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2024 Best Travel Discounts For Seniors

© The Senior List, 2024.  If you plan on recommending or sharing any of our discount lists, please do so with appropriate attribution to The Senior List® and a link back to our website.

*Please note: Some of the discounts you'll see below are offered by franchise owners in local markets.  This means that senior discounts may vary by location.

Our List of Best Travel Discounts for Seniors is full of verified senior discounts.  Senior Discounts that have a verified flag next to them have vetted by us or our community members.

Remember that discount policies can change throughout the year.  Our best advice for discount shoppers is to ask ahead of time so there are no surprises.

Best Travel Discounts For Seniors

Senior Discounts On Airline Tickets

American Airlines: Various discounts for 65 and up (call directly about possible senior discounts, only available for certain markets and flights). Southwest Airlines : Various discounts for ages 65 and up (call to apply senior discount). verified British Airlines: AARP members can save up to $200 on flights . Click here to book travel. verified United Airlines : Various discounts for ages 65 and up (call to apply senior discount). verified U.S. Airways:  Has merged with American Airlines (see above). verified

Save hundreds of dollars on travel with a $12 per year AARP membership.

Senior Discounts on Car Rentals

Alamo Car Rental: Up to 25% off for AARP members verified Avis Senior Discounts:  AARP members save $10-$25 off Avis Car Rental  verified Budget Rent-A-Car Senior Discount : Everyday savings of 10-25% on all vehicles (domestic and international). Use Budget Customer Discount (BCD) # Y508537 to get the lowest rate(s) for AARP members (50+) verified Dollar Rent-A-Car: 10% off (50+) Hertz Senior Discount : Hertz offers exclusive rental car deals for renters 50+. Use discount code CDP# 2007815. verified Payless Senior Discount : AARP members enjoy discounts at Payless Car Rental, including everyday savings of 5% on leisure daily, weekly, weekend, and monthly rates. Use Payless Promo Code KW47RY verified

RELATED READ: SAVE MONEY ON FOOD WHILE TRAVELING

Senior Discounts on Hotels

Best Western Senior Discount : 10% or more for AARP or senior guests (55+) verified Cambria Suites  Senior Discount: (Choice Hotels) “Senior Rate”:  If you are 60+ or an AARP member, you'll save up to 10% with advance reservations. Just select “Senior/AARP” from the special rate dropdown or request the Senior Rate* when you call 800-4CHOICE (800-424-6423). (60+) verified Candlewood Suites :  Discounts vary (62+) verified Clarion Hotels – (Choice Hotels) “Senior Rate”:  If you are 60+ or an AARP member, you'll save up to 10% with advance reservations. Just select “Senior/AARP” from the special rate dropdown or request the Senior Rate* when you call 800-4CHOICE (800-424-6423). (60+) verified Comfort Inn  Senior Discount : (Choice Hotels) “Senior Rate”:  If you are 60+ or an AARP member, you'll save up to 10% with advance reservations. Just select “Senior/AARP” from the special rate dropdown or request the Senior Rate* when you call 800-4CHOICE (800-424-6423). (60+) verified Comfort Suites – (Choice Hotels) “Senior Rate”:  If you are 60+ or an AARP member, you'll save up to 10% with advance reservations. Just select “Senior/AARP” from the special rate dropdown or request the Senior Rate* when you call 800-4CHOICE (800-424-6423). (60+) verified

Related : Worried about falls or medical emergencies while traveling? Get help wherever you may roam. Check out the best cellular medical alert systems here .

Crown Plaza :  Discounts vary (62+) verified Days Inn :  Discounts vary (60+) You can also call 1-800-225-3297 and request the “senior rate”  verified Hampton Inn & Suites – AARP members save 10% verified Holiday Inn  Senior Discounts :  Discounts vary (62+) or with valid membership ID of a retired persons organization. verified Howard Johnson Hotel  Discounts :  Discounts off best available rate (60+) You can also call 1-800-225-3297 and request the “senior rate”.   verified Hyatt Senior Discounts :  Up to 50% off (62+) verified Knights Inn :  Up to 10% off (60+) verified La Quinta  Inn Senior Discount :  Discounts vary (65+) verified Marriott Senior Discount :  15% off (62+) verified Motel 6 :  10% off (60+), AMAC members 10% off by using code CP545906 verified Sleep Inn – (Choice Hotels) “Senior Rate” :  If you are 60+ or an AARP member, you'll save up to 10% with advance reservations. Just select “Senior/AARP” from the special rate dropdown or request the Senior Rate* when you call 800-4CHOICE (800-424-6423). (60+) verified Super 8 :  Seniors save 10% off (up to 20% with AARP card) verified Travelodge Senior Discount :  Discounts vary (60+) verified Wyndham Hotels :  Up to 20% with AARP card, AMAC members 20% off verified

Cruise Discounts For Seniors

The cruise lines are always offering discounted fares for one reason or another.  Make sure you call your favorite cruise line to make sure you're getting the best deal for the month in which you're cruising.  In most cases, the big cruise lines like Carnival Cruises , Norwegian, Celebrity Cruises, and Royal Caribbean will offer discounts to those travelers that are 55 and older , especially if they have an AARP membership . (Be sure to ask).

Other Travel Discounts for Seniors

National Parks Senior Lifetime Pass : A $10.00 **Lifetime Pass provides access to more than 2,000 recreation sites managed by five Federal agencies (62+). **Note – This price increases to $80 on Aug. 28, 2017   verified Greyhound : 5% discount (62+) verified Amtrak Senior Discounts : Amtrak travelers (62+) years of age and over are eligible to receive a 15% discount on the lowest available rail fare on most Amtrak trains. On cross-border services operated jointly by Amtrak and VIA Rail Canada, a 10% Senior discount is applicable to travelers (60+). verified

Other Senior Discounts:

2024 BIG LIST List of Restaurant Discounts For Seniors

2024 List of Senior Discounts for Retail and Apparel

2024 List of Senior Discounts on Prescription Medications 

Chris Clark

For over a decade, Chris has been writing about senior discounts and deals. He finds the hunt for discounts rewarding because it allows him to take care of older adults by offering them senior-specific pricing. As the son of two social workers, Chris has spent his whole life advocating for the betterment of others. When he isn’t researching senior discounts, Chris enjoys fishing, spending time with his sons, and rooting for his favorite team, the Portland Trail Blazers. Learn more about Chris here

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6 Min Read | Updated: August 28, 2023

Originally Published: August 13, 2020

Credit Cards for Senior Citizens

Get the most out of your retirement with a credit card that meets your needs. Explore cash back and travel rewards options that make spending more rewarding.

This article contains general information and is not intended to provide information that is specific to American Express products and services. Similar products and services offered by different companies will have different features and you should always read about product details before acquiring any financial product.

At-A-Glance

For senior citizens, rewards credit cards may help with a variety of goals and everyday activities, from international travel to grocery shopping.     

If travel is a retirement goal, travel rewards credit cards provide points toward flights and hotels, along with perks that can make travel more relaxing.     

Cash back cards can help a fixed income stretch further by providing money back on everyday spending.                      

In your golden years, you generally have more time to do whatever you want – whether that means international or domestic travel, eating out with friends, or simply taking it easy. On the other hand, many senior citizens have more-or-less fixed incomes, so you may also be looking for ways to help your dollars stretch further toward those goals.

Used responsibly, credit cards can be handy tools to help senior citizens achieve the above. A wide variety of credit cards offer different benefits for senior citizens, so it’s important to consider your goals, spending patterns, and financial resources when choosing credit cards to meet your needs. Two main categories of credit cards can assist:

Rewards credit cards: With rewards credit cards , you earn rewards points as you spend with the card. Some credit cards even offer welcome offers, allowing you to accrue points more quickly. You can redeem your points in a number of different ways, depending on the card issuer. Typical redemption options include travel, dining, entertainment, and more.

Cash back credit cards: Cash back cards work similarly to rewards cards, but instead of rewards points you get cash back, usually as a statement credit. Depending on your credit card issuer, you may receive the same percentage of cash back on all your purchases, or there may be different tiers associated with specific shopping categories.

Credit Cards Offer Additional Protections

It can be helpful to know that some credit card providers include certain protections that may help when unpredictable circumstances arise. It’s important to read your card’s terms and conditions so that you can be clear on what, exactly, is included along with potential exclusions. Benefits will vary from card to card but may include:

• Worldwide assistance: A hotline that provides travel-related information as well as help if you encounter problems far from home, including medical emergency referrals and support if you lose your passport.
• Protection for purchases: Some cards provide extended warranties and/or protection against damage or theft for a limited period, including refunds under some conditions.
• Car rental insurance benefit: You may be covered for vehicle damage or theft under certain conditions when you pay for a car rental using the credit card and decline the rental company’s collision damage waiver.                   

Travel Credit Cards 

For many senior citizens, retirement presents terrific opportunities for travel. There’s more time to plan and enjoy extended trips without the constraints of a 9-to-5 working schedule. If travel appeals to you, a travel credit card may offer useful perks. With a travel rewards credit card, you generally earn points for all spending but get the highest ratio of points per dollar for travel-related purchases, like flights and hotel stays. 1 You can then redeem those points toward future travel expenses including flights and hotels. Broadly speaking, there are several kinds of travel rewards credit cards

• Airline credit cards: are co-branded by a credit card company and an airline, and generally offer the highest level of rewards when you travel with that airline, or in some cases with partner airlines.
• Hotel credit cards: are provided by a credit card company in partnership with a hotel chain, and you’ll generally get the most benefits when you use them for stays at properties owned by that chain.
• General purpose travel credit cards: give you the flexibility to earn and redeem points with multiple airline and hotel companies.

Within each of these card types, there are different “tiers” of credit cards. Top-level premium cards offer the highest rewards, including the most points per dollar in targeted spending categories. But they may have higher annual fees as well.

If, as a senior citizen, you have the flexibility to travel off-peak, you may benefit from a change in the way certain airlines and hotels are pricing their reward travel. Instead of requiring a fixed number of points for a flight or hotel stay, some companies are using “dynamic pricing.” That means the number of points needed varies depending on the price that you’d pay in dollars, which in turn depends on how much demand there is for that particular seat. If you’re able to travel when demand is low, you may need fewer points for your flight or hotel stay.

Credit Card Benefits That Can Reduce Travel Stress   

Some travel credit cards also include benefits that can help make travel less stressful. Depending on the card, those benefits may include:

• Airport lounge access: For 20-somethings, hunting for a seat in a crowded airport may be part of the fun of travel, but some seniors may prefer a more relaxing experience. Some travel credit cards provide complimentary or discounted access to a worldwide network of airport lounges , which can provide a welcome respite from airport hubbub – often with food, drink, and Wi-Fi on tap.
• Faster security screening: Some credit cards provide credits toward programs that help get you through airport screening and customs faster, so you spend less time standing in line.
• No foreign transaction fees: Some credit card providers eliminate foreign transaction fees, so you don’t need to worry about the extra cost that might otherwise be added to each purchase in a foreign currency.
• Hotel elite status and upgrades: Certain credit cards may include elite status when you enroll in hotel loyalty programs, with potential benefits such as room upgrades.
• Trip cancellation and baggage insurance: If you pay for your trip with your credit card, you may be reimbursed up to preset limits if your trip is cancelled or delayed or if your baggage is lost, stolen, or damaged.

Earning Cash Back With Credit Cards

Cash back credit cards may be useful for those whose priorities include making their money go further for everyday purchases, since they tend to reward spending in categories such as supermarkets and restaurants. As you spend with a cash back credit card , you get a percentage of the cash back, usually as a statement credit. Some credit cards also offer cash back welcome offers if you meet certain spending requirements within the first few months of getting the card. 

With cash back cards, you’ll generally get at least 1% cash back on all purchases, with higher percentages for specific spending categories such as supermarkets, restaurants, and U.S. gas stations, however, this varies from card to card. 2

Credit Cards With No Annual Fee or 0% Introductory Annual Percentage Rate (APR)

If you’re focused on minimizing fees and interest, you may consider a 0% introductory APR credit card or a no annual fee credit card. Some credit card companies charge an annual fee for the privilege of using their card, so a card with no annual fee could be a good option for seniors who are looking to save money. Some cards offer both 0% introductory APR as well as no annual fee, the best of both worlds. Be sure to familiarize yourself with the product’s terms and conditions when comparing available credit card options.

FAQs on What Are the Best Credit Cards for Senior Citizens?

What are the best credit cards for seniors?

The best credit card for seniors depends on an individual’s lifestyle, credit status, and financial needs. Avid travelers may want to consider a travel rewards card. A cash back rewards card may be a good choice for individuals who would like to save on everyday expenses.

What factors should senior citizens consider when choosing a credit card?

Among the most important factors to consider are the rewards and benefits of the credit card, the interest rates, the annual fee, and the customer service experience. Additionally, it’s a good idea to look for credit cards that offer fraud protection as well.

