old age travel card

Government Public Transport Fare Concession Scheme for the Elderly and Eligible Persons with Disabilities (the $2 Scheme)

Purpose of the $2 Scheme

• To enable elderly people and eligible persons with disabilities to travel on designated public transport modes and services at a concessionary fare of $2 per trip.

Target Beneficiaries

• Hong Kong residents aged 60 or above
• Eligible Persons with Disabilities aged below 60：Recipients under the  Comprehensive Social Security Assistance Scheme  with  100% disabilities  and recipients of Disability Allowance

[100% disabilities means that persons with disabilities concerned must be certified as severely disabled by doctors of the Department of Health or the Hospital Authority. For the definition of “severely disabled”, please refer to Annex 1 in the pamphlet of Social Security Allowance Scheme issued by Social Welfare Department ]

Extension to Red minibuses, Kaitos and Trams (From February 27, 2022)

• From February 27, 2022, the $2 Scheme will be extended to routes of red minibuses and kaitos approved by the Transport Department to join the $2 Scheme and tram.
• A logo of the $2 Scheme will be displayed at the approved red minibuses, and kaitos joining the $2 Scheme.

Public Transport Modes and Services under the $2 Scheme

Note 1: For enquiries regarding the details of the fare concessions voluntarily offered by public transport operators, including the age and other limits of free rides offered to children, please contact the relevant operators directly

Extension to Green Minibuses

• The Government is extending the Scheme to green minibuses (GMBs) in phases from 29 March 2015. It now fully includes existing GMB routes. Please visit the website of Transport Department for route details.

• Using a designated Octopus, elderly people aged 65 or above and eligible persons with disabilities now can travel on all GMB routes at $2 per trip.

Details of Concession

• Eligible Beneficiaries can travel on designated public transport modes at $2 per trip by using JoyYou Card or designated Octopus.
• If the original fare for a journey is below $2, beneficiaries only need to pay the original fare.
• Beneficiaries travelling on franchised bus routes are reminded to tap the same Octopus card again before alighting for recording the differential fares of the trips concerned for Government 's reimbursement to the franchised bus operators when travelling along the sections for which two-way section fares are offered.
• Beneficiaries travelling on green minibus routes are reminded to inform the drivers of their destinations upon boarding when travelling along the sections for which two-way section fares are offered so that the drivers can adjust the Octopus reader before they tap the Octopus card for recording the differential fares of the trips concerned for Government 's reimbursement to the green minibus operators.

Note 2: $2 Scheme is not applicable to fares paid in cash.

Note 3: With effect from 25 August 2024, Anonymous Elder Octopus and ordinary Personalised Octopus will cease to be covered under the $2 Scheme.

How to Enjoy the Concession

Hong Kong residents aged 60 or above:

• Hong Kong residents aged 60-64 must use a JoyYou Card to benefit from the $2 Scheme.
• Hong Kong residents aged 65 or above should apply for a JoyYou Card as soon as possible if they do not have one to ensure that they can continue to enjoy the $2 Scheme from 25 August 2024 onwards (see Note 3) using JoyYou Card.

Hong Kong residents aged 65 or above:

• Hong Kong residents aged 65 or above should apply for the JoyYou Card as soon as possible if they do not have one to continue to benefit from the $2 Scheme.
• The Government will announce the date to cease covering Anonymous Elder Octopus and ordinary Personalised Octopus in the $2 Scheme. Eligible beneficiaries aged 60 or above must use JoyYou card to enjoy the $2 Scheme in future.

Eligible persons with disabilities aged below 60:

Application forms for the Personalised Octopus with "Persons with Disabilities Status" (Application form) are available as follows:

• Upon approval of application or renewal of the Comprehensive Social Security Assistance (CSSA) Scheme and Disability Allowance (DA), the Social Welfare Department (SWD) will mail a pre-verified application form for Personalised Octopus with "Persons with Disabilities Status" to the eligible beneficiaries, their parents or guardians, as appropriate

@ Except Airport Express stations, Lo Wu, Lok Ma Chau, Racecourse, Disneyland Resort, Sunny Bay, Wong Chuk Hang, Lei Tung, South Horizons, Hin Keng, Kai Tak, Sung Wong Toi and To Kwa Wan stations

• Applicant should read carefully the application submission procedures and the Notes to All Applicants on the back of the form for completion and return it to the MTR Corporation limited for processing.
• For any enquiries on the application for Personalised Octopus with “Persons with Disabilities Status”, please call MTR hotline 2881 8888
• Eligible persons with disabilities aged 60 or above should apply and use a JoyYou Card to continue to enjoy $2 Scheme. There is an expiry date for the Personalised Octopus with "Persons with Disabilities Status". There is no need to apply for renewal of the “Persons with Disabilities Status” after switching to a JoyYou Card.

About JoyYou Card:

• JoyYou Card is a tailor-made Personalised Octopus for the $2 Scheme applicable to Hong Kong residents (including eligible persons with disabilities) aged 60 or above. JoyYou Card carries the name and photo of the eligible beneficiary as a proof of eligibility to facilitate inspections by the public transport operators. Each eligible applicant will only be issued with one JoyYou Card.
• Hong Kong residents (including eligible persons with disabilities) aged 60 or above holding a valid Hong Kong identity card, and eligible persons reaching the age of 60 in three months, can apply for the JoyYou Card immediately via the Octopus App or by posting the application forms. For application details, please visit the JoyYou Card webpage or call the hotline at 3147 1388.

Arrangement for two-way section fares:

• Beneficiaries travelling on franchised bus routes are reminded to tap the same JoyYou Card or designated Octopus again before alighting when travelling along the sections for which two-way section fares are offered.
• Beneficiaries travelling on green minibus routes are reminded to inform the drivers of their alighting locations upon boarding when travelling along the sections for which two-way section fares are offered so that the drivers can adjust the Octopus readers before they tap the Octopus cards.

Free rides for children:

• Some of the public transport operators are currently offering free rides to children of designated age groups. Eligible children with disabilities for the $2 Scheme of such age groups will continue to enjoy these free rides by not tapping their Personalised Octopus with “Persons with Disabilities Status” against the reader. If they do so inadvertently, some operators may deduct $2 per trip from the Octopus. For details, please refer to the relevant announcement from the public transport operators regarding their free rides to children of designated age groups.

Leaflets on the $2 Scheme

TV and Radio Announcement on the $2 Scheme

Details of the $2 Scheme:

MTR and Franchised bus services:

Ferry services:

Note 4: The above ferry routes may be subject to change

Cookies on GOV.UK

We use some essential cookies to make this website work.

We’d like to set additional cookies to understand how you use GOV.UK, remember your settings and improve government services.

We also use cookies set by other sites to help us deliver content from their services.

You have accepted additional cookies. You can change your cookie settings at any time.

You have rejected additional cookies. You can change your cookie settings at any time.

• Driving and transport
• Parking, public transport and the environment

Apply for an older person's bus pass

If you live in england or wales.

In England you can get a bus pass for free travel when you reach the State Pension age .

If you live in London, you can travel free on buses, tubes and other transport when you’re 60, but only within London.

In Wales you can get a bus pass when you reach 60.

Enter your postcode to:

• apply for a bus pass from your local council
• check if you can get one sooner

Find a postcode on Royal Mail's postcode finder

If you live in Scotland or Northern Ireland

You get an older person’s bus pass when you’re 60. Apply if you’re in:

• Northern Ireland

Related content

Is this page useful.

• Yes this page is useful
• No this page is not useful

Help us improve GOV.UK

Don’t include personal or financial information like your National Insurance number or credit card details.

To help us improve GOV.UK, we’d like to know more about your visit today. We’ll send you a link to a feedback form. It will take only 2 minutes to fill in. Don’t worry we won’t send you spam or share your email address with anyone.

An official website of the United States government

Here’s how you know

Official websites use .gov A .gov website belongs to an official government organization in the United States.

Secure .gov websites use HTTPS A lock ( Lock A locked padlock ) or https:// means you’ve safely connected to the .gov website. Share sensitive information only on official, secure websites.

Acceptable Identification at the TSA Checkpoint

Adult passengers 18 and older must show valid identification at the airport checkpoint in order to travel.

• Beginning May 7, 2025, if you plan to use your state-issued ID or license to fly within the U.S., make sure it is REAL ID compliant . If you are not sure if your ID complies with REAL ID, check with your state department of motor vehicles.  
• State-issued Enhanced Driver’s License
• U.S. passport
• U.S. passport card
• DHS trusted traveler cards (Global Entry, NEXUS, SENTRI, FAST)
• U.S. Department of Defense ID, including IDs issued to dependents
• Permanent resident card
• Border crossing card
• An acceptable photo ID issued by a  federally recognized , Tribal Nation/Indian Tribe
• HSPD-12 PIV card
• Foreign government-issued passport
• Canadian provincial driver's license or Indian and Northern Affairs Canada card
• Transportation worker identification credential
• U.S. Citizenship and Immigration Services Employment Authorization Card (I-766)
• U.S. Merchant Mariner Credential
• Veteran Health Identification Card (VHIC)

In coordination with its DHS counterparts, TSA has identified acceptable alternate identification for use in special circumstances at the checkpoint.

A weapon permit is not an acceptable form of identification. A temporary driver's license is not an acceptable form of identification.

Beginning May 7, 2025, if you plan to use your state-issued ID or license to fly within the U.S., make sure it is REAL ID compliant . If you are not sure if your ID complies with REAL ID, check with your state department of motor vehicles.

Learn more about flying with a REAL ID .

 TSA currently accepts expired driver’s licenses or state-issued ID a year after expiration. DHS has extended the REAL ID enforcement deadline to May 7, 2025. Learn more about REAL ID on  TSA’s REAL ID  webpage.

TSA does not require children under 18 to provide identification when traveling within the United States. Contact the airline for questions regarding specific ID requirements for travelers under 18.

Forgot Your ID?

In the event you arrive at the airport without valid identification, because it is lost or at home, you may still be allowed to fly. The TSA officer may ask you to complete an identity verification process which includes collecting information such as your name, current address, and other personal information to confirm your identity. If your identity is confirmed, you will be allowed to enter the screening checkpoint. You will be subject to additional screening, to include a patdown and screening of carry-on property.

You will not be allowed to enter the security checkpoint if your identity cannot be confirmed, you choose to not provide proper identification or you decline to cooperate with the identity verification process.

TSA recommends that you arrive at least two hours in advance of your flight time.

Names With Suffixes

TSA accepts variations on suffixes on boarding passes and ID. Suffixes are not required on boarding passes. If there is a suffix on the boarding pass, and there is not one on the ID or vice versa, that is considered an acceptable variation.

If your identity cannot be verified, you will not be allowed to enter the screening checkpoint.

Older Adults

• Falls Prevention
• Work and Retirement
• Social Isolation & Loneliness
• Healthy Eating

Professionals

• Center for Benefits Access
• Center for Healthy Aging
• National Institute of Senior Centers
• Aging Mastery®
• NCOA Connect
• Public Policy
• Aging Services
• Advocacy Basics
• Action Center
• Events & Education

Find us on Social

Lifestyle for Older Adults

Safe travel tips for older adults.

Dec 12, 2022

Print this page

Donya Currie

Senior Editor at NCOA

Key Takeaways

Traveling is vital for our mental health.

Whether you’re traveling thousands of miles a year, or taking the occasional short trip, you can avoid extra risks by following these tips.

Planning ahead and having a back-up plan can help you dodge common travel hazards and pitfalls.

Many of us put our travel plans on hold at the beginning of the coronavirus pandemic. And the thought of travel can still cause worry, whether that's related to the fear of catching COVID-19 or the unease stemming from a lack of practice. But being prepared and taking precautions can help ensure you enjoy a much-needed trip.

In general, traveling, going to new places and meeting up with family and old and new friends is really vital for our mental health,” said Kathleen Cameron, senior director of NCOA's Center for Healthy Aging.

When planning a trip, and while you're on the road to adventure, follow these tips to help everything go as smoothly as possible.

1. Follow public health guidance

On a recent business trip to Austin, Texas, Cameron noticed only about 10% of people were wearing face masks in the airport and on the plane. The Centers for Disease Control and Prevention recommends everyone wear face coverings on public transportation to protect themselves and others from COVID-19. Following that advice is particularly important for older adults, Cameron said.

“Anyone over the age of 50 should wear masks, while in the airport, at their gat,e and on the plane their entire trip.”

CDC has a wealth of travel guidance, including frequently asked questions and tools for gauging COVID-19 risk by desination, at  cdc.gov/travel .

2. Choose a hotel that meets your needs

While most hotels can accommodate a guest’s mobility, some places that are off the beaten path or historical haven’t been updated. This can mean falls hazards on stairs or uneven floors, or accessibility issues at the entrance to the hotel and to the rooms.

Before booking a hotel, call ahead to make sure the hotel has elevators, and ask if the elevator is wheelchair accessible if you need it. If not, ask if they can accommodate a first-floor request.

Even if you’re traveling with a tour company, don’t hesitate to call a hotel directly if you have concerns about accessibility.

