trova go is through your cell phone, and more importantly, it enables GPS tracking. 

If someone takes off with your Trova Go, you’ll be able to track the device’s whereabouts for up to 73 days, and they’ll have little chance of busting open the aluminum alloy without your cell phone. 

The fact that there is no way to open up the Trova without a cell phone makes us a bit wary, as your cellphone has a higher risk of being stolen than anything else in your arsenal. Never store this lockbox and your cell phone in the same place. If both devices are stolen, all the GPS tracking in the world won’t make much of a difference. We recommend hooking up the Trova GO to an iPad or any device that doesn’t often see the front lines. 

While it’s not foolproof, this technologically advanced lockbox is really difficult to break through and provides excellent safety to small items. 

• Fits in a pocket
• Great mobility
• Difficult to open but easy to steal
• Too small to store a passport

#3 – Best Beach Lockbox – SafeGo  

Meet the best beach lockbox: SafeGo

• Dimensions: 7 x 4 x 7.5
• Lock Type: Combination, key
• Material: Alloy Steel

A crowded beach is a petty thief’s wet dream. Throngs of people throw their cell phones and wallets underneath their beach towels and wander off into the sea, leaving their valuables totally unprotected.

Depending on where you’re headed, you may be able to get away with taking a carefree splash, but if you risk it enough times, someone will eventually snatch up your day bag or flip-flops. 

Unless, of course, you bring the SafeGo with you.

This lightweight lockbox isn’t much bigger than a purse and comes with a built-in three-digit combination lock. You can store the big three (phone, keys, and wallet) as well as any other small electronic devices inside and easily hook up the steel cable to any immovable object. 

Lock up your keys to your car’s exterior before a surf or keep your passport locked to your hotel room’s desk and enjoy your day, knowing you’ll come back to everything in its right place. 

• Affordable and durable
• Can be connected to anything
• Allows earphone access
• Easy to carry off if not secured
• May be easy to crack with a screwdriver

#4 – Best Steel Mesh Travel Safe – Pacsafe 55L Backpack Protector

Pacsafe 55L Backpack Protector is one of the best steel mesh travel safe

• Dimensions: 5 x 4 x 2
• Lock Type: Snap
• Material: Stainless Steel

This handy wiring can turn any backpack into a travel safe. With capabilities up to 120 Weight (lbs), any backpacker can fit their entire contents inside this backpack protector, which then locks up to any sturdy furniture nearby. 

What’s so ingenious about this travel safe is its simplicity. You’re sure to have room in your luggage for this lightweight steel mesh, and you won’t have to change up any of your packing habits to make the piece work. The protector ships with a padlock and carrying case to keep things organized when not in use, and the wiring folds down to less than 6 inches when not in use. 

The utterly adjustable wiring can fit bags of all shapes and sizes. Simply slip your backpack inside the mesh wiring, tighten the straps, and loop the steel mesh around an immovable object. 

We recommend using your backpack’s rain cover or wrapping a blanket around your bag before you cover it in mesh, as the space between the stainless steel bands could allow thieves to access pockets if not correctly secured. 

It’s a simple and effective lockbox for securing your entire backpack, perfect before long bus rides or any transport where you won’t be close to your pack. 

• Highly adjustable
• Locks up your entire backpack
• Lightweight addition to your luggage
• Gaps in steel mesh
• Not ideal for smaller bags

#5 – Best Laptop Travel Safe – Pacsafe X15

Pacsafe X15 is our top pick for best laptop travel safe

• Dimensions: 7 x 13 x 15
• Weight (lbs): 1.7

Laptop bags come in all shapes and sized but few are theft proof. As you can see, Pacsafe is the number one name in travel security. The company has dreamed up travel safe’s big and small, all effective means of protecting the important things. The X15 is one of the largest travel safes the company offers and works surprisingly well as a portable safe capable of protecting all your valuables in the same location. 

The bag is protected by Pacsafe’s signature stainless steel wire mesh woven into a polyurethane canvas bag with an easy carrying handle and shoulder strap. An external wire mesh piece allows you to secure this bag to exteriors big and small, perfect for locking the bag to a chair while you run to the bathroom or your hotel room’s desk before a day of sightseeing.

The large size does open up some holes in security, as the bag can be knifed through easier than Packsafe’s smaller models. Treat this bag more like an incredibly secure carrying case than a safety deposit box.  

Inside the safe, there’s room for two laptops, cameras, cell phones, passports, jewelry, and anything else worth protecting. The bag can be used as a stand-alone laptop case with a shoulder strap and will fold flat when not in use. 

• Can be used as a carry-on bag
• Fits two laptops
• 5-year warranty
• Difficult to find
• Susceptible to wire cutters

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#6 – Best Fireproof Travel Safe – BluePower File Folder

Meet the best fireproof travel safe: BluePower File Folder

• Dimensions: 14 x 10 x 2
• Lock Type: None
• Weight (lbs): .4
• Material: Fiberglass

If Princess Leia didn’t have R2D2, she probably would have looked towards this file folder to keep the death star plans safe. Once it’s zipped up, your documents can handle flooding, explosions, and more. All of this protection is inside a casing that weighs less than a pound and can easily be tucked under flowing white robes.

This bag can handle some serious heat, capable of protecting important documents in temperatures up to 1000 degrees celsius. It’s not just for paperwork. The lightweight folder can hold jewelry, cash, tablets, and passports through floods, fire, and brimstone. 

This bag is best for those searching for protection from the elements more than criminals. It doesn’t ship with any locking mechanisms, but the carrying handle can easily be attached to a pair of handcuffs to lock around your wrists. It does ship with complete protection from fire, water, dust, and anything mother nature may throw at you. 

• Protected from the elements
• Expands to hold electronics
• Five layers of lightweight protection
• Does not ship with a lock
• Not the most reputable brand

#7 – Best Camping Safe Box – Keep Safe Lock Box

Our top pick for best camping safe box is Keep Safe Lock Box

• Dimensions: 7.87″x 6.30″x 3.54″
• Weight (lbs): ?1.88
• Material: Zinc Alloy
• Price: $19.99

This great, affordable option fits easily into your trunk or tent to keep everything safe at the campsite. Once you reach the campgrounds, you shouldn’t be using your cellphone, wallet, and keys anytime soon, and this convenient safe will allow you to store your valuables in a secure space and forget about them for a little while. 

A simple combination lock ensures there are no tiny keys to lose on the hike in. Do keep in mind that the thin metal won’t stand up against a bear attack. The good news is, as long as you don’t put any food in there, bears won’t spend much time trying to get at your wallet, and any human assailant will be quickly turned back by the reinforced lock and strong protections provided.  Get it added to your camping packing list.

• Works in the woods, beach, or gym
• Simple locking mechanism
• Lightweight
• Not Bear-proof
• Won’t fit an Ipad

#8 – Best Disguised Travel Safe – Demeras Mini Book

Demeras Mini Book is our pick for best disguised travel safe

• Dimensions: 7 x 5 x 2
• Lock Type: Key

The days of traveling with pocket guidebooks and dictionaries may be over, but still, most would-be thieve’s won’t think much about snatching up a new English dictionary. This clever safe takes the shape of a pocketbook and features a secret latch that reveals a small carrying space perfect for emergency cash, important documents, or passports. 

The light outer shell looks and feels like a regular book, but opening up the front cover reveals a stainless steel safe that criminals can’t access without a key. It even weighs less than an actual book, making sure you can fit it into all sorts of luggage. 

You can store your valuables in this dictionary and confidently leave the book in your hostel, knowing that no one has opened up a paper dictionary in years, and even if a suspicious customer does see through the ruse, the key is in your pocket. 

• Looks just like a book
• Fits phones and travel documents
• Comes with two keys
• If someone opens the cover, the jig is up
• Not large enough for a camera

#9 – Best Travel Jewelry Box – Amazon Basics Portable Security Case Lock Box Safe

Amazon Basics Portable Security Case Lock Box Safe is one of the best travel jewelry box

• Dimensions: 9.5″D x 6.5″W x 1.8″H
• Weight (lbs): 2.86
• Price: $21.47

The Amazon Basics Portable Security Case Lock Box Safe is the closest thing on our list to a traditional safe, serving up a lightweight lockbox that allows you to bring security with you on the road. A three-number combination protects jewelry, cash, or important documents and works great in your car or hotel room. 

Unlike a traditional safe, the box is lightweight and easy to move, but to combat that, Amazon added a steel tethering cable that quickly locks to any immovable object for a secure place for gold, silver, or passports. 

Some of the portable travel safes on our list are looking to redefine what a safe looks like, but this simple safe box just wants to make sure your valuables are secure. 

• Steel tethering cable
• Easy to use combination lock
• Fits a cell phone
• Not the most high-tech travel safe on the market

#10 – Best Safe Backpack – Venturesafe X12 Anti-Theft Pack

Venturesafe X12 Anti-Theft Pack is our top pick for best safe backpack

• Dimensions: 16 x 10 x 6
• Lock Type: N/A
• Weight (lbs): 1.5
• Price: $134

Why slip a safe into your backpack when you can have your entire backpack work as a portable travel safe? This Pacsafe bag allows you to travel with 12 liters of anti-theft design, all the way down to the interlocking zippers. 

The bag is made of lightweight steel mesh and polyurethane that promises to be relatively cut-proof without weighing half a ton. A detachable buckle runs along the mid-section and lets you lock your bag to any fixture. Whether you’re leaving for a few hours or a few minutes, you can secure this bag with ease. 

Inside the anti-theft backpack, you’ll find a laptop sleeve and mesh pocket. Exterior pockets are RFID blocking but still provide quick access to make security checkpoints a fast process. You’ll also find many features you can expect from a typical backpack, like water bottle pockets and padded shoulder straps. 

All of this is wrapped up in a water-repellent exterior shell to create a complete protection piece that lets you quickly lock up the entire contents of your bag. 

• Entire bag doubles as a safe
• Reinforced zippers
• Honeycomb mesh is cut-proof
• No lock included
• No external steel wiring

Now, you  could spend a fat chunk of $$$ on the WRONG present for someone. Wrong size hiking boots, wrong fit backpack, wrong shape sleeping bag… As any adventurer will tell you, gear is a personal choice.