Is it hard to get a credit card when you’re retired?

You can still apply for credit cards after you’ve retired, even if you no longer have traditional employment. Social Security benefits, withdrawals from a retirement account, part-time work, and more all count as income. Credit card companies will also assess your credit history, your ability to pay, and other factors when considering your application.

The Takeaway

Senior citizens may find rewards and cash back credit cards to be useful tools for helping to achieve a range of retirement goals, from travel to simply making the most of a fixed income. A wide variety of credit cards offer different benefits, so think carefully about your goals and spending habits when choosing cards to meet your needs.

Show Article Sources

1 “ How Do Travel Credit Cards Work? ,” Bankrate

2 “ How Does Cash Back Work? ,” Bankrate

Mike Faden  has covered business and technology issues for more than 30 years as a writer, consultant, and analyst for media brands, market-research firms, startups, and established corporations.

All Credit Intel  content is written by freelance authors and commissioned and paid for by American Express. 

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Travel Discounts for Seniors

Take advantage of the perks offered to people 50 and older as you make plans for retirement travel.

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Senior travel discounts are a great way to explore the world without stretching your budget thin.

Key Takeaways

• Many travel discounts for seniors require proof of age, such as an ID or membership card. Read the fine print and ask for details to see if you are eligible.
• Seniors can find discounts for many travel-related expenses, including hotels, flights, train travel, car rentals, cruises and admissions to various attractions.
• Membership organizations like AARP and AAA provide additional discounts and benefits for seniors. AARP members can receive discounts on flights, cruises, car rentals and more, while AAA offers roadside assistance and discounts at various locations, including hotels and restaurants.

Whether you’re planning a long vacation or just a weekend getaway, there are many travel deals exclusively available to older adults . Some senior travel discounts can be found online, while others may require that you join an organization or call to book. Be ready to read the fine print and ask for details to make sure you are eligible for discounts. You will often be required to show proof of age, such as an ID or membership card.

Common senior travel discounts include:

• Hotel discounts for seniors
• Flight discounts for seniors
• Train discounts for seniors
• Car rental discounts for seniors
• Cruise discounts for seniors
• Admission discounts for seniors
• AAA and AARP senior discounts

Hotel Discounts for Seniors

Many chains and small independent hotels will offer discounts to older guests. Check before booking online or call the hotel directly and ask. Here are a few hotel senior discounts to help you get started:

• Aqua-Aston Hospitality : Travelers age 50 or older save up to 15% off the best available rate.
• Best Western : Guests who are 55 and older receive discounted room rates and free breakfast at participating locations.
• Cambria Suites : AARP members enjoy up to 10% off their stay.
• Choice Hotel : AARP cardholders and those 60 and older receive up to a 10% discount.
• IHG : Guests who are 62 and older are eligible for discounts at participating locations.
• Marriott : Guests age 62 and older receive senior discount rates.
• Red Roof : Seniors 59 and older enjoy a 10% discount, based on availability.
• Wyndham Hotels & Resorts : Guests who are at least 60 years old qualify for the senior rate at participating locations.

Flight Discounts for Seniors

In addition to the airline miles you earn through credit card spending , you can also save on flights by taking advantage of senior airfare deals. As airline discount policies change frequently, call to inquire about senior fares even if not advertised online. Here are a few airline senior discounts to consider:

• British Airways : AARP members can receive between $65 and $200 off round-trip flights.
• Delta Air Lines : Provides a senior discount in certain markets. Call to ask about availability.
• JetBlue : Discounts of 5% for retired military and veterans are available for those enrolled in Veterans Advantage.
• ParkRideFly : AARP members receive 12% off when booking airport parking.
• United Airlines : Passengers who are 65 and older are eligible for discounted fares to select destinations .

Train Discounts for Seniors

If you want to see the U.S. or Europe by rail, there are special offers available for seniors. Check online or call rail companies for details and to book. You could save between 10% and 30% on your next trip. Try these senior discounts on train travel:

• Amtrak : Travelers who are 65 and older enjoy 10% off most rail fares.
• Eurail Passes : Passengers who are 60 and older may purchase a Senior Pass to take 10% off for European train travel.
• Grand Canyon Railway : Those who are 62 and older receive a 15% discount on train tickets.
• Senior Rail Card : Ticket purchasers who are 60 or older save one-third off UK rail travel.
• Vacations by Rail : AARP members receive a 5% discount and are eligible for other benefits.

Car Rental Discounts for Seniors

Many car rental locations offer discounts for senior drivers. Here are a few car rental promotions to help lower your travel costs:

• Avis : AARP Members can save up to 35% off Avis base rates.
• Auto Europe : Those who book online are eligible for a 5% senior discount.
• Budget : AARP members receive up to 35% off at participating locations, plus other benefits.
• Sixt : Seniors 50 and older receive a 5% discount.
• Thrifty : Those age 50 and older save 5% on time and mileage charges.
• Hertz : Travelers 50 and up save of up to 20% off base rates at participating locations.
• Zipcar : AARP members save $20 on annual membership fees and earn a $40 driving credit.

Cruise Discounts for Seniors

Some cruise lines will offer deals to those who call and ask. Other discounts and special promotions may be available when you book directly through the cruise line's site:

• Carnival : Although exact prices depend on your sailing dates and chosen destination, Carnival offers lower rates to seniors age 55 and older.
• Collette Cruise Tours : AARP members can save up to $100 per person on select trips.
• Grand European Travel : AARP members can save up to $100 per person on certain guided tours.
• Royal Caribbean : Discounted rates are available on select cruises for guests who are 55 and older.

Admission Discounts for Seniors

When booking tickets for a concert, museum, national parks or even film screenings, you may be eligible for discounted senior deals. Many venues will offer a discount if you meet their age requirements and can show proof of age:

• AMC Theatres : AMC provides a discount to ticket purchasers who are 60 and older at participating locations.
• America the Beautiful Senior Pass : Senior travelers can purchase a $20 annual senior pass or $80 lifetime pass for use at national parks and federal recreational lands.
• Art Institute of Chicago : Seniors age 65 and older receive an $8 discount.
• Metropolitan Museum of Art in New York City : Seniors receive $8 off ticket prices.
• Regal Theatres : Regal provides discounts to moviegoers who are 60 or older for certain performances.
• The National Baseball Hall of Fame : Seniors who are 65 and older receive a $6 discount on admission.
• Ticketmaster : AARP members receive discounts on selected events.

AAA Senior Discounts Versus AARP Discounts

The American Automobile Association, commonly called AAA , charges an annual membership fee. In exchange, members receive roadside assistance and additional benefits. The classic membership costs $64.99 a year and provides standard towing, identity theft monitoring, emergency fuel delivery and discounts at over 100,000 locations, including hotels and restaurants. Beyond travel deals, members can expect to receive additional discounts at participating retailers and restaurants including LensCrafters, 1-800-Flowers, Hard Rock Café and Landry’s.

An AARP membership costs $12 with automatic renewal. For subsequent years, you’ll pay $16 annually. Members receive benefits related to products and services including insurance, health care, entertainment, travel, restaurants, groceries, and technology and wireless services. Retirees can connect with AARP communities in person and online. There are additional opportunities through AARP including help with job searches and volunteer positions.

When choosing between AAA and AARP, consider your location and lifestyle . There could be certain benefits with one organization that align with your preferences and budget. After joining one, remember to ask when booking if there are discounts available for your membership.

Where $100K Will Buy a Home Overseas

Maryalene LaPonsie May 22, 2024

Tags: retirement , money , Travel , senior citizens , baby boomers , aging , AARP , AAA

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Translate the SEPTA Site

Septa senior fare program.

Appointments are strongly encouraged to obtain and renew SEPTA Senior Fare cards. Appointments may be made by phone or online .

New walk-in schedule times (Monday – Friday): 8 am, 9 am, 10 am, 11 am, 1 pm, 2 pm and 3 pm.

For Senior Citizens Ages 65 and Older

Seniors travel free on all SEPTA transit routes (bus, trolley, trackless trolley, and Market-Frankford Line [L], Broad Street Line [B], and Norristown High Speed Line [M]). They also ride for free on Regional Rail as long as their departure and arrival stations are located in the Commonwealth of Pennsylvania.

For stations to or from New Jersey or Delaware, the cost is 50% of the weekday fare with a valid form of identification to verify age.

About the Senior Photo ID Card

Free senior travel is funded by the Commonwealth of Pennsylvania. Seniors living outside Pennsylvania must obtain a Senior Fare card upon arrival to be eligible for free or reduced fare travel. The SEPTA Key Senior card is valid for four years. There is an expiration date printed on the front of your card upon issuance.

Extended Expiration Dates

During the COVID-19 pandemic, SEPTA extended the printed expiration date on its Senior Fare cards. Cards with printed expiration dates of 2020, 2021, or 2022 will expire the month that is shown on the card, but not until 2023. A card that shows an expiration date of December 2020 will not expire until December 2023.

Applications and Renewals

Appointments are strongly encouraged to obtain and renew SEPTA Senior Fare cards: 215-580-7145 (Press 6). Appointments may be made by phone or online.

Walk-in customers are not guaranteed same-day service.

SEPTA offers two options for Seniors to obtain or renew Senior Fare cards:

•  Legislative District Offices  – Seniors can apply for a new card or renew an existing SEPTA Key Senior Fare card at participating State Senate and State House district offices.  Legislative staff will process your renewal or new application – taking a picture, if necessary – and SEPTA will mail a new card directly to you in 3 – 4 weeks.
• Phone:  215-580-7145 (Press 6)
• Online:   https://go.oncehub.com/septacct

What to Bring:

• Those applying for the first time must be at least 65 and bring proof of age such as driver’s license, non-driver’s ID card, or birth certificate.
• Seniors renewing their SEPTA Key Senior Fare card should bring their current SEPTA Key Senior Fare card and proof of age such as driver’s license, non-driver’s ID card, or birth certificate.

Using the Senior Fare Card

To use the card on SEPTA, tap at the farebox or turnstile for free travel on buses, trolleys or to enter station areas, just as you would with a regular SEPTA Key card.

Tap on and off for travel on Regional Rail Trains. Train conductors may ask you to tap your card on their reader for validation.

Replacing Lost or Stolen Cards

Call the Key Customer Call Center at 855- 567-3782 immediately to report a lost or stolen card. The representative you speak to will provide information on how to replace the card.

The cost to replace your first card is $5. Any additional card after the first replacement is $25.

Our Customer Service Center answers common questions about fares, passes, rider discounts, routes, services, advisories, and more.

Senior Fare Program Application

Seniors Ride Free Program Application, English (PDF)

Thank you for visiting our newly redesigned beta website. SEPTA is excited for the future launch of this project and improving your transit experience. We invite you to click around, plan a trip, and provide some feedback using this link. Survey participation helps us identify and fix areas of concern prior to the launch of the official website.

Please note, this site is still in the beta phase; continue to refer to SEPTA.org for the most up to date information, accurate schedules and active alerts & advisories.

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If you're 60 or over or you have a disability, you might be eligible for public transport concessions – from discounts on your rail journeys to a free bus pass.

What transport concessions are available?

Can i get a free bus pass, can i get a discount on train travel, can i get a london freedom pass, what if i have difficulty using public transport, what if i'm unable to use public transport, more travel concessions questions.

There are several national public transport concessions available to older and disabled people. Some entitle you to discounts on your fares, while others allow you to travel for free.

Eligibility for these concessions depends on whether you have a disability or your age. 

Depending on your age and your circumstances, you might be able to get one of the following free bus passes, which allow you to travel free on local buses:

• an older person's bus pass
• a disabled person's bus pass

What age do I have to be to get an older person's bus pass?

You can get an older person's bus pass when you reach State Pension age, which is currently 66 for both women and men.

Apply for your older person's bus pass on GOV.UK

If you're 60 or over and live in London, then you can get free travel on buses, trains and other modes of transport in and around London with a 60+ London Oyster photocard.

Apply for your 60+ London Oyster photocard on the TFL website Other areas may also offer travel concessions for people who are over 60. It's a good idea to check with your local council to see what help is available. 

How can I get a disabled person's bus pass?

There's no central provider of the disabled person's bus pass – to find out if you're eligible and how to apply, you need to get in touch with your local council.

Find your local council and apply for a disabled person's bus pass on GOV.UK

Are there any other discounts if I'm an older person or I'm disabled?

It's a good idea to contact individual transport operators to see if they offer discounts.

For instance, National Express offers Coachcards. These are discount cards for older or disabled customers. You buy them for a set fee of £15 and they get you a third off the cost of your travel across the year.

Find out more and order a Coachcard on the National Express website

Depending on your age and circumstances, you might be entitled to one of the below railcards:

• a Senior Railcard
• a Disabled Person's Railcard

Both railcards are discount cards. You buy them for a set fee to last either 1 or 3 years and they get you a third off the cost of your train travel.

Can I get a Senior Railcard?

The Senior Railcard is available for anyone aged 60 or over to buy.

You can apply on the Senior Railcard website using a valid passport or UK driving licence as ID. Or, you can apply in person at most staffed railway stations.

Find out more about the Senior Railcard and apply online

Can I get a Disabled Person's Railcard?

The Disabled Person's Railcard is available to you if you meet one of the following criteria:

• you're registered as deaf or use a hearing aid
• you're registered as having a visual impairment
• you have epilepsy
• you receive a disability-related benefit, such as  Personal Independence Payment
• you receive War or Service Disablement pension
• you receive Attendance Allowance
• you receive Severe Disablement Allowance
• you receive War Pensioner's mobility supplement

Find out more about the Disabled Person's Railcard and apply online

Freedom Passes give London residents free travel in the city – including National Rail services, the Underground, buses, river services and trams – and free local bus journeys nationally.

If you live in London, you can apply for a Freedom Pass if one of the following applies to you:

• you've reached State Pension age
• you have a disability.

Find out more about Freedom Passes and apply on the London Councils website

National Rail has an interactive tool called Stations Made Easy, designed to help people find their way around stations and find more accessible routes, avoiding potential difficulties like stairs. This may be helpful if you have difficulty using public transport because of your health. 

Find out more and use the tool on the National Rail website

If you're disabled, you can't use public transport, or you don't have access to a car, you might also be able to use a community transport scheme – such as a social car, dial-a-ride, or taxicard scheme.

Shopmobility schemes help people shop in town centres by lending out wheelchairs and scooters. Some local councils also offer concessions on local public transport.

To find out what's available in your area, you can contact your local council or your local Age UK.

Find your local council on GOV.UK

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No, you can't use a free bus pass on National Express buses. To get senior concessions on National Express you need to buy a senior coachcard, which costs £15 a year and gets you a third off the cost of your travel across the year.

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Yes, your bus pass will give you free travel on buses across England, including London. However, there may be specific rules about when you can travel for free, so check your local council's free bus pass guidance before travelling.

Find your local council's older person's bus pass guidance on GOV.UK

Want more information?

Apply for an older person's bus pass on GOV.UK

Apply for a disabled person's bus pass on GOV.UK

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Last updated: Jul 30 2024

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What Older Travelers Need to Know About Getting Travel Health Insurance

While most of us tend to feel younger than we are — and are likely to be healthier and more fit than our parents were at our age — there's no denying that it's prudent for older travelers to think about purchasing travel health insurance coverage before taking a trip, especially when venturing outside the US. The odds of getting sick or having to address a chronic medical issue while traveling increase as we age.

At age 65 and older, many US citizens are eligible for Medicare (read about the eligibility requirements here ). Medicare, however, does not cover health care services or supplies for recipients traveling outside the country, except in rare cases.

There are three ways Medicare-eligibles can get health coverage while traveling abroad. Some specific Medigap policies (Medicare supplement insurance) provide this type of coverage. Travelers need to assess the type of Medigap policy they have and the specific circumstances under which coverage is provided. There's also Medicare Advantage and other Medicare programs (as opposed to Original Medicare) that may provide such coverage. Again, travelers need to determine the specifics of the coverage offered by their plans. But if neither of the above applies, older travelers should consider purchasing a travel insurance policy that provides health coverage.

We asked Stan Sandberg, co-founder of the travel insurance comparison site TravelInsurance.com , some health insurance questions that commonly arise for older travelers. This interview has been edited for clarity and length.

Related: Is Credit Card Travel Insurance Sufficient?

In general, how does age affect the cost of travel insurance?

Stan Sandberg: Similar to other actuarial-based insurance products, the older you are, the more costly your insurance will be. This is true both for medical-only plans and for trip cancellation insurance. The good news is that the travel health insurance cost increases related to age aren't as great as you might expect — especially if you are healthy with no pre-existing conditions.

A sample of 23 products we offer on TravelInsurance.com shows an average price increase of just under $85 for an 85-year-old versus an 80-year-old. For healthy buyers the same ages without a pre-existing condition , the increase is less than $35. And based on a $2,000 trip (looking across the same 23 products), the average premium for a comprehensive travel insurance plan, including trip cancellation coverage, is $109.25 for a 50-year-old; $140.90 for a 60-year-old; and $183.99 for a 70-year-old. So the increase is about 30% from ages 50 to 60, and about 30% from ages 60 to 70.

Do all, or some, policies have age limits?

Some policies, in particular travel medical policies, have an age limit. But for most trip cancellation policies, travelers won't start seeing fewer plans until they celebrate their 101st birthday!

What is the difference between annual travel insurance policies and single trip insurance for older travelers?

Annual plans cover multiple trips taken during a one-year period. Irrespective of age, however, the coverage limits of annual plans are cumulative, so a traveler could theoretically exhaust the benefits with a single claim on a first trip. Since seniors often have more time to travel, annual plans can be attractive to those who travel more than four times a year. But potential purchasers should carefully compare the costs and coverage of an annual plan with those offered as Medicare supplements.

What about obtaining insurance when you have pre-existing medical conditions? Is there any way around such exclusions?

Most policies exclude losses that stem from a pre-existing condition. (A pre-existing condition is defined as any prior injury, illness, disease or other type of medical condition for which a person sought care in the six to 12 month period prior to the effective date of the policy.) However, some policies offer a "pre-existing condition exclusion waiver" that allows coverage of pre-existing conditions. To qualify, purchasers must meet certain requirements. These typically include:

• Purchasing the travel insurance policy within a defined time period (usually seven to 21 days from when the initial payment for the trip was made. )
• Travelers need to insure 100% of their pre-paid and nonrefundable trip costs.

We recommend that travelers speak to a licensed agent and read the fine print before purchasing a policy with an exclusion waiver.

What do travelers who do a lot of cruising need to know about travel health insurance?

Most travel insurance plan benefits apply to cruisers and non-cruisers alike, but some plans will have certain benefits [like] returning to land for medical evacuation that are designed specifically for cruisers.

What additional protections does trip cancellation and interruption insurance offer?

Although it adds to the cost, this option can cover the reimbursement of trip costs due to a range of unexpected circumstances — from last-minute illnesses to severe weather and natural disasters.

A Cancel for Any Reason (CFAR) upgrade offers the most flexibility, reimbursing up to 75% of total trip costs for a cancellation of any reason up to 48 hours prior to trip departure. This benefit also has to be purchased within seven to 21 days of the initial trip payment and 100% of pre-paid and nonrefundable trip costs need to be insured.

What is medical evacuation insurance? What does it cover?

Generally speaking, emergency medical evacuation coverage will pay for transportation to the nearest hospital or medical facility that can treat you if one is not available at your location.

The coverage may also cover Medical Repatriation or the cost of transportation back to the US when your condition improves and you're cleared to travel home. Policies may also include coverage for transporting children home if you are hospitalized for an extended period. Or if you're traveling alone, the coverage may pay to bring someone to your bedside if you have an extended hospital stay.

In the event of a death during a trip, some plans may also include Return of Remains coverage that would cover the cost of bringing back the deceased.

What are some other caveats to keep in mind when pricing travel health insurance?

Pricing can vary somewhat between states, so the state where you reside may affect pricing. And remember, even if you have coverage from a Medigap plan, it can have deductibles, lifetime coverage limits up to $50,000 and limitations on trip length.

If you are traveling in a group, you might ask the sponsor about the availability of group travel insurance. Group plans are designed for easy administration by a group leader, who manages member sign-ups and changes — and the pricing for group plans doesn't change based on a traveler's age.

Thus, for senior travelers, group policies may be more cost-effective compared to nongroup, individual policies. However, individual policies can have higher coverage limits and more options available if travelers want to tailor their coverage.

Related: The Best Credit Cards With Travel Protections

Bottom Line

Buying travel health insurance is complicated under any circumstances because it's difficult to compare products (policies) from different insurers and wade through the fine print. But for older travelers — for whom the costs of insurance tends to be higher and the purchasing options fewer — these decisions can be daunting.

Of course, travelers always need to first understand the benefits and limitations of the health insurance policies they currently have in place (think: Medicare and private health insurance) to determine what additional coverage is necessary to protect their health as well as the financial investment in a trip.

Third-party insurance sites — like TravelInsurance.com , Squaremouth.com and InsureMyTrip.com — can help consumers compare the provisions and costs of different policies and, hopefully, avoid potential landmines.

Comparison sites like these offer consumers the ability to chat online, speak to agents by phone, and/or correspond by email after hours to help answer specific policy questions. In addition, the sites can help connect travelers with insurance providers in the unlikely event of the need to file a claim.

Feature photo by Hero Images / Getty Images.

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Safe Travel Tips for Older Adults

• Donya Currie Senior Editor at NCOA

Related Topics

• Lifestyle for Older Adults

Many of us put our travel plans on hold at the beginning of the coronavirus pandemic. And the thought of travel can still cause worry, whether that's related to the fear of catching COVID-19 or the unease stemming from a lack of practice. But being prepared and taking precautions can help ensure you enjoy a much-needed trip.

In general, traveling, going to new places and meeting up with family and old and new friends is really vital for our mental health,” said Kathleen Cameron, senior director of NCOA's Center for Healthy Aging.

When planning a trip, and while you're on the road to adventure, follow these tips to help everything go as smoothly as possible.

1. Follow public health guidance

On a recent business trip to Austin, Texas, Cameron noticed only about 10% of people were wearing face masks in the airport and on the plane. The Centers for Disease Control and Prevention recommends everyone wear face coverings on public transportation to protect themselves and others from COVID-19. Following that advice is particularly important for older adults, Cameron said.

“Anyone over the age of 50 should wear masks, while in the airport, at their gat,e and on the plane their entire trip.”

CDC has a wealth of travel guidance, including frequently asked questions and tools for gauging COVID-19 risk by desination, at  cdc.gov/travel .

2. Choose a hotel that meets your needs

While most hotels can accommodate a guest’s mobility, some places that are off the beaten path or historical haven’t been updated. This can mean falls hazards on stairs or uneven floors, or accessibility issues at the entrance to the hotel and to the rooms.

Before booking a hotel, call ahead to make sure the hotel has elevators, and ask if the elevator is wheelchair accessible if you need it. If not, ask if they can accommodate a first-floor request.

Even if you’re traveling with a tour company, don’t hesitate to call a hotel directly if you have concerns about accessibility.

3. Don’t publicize your trip on social media

It’s natural to want to share your excitement about an upcoming trip, but think twice before posting it on social media. There are many reported cases of thieves using social media to target homes when the owner announces they’re going on a long trip.

Facebook’s default privacy setting isn’t particularly private. You may think only your closest friends can see your post, but unless you have strict privacy settings enabled, anyone who is friends with your friends, and even some people who aren’t acquainted with you at all, can see your post.

You also might want to consider asking a trusted friend or family member to house sit while you’re away.

4. Know the TSA rules

While you’re trying to figure out where to pack your sunhat and flip flops, don’t forget about your prescriptions. If you are one of the nearly 9 in 10 older adults who takes at least one medication, 1 always pack it in your carry-on where you can access it easily, and it can’t be lost by an airline.

“Carry your medications with you on your person and not in your luggage,” Cameron advises.

If your medication is a liquid and requires that you also have syringes, pumps, freezer packs, or IV bags, the TSA will allow you to carry it all on the plane. Before you pack, check the TSA’s rules, so you know how to pack them.

It’s also a good idea to have a backup plan in case something goes wrong.

Make sure to take a list of your medications , doctors, and the location of a pharmacy covered by your insurance (or Medicare) at your destination.

Bonus: If you’re 75 or older, TSA usually allows you to go through the security pre-check line, which means you don’t have to remove your shoes or separate laptops or liquids from your carry-on. For those younger than 75 who can’t—or don’t want to—stand in long security lines, the TSA Precheck or Global Entry program are options. TSA Precheck is for flights between U.S. airports, and Global Entry is for international flights. Each program has a non-refundable application fee, and you have to apply for the program well in advance of your travel. But if approved, your status lasts for five years.

5. Stay healthy on route to, and on, the plane

Busy airports and tight spaces while getting on an airplane can be a fall risk. The airline will help if you call ahead and ask about priority boarding.

You’ll also want to talk with the airline if you have a chronic condition that has dietary restrictions, such as diabetes, high cholesterol, or hypertension, and you’re taking a long flight that overlaps when you know you should eat. A representative can tell you if they can accommodate your dietary needs. If they can’t, pack food for yourself.

Airplane air can pose challenges. A plane cabin at high altitudes typically has much less humidity than a normal environment, 2 which can put you at higher risk of dehydration and respiratory diseases. Be sure to drink lots of water on the plane.

