DBS Altitude Visa Signature Card

DBS Altitude Visa Signature Card

DBS Altitude Visa Signature Card

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Are you eligible?

  • Valid for New Cardmembers only. 
  • Enter the respective promo code stated in the T&Cs during the online application process.
  • Charge the minimum spend of S$3,000 within 60 days from card approval date.

What you need to know

  • Use promo code ALTV53 to earn up to 53,000 miles
  • Use promo code ALTVW43 to earn up to 43,000 miles with annual fee waiver
  • Earn up to 36,400 bonus miles with $3000 spend
  • Earn up to 6,600 miles with $3000 spend (based on 2.2 miles per S$1 spent on overseas spend)
  • Earn 10,000 miles with annual fee payment

Quick Facts

Get the maximum value by.

Using this card on travel spends where you can earn up to 4.3 miles per dollar.

Miles chasers, people who like to travel and young working adults.

Categories to maximise this card

Travel spend at selected online travel agencies like Agoda

What people use it for

Daily expenditure like dining, shopping and travelling to accumulate miles.

You want a fuss-free miles card that helps you accumulate miles while giving you the autonomy to redeem on your own terms with miles that don’t expire.

All Details

Key features.

Earn up to 4.3 miles per S$1 spend on hotel transactions at Agoda

Earn up to 2.2 miles per S$1 on overseas spend (made in foreign currency)

Earn up to 1.3 miles per S$1 on local spend

Earn Miles for Life! DBS Points earned do not expire.

Complimentary Digital Priority Pass™ membership

Enjoy first year annual fee waiver

Receive 10,000 bonus miles when you pay for your annual fee of S$196.20 (inclusive of GST)

Miles are awarded in the form of DBS Points which are awarded for every S$5 spent (1 DBS Point = 2 miles) on a per transaction basis

At MoneySmart, we strive to keep our information accurate and up to date. This information may be different from what you see when you visit a financial institution, service provider, or specific product site. MoneySmart shall not be liable to compensate the Customer should the information is not as updated as our Partner.

0% Instalment

Split your shopping bills, insurance and taxes with DBS Payment Plans.

Online Shopping

Enjoy exclusive shopping offers

Buffet Promotion

Enjoy exclusive dining offers

Air Miles Excellent

Petrol very good.

Enjoy 14% instant fuel savings at Esso

Overseas Spending Very Good

Enjoy exclusive destination deals

Annual Interest Rate and Fees

Minimum income requirements, card association, wireless payment, moneysmart promotions.

Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

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DBS Altitude Visa Signature Card review: Is this popular air miles card worth the hype?

DBS Altitude Visa Signature Card review: Is this popular air miles card worth the hype?

Yet another DBS credit card? You’ll want to pay attention to this one though. The DBS Altitude Card is one of the most popular air miles credit cards for fresh grads and young working adults. You earn air miles at a standard rate of $1 = 1.2 miles (local) and $1 = 2 miles (overseas), plus $1 = 3 miles (or more) on online flight and hotel bookings.

The minimum income criteria of $30,000 p.a. is easily within reach if you’ve just started working, while the fact that DBS points don’t expire means you can slowly and steadily accumulate your miles. You won’t have to make big splurges or questionable purchase in a rush to make the most out of your expiring miles.

Interested to find out if this air miles credit card is for you? Keep reading for our DBS Altitude Card review.

1. DBS Altitude Card: How does it work?

The DBS Altitude Card is a pretty straight forward card that lets you accumulate miles that never expire. Here’s a summary of the card’s earn rates:

Looking at the table above, the DBS Altitude Card may not give you the best earn rates on your everyday expenses.

It’s saving grace, however, is that you can use your DBS Altitude Card on pretty much most of your daily expenses including transport. The main exclusions to the local spending category that you need to take note of are as follows:

  • Bill payments & all transactions via AXS
  • Insurance payments
  • Hospital bills
  • Utility bills
  • Bank payments

However, don’t be too quick to shove the DBS Altitude Card aside. When it comes to travel bookings, it has some of the best bonus miles on the market. $1 = 2 miles on overseas spending is the ‘market rate’ for miles cards, so that’s nothing to shout about.

The true selling point of the DBS Altitude Card is the bonus $1 = 3 miles earn rate for online hotel and flight bookings.