So give the adventurer in your life the gift of convenience: buy them an REI Co-op gift card!  REI is The Broke Backpacker’s retailer of choice for ALL things outdoors, and an REI gift card is the perfect present you can buy from them. And then you won’t have to keep the receipt. 😉

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That about wraps it up. 

Whether you’re looking for a safe space for your passport or want to lock down your entire arsenal , you’ll find the protection you’re looking for in one of these travel safes. 

Don’t forget that no matter which travel safe you choose, they will only go as far as you take them. Your travel safe doesn’t do you any good tucked into the bottom of your backpack, and all it takes is one day of feeling like locking everything up is not worth the trouble for all your hard work to go to waste. 

There is no substitute for vigilance while on the road, but these travel safes, like the SafeGo , will help you keep your belongings secure and keep your head on the path ahead instead of stressing about what you left behind. 

If you’re one of the lucky few who have wandered the ends of the earth without wandering down the wrong alley or one of the lucky hostel-goers who hasn’t yet put too much faith in their roommates, don’t wait until you’ve been had to secure your valuables. Something as simple as the Trova GO will keep everything you need to get home safely within reach of your GPS.  

If you have felt the dread of coming back from a day out to find your bag turned inside out, don’t let that experience keep you from wandering. With the protection offered by the Pacsafe 12 Liter , you can head out for your day knowing that potential criminals will walk away only with a few pairs of dirty underwear. 

And for transparency’s sake, please know that some of the links in our content are affiliate links . That means that if you book your accommodation, buy your gear, or sort your insurance through our link, we earn a small commission (at no extra cost to you). That said, we only link to the gear we trust and never recommend services we don’t believe are up to scratch. Again, thank you!

Aiden Freeborn

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VENTURE 4TH Travel Money Belt - Slim Passport Holder RFID Blocking Travel Pouch to Protect Cash, Credit Cards and Travel Documents

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Product details, about this item.

• Wear All Day Long, Whatever The Weather fully adjustable strap ensures a comfortable fit for men and women up to 56-inch waist. Soft, breathable, mesh material wicks away moisture to stop sweating
• Large Capacity For All Your Travel Essentials ample room to store your currency, credit cards, keys, passports, tickets and other important documents. Fits all phones like an iPhone and smartphone
• Keeps Your Valuables Hidden From Pickpockets keeps cash cards keys and travel documents concealed. The slim lightweight design ensures pouch is discreet and invisible to others when worn under clothes
• Will Last A Lifetime Of Trips these belts are constructed from waterproof 210D ripstop nylon and designed to stand the test of time. Double stitched reinforced seams prevent rips and tears
• Protect Your Cash And Identity From Theft stay one step ahead of opportunistic thieves and keep your belongings secure. RFID blocking fabric prevents illegal scanning of your personal information

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• Item model number ‏ : ‎ V4-MB
• Department ‏ : ‎ unisex-adult
• Date First Available ‏ : ‎ February 6, 2019
• Manufacturer ‏ : ‎ VENTURE 4TH
• ASIN ‏ : ‎ B086W7TRM9
• #1 in Travel Wallets

From the brand

RFID PASSPORT HOLDERS

Visit the Store

SLEEPING BAGS

CAMPING ESSENTIALS

We are a family-run US Company including a dedicated team of seasoned travelers! We have put this experience to good use when designing our travel products. All of the VENTURE 4TH items have been extensively tested while traveling to make sure they offer the best user experience and security for our clients. By using the products on the road we are confident that they are durable and perfectly designed to make traveling more enjoyable.

Product Description

Keep your money and documents secure when you travel.

Enjoy Peace of Mind with the RFID Blocking Money Belt from VENTURE 4TH

Whether you’re jetting off on a city break, trekking through the Himalayas or going on a Mediterranean cruise, any savvy traveler will tell you it’s important to have some cash, identification, and other necessities close to hand. Even the most adept light travelers need to carry passports, currency, bank cards, boarding passes, tickets, travel insurance and other important documents. You need them all, but more importantly, you need to keep them secure.

That’s why we created our RFID Money Belt. Extremely lightweight and portable , it’s designed to meet all of your security and storage needs when traveling, and ensures your belongings are secure and handy only to you.

Our travel wallet also protects your personal information using Radio Frequency Identification (RFiD) blocking material. By blocking the standard frequencies for most credit cards and passports, our money belt allows you to protect yourself against electronic identity theft and hacker scanning.

Imagine losing your credit card, passport or phone in a foreign land. Your dream holiday could quickly become a nightmare. Don’t let the loss of your travel documents or money ruin your holiday. Ensure you have a peaceful vacation. Theft-proof your gear with VENTURE 4TH. You deserve it.

Feel Comfortable and Secure Throughout the Day

Made from the highest quality materials , the slim-line design is flexible and comfortable enough to be worn under clothes, even when sitting down.

The stretchy elastic waistband with sturdy, low profile secure clasp ensures the belt fits securely and discreetly against your waist at all times . This prevents any slipping or loosening throughout the day so you never have to worry about it falling off.

The soft, moisture wicking mesh panel on the back is breathable and prevents your skin from getting sweaty or irritated , even after a long day of sightseeing.