"On really long airplane trips, be sure you walk in the aisle to prevent blood clots, particularly for those at high risk," Cameron said. That includes people who've had surgeries or recent hospitalizations, cancer, or have a family history of blood clots.

It’s also good to take steps to protect your immune system, which naturally weakens with age. Pack anti-bacterial wipes in your carry-on so you can disinfect your seat, seatbelt, tray, and armrest. Before your trip, talk to your doctor to make sure you’re up-to-date on all of your immunizations , including the flu shot and COVID-19 boosters.

"Many older adults, they’re still unaware of the booster or, frankly, its importance—that it’s an extra layer of protection different than those initial dosages," said NCOA President and CEO Ramsey Alwin .

6. Don’t be a target for theft

Older adults are targets for theft and fraud. Whether you’re traveling alone or with a group, take precautions to protect yourself both inside and outside of your hotel room.

Check with your hotel to see if it has a safe in your room for your passport, jewelry, or excess cash. And always double-check to make sure the code works before placing your belongings inside. Keep anything you consider valuable inside the safe.

Consider also investing in pick-pocket proof travel clothes. Many companies design fashionable pants and jackets that come with deep inside zipper and magnetically sealed pockets that help keep your valuables safe from pick pocketers.

If you’re traveling internationally, consider using cash for most purchases.

Credit card fraud is prevalent in tourist destinations. Unless you plan to monitor your transaction history via a mobile app, cash will reduce your risk.

Getting foreign currency is easier than ever. Check with your home bank to see if you can use your debit card to withdraw cash from ATMs at your destination. Some banks will even let you withdraw without additional fees. Plus, you may get a better conversion rate doing it this way.

If you opt for the credit card route, call the credit card issuer before your trip to let them know where and when you’re traveling. They can tell you if there is a foreign transaction fee for using your card abroad and how the conversion rate is applied to charges. Alerting the company allows it to more easily track potential fraudulent activity and issue a refund quickly if you get hit. However, most credit card companies will deactivate your card in the case of fraud and will only mail a replacement to your account address. So take a back-up card just in case.

7. Keep important documents on hand

Before leaving home, make copies of your important documents, like your passport, driver’s license, Medicare card, and itinerary. Pack an extra set with you, and make sure to leave copies with people you trust at home (or have access to scanned versions). If you lose your ID or it’s stolen, this will make it easier to get replacements.

Also, always make sure to carry emergency contact information and identification on you while out and about. If a medical emergency happens, the people providing assistance will need to know your emergency contact and a health care provider at home.

Now that you’re equipped with these smart travel tips, enjoy your trip and make wonderful new memories! Happy travels!

1. Kaiser Family Foundation. Data Note: Prescription Drugs and Older Adults. 2019. Found on the internet at https://www.kff.org/health-reform/issue-brief/data-note-prescription-drugs-and-older-adults/

2. National Research Council U.S. Committee on Air Quality in Passenger Cabins of Commercial Aircraft. The Airliner Cabin and the Health of Passengers and Crew. Environmental Control. 2002. Found on the internet at https://www.ncbi.nlm.nih.gov/books/NBK207472/

• Healthy Aging Team

More Ways to Manage Your Health

Get information on prevention and how to manage ongoing health conditions focused on physical and mental health. From exercise tips to diet and nutrition, this is your one-stop shop for caring for yourself and loved ones.

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To get an older persons bus pass you must be:

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• for a young persons bus pass , if you're under 22

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Buy your Senior Coachcard today

Save the cost of the coachcard or your money back*, how many coachcards would you like, year-round savings.

If you're 60 or over and love visiting family and friends or taking day trips and short breaks, our Senior Coachcard offers a great way to save 1/3 on Standard and Fully Flexible fares to hundreds of towns, cities and airports across the UK.

How much will I save?

Enjoy a guaranteed 1/3 off Standard and Fully Flexible fares across the UK for a whole year. With your Coachcard, there's no restrictions on peak and off-peak travel times, so you can travel when it suits you and your plans. This includes public holidays, bank holidays and weekends. To sum it up:

• Save 1/3 on Standard and Fully Flexible fares, even at peak times.
• £15 day-return on Tuesdays, Wednesdays and Thursdays to anywhere in the UK (excluding airports), just book 3 days in advance of your travel.
• 15% off the price of an adult ‘Fully Flexible’ fare for coach travel to an event, as detailed on the Events page of our website.

How do I buy a Senior Coachcard?

Purchasing your Senior Coachcard is quick and easy. Simply complete your details and your Coachcard will be posted to your home address (£3 p&p will be added to your purchase).

Your Coachcard can take up to 7 days to be delivered and if it hasn't arrived 24 hours ahead of your planned journey, then call our Customer Contact Centre .

Alternatively, give us a call and we will post your Coachcard out to you (£3 p&p will be added to your purchase) or purchase from one of our travel shops.

General terms & conditions

• These terms and conditions apply to your purchase and use of a Coachcard and are in addition to the Conditions, which shall apply to Tickets purchased and your use of the Services.
• one third (1/3) off the price of an adult ‘Standard’ or ‘Fully Flexible’ fare for one of our Services;
• 15% off the price of an adult ‘Fully Flexible’ fare for coach travel to an  Event , as detailed on the “Events” page of our website. The discount does not apply to any entry to or accommodation at the Event; and
• a £15 mid-week promotional same day return or one way adult fare for one of our Services departing and/or returning the same day on a Tuesday, Wednesday and Thursday only. This discounted fare must be booked a minimum of three (3) days prior to your date of travel and is not valid for travel on the dates   published here . Travel to and from an airport is excluded with this offer. 
• The above discounts available to Coachcard holders may not be used in conjunction with any other offer, discount or promotion offered by us.
• ‘Restricted’ fares ;
• European Services, Hotel Hoppa Services, multi-ride and season tickets purchased by telephone from Customer Contact Centre  or in person from one of our Stations , Third Party Provider services and any Event detailed on the “ Events ” page of our website;
• tickets, accommodation or ferry travel for an Event as detailed on the “ Events ” page of our website;
• the “Add Extras” options which you may purchase as part of your booking; or
• the Booking Fee; or
• the fee for receiving an SMS Ticket, if selected as part of a booking.
• You may purchase up to four (4) Coachcards for individuals satisfying the requirements for the same type of Coachcard online from our website, by telephoning our Customer Contact Centre or in person from one of our Stations or one of our selected third party agents.
• our website or by telephoning our Customer Contact Centre , we will charge you a postage fee of £3 to send your Coachcard(s) to you. If you purchased more than one Coachcard, we will send each Coachcard to the address provided as part of your application; or
• one of our Stations or third party agents, you will receive your Coachcard at the time of purchase.
• Senior Coachcard and Disabled Coachcard, as the case may be, the relevant Coachcard will be valid for the period of one (1) year from the later of the date that you have specified when purchasing the relevant Coachcard or, if you have purchased the relevant Coachcard in person and have not specified a future date, the next calendar day after purchase; or
• Young Persons Coachcard, your Coachcard will, depending on the term that you have selected, be valid for the period of one (1) or three (3) years from the later of the date that you have specified when purchasing the Coachcard or, if you have purchased the Coachcard in person and have not specified a future date, the next calendar day after purchase.
• We will notify you prior to expiry of your Coachcard and provide you with the opportunity to purchase a new Coachcard.
• online from our website, by confirming you have a Coachcard and entering the Coachcard serial number and expiry date at the time of entering the required details on the “Your Details” page of our website;
• telephone, by providing your Coachcard serial number and expiry date to a member of the Customer Contact Centre ;
• in person, by showing your Coachcard at the time of making your booking at one of our Stations or with a third party agent;
• from a driver, by showing your Coachcard at the time of purchasing your Ticket; or
• from a Ticket Machine, by entering the Coachcard serial number and expiry date after entering the passenger selection on the Ticket Machine.
• When travelling on our Services, you will be required to show your Ticket, together with your Coachcard, to the driver when boarding one of our Coaches.
• In the event that your Coachcard is defaced, damaged, tampered with, lost or stolen, you should immediately report this to the Customer Contact Centre . Please note that we are unable to replace your Coachcard and that you will be required to purchase a new Coachcard if you wish to continue enjoying the benefits of the Coachcard.
• Your Coachcard, and each Ticket purchased with it, are not transferable and must not be given, loaned or resold to anyone else.
• The Coachcard remains our property at all times and does not become your property and, if requested, must be returned to us.
• All Tickets issued are subject to our Conditions.
• These terms and conditions are in addition our Conditions and may be amended at any time.
• Coachcards are non-refundable or transferable.

£15 mid-week day return

• £15 fare applies to day return or one-way fares (excluding airports).
• Available on a Tuesday, Wednesday and Thursday only.
• Only available when booked at least 3 days in advance of travel.
• Not valid on certain peak days.
• This offer can change or be removed at any time.
• Offer is not valid on Hotel Hoppa, European, Ulsterbus, Third Party, airport journeys or special event services.
• Not valid where accommodation, admission or ferry travel is included within the fare.
• Offer cannot be used in conjunction with Restricted fares, Multiride tickets or any other special offer fares.
• Booking fees may vary depending on booking method.
• The offer can be purchased online, by phone, at any National Express outlet and ticket machines but not direct from drivers.
• All tickets are issued and all passengers are carried subject to National Express' General Conditions of Carriage , available online and at all National Express outlets.
• Issued by National Express, National Express House, Birmingham Coach Station, Mill Lane, Digbeth, Birmingham B5 6DD.

How much is a Senior Coachcard?

Our Senior Coachcard is just £15 (plus £3 p&p) a year.

Why travel by coach?

Travelling with the nation’s number 1 coach company isn’t just about saving the pennies. From increasing your comfort, to lowering your carbon footprint, there are all sorts of reasons to get the coach.

Our snazzy coaches travel to hundreds of well-located destinations across the UK. You’ll have peace of mind that you’re in the safest of hands with our wonderful drivers, helpful coach station staff and customer service 7 days a week. If you travel already with us, you’ll also know that our journeys are comfortable with reclinable seats, plenty of legroom, charging points and free Wi-Fi (available on most of our coaches).

Other Coachcards

National Express also offers two other Coachcards to help on travel costs:

The Young Persons Coachcard  

The Disabled Coachcard  

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Open Return Information

Book your return

Your Open Dated Return is valid for 3 months from your outbound journey. To guarantee your seat on your return you need to confirm your ticket before you travel on www.nationalexpress.com/en/help/tickets/open-returns or call 0371 781 8181.

Open Dated Return Information

If your return date is not yet known, open return tickets provide flexibility. When travelling within the UK, the return journey can be made within 3 months of the outward date of travel. To guarantee your seat on your return journey you need to confirm your ticket before you travel by visiting www.nationalexpress.com/en/help/tickets/open-returns or call us on 03717 81 81 81. Lines open 7 days a week, 8am - 8pm (calls to this number are charged at local rate). Valid on any day throughout the year.

Open returns are not available on European journeys.

Wheelchair accessibility

Accessible coaches.

The majority of stops along the routes listed below are accessible to wheelchair users but are subject to change. Please call us to check the latest situation before booking and at least 36 hours in advance of when you would like to travel.

To see a list of accessible coach routes please visit our Accessibility page.

Assisted Travel Helpline

If you are travelling in a wheelchair or require assistance, please call our helpline before booking and at least 36 hours in advance of when you would like to travel.

03717 81 81 81 - ( option 3)  (lines open 8am - 8pm 7 days a week). Calls to this number are charged at local rate.

For more information please visit our Disabled travellers page.

Passengers & Wheelchair accessibility

Passenger descriptions.

Our passenger descriptions are designed to help you choose the right ticket for yourself or your fellow travellers.

Adult (16+) and Children (3-15)

Children under 14 cannot travel alone unless accompanied by an adult (16+). Please note, you may be required to show proof of age at any point during your journey. Failure to do so, may result in the full adult fare being charged.

Children (3-15)

Children under 14 cannot travel alone unless accompanied by a responsible adult (16+).

Disabled Children

Should be booked as Children. If they are travelling in a wheelchair or require assistance, please call our Assisted Travel Helpline.

We strongly recommend that you bring a car seat appropriate to your child's age, but ask you to take responsibility to fit the seat.

Booster Seats

Children aged between approximately 4-11 years old, or up to 150cm tall, may use booster seats. We carry a limited number onboard most coaches.

If travelling with a child, you may be required to show proof of age when buying tickets or at any point during your journey. Failure to do so may result in the child being required to pay the full fare for the journey on that day.

Booster seats

Children aged between approximately 4 years and 11 years or up to 150cm tall may use booster seats, we carry a limited number onboard most coaches along with our comfort fit seat belts.

Disabled children should be booked as children rather than 'Disabled'. If they are travelling in a wheelchair or you wish to book assistance with travel please call our Assisted Travel Helpline before booking and at least 36 hours in advance of when you would like to travel.