On top of that, the DBS Altitude Card also offers a generous $1= 10 miles on hotel bookings on Kaligo and $1 = 6 miles on flight and hotel bookings on Expedia. Here’s the breakdown:

  • 3 miles per $1 online flight and accommodation booking + 7 bonus miles per $1 Kaligo booking = 6 miles per $1
  • 3 miles per $1 online flight and accommodation booking + 3 bonus miles per $1 Expedia booking = 10 miles per $1

To qualify, you’ll have to book via the Kaligo and Expedia links on the DBS website. If you were to book on the respective sites directly, you will unfortunately not earn the bonus miles. Before you enthusiastically make your travel purchases to earn the attractive bonus miles, we’d suggest you shop around first. Listen to your Ma, always do your homework!

2. DBS Altitude Card Miles Accelerator

You can further maximise the miles you earn on your DBS Altitude Card if you register for its miles accelerator programme. This will allow you to earn an additional mile on everything you spend, both local and overseas with a 2 per cent administrative charge on your expenses. Here’s a breakdown of the additional miles you would earn:

When you do the math, taking into account the additional fees you’ll be paying for the extra miles, you’ll be earning 50 miles per $1. You’ll definitely be getting the most miles for your dollar, if you ask us!

And of course, the bonus category spend cap of first $5,000 on online hotel and flight bookings also applies to the miles accelerator programme.

3. DBS Altitude Card Miles Conversion

Beginner miles collectors should note that each conversion to KrisFlyer miles or Asia miles will incur an administrative fee of $26.75 (inclusive of GST), so only convert after you’ve accumulated a significant amount of miles.

DBS also offers the KrisFlyer Auto Conversion Programme that will automatically convert your DBS points to KrisFlyer miles in blocks of 500 points at the start of each quarter (January, April, July, and October). Of course, the KrisFlyer Auto Conversion Programme comes at a cost. You’ll be charged an annual conversion fee of $42.80.

The KrisFlyer Auto Conversion Programme may sound great in theory because you won’t have to do the admin work. BUT, there’s a big but, converting your DBS Points to KrisFlyer miles would mean that the expiry will then be subjected to KrisFlyer’s expiry term of one year. If you don’t want your miles to expire, you have to retain them as DBS Points, converting them to air miles only when you are ready to make your flight booking.

4. DBS Altitude Card: Who is it for?

The DBS Altitude Card has a low minimum income requirement of $30,000 p.a., which makes it perfect for students and young working adults.

If you graduated not too long ago and have only just started working, you’re probably dying to start travelling now that the travel restrictions are mostly non-existent in most parts of the world. I mean, the whole reason you even go to work is so you can travel, right?

Although the everyday earn rates are average, the bonus earn rates on travel-related bookings make up for it. Put together, the DBS Altitude Card is a pretty solid entry level air miles card for young working adults who don’t have massive expenses.

5. DBS Altitude Card Promotion

Convinced that the DBS Altitude Card is worthy of your attention? With the ongoing DBS Altitude Card sign-up promotion, you can get 34,000 miles with promo code ALTVIS (min spend $4,000 in 60 days), until Sept 30, 2022. That’s only $0.12 per mile!

Alternatively, with the promo code ALTVISW, you can earn up to 24,000 miles with annual fee waiver.

Here are the steps to qualify:

  • You must be new to DBS credit cards (or have cancelled yours more than a year ago)
  • Apply online through DBS, using promo code ALTMEX or ALTVIS
  • Spend at least $4,000 in eligible transactions within 60 days of card approval
  • Promotion ends Sept 30, 2022

6. DBS Altitude Card Travel Privileges

The DBS Altitude Card is obviously one that incentivises travel. If you’re a globe trotter, there’s plenty of travel perks that the card can offer you. The following are some of the key travel and accommodation promotions you can enjoy as a DBS Altitude Card holder:

On top of the above, you also will be entitle to 2 free lounge visits each year at over 1,300 airport lounges across the globe under the complimentary Digital Priority Pass membership. Yes, you get to sip on champagne and nibble on cheese while you await boarding.

The DBS Altitude Card’s perks also extend to discounts on airport transport services, Visa concierge services for priority booking and assistance with planning your itinerary, and access to Visa Luxury Hotel Collections which guarantees you the best rate for your accommodation bookings. It’s a rather extensive list perks which you can view  here .

7. DBS Altitude Card Fees

The annual fee is waived for the first year. From the second year onwards, the annual fee will be automatically waived if you spend $25,000 within the card year.

But if you decide to renew and pay your annual fee, you get a renewal bonus of 10,000 miles. That’s less than 2 cents a mile, which isn’t a bad deal.

8. Alternatives to the DBS Altitude Card

The DBS Altitude card isn’t the only credit card for beginner air miles collectors. There are a couple of other notable mentions that we should cover as well:

American Express KrisFlyer Credit Card  — Another entry level credit card, but with poorer earn rates at 1.1 miles (local) and 2 miles (overseas in Jun & Dec) per dollar spent.

