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Travel Insurance
Best Domestic Travel Insurance For Australians

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Our Pick Of The Best Domestic Travel Insurance For Australians

Published: Apr 4, 2024, 9:00am

Editorial note: Forbes Advisor Australia may earn revenue from this story in the manner disclosed here . Read our advice disclaimer here .

In Australia, domestic tourism accounts for a large proportion of the total visitor economy and—like many aspects of the economy—was severely affected by the Covid-19 pandemic.

However, in the two years since restrictions ended, spend on domestic travel has ramped up, and is expected to keep growing over the next four years, according to Tourism Research Australia (TRA)’s report, Tourism Forecasts for Australia 2023 to 2028 .

The report shows that a large proportion of Australians were quick to embrace domestic travel in 2022—the first year that domestic travel became possible for many of us, while certain international destinations remained out of reach. This demand has eased somewhat, but the TRA is positive in its outlook for domestic tourism.

As the report stated: “…The noticeable slowdown in domestic leisure travel in 2023 has led to a reassessment of the factors that had boosted demand in 2022. As a result, the forecast profile for domestic travel demand is generally softer than that presented last year. Nevertheless, domestic tourism spend (which is already above its pre-pandemic level) is forecast to continue to grow over the forecast period, as are domestic trip numbers.”

If you’re one of the many Australians looking to take a trip across our vast continent, you may want to consider taking out domestic travel insurance.

Many Australians don’t consider domestic travel insurance as a must-have because our medical system, in the form of Medicare or private health insurance, covers us across state borders. But there are other benefits to taking out domestic travel insurance that aren’t medical-related, such as trip cancellations, lost documents and luggage, and theft.

To find what domestic travel insurance would suit you and your trip, Forbes Advisor Australia has compared more than 20 of the most popular domestic travel policies, noting the key features of each. Below is a summary of our pick of the best, why we chose them and the pros and cons of each policy. We also explain how we reached our conclusions in the methodology section below.

Related: Why More Aussies Are Taking Out Domestic Travel Insurance

Note: The below list represents a selection of our top category picks, as chosen by Forbes Advisor Australia’s editors and journalists. The information provided is purely factual and is not intended to imply any recommendation, opinion, or advice about a financial product. Not every product or provider in the marketplace has been reviewed, and the list below is not intended to be exhaustive nor replace your own research or independent financial advice. For more information on how Forbes Advisor ranks and reviews products, including how we identified our top category picks, read the methodology selection below.

Our Pick Of The Best Domestic Travel Insurance

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Maximum Age Covered

No maximum age limit

Travel Delay Cover?

Up to $2000

$250 for delays six hours or more plus an additional $250 for each additional 24 hours up to a maximum total limit of $500

Allianz is a household name in Australia when it comes to insurance, and its domestic travel insurance policy is popular among travellers. Scoring four stars from more than 3000 customer reviews on Product Review, the Allianz Domestic Travel Insurance policy is clearly a winner for many Aussies.

With no maximum age limit and the ability to tailor the plan with cruise, snow or adventure cover if needed, the policy is pitched at a wide range of travellers and trip types. However, it’s worth noting there is no cover for missed connections nor any online discounts available.

Cancellation cover chosen by customer
No maximum age limit nor excess for higher ages
Cruise, snow and adventure cover can be added on
No cover for missed connections
Cancellation cover isn’t valid if involving death, injury or illness of a relative over 85

$250 for delays 6 hours or more plus an additional $250 for each additional 24 hours up to a maximum total limit of $500

The Bupa Domestic policy is underwritten by Allianz Australia Insurance, making it similar to Allianz’s domestic travel insurance policy. As with Allianz, there is no maximum age limit and travellers can add cover for cruise holidays, winter sports and higher-risk adventure sports. Lost luggage and personal effects are also covered up to $10,000 with sub-limits applying, however higher item limits can be included for valuables, such as engagement rings or expensive equipment.

There is no cover for missed connections, but travel delays are covered up to a total of $2,000, while cancellation cover tops out at $1,500 (and is not available to those aged 85 and over). Additionally, existing Bupa health members can receive a 15% discount on premiums. In terms of customer satisfaction, Bupa scored slightly lower than Allianz with 3.9 stars from 138 reviews on ProductReview.

15% discount for Bupa health members
Option to increase item limits for valuables
Maximum cancellation cover is only $1,500

$75 per completed 6 hours

The Australian Comprehensive Travel Insurance policy is Qantas’ domestic travel insurance offering, available to Australians of all ages. Cancellations are covered up to $5,000, and there is a provision to claim missed connections under additional travel expenses. There is also up to $600 cover for missed connections, with $75 allocated for every six hours of delay.

Cruises are covered within the policy at no extra cost, and snow sports cover can be added as an additional pack. While there are no online discounts available, Qantas frequent flyer members can earn points via the purchase of a policy.

Missed connections can be claimed
Qantas points available
Limited travel delay cover
Some poor customer reviews
No option to add adventure cover

however, those 80 years or older incur a $3000 excess.

$200 for delays 6 hours or more plus an additional $200 for each additional 24 hours

The 1Cover Travel Insurance is highly rated among its customers, receiving a score of 4.2 stars from 91 reviews of its domestic policy on ProductReview. Its domestic travel insurance offering reflects this rating, with no maximum age limit to take out the policy, $5 million in personal liability cover, and unlimited cancellation cover when circumstances occur that are out of the policyholder’s control.

Additionally, customers can choose to add-on additional packs for cruise holidays or snow sports, and both lost luggage and lost personal effects are covered with certain sub-limits applying dependent on the item. Unfortunately at the time of writing, there are no online discounts available for the policy.

Positive customer reviews
Good travel delay and cancellation cover
No increased item limits available for valuables
$3000 excess applicable for those aged over 80
No online discounts

however, older travellers cannot purchase snow/adventure packs

$200 for delays 6 hours or more, plus an additional $200 for each additional 24 hours

The Covid-19 pandemic lockdowns and restrictions demonstrated the importance of travel insurance, especially policies with adequate cancellation cover for when circumstances changed. In this vein, Fast Cover Domestic offers unlimited cancellation cover, along with up to $2,000 coverage for travel delays.

The policy is available for Australians up to age 89, however older travellers will not be able to purchase snow sport or adventure add-ons. There is no option to add cruise cover to the domestic policy; instead customers will need to choose cruise as the destination in order to be covered for the cruise portion of their trip.

Unlimited cancellation cover
Trip delays covered
Must be aged 69 and under to purchase snow pack
Adventure pack limited to those aged 74 and under.

delays must be more than 6 hours, with $250 per 24 hours

The domestic travel insurance policy offered by nib is available to Australians of all ages, with existing nib customers granted a 10% discount. Delays are covered if they are more than six hours long, and only up to the value of $500. Lost luggage is covered up to $4,000, and item limits can be increased if necessary to a total of $10,000.

Unfortunately, cruises are not covered within this plan, nor is there any option to add it as additional coverage. The same goes for adventure activities—however snow sports can be added at an additional premium.

Cancellation cover limit chosen by customer
Option to increase item limits
10% discount for nib customers
No cruise cover available
No other online discounts available
Low coverage amount for delays

Up to $1000

$50 per completed 12 hours

ING Travel Insurance Domestic Policy is available to Australians up to 100 years old. Along with $1000 of travel delay cover, cancellations are also covered up to $12,500 in the policy, however, missed connections are not.

Additionally, cruise cover cannot be added to this policy; instead, ING’s comprehensive policy must be purchased with cruise selected as the destination. Fortunately, there is a 15% online discount available when purchasing the insurance policy.

High age limit
$12,500 cancellation cover
15% online discount
Limited customer reviews
Low travel delay cover
No missed connections cover

99 years subject to acceptance criteria

The Cover-More Domestic policy is available for all ages up to 99 years, subject to acceptance criteria such as pre-existing medical conditions. Delays are covered up to $1000, missed connections are also covered up to the value of $2000, and the value of cancellation cover is chosen by the customer.

Luggage is covered up to $15,000, with item limits available to be increased up to certain amounts. There is no option for cruise cover on this policy, however, snow and adventure packs can be purchased in addition to the base policy. At the time of writing, there is also no online discounts available.

Missed connection cover
Lost luggage covered up to $15,000
Cancellation limit chosen by customer
Can’t add cruise cover
Cover for older travellers is subject to acceptance criteria

however, reduced limits apply for customers over 70

$300 for delays 6 hours or more, plus and an additional $300 for each additional 24 hours

Medibank offers a domestic travel insurance policy that includes unlimited cancellation cover, $2,000 in travel delay cover and $3,000 in missed connections cover, which a lot of other policies do not cover. There is also luggage cover up to $8,000 with certain item limits applying, however, these item limits can be increased for valuables although customers will be required to request a quote.

In order to add snow sport coverage to the policy, consumers will also have to ask for a quote from Medibank. Cruise cover cannot be added to the domestic policy; instead travellers embarking on a cruise holiday will need to purchase Medibank’s international travel insurance policy.

Discount for Medibank customers
Quotes required for certain coverage changes
No cruise cover option
Reduced limits on cancellation cover and other benefits may apply to travellers over 70 years

$250 per 24 hours

Scoring 4.1 stars from 23 customer reviews, the Travel Insurance Direct Domestic policy is well-liked by Australian customers, although it’s worth noting that the domestic policy option has only attracted a handful of reviews so should not be seen as a comprehensive assessment of customers’ experiences.

Cover is available to those aged up to 75 years at the time of purchase. The cancellation cover value is chosen by the customer, which includes a cancellation due to a family emergency, and missed connections are also covered up to $2,000. Unfortunately, there is no option to add cruise cover to the policy nor adventure activities, but there is an option to add snow cover.

Option for snow sports coverage
Positive reviews
No option for cruise cover
Age limit is 75 years
Low level of cover for travel delays

Forbes Advisor Australia took a methodical approach when comparing the best domestic travel insurance for Australians. An in-depth analysis of more than 20 different policies was conducted, with data being analysed from company websites, product disclosure statements, and customer reviews.

The key features examined of each policy included:

Who the policy was underwritten by, to ensure it is a reputable and trusted company;
Whether it covers you for personal liability, in case you unintentionally cause damage to someone or something;
If there is accidental death cover and, if so, what the maximum payout is;
If there is cover for family emergencies, and any criteria that must be met–such as maximum ages;
For those renting a car while travelling, if there is coverage for the excess for damaged or stolen rental cars;
Whether or not it covers you for travel delays, along with any sub-limits related to emergency accommodation or meal costs;
Whether or not it covers you for cancellations, the criteria for a cancellation and the maximum amount the policy will pay;
If there is any cover for missed connecting flights;
Whether there is lost luggage cover, or cover for stolen or damaged luggage;
The sub-categories of lost personal belongings that it may cover, including electronics or cash;
If you can increase the item limits cover that the policy offers for valuables such as jewellery or speciality gear;
The maximum age that the policy offers coverage for;
Any online discounts the insurance provider offers, or additional perks; and
The star ranking it has received from existing and previous customers via the leading independent opinion site, ProductReview. This metric was considered more reliable if the insurer had a large number of reviews; a smaller number of reviews were considered less reliable.

About Star Rankings You will note that we have included a star rating next to each product or provider. This rating was determined by the editorial team once all of the data points above were considered, and the pros and cons of each product attribute was reviewed. The star rating is solely the view of Forbes Advisor editorial staff. Commercial partners or advertisers have no bearing on the star rating or their inclusion on this list. Star ratings are only one factor to be considered, and Forbes Advisor encourages you to seek independent advice from an authorised financial adviser in relation to your own financial circumstances and investments before you decide to choose a particular financial product or service.

During the Covid-19 pandemic, states and territories all had different rules and requirements for domestic travel. This included mandatory quarantine, proof of vaccinations, border declarations, and government-enforced mask wearing or isolation requirements.

There are now no restrictions in place for domestic travel, meaning Australians are able to travel to different states and territories as they please.

Airlines have also loosened their restrictions, with mask wearing no longer enforced on planes, but rather encouraged.

Despite restrictions no longer being in place, Covid-19 is still active in communities. Considering that you or anyone you are travelling with could contract the virus and possibly be too ill to travel, it is worth determining if your domestic travel insurance would cover cancellations or flight changes due to Covid-19.

Related: Best Travel Insurance for Australians

As most Australians already have medical cover that is valid no matter where in Australia they are–whether via Medicare or private health insurance–there are still many other reasons to purchase domestic travel insurance that don’t relate to medical needs. Some of these factors may include:

Cancellations

Your domestic travel insurance policy can cover you if unforeseen events arise that cause you to have to cancel your trip. As Smarttraveller puts it, if you’ve already spent a lot on your holiday, it’s not too much extra to buy travel insurance to then be able to recoup potential losses.

It’s important to check your product disclosure statement (PDS) to understand what and what will not qualify as a reason for cancellation. For example, some policies may no longer cover you having to cancel due to contracting Covid-19, as it is no longer a requirement to isolate if you contract the virus.

Delays and Change of Plans

Similar to cancellations, domestic travel insurance can also cover you if you have to change your holiday plans or are subject to delays. For example, if you have to travel home early due to sickness or injury, your insurance policy may be able to cover the cost of the new flight.

Another example is if you are travelling for a concert or an event that is already pre-paid and you are subject to travel delays that cause you to miss the event. In this instance, your policy may reimburse you for lost costs.

Lost Belongings

Domestic travel insurance policies can also cover lost items, which is important if you are travelling with valuables. Many policies offer this cover in terms of three different categories: lost luggage, lost valuables, and lost cash. Additionally, the cover usually also extends to belongings that have been stolen or damaged.

There are often sub-limits applicable to certain items, such as electronics.

Car Hire Excess

If you are hiring a car for your travels, then domestic travel insurance is a smart choice of investment (if it offers car hire excess coverage). This is because if any damage occurs to the vehicle, your travel insurance policy will cover the cost of your excess up to a certain amount.

If you don’t have travel insurance with a car hire excess coverage, you would have to pay the car hire company’s full excess charge for any damage that occurs which is usually quite a costly charge or pay more at the vehicle car hire provider to reduce your excess to zero (if this is possible).

Personal Liability

A domestic travel insurance policy will usually provide cover up to a certain amount if you accidentally cause damage to a property or accidentally injure someone else. It’s worth noting that this cover is often included in comprehensive car insurance policies, so if you are travelling by road in your own vehicle and have a comprehensive car insurance policy, it may not be a necessary inclusion.

Cruise, Snow and Adventure Cover

If you are going on a specific type of trip, it’s important to make sure that your domestic travel insurance policy will cover the activities you intend to take part in. For example, if you are heading for a snow holiday, or on an ‘adventure’ trip such as a motorcycle tour, it’s important to make sure you are covered.

While these kinds of trips may not automatically be covered in a domestic travel insurance policy, they are often able to be covered upon purchasing an additional pack on top of the base policy such as “snow cover” or “adventure activities”. A brief note regarding cruise cover: even if you are cruising in Australian waters, you may not be covered by Australia’s Medicare system because the cruise company is not obligated to have a Medicare-registered GP on board, or you may cross into international waters. This is why cruise cover is especially important.

For seniors looking to travel domestically, travel insurance is advised. However, it’s important to note that many travel insurance providers and policies have maximum age limits. That being said, it’s important to make sure your policy will cover you and anyone in your travelling party for whatever age they are on the trip.

Some policies have a maximum age limit of only 69 years old, while others don’t have a maximum age at all. Additionally, some policies may enforce an additional excess for seniors depending on the destination or duration of your trip; others may stipulated that there are certain limitations on cancellation cover or other benefits for seniors.

While many policies cover accidental death, there may also be limitations placed on this cover depending on your age. Ultimately, there is no one-size-fits-all when it comes to domestic travel insurance for seniors (or travellers of any age, for that matter). That’s why it is essential to carefully read the PDS of your chosen policy to understand whether you and your travelling party will be covered, and any conditions or exemptions that you should be aware of that may affect your ability to make a claim.

You can read more in our pick of the Best Insurance Providers for Seniors .

The advice and information provided by ForbesAdvisor is general in nature and is not intended to replace independent financial advice. ForbesAdvisor encourages readers to seek expert advice in relation to their own financial decisions and investments.

Data research: Mia Dunn Fact checking: Johanna Leggatt, Anna Rey.

Can you get travel insurance for domestic travel?

Yes, domestic travel insurance policies are available from many travel insurance providers in Australia. These policies can cover you for a range of circumstances while travelling throughout the nation, including stolen valuables or car hire excess.

Am I able to travel domestically without a passport?

Yes, you are not required to have a passport in order to travel domestically. There are no passport checks when crossing state borders within the country, whether you are travelling by road, sea or air.

What is the best domestic travel insurance in Australia?

The ‘best’ domestic travel insurance policy available to Australians is subjective, considering Australian travellers will have different needs in terms of cover for their trip. For example, a 21-year-old going on a ski holiday in Victoria will want a policy that includes cover for snow sports, while an 80- year-old going to visit family in Western Australia will not.

Despite differing needs of travellers, Forbes Advisor Australia has analysed some of the most popular insurers on the market and compiled a list of our favourite providers, based solely on our editorial judgment. However, it’s important to note this list is not intended to be definitive and does not replace your own research as to the best domestic travel insurance for you.

Is travel insurance within Australia worth it?

Domestic travel insurance is certainly recommended by most travel experts as a form of protection against the myriad events that can go wrong when travelling: delays, illness, cancellations and theft of luggage or valuables. While you won’t need medical coverage while travelling domestically (as you are covered under Medicare), most travel insurers offer a type of domestic policy that is tailored specifically to local travellers and the most common mishaps, such as having to cancel a trip because you are ill or travel delays.

Can you buy domestic travel insurance?

Yes, and many of the travel insurers that offer comprehensive international trip coverage, will also offer a domestic policy that is specifically tailored to locals. This type of insurance is perfect for unforeseen events, such as luggage theft, travel delays or cancellations, personal liability, missed connections and car excess coverage.

The information provided by Forbes Advisor is general in nature and for educational purposes only. Any information provided does not consider the personal financial circumstances of readers, such as individual objectives, financial situation or needs. Forbes Advisor does not provide financial product advice and the information we provide is not intended to replace or be relied upon as independent financial advice. Your financial situation is unique and the products and services we review may not be right for your circumstances. Forbes Advisor encourages readers to seek independent expert advice from an authorised financial adviser in relation to their own financial circumstances and investments before making any financial decisions. We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals to buy or sell particular stocks or securities. Performance information may have changed since the time of publication. Past performance is not indicative of future results. Forbes Advisor provides an information service. It is not a product issuer or provider. In giving you information about financial or credit products, Forbes Advisor is not making any suggestion or recommendation to you about a particular product. It is important to check any product information directly with the provider. Consider the Product Disclosure Statement (PDS), Target Market Determination (TMD) and other applicable product documentation before making a decision to purchase, acquire, invest in or apply for a financial or credit product. Contact the product issuer directly for a copy of the PDS, TMD and other documentation. Forbes Advisor adheres to strict editorial integrity standards. To the best of our knowledge, all content is accurate as of the date posted, though offers contained herein may no longer be available. The opinions expressed are the author’s alone and have not been provided, approved or otherwise endorsed by our partners. For more information, read our Advice Disclaimer here .

Sophie Venz is an experienced editor and features reporter, and has previously worked in the small business and start-up reporting space. Previously the Associate Editor of SmartCompany, Sophie has worked closely with finance experts and columnists around Australia and internationally.

U.S. News takes an unbiased approach to our recommendations. When you use our links to buy products, we may earn a commission but that in no way affects our editorial independence.

The Best Travel Insurance for Australia in 2024

Travelex Insurance Services »

Allianz Travel Insurance »

Generali Global Assistance »

World Nomads Travel Insurance »

GeoBlue »

Why Trust Us

U.S. News evaluates ratings, data and scores of more than 50 travel insurance companies from comparison websites like TravelInsurance.com, Squaremouth and InsureMyTrip, plus renowned credit rating agency AM Best, in addition to reviews and recommendations from top travel industry sources and consumers to determine the Best Travel Insurance for Australia.

Table of Contents

Travelex Insurance Services
Allianz Travel Insurance

Most travelers heading "Down Under" need to make quite the trek, and that's especially true for those planning a trip to Australia from the United States. Flying from Los Angeles to Sydney takes around 15 hours, and even more travel time is required to get to Melbourne and other destinations that require a layover on the way.

Plenty can go wrong en route to Australia as well as once you get there, and the potential for financial losses can be great if you're not careful. Not only can traveling long distances increase the risk of travel delays, but you also face the risk of flight cancellations, baggage delays, lost baggage and missed connections.

These are just some of the reasons why it makes sense to have a robust travel insurance plan in place before you fly overseas for a vacation in Australia. While any reputable travel insurance provider can provide you with protection for emergency medical expenses, your bags, travel delays and other various travel mishaps, we curated this list of top travel insurance plans for a trip to Australia specifically.

Frequently Asked Questions

Travel to Australia requires a huge commitment in terms of travel time and cost, which is why you'll want to make sure you have coverage that can reimburse you if something goes wrong. If your flight is delayed or canceled , your bags are lost in transit, or a missed connection leaves you stuck in another country for several days, having travel insurance means you can get reimbursement for unexpected hotel stays, meals you have to pay for and various incidental expenses.

Having travel insurance for Australia that includes medical coverage is also crucial since coverage provided in U.S. health plans will not apply.

Some travel credit cards offer coverage for trip cancellations or interruptions, travel delays, and lost or delayed baggage. However, credit cards are a poor source for coverage that protects against emergency medical expenses. Most credit cards do not offer coverage for emergency medical expenses or emergency medical evacuation at all, and those that do (such as the Chase Sapphire Reserve ) have insufficient coverage limits.

Travelex Insurance Services: Best for Families
Allianz Travel Insurance: Best for Flexible Cancellations
Generali Global Assistance: Best for Medical Emergencies
World Nomads Travel Insurance: Best for Adventure Travel
GeoBlue: Best for Travel Health Insurance

Kids ages 17 and younger are covered automatically with Travel Select plan

Primary coverage with no deductibles

Lower limits for medical expenses than some providers

100% trip cancellation coverage worth up to $50,000
150% trip interruption coverage worth up to $75,000
Trip delay coverage worth up to $2,000 for delays of five hours or longer ($200 daily limit applies)
Missed connection coverage worth up to $750 for delays of three hours or longer
Up to $50,000 in protection for emergency medical expenses (dental sublimit of $500)
Up to $500,000 in coverage for emergency medical evacuation and repatriation of remains
Up to $1,000 in coverage for baggage and personal effects
Up to $200 in coverage for baggage delays of 12 hours or longer
Up to $200 in coverage for sporting equipment delays of 24 hours or longer
$25,000 in coverage for accidental death and dismemberment (AD&D)

SEE FULL REVIEW »

Optional CFAR coverage reimburses at 80%

Numerous plans to choose from

Lower coverage limits for medical expenses than some providers

Up to $100,000 per traveler in coverage for trip cancellations
Up to $150,000 per traveler in coverage for trip interruptions
Up to $500 per traveler in Trip Change Protector coverage
Up to $50,000 in emergency medical coverage per traveler
Up to $500,000 for emergency medical transportation per traveler
Up to $1,000 toward baggage loss or damage per traveler
Up to $300 per traveler in coverage for baggage delays of 12 hours or more
Up to $800 in protection for travel delays per traveler (daily limit of $200 applies)
$100 per insured person per day in SmartBenefits coverage for eligible delays
24-hour hotline assistance
Concierge services

Tailor medical coverage to your needs

Generous limits for emergency medical and medical evacuation coverage

Coverage for preexisting conditions only available with Premium plan

Optional CFAR coverage with Premium plan only reimburses at 60%

Trip cancellation coverage up to 100% of the trip cost
Trip interruption coverage up to 175% of the trip cost
Travel delay coverage up to $1,000 per traveler ($300 daily limit)
Up to $2,000 per person in baggage protection; $500 for delays
Up to $2,000 per person in coverage for sporting equipment; $500 for delays
Up to $1,000 per person in missed connection coverage
Up to $250,000 per person in coverage for emergency medical and dental procedures
Up to $1 million in coverage for emergency assistance and transportation ($10,000 limit for companion hospitality expenses)
Up to $25,000 per person in rental car coverage
Accidental death and dismemberment coverage

Coverage for more than 200 sports and activities

24-hour travel assistance services included

Low coverage limits within standard plans

No coverage for most preexisting conditions

Up to $10,000 in coverage for trip cancellations
Up to $100,000 in coverage for emergency medical expenses
Up to $500,000 in protection for emergency medical evacuation
Up to $3,000 in protection for damage or theft to your bags or gear

Offers travel health insurance for lengthy trips abroad

Deductibles can apply

Some plans require a primary U.S. health insurance plan

Up to $1,000,000 medical maximum per insured person
Up to $500,000 in coverage for emergency medical evacuation per trip
Up to $50,000 in coverage for accidental death and dismemberment
Up to $2,500 in coverage for emergency family travel arrangements
Up to $25,000 in medical coverage for hazardous activities like skiing and diving
Up to $500 per trip in lost baggage and personal effects coverage ($100 limit per bag)
Up to $1,000 per trip period in post-departure trip interruption transportation
Up to $50 per day in post-departure trip interruption quarantine coverage (in the case of COVID-19)
Up to $25,000 in protection for repatriation of remains

Why Trust U.S. News Travel

Holly Johnson is an award-winning writer who has been covering topics like family travel, cruises, all-inclusive resorts and travel insurance for well over a decade. Johnson has researched and purchased travel insurance plans for her own trips, and she has successfully filed claims and received reimbursement more than once over the years. Currently, Johnson uses an annual travel insurance policy from Allianz to cover her family's many trips overseas each year. Johnson also works alongside her husband, Greg – who sells travel insurance for trips all over the world – in their family media business. Johnson also co-owns the travel agency Travel Blue Book .