You can find a list of accessible coach stops on our Accessibility page .

Please call us 36 hours prior to travelling to check the latest status.

If you are travelling in a wheelchair or require assistance we recommend that you contact us on the following local rate telephone number: 03717 81 81 81 (lines open 8am - 8pm 7 days a week) 36 hours in advance of when you would like to travel.

Adult (26 - 59)

Adult fares are applicable to all passengers aged between of 26 and 59 inclusive.

Child 0 - 12 inclusive

Children aged 12 or under travelling on any European service must be accompanied by an adult aged 18 or over.

Unaccompanied children will not be carried

Young persons (13 - 25)

Children under the age of 16 are not permitted to travel on any European service unless accompanied by an adult aged 18 or over.

Young persons aged 16 or 17 years can travel alone on European services but only if they have a letter of authority from a parent or guardian.

Senior (60 and over)

Passengers aged 60 and over are entitled to receive a small discount on European journeys. On European journeys a 50% discount is given to carers, please call us on 08717 818177 to book.

Please select your passenger type first and then add your coachcards.

We have three different Coachcards available, each offering savings of 1/3 on all of our Standard and Fully Flexible coach fares all year round.

Prices shown include your coachcard discount, your coachcard number will be required during the booking process.

Adult fares are applicable to all passengers aged 2+. Adults under the age of 16 are not permitted to travel alone on any European service unless accompanied by an adult aged 18 or over or they have a letter of authority from a parent or guardian.

Infants 0-1 Inclusive

Children aged under the age of 2, must be accompanied by an adult aged 18 or over. Unaccompanied children will not be carried.

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How to Find Senior Discounts for Budget Travel

Senior discounts for budget travel exist across a wide spectrum of opportunities, but many aren't obvious -- they'll require some looking.

Senior Pass From the U.S. National Park Service

Let's start with a visit to a U.S. national park , already a good buy for travelers of all ages.

U.S. citizens and permanent residents age 62 and older can purchase either a lifetime Senior Pass  or an annual pass to U.S. national parks. 

There are a few things for which the pass will not pay: fees charged by park concessions are not covered; same for some recreation permits you might need in certain parks. Those with questions about Senior Pass will generally find that even when the exemptions are noted, this is still something that will pay for itself with one visit to a park that charges admission.

Rail Discounts

Rail Europe offers senior discounts for travelers age 60 and older "for certain passes and specific trains," and generally only on first-class tickets. So in some cases, you might find it cheaper to forgo the senior discount in favor of a second-class seat. Still, it pays to check into whatever senior discounts might be available for your itinerary and class preference.

Amtrak offers a 15 percent discount on their lowest fares for anyone at least age 62. If the itinerary crosses the Canadian border and involves a VIA RailCanada train, the age restriction falls to 60. Look for the senior fare option on all of VIA's ticket options.

Another Canadian rail line, Ontario Northland , routinely discounts any trip by 10 percent for those at least 60 years of age.

Airline Discounts

With corporate belt-tightening in recent years, senior discounts on airfares have declined . But airlines still offer some consideration to senior passengers, although the extent of the savings can vary quite a bit. The best advice: shop first on price, and be sure to type in your age status when making the reservation. Here are two examples of what is offered:

Southwest offers fully refundable Senior Fares for travelers at least 65 years old. Some seating limitations or other restrictions might be applied.

Air France offers discounts for those age 60 and older when flying "within metropolitan France." The tickets can be changed or refunded with no penalty.

Travel Discounts through AARP

Travel is not the top concern of most seniors. Health care and financial stability probably outrank visiting the world's best destinations.

But travel does find its way onto the list of priorities, and it shouldn't be surprising that groups formed to lobby for senior adults would also work to offer some travel discounts. The best-known example is the AARP, once known as the American Association of Retired Persons. The name change came because the organization's focus isn't limited to the concerns of retirees. In fact, membership has long been open to anyone at least 50 years old.

AARP membership can be purchased for one year, three years and for five years. Travel discounts are offered at more than 40 hotel chains and six car rental firms. Discounts on tours, cruises, roadside assistance plans, and even vacation rentals are included.

Although self-described as non-partisan, AARP is a powerful lobbying organization in Washington D.C. Undoubtedly, AARP advocates positions that some of its members would oppose. Be aware that some budget travelers decline membership offers for this reason and seek discounts elsewhere.

The organization's stands are not secret, so take a look at the AARP website and decide for yourself if membership fits with your convictions.

National Discounts

Some discounts are initiated by governments. For example, Europe offers a number of discounts for seniors.

In Great Britain , for example, seniors get reduced admission prices for Windsor Castle , Tower of London , St. Paul's Cathedral and Westminster Abbey , among others.

In Spain, a recent promotion called Golden Days Parador included a 30 percent discount on a standard double room throughout the year at the government-owned Paradores , but certain blackout dates were applied. What are Paradores ? The government defines them this way: "hotels for luxury accommodation in Castles, Palaces, Fortresses, Convents, Monasteries, and other historic buildings. There are also modern Spanish hotels, built in traditional style, in areas of outstanding beauty."

Hotel Discounts

If you want to find the senior discounts for major hotel chains , you might have to dig a little. Click "site map" on the home page and then look for senior discount or something similar such as senior rates.

Many of the chains will offer discounts in connection with membership in organizations such as AARP, but others extend the lower rates to everyone in the age category. Motel 6 will discount room rates 10 percent for guests who are at least 60 years of age.

Marriott extends a 15 percent discount to travelers age 62 or older at 3,600 locations worldwide seven days a week. As with many of these corporate hotel discounts, the Marriott offer is subject to availability. It is capped at a maximum of two rooms per stay.

Restaurant Discounts

Many parts of the United States feature regional discount cards that seniors can present at participating businesses for immediate discounts. In Ohio, for example, there is the Golden Buckeye Card , which is available to all state residents at least 60 years old. Among the 20,000 businesses that honor the card are restaurants.

National restaurant chains are also frequently discounting senior tabs. For example, the International House of Pancakes, Burger King, Wendy's, Shoney's and Chili's all offer 10 percent discounts to seniors in the 55-60 age range. Taco Bell gives free beverages to seniors at participating locations.

Obviously, the terms of these offers will vary by location, and some franchisees might not participate. But don't be embarrassed about asking if any senior discounts are in effect. If the answer is "no," what have you lost?

Car Rental Discounts

Car rentals should be searched first on the basis of price. Then look for any discounts offered based on age. Why proceed in this manner? Because at many of the major companies, the prices will vary more than the senior discount offers.

As with hotels, some companies will base their discounts on AARP membership . Most of the major companies will discount rates 20-25 percent for AARP travelers who present their valid membership cards at the time of check-in.

Some won't make any distinction beyond an age eligibility requirement.

Related Articles

More related articles.

How to Travel as a Senior (20 Simple Tips)

If you’re wondering whether to start or continue traveling in old age (depending on when you were bitten by the travel bug), the simple answer is yes. Exploring the world and meeting new people can keep you looking young and energetic longer. Also, there are more seniors interested in traveling nowadays.

How to travel as a senior depends on your interests, budget, personality, among other factors. With a few simple tips, senior travelers can figure out how to best explore the world. These include ways to cut costs, how to travel solo as a senior, and tips to ensure your safety while on vacation. 

This article covers our detailed list of senior travel tips for saving, traveling solo, and ensuring your safety when on holiday. Read on. 

Saving Tips for Senior Travelers

Your budget is a key factor to consider when planning any trip. Even though seniors probably have more disposable income hence a more flexible budget, that doesn’t mean you want to spend all your money on making bookings or paying for travel arrangements. 

You can strategically save on cash when traveling then put the extra amount to some other use like buying souvenirs for yourself and loved ones. Here are some easy saving tips you can implement.

Inquire About Discounts

Being a senior has its perks. There are a number of hotels and airlines that offer senior travel discounts . But most of the time, these won’t be overly advertised. That’s why you should take the initiative and ask about such offers.

Before making a booking, compare the discounts available in various hotels. Then once you find the one that has both a high discount and offering great services, close the deal.

But apart from senior discounts, you can also look for other special offers that you qualify for. Find out about these opportunities for cutting costs. In the end, you’ll definitely choose the offer that allows you to save the most money in the long run.

Travel Out of Season

I know it can be quite tempting to succumb to the excitement of traveling when everyone else is traveling, too, i.e., during high travel seasons. But this is most often going to cost you more than you would want to spend. Hotel prices and airfares skyrocket during high-peak seasons. That’s why it’s better to plan your vacation during the off-peak seasons when price tags are much lower.

If you travel during shoulder seasons (just before or just after the high season months), you can easily save on your vacation costs. From discounted airfares to cheaper hotel prices and affordable entrance fees to attractions. This is just what you need if you want to travel within a budget.

What is more, why not take advantage of the fact that you no longer have strict work schedules that limit your flexibility. So it’s entirely up to you to choose when to go on holiday.

Join Organizations That Offer Senior Travel Discounts

There are different organizations in various countries that entirely focus on retired people. Such organizations may have offers for senior travelers to encourage them to travel. Take, for example, AARP in America. 

This America’s Association of Retired Persons has a number of discounts for mature travelers. You can get hotel discounts, cruises with reduced price tags for seniors, and discounts on car rental services. 

There are also activity and restaurant discounts. All this information can be accessed on their website. Make sure to check frequently because some offers are available for just a limited period of time. 

Use Cheaper Modes of Transport

Traveling by air is often more expensive than other forms of transport. So if you want to pay less, you should definitely try out different means of traveling, for example, using the train. You may find yourself saving up to a few hundreds of dollars in the long run.

You can also opt to rent a car to travel to your destination or just get one on arrival at your vacation spot.

Traveling by train or car is obviously not as fast as taking a flight. But once again, that may not always be a big issue for seniors because of your flexible schedule.  

Book Connecting Flights

If you still want to travel by air, then scout for ways of getting cheaper ticket prices. One solution is in connecting flights. 

Direct flights are faster and generally cost more. On the other hand, booking connecting flights will take more time because of the long waiting hours at airports. But this is well worth it if you will end up paying less. Just carry a book to read when waiting.

Travel With a Group

Traveling with a group can allow you to take advantage of group discounts offered by different hotels or attractions. 

You can either choose to form a traveling group with some of your senior friends or just travel with your family, including your kids and grandkids. This will give you time to also bond as a family. 

If, by any chance, you aren’t a fan of huge traveling groups and just want a solo vacation, then read on for some more tips to help you out with that as well. 

Tips for Solo Senior Travelers

For those who’ve never traveled solo, the idea of going to a new place alone may make you a bit anxious. But if you just look past your fears and plan well in advance, you’ll realize how interesting it is to travel alone.

For one, you get to do what you want, when you want. Being alone means you are also likely to meet and interact with more people. In the process, spending time alone on vacation can offer a great opportunity to discover new things about yourself.

All the same, we can’t overlook the few challenges that come with solo-traveling and especially for seniors. Here are some practical tips to help you travel solo like a pro and enjoy the experience.

Travel Light

Traveling alone means you won’t have someone to hold your bags as you dash to the washrooms or grab a snack. This is one of the reasons you should travel light. 

Carry only what you need and nothing more so as to keep your luggage at a minimum. If all your belongings can fit into just one bag, the better. So, I guess you might want to check out this video that shows how to pack items for three weeks into just one backpack: https://www.youtube.com/watch?v=Eqc4A3J5rWg

Whenever possible, carry items that can multitask or be compressed and fit in small spaces. For example, get a travel scarf with hidden pockets. A great example is the Elzama Infinity Loop Scarf with Hidden Zipper Pocket . It has hidden pockets where you can keep your passport, credit cards, hotel room keys, or even money. And the scarf itself will also keep you warm during flights. 

For clothes, bring those that are easy to mix and match. Carry shoes that are comfortable to walk in so you won’t need to keep changing from one pair to another. 

But more than just packing light, you’ll need to pack smart. Since seniors are easy targets of theft, ensure as much security of your luggage as possible, e.g., an anti-theft bag like Oscaurt Anti-theft Travel Backpack can keep your things safe when walking around. This backpack has hidden zippers, secret pockets, and is made of anti-cut fabric.  

Volunteer on Vacation

Travelers can create unique itineraries that include offering some form of service to the communities in their destination. The idea of volunteering doesn’t mean your whole vacation has to be about helping others. You can set aside one day or even just a few hours and enjoy the rest of your vacation in leisure activities.

Volunteering on vacation is especially a great idea for solo senior travelers because of the opportunity to mingle with others. What is more, serving the local community will result in such a unique intimacy with a destination. You are not likely to enjoy such a close interaction if all you do is go sightseeing, hiking, and dining (not that there’s any problem doing any of these things).

In your retirement, you can offer the life skills you sharpened all through your working years—just partner with an organization that needs the specific skills that you have. You’ll be amazed at how fulfilling it is to offer your service for free and especially to people that are in dire need for them.