Quick and Easy Access to your Most Important Possessions

Some travel wallets can be bulky under clothes, especially if you're carrying a lot of stuff. The low profile design of this belt means you can store everything you need without bulging at the waist.

There is plenty of space to keep all your essentials – cash, multiple credit cards, travel documents, ID and other necessities. It features separate compartments and pockets for easy access and organization .

The two large zippered pockets are perfect for storing items like your phone or keys. The mesh separator inside is designed for carrying cash so you can keep your currency separate. That way you won’t have to rummage around for it.

The Perfect Travel Companion for Your Next Trip

We're all about Adventure!

We are a family run US Company including a dedicated team of seasoned travelers! We have put this experience to good use when designing our travel products. All of the VENTURE 4TH items have been extensively tested while traveling to make sure they offer the best user experience and security for our clients. By using the products on the road we are confident that they are durable and perfectly designed to make traveling more enjoyable.

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VENTURE 4TH RFID Money Belt

RFID Money Belt by VENTURE 4TH

Looking for specific info, customer reviews.

Customer Reviews, including Product Star Ratings help customers to learn more about the product and decide whether it is the right product for them.

To calculate the overall star rating and percentage breakdown by star, we don’t use a simple average. Instead, our system considers things like how recent a review is and if the reviewer bought the item on Amazon. It also analyzed reviews to verify trustworthiness.

Customers say

Customers like the durability, security, comfort, appearance and fit of the waist pack. For example, they mention it's well made, comfortable and hugs the body. They appreciate the good looking product and say it fits everything they need. They are also satisfied with the weight, quality and annoying.

AI-generated from the text of customer reviews

Customers like the fit of the waist pack. They mention that it's slim yet fits everything they need. Some say that it has plenty of room for a passport, credit card, DL, and insurance cards. Additionally, some appreciate the versatile bag that holds all their passports, plane tickets, and sticky notes.

" Great color choices . The elastic is adjustable and fabric breathes so not an issue when wearing. I am happy with the product and price...." Read more

"...Lightweight and barely knew It was around my waist. Several pockets for placing items . The only negative I can say is I wish it were a bit bigger." Read more

"...Other then that, its great!The pouch features multiple compartments , providing ample space for passports, cash, credit cards, and other..." Read more

"...The waist band is both adjustable and elastic, which ensures a comfortable fit . Several compartments, too. A very wise purchase!" Read more

Customers like the durability of the waist pack. They say it's well-made, and the material is good. They appreciate the elastic belt, which holds up well to everything.

"...The durable and water-resistant material offers peace of mind, knowing that your belongings are protected from the elements...." Read more

" Good quality fibrics , especially like the ultra thin clip Very comfortable on wearing and mould very well over bodyWorth the money" Read more

"... Good product , easily adjustable." Read more

"... Material is durable and the little pockets inside helped with organizing stuff." Read more

Customers like the comfort of the waist pack. They say it hugs their body, is soft, and breathes well. Some mention that the fabric is concealable and only slightly irritating against the skin.

"...The elastic is adjustable and fabric breathes so not an issue when wearing . I am happy with the product and price...." Read more

"...for all body types, and the moisture-wicking backing adds to the overall comfort , especially in hot climates...." Read more

"...quality fibrics, especially like the ultra thin clip Very comfortable on wearing and mould very well over bodyWorth the money" Read more

"... Equally comfortable at the front or in the small of your back. Highly recommended." Read more

Customers are satisfied with the quality of the waist pack. They mention that it works well for travel and sports activities, and is better than expected. The belt works great, and it's a very wise purchase.

"...I am happy with the product and price . It did not look bulky when wearing it and it had nice compartments to keep passport, cards and money organized." Read more

"...Several compartments, too. A very wise purchase !" Read more

"... Worth the money " Read more

" worked well when traveling - got a little warm against skin" Read more

Customers find the waist pack lightweight, not bulky, and not noticeable. They also say the stretchy belt seems light weight.

"...I am happy with the product and price. It did not look bulky when wearing it and it had nice compartments to keep passport, cards and money organized." Read more

"Perfect little fanny pack. Lightweight and barely knew It was around my waist. Several pockets for placing items...." Read more

"...The design of the Venture 4th travel Money Belt is sleek and lightweight , making it comfortable to wear under clothing...." Read more

"...It's slim but has plenty of room for what you will need. I bought this color so that it couldn't be as easily seen under light colored clothing...." Read more

Customers like the appearance of the waist pack. They say it's a good looking product, excellent for concealing valuables when traveling, and well designed. Customers also mention that the product is unnoticeable under their clothes.

" Perfect little fanny pack . Lightweight and barely knew It was around my waist. Several pockets for placing items...." Read more

"...The Venture 4th travel Money Belt is a practical and well-designed solution for travelers looking to keep their important items safe and secure...." Read more

"This is an excellent design for concealing valuables (passport, credit cards) when traveling...." Read more

"...I just used this money belt in Italy for 10 days and it is great. Well designed with separate spots for your passport, credit cards and cash...." Read more

Customers find the waist pack useful for traveling, on the go, and as an essential item for international travel. They also say it's a comfortable and handy tool for traveling securely. Customers also mention that the belt should meet their travel needs well, and it'll be a great way to carry their cell phone.