3. Don’t publicize your trip on social media

It’s natural to want to share your excitement about an upcoming trip, but think twice before posting it on social media. There are many reported cases of thieves using social media to target homes when the owner announces they’re going on a long trip.

Facebook’s default privacy setting isn’t particularly private. You may think only your closest friends can see your post, but unless you have strict privacy settings enabled, anyone who is friends with your friends, and even some people who aren’t acquainted with you at all, can see your post.

You also might want to consider asking a trusted friend or family member to house sit while you’re away.

4. Know the TSA rules

While you’re trying to figure out where to pack your sunhat and flip flops, don’t forget about your prescriptions. If you are one of the nearly 9 in 10 older adults who takes at least one medication, 1 always pack it in your carry-on where you can access it easily, and it can’t be lost by an airline.

“Carry your medications with you on your person and not in your luggage,” Cameron advises.

If your medication is a liquid and requires that you also have syringes, pumps, freezer packs, or IV bags, the TSA will allow you to carry it all on the plane. Before you pack, check the TSA’s rules, so you know how to pack them.

It’s also a good idea to have a backup plan in case something goes wrong.

Make sure to take a list of your medications , doctors, and the location of a pharmacy covered by your insurance (or Medicare) at your destination.

Bonus: If you’re 75 or older, TSA usually allows you to go through the security pre-check line, which means you don’t have to remove your shoes or separate laptops or liquids from your carry-on. For those younger than 75 who can’t—or don’t want to—stand in long security lines, the TSA Precheck or Global Entry program are options. TSA Precheck is for flights between U.S. airports, and Global Entry is for international flights. Each program has a non-refundable application fee, and you have to apply for the program well in advance of your travel. But if approved, your status lasts for five years.

5. Stay healthy on route to, and on, the plane

Busy airports and tight spaces while getting on an airplane can be a fall risk. The airline will help if you call ahead and ask about priority boarding.

You’ll also want to talk with the airline if you have a chronic condition that has dietary restrictions, such as diabetes, high cholesterol, or hypertension, and you’re taking a long flight that overlaps when you know you should eat. A representative can tell you if they can accommodate your dietary needs. If they can’t, pack food for yourself.

Airplane air can pose challenges. A plane cabin at high altitudes typically has much less humidity than a normal environment, 2 which can put you at higher risk of dehydration and respiratory diseases. Be sure to drink lots of water on the plane.

"On really long airplane trips, be sure you walk in the aisle to prevent blood clots, particularly for those at high risk," Cameron said. That includes people who've had surgeries or recent hospitalizations, cancer, or have a family history of blood clots.

It’s also good to take steps to protect your immune system, which naturally weakens with age. Pack anti-bacterial wipes in your carry-on so you can disinfect your seat, seatbelt, tray, and armrest. Before your trip, talk to your doctor to make sure you’re up-to-date on all of your immunizations , including the flu shot and COVID-19 boosters.

"Many older adults, they’re still unaware of the booster or, frankly, its importance—that it’s an extra layer of protection different than those initial dosages," said NCOA President and CEO Ramsey Alwin .

6. Don’t be a target for theft

Older adults are targets for theft and fraud. Whether you’re traveling alone or with a group, take precautions to protect yourself both inside and outside of your hotel room.

Check with your hotel to see if it has a safe in your room for your passport, jewelry, or excess cash. And always double-check to make sure the code works before placing your belongings inside. Keep anything you consider valuable inside the safe.

Consider also investing in pick-pocket proof travel clothes. Many companies design fashionable pants and jackets that come with deep inside zipper and magnetically sealed pockets that help keep your valuables safe from pick pocketers.

If you’re traveling internationally, consider using cash for most purchases.

Credit card fraud is prevalent in tourist destinations. Unless you plan to monitor your transaction history via a mobile app, cash will reduce your risk.

Getting foreign currency is easier than ever. Check with your home bank to see if you can use your debit card to withdraw cash from ATMs at your destination. Some banks will even let you withdraw without additional fees. Plus, you may get a better conversion rate doing it this way.

If you opt for the credit card route, call the credit card issuer before your trip to let them know where and when you’re traveling. They can tell you if there is a foreign transaction fee for using your card abroad and how the conversion rate is applied to charges. Alerting the company allows it to more easily track potential fraudulent activity and issue a refund quickly if you get hit. However, most credit card companies will deactivate your card in the case of fraud and will only mail a replacement to your account address. So take a back-up card just in case.

7. Keep important documents on hand

Before leaving home, make copies of your important documents, like your passport, driver’s license, Medicare card, and itinerary. Pack an extra set with you, and make sure to leave copies with people you trust at home (or have access to scanned versions). If you lose your ID or it’s stolen, this will make it easier to get replacements.

Also, always make sure to carry emergency contact information and identification on you while out and about. If a medical emergency happens, the people providing assistance will need to know your emergency contact and a health care provider at home.

Now that you’re equipped with these smart travel tips, enjoy your trip and make wonderful new memories! Happy travels!

1. Kaiser Family Foundation. Data Note: Prescription Drugs and Older Adults. 2019. Found on the internet at https://www.kff.org/health-reform/issue-brief/data-note-prescription-drugs-and-older-adults/

2. National Research Council U.S. Committee on Air Quality in Passenger Cabins of Commercial Aircraft. The Airliner Cabin and the Health of Passengers and Crew. Environmental Control. 2002. Found on the internet at https://www.ncbi.nlm.nih.gov/books/NBK207472/

Other Contributors

Healthy Aging Team

More Ways to Manage Your Health

Get information on prevention and how to manage ongoing health conditions focused on physical and mental health. From exercise tips to diet and nutrition, this is your one-stop shop for caring for yourself and loved ones.

Related Articles

Dec 07, 2022

Taking Care of Your Health through the Holiday Season

Nov 10, 2022

Accessible Art Designed for Older Adults with Vision Loss Helps Us All Linger on Details That Might Otherwise Be Overlooked

Sep 22, 2022

What Is Menopause? What Women Need to Know

May 12, 2022

The 6 Best Activities for Older Adults with Diabetes

May 02, 2022

Make Every Day Grandparents Day: Try These Wellness-Focused Activities With Your Grandkids

Let's keep in touch.

• Recent News
• Age Well Planner
• Programs Near You

Follow Us on Social

© 2022 National Council on Aging, Inc.

251 18th Street South, Suite 500, Arlington, VA 22202

• Privacy Policy
• Terms of Service
• Ethics & Compliance

This site uses cookies.

We use cookies to give you the best experience on our website. For more information on what this means and how we use your data, please see our Privacy Policy

• Find your local Age UK

• Site search Search term
• Back Information and advice
• Back Money & legal
• Back Benefits and Entitlements
• Attendance Allowance
• Benefit rates 2024-25
• Benefits Calculator – what are you entitled to?
• Bereavement Support Payment
• Carer's Allowance

Benefits for mixed age couples

• Changes to the benefits system
• Cold Weather Payment
• Council Tax Reduction
• Disability Living Allowance
• Employment and Support Allowance

Free bus pass and transport concessions

• Free prescriptions for over 60s
• Housing Benefit
• How to apply for a Blue Badge
• How to challenge a benefits decision through mandatory reconsideration
• How to get help with urgent or one-off expenses
• How your benefits are means tested
• Income Support
• Jobseeker's Allowance

Pension Credit

Personal independence payment.

• Returning to the UK after living abroad
• Support for Mortgage Interest
• TV licence concessions
• Universal Credit
• Warm Home Discount
• Winter Fuel Payment
• More money in your pocket information guide
• Back Debt and savings
• Debt help and advice
• Energy advice for the home
• Financial jargon checker
• How to reduce your water bills
• How to trace lost money
• Using credit wisely
• Back Income and tax
• What is equity release?
• Ways to reduce Council Tax
• Inheritance tax
• How to boost your income in retirement
• Equity release information guide
• Back End of life planning
• Back Legal issues
• Finding legal advice
• How to be an executor information guide
• Making a will
• Power of attorney
• Power of attorney information guide
• Thinking about end of life information guide
• What is a living will (advance decision)?
• What to do when someone dies
• Wills and estate planning information guide
• Back Pensions advice
• Annuities explained
• Finding old pensions
• Pension calculator
• Pensions scams and fraud
• State Pension
• What are workplace pensions?
• What pension options do I have?
• Back Scams and fraud
• How to spot a catfish
• Spotting TV Licence scams
• Doorstep scams
• Postal scams
• Phone scams
• What to do if you're the victim of a scam
• Investment scams and fraud
• Avoiding scams information guide
• Help with the cost of living
• Back Consumer advice
• Changes to landline telephones
• Back Health & wellbeing
• Back Conditions and illnesses
• Bladder and bowel problems information guide
• Bowel problems
• Coronavirus
• Depression and anxiety
• Hearing loss
• High blood pressure
• Influenza (flu) prevention
• Malnutrition
• Osteoporosis
• Seasonal affective disorder (SAD)
• Urinary incontinence
• Urinary tract infections (UTIs)
• Back Health services
• Dental services for older people
• 9 health tests that could save your life
• Getting the most from your medicines
• Getting help when feeling unwell
• NHS continuing healthcare
• Your hospital stay
• GP services for older people
• Leaving hospital
• Complaining about NHS services and hospitals
• What standards you should expect from NHS services
• Your hospital stay information guide
• Back Being active
• Getting active when you find exercise difficult
• Getting active but not sure where to start
• Helping someone to get active
• Preventing falls
• How to look after your feet
• Walking tips
• Physical activity videos to use at home
• Staying steady information guide
• Back Mind and body
• 10 tips for ageing better
• 5 tips to boost your mood
• Getting a good night's sleep
• Your mind matters
• Mindfulness
• Staying cool in a heatwave
• Staying sharp
• Preventing and treating burns
• Back Loneliness
• A Life Less Lonely
• Caring for someone who's lonely
• Feeling lonely
• Back Keep well this winter
• Keeping warm and well in winter
• Keep your spirits up
• Look after each other
• Cold weather advice and tips
• Managing money in winter
• Winter wrapped up information guide
• Winter illnesses
• Back Relationships and family
• Financial and legal tips before remarrying
• Planning for end of life
• Protection from abuse and neglect
• Dating in later life
• Sex in later life
• How to deal with grief after a bereavement
• How to adjust to living alone
• Top tips for grandparents
• Worried about someone?
• Back Care & support
• Back Finding and arranging social care
• Care needs assessment
• Home care: how to find the care you need at home
• Back Paying for care
• Financial assessment explained
• Paying for residential care
• Paying for homecare
• How much does care cost?
• Back Help for carers looking after a loved one
• Carer's assessment
• Financial support for carers
• Balancing working and caring responsibilities
• Caring for someone with dementia
• Looking after yourself as a carer
• Respite care: having a break from caring
• What to do when your caring role changes or ends
• Carer's checklist
• Back Housing options in later life
• Assisted living and extra-care housing
• Safety in the home
• Home adaptations to simplify home tasks
• Specialist housing options
• Renting and social housing
• Homelessness
• Moving in with family
• Residential park homes
• Sheltered housing
• Back Problems with care
• How to complain about care to your local council
• Problems with homecare
• Back Work & learning
• Back Making the most of the internet
• Computer training courses
• Glossary of online terms
• Getting started on the internet
• Staying safe online
• Keeping in touch using a video call
• Making your device easier to use
• How to download apps
• Email essentials
• What's WhatsApp?
• Using social media
• Is online banking safe?
• How to transfer money and make payments
• Shopping safely online
• Online password security
• Age UK's digital instruction guides
• Back Discrimination and rights
• EU citizens and settled status after Brexit
• Help for Ukrainian nationals in the UK
• Human rights
• The Equality Act
• Windrush Scheme
• Your rights at work
• Back Education and training
• Build up your skills
• Classes and courses
• Higher education and university
• u3a – Later life learning
• Back Looking for work
• Be your own boss
• CVs and job applications
• Job interview tips
• Back Retirement
• Preparing emotionally for retirement
• Paul Lewis: Retirement planning advice
• Living abroad after retirement
• Retirement age
• Back For professionals
• Benefits hub for professionals
• Mental health hub for professionals
• Winter hub for professionals
• Information guides and factsheets

Age UK Advice Line 0800 678 1602

Free to call 8am – 7pm 365 days a year Find out more

Telephone friendship

Get a free weekly friendship call. We'll match you with one of our volunteers. Our service is flexible to suit the different needs of everyone who takes part.

• Sign up for telephone befriending
• Find services near you
• Find charity shops near you

Popular services

• Age UK Advice Line
• Befriending services
• The Silver Line Helpline
• Day Centres
• Exercise and physical activity
• Handyperson services
• IT Training
• Social activities
• Back Services
• Back Get involved
• Back Donate
• Make a donation
• Back Leave a gift in your will
• How to leave a gift in your will
• Making and amending your will to include a gift to Age UK
• Information for executors
• The difference a gift in your will could make
• Ways to write your will
• Free Wills Month 2024
• Will Aid 2024
• Back Donate to our shops
• Age UK and The Wombles join forces
• Age UK's eBay store
• Sustainability
• Back Donate in memory
• Make a donation in memory
• Fundraise for Age UK in memory of your loved one
• Make a one-off donation
• Funeral donations and collections
• Set up a Tribute Fund
• Meaningful ways to remember your loved one
• Make a major gift
• The difference your money makes
• Our professional fundraisers
• Back Fundraise
• Back The innocent Big Knit – get knitting for charity
• innocent Big Knit updates
• Back Sporting events
• Run for charity
• Skydive for charity
• Cycle for charity
• Charity walks and treks
• Charity triathlon events and obstacle courses
• Do your challenge for Age UK
• Back Fundraising ideas
• Most popular ideas
• Sporty ideas
• Fundraise at work
• Fundraise at school
• Fundraise while you celebrate
• Fundraise as a community
• Let's get fundraising
• Pay in your fundraising
• Fundraising resources
• Leeds Abbey Dash
• TCS London Marathon
• Back Stream for Ages
• Your free downloads
• Back Lottery and raffle
• Play the Age UK lottery
• Tuesday Treat Draw
• Play the Age UK raffle
• Gift the Lottery
• Player Zone
• How every entry helps
• Are you a winner?
• Lottery and Raffle rules
• Back Volunteering
• Telephone Friendship Service volunteering
• The Silver Line Helpline volunteering
• Connect and Support Service volunteering
• Age UK shops volunteering
• Local Age UK volunteering
• Support our campaigns
• Back Corporate partnerships
• Why partner with Age UK
• Back Ways we could work together
• Can your company support the Age UK Telephone Friendship Service?
• Latest jobs with Age UK

Age UK. Know what to do. 

Last year, over 10 million people trusted us to help them with some of the biggest issues in their lives. Learn more about how we help.

How your support helps

Here's how, with your support, Age UK is supporting older people through the cost of living crisis.

• See the difference your donations make

Making older people's voices heard

• Age UK know what to do
• Campaigning with older people
• Discover - news, stories and features
• Media Centre
• Policy and research
• Wellbeing programmes
• Politics and government
• Back Our impact
• Back Buy products
• Back Over-50s Insurance
• Car insurance
• Home insurance
• Motor breakdown cover
• Travel insurance
• Travel insurance with medical conditions
• Back Independent living
• Bathing Solutions
• Stairlifts and Homelifts
• Personal Alarms
• Back Financial services
• Funeral Plans
• Legal services
• Back Healthcare
• Incontinence products

Benefits and Entitlements

If you're 60 or over or you have a disability, you might be eligible for public transport concessions – from discounts on your rail journeys to a free bus pass.

What transport concessions are available?

Can i get a free bus pass, can i get a discount on train travel, can i get a london freedom pass, what if i have difficulty using public transport, what if i'm unable to use public transport, more travel concessions questions.

There are several national public transport concessions available to older and disabled people. Some entitle you to discounts on your fares, while others allow you to travel for free.

Eligibility for these concessions depends on whether you have a disability or your age. 

Depending on your age and your circumstances, you might be able to get one of the following free bus passes, which allow you to travel free on local buses:

• an older person's bus pass
• a disabled person's bus pass

What age do I have to be to get an older person's bus pass?

You can get an older person's bus pass when you reach State Pension age, which is currently 66 for both women and men.

Apply for your older person's bus pass on GOV.UK

If you're 60 or over and live in London, then you can get free travel on buses, trains and other modes of transport in and around London with a 60+ London Oyster photocard.

Apply for your 60+ London Oyster photocard on the TFL website

How can I get a disabled person's bus pass?

There's no central provider of the disabled person's bus pass – to find out if you're eligible and how to apply, you need to get in touch with your local council.

Find your local council and apply for a disabled person's bus pass on GOV.UK

Are there any other discounts if I'm an older person or I'm disabled?

It's a good idea to contact individual transport operators to see if they offer discounts.

For instance, National Express offers Coachcards. These are discount cards for older or disabled customers. You buy them for a set fee of £15.00 and they get you a third off the cost of your travel across the year.

Find out more and order a Coachcard on the National Express website

Depending on your age and circumstances, you might be entitled to one of the below railcards:

• a Senior Railcard
• a Disabled Person's Railcard

Both railcards are discount cards. You buy them for a set fee to last either 1 or 3 years and they get you a third off the cost of your train travel.

Can I get a Senior Railcard?

The Senior Railcard is available for anyone aged 60 or over to buy.

You can apply on the Senior Railcard website using a valid passport or UK driving licence as ID. Or, you can apply in person at most staffed railway stations.

Find out more about the Senior Railcard and apply online

Can I get a Disabled Person's Railcard?

The Disabled Person's Railcard is available to you if you meet one of the following criteria:

• you're registered as deaf or use a hearing aid
• you're registered as having a visual impairment
• you have epilepsy
• you receive a disability-related benefit, such as  Personal Independence Payment
• you receive War or Service Disablement pension
• you receive Attendance Allowance
• you receive Severe Disablement Allowance
• you receive War Pensioner's mobility supplement

Find out more about the Disabled Person's Railcard and apply online

Freedom Passes give London residents free travel in the city – including National Rail services, the Underground, buses, river services and trams – and free local bus journeys nationally.

If you live in London, you can apply for a Freedom Pass if one of the following applies to you:

• you've reached State Pension age
• you have a disability.

Find out more about Freedom Passes and apply on the London Councils website

National Rail has an interactive tool called Stations Made Easy, designed to help people find their way around stations and find more accessible routes, avoiding potential difficulties like stairs. This may be helpful if you have difficulty using public transport because of your health. 

Find out more and use the tool on the National Rail website

If you're disabled, you can't use public transport, or you don't have access to a car, you might also be able to use a community transport scheme – such as a social car, dial-a-ride, or taxicard scheme.

Shopmobility schemes help people shop in town centres by lending out wheelchairs and scooters. Some local councils also offer concessions on local public transport.

To find out what's available in your area, you can contact your local council or your local Age UK.

Find your local council on GOV.UK

• Please select a search type
• Please enter a valid postcode

No, you can't use a free bus pass on National Express buses. To get senior concessions on National Express you need to buy a senior coachcard, which costs £15 a year.

Top of section

Yes, your bus pass will give you free travel on buses across England, including London. However, there may be specific rules about when you can travel for free, so check your local council's free bus pass guidance before travelling.

Find your local council's older person's bus pass guidance on GOV.UK

Want more information?

Apply for an older person's bus pass on GOV.UK

Apply for a disabled person's bus pass on GOV.UK

We're here to help

We offer support through our free advice line on 0800 678 1602. Lines are open 8am-7pm, 365 days a year. We also have specialist advisers at over 120 local Age UKs.

About the Age UK Advice Line Find your local Age UK

Share this page

• Share on Facebook

Last updated: Apr 09 2024

You might also be interested in...

Personal Independence Payment (PIP) is a benefit for people who need help with daily activities or getting around.

Pension Credit information guide

If you’re over State Pension age and struggling to make ends meet, you might be entitled to Pension Credit. Download...

Being part of a mixed age couple affects which benefits you can claim. Find out if this affects you and what you...

If you're over State Pension age and you're struggling to make ends meet, Pension Credit could help top up your income.

Become part of our story

• Please enter a valid email address

Back to top

You are using an outdated browser. Please upgrade your browser to improve your experience and security.

Your privacy settings

We use cookies to help you with journey planning and relevant disruptions, remember your login and show you content you might be interested in. If you're happy with the use of cookies by West Midlands Combined Authority and our selected partners, click 'Accept all cookies'. Or click 'Manage cookies' to learn more.

An update on issues collecting Swift tickets

Get an older person's travel pass.

You can get a pass for free bus travel anywhere in England when you reach the female State Pension age. It does not matter if you’re a man or a woman.

The pass lets you travel for free during off-peak times:

• between 9.30am and 11pm, Monday to Friday
• all day at weekends and on public holidays

If you live in the West Midlands, you can use your pass on the buses from 9.30am until 11.59pm. You can also get free travel on:

• trains in the Blue Zone from 9.30am to 11.59pm
• trams from 9.30am until the last service of the day

If you want to travel before 9.30am, you can get a £1.50 single fare on National Express West Midlands buses. Show your travel pass to the driver and ask for a £1.50 single ticket.

If you often travel before 9.30am, you can get a pre-9.30 add-on ticket. Use our ticket finder to find pre-9.30 add-on tickets .

You can also use your travel pass as a pay as you go card. This means you can use it to pay for:

• travel before 9.30 am

To use your travel pass as a pay-as-you-go card, you need to either:

• register your card online

Check if you're eligible

You can find out if you've reached the age for free bus travel on the GOV.UK website.

You can get a West Midlands older person's travel pass if you live in the West Midlands. You must live at a property where council tax is paid to one of these councils:

• Wolverhampton

If you do not live in the West Midlands, contact your local authority to apply.

Apply for an older person's pass

You can either:

• apply online
• download an application form to print out and send in the post

If you apply through the post, send your application to the address on the form.

Renew your travel pass

We'll write to you 4 to 6 weeks before your pass expires and tell you how to renew it.

If you’ve lost your letter, you can still renew your travel pass online .

You should get your new pass 2 weeks before your current one expires. Contact Customer Services if you have not got it by then.

Customer Services - Ticketing

Telephone: 0345 303 6760

Mondays, Tuesdays, Thursdays and Fridays, 8am to 6pm Wednesdays, 10am to 6pm Saturdays, 9am to 1pm Closed Sundays and Bank Holidays

Update the details on your travel pass

You can update your personal details online if your name or address has changed.

You can update your photo by email or by post. Send your new photo to Ticketing Services.

You'll need to send us:

• a new, passport-style colour photo
• your full name and address
• the 16-digit number on the front of your travel pass

Customer Services - Ticketing Transport for West Midlands 16 Summer Lane Birmingham B19 3SD

Submit an enquiry

Stay up to date

Receive an email notification when this information changes.

• Credit cards
• View all credit cards
• Banking guide
• Loans guide
• Insurance guide
• Personal finance
• View all personal finance
• Small business
• Small business guide
• View all taxes

The Guide to Senior Travel Insurance

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

Table of Contents

The best senior travel insurance options

Tips for selecting travel insurance for seniors, what else seniors need to know about travel insurance, travel insurance for seniors, recapped.

Travel insurance is a smart way to protect the money you have invested in a big trip in case unforeseen hurdles stop you from traveling. Seemingly now more than ever, last-minute changes can disrupt a trip, and in some cases, the money spent on nonrefundable purchases is at risk. There are numerous travel insurance options for people older than 65, but it is important to understand the nuances of senior travel insurance.

Medical issues or situations at (or en route to) your destination can stifle even the best-laid plans. Many credit cards include travel insurance as one of their benefits. These plans can assist in the event of lost or delayed baggage, flight delays and cancellations, and other adjustments to a trip paid for with that particular card.

When buying supplemental senior citizen travel insurance, don’t rely on the default option presented by your travel provider. There are many considerations to take into account, like how far from home you plan to be, the potential for injury or sickness (including your pre-existing medical conditions), and what may already be covered by other insurance plans you have.

For example, medical evacuation may not be covered, but local transportation to a hospital may be. And remember that U.S. health plans or Medicare coverage are especially limited outside of the country.

Here are some options worth reviewing from a handful of insurance providers: Allianz, Medjet, Travelers and your specific travel provider.

Here are a select few senior travel insurance options for people 65 and older.

Allianz offers excellent coverage for travelers over 65. It can help make payments for medical treatments overseas, even in the local currency and their preferred payment methods, to keep you from paying out of pocket.

For longer trips, it offers an AllTrips Prime Plan in increments of three, six or 12 months (ideal if you plan to vacation elsewhere during the winter months, for example). This plan covers emergency medical transport. The company takes into account certain pre-existing medical conditions so be sure to read the fine print.

If you fall ill or need assistance during your travels, Medjet ’s supplemental coverage for medical transportation helps you get to your home or the hospital of your choice. It includes air medical transport. This is a membership program that covers emergencies and can be tacked onto trips or purchased annually. While not technically travel insurance, this company offers an additional medical transport option for emergencies.

This coverage can be helpful if you're planning to travel in remote or unfamiliar areas, such as on safaris, to secluded islands and other far-flung destinations.

» Learn more: Does travel insurance cover medical expenses?

Most other travel insurers might only get you to the nearest appropriate hospital facility. For travelers younger than 75, Medjet offers no pre-existing medical condition exclusions and it doesn't rule out the same number of activities that other providers might.

3. Travelers

With the option to buy an annual, multi-trip protector, Travelers insurance covers a whole year of trips with the option to upgrade several features. The add-ons include “Cancel For Any Reason” insurance and trip interruption coverage.

4. Your travel provider’s own plan

On certain types of trips, say a cruise or a Caribbean resort that is prone to hurricanes, using the travel provider’s recommended insurance can be a good bet. This coverage is usually offered as an add-on during the booking process, but it can also be added after the reservation.

Most likely, these policies are designed to cover delay or cancellation issues, but be sure to read the fine print to see if medical transportation or trip interruption is also included.