Get a Travel Roommate

This is a great strategy for socializing while traveling solo and, at the same time, cutting on costs. You may have noticed some hotels that charge more for solo travelers. To avoid this extra cost, organize to have a roommate for the time you’ll be staying at the said hotel. 

Check out different tour operators that offer this option. If not, look into online forums that offer solo travelers the chance to pair up with other solo travelers who want to share a room. 

Now, just so you know, having a total stranger for a roommate while on vacation can backfire on you if you get a not-so-easy-to-live-with kind of person. But on the flip side, you may match up with a really interesting individual who may end up being an amazing tour mate for the rest of your vacation.

So, take some time to weigh all your options before making this decision.

Go for a Special Interest Holiday

Special interest holidays are vacations designed around a particular interest, e.g., art, culinary, culture, etc. The point is to bring together people with the same interest for the sake of either learning a new skill or just enjoying their passion.

Solo trips are ideal for this kind of holiday. You may have put off learning a particular skill all your life due to your busy work and family life. Now that you have all this free time during your retirement, you might as well pursue that interest through a special interest holiday. 

It’s never too late to learn a new skill if you just put your mind to it. For example, you can start salsa lessons, take a music course, or learn a new language in the country of origin. 

The best thing about this type of holiday is getting to interact with people of similar interests. That means mingling with travelers of all age groups and cultures. It can be quite refreshing and enlightening.

Document Your Experiences

Even with the excitement of visiting new places, seeing amazing attractions, and experiencing diverse cultures, sometimes solo trips may actually get drab and lonely. 

You are more likely to feel this weird emptiness during idle evenings with no activities planned. Or take, for example, the end of an exciting day when you sit at a table for one and realize there’s no one there to share stories of the amazing adventures you’ve had. But guess what, it doesn’t have to be that dull. These quiet moments are actually the essence of solo trips. Take such times to meditate and unwind. 

You can also document your activities. Write in your journal the experiences you’ve had and maybe even include life lessons you’ve gained from your travels. It’s priceless to be able to refer to such documentations much later and reminisce about the wonderful time you had. 

Whenever you travel alone, it’s important to be conscious of your surroundings and always think of your safety. This begins right from planning your vacation. For example, it wouldn’t be the best idea to travel to a destination whose security is questionable. Pick and choose your travel destinations wisely.

If you feel insecure about a place or a person while traveling, trust your gut, and distance yourself. Sometimes, in extreme situations, you may even need to raise an alarm so that other people can come to your rescue. 

But it doesn’t have to get to that. There are ways seniors can keep safe while traveling or when on holiday. Let’s look at some of those tips. 

Safety Tips for Senior Travelers

Get Travel Insurance

It’s better to be safe than sorry. Even though you are extra cautious during your vacation, having travel insurance will come in handy in case something does happen.

As an older traveler, you are actually more vulnerable than your younger counterparts. Thieves see you as easy prey. So, your security measures need to be above that of the average traveler. Travel insurance is important for travelers of any age, but more so seniors. 

You can get covered for medical issues. For example, the insurance can cover you if you get hurt while on vacation, or maybe you suddenly need extra medication due to unexpected situations like travel delays. If any of these things happen while in a foreign country, it may be harder or more expensive to get the necessary help. That’s when you’ll be glad you got insured. 

You can also get insurance for your belongings. Reimbursement for lost luggage and replacement of stolen valuables are some of the benefits you’ll enjoy with such a cover. So you can at least be less anxious while walking around with, say an expensive camera.

All in all, look at the types of insurances available and identify the one that offers coverage that you need. Also, compare different insurance providers in order to get the best deal available. 

And once you’ve got your travel insurance, remember to carry the details with you on vacation in case you need to make a claim.

Avoid Flashing Your Valuables

Now that you’re older, you probably own more items of high value than when you were younger. That’s great. But these valuables shouldn’t be carried around on each and every trip. If they are not very necessary during your holiday, it’s better to leave them at home where they are safe. That way, you don’t have to worry about losing the items to thieves and pickpockets.

Even so, there may be some valuables you want to carry with you on holiday. A good example is your camera for when you want to take some picture memories. Your wedding band may also be something you wouldn’t want to leave behind.

You’ll, therefore, need to be extra vigilant when moving around with such valuables. Don’t flash these items unnecessarily. If, for example, you are not using the camera, keep it inside your backpack. 

The more people see your expensive stuff, the higher the chances of being a thief’s target. So investing in an anti-theft backpack, for example, is a great idea. Also, keep an eye on all your belongings at all times. This is especially necessary when in crowded places like airports and bus stations.

And in case you leave some valuables inside your hotel room, lock them up in the safe. You can’t trust anyone, not even the hotel staff.

Lock Up Important Documents

Apart from jewelry and expensive watches, your important documents are also very valuable and should be handled with great care.

To begin with, only carry the essential or necessary documents when traveling. Anything that you won’t need should be left back home. If you have several credit cards, you can consider just carrying two of them and leaving the rest behind.

Once booked into a hotel, lock up these documents in a safe. Only take them out with you on the days you truly need to use them. And even then, keep them as close as possible to you, e.g., use a belt pocket to carry IDs, cards, and money.

Keep a List of Emergency Contacts

One of the things that can really spoil an amazing holiday trip is getting scammed or having your belongings stolen. Any disaster, in general, is such a dampener of the excitement of traveling. What is more, it can throw you into a panic mode where you can’t even think straight. 

Finding the phone number for an ambulance, the local police, or the embassy at such a time can be very hard. That’s why you need to prepare for such situations. Have a list of people you may need to call in case of an emergency—for example, your doctor, family, insurance, or your country’s embassy.

Save these contacts, preferably both in soft copy (in your phone) and hard copy (on a small card that can fit in your wallet or purse).

You can go a step further and create an “emergency plan.” Think out and note down the steps to take in case of an emergency. Have this information close to you in your wallet or purse.

Inform Friends and/or Family About Your Itinerary

According to AARP recommendations, you should inform others (family or friends) about your daily plans and whereabouts. This is especially necessary, but not restricted to when traveling solo.

For a thorough approach, send your itinerary to your family or friends back home. Ensure you clearly outline where you’re going, what you will be doing, and for how long. 

Include emergency contacts, e.g., phone numbers of the embassy and the doctor. 

Having all this information will be useful to your family if, for example, you cannot be reached for a long period of time or delay to get back home from a trip when you said you’ll be back.

Watch What You Eat and Drink

Most seniors don’t really have the luxury of eating anything they want because their stomachs have grown a bit sensitive. Some travelers also have multiple allergies. The best way to deal with this is to be very careful about what you eat or drink. 

If you are looking for a place to eat, opt for a popular spot with many customers and try and observe how your food is being prepared. This way, you can be almost sure the food is going to be safe for your consumption.

Keep Enough Meds With You

We all know that with old age comes illnesses here and there. So, if you’re on any form of medication, stick to the doctor’s prescriptions even while away on vacation.

Carry all your meds in a carry-on bag where you can easily access them. Another important thing to remember is to carry extra meds just in case you get stuck during your travels and end up going back home on a later date than you had expected.

But apart from carrying extra meds, have a written list of all the medications you take, both their brand and generic names, their dosages, and information on where to buy them in your destination in case you will need to. 

Exercise Hotel Safety

Most people tend to really trust hotels and feel safe there. But the truth is, you still need to be vigilant at the hotel in order to ensure your safety.

First up, before booking a room, inquire if it has a safety box where you can keep your valuables. As we’ve already mentioned, it’s crucial that you keep your valuable items locked in the safety box whenever you’re not in the room. This is whether there’s a hotel staff in there or not.

Secondly, request for a room that’s close to the elevator. The proximity to human traffic will deter thieves from trying to target your room. 

Another tip is carrying a doorstop. This may come in handy in case your hotel room door lock is not so reliable. 

Lastly, avoid announcing your absence. For example, if you’re leaving your hotel room and want to inform the staff to clean it, do not leave the door sign that requests for room cleaning. This sign will notify any passerby that you aren’t in and so you can easily attract thieves. Instead, inform the receptionist personally as you head out.

Final Thoughts

As you settle into your retirement years, take the opportunity to travel and see the world or visit your loved ones. You totally deserve it after the many years of work that you’ve gone through. 

But before you set out, make sure you arm yourself with the right information on how to travel as a senior. Learn the tricks of cutting on costs, including traveling during shoulder seasons, asking for discounts, and traveling with a group. 

If you are one to go for it solo, then it will serve you well if you learn how to travel light to avoid too much luggage. You may also want to include a volunteer project during your vacation just to interact more with the locals and get that sense of fulfillment.

Lastly, your safety should be your number one priority as you roam the world. Get travel insurance and always be aware of your surroundings. Being older, thieves already think you’re an easy target, so don’t make yourself even more prone to theft by carelessly flashing your valuables. All in all, keep your family and close friends informed of your whereabouts. Travel safe.

• Smarter Travel: 6 Savings Secrets for Senior Travel
• Smarter Travel: 7 Safety Tips for Senior Travelers
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• Love Exploring: Senior travel: 11 tips for traveling alone later in life
• Sunshine Retirement Living: Making Travel Safe and Easy as a Senior
• Travel And Leisure: 5 Tips for Traveling Solo After Retirement
• Expert Vagabond: 25 Important Travel Safety Tips Everyone Should Know
• Sixty And Me: 6 Ways To Find Amazing Senior Travel Discounts And Budget Travel Options

Hey there, my name is Anja, I’ve seen and supported my mom’s incredible transformation in her fifties. Seeing how my mom “awakened” and took full control over her life really impressed me. I got inspired and started dreaming about how we could inspire more people, especially women, to open up and create a second life for themselves. That’s how the idea of aginggreatly.com came to life…

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Get an older person's travel pass

You can get a pass for free bus travel anywhere in England when you reach the female State Pension age. It does not matter if you’re a man or a woman.

The pass lets you travel for free during off-peak times:

• between 9.30am and 11pm, Monday to Friday
• all day at weekends and on public holidays

If you live in the West Midlands, you can use your pass on the buses from 9.30am until 11.59pm. You can also get free travel on:

• trains in the Blue Zone from 9.30am to 11.59pm
• trams from 9.30am until the last service of the day

If you want to travel before 9.30am, you can get a £1.50 single fare on National Express West Midlands buses. Show your travel pass to the driver and ask for a £1.50 single ticket.

If you often travel before 9.30am, you can get a pre-9.30 add-on ticket. Use our ticket finder to find pre-9.30 add-on tickets .

You can also use your travel pass as a pay as you go card. This means you can use it to pay for:

• travel before 9.30 am

To use your travel pass as a pay-as-you-go card, you need to either:

• register your card online

Check if you're eligible

You can find out if you've reached the age for free bus travel on the GOV.UK website.

You can get a West Midlands older person's travel pass if you live in the West Midlands. You must live at a property where council tax is paid to one of these councils:

• Wolverhampton

If you do not live in the West Midlands, contact your local authority to apply.

Apply for an older person's pass

You can either:

• apply online
• download an application form to print out and send in the post

If you apply through the post, send your application to the address on the form.

Renew your travel pass

We'll write to you 4 to 6 weeks before your pass expires and tell you how to renew it.

If you’ve lost your letter, you can still renew your travel pass online .

You should get your new pass 2 weeks before your current one expires. Contact Customer Services if you have not got it by then.

Customer Services - Ticketing

Telephone: 0345 303 6760

Mondays, Tuesdays, Thursdays and Fridays, 8am to 6pm Wednesdays, 10am to 6pm Saturdays, 9am to 1pm Closed Sundays and Bank Holidays

Update the details on your travel pass

You can update your personal details online if your name or address has changed.

You can update your photo by email or by post. Send your new photo to Ticketing Services.

You'll need to send us:

• a new, passport-style colour photo
• your full name and address
• the 16-digit number on the front of your travel pass

Customer Services - Ticketing Transport for West Midlands 16 Summer Lane Birmingham B19 3SD

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The Guide to Senior Travel Insurance

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Table of Contents

The best senior travel insurance options

Tips for selecting travel insurance for seniors, what else seniors need to know about travel insurance, travel insurance for seniors, recapped.

Travel insurance is a smart way to protect the money you have invested in a big trip in case unforeseen hurdles stop you from traveling. Seemingly now more than ever, last-minute changes can disrupt a trip, and in some cases, the money spent on nonrefundable purchases is at risk. There are numerous travel insurance options for people older than 65, but it is important to understand the nuances of senior travel insurance.

Medical issues or situations at (or en route to) your destination can stifle even the best-laid plans. Many credit cards include travel insurance as one of their benefits. These plans can assist in the event of lost or delayed baggage, flight delays and cancellations, and other adjustments to a trip paid for with that particular card.