"A great way to carry the cell phone " Read more

"...This is perfect for my daily walk as i don't need anymore then that. Its comfortable, adjustable strap, and it doesn't slip down my waist." Read more

"...When stopped to you they do not count as a carry on when boarding a plane...." Read more

Customers are satisfied with the security of the waist pack. They mention that it keeps their items secure, reassuring them that their items are safe. They appreciate the separate pockets that make it easy to secure their passport and ID. Customers also say that the pack is sturdy enough to endure rain storms and rollercoasters.

"...The RFID-blocking technology adds an extra layer of security , protecting your credit cards and passport from digital theft...." Read more

"comfortable and practical for safety and security of articles , wearing this in Europe and Scotland for a 2 week family trip." Read more

"This is useful for keeping things hidden and secure . It hugs to your body...." Read more

"...No issues, no money lost and felt secure ." Read more

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Is travel insurance worth it?

April 30, 2024 | 2 min read

Planning a trip and wondering if you need a travel insurance policy? Keep reading to learn more about travel insurance to decide whether it’s right for you.

Key takeaways

• Travel insurance can provide financial protection if things go wrong before or during a trip.
• You might get travel insurance to cover potential losses from trip cancellations or delays, lost baggage or medical issues.
• Factoring in details specific to your trip and balancing with existing coverage might help you decide whether travel insurance is right for you.

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What does travel insurance do?

Travel insurance is a type of specialized protection that might help protect against financial losses from airline delays, medical issues or other unexpected occurrences. Some travel insurance plans focus on specific things, like lost baggage or health care. Others offer a wide range of benefits under a single plan. It’s a good idea to make sure you understand the terms and conditions, because coverage varies.

When might travel insurance be beneficial?

Some of the situations where it can help to have travel insurance include:

Interruptions and cancellations

Trip delay insurance covers food and lodging expenses if you experience an airline delay. Trip cancellation insurance can reimburse your prepaid costs if an illness forces you to cancel entirely.

Baggage issues

Baggage loss coverage can reimburse you if your luggage is lost, stolen, damaged or delayed.

Medical emergencies

Travel health or medical insurance can cover everything from medication to emergency medical evacuation if you become sick or injured when traveling abroad .

When might travel insurance be unnecessary?

There’s no right or wrong time for travel insurance. It depends on your circumstances. But when deciding whether travel insurance is worth it, you can consider things like:

• Type and length of trip: If the trip’s refundable, you might not need extra protection. And a short or cheap trip might not be worth the cost of coverage.
• Your existing coverage: Check existing policies and agreements. If you have coverage through your health insurance provider, credit card issuer or card network, you may not need more.

Considering travel insurance in a nutshell

Travel insurance can offer peace of mind if anything goes wrong before or during a trip. But it may not always be worth it. If you’re considering travel insurance coverage, looking at your situation, your trip and the terms and conditions of your existing insurance policies could help you determine whether the benefits outweigh the costs.

If you’re interested in getting insurance coverage from a credit card, you can check out the benefits that come with Capital One rewards credit cards .

Related Content

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Target, Amazon pull weighted sleepsacks over safety concerns

(WSAW) - The American Academy of Pediatrics is praising the decision by Target and Amazon to stop selling weighed baby sleep sacks.

“This is a strong first step, and infants deserve more,” said AAP President Benjamin D. Hoffman, M.D., FAAP. “Exhausted parents shouldn’t have to become part-time product safety regulators, but our current system forces them to by allowing infant products onto the market without evidence they are safe. We need a proactive approach that keeps infants safe and gives parents the peace of mind they deserve.”

There is concern from pediatricians, consumers and consumer safety advocates that such products could affect an infant’s heart rate.

Approximately 3,500 infants each year experience sleep-related death. AAP reports most of these deaths are due to sudden infant death syndrome or accidental deaths from suffocation or strangulation.

The Dreamland Baby weighted sleep sack and Nested Bean Sleep Sack have been pulled from Target’s website. As of Tuesday, those items could still be purchased through Amazon.

The CPSC safe sleep recommendations urge families not to use weighted blankets or weighted swaddles.

Copyright 2024 WSAW. All rights reserved.

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5 Ways Rich People Save Their Money on Travel Expenses

Commitment to Our Readers

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20 Years Helping You Live Richer

Reviewed by Experts

Trusted by Millions of Readers

You’ve likely seen their amazing escapades all over social media: trips to far-off places, stays at luxurious hotels and gorgeous reels documenting their every move. There’s no doubt that the rich live it up with their travels — but according to experts, you can also take advantage of their money-saving strategies .

“I help very wealthy people plan their travel, and I see a pattern emerging in the types of tips they use to save money,” said Kevin Huffman, personal financial expert and owner of Kriminil Trading . “While they have a bigger budget than most, many of their techniques can be scaled down — sometimes way down — to most budgets.”

Here are some ways the wealthy save money on their travel expenses that you can learn from.

Luxury Needn’t Equal Costly

“Often, wealthy travelers seek memorable experiences over mere monetary expenditure,” said Huffman.