But if you have $2,000 or $5,000 of expenses coming up, there’s a great welcome bonus you can take advantage of. Plus, it’s terribly convenient – miles are credited straight into your KrisFlyer account with  no conversion fee .

dbs altitude travel promo

UOB PRVI Miles Card  — The UOB PRVI Miles Card has much better earn rates than the DBS Altitude, at $1 = 1.4 miles (local) and 2.4 miles (overseas), and it even has a similar travel booking promotion with $1 = 6 miles (Agoda, Expedia, UOB Travel).

The drawback is that miles expire within 2 years, so if you don’t spend all that much, you may find your points insufficient for that dream holiday at the end of the period.

dbs altitude travel promo

KrisFlyer UOB Card  –  The KrisFlyer UOB Card offers an attractive $1 = 3 miles on dining, online shopping, online travel, and transport categories IF you spend at least $500 on Singapore Airlines, Scoot, or KrisShop AND can wait 14 months before the miles appear on your account. If that’s easy peasy for you, the KrisFlyer UOB Card definitely a way for you to leverage on your spending to earn more miles.

Otherwise, consider sticking to the DBS Altitude Card.

Ready to start collecting miles with the DBS Altitude Card? Apply here:

dbs altitude travel promo

  This  article  was first published in  MoneySmart .

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Mainly Miles

Maximise your miles.

dbs altitude travel promo

DBS Altitude offering up to 21,000 miles sign-up bonus

Andrew

DBS is running a sign-up bonus offer for its popular Altitude credit cards, with new-to-bank customers eligible to earn up to 21,000 bonus miles when successfully applying and meeting a retail spend of S$4,000 in the first 60 days from approval.

Existing DBS cardholders can also benefit from a 10,000 miles bonus when signing up for the Altitude Amex card and making the same minimum spend.

In all cases, you can also pick up an additional 10,000 bonus miles, for a total of up to 31,000 miles in some cases, by voluntarily paying the card’s annual fee of S$192.60.

The deals are good for those applying by 31st January 2023.

Eligibility (new-to-bank)

To be eligible for the new-to-bank bonus for both DBS Altitude cards, you’ll need to meet the following criteria.

  • do not currently hold any principal DBS/POSB credit card; and
  • have not cancelled any DBS/POSB credit card(s) within the last 12 months

If you are a supplementary DBS/POSB cardholder, but not a primary cardholder on any such account, you will qualify as a new customer.

New customer sign-up bonuses

New-to-bank customers are eligible for the for the following two options when signing up for the DBS Altitude Amex card.

DBS Altitude Amex ( new customers )

dbs altitude travel promo

As you can see, you’ll need to apply promo code ALTMXW for the fee-free first year offer with 21,000 bonus miles for spending S$4,000, or ALTMEX for an additional 10,000 miles (31,000 miles in total), with payment of the S$192.60 fee.

A lower 12,000 miles bonus is available for new-to-bank customers applying for the DBS Altitude Visa card.

DBS Altitude Visa ( new customers )

dbs altitude travel promo

In this case, promo code ALTVISW will qualify you for the fee-free first year offer, accruing 12,000 bonus miles for spending S$4,000, while ALTVIS will net you an additional 10,000 miles (22,000 miles in total), with payment of the S$192.60 fee.

Existing customer sign-up bonus (Amex)

DBS is also offering existing cardholders who already have a DBS or POSB credit card as primary cardholder a 10,000 miles bonus when signing up for the DBS Amex card (but unfortunately there is no such offer for the Visa product).

DBS Altitude Amex ( existing customers )

For the existing cardholder offer, promo code ALTMXAW means no annual fee in the first year, with 10,000 bonus miles for spending S$4,000, or ALTMEXA for an additional 10,000 miles (20,000 miles in total), with payment of the S$192.60 fee.

Application process

In all cases, whichever card you choose under the new or existing customer offer, here’s how it works:

  • Apply online via DBS digibank or Myinfo with Singpass using the relevant promo code by 31st January 2023.
  • Have your card account approved by 14th February 2023.
  • Charge at least S$4,000 of eligible spend to the card within 60 days of your approval date.

The qualifying spend can be online or in-person and can be charged in SGD or foreign currency, or any mixture of these.

Spend exclusions

Your S$4,000+ of eligible spend to qualify for the bonus miles under this promotion does not include the usual DBS category exclusions for miles earning.

Here’s a list of excluded spend categories:

Primary exclusions here are for education, insurance, utility bill and government-related spend.

dbs altitude travel promo

However, do note that CardUp and ipaymy are counted as eligible spend for the bonus calculation, which could be a good way to reach the threshold with things like an education, rental, insurance or tax payment.

When are the bonus miles credited?

Unfortunately, not anytime soon!

Provided you fulfil the spend criteria, bonus miles totalling 12,000 (Visa), 21,000 (Amex) or 10,000 (Amex for existing cardholders) will be credited to your card account from 120 to 150 days after the date of card approval .

If you have opted to receive the annual fee bonus of 10,000 miles, it will be credited at the same time, at which point the annual fee itself of S$192.60 will also be charged to your card.

For example if your card is approved on 1st November 2022 :

  • You must meet the S$4,000+ spend criteria by 31st December 2022
  • Bonus miles will be awarded by 31st March 2023
  • The annual fee bonus (if applicable) will be awarded by 31st March 2023

Your card account must remain open and in good standing for the bonus miles to be credited.

Regular miles earning is in addition

The bonus miles outlined above are awarded in addition to the regular miles you will earn for making the S$4,000 minimum spend with the Altitude cards, at the following rates:

  • 1.2 miles  for every $1 spent locally (i.e. transacted in SGD), or
  • 2 miles  for every $1 spent overseas (i.e. transacted in foreign currency), or
  • 3 miles  for every $1 spent on online flight and hotel bookings (capped at S$5,000 per month)

Indeed DBS advertises this promotion with “up to 43k miles” , though that (rather cheekily and unrealistically) assumes all your S$4,000 spend is in the 3 mpd category!

dbs altitude travel promo

In reality, you’ll probably be meeting the S$4,000 spend requirement in local currency, meaning S$4,000 x 1.2 mpd of additional earning – equivalent to 4,800 additional miles . These will be credited to your account alongside each eligible transaction.

However, do remember these miles are quite irrelevant – you should be earning at least 1.2 mpd for this local spend anyway, and in some cases you may even be taking a hit by diverting spend away from 4 mpd cards to achieve the DBS Altitude spend threshold.

Which FFPs can you transfer into?

You can transfer DBS Points into Singapore Airlines KrisFlyer , Cathay Pacific  Asia Miles  and Qantas Frequent Flyer Points.

Transfer Partners

You can also transfer your DBS Points to Air Asia BIG Points , here 500 DBS Points will transfer into 1,500 BIG Points (a 3:1 ratio), though it won’t be much interest to our readers – BIG Points are worth only about $0.0034 each (0.34 cents), or about a fifth of the value of a KrisFlyer mile / Asia Mile.

Since Air Asia BIG Points is effectively a cashback programme, this is even worse value than cashing out your DBS Points for shopping vouchers!

For further details, check out our full review of the Altitude cards.

Terms and conditions

Here are the full terms and conditions applicable to these sign-up offers.

  DBS Altitude Amex / Visa Sign Up Promo (New Cardholders) T&C   DBS Altitude Amex Sign Up Promo (Existing Cardholders) T&C

Further details are available at the bonus promotion page .

S$300 cashback alternative

New primary DBS / POSB cardholders may wish to hold out for the bank’s regular S$300 cashback promotion for the Altitude cards, a flash deal which tends to come around every month or two.

This one typically only requires a minimum spend of S$500 in the first 30 days with first-year fee waiver, which this is much easier to achieve than spending S$4,000 for a 21,000 miles bonus for the Amex card.

For new customers interested in the Altitude Visa card, the S$300 cashback deal (once it comes around again) is almost certainly more worthwhile than the 12,000 bonus miles offer, again not to mention easier to achieve.

You’ll also wait a lot longer for the bonus to credit with these miles sign-up bonuses – between four and five months from card approval , while the S$300 cashback is usually much quicker, taking only 60 to 80 days.

DBS is offering new-to-bank applicants for its Altitude credit cards up to 21,000 bonus miles for spending S$4,000 in the first 60 days, with an additional 10,000 miles on offer if you wish to voluntarily pay the first year annual card fee.

Existing customers can also score a 10,000 miles bonus with a new Altitude Amex card.

If you’re new-to-bank, it may be worth holding off for the next S$300 cashback deal for DBS Altitude cards, which has similar or even better value than the miles bonus in some cases, and is typically easier to unlock with only S$500 spend.

(Cover Photo: Rae Galatas)

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Hi Andrew, do you know if purchase on points.com is counted towards qualifying spend for the purpose of sign-on bonus?

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DBS Altitude Card Review: Best Value-for-Money Miles Card?

dbs altitude travel promo

DBS Altitude Card Visa Signature

  • DBS Points never expire
  • Not locked into one frequent flyer program
  • Option to earn miles at accelerated rate for 2% fee
  • Up to 10 MPD on travel-related spending
  • No complimentary travel insurance
  • Cap of S$5,000/mo on flight and hotel bookings
  • Limited travel perks
  • Automatic fee waiver requires S$25k spend per year

Current Promotion

Considering it’s an entry-level card, the DBS Altitude Card has one of the best miles-per-dollar ratios we’ve seen for travel-related spending.

It doesn’t come with too many travel perks – just the standard two lounge visits per year and discounts off typical travel expenses – but it’s still a great go-to card for travel planning.

If this card piques your interest, read on to find out more about:

  • Eligibility requirements  
  • Fees and charges
  • MPD rates and other benefits
  • How the miles-per-dollar ratio (MPD) compares to others
  • Who would benefit the most

Eligibility Requirements

You can apply for either the Visa Signature or American Express card via the digibank app or DBS website. Just bear in mind that the Visa Signature card offers more benefits than the AMEX card at the moment.

There’s no option to provide a fixed deposit collateral in lieu of the income requirement, so be sure you can provide proof of income with either your CPF contribution history, payslips, bank statements, or Income Tax Notice of Assessment. DBS is integrated with Singpass MyInfo, so all the relevant info will be automatically retrieved when you apply.

Fees and Charges

Mpd rates and other benefits.

Here’s what you’ll get with the DBS Altitude Card:

1.2 MPD on Local Spending

Nothing spectacular, but also a fair rate versus other cards on the market.

Up to 10 MPD on Travel-Related Transactions

Currently, you’ll get:

  • 2 MPD on general overseas purchases
  • 3 MPD when you book flights and hotels online (capped at S$5,000 monthly)
  • 6 MPD if you book those flights and hotels via Expedia
  • 10 MPD if you book your hotel via Kaligo

All this makes it easy to rack up miles quick when you’re making your holiday preparations, though it’s a bit of a bummer that they cap the flight and hotel bookings at S$5,000 monthly. If you’re booking a long-haul trip with your whole family, it’s easy to go over that limit.

Extra 1 MPD on All Transactions with 2% Admin Fee

This is an option if you find yourself short of miles for your next trip. 

Once you register and pay the 2% admin fee, you’ll start earning an extra mile per dollar on all your spending for the next calendar month. That means 2.2 MPD on all local spend and up to 4 MPD on flight and hotel bookings.

You can opt out again whenever you’ve collected enough miles.

DBS Point Expiry & Redemption

Co-branded cards like the AMEX or UOB KrisFlyer deposit miles directly into your linked frequent flyer account. The DBS Altitude, however, uses a point system.

That means you’re not locked into a specific airline: you can convert your DBS Points into KrisFlyer miles, Asia Miles, Qantas Points, or AirAsia BIG Points. Your points will also never expire, which came as a relief to many dealing with the travel restrictions last year.

There’s an admin fee of S$25 per conversion, but some would prefer this over the risk of losing the miles.

Travel Privileges

Along with all the ways to accumulate miles, you’ll also get these travel perks:

  • Two free access passes to 1,300 lounges worldwide per year
  • Up to 60% off TravellerShield Plus
  • Visa-exclusive deals like free 24/7 access to the Visa Concierge as well as discounts on airport transfer services and Avis, to name a few

Renewal Bonus

If you renew the card and pay its annual fees, you’ll get 10,000 bonus miles. Sadly, this doesn’t apply if you call in for a fee waiver (or spend above S$25,000 per year for the automatic fee waiver).

How Do the MPD Rates Compare?

Here’s a quick breakdown of the DBS Altitude Card versus other entry-level miles cards:

Overall, the DBS Altitude Card is comparable to the Citi PremierMiles Card for overseas and travel-related spending. It’s just a matter of whether you prefer Agoda or Expedia – or perhaps if you’d prefer booking flights and hotels directly.

Pair this with the Maybank Horizon or UOB KrisFlyer Card and you’ve got the best MPD rates for both local and overseas spending. 

Who Would Benefit the Most From This Card

In all, we’d recommend this card for anyone not set on a specific airline (e.g. KrisFlyer) and who want excellent MPD rates for travel-related spending. Since DBS points never expire, it’s also a good option if you need more time to accumulate miles for travel.

Money Lobang

DBS Altitude Visa Signature Card

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Last updated on 2024-07-01

DBS Altitude Visa Signature Card Review

DBS points earned have no expiry date

Receive 10,000 bonus miles with payment of annual fees

Receive 36,400 bonus miles with min. spend

Lounge access with Priority Pass

Min. spend of $3,000 to qualify for signup for miles offer

Sponsored Links

Travel Insurance Promotion

NTUC Income

dbs altitude travel promo

Redmart Singapore

Dbs altitude card annual fees.

Eligibility : $30,000 p.a.

Annual Card Fee : $180 plus GST (Waived for first year)

Supplementary Cards : $90 plus GST

Your DBS points will never expire with the new DBS Altitude Card

Enjoy Visa Signature privileges with exclusive offers on hotels, travel, golf and shopping

DBS Altitude Butler Service is a phone call away anytime, from anywhere in the world

DBS Altitude Card Everyday Mileage Earn Rate

Earn 1.3 miles per $1 spent (or 3.25X DBS Points ) locally

The annual fee will automatically be waived if your annual spend is $25,000 and above. However, if it is less than that, you need to pay the annual fee of $192.60 but in return you will receive 5,000 DBS Points (equivalent to 10,000 miles )

DBS Altitude Card Travel Benefits

Earn up to 4.3 miles per $1 spent (or 10.75X DBS Points ) on participating airlines and hotels at Agoda (Until 30 Jun 2024)

Earn 2.2 miles per $1 spent (or 5.5X DBS Points ) overseas in foreign currency

DBS Altitude Card Airport Lounge Access Benefits

Priority Pass at 700 Airport Lounge Access that allows 2 complimentary visits within each 12-month period of Membership

DBS Altitude Card Petrol Stations Benefits

Up to 15.8% savings at Esso (14% onsite + Smiles Points worth up to 1.8% for 250 litres and above a month or 1.3% for below 250 litres) + 1.3 miles per $1 spend

Save 15% onsite + 1.3 miles per $1 spend on petrol at SPC

DBS Altitude Card Transport Benefits

Earn 1.3 miles per $1 spent (or 3.25X DBS Points ) on bus and train rides when you use your Visa contactless cards with SimplyGo

DBS Altitude Card Minimum Spend

No minimum spend required to enjoy card benefits (Excluding selected Travel privileges)

DBS Altitude Card Promotions

New DBS Altitude American Express / Visa Signature cardholders can receive 21,700 / 18,200 DBS Points (equivalent to 43,400 / 36,400 miles ) when you spend a min. of $3,000 within 60 days from card approval date. Key in promo code “ ALTAW50 / ALTVW43 ” in the online application form if you wish to take part in this promotion (Until 15 Jul 2024)

Applicants who wish to receive the Annual Fee Bonus of 5,000 DBS Points (equivalent to 10,000 miles ) need to key in promo code “ ALTAW60 / ALTVW53 ” in the online application form and the first-year annual fee will be charged to the card account. Cardholders will also automatically be enrolled in the spend promotion above ((Until 15 Jul 2024)

Click here to go to DBS website for more details

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dbs altitude travel promo

The DBS Altitude Card now earns 1.3/2.2 mpd on local/FCY spend, but loses the 3 mpd for online flight & hotel bookings. Win the battle, lose the war?

Last month, DBS teased some upcoming changes to the DBS Altitude Card  from August, in what would be the first major product update since March 2015.

Well, the cat’s now out of the bag, and unfortunately from where I sit this looks like a pretty bad nerf.

dbs altitude travel promo

While the DBS Altitude Card has increased its earn rates for local/FCY spend from 1.2/2 mpd to 1.3/2.2 mpd, it’s come at the cost of removing the 3 mpd rate for online flights & hotels completely. It all feels very “given chicken wing, take back whole chicken”.

If it’s any consolation, DBS has improved the sign-up offer, with new cardholders now enjoying up to 25,600 bonus miles with a minimum spend of S$2,000 (compared to 21,000 before). 

What’s even more confusing is that DBS doesn’t appear to be done yet. The website positions the 1.3/2.2 mpd rates as valid till 31 January 2024 , which means further changes are afoot. 

Inside the FAQs accompanying the change, DBS says “watch this space”….again!

Overview: DBS Altitude Card changes

From 1 August 2023 to 31 January 2024, DBS Altitude Cardholders will earn: 

  • 3.25 DBS Points per S$5 spent in local currency (1.3 mpd)
  • 5.5 DBS Points per S$5 spent in foreign currency (2.2 mpd)

As before, no minimum spend is required to enjoy these rates, nor is there any cap. 

Even though this is a slight boost from the previous rates of 1.2/2 mpd for local/FCY spend, the bonus rate of 3 mpd for online flights & hotel bookings has been removed . 

That stings, to say the least. While it’s true that you could earn a superior 4-6 mpd on flight and hotel bookings with the right cards, the DBS Altitude Card offered a fall-back solution for those who had bust their bonus caps. And with a relatively generous monthly cap of S$5,000, it could soak up a good amount of flight and hotel spending too.

The other key features of the card remain unchanged:

  • DBS Points earned on the Altitude card never expire
  • DBS Altitude AMEX and Visa cardholders receive 10,000 bonus miles (in the form of 5,000 DBS Points) for paying the S$194.40 annual fee
  • DBS Altitude AMEX and Visa cardholders earn 6 mpd on Expedia and 10 mpd on Kaligo till 31 March 2024 (with a further extension likely)
  • DBS Altitude Visa cardholders receive two free lounge visits each membership year via Priority Pass

With these changes, here’s how you calculate the points earned on the DBS Altitude Card, effective 1 August 2023:

Or if you prefer it in Excel vernacular:

Thanks to the revised earn rates, the minimum spend required to earn points on the DBS Altitude Card has been reduced from S$1.67 to S$1.54 (1.54/5*3.25=1; any transaction smaller than S$1.54 would be rounded down to 0 points).

It’s also worth pointing out that even though the headline earn rate has increased from 1.2 to 1.3 mpd, DBS’s rounding policy means you might not actually see a whole lot more miles, especially on smaller transactions. 

What happens after 31 January 2024?

Here’s the head scratcher: DBS is positioning these changes as “valid till 31 January 2024”, which implies that further changes are coming from 1 February 2024. 

Why do this as a two-step process? That’s the part I’m struggling to understand. Is DBS trying to hedge its bets here by waiting to see what customer response is? What the competitor response is? Is this the corporate equivalent of edging? 

Those questions are beyond my pay grade, but either way it means that cardholders are in limbo for a further six months. Whatever changes DBS ultimately has in mind, they’d better be worth this kind of teasing.

How does the DBS Altitude Card measure up?

These revised earn rates put the DBS Altitude above the Citi PremierMiles and StanChart Journey, and second only to the HSBC TravelOne Card and UOB PRVI Miles in terms of aggregate earn rates (I sum up the local and FCY earn rates as a quick-and-dirty way of determining the rankings).

However, make no mistake: the nerfing of bonuses for online flights and hotels is a big loss, since the DBS Altitude was one of the few general spending cards on the market to offer a bonus category.

If you’re looking to buy Singapore Airlines or Scoot tickets specifically and have already maxed out the 4-6 mpd opportunities with other cards, my advice would be to fall back on the KrisFlyer UOB Credit Card instead, which earns an uncapped 3 mpd.

DBS Altitude sign-up offers

The DBS Altitude Card has launched a new set of sign-up offers, which are valid for applications till 30 September 2023. 

Cardholders can earn up to 25,600 bonus miles , depending on which card they apply for, and whether they’re a new or existing DBS/POSB customer. On top of this, an additional 10,000 miles will be awarded if they choose to pay the first year’s S$194.40 annual fee.

To enjoy these bonuses, customers must enter a certain promo code at the point of application (see below for details). Make sure to do this; no code, no bonus!

dbs promo code box

There’s nothing stopping you from signing up for both the AMEX and Visa cards. However, you will only enjoy the new-to-bank bonus on the first card that’s approved, and therefore you should apply for the Visa fist, then the AMEX, should you go down this route.

DBS Altitude AMEX sign-up offer

New-to-bank customers.

New-to-bank customers who apply for a DBS Altitude AMEX by 30 September 2023 (with approval by 14 October 2023 ) and spend S$2,000 within 30 days of approval will receive 25,600 bonus miles , on top of 2,600 base miles (assuming the entire S$2,000 is spent locally at 1.3 mpd). 

If they pay the S$194.40 annual fee, they’ll receive an additional 10,000 miles. 

Customers who wish to pay the annual fee can apply with the promo code ALTMEX , while those who want a first year fee waiver can apply with the promo code ALTMEXW.

The T&Cs of this offer can be found here.

Existing customers

Existing customers who apply for a DBS Altitude AMEX by 30 September 2023  (with approval by 14 October 2023 ) and spend S$2,000 within 30 days of approval will receive 11,600 bonus miles , on top of the 2,600 base miles (assuming the entire S$2,000 is spent locally at 1.3 mpd). 

Customers who wish to pay the annual fee can apply with the promo code ALTMEXA , while those who want a first year fee waiver can apply with the promo code ALTMEXAW.

The T&Cs for this offer can be found here. 

DBS Altitude Visa sign-up offer

New-to-bank customers who apply for a DBS Altitude Visa by 30 September 2023  (with approval by 14 October 2023 ) and spend S$2,000 within 30 days of approval will receive 15,000 bonus miles , on top of the 2,600 base miles (assuming the entire S$2,000 is spent locally at 1.3 mpd). 

If they pay the S$194.40 annual fee, they’ll receive an additional 10,000 miles.