Choosing a provider of your own can make sense when planning your own travel (let’s say a honeymoon to Paris or the Maldives). If a cruise line or safari outfitter offers insurance of its own, that might be the most comprehensive when it comes to that particular provider’s operations.

» Learn more: The best cruise insurance

Deciding if you need travel insurance is the first hurdle. Next comes the task of selecting the right one without spending more than the cost of what you are actually trying to protect. These are some important tips to consider.

Compare plans

It is wise to compare the options available using aggregator websites like SquareMouth (a NerdWallet partner) and InsureMyTrip.com. These sites compare the options from dozens of different providers detailing what they do and do not cover.

Seeing the exclusions as well as considering them within the framework of your trip can help you select the best plan for your travel needs.

Consider existing coverage

Review your existing coverage, whether that is via your health insurance or any credit card protections you may have. Some of the benefits you might be paying extra for when getting supplemental travel insurance may already be covered.

Read the fine print

Don’t base your final decision on price, as sometimes the cheapest policy may be the most restrictive — and the most expensive policy may give you coverage for activities you won't even be doing.

What may seem like an inclusion may actually be disallowed due to a technicality (terrorist attack or war). If you’re not sure, pick up the phone and ask if your specific situation is covered.

Timing is key. The sooner you buy your travel insurance coverage, the more time you have to benefit from it. The price could also rise the closer you get to departure. If you wait until the departure date to buy it, you would be out of luck if the week before you get sick or the destination closes its borders. Buying insurance after an issue arises won't help you.

Travel insurance is a safe way to protect that sunken cost. Spending money on travel, even with the benefit of loyalty program miles and points to offset some of the cost, can be a significant investment. Chances are that you won’t even need it, but like other insurance policies, it can pay off in the event of unforeseen circumstances. Weigh the cost of potential expenses with the insurance plan. Canceling a rental car for a road trip may not be a big deal, but business class flights and a nonrefundable cruise might be.

Credit card coverage only protects you if you use that card to pay for your travel. The Chase Sapphire Reserve® and The Platinum Card® from American Express also offer travel insurance benefits when paying with points, too. Terms apply. Using the right card for your trip can help save money on other potential travel insurance costs.

» Learn more: Best travel insurance options for older adventurers

What may seem like an unnecessary extra cost can actually help save the day in certain circumstances.

It can pay dividends to understand what your existing coverage includes (especially via a particular credit card) so that travelers over 65 make the most advantageous insurance decision for their trips.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

on Chase's website

1x-10x Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.

75,000 Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,125 toward travel when you redeem through Chase Travel℠.

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

75,000 Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's over $900 when you redeem through Chase Travel℠.

1x-2x Earn 2X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services, and select streaming. Earn 1X points on all other purchases.

50,000 Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

• Search Search

• Text size normal
• Text size medium
• Text size large

London Councils

Login to London Councils

• Freedom Pass

Login to Freedom Pass

Older persons Freedom Pass

Eligibility

Find out if you are eligible for a pass

First time applications

Find out how to apply for a pass

Has your Freedom Pass expired?

Find out how to renew your Freedom Pass

Documents and photograph

For all freedom pass applications one proof of name and age, one proof of address, and one photograph are required., change of details, lost, stolen or damaged pass.

What to do if you need to replace your Freedom Pass?

• Free Travel Pass

Contact Information

The Free Travel Scheme is administered by the Department of Social Protection (DSP) and all queries about the scheme should be directed to the Department by emailing [email protected] or calling 071 915 7100.

More details on the Free Travel Scheme can be found on their website.

About the Free Travel Pass 

The Free Travel Pass allows holders to travel free of charge on public transport services in Ireland including Bus Éireann, Dublin Bus, Go-Ahead Ireland, Iarnród Éireann, Luas, TFI Local Link and Kilkenny Services operated by City Direct. The Free Travel Pass is also accepted by many commercial bus services.

You can find a full list of all operators and routes where the Free Travel Pass is accepted on gov.ie .

If you are using a PSC Free Travel Card, please hold the card to the validator until you hear a beep or see the green light.

• Train fares
• - TFI Leap Card Info
• - TFI Leap Top-Up App
• - Young Adult and Student Leap
• - TFI 90 Minute Fare
• Fare Evasion on TFI Services

Latest Posts

Important notice: beware of fake tfi leap card pages on social media, nta launches bike week 2024, nta reaches significant public transport milestone with the approval of four bus corridors by an bord pleanála, next events, wellfest 2024 at rhk 11 and 12 may, hurling cork v limerick at supervalu pairc ui chaoimh, cork sunday 12th may, darkness into light pieta house closures in the phoenix park 11th may.

• Stansted Airport
• Luton Airport
• Heathrow Airport
• Gatwick Airport
• Dublin Airport
• London to Stansted
• London to Luton
• Heathrow to Gatwick
• London to Gatwick
• Luton to London
• London Stratford to Stansted
• Manchester Airport
• Bristol Airport
• Birmingham Airport
• Bristol to London
• London to Bristol
• London to Leicester
• Leicester to London
• London to Manchester
• London to Nottingham
• Bournemouth to London
• Glastonbury 2024
• FA Cup Final - Manchester City travel
• FA Cup Final - Manchester Utd travel
• Taylor Swift Eras Tour
• Boomtown Fair
• Take That in Bristol
• Lost Village 2024
• Foo Fighters in Cardiff
• Download Festival
• Women's FA Cup Final
• Royal Ascot
• England v Iceland
• British Grand Prix
• Vehicle types for hire
• Coach hire for school trips
• Coach hire for events & occasions
• Coach hire for business trips
• Coach hire for sporting events
• Coach hire for airport transfers
• Cheap coach tickets
• Buy a Coachcard
• Using a voucher code
• Student offers
• Group offers
• How to book special offers
• Young Person Coachcard
• Senior Coachcard
• Disabled Coachcard
• Travelling with us
• Our coaches
• Sustainability
• Carbon offsetting
• Customer experience
• Onboard safety
• Accessibility
• Exploring on a budget: Free things to do and see
• Affordable things to do by the beach this summer
• 6 things to do in Leeds in a day
• Live service updates
• Track your coach
• Explore our route map
• View our timetables
• Ukrainian free travel
• Refunds & amends
• Frequently asked questions
• Luggage & lost property
• Safety & security
• About our tickets
• Flexible travel
• Change & go
• Seat reservation
• Ticket & trip insurance
• London Victoria
• London Golders Green
• All Stations
• Manage my booking
• Destinations
• Why we're No. 1

All Airport Transfers

All Destinations

All Coach Hire Options

• Read our blog

All Help & Advice

Warm weather forecast - For advice on travelling in warm weather and any minor disruptions, please visit our service updates page .

Buy your Senior Coachcard today

Save the cost of the coachcard or your money back*, how many coachcards would you like, year-round savings.

If you're 60 or over and love visiting family and friends or taking day trips and short breaks, our Senior Coachcard offers a great way to save 1/3 on Standard and Fully Flexible fares to hundreds of towns, cities and airports across the UK.

How much will I save?

You'll save a guaranteed 1/3 on Standard and Fully Flexible fares throughout the UK for 12 months. With your Coachcard, there's no restrictions on peak and off-peak travel times, so you can travel when it suits you and your plans. This includes public holidays, bank holidays and weekends.

• Save 1/3 on Standard and Fully Flexible fares, even at peak times.
• £15 day-return on Tuesdays, Wednesdays and Thursdays to anywhere in the UK (excluding airports), just book 3 days in advance of your travel.
• 15% off the price of an adult ‘Fully Flexible’ fare for coach travel to an event, as detailed on the Events page of our website.

How do I buy a Senior Coachcard?

Purchasing your Senior Coachcard is quick and easy. Simply complete your details and your Coachcard will be posted to your home address (£3 p&p will be added to your purchase).

Your Coachcard can take up to 7 days to be delivered and if it hasn't arrived 24 hours ahead of your planned journey, then call our Customer Contact Centre .

Alternatively, give us a call and we will post your Coachcard out to you (£3 p&p will be added to your purchase) or purchase from one of our travel shops.

General terms & conditions

• These terms and conditions apply to your purchase and use of a Coachcard and are in addition to the Conditions, which shall apply to Tickets purchased and your use of the Services.
• one third (1/3) off the price of an adult ‘Standard’ or ‘Fully Flexible’ fare for one of our Services;
• 15% off the price of an adult ‘Fully Flexible’ fare for coach travel to an  Event , as detailed on the “Events” page of our website. The discount does not apply to any entry to or accommodation at the Event; and
• a £15 mid-week promotional same day return or one way adult fare for one of our Services departing and/or returning the same day on a Tuesday, Wednesday and Thursday only. This discounted fare must be booked a minimum of three (3) days prior to your date of travel and is not valid for travel on the dates   published here . Travel to and from an airport is excluded with this offer. 
• The above discounts available to Coachcard holders may not be used in conjunction with any other offer, discount or promotion offered by us.
• ‘Restricted’ fares ;
• European Services, Hotel Hoppa Services, multi-ride and season tickets purchased by telephone from Customer Contact Centre  or in person from one of our Stations , Third Party Provider services and any Event detailed on the “ Events ” page of our website;
• tickets, accommodation or ferry travel for an Event as detailed on the “ Events ” page of our website;
• the “Add Extras” options which you may purchase as part of your booking; or
• the Booking Fee; or
• the fee for receiving an SMS Ticket, if selected as part of a booking.
• You may purchase up to four (4) Coachcards for individuals satisfying the requirements for the same type of Coachcard online from our website, by telephoning our Customer Contact Centre or in person from one of our Stations or one of our selected third party agents.
• our website or by telephoning our Customer Contact Centre , we will charge you a postage fee of £3 to send your Coachcard(s) to you. If you purchased more than one Coachcard, we will send each Coachcard to the address provided as part of your application; or
• one of our Stations or third party agents, you will receive your Coachcard at the time of purchase.
• Senior Coachcard and Disabled Coachcard, as the case may be, the relevant Coachcard will be valid for the period of one (1) year from the later of the date that you have specified when purchasing the relevant Coachcard or, if you have purchased the relevant Coachcard in person and have not specified a future date, the next calendar day after purchase; or
• Young Persons Coachcard, your Coachcard will, depending on the term that you have selected, be valid for the period of one (1) or three (3) years from the later of the date that you have specified when purchasing the Coachcard or, if you have purchased the Coachcard in person and have not specified a future date, the next calendar day after purchase.
• We will notify you prior to expiry of your Coachcard and provide you with the opportunity to purchase a new Coachcard.
• online from our website, by confirming you have a Coachcard and entering the Coachcard serial number and expiry date at the time of entering the required details on the “Your Details” page of our website;
• telephone, by providing your Coachcard serial number and expiry date to a member of the Customer Contact Centre ;
• in person, by showing your Coachcard at the time of making your booking at one of our Stations or with a third party agent;
• from a driver, by showing your Coachcard at the time of purchasing your Ticket; or
• from a Ticket Machine, by entering the Coachcard serial number and expiry date after entering the passenger selection on the Ticket Machine.
• When travelling on our Services, you will be required to show your Ticket, together with your Coachcard, to the driver when boarding one of our Coaches.
• In the event that your Coachcard is defaced, damaged, tampered with, lost or stolen, you should immediately report this to the Customer Contact Centre . Please note that we are unable to replace your Coachcard and that you will be required to purchase a new Coachcard if you wish to continue enjoying the benefits of the Coachcard.
• Your Coachcard, and each Ticket purchased with it, are not transferable and must not be given, loaned or resold to anyone else.
• The Coachcard remains our property at all times and does not become your property and, if requested, must be returned to us.
• All Tickets issued are subject to our Conditions.
• These terms and conditions are in addition our Conditions and may be amended at any time.
• Coachcards are non-refundable or transferable.

£15 mid-week day return

• £15 fare applies to day return or one-way fares (excluding airports).
• Available on a Tuesday, Wednesday and Thursday only.
• Only available when booked at least 3 days in advance of travel.
• Not valid on certain peak days.
• This offer can change or be removed at any time.
• Offer is not valid on Hotel Hoppa, European, Ulsterbus, Third Party, airport journeys or special event services.
• Not valid where accommodation, admission or ferry travel is included within the fare.
• Offer cannot be used in conjunction with Restricted fares, Multiride tickets or any other special offer fares.
• Booking fees may vary depending on booking method.
• The offer can be purchased online, by phone, at any National Express outlet and ticket machines but not direct from drivers.
• All tickets are issued and all passengers are carried subject to National Express' General Conditions of Carriage , available online and at all National Express outlets.
• Issued by National Express, National Express House, Birmingham Coach Station, Mill Lane, Digbeth, Birmingham B5 6DD.

How much is a Senior Coachcard?

Our Senior Coachcard is just £15 (plus £3 p&p) a year.

About our coaches

Majority of our services offer guaranteed reclining seats, air-conditioning, plug sockets for charging your mobile, toilet facilities and free Wi-Fi onboard. Expect friendly drivers to help load your heavy luggage from a 500-strong fleet of coaches taking you to 100's of UK towns, cities, airports and events...