Instead of booking a large chain hotel, he said they might opt for a boutique, which is often quirkier, cheaper and more memorable.

“Instead of patronizing a massive tourist destination, they go out of their way to find local restaurants and cultural events,” he added.

He said this mindset of value over name brands is scalable for any budget. “Look for quaint local accommodations, and discover mini-moments of culinary enlightenment.”

Go Off-Season

According to Huffman, rich people know the value of timing.

“They often travel in the shoulder seasons — between peak and off-season — or in the off-season itself,” he said. “They can get flights and accommodation for a fraction of the price, plus the crowds at popular tourist spots are few and far between.”

He said the same strategy applies to budget travelers. “Find out which months constitute the ‘shoulder season’ for the places you want to travel to, and consider visiting places that are known for their off-season appeal.”

Rhett Stubbendeck, CEO and founder of Leverage Planning , advised the same. “Buying tickets during off-peak seasons is another trick that works wonders.”

“It’s not just about cheaper flights and hotels; it’s about enjoying your destination without the crowds,” he said. “At [my company], we always encourage timing your purchases wisely to make the most of your money.”

Use Credit Card Rewards to Your Advantage

“Many well-off individuals use travel rewards credit cards strategically to earn points and miles that can be used to reduce the overall price of travel, including flights, hotel stays and car rentals,” said Huffman. “You may not have access to all the rewards programs mentioned, but choose a travel-related credit card, as long as it matches your spending habits.”

He added, “Any rewards program, even small ones, will add up over time and save you money on future trips.”

Stubbendeck agreed and noted, “While the rich often use cards that give them access to fancy airport lounges, I’ve found great value in less expensive cards that offer similar benefits. They help me save on meals and provide a quiet place to relax before flights.”

Opt for Vacation Rentals Over Pricey Hotels

“I also swear by vacation rentals over expensive hotels,” said Stubbendeck. “Services like Airbnb have helped me discover unique and affordable accommodations worldwide.”

He said this approach isn’t just cost-effective, but it lets you live like a local, which can be a lot more fun.

Sign Up for Frequent Flier and Other Travel Rewards Programs

One thing wealthy travelers will all have done is sign up for their preferred airline’s frequent flier program. These rewards programs are usually free and don’t cost travelers a dime.

If you think it’s not worth it because you don’t travel frequently, that’s a misconception. On some airlines, simply by being a member, you will be the first to find out about travel deals and incentives. Hotel chains also will have rewards programs that are free to join and can earn you free stays and complimentary upgrades, as well as discounts on rental cars.

Being part of any travel rewards program is a no-brainer, according to experts. Once you are a member, you may find yourself traveling more often because of the miles you are racking up and the discounts you are receiving simply by signing up.

Wealthy people don’t pay less to travel, but they also know how to work the system to get the perks and the upgrades while keeping more of their money in their pockets.  

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Money latest: JD Sports introducing tagging sprays in stores

JD Sports is introducing tagging sprays across its stores nationwide as part of a ramping up of security measures. Read this and all the latest consumer and personal finance news below, plus leave a comment in the box.

Tuesday 30 April 2024 21:02, UK

• State pensions 'could be in doubt for future generations'
• Average UK rents hit new high
• Higher food prices warning as new Brexit checks begin
• JD Sports introducing tagging sprays in stores

Essential reads

• Turns out supermarket boss was right about self-checkouts
• Swap rates are the reason mortgage rates are rising - what are they?
• Gameboys and 1950s furniture: Items in your attic that could be worth small fortune
• Money Problem : 'Builders won't repair dodgy work - what are my rights?'  
• '£2,000 landed in my account' - The people who say they're manifesting riches
• Train strikes in May - everything you need to know

Ask a question or make a comment

Taxpayers will be forced to cover £85bn of losses made by the Bank of England on its quantitative easing programme, estimates suggest. 

The £895bn bond-buying scheme was carried out between 2009 and 2021, and had aimed to support the UK during economic shocks - but it has been blamed by some for allowing inflation to take root. 

Recent chancellors have agreed to indemnify the Bank against any losses on the scheme - meaning the taxpayer will be paying for them.

Greene King is moving from its 200-year-old brewery in Bury St Edmunds. 

The pub chain will be opening a new £40m facility in a town that will produce more modern, fizzy craft beers alongside its traditional cask ales. 

The majority of Greene King's brewing will be moved to the new site, as part of a wider shift away from traditional cask beers. 

It will take about three years to complete. 

Butlin's has launched legal action against its insurance company Aviva over who foots a £60m bill.

The holiday park operator's Minehead resort was forced to close in September 2023 because of flooding caused by heavy rainfall.

It has said the incident cost the business £60m and has filed a claim at the High Court against Aviva for not covering the entire bill.

In legal documents seen by  The Telegraph , Butlins have questioned the definition of a "storm" and argued that a "named storm" had not been declared when the flooding happened.

Oil traders working for the US firm Exxon Mobil Corp in Brussels could lose their job if they refuse to move to London, according to reports.

Under the new proposal employees moving to the UK capital would be expected to be in the office five days a week.

But traders working for the oil giant said in an internal union-led survey they did not want to move to London due to "uncompetitive" pay and a "lack of flexibility", a union statement reads, according to  Bloomberg .

Up to 37 trading employees now face having their contracts terminated as a result of this.

ExxonMobil has said it "remains open to resolving the situation".

The sports retailer is introducing tagging sprays across its stores nationwide as part of a ramping up of security measures. 

It will start using SelectaDNA sprays, which can be misted on property and criminals. 

The sprays work by leaving a synthetic DNA and UV marker which does not wash off and can be used to link assets to owners and criminals to crime scenes. 

JD Sports said the measure was in response to a significant increase in shoplifting in UK.

In particular, it said it had seen a rise in "steaming" - where large gangs run into stores, threaten staff with violence and then run off with armfuls of stolen products.

The SelectaDNA spray reportedly does not cause any harm or damage to skin, clothing or property.

Lidl plans to open hundreds more supermarkets across Britain.

The German discount chain, which is now the UK's sixth biggest supermarket, is targeting thousands of new shoppers as it continues its expansion.

It currently has about 960 stores but is targeting more than 1,100 across England, Wales and Scotland.

In the coming months, the chain will welcome shoppers to new stores across the country, from Bristol, Birmingham and Berwick in Scotland. 

In London, it will be opening new stores in Wandsworth, Fulham, Hoxton and Canning Town.

But it says it is eyeing growth in more locations. If it successfully finds a good location, it is willing to pay a finder's fee of 1.5% of the total freehold purchase price, or 10% of the first year's rent for leaseholds, which would equate to £22,500 for a completed £1.5m site purchase.

A finder's fee can be paid to any member of the public who identifies a suitable site for it to open a new store.

Richard Taylor, Lidl Great Britain's chief development officer, said the company was "continuing to invest in new locations whilst exploring innovative routes to expansion".

"As we look ahead, we're excited to welcome even more new shoppers to our existing stores, as well as those we're planning to open across the country in the coming months and years," he said.

Mortgage approvals rose to 61,300 in March - the highest number since September 2022.

They had been at 60,500 in February, according to the Bank of England.

While this is positive, industry experts are reporting that uncertainty over the direction of interest rates this year is prompting caution.

Mortgage rates have risen in the last few weeks as markets went from pricing in a base rate cut in June to thinking it may be August.

US inflation proving stubborn has led to concern here that the path to the 2% target may be bumpy - meaning the base rate may have to stay high in order to constrain spending and thus ease price rises.

Forecasts of three cuts this year from the current 5.25% have been scaled back to two.

Hina Bhudia, partner at Knight Frank Finance, said: "The sun is out and buyers are returning from their Easter break, so we'd usually expect these to be the busy weeks before the summer; however, the uncertain outlook for mortgage rates will undoubtedly weigh on activity.

"It's not just buyers that are frustrated. The lenders are eager to rebuild their businesses after a subdued 2023; however, they are constrained by stubborn inflation and the resulting impact on their cost of funding."

Following Sainsbury's boss Simon Roberts' claim that Britons like self-checkouts...

...we asked Money blog readers, and followers of our LinkedIn page , for their views.

While our inbox was filled with a lot of hate for self-checkouts, our poll of 2,613 people on LinkedIn shows that, overall, Mr Roberts was right...

We have rounded up some of your views here...

Self-checkout is the worst thing to ever happen. Standing like a child with your hand up, one person running up and down to deal with this, underpaid and understaffed. Janice Karaaziz, Money reader

I'll go out of my way to find a cashier, largely because my five-year-old will make a beeline for pressing the scales. I've noticed my local store having fewer and fewer cashiers on - and on many occasions there have been none. We need to think about inclusivity here. There will be some customers who will need a cashier for various reasons, so would expect there to always be at least one on, so stores are accessible for everyone. KaraS, LinkedIn

I try and limit my social interactions as much as possible, out of choice, so most of the time self-checkouts are convenient. Alasdair Corton, LinkedIn

They induce a level of irritation. Sometimes I can be heard answering them back. In general I choose to have my items flung at me by Lidl checkout staff. Siobhan W, LinkedIn

Self-checkout provides a great alternative to customers, especially those with smaller quantity purchases, but personally I think it's sad to see them dominate the front of Sainsbury's stores. In my opinion, it's the removal of one of the greatest ways to provide good customer service. Tom Tregay, LinkedIn

Self-checkouts are great, I will always choose to use one instead of a normal checkout. Some are easier to use than others, the Co-op and Tesco have easy-to-use interfaces whereas Morrisons is a bit more complicated. They'll evolve over time and there's always staff to help out. CG, LinkedIn

They're useful, but when they trigger a "basket check" on nearly every single shop, they begin to lose attractiveness Nicola Bradley, LinkedIn

I tend to argue with them lol. Especially when I can't get it to scan a particular item or you need approval for something so you have to wait for assistance anyway! Plus as a disabled customer I have to juggle my crutch, shopping, scanning and packing. With reduced staff in shops you can't always get the help you actually need. Elizabeth Graney, LinkedIn

Definitely not. So when I go to Sainsbury's I see a lot of older people and no way do they want to use self-checkouts. My mother lives in assisted living and all of them say they hate them. Get a grip, Simon - they are not faster, they are saving you employing more staff. I know my aunt has stood at an Asda til they put a staff member on there. Andrea Robinson, LinkedIn

Robots should never replace humans. Interaction is essential... if machines replace people no one will work, it's a crazy dangerous road. Nicola van Eerten, LinkedIn

The self-checkout is a money-saving exercise. They cut back everywhere. No staff on the shop floor to help. Paper bags in the veg section now cost 30p - for absolutely no reason. Mark, Money reader

Average advertised rents have hit a new high in the UK, according to Rightmove .

Across Britain, excluding London, the average monthly rent being asked for a property coming on the market in the first quarter of 2024 was £1,291, the property website found. This was 8.5% higher than a year earlier.

The average advertised rent in London also hit a fresh high in the first quarter of 2024 at £2,633 per month but this was just £2 higher than the average asking rent in the fourth quarter of 2023.

While average rents have climbed, the property website says there are signs that the pace of the increases is slowing.

There are also indications that more landlords are having to reduce their asking rents, particularly for bigger homes, to meet what tenants can afford.

Rightmove's director of property science, Tim Bannister, said the rental market was "no longer at peak boiling point" but it "remains at a very hot simmer".

By James Sillars , business reporter

The index rose by 0.3% to 8,174 points at the open.

Only real estate stocks were proving any kind of drag.

Among the companies leading the gainers was HSBC.

It climbed by more than 2.6% in London after the Asia-focused bank announced a rise in shareholder awards despite a slight drop in quarterly profits.

The share price reaction also reflected news that chief executive Noel Quinn is to retire - read the full story of that here ...

Among the other gainers in early dealing was Whitbread.

The Premier Inn owner's annual results revealed a sharp rise in annual profits but also a new focus on hotel investment at the expense of its restaurant brands.

That was placing 1,500 jobs at risk, it warned - read the full story here ...

By Jess Sharp , Money team

We first came across Tom McPhail when he posted this on X... 

The pensions expert appeared to be suggesting state pensions were at risk of disappearing.  

After speaking to him on the phone, he confirmed that was exactly his concern, warning something needed to be done sooner rather than later to avoid a "catastrophic" situation.  

He described state pensions as a social contract – each generation pays taxes and national insurance, which funds the pensions of today's older people, and they hope the following generation will do the same for them.

But with population growth slowing, there's a worry there may simply not be enough people to keep the system afloat in the future.  

"There's a significant demographic shift going on in the UK. It started before the Second World War, cohorts of people born in the 1930s have been experiencing significantly longer lives than was the case prior to that, so people now in their 80s are living quite a lot longer," he said. 

"But at the same time, we've got fewer children coming through. And so this exacerbates the shift in the age of the population."

He said if he was 20 today, he would be "sceptical" about the promise of a state pension because he isn't sure how it's going to be paid for.  

At the moment, the state pension system costs around £120bn a year and more than half of retired people rely on it to make up at least 50% of their income, he added.  

Over the next 50 years, Tom predicts the proportion of GDP the state spends on older people will increase from around 16% to 25%.  

"I hesitate to use the word unsustainable, but it will certainly start to look challenging," he said.  

"If we suddenly switched off the state pension or significantly reduced it, people would be in trouble, so the government can’t do that. 

"You can't keep on progressively ratcheting up a more and more generous state pension. The costs of state pensions is going to become increasingly difficult for the younger cohorts to bear."

He pointed to a few ways to potentially salvage the state pension – policy change, more babies being born or people working until they are in their 70s.  

"Politicians are going to have to make decisions about how to get out of this kind of political bind," Tom added. 

"Time and time again it's just kick the can down the road on the pension question, just put a sticking plaster on it and let the next government deal with the problem. 

"You can't keep doing that. So I would really like to see, on the other side of this forthcoming general election... whoever's in power, in collaboration with whoever's in opposition, to just really open it up to some honest conversations about where the demographics are going to take us." 

He does note there is one piece of good news: "This happens quite slowly, so we do have time on our side." 

Basically, swap rates dictate the pricing of fixed-rate mortgages.

Lenders, such as banks and building societies, borrow in order to lend.

They borrow from financial markets and often these transactions are made using Sterling Overnight Index Average (SONIA) swap rates, which can move around.

By contrast, most domestic mortgages are set on what is known as a "term" rate – in other words, the borrower knows how much interest they will be paying for a set period of time.

To avoid a situation where the SONIA rate goes above the rate it is charging borrowers, which would leave the bank or building society lending at a loss, the lender will seek to enter a "swap" arrangement which protects them from such a situation.

Under such agreements, two parties exchange cash flows with each other. The lending bank will swap the variable payments it may make to service a mortgage (which is fixed to the SONIA rate) for payments at a fixed rate. This insulates the lending bank from unexpected increases in the SONIA rate.

Once a deal is struck based on the swap rate, mortgage providers set their fixed deals for customers, with their own profit margin priced in.

How are swap rates decided?

Swap rates are based on what the markets think will happen to interest rates in the future.

When they go up, so do the rates being offered on the high street, as we have seen in the last week or two amid uncertainty over whether forecasts for a summer base rate cut are accurate.

Read other entries in our Basically... series:

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