When buying supplemental senior citizen travel insurance, don’t rely on the default option presented by your travel provider. There are many considerations to take into account, like how far from home you plan to be, the potential for injury or sickness (including your pre-existing medical conditions), and what may already be covered by other insurance plans you have.

For example, medical evacuation may not be covered, but local transportation to a hospital may be. And remember that U.S. health plans or Medicare coverage are especially limited outside of the country.

Here are some options worth reviewing from a handful of insurance providers: Allianz, Medjet, Travelers and your specific travel provider.

Here are a select few senior travel insurance options for people 65 and older.

Allianz offers excellent coverage for travelers over 65. It can help make payments for medical treatments overseas, even in the local currency and their preferred payment methods, to keep you from paying out of pocket.

For longer trips, it offers an AllTrips Prime Plan in increments of three, six or 12 months (ideal if you plan to vacation elsewhere during the winter months, for example). This plan covers emergency medical transport. The company takes into account certain pre-existing medical conditions so be sure to read the fine print.

If you fall ill or need assistance during your travels, Medjet ’s supplemental coverage for medical transportation helps you get to your home or the hospital of your choice. It includes air medical transport. This is a membership program that covers emergencies and can be tacked onto trips or purchased annually. While not technically travel insurance, this company offers an additional medical transport option for emergencies.

This coverage can be helpful if you're planning to travel in remote or unfamiliar areas, such as on safaris, to secluded islands and other far-flung destinations.

» Learn more: Does travel insurance cover medical expenses?

Most other travel insurers might only get you to the nearest appropriate hospital facility. For travelers younger than 75, Medjet offers no pre-existing medical condition exclusions and it doesn't rule out the same number of activities that other providers might.

3. Travelers

With the option to buy an annual, multi-trip protector, Travelers insurance covers a whole year of trips with the option to upgrade several features. The add-ons include “Cancel For Any Reason” insurance and trip interruption coverage.

4. Your travel provider’s own plan

On certain types of trips, say a cruise or a Caribbean resort that is prone to hurricanes, using the travel provider’s recommended insurance can be a good bet. This coverage is usually offered as an add-on during the booking process, but it can also be added after the reservation.

Most likely, these policies are designed to cover delay or cancellation issues, but be sure to read the fine print to see if medical transportation or trip interruption is also included.

Choosing a provider of your own can make sense when planning your own travel (let’s say a honeymoon to Paris or the Maldives). If a cruise line or safari outfitter offers insurance of its own, that might be the most comprehensive when it comes to that particular provider’s operations.

» Learn more: The best cruise insurance

Deciding if you need travel insurance is the first hurdle. Next comes the task of selecting the right one without spending more than the cost of what you are actually trying to protect. These are some important tips to consider.

Compare plans

It is wise to compare the options available using aggregator websites like SquareMouth (a NerdWallet partner) and InsureMyTrip.com. These sites compare the options from dozens of different providers detailing what they do and do not cover.

Seeing the exclusions as well as considering them within the framework of your trip can help you select the best plan for your travel needs.

Consider existing coverage

Review your existing coverage, whether that is via your health insurance or any credit card protections you may have. Some of the benefits you might be paying extra for when getting supplemental travel insurance may already be covered.

Read the fine print

Don’t base your final decision on price, as sometimes the cheapest policy may be the most restrictive — and the most expensive policy may give you coverage for activities you won't even be doing.

What may seem like an inclusion may actually be disallowed due to a technicality (terrorist attack or war). If you’re not sure, pick up the phone and ask if your specific situation is covered.

Timing is key. The sooner you buy your travel insurance coverage, the more time you have to benefit from it. The price could also rise the closer you get to departure. If you wait until the departure date to buy it, you would be out of luck if the week before you get sick or the destination closes its borders. Buying insurance after an issue arises won't help you.

Travel insurance is a safe way to protect that sunken cost. Spending money on travel, even with the benefit of loyalty program miles and points to offset some of the cost, can be a significant investment. Chances are that you won’t even need it, but like other insurance policies, it can pay off in the event of unforeseen circumstances. Weigh the cost of potential expenses with the insurance plan. Canceling a rental car for a road trip may not be a big deal, but business class flights and a nonrefundable cruise might be.

Credit card coverage only protects you if you use that card to pay for your travel. The Chase Sapphire Reserve® and The Platinum Card® from American Express also offer travel insurance benefits when paying with points, too. Terms apply. Using the right card for your trip can help save money on other potential travel insurance costs.

» Learn more: Best travel insurance options for older adventurers

What may seem like an unnecessary extra cost can actually help save the day in certain circumstances.

It can pay dividends to understand what your existing coverage includes (especially via a particular credit card) so that travelers over 65 make the most advantageous insurance decision for their trips.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are some of the best travel credit cards of 2024 :

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Wells Fargo Autograph℠ Card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

on Chase's website

1x-10x Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

1x-2x Earn 2X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services, and select streaming. Earn 1X points on all other purchases.

50,000 Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

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Public Transport Concessions: Free Bus Pass, Senior Railcard and More

Estimated Reading Time: 10 minutes

Klara Coxill

Care Expert

Last Updated: 24/07/2024

Older adults in the UK are eligible for a variety of public transport concessions, helping save you money in the process. These include a Senior Railcard, a Disabled Persons Railcard, an Older Person’s Bus Pass and more!

Here, we’ve looked at how to get each of these discounts or freebies for older adults, along with other discounted forms of public transport you may be eligible for.

We also have an article dedicated to discounts for carers .

Where would you like to live?

Browse the best retirement homes near you through Lottie.

In this article:

• Discounts on rail travel
• Free bus pass
• Senior rail travel and bus discounts throughout the UK

London Freedom Pass

60+ london oyster photocard, discounts on rail travel.

You could be eligible for one of the following railcards that’ll get you discounts on train services, depending on your age, relationship and whether you’re classed as having a disability:

• Senior Railcard (60 years and over)

Disabled Persons Railcard

• Two Together Railcard

Both of these are discount cards. You purchase them each year for a set fee and they get you a third off the cost of your train travel.

Senior Railcard

The Senior Railcard is available for anyone aged 60 and over to buy. This costs just £30 (or £70 for three years), so will have effectively paid for itself after only a few train trips.

When using the Senior Railcard, you can expect to make average annual savings of £76, or £5.34 per journey. For example, a train from London to Liverpool goes down from around £68.60 to £45.25, while a train from Doncaster to London goes down from £32.50 to £21.45.

You can apply for one of these through the Senior Railcard website . You’ll need a valid passport or UK driving licence for ID. You can also apply in person at some of the UK’s most staffed railway stations.

If you meet any of the following criteria, you could be eligible for a Disabled Persons Railcard:

• You receive a disability-related benefit, such as Personal Independence Payment , Attendance Allowance or Severe Disablement Allowance
• You’re registered as deaf or you use a hearing aid
• You’re registered as having a visual impairment
• You have epilepsy

To apply for this railcard or to get more information surrounding eligibility criteria, visit the Disabled Person’s Railcard website .

Senior Railcard For Couples

Though there’s no railcard specifically aimed at older couples, the Two Together Railcard works in the same way for people of all ages. This railcard is to be used by you and a second person - both of you will be named on the railcard. They’re best used by yourself and the person you travel with most - often your partner or spouse.

When using a Two Together Railcard, you get one-third off rail fares when travelling together. It costs just £30 and leads to average savings of £153 per year (or £6.26 per journey).

For example, travelling from London to Edinburgh would typically cost around £145, but this goes down to £95.70 with a Two Together Railcard. Similarly, getting the train from York to London goes down from £88 to £58.

Apply for the Two Together Railcard through the official Railcard website .

Free Bus Pass For Over 60s

You could be eligible for one of the following free bus passes, depending on your age and whether you’re classed as having a disability:

• An older person’s bus pass
• A disabled person’s bus pass

Both of these passes will get you free travel on local buses.

It might also be worth getting in touch with individual transport operators to see if they offer any discounts. For example, National Express offer Coachcards to older (60+) or disabled customers. These cost £12.50 a year and save you a third on your travel.

Older person’s bus pass

You’ll become eligible for an older person’s bus pass when you reach the State Pension age.

Apply for your bus pass through the GOV.UK website .

Disabled person’s bus pass

Unlike an older person’s bus pass, there’s no central provider for the disabled person’s bus pass.

To find out if you’re eligible and where to apply, get in touch with your local council . All you need to do is enter your postcode and you’ll be redirected to the relevant part of your local council’s website.

We can help you find the perfect UK retirement home . Use our free service to filter by location, price, the facilities available, purchase type and more!

Senior Rail Travel and Bus Discounts Throughout the UK

English national concessionary travel scheme.

The English National Concessionary Travel Scheme (ENCTS) covers senior travel discounts in England. Passes are issued locally, but give cardholders free bus travel throughout all of England. An ENCTS bus pass also allows for some free and discounted rail tickets. You must be 66 years or older to be eligible.

Learn more about or apply for an English National Concessionary Travel Pass

c2c Senior Rover Travel

c2c’s Senior Rover ticket allows unlimited one-day train travel for just £7 (or £10 when including London destinations). These are available to anyone aged 65 years and over.

Learn more about or buy a Senior Rover ticket

Greater Manchester Senior Travel Pass

Older adults can get free rail tickets in Greater Manchester between 09:30 and midnight Monday to Friday, and anytime at weekends and during public holidays. Eligibility is based on age and residency in Greater Manchester.

Check if you’re eligible and apply for a Greater Manchester Senior Travel Pass

Merseyside Senior Travel Pass

Senior citizens can get free rail tickets in Merseyside after 09:30 Monday to Friday (to avoid morning peak times), and anytime at weekends and during public holidays. Eligibility is based on age and residency in Merseyside.

Check if you’re eligible and apply for a Merseyside Senior Travel Pass

South Yorkshire Senior Travel Pass

Older adults get 50% off rail fares in South Yorkshire between 09:30 and 23:00 Monday to Friday, and anytime at weekends and during public holidays. Eligibility is based on age and residency in South Yorkshire.

Check if you’re eligible and apply for a South Yorkshire Senior Travel Pass

Tyne and Wear Senior Travel Pass

Older adults in Tyne and Wear can purchase reduced-price train tickets as well as extra discounts if they get a Metro Gold Card (£12 per year). Eligibility is based on age and residency in Tyne and Wear.

Check if you’re eligible and apply for a Tyne and Wear Senior Travel Pass

West Midlands Senior Travel Pass

Older adults get free train travel in the West Midlands between 09:30 and 23:00 Monday to Friday, and anytime at weekends and during public holidays. Eligibility is based on age and residency in the West Midlands.

Check if you’re eligible and apply for a West Midlands Senior Travel Pass

West Yorkshire Senior Travel Pass

Older adults get 50% off rail journeys within West Yorkshire after 09:30 Monday to Friday, and anytime at weekends and during public holidays. Eligibility is based on age and residency in West Yorkshire.

Check if you’re eligible for a West Yorkshire Senior Travel Pass

Scotrail Club 50

Members get a 20% discount on Off-Peak and Advance and cheaper flat-fare tickets when purchased online. These offers are available all year round to Scotrail customers aged 50 and over. Scotrail Club 50 is perfect for people who aren’t yet eligible for a Senior Railcard.

Get a Scotrail Club 50 membership

National Entitlement Card (NEC)

The National Entitlement Card (NEC) allows older adults in Scotland to receive travel discounts. Anyone living in Scotland can access discounted travel schemes throughout the country. To be eligible, you must also be 60 years or over.

Get a Scottish 60+ National Entitlement Card

Edinburgh and Glasgow over 60s rail discounts

Scotland’s two largest cities offer the following rail travel discounts:

• Glasgow - Discounted rail tickets on journeys within Strathclyde and Glasgow Subway
• Edinburgh - Free tram journeys in Edinburgh

There are also reduced train fares for 60+ NEC holders in other parts of Scotland.

Welsh Concessionary Travel Card

In Wales, travel discounts for older adults are covered by the Welsh Government Concessionary Travel Scheme. This offers free bus travel throughout Wales to people aged 60 and over, as well as some free and discounted rail tickets.

Apply for a Welsh Concessionary Travel Card

The following free and discounted rail travel is available to Welsh Concessionary Travel Scheme holders:

• Cardiff and Valleys Line
• Conwy Valley Line
• Wrexham to Hawarden Bridge
• Cambrian Coast
• Heart of Wales Line

Learn more about discounted senior travel in Wales

Northern Ireland

60 plus smartpass.

You’re eligible if aged between 60 and 64 while being a permanent Northern Ireland resident. A 60 Plus SmartPass entitles you to free bus and rail travel throughout the country.

Apply for a 60 Plus SmartPass

Senior SmartPass

This is aimed at permanent Northern Ireland residents over 65. They entitle you to free bus and rail travel throughout the country, along with free cross-border rail travel all along the Belfast to Dublin line.

Apply for a Senior SmartPass

London Freedom Passes allow London residents to travel around the city for free, including on trams, National Rail services, the Underground, river services and buses, as well as free local bus journeys nationally.

If you live in London, you can apply for a Freedom Pass if one of the following applies to you:

• You’ve reached the State Pension age (in this case, you’ll be eligible for an Older Person’s Freedom Pass)
• You have a disability (in this case, you’ll be eligible for a Disabled Person’s Freedom Pass)

You can travel for free on TfL (Transport for London) services with an Older Person’s Freedom Pass from 09:00 on weekdays and anytime on weekends and bank holidays. A Disabled Person’s Freedom Pass allows you to travel at any time on TfL services.

To learn more about the London Freedom Pass or to apply for it, visit the London Councils Freedom Pass webpage .

Apply for an Older Person’s Freedom Pass

Apply for a Disabled Person’s Freedom Pass

If you’re over 60 but under the State Pension age and you live in any London borough, you can get a special Oyster card for free travel in the city on several different rail services.

Many people get a 60+ London Oyster Photocard before they’re entitled to a Freedom Pass. If you’re eligible for a Freedom Pass, you can’t get a 60+ London Oyster Photocard.

This costs £20 and gives free travel on:

• The London Overground
• TfL (Transport for London) Rail

As well as all London Overground and TfL Rail services, you can also use the 60+ London Oyster Photocard on certain National Rail services on the following lines:

• Chiltern Railways
• Great Northern
• Greater Anglia
• Southeastern

You can learn more about the 60+ London Oyster Photocard and make an application through their webpage on Transport for London .

We’re on a mission to support individuals and their loved ones throughout each stage of their later living journey. For more information, check out everything Lottie has to offer.

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The Best Travel Insurance Options for Seniors [Ages 65, 70, and Over 80]

Christine Krzyszton

Senior Finance Contributor

325 Published Articles

Countries Visited: 98 U.S. States Visited: 45

Keri Stooksbury

Editor-in-Chief

43 Published Articles 3382 Edited Articles

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Table of Contents

Why purchase travel insurance, what you need to know about age and travel insurance, best travel insurance options — ages 65 to 69, best travel insurance options — ages 70 to 79, best travel insurance options — age 80 and above, credit card travel insurance, final thoughts.

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Our senior years can be some of the most exciting years of our lives. If we’re fortunate, we’ll now have the time, and hopefully, the resources, to make our travel dreams come true.

As we age, however, traveling may pose some additional risks. We may be more likely to have health-related issues and therefore the need to seek medical attention during our journey. We may also have occasions where we need to cancel our plans due to health issues or the health of those around us.

Now, more than ever, we need to think seriously about purchasing travel insurance. The good news is that comprehensive travel insurance, regardless of your age, is widely available and relatively affordable. With that being said, chances are you could use a little help getting started with the process of finding and purchasing the right plan.

If you’re 65 years of age or older and thinking about purchasing travel insurance, don’t pull the trigger without reviewing the information in today’s article on travel insurance options for seniors.

Travel insurance can protect you from financial loss due to unforeseen events that can cause you to cancel your trip or disrupt your trip once it’s in progress. As we age and our health declines, we may be more likely to experience such an event.

Travel insurance can cover the following situations:

• You, a family member, or travel companion becomes seriously ill and you must cancel your trip
• You slip and fall while traveling abroad, require medical care, and are forced to stay in a foreign city until you can travel again
• You are on safari and break your ankle, requiring emergency evacuation to the nearest hospital

The types of coverage you can expect to find on travel insurance policies include the following:

• Emergency medical coverage
• Emergency evacuation
• Trip cancellation, trip interruption , and trip delay
• Baggage insurance and personal effects coverage
• Travel accident and accidental life insurance

You may also elect to add coverage such as cancel for any reason insurance (CFAR) , a waiver for preexisting conditions, or car rental insurance.

It’s possible to purchase travel insurance at just about any age. If you’re healthy enough to travel, you’ll generally be able to find coverage. You’ll normally be paying more to purchase coverage as you get older, however, and most policies may have preexisting health stipulations.

The Cost of Travel Insurance

As age increases, so does the cost of purchasing travel insurance . The good news, however, is that premiums tend to vary widely between companies who offer policies for older travelers, so it pays to compare.

The easiest way to compare policies is via insurance comparison sites such as SquareMouth , InsureMyTrip , or TravelInsurance.com . Travel comparison sites make it easy to compare travel insurance policy pricing and coverage options for all ages.

We’ve used these sites to find most of the comparison quotes provided in this article.

Preexisting Conditions

As we age, we’re more likely to have preexisting health conditions, which can be excluded from most travel insurance policies. Once again, the good news is that preexisting condition exclusions are generally limited to a specified timeframe previous to the effective date of your policy.

If you have shown symptoms or been treated within a specified time period before your trip, usually 90 to 120 days, your condition may not be covered for certain coverages such as trip interruption, cancellation, or emergency medical. Each company’s requirements may differ.

Also, on a positive note is that many insurers allow you to purchase a preexisting condition waiver when you purchase your policy.

Travel Insurance and Medicare

Health insurance may or may not cover medical costs abroad. And even if there is coverage, evacuation costs may not be included. The same scenario exists with Medicare.

Medicare will not cover medical expenses incurred abroad . There are very limited situations where Medicare may grant coverage, such as if you reside in the U.S. and a foreign hospital (such as a Canadian hospital) is closer to your residence than the U.S. hospital, or you’re traveling through Canada to reach another U.S. state or territory. Also, several terms and conditions apply.

There are Medicare supplement policies you can purchase that can cover you while traveling abroad. You’ll pay a standard $250 deductible, have coverage for 80% of eligible expenses beyond that amount, and have a lifetime cap of $50,000 in coverage.

So even if you have Medicare, a Medicare supplement, or other health insurance policy, there can still be plenty of gaps in coverage when you’re traveling abroad.

For this reason, and the need for additional coverage such as trip cancellation, interruption, delay, baggage coverage, and more, it’s prudent to purchase travel insurance.

Bottom Line: Medicare will generally not cover medical expenses when you’re traveling outside of the U.S. and its territories and Medicare supplement and Advantage policies provide limited coverage. Travel insurance is a wise choice for covering medical expenses and for other travel-related events that could cause you to cancel your trip or disrupt your journey in progress. 

COVID-19 and Travel Insurance

As we advance in age, the chance we will need to cancel a trip due to health-related issues increases. Fortunately, most travel insurance policies cover trip cancellations due to illness. However, travel insurance policies do not cover voluntary cancellations such as canceling your trip due to the fear of getting sick.

Cancel for any reason insurance (CFAR), when added to a travel insurance policy, will allow you to cancel your trip for any reason you deem necessary. It will even cover you if you simply decide not to go.

While CFAR insurance allows you to cancel your trip for any reason, including COVID-19-related issues, the coverage will not reimburse 100% of your costs. The coverage can only be purchased when you purchase your travel insurance or for a short window following the purchase. CFAR insurance can also be expensive.

Our article on COVID-19-related trip cancellations goes into a lot more detail.

Priorities change as we change and as a result, we may have different insurance needs at age 65 than we do at age 80. Here are some examples of travel insurance plans that might be a fit for travelers age 65-69.

World Nomads — Best For Active Seniors

If you’re under age 70, you’ll find comprehensive travel insurance coverage with World Nomads . What sets World Nomads apart from other insurance providers is that they’re experts at insuring active travelers who participate in adventurous activities.

While World Nomads does not offer CFAR insurance, COVID-19 is not excluded as an illness for trip cancellation and emergency medical coverage.

World Nomads only insures those travelers under age 70 and refers older travelers to its partner TripAssure .

For a traveler 68 years of age, traveling to the Netherlands for 8 days, with a total trip cost of $3,000, here are some sample costs.

The main differences in these plans are that the Explorer Plan covers an expanded collection of over 200 covered adventurous activities, has higher limits for trip interruption/cancellation/delay and emergency evacuation, and includes rental car insurance.

Secure your own quote from World Nomads .

Allianz — Best for Annual Multi-Trip Policies

Allianz simplifies purchasing travel insurance with its offerings of travel insurance package policies. You can select from single trip policies with several levels of coverage options or annual multi-trip policies that cover every trip you make during the policy period, even ones you haven’t yet planned.

If you travel frequently, or even a few times each year, purchasing an annual, multi-trip plan could be a cost-effective way to protect all your trips.

To learn more about Allianz and its policy offerings , you’ll want to check out our review for details.

Hot Tip: Be sure to compare the price of an annual multi-trip travel insurance policy to a single-trip plan, even if you are only currently planning 1 trip. You may find a better value in the annual multi-trip policy and not have to purchase additional coverage if you should decide to travel again during the policy period. 

Best for Covering COVID-19 Cancellations

Many policies will cover trip cancellation due to getting the virus, but none will cover cancellation due to the fear of getting the virus. To cover cancellations based on the fear of COVID-19, you’ll need a policy that allows you to add CFAR insurance .

The following are just a sampling of companies that offer this option on their policies.

• John Hancock
• Seven Corners

Please note that not every policy these companies offer allows you to add CFAR coverage.

For more information on travel insurance covering COVID-19 , we’ve put together an informative article.

There are a lot of reasons to embrace the wanderlust and travel in your 70s. By then, many have retired and perhaps have more money to spend on travel. There can also be a sense of urgency to travel while we’re still healthy.

As we’ve mentioned, however, as we age we are more apt to have health issues. Fortunately, this doesn’t mean we’ll be unable to purchase travel insurance. Even into our 70s, we’ll have plenty of travel insurance options, and coverage can still be affordable.

Best for Preexisting Conditions

Since travel insurance is meant to protect you from unforeseen events, having a preexisting health condition may rule out any chance of coverage for that issue. However, several companies allow you to purchase a waiver so that preexisting health conditions can be covered.

Here are just a few companies that offer this waiver:

• Travel Guard
• Travel Insured

Each company has its own requirements for adding a preexisting condition waiver to your policy. You must purchase the policy within a specific time period, such as within 14 to 30 days after making your first trip deposit payment. You may also be required to insure the entire cost of your trip and your health must be medically stable when purchasing the coverage.

As a senior, it becomes more and more likely that we will actually have to use our travel insurance coverage as we age. However, even at age 80 or beyond, you’ll still find travel insurance widely available and relatively affordable. Some companies are willing to insure older travelers but charge higher premiums , so it’s wise to compare the pricing of several providers.

Above you’ll find a sampling of 4 SquareMouth quotes for single-trip travel insurance policies that include CFAR insurance for a traveler 80 years of age. The trip’s total cost was stated at $3,000 and was 8 days in length. Quotes ranged from $382 (Seven Corners) to well over $1,000 to insure the trip (not all quotes are shown). Coverage limits can also vary greatly, so it can be beneficial to compare policy limits.

If you’re looking to purchase travel insurance and you’re 80 years of age or older, it’s imperative to compare policies for the best pricing and coverage.

Hot Tip: Seniors ages 65 to 99 who are not interested in CFAR (cancel for any reason) insurance, may consider an annual multi-trip travel insurance plan. Allianz is a company that charges the same premium, regardless of age, for its annual plans for travelers ages 65 to 99 . 

There is 1 type of travel insurance that will cover you, regardless of age . U.S.-issued credit cards come with various types of travel insurance coverages that apply to all primary cardholders.

Typical travel insurance coverage found on credit cards includes the following:

• Lost, stolen, or damaged luggage insurance
• Car rental insurance
• Roadside assistance
• Travel accident insurance
• Travel assistance hotline

Premium credit cards such as The Platinum Card ® from American Express and Chase Sapphire Reserve ® also come with valuable emergency evacuation coverage. The Amex Platinum card, unlike typical credit cards, allows you to carry a balance for certain charges, but not all. Additionally, the Chase Sapphire Preferred ® card  is known for its comprehensive travel insurance benefits, including primary car rental insurance .

To learn more about which credit cards come with travel coverage, check out our article on the best credit cards for travel insurance benefits.

Bottom Line: The travel insurance benefits that come with U.S.-issued credit cards do not generally have age limits for coverage. However, many credit card travel benefits may be secondary to other insurance you might have. This means that you might first have to file a claim with your own insurance before the credit card insurance is valid. 

As seniors, purchasing travel insurance should be a priority for protecting your investment and preventing losses you might incur due to unexpected medical expenses during your travels.

With wide availability, regardless of age, it’s not only a prudent economic move, but it’s also a move that delivers peace of mind before and during your trip.

Finally, always make sure to compare policies as coverages and prices vary widely between travel insurance providers.

You can learn more about the best travel insurance companies for travelers  and the basics of travel insurance in our informative articles.

All information and content provided by Upgraded Points is intended as general information and for educational purposes only, and should not be interpreted as medical advice or legal advice. For more information, see our  Medical & Legal Disclaimers .

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