These are just a few reasons why more customers are making the switch from rail to coach.

Other Coachcards

National Express also offers two other Coachcards to help on travel costs:

The Young Persons Coachcard  

The Disabled Coachcard  

Back to top

Email Sign Up

Subscribe for updates & special offers!

Download Our App!

Book tickets & track your coach anytime, anywhere.

• Career opportunities
• Conditions of carriage
• Cookie policy
• Corporate governance statement
• Gender pay report
• Luggage policy
• Open Return tickets
• Our commitment to the environment
• Passenger rights
• Privacy Centre
• Rail disruption
• Service updates
• Slavery & human trafficking statement
• Student travel
• Terms & conditions
• Youth promise

Call or get in touch online We are here to help

Coach Tracker

Track your coach in real time

National Express West Midlands

Part of Mobico Group

© Copyright National Express Ltd 2024

Open Return Information

Book your return

Your Open Dated Return is valid for 3 months from your outbound journey. To guarantee your seat on your return you need to confirm your ticket before you travel on www.nationalexpress.com/en/help/tickets/open-returns or call 0371 781 8181.

Open Dated Return Information

If your return date is not yet known, open return tickets provide flexibility. When travelling within the UK, the return journey can be made within 3 months of the outward date of travel. To guarantee your seat on your return journey you need to confirm your ticket before you travel by visiting www.nationalexpress.com/en/help/tickets/open-returns or call us on 03717 81 81 81. Lines open 7 days a week, 8am - 8pm (calls to this number are charged at local rate). Valid on any day throughout the year.

Open returns are not available on European journeys.

Wheelchair accessibility

Accessible coaches.

The majority of stops along the routes listed below are accessible to wheelchair users but are subject to change. Please call us to check the latest situation before booking and at least 36 hours in advance of when you would like to travel.

To see a list of accessible coach routes please visit our Accessibility page.

Assisted Travel Helpline

If you are travelling in a wheelchair or require assistance, please call our helpline before booking and at least 36 hours in advance of when you would like to travel.

03717 81 81 81 - ( option 3)  (lines open 8am - 8pm 7 days a week). Calls to this number are charged at local rate.

For more information please visit our Disabled travellers page.

Passengers & Wheelchair accessibility

Passenger descriptions.

Our passenger descriptions are designed to help you choose the right ticket for yourself or your fellow travellers.

Adult (16+) and Children (3-15)

Children under 14 cannot travel alone unless accompanied by an adult (16+). Please note, you may be required to show proof of age at any point during your journey. Failure to do so, may result in the full adult fare being charged.

Children (3-15)

Children under 14 cannot travel alone unless accompanied by a responsible adult (16+).

Disabled Children

Should be booked as Children. If they are travelling in a wheelchair or require assistance, please call our Assisted Travel Helpline.

We strongly recommend that you bring a car seat appropriate to your child's age, but ask you to take responsibility to fit the seat.

Booster Seats

Children aged between approximately 4-11 years old, or up to 150cm tall, may use booster seats. We carry a limited number onboard most coaches.

If travelling with a child, you may be required to show proof of age when buying tickets or at any point during your journey. Failure to do so may result in the child being required to pay the full fare for the journey on that day.

Booster seats

Children aged between approximately 4 years and 11 years or up to 150cm tall may use booster seats, we carry a limited number onboard most coaches along with our comfort fit seat belts.

Disabled children should be booked as children rather than 'Disabled'. If they are travelling in a wheelchair or you wish to book assistance with travel please call our Assisted Travel Helpline before booking and at least 36 hours in advance of when you would like to travel.

You can find a list of accessible coach stops on our Accessibility page .

Please call us 36 hours prior to travelling to check the latest status.

If you are travelling in a wheelchair or require assistance we recommend that you contact us on the following local rate telephone number: 03717 81 81 81 (lines open 8am - 8pm 7 days a week) 36 hours in advance of when you would like to travel.

Adult (26 - 59)

Adult fares are applicable to all passengers aged between of 26 and 59 inclusive.

Child 0 - 12 inclusive

Children aged 12 or under travelling on any European service must be accompanied by an adult aged 18 or over.

Unaccompanied children will not be carried

Young persons (13 - 25)

Children under the age of 16 are not permitted to travel on any European service unless accompanied by an adult aged 18 or over.

Young persons aged 16 or 17 years can travel alone on European services but only if they have a letter of authority from a parent or guardian.

Senior (60 and over)

Passengers aged 60 and over are entitled to receive a small discount on European journeys. On European journeys a 50% discount is given to carers, please call us on 08717 818177 to book.

Please select your passenger type first and then add your coachcards.

We have three different Coachcards available, each offering savings of 1/3 on all of our Standard and Fully Flexible coach fares all year round.

Prices shown include your coachcard discount, your coachcard number will be required during the booking process.

Adult fares are applicable to all passengers aged 2+. Adults under the age of 16 are not permitted to travel alone on any European service unless accompanied by an adult aged 18 or over or they have a letter of authority from a parent or guardian.

Infants 0-1 Inclusive

Children aged under the age of 2, must be accompanied by an adult aged 18 or over. Unaccompanied children will not be carried.

• Renew my Railcard
• Manage my Railcard

The official retailer of Railcards by National Rail

Get 1/3 off train travel with a Senior Railcard

Buy now renew my railcard.

How much can I save?

People with a Senior Railcard  save on average £86 per year** , or  £5.26 per journey^ . If you’re travelling here’s an example of some of the savings you can make on train tickets:

Railcard price

Get special offers and rewards from our partners

Free Luxury Sleep Set (Worth £31)

Virgin Wines

£50 to spend at Virgin Wines plus FREE delivery & FREE Stemless Wine Glasses!

Railbookers

We've teamed up with Railbookers to give Railcard holders a 5% discount on holidays...

How does using a Railcard work?

Get your Railcard

Buy your discounted train tickets

Have your Railcard with you when you travel

Eligibility and terms of use

• Buy a Railcard and keep it with you when you travel (on your phone or wallet)
• Save on most tickets including Advance tickets
• Valid in London & SE after the morning Peak

Read full eligibility and usage terms

Need help getting or using your Railcard?

Need help? Can't figure out what card to buy? Or just have a question?

Can I use my Senior Railcard at any time of day?

Your Railcard is not valid during the morning peak period when travelling between two stations in the  Network Railcard area  of validity.  Check locally to confirm morning peak times as these do differ.  This restriction does not apply on public holidays.

How do I purchase my Railcard online?

Please click ‘’Buy Now’’ on the website homepage and follow the instructions on the screen. You will need to provide a valid passport or UK driving licence or National Identity number to verify your date of birth online and a digital passport-style photo if you have selected ‘Digital’ under ‘Choose the type of Railcard you would like’ section.

If you have ordered a plastic Senior Railcard, please allow 5 working days for delivery. You can choose to pay for ‘Special Delivery’, but you will have to place your order before 15:45pm to guarantee that your Railcard is delivered within two days (Monday to Thursday) or three days (Friday to Sunday).

If you have ordered a digital Railcard, a download code will be sent to your registered email address, along with instructions on how to download your Railcard. 

You will not be able to travel on discounted tickets until you have your Railcard.

What is a digital Railcard?

Digital Railcards are stored within the Railcard app on your smart phone or tablet, meaning there’s no need to carry the physical card around with you. They can be stored on up to two devices and used quicker than plastic Railcards as they do not need to be sent in the post.

Click here for more information on managing your Railcard

Can I buy a Senior Railcard in advance of my 60th birthday?

If you order online then yes, you can order one up to 14 days in advance of your 60th birthday. Please note that you cannot buy Railcards in advance of your 60th birthday from rail stations.

60+ or disabled

If you are over 60 or have a disability, you could be eligible for free bus travel to get around Scotland and your local area. You can access this via the National Entitlement Card, your pass to free bus travel in Scotland.

The National Entitlement Card scheme also allows for free travel for companions where required by eligible disabled people of any age (including children under 5).

How to apply

To apply for a National Entitlement Card, you should contact your local authority or Strathclyde Partnership for Transport (SPT) for details of the application process in your area. There may be a different process if applying on age grounds as opposed to grounds of disability. Your local authority will be able to tell you if you need to complete an application form and what you need to do when you apply.

We are unable to send out forms as these should be obtained from your local authority/council office. It is not possible to download forms from the website or send these by email.

In order to make the application process as smooth as possible, you will need:

• a completed application form (not all local authorities require this, check with yours to confirm the process in your area)
• a recent passport type photograph
• proof of age or disability
• proof of your current address

Check the National Entitlement Card website for more information on proofs required to confirm your identity and address.

If applying on grounds of disability, check the eligibility section on the Transport Scotland website for more information on proofs required.

Objectives and benefits

The scheme provides free travel on registered local and long-distance bus services throughout Scotland, at any time of day for any number of journeys, for those aged 60 and over, as well as for eligible disabled people who live in Scotland.

Cardholders living in Orkney, Shetland and the Western Isles receive two free return ferry journeys each year to the Scottish mainland.

The key objectives of the concessionary travel scheme are to:

• allow older and disabled people, improved access to services, facilities and social networks, promoting social inclusion
• improve health by promoting a more active lifestyle for the elderly and disabled
• remove the restrictions of the previous local off-peak concessionary fare scheme which was limited in offering access to facilities
• promote a modal shift from private cars to public transport
• maintain a viable position for bus operators with a standard reimbursement rate
• provide opportunities for improvements to public transport, such as assisting development of multi-operator ticketing and the use of electronic ticket machine technology
• facilitate a more effective administration of the system by adopting a standard reimbursement rate and shifting operational responsibility from local authorities to Transport Scotland
• provide a stimulus to the introduction of smart ticketing

Where can I travel?

Almost everywhere in Scotland and as far as Carlisle and Berwick-upon-Tweed.

Your National Entitlement Card gives you free travel throughout Scotland on nearly all local registered and long-distance scheduled bus services. Only a few services, such as premium-fare night buses and City Sightseeing buses, do not accept the card.

So many of Scotland's major towns and cities are easily accessible with the National Entitlement Card. Use the Visit Scotland website to find out how you can reach some of the country's best attractions by bus.

Some local authorities offer other discounts on rail, tram or subway for their card-holders. Your card-issuing Local Authority can tell you more – a contact number can be found on the back of your card when you receive it.

Using your card

You can use your National Entitlement Card to get a ticket in advance or on the bus. Advance tickets must be collected in person.

When you get on the bus, look for the electronic ticket machine by the door to the driver's compartment. Place your card on the machine with your photograph facing up and tell the driver your stop. The driver will help you if you need assistance. If there isn't a ticket machine like this, just show the driver your card and tell them your stop.

Remember you can only use your most recently issued National Entitlement Card on the bus. Any other cards will not work and you will not be allowed free bus travel.

If the electronic ticket machine did not recognise your card it may have expired or be damaged. If this is the case, please contact your Local Authority immediately to arrange a new card. You should allow at least two weeks to receive your card. If this will take longer, your local council will tell you about this when you apply.

If the card appears to be valid but does not work on the machine, the driver will give you the option to pay the full fare and keep your card or hand over your card in exchange for a seven day temporary pass. The temporary pass will be valid for free travel for you but the companion element will not be available. You should then contact your Local Authority immediately to request a new card. You should allow at least two weeks to receive your card. If this will take longer, your local council will tell you about this when you apply.

Eligibility

Over 60s eligibility.

To be eligible for the NEC, you must be:

• Aged 60 or older
• A resident of Scotland

Disabled people eligibility

If you're a resident in Scotland and meet one of the following criteria, you're entitled to free bus travel with the National Entitlement Card:

• You receive a qualifying DWP benefit - Attendance Allowance, Personal Independence Payment, War Pension Constant Attendance Allowance, or the  higher  rate of the mobility component or the  higher or middle  rate of the care component of Disability Living Allowance.
• You receive a qualifying Social Security Scotland benefit - Pension Age Disability payment, Adult Disability Payment, or receive the higher rate of the mobility component or the higher or middle rate of the care component of Child Disability Payment.

When applying you will need to take along a copy of your benefit award letter from the DWP or Social Security Scotland confirming your eligibility.  The letter must be dated within the last 18 months and confirm the length of benefit entitlement. For details on getting your award letter, please contact the DWP or Social Security Scotland. 

• You live in a care/residential home or hospital and are eligible for Attendance Allowance, Personal Independence Payment, Adult Disability Payment, Pension Age Disability Payment or the higher or middle rate of the care component of Disability Living Allowance or Child Disability Payment. In many cases a DWP or Social Security Scotland benefit may be suspended whilst someone is in care or hospital – in that case you can provide a letter from the hospital/care home confirming that you are eligible for one of the above benefits, you live there, and receive 24 hour care.
• You are a Blue Badge holder . Take your Blue Badge, or your latest V11 vehicle licensing reminder from DVLA or DLA404 from the Department for Work and Pensions when you apply for your card. Please note that a valid Blue Badge issued outside Scotland, in the rest of the UK or by the authorities of another EU member state will be acceptable.
• You are profoundly or severely deaf . Take along a recent letter from your Audiologist, Hospital Consultant or Registered Society for the Deaf when you apply. The letter must show that you have bilateral hearing loss greater than or equal to 70dBHLs averaged over 1, 2 and 4KHz. If you have been deaf since birth, a letter from your GP confirming this is fine too.
• You have a sight impairment . If you are aged 16 and over you will need to provide a copy of  the Certificate of Vision (CVI) Scotland form.  As of 1 April 2018 the CVI Scotland form replaced the previous BP1 form.

If you are aged under 16 you should provide a letter from a VINCYP team member Visual Impairment Network for Children and Young People . You can also provide a letter from a health professional such as an ophthalmologist or paediatrician which states that you ‘meet the criteria for visual impairment as defined by VINCYP'. In addition, parents / carers of children and young people under 16 with a visual impairment may be able to use letters from other registered societies or voluntary sector organisations supporting people with sight loss (where they are happy to provide such a letter).

• You have been told not to drive based on medical grounds . Take the DVLA confirmation letter as evidence when you apply showing that your licence has been revoked or your application has been refused on medical grounds. If you have epilepsy and been told not to drive because you have had a seizure in the last 12 months, you should use the NCT003 certificate. The NCT003 certificate is only valid where the applicant is 16yrs and over (the earliest date they can apply for a provisional licence). Collect the certificate from your Local Authority and ask your Hospital Consultant, GP or Epilepsy Specialist Nurse to sign. For other medical conditions where you have been told you would not be allowed to drive and if you were to apply for a licence, would be refused, you may be able to provide a recent letter from your GP or Hospital Consultant depending on your circumstances to confirm this. For further information, please check with your local authority.
• You have a mental health condition that is recognised under the Mental Health (Care and Treatment) (Scotland) Act 2003 and has lasted for more than a year. You must need to travel to health or social care appointments as part of treatment activities, care or a rehabilitation programme. Your ability to travel must also be impaired. Please contact your Local Authority for advice on how and where to apply using the NCT002 form.
• If you have a learning disability and you need to travel to see a Support Worker or get to appointments or activities you will need to get a NCT002a form. Read our guide on how to apply
• Please note: The BASRiS form will replace the DS1500 for Scotland's new forms of Disability Assistance
• Read Social Security Scotland’s guide on when to complete a BASRiS form
• You have a progressive degenerative condition . Conditions such as Parkinson's Disease that severely impede your mobility may entitle you to free bus travel. Ask your hospital consultant or other specialist medical professional who is responsible for providing any treatment and support (such as your Specialist Nurse), to provide a letter confirming that your diagnosed health condition is considered ‘progressive degenerative' and that it severely impedes your mobility and ability to carry out day to day activities. Any letter from a medical professional must clearly confirm these qualifying criteria otherwise it cannot be accepted.
• You have lost one or more limbs . If you have lost one or both legs, both arms or an arm and a leg you are entitled to free bus travel. Request a letter from your prosthetic clinic/centre, physiotherapist or rehabilitation centre for your application.
• You are an injured veteran with mobility problems. Provide a Veterans UK or Ministry of Defence letter certifying award of lump sum payment within Tariff levels 1-8 under the Armed Forces Compensation Scheme , or provide a letter from Veterans UK or Ministry of Defence certifying award of a lump sum payment due to a permanent and substantial disability causing inability to walk or considerable difficulty in walking.
• You receive a War Pensioner Mobility Supplement. Please provide a letter from Veterans UK or Ministry of Defence confirming receipt of this benefit in your application.

The National Entitlement Card scheme also allows for free travel for one companion where required by an eligible disabled person of any age (including children under 5).

Companions can make travel much easier, helping you to get on and off buses, carrying shopping and communicating with the driver. You can stay free and mobile, while making full use of your NEC.

Companions can travel for free with all NEC holders that have the +1 logo on their card.

Your companion and journey can vary, but your companion can only travel for free when they are with you. You are not obliged to travel with a companion, but the entitlement is there for when you need it.

Please note that companions must be aged 5 or over .

Your companion is entitled to travel for free if you meet one of the following criteria:

• You live in a care/residential home or hospital and are eligible for Attendance Allowance, the higher or lower rate of the daily living component of the Personal Independence Payment or the higher or middle rate of the care component of Disability Living Allowance. In many cases DWP benefit may be suspended whilst someone is in care or hospital – in that case you can provide a letter from the hospital/care home confirming that you are eligible for one of the above benefits, live there and receive 24 hour care.
• You live in a care/residential home or hospital and are eligible for the higher or middle rate of the care component of the Child Disability Payment or are eligible for the standard or enhanced rate of the daily living component of the Adult Disability payment or are eligible for the Pension Age Disability Payment. In many cases Social Security Scotland benefit may be suspended whilst someone is in care or hospital – in that case you can provide a letter from the hospital/care home confirming that you are eligible for one of the above benefits, you live there and receive 24 hour care.
• You receive the higher or middle rate of the care component of Disability Living Allowance
• You receive the higher or lower rate of daily living component of Personal Independence Payment
• You receive Attendance Allowance
• You receive the Child Disability Payment – higher or middle rate of the care component.
• You receive Pension Age Disability Payment
• You receive Adult Disability Payment – standard or enhanced rate of the daily living component
• You are severely sight impaired (blind)
• You receive war pensions constant attendance allowance

If you receive one of the qualifying benefits you'll need a letter to confirm your eligibility. The letter must be dated within the last 18 months and confirm the length of benefit entitlement. For details on getting your letter, please contact the DWP or Social Security Scotland. If you live in a care or residential home or hospital and your qualifying benefit is suspended a letter from them is needed confirming that you are eligible for the benefit, you live there and receive 24 hour care.

If you are severely sight impaired (blind), please provide a copy of your registration certificate - CVI Scotland form if aged 16 or over.  If aged under 16, you must provide a letter from VINCYP/medical professional or other registered society or voluntary sector organisation stating that you have a severe sight impairment that has been confirmed by an ophthalmologist or paediatrician.

Armed Forces Compensation Scheme

If you are a disabled veteran, you could qualify for free travel with a National Entitlement Card.

You will qualify if you have received a lump sum benefit under the Armed Forces Compensation Scheme within tariff levels 1 - 8 (inclusive) and the Secretary of State certifies that you have a permanent and substantial disability which causes inability to walk or very considerable difficulty in walking.

You will need to produce a certification letter from Veterans UK. You will also qualify under the same criteria if your injuries do not hinder your mobility but the injury can be cross referenced to the descriptors within the AFCS Injuries Table as detailed below.

Getting and using your card

When you get your card.

Please check that the photograph and personal details on your new card are correct. If any are not, or if this card is for someone who is no longer at the address, telephone the number on the back of the card to report this. If your new card replaces an existing card,  you need to start using it immediately and destroy any old cards you have as these will not work on the ticketing machines.

Using the card

Your card has been issued to give you free bus travel throughout Scotland under the concessionary travel scheme. In some areas your card may get you discounts on other modes of transport depending on where you live.  For information and advice on local non-bus concessions you should phone the number on the back of your card. It is possible to book in advance with your National Entitlement Card but you may incur a booking fee. Some bus operators may waive the fee, check before you book.

This card has been issued to you and should only be used by the eligible person named on the card. It is for your safekeeping and it should not be given to anyone else. Transport Scotland has a fraud policy and any person(s) found to be misusing any aspect of the scheme may have their entitlement to free bus travel withdrawn and incidents of misuse may also be reported to the Procurator Fiscal.

Cardholders also have a duty to report any changes of circumstances which may affect their entitlement, including changes of address, to the local authority. Check the back of your card for the right number.

You can use your card on any local or long-distance registered bus service throughout Scotland, excluding late night services where a premium fare is charged, tours or excursion services and group hire services.

Full details of the NEC terms and conditions

Travel using a National Entitlement Card is subject to the normal regulations and conditions of carriage of each transport operator. Your card gives you the same rights as a full-fare paying passenger.

Tickets for Concessionary Bus Travel

The National Concessionary Travel Scheme legislation does not require paper tickets to be issued to cardholders for concession journeys. The issuing of paper tickets to passengers is an operational decision at the discretion of the bus operator.

When a National Entitlement Card is placed on the ticket machine this will automatically record the boarding stage, to receive reimbursement for the journey the driver must accurately record the requested destination stage. Whilst this information forms the record of this journey, all concession claims undergo comprehensive audit compliance and analysis checks before any reimbursement is made.

Concerns of misuse of the Concessionary Travel Schemes should be reported to our 24-hour dedicated Freephone line 0800 328 5690. If you have any other questions about concessionary bus travel, please email us at [email protected]

Travel outwith Scotland

Your National Entitlement Card is valid for services that operate wholly within Scotland or northern England only, you can use it on services to and from Carlisle and on services to and from Berwick-upon-Tweed from anywhere in Scotland, however, your card is not valid for travel within these towns or anywhere else out with Scotland.

Please note, National Express services operating in Scotland unfortunately do not meet this criteria as they do not operate wholly within Scotland or Northern England, as such, they do not accept National Entitlement Cards on their services. National Express previously allowed concession cardholders to travel for free covering the costs themselves, however, in 2019 they made a business decision to remove this provision and Transport Scotland cannot influence their company operational decisions.

Lost, stolen and damaged cards

If your card is lost, stolen or damaged you should contact your Local Authority to request a replacement. This applies to all cardholders whether your card is issued on grounds of age or disability.

If you change address, phone the number on the back of your card to let your card issuer know. However, if you move to another Local Authority to live you must also let the new authority know.

For any questions please contact the number printed on the back of your card.

Renewing and replacing cards

Contact your Local Authority or Strathclyde Partnership for Transport (SPT) Travel Card Unit if:

• your National Entitlement Card is lost, stolen or damaged
• the card did not work when you used the ticket machine
• you want to change your name, address or photo

Your National Entitlement Card may have an expiry date on the front. If you're 60 or over, your new card won’t have an expiry date on it and is valid for life, providing you continue to live in Scotland.

If you have a card on grounds of disability, it will have an expiry date - your local authority may be in touch 4-6 weeks before the card runs out. If you don't hear from them, or need assistance renewing your card, contact them directly. Please note that SPT no longer send out renewal forms to cardholders. You should provide an acceptable proof of eligibility document at least five weeks before the card expires to allow time for this to be processed and a new card to be issued.

If you apply to renew a card for Disabled Concessionary Travel before the expiry date, your previous card will stop working a few days after your new card is processed so please start using your new card as soon as it arrives and destroy your old card.

Concessionary travel contacts

Your local authority can provide further information on the eligibility criteria, offer advice on the application process and how to report lost or stolen cards and vouchers.

• Contact telephone numbers and links to local authority websites

General enquiries

For general information on the concessionary travel scheme for those aged 60 and over and disabled people, or if there's anything you're not sure about, contact:

Concessionary Travel and Smart and Integrated Ticketing, Transport Scotland, George House, 2nd Floor, 36 North Hanover Street, Glasgow, G1 2AD.

Email: [email protected]   

Policy and legislation

Agreements with the bus industry.

Transport Scotland and the Confederation of Passenger Transport (CPT) agreed terms in January 2019 setting budgets and reimbursement rates to operators under the Scotland-wide Free Bus Travel Scheme for Older and Disabled People for 2019-2020.

Building on agreements reached in 2013, 2015, 2017 and 2018, the new agreement ensures bus operators continue to be fairly reimbursed for carrying passengers under the scheme and safeguards free bus travel for older and eligible disabled people living in Scotland.

Similar to the 2013 agreement, changes were required to the legislation underpinning the scheme. Amended legislation detailing changes to the budget and reimbursement rates to operators  came into force on 1 April 2019.

Under 5s Extension to Disabled Companion Concessionary NECs

Transport Scotland has extended the existing Scotland-wide Free Bus Travel Scheme to disabled children under 5.

The Scottish Parliament passed legislation, on 3 March 2021, that extends the existing National Concessionary Travel Scheme (NCTS) to eligible disabled children under the age of five, allowing free bus travel for them and an accompanying companion.

This new entitlement is available from 1 April 2021.

2019 Agreement with the Bus Industry

• Transport Scotland agreement letter to CPT
• CPT agreement letter to Transport Scotland
• The National Bus Travel Concession Scheme for Older and Disabled Persons (Scotland) Amendment Order 2019

Past agreements

2018 agreement with the bus industry.

• The National Bus Travel Concession Scheme for Older and Disabled Persons (Scotland) Amendment Order 2018

2017 Agreement with the Bus Industry

• (Draft) The National Bus Travel Concession Scheme for Older and Disabled Persons (Scotland) Amendment Order 2017

2015 Agreement with the Bus Industry

• CPT agreement response to Transport Scotland
• The National Bus Travel Concession Scheme for Older and Disabled Persons (Amendment) Scotland Order 2015

2013 Agreement with the Bus Industry

• CPT response to Transport Scotland
• The National Bus Travel Concession Scheme for Older and Disabled Persons (Scotland) Amendment Order 2013 from 1 April 2013

Background to the scheme

In 2004, the Confederation of Passenger Transport (CPT) and the Scottish Executive committed to an unrestricted scheme providing free bus travel for people living in Scotland aged 60 and over, as well as eligible disabled people. The process is documented in the agreement letter from the Scottish Executive and the response from the CPT.

• Scottish Executive agreement letter to CPT
• Agreement response from CPT

In 2005, a public consultation exercise followed these initial agreements. The consultation asked questions that covered topics such as proposed eligibility criteria and technical aspects of the scheme.

Following on from the consultation and stakeholder discussions, the Scottish Executive prepared two Scottish Statutory Instruments that underpinned the terms of the scheme. These were approved by the Scottish Parliament and came into force from 1 April 2006.

• SSI 2006/107 - The National Bus Travel Concession Scheme for Older and Disabled Persons (Scotland) Order 2006
• SSI 2006/117 - The National Bus Travel Concession Scheme for Older and Disabled Persons (Eligible Persons and Eligible Services) (Scotland) Order 2006

Changes to legislation for welfare reform

As part of the UK Government’s welfare benefit reforms Disability Living Allowance has been replaced by Personal Independence Payment. Receipt of certain components and rates of Disability Living Allowance are included in the eligibility criteria for the concessionary travel scheme.

To mitigate the effects of these reforms and ensure that eligible disabled people continue to have access to the scheme, the Scottish Government extended the scheme’s eligibility criteria to include recipients of Personal Independence Payment. The changes to the eligibility criteria are set out in legislation which came into force on 8 April 2013 and are described below:

• The extension of the eligibility criteria to include Personal Independence Payment maintains access to concessionary travel for eligible disabled people in Scotland.
• All recipients of Personal Independence Payment (or PIP) are eligible for concessionary travel and all recipients of the Daily Living component of PIP will be eligible to receive a companion card (enabling a companion to travel free with them).
• If when reassessed for PIP you find you are not eligible for that benefit, you are able to continue using your concessionary travel card until its expiry date.

Passenger feedback

Following an Audit Scotland review in 2010, Transport Scotland commissioned research in 2012 to gather feedback and develop an understanding of the views of older and disabled people who are eligible and have applied to access the Scotland-wide Free Bus Travel scheme.

The research project, by Research Resource and ODS Consulting, took place over two years (2013-2014), with telephone surveys of over 3,000 representative NEC holders in each year to collect feedback, alongside a series of focus groups.

Card holders were asked about:

• their use of the NEC in daily travel
• the value they placed on the NEC
• their views on misuse or abuse of the scheme
• the difference the scheme made to their lives

The findings, documented below, are being used to inform and improve the scheme.

• In 2014, 99% of respondents stated that they were either very or fairly satisfied with the scheme overall. Satisfaction with bus travel generally was also high with over 9 in 10 respondents (93%) expressing satisfaction when travelling by bus.
• There was also evidence that the Scheme is encouraging modal shift, with 41% stating that they use the car less. It is also encouraging some cardholders to walk more to and from bus stops.
• 48% of respondents said they now make journeys that they would not previously have made.
• For respondents with a Disabled or Visual Impairment card, the provision of independence was a key benefit. Younger participants in particular, felt that having the card gave them the opportunity to get out and about without relying on parents or carers for support.
• The research confirmed the Scotland-wide Free Bus Travel Scheme is greatly valued and works well for card holders for a number of reasons including financial savings, reducing isolation, engendering a sense of greater independence and increasing confidence in their own ability to travel.
• The research highlighted how cardholders perceive the scheme as having improved their mental and physical well-being.

For full feedback, you can read the reports below.

The findings from the year one research can be found on the Customer Feedback Research - Year One Report and from year two on the Customer Feedback Research - Year Two Report .

Concessionary travel privacy policy

This Privacy Policy outlines how we use, store and share the personal information we hold about you in connection with our national concessionary travel schemes.

Info for...

Free and discounted travel for over 60s 

Apply for a concessionary travel pass  for free bus and free train travel on certain routes. You can also get train tickets at reduced prices. 

With a Senior Railcard you can get 1/3 off rail fares to travel across Britain. Visit senior-railcard.co.uk to see how you can apply and how much you could save. 

You're entitled to a Concessionary Travel Card if you're at least 60 years old and your primary residence is in Wales.

You're entitled to a Concessionary Travel Card if you are an eligible disabled person and your primary residence is in Wales.

• Skip to main content

Information

You appear to be using an unsupported browser, and it may not be able to display this site properly. You may wish to upgrade your browser .

We use cookies to collect anonymous data to help us improve your site browsing experience.

Click 'Accept all cookies' to agree to all cookies that collect anonymous data. To only allow the cookies that make the site work, click 'Use essential cookies only.' Visit 'Set cookie preferences' to control specific cookies.

Your cookie preferences have been saved. You can change your cookie settings at any time.

Who can get an older persons bus pass

To get an older persons bus pass you must be:

• resident in Scotland

If you're under 60, you can apply:

• for a disabled persons bus pass , if you're disabled
• for a young persons bus pass , if you're under 22

There is a problem

Thanks for your feedback

Your feedback helps us to improve this website. Do not give any personal information because we cannot reply to you directly.

• Tickets and passes

Travel pass for older people

Free travel for older people.

If you qualify for a state pension, you could be eligible for free travel across the country as part of the English National Concessionary Travel Scheme.

Do you qualify?

To get a travel pass for older people you must:

• live in Greater Manchester, (if you live outside Greater Manchester, apply for a pass in your own area but you cannot add tram and train travel within Greater Manchester to passes issued by other areas); and
• qualify for a state pension. It doesn't matter if you are taking your pension or still working.

The age you qualify for a state pension isn't the same for everyone. You may need to be up to 66 to qualify depending on when you were born. If you're not sure, check your state pension age .

Costs and benefits

The pass is free, and lasts for five years.

Within Greater Manchester:

• Travel for free on all buses within Greater Manchester between 9.30am and midnight, Monday to Friday, and all day at weekends and on public holidays.
• You can also choose to pay £10 to add tram and train to your pass, for a year’s unlimited off-peak travel on Metrolink and trains within Greater Manchester. You can then travel on Metrolink trams and in trains after 9.30am on Monday to Friday, and all day on weekends and public holidays.
• If you travel outside of these times you must pay the full adult fare.

Throughout England:

• Travel for free on all local buses between 9.30am and 11pm Monday to Friday, and all day at weekends and on public holidays.

How to use the pass

You must always remember to:

• touch in at the card reader when boarding buses
• touch in and touch out at a yellow smart reader on tram stops, for Metrolink
• touch in and out at train station ticket barriers, where they are in place

Please show your card, when asked, to any Transport for Greater Manchester or transport operator official during your journey.

Smart readers on tram stops now accept contactless cards and devices for travel. Please move your concessionary pass away from your payment cards when you use a smart reader.

For example, if you keep your pass in a wallet or purse, remove it before you touch-in and touch-out. This will make sure you’re not charged on a contactless card you didn’t intend to use.

Apply by post

Download an application form or get one from an Information and Ticket Office.

If you are eligible complete the relevant form and attach:

• A passport sized colour photograph of yourself
• Proof of age – a copy of either your birth certificate, medical card, passport or driving licence
• Proof of your address – a copy of either a utility bill, local council tax bill or a Department for Work and Pensions letter from within the last 12 months

You can take your form and proof to an Information and Ticket office (Travelshop) who can check it.

You can also post your documents to the address on the application form.

Your pass will be sent to you in the post within 10 working days.

Please do not send original documents .

Renew your pass

At least two weeks before your travel pass expires, we will send you a new pass, provided it has been in use.

If you use your card often then we will send you a new one two weeks before your travel pass runs out.

If you have not used your pass in the last 12 months, you will not be issued a new card and will need to contact us to request a new card after it’s expired. If you need a pass, please call our Concessionary Travel team on 0161 244 1000.

Please note: when using your pass, you must touch-in on buses and use the validators to touch-in and out on Metrolink or when using the trains.

If you don’t then your card will show as inactive.

Updating your address

You need to let us know if you change your address. There may be a £10 charge if a card is sent to an old address.

If you feel your appearance has changed since your last renewal, please send us a new photo. This can be done via post or can also be emailed to us.

If you no longer need your pass or have any other questions please call our Concessionary Travel team on 0161 244 1000.

If you need a replacement pass

It costs £10 to replace a lost, damaged or stolen pass.

To order a replacement pass you can:

• Call us on 0161 244 1000 to make a card payment (7am to 8pm Monday to Friday and 8am to 8pm at weekends).
• Visit an Information and Ticket office (Travelshop) to order and pay for a replacement pass.

Touch. Screen.

Don't touch your phone while driving. It's a dangerous, criminal offence.

Say yellow to the Bee Network

Buses in Oldham, Rochdale and parts of Bury, Salford and north Manchester joined the Bee Network on 24 March.

New sponsor: Starling Bank Bikes

We’re delighted to welcome Starling Bank on board as the new sponsors of our bike hire scheme.

Manchester City Matchday Buses

We've teamed up with Manchester City to launch a large-scale bus trial helping fans from across Greater Manchester and nearby areas to travel to and from the Etihad Stadium on a matchday.

Rate your journey

We want to hear your views to help us deliver a better Bee Network for Greater Manchester.

Planned engineering works on Metrolink

Visit our dedicated webpage to find out how the works could affect your journeys.

• News and media
• Commercial opportunities
• Procurement
• Privacy policy
• Accessibility statement
• Modern slavery statement
• Help and contact us
• Where to find us
• Safe and secure travel

• Skip to main content
• Skip to main navigation
• Accessibility Statement

More topics

Bc bus pass for age 60 and older.

• Transportation Supplement/BC Bus Pass for people on disability assistance

Depending on your age and circumstances, you can get a BC Bus Pass at a reduced cost.

On this page:

Eligibility.

To get one, you must be:

• The spouse of a person on disability assistance
• Receiving income assistance
• Living on a First Nations reserve and getting assistance from the band office
• Receiving Old Age Security (OAS) and the Guaranteed Income Supplement (GIS)
• 65 years or older and would qualify for GIS but does not meet the Canadian 10-year residency rule
• Receiving the federal spousal Allowance
• Receiving the federal Allowance for the Survivor

Once you've applied and are eligible for the pass, it costs $45 per year. That cost is non-refundable. The pass will be valid from January 1 to December 31 of the calendar year.

Credit cards or e-transfers are not accepted for payment at this time.

Pay online or by telephone banking

You'll need some details for your bank:

• The payee, “BC BUS PASS PROGRAM”
• Your nine-digit bus pass account number

Your account number is on your:

• Current bus pass

Expect to get your pass within three weeks of payment. Contact us if your pass hasn't arrived within four weeks.

Send a cheque or money order

You can mail us your payment by cheque or money order. Expect to get your pass within five weeks. Contact us if your pass hasn't arrived within five weeks.

• You’ll get a renewal package by mail about three months before your pass expires
• Pay early to ensure your pass is active for January 1 
• Contact us if your address changes or you don’t get your package by mid-November
• Do not submit a new online request for service

Allow up to 15 business days for your reprinted package to arrive.

If your pass was lost or stolen, it can be replaced . Submit an  online request for service or contact us. Fees may apply.

Learn more about the pass , including:

• How to use it
• Where you can use it
• Representing others

Or if you're on disability assistance, learn more about getting a pass with the Transportation Supplement .

Contact information

Contact us for questions about the BC Bus Pass program.

Toll Free: 1-866-866-0800 (Monday to Friday from 9 am to 4 pm)

To reach the Bus Pass program, press:

We offer phone interpreters in many languages. When we answer the call, state your language and hold while we connect you.

The B.C. Public Service acknowledges the territories of First Nations around B.C. and is grateful to carry out our work on these lands. We acknowledge the rights, interests, priorities, and concerns of all Indigenous Peoples - First Nations, Métis, and Inuit - respecting and acknowledging their distinct cultures, histories, rights, laws, and governments.

Money latest: Holiday hack for cheaper internet abroad; the healthiest chocolate you can buy

Our cost of living specialist is back with a money-saving tip for using the internet abroad. Read all today's personal finance and consumer news - and listen to the latest Ian King Business Podcast below.

Friday 10 May 2024 10:20, UK

• Interest Rates
• UK exits recession, official figures show
• Interest rate held at 5.25% | Bank of England: June rate cut 'not ruled out but not fait accompli'
• Gordon Ramsay to open new restaurants on London skyscraper

Essential reads

• Ed Conway on economy:  Britain out of recession with a bang
• How to avoid a holiday data roaming charge (while still using the internet)
• Mortgage rates up again this week - here are the best deals on the market
• How you can turn nightly chocolate into a superfood
• Cheapest 10 European cities for a holiday - and how costs compare
• Listen to the Daily above and  tap here to follow wherever you get your podcasts

Sainsbury's is running a scheme that allows some shoppers to earn easy Nectar card points. 

To earn extra points, shoppers just need to spend £1 across multiple transactions at Sainsbury's this month. 

The supermarket says the scheme is available to "millions" of customers, though all it would say about the eligibility criteria is that it's "based on a range of factors".

Check if you're eligible

Log into your nectar card app and check to see if you have this message...   

Make sure you opt in once you see the message. 

From there, you simply need to spend £1 or more five times - earning extra points each time. 

The number of bonus points on offer varies for each customer.

The offer runs until 4 June. 

Britain is not just out of recession. 

It is out of recession with a bang.

The economic growth reported this morning by the Office for National Statistics is not just faster than most economists expected, it's also the fastest growth we've seen since the tailend of the pandemic, when the UK was bouncing back from lockdown.

But, more than that, there are three other facts that the prime minister and chancellor will be gleeful about (and you can expect them to be talking about this number for a long time).

First, it's not just that the economy is now growing again after two quarters of contraction - that was the recession. 

An economic growth rate of 0.6% is near enough to what economists used to call "trend growth", back before the crisis - in other words, it's the kind of number that signifies the economy growing at more or less "normal" rates. 

And normality is precisely the thing the government wants us to believe we've returned to.

Second, that 0.6% means the UK is, alongside Canada, the fastest-growing economy in the G7 (we've yet to hear from Japan, but economists expect its economy to contract in the first quarter).

Third, it's not just gross domestic product that's up. So too is gross domestic product per head - the number you get when you divide our national income by every person in the country. After seven years without any growth, GDP per head rose by 0.4% in the first quarter. 

And since GDP per head is a better yardstick for the "feelgood factor", perhaps this means people will finally start to feel better off.

But this is where the problems come in. 

Because while this latest set of GDP figures is undoubtedly positive, the numbers that came before are undoubtedly grim.

GDP per head is still considerably lower, in real terms, than it was in 2022, before Liz Truss's disastrous mini-budget, or for that matter lower than in early 2019.

Raising another question: when people think about the state of the economy ahead of the election (and obviously these new figures are likely to increase the speculation about the date of the election), do they put more weight on the years of economic disappointment or the bounce back after them?

Do they focus on the fact that we're now growing at decent whack or on the fact that their income per head is, in real terms, no higher today than it was five years ago?

These are the questions we will all be mulling in the coming months - as the next election approaches. One thing is for sure: this won't be the last time you hear about these GDP numbers.

The chancellor is speaking to Sky News after the welcome news that the UK has exited a recession. 

"It's encouraging that the UK economy is growing faster over the last quarter, not just than France, Germany or Italy, but actually faster than the United States," Jeremy Hunt says.

"But I think what's more encouraging is the longer-term data that we are now seeing about the economy."

He praises the government's handling of the economy. 

"I think that for families who've been having a really tough time, this is an indication that difficult decisions that we've taken over recent years are beginning to pay off and we need to stick with them."

He nods to the Bank of England governor Andrew Bailey's comments yesterday that inflation is expected to fall to 2% in the coming months: "So we're seeing that inflation is falling faster and I think people recognise it's been a very, very challenging period."

He's then asked whether the UK can compete with the US's economy in the coming years. 

Mr Hunt says he wants the UK to become "the new Silicon Valley" as a route into the tech sector. 

"Tech is the sector that is growing the fastest and will continue to grow the fastest," he says. 

Finally, he's asked when national insurance will be abolished - a recent Tory pledge. 

"We haven't set a date... we'll only do it when it's affordable and when we can do so without impacting on public services."

Our economics editor Ed Conway   is giving his first reaction to the ONS statistics that show the UK is no longer in recession. 

"These are great numbers," he says. 

"Certainly in the context of things, they are close to what we would normally historically call trend growth - a good rate of growth - and that's going back a long time. 

"They're better than expected... this is definitely some good news."

The UK economy is no longer in recession, according to official figures.

Gross domestic product (GDP) grew by 0.6% between January and March, the Office for National Statistics said.

A recession, which is defined as two consecutive three-month periods where the economy contracts, was declared in February.

The previous set of figures showed that GDP, a major measure of economic growth, shrank 0.3% between October and December. It followed a contraction of 0.1% in the three months from July to September.

The slump was blamed on reduced consumer spending power as inflation and energy bills stayed high. Months of wet weather also contributed to keeping shoppers at home, commentators said.

Jeremy Hunt, the chancellor, was buoyant about the figures: "It has been a difficult few years, but today's growth figures are proof that the economy is returning to full health for the first time since the pandemic." 

By Megan Harwood-Baynes , cost of living specialist

When my plane touched down on the runway of Manila airport, I was welcomed to the country with a text. Coming from Sky Mobile, the message informed me that using my phone abroad would incur hefty charges - including £2.16 for every megabyte (MB) of data I used.

One MB is equivalent to a short WhatsApp voice note message, and given my average monthly data allowance is 20GB (20,000MB), I would be quickly bankrupted if I continued to use my phone as normal. And while I love switching off from work while I am away, for me, the internet is as much a holiday essential as toothpaste and a hairbrush. 

From the ability to check Google Maps when out and about, or do a quick search to check I am not being scammed, it is now something I always factor into my holiday budget.

Welcome to the world of eSims

An eSim is an industry-standard digital SIM card that allows you to activate a mobile plan on your phone without the need to install a physical SIM into your phone.

TLDR - it means you can activate a short, temporary internet plan while on holiday for a fraction of the price it would cost you through your network provider.

I used an app called Global Yo (other providers are available, but this is the one I used), which has 24-hour plans from as little as 99c (71p) for 1GB. 

Once downloaded from the App Store, you can scroll through the list of countries to select your destination. Select the plan you want - while in the Philippines, I paid around £7 for a weekly plan that would give me 5GB of data. It is cheaper to do it day by day, but that also means you have to remember to top up each morning.

Once purchased, you are sent a QR code to scan - this will help you install the eSIM. The process varies by phone, but once installed, you go into the SIM manager settings on your phone. You can then toggle the settings so your calls and texts come via SIM 1 (your primary phone number), but mobile data uses the eSIM. This means you won't miss any vital text messages that come through to your phone number while on holiday.

The downsides

Not every network, or mobile phone, supports eSIMS, so check with your network provider before you shell out, and make sure your phone is unlocked. My sister, who lives in Hong Kong, wasn't able to install the eSIM on her phone but only realised this after paying £7.99 for a week's worth of data. 

We also had some difficulty installing it on my mum's iPhone, but that could be because we are all Android users.

You also have to be connected to WiFi /the internet to install the eSIM in the first place, so make sure you do it while at your hotel in the morning. A few times while I was paying each day I would forget this, head out and be without internet for the day. 

This wasn't exactly a hardship, but did mean I couldn't share with my Instagram followers what a great time I was having.

It can be hard to balance eating well without spending a lot.

In this series, we try to find the healthiest options in the supermarket for the best value - and have enlisted the help of Sunna Van Kampen , founder of Tonic Health, who went viral on social media for reviewing food in the search of healthier choices.

In this series we don't try to find the outright healthiest option, but help you get better nutritional value for as little money as possible.

Today we're looking at chocolate - and why, before sugar and dairy is added, it's a superfood, in Sunna's view. 

A superfood is anything with a very high "nutritional density" - or lots of nutrients for few calories. 

Superfoods need a high concentration of antioxidants - molecules which neutralise unstable molecules that can harm your cells.

You can get antioxidants by purchasing expensive "greens" powders, but Sunna says plenty of supermarket options can be classified as "superfood".

"Chocolate is not unhealthy, it is actually a superfood - it's the sugar we added to it that is the problem," he says.

"Chocolate in the supermarkets tends to come in at only £27.50/kg, which is almost half the price of your cheapest greens powder." 

Sunna points out that cacao, from which chocolate is made, is in its own right a superfood and has more antioxidants than blueberries, acai berries and cranberries - well-known superfoods. 

"Cacao actually has more than 40x the antioxidants of blueberries in its raw form," he says. 

But, as he says, the added sugar is where the problems come in. 

Sunna's guide to buying chocolate

Sunna recommends picking chocolate that contains a high proportion of cocoa solids - which brings down the sugar content. 

Here's how the different kinds of chocolate stack up:

• Milk – 25% cocoa solids, 54g of sugar per 100g.
• Dark – 47% cocoa solids, 49g of sugar per 100g.
• 70% dark - 70% cocoa solids, 29g of sugar per 100g
• 85% dark - 85% cocoa solids, 15g of sugar per 100g
• 90% dark - 90% cocoa solids, 7g of sugar per 100g

"A typical milk chocolate only contains 25% cacao solids, and the first two ingredients are actually milk and sugar," Sunna says. 

"For chocolate to be a superfood, it has to be dark chocolate - at a minimum of 70% dark ideally."

A couple of pieces after dinner each night means you'll be consuming 200g of superfood chocolate a week for £5.50.

"If you're a milk chocolate fan, don't fret," Sunna says. "It is possible to retrain your taste buds in just 10 days to get the superfood benefits of 70% and above."

That might sound easier said than done, but Sunna says the trick is to start with the lower percentages and work your way up to the higher ones. 

"Get to a level you are comfortable with and then make sure you have a piece of chocolate every night for 10 days straight," he says. 

"The more you train the taste buds, the less sugar you consume."

The switch from milk chocolate to 70% dark will save you 2.6kg of sugar a year, while working your way up to 90% will save you more than 4.8kg of sugar a year (assuming 200g consumption per week). 

"Small chocolate changes - and a bit of work to train your tastebuds - can lead to huge sugar savings that are worth it not just for the reduction in sugar, but also the increase in antioxidants," Sunna concludes. 

Read more from this series... 

Every Friday we get an overview of the mortgage market with independent experts from  Moneyfactscompare.co.uk .  Today, finance expert Rachel Springall outlines what's been happening with mortgages this week, before honing in on the best rates for remortgaging…

Fixed-rate mortgage repricing has quietened down this week, but a couple of prominent lenders have made tweaks, such as Virgin Money increasing selected fixed by up to 0.2% and Barclays reducing by up to 0.39%. 

This comes off the back of a busy week for repricing, as lenders reacted to rising swap rates. 

The Bank of England's next rate decision will be in June, but it's uncertain whether a rate cut will happen, with some economists predicting no change until the last three months of the year.

Week on week, the overall average two and five-year fixed rates rose to 5.93% and 5.51%.

Looking at remortgaging, this week the lowest two-year fix for customers with 40% equity comes from The Co-operative Bank, priced at 4.76%, which comes with a £1,999 fee and offers borrowers £250 in cashback and provides a free valuation and free legal fees incentive package. This is available to those who borrow a minimum of £750,000.

Those looking to fix for longer will find the lowest five-year fixed remortgage deal comes from NatWest this week, available to those with 40% equity. Priced at 4.32%, this deal carries a £1,495 fee and offers a free valuation and free legal fees incentive package.

Best buy alternatives

As a remortgage customer, it's possible you are looking to save on the upfront cost of any deal. You might also want a deal to cover a valuation or legal fees. A best buy mortgage could be the most cost-effective choice in this instance.

This week the top packages on a two-year fixed remortgage deal at 60% or 75% loan-to-value come from First Direct, priced at 4.83% and 4.98% respectively, both of which come with a free valuation and free legal fees incentive package and charge a £490 product fee. 

If you want to borrow more, then there is a best buy deal priced at 5.19% from Suffolk Building Society at 80% loan-to-value, which carries a free valuation and free legal fees incentive package and charges a £1,198 product fee.

A five-year fixed mortgage may be more appealing for you to guarantee your monthly repayments for longer.

Vernon Building Society has a deal priced at 4.49%, and charges a product fee of £999 but does not carry any incentives. If you are borrowing at 75% loan-to-value, then Cumberland Building Society has a best buy package priced at 4.58% for five years, which includes a free valuation and free legal fees incentive package and charges a £999 product fee.

Looking for some longer Money reads for your evening/commute/lunch break?

Here's four from the last few months you might like...

Should you offer kids cash rewards for good grades? The psychologist's view

As exam season gets under way, some parents are putting hundreds of pounds aside to reward their children if they achieve certain grades. 

While some parents lambasted the idea as "absolute potatoes", others told Sky News they saw their children's focus increase after offering up to £250 for the top results.

We also spoke to teachers and a psychologist...

What can I do if flexible working request declined?

Every Monday we put your financial dilemmas or consumer disputes to industry experts. A few weeks ago Sky News reader AJ2024 asked...

"While on maternity leave my employer rejected my flexible work request and told me to pick from four new shift patterns or take redundancy if they didn't suit me. All new shifts were full working hours. No support as a new mother and ruined my last few precious weeks. What are my rights?"

We got an employment lawyer to answer...

'£2,000 landed in my account' - The people who say they're manifesting riches

Money blogger Jess Sharp spoke to people who swear they've made money from manifestation - before finding herself meditating under a tree to see if she could get in on the action...

The world of dark tourism - what is it, is it ethical, and where can you go?

Interest in a phenomenon known as "dark tourism" has been steadily rising in recent years - but what is it?

To find out, we spoke with tourism academic  Dr Hayley Stainton  and renowned dark tourist and author Dr Peter Hohenhaus, who runs a  dark tourism website ...

Be the first to get Breaking News

Install the Sky News app for free