Customers who wish to pay the annual fee can apply with the promo code ALTVIS , while those who want a first year fee waiver can apply with the promo code ALTVISW.

The T&Cs of this offer can be found here.  

There is no offer for existing DBS customers who sign up for a DBS Altitude Visa card. 

What counts as qualifying spend?

Cardholders are required to spend S$2,000 within 30 days of approval.

Qualifying spend consists of local and foreign retail sales and recurring bill payments, excluding the following:

For avoidance of doubt, CardUp transactions will only count towards the minimum spend if they are made in respect of rental payments (though all CardUp transactions are still eligible for base miles with DBS cards).

When will the bonus miles be credited?

Miles from the payment of the S$194.40 annual fee will be credited once the annual fee is charged.

Bonus miles will be credited within 90-120 days from the date of card approval, assuming the minimum spend requirement has been met. 

What can you do with DBS Points? 

DBS Points earned on the DBS Altitude do not expire, and can be converted to any of the following frequent flyer programmes with a S$27 admin fee. 

DBS also offers automatic conversions to KrisFlyer for a 12-month period with a S$43.20 annual fee.

In my opinion, it’s only worth transferring miles to KrisFlyer or Asia Miles. AirAsia BIG is more of a rebates program than a traditional frequent flyer scheme, and Qantas Frequent Flyer doesn’t have any real sweet spots for Singapore-based travellers (unless maybe you want to book a round-the-world trip, or domestic flights within Australia).

The DBS Altitude Card now offers 1.3/2.2 mpd on local/FCY spend, with the 3 mpd for online flight and hotel bookings sadly eliminated. DBS has attempted to cushion the blow by upsizing the sign-up bonus somewhat, but it’s cold comfort for existing cardholders who walk away worse off than before.

With 4-6 mpd opportunities so plentiful, I hardly use general spending cards these days. My main use case for the DBS Altitude was its 3 mpd for air tickets, when caps on other cards had been exhausted. With this no longer on offer, it’s off to the sock drawer- unless 1 February 2024 brings some truly valuable enhancements.

What do you make of the DBS Altitude Card’s changes?

  • credit cards

Aaron Wong

Similar Articles

Krisflyer uob credit card extends 25,000 miles sign-up offer, roundup: credit card sign-up bonuses (july 2024), 12 comments.

guest

Disappointing to be honest. Was dependable backup as u mention although still had to chase for the right number of DBS points.

Sock drawer for now I guess.

Keith

Confirm that those with existing Altitude Visa cards are not eligible for the Altitude Amex bonus offer

Johan

Any max amount that will earn 1.3 mpd?

Beans

Oh no… I just purchased a flight ticket on Jul 31st, does this mean I’ll only earn 1.3mpd for this?

Darren

Same here. Did a last min clearing of miles and booked yesterday. Suspect we will be on the new perks

Aaron Wong

needless to say, DBS is being a bit disingenuous here by not providing adequate notice of the changes. i’m sure they will say “well, we said on 1 july that the card is changing from 1 aug”, but i’m sure it goes against the spirit of ABS rules to say “changes are coming! what changes? we’ll tell you when it happens!”

Transformer

Still some use case for me as I don’t have any other cards with lounge access. Helps with WWMC rounding for conversions as well.

Freddy

I don’t use this card very often, but I’m quite happy with the change. The new foreign spending rate goes nicely with the power up your travel promo. 4.2 mpd is better than many other cards. A good option for foreign spendings in the next few months.

Mark

Given that all hotel and flight bookings are online, you can instead just use the DBS womans card and earn 4mpd. Although I suppose this is limited to $2k/month whereas the Altitude was $5k/month.

Well, it just removes any value of the Altitude card completely as far as I can see. Why would you use it for 1.3mpd when you can just use a standard UOB card and get 1.4mpd?

Try again DBS. You failed this time.

Michael

No good for me. I got this card just 2 months ago only because of the 3mpd flight bonus, and will now cancel it. I typically spend ~$4k per month on flight bookings, which will now go elsewhere. Just not sure where!

$2k to DBS womans (4mpd) and $2k to UOB Lady’s Card (6mpd for 2023) – make sure you select the travel category on the Lady’s Card.

Mily

I’m not really sure if I’m viewing it wrongly, but I still see the 3 mpd rate for online flights & hotels on their website?

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    The DBS Altitude Card now earns 1.3/2.2 mpd on local/FCY spend, but loses the 3 mpd for online flight & hotel bookings. Win the battle, lose the war? ... The new foreign spending rate goes nicely with the power up your travel promo. 4.2 mpd is better than many other cards. A good option for foreign spendings in the next few months. Reply.