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european travel medical card

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UK launches Global Health Insurance Card

New agreement ensures the rights of UK residents to access emergency and medically necessary care when travelling in the EU will continue.

european travel medical card

UK’s new Global Health Insurance Card ( GHIC ) launched as part of UK–EU deal

Global Health Insurance Card ( GHIC ) will gradually replace existing European Health Insurance Cards ( EHIC )

UK residents will now be able to apply for a UK Global Health Insurance Card ( GHIC ), the government announced today.

Under Britain’s new agreement with the EU, UK residents’ rights to emergency and medically necessary healthcare will continue when travelling in the EU. This includes medically necessary treatment for a pre-existing or chronic condition.

Current European Health Insurance Cards ( EHIC ) are valid as long as they are in date and people can continue to use these when travelling to the EU.

The public only need to apply for their new GHIC when their current EHIC expires. Both cards will offer equivalent protection for emergency and medically necessary healthcare needs when in the EU on a temporary stay, which includes holiday, study and business travel.

The new GHIC card is free to obtain from the official GHIC website . People should apply at least 2 weeks before they plan to travel to ensure their card arrives on time.

Minister for Health Edward Argar said:

Our deal with the EU ensures the right for our citizens to access necessary healthcare on their holidays and travels to countries in the EU will continue. The GHIC is a key element of the UK’s future relationship with the EU and will provide certainty and security for all UK residents.

Cover for emergency and medically necessary healthcare is part of a wider healthcare agreement struck with the EU that will see continued cooperation on healthcare for UK residents.

If a UK resident is travelling without a card, they are still entitled to necessary healthcare and should contact the NHS Business Services Authority ( NHS BSA ) (which covers the whole of the UK), who can arrange for payment should they require treatment when abroad.

EU member state EHICs will continue to be accepted by the NHS.

Alongside the deal with the EU, the UK is open to agreeing further reciprocal healthcare arrangements that can support UK residents when they travel.

The government always advises that anyone travelling overseas, whether to the EU or elsewhere in the world, should take out comprehensive travel insurance. 

Background information

All UK residents are eligible to apply for a GHIC which will be valid and recognised in the EU.

GHIC is free via the official website . Any sites which include a charging fee are in no way affiliated with the official NHSBSA GHIC service.

The government recognises sensitivities around flags in Northern Ireland. As such, residents in Northern Ireland will be provided with an option to choose an alternative version of the GHIC card, which they will be able to apply for shortly. Keep checking  www.nhs.uk/ GHIC  for updates.

Under existing Common Travel Area arrangements with Ireland, UK residents will continue to be able to access necessary healthcare in Ireland by showing proof of residency documentation (such as a UK driving licence, a biometric residence permit, or a Northern Irish medical card) or EHIC or GHIC as used elsewhere in the EU.

The GHIC covers medically necessary state-provided healthcare at a reduced cost or, in many cases, free of charge, until your planned return home.

A temporary stay is a period during which you are staying in a place other than the one where you usually live and you do not move your ‘centre of interest’ there. For example, this can include holiday, study and business travel.

Necessary healthcare means healthcare that becomes medically necessary during your stay and for which you cannot reasonably wait until you’re back in the UK to get. This includes medically necessary treatment for a pre-existing or chronic condition. Some treatments will need to be pre-arranged with the relevant healthcare provider in the country you’re visiting, for example kidney dialysis or chemotherapy.

Necessary healthcare does not include healthcare that you travel specifically to receive, although individuals who want to seek planned treatment in a member state may be covered under the broader healthcare arrangements with the EU. Read more information on planned treatments .

If a UK resident requires emergency or medically necessary treatment while in the EU, and doesn’t have a GHIC or EHIC , a Provisional Replacement Certificate ( PRC ) can be obtained which will provide the same coverage for healthcare as GHIC or EHIC . The PRC can only be requested at the point of requiring care; it’s not possible to request a PRC in advance of a trip. UK nationals can contact NHSBSA on +44 (0)191 218 1999 should a PRC be required.

UK nationals living in the EU, EEA and Switzerland and EU, EEA and Swiss nationals living in the UK, who are eligible under the Citizens’ Rights Agreement for reciprocal healthcare based on current EU regulations, can continue to apply for an EHIC .

The UK is seeking to conclude new, comprehensive agreements on social security coordination, including reciprocal healthcare, with the EEA EFTA States and with Switzerland.

Until a new agreement is in place, the UK and Norway will apply, on a temporary basis, an amended version of the 1991 Convention on Social Security and Protocol on Medical Treatment between the governments of the UK and Norway. This includes necessary healthcare.

The rest-of-the-world (RoW) countries we currently have reciprocal healthcare agreements with are Australia, New Zealand, some Crown Dependencies and overseas territories (such as Isle of Mann, Jersey, Gibraltar), and some Balkan states (Bosnia, Serbia, Montenegro, Kosovo). Different proofs of eligibility are required under these agreement. Read more travel advice information .

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European Health Insurance Card – EHIC

What is the european health insurance card.

European Health Insurance Card

Who Is Eligible and Where Can You Use It?

32 countries participate in the European Health Insurance Card program. That’s 28 member states of the European Union, 4 member states of the European Free Trade Association, and Switzerland.

You do not have to be an EU citizen to use the EHIC. If you are a legal resident and covered by European social security you are also covered by the EHIC in most countries. However, even if you successfully receive the EHIC as a legal resident expat, you cannot use it in Denmark, Iceland, Liechtenstein, Norway, and Switzerland.

The EHIC is applicable to all French overseas territories that are part of the European Economic Area (EEA), including Martinique, Guadeloupe, Reunion, and French Guiana. However, non-EEA dependent territories such as Jersey, the Isle of Man, Aruba, the Channel Islands, and French Polynesia are excluded

However, there are exceptions to every rule. There are agreements in place for the use of the EHIC in the Faroe Islands and Greenland, despite not being in the EEA.

Finally, the EHIC boasts coverage for all Europeans, all across Europe, but there is one notable exception. Croatians are not eligible to use the EHIC in Switzerland.

What Does the EHIC Cover?

The European Health Insurance Card provides coverage for necessary and unplanned care. Examples include breaking an arm, developing a chest infection, or needing care after a car accident. It also provides care in the event of an ongoing serious medical condition, like diabetes or asthma.

It’s important to look at what the EHIC does not cover. The EHIC does not cover non-urgent care. The intention of the EHIC is that European residents can continue with their business or personal travels without needing to return home for pressing medical care. As such, a complication from ongoing asthma would be covered. But being irritated by seasonal allergies can wait until your return. As well, a serious ankle sprain would be considered an urgent need but aching knees after a long day of sightseeing would not.

Planned treatments are also not covered. If you routinely get a dental check-up every August, you can’t receive it in the country you’re visiting just because it’s more convenient. You also can’t use the EHIC to ‘shop’ for specialists – ie visiting different countries just to use the services of their renowned specialists.

How Do You Apply for a European Health Insurance Card?

The best thing about the European Health Insurance Card is that it’s FREE! There are legitimately no costs associated with it whatsoever. However, some less than reputable firms have advertised their services as third-party administrative coordinators. For a big fee, they will take care of the application process on your behalf. While such services might be helpful when it comes to getting travel visas, they’re completely unnecessary for the EHIC.

Can I Apply Online for the EHIC?

Yes. An online application is available for the European Health Insurance Card. For both new applications as well as renewals, you can apply online using the official EHIC online application form. This is free of charge. There are no costs for your application although some private companies or agencies will charge a fee if you use their services. The EHIC is free – there are no costs for applying.

Apply Online for EHIC: Apply Online for the EHIC (EHIC.org.uk)

How Much Does the EHIC Cost?

The cards are provided free to legal residents of participating countries who are covered through public healthcare insurance. Each individual country is responsible for the distribution of the EHIC to its own citizens. For some lucky people, the EHIC comes automatically with their national health insurance card. However, for most people, you do have to apply for the EHIC . It’s usually a simple form. You must prove your identity, citizenship, address, and so on. You have to be part of your country’s social security system to be eligible. That means contributing to the economy through taxes or other deductions or being part of a group that has an exemption. Every family member needs to apply individually for their own card.

There are some interesting rules which govern EHIC use for Romanians. Romania is the only participating country where not all permanent residents are covered by health insurance. And those who are insured have to maintain that coverage for five years in order to apply for an EHIC. Rules regarding residency and insurance have typically discriminated against the Roma people of Romania. As such, many in this community have neither state healthcare coverage nor an EHIC.

European Health Insurance Card Renewal

How do you renew your European Health Insurance Card? European Health Insurance Cards are usually valid for five years but it’s up to each country to determine the validity period. You can start the EHIC renewal process up to 6 months before your card expires. Applying to renewal is even easier than your initial coverage application. In many countries, it’s a simple online procedure. You can learn more about the EHIC renewal process here .

Do You Still Need Other Kinds Of Insurance?

The European Health Insurance Card in no way replaces travel insurance . There’s a world of difference between the coverage provided by an EHIC versus a European travel insurance policy . The EHIC does nothing to help with lost luggage, medical evacuations, or protecting travel plans.

As well, the EHIC program only offers care through public medical facilities. You’re treated just like a citizen of the country you’re visiting. You will wait in their public hospitals and clinics just as they would. If you normally reside in a country with exceptional public health facilities standards but you’re traveling to a member country where the public system is more modest, private health insurance will enhance your comfort and privacy.

Related: Schengen Visa Insurance Advice and Travel Insurance Applications

Travel Insurance for US Citizens Abroad

How do you use the card.

If you need to see a doctor, show your European Health Insurance Card to the staff. In some countries, state healthcare is absolutely free – which means it’s free for all EHIC participants as well. Typically, however, you pay upfront and then reclaim the costs after the fact. How much you pay and what is reimbursable depends on each individual country’s healthcare policy.

Remember, the system focuses on being covered for the same things that a local resident would be covered for. If there are costs that aren’t included in the local healthcare system, such as prescription drugs, you won’t be reimbursed for them. If the country you’re visiting has a co-pay for doctor’s visits, you will have to pay for them. That cost is usually not reimbursable either.

Don’t forget to ask for receipts and any other paperwork which will help you complete your future claim. And don’t be surprised if you’re asked to produce photo identification along with the European Health Insurance Card itself. The cards don’t have photos on them and thus your identity might be confirmed by other means.

For long term foreigners living in Europe, here are a few suggested articles on health insurance:

  • German Health Insurance for Expats in Germany
  • French Medical Insurance for Internationals Living in France
  • Italian Health Insurance for Foreigners
  • UK Health Insurance Plans for Expatriates and Internationals

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Where you can use your card

There are 2 types of cards available for healthcare cover when you’re travelling abroad. You can apply for either: 

  • a UK Global Health Insurance Card (GHIC)
  • a UK European Health Insurance Card (EHIC)

These both provide the same cover, but the countries they are valid in can change.

If you need temporary cover for emergency treatment abroad and do not have one of these cards, you can apply for a Provisional Replacement Certificate (PRC) . A PRC gives you the same cover as a UK GHIC or UK EHIC would entitle you to, but you cannot apply for this in advance.

The following French Overseas Territories also accept UK GHICs and UK EHICs:

  • French Guiana
  • Saint-Martin

For more information on what is covered in the country you're visiting, check the guidance on the GOV.UK website . 

A UK EHIC or UK GHIC is not a substitute for travel insurance. It may not cover all health costs and never covers repatriation costs. Make sure you have travel insurance as well as a UK EHIC or UK GHIC.

Which countries are in the EU

The EU countries are:

  • Republic of Cyprus
  • Czech Republic
  • Netherlands

Using your card in Switzerland

You can only use your card in Switzerland if you're a:

  • UK national
  • Swiss national
  • citizen of an EU country
  • stateless person
  • family member, dependant, or survivor of someone who holds one of these nationalities or statuses

You may be asked for proof of your nationality or your status when using your card in Switzerland.

Information for overseas students

If you’re a student studying in the EU or Switzerland:

  • both a UK GHIC and a new UK EHIC will cover you for necessary state-provided healthcare within the EU and Switzerland, including your country of study
  • you will not be able to use either card for treatment in Iceland, Liechtenstein, or Norway

If you’re a student studying in Iceland, Liechtenstein, or Norway:

  • a new UK EHIC will cover you for necessary state-provided healthcare in your country of study and when visiting EU countries or Switzerland
  • a UK GHIC will cover you for necessary state-provided healthcare when visiting the EU or Switzerland - you will not be able to use your card for treatment in your country of study

If you’re a national of a European Economic Area (EEA) country and lived in the UK before 31 December 2020, a UK EHIC will cover necessary state-funded healthcare in all EEA countries.

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What is a European Health Insurance Card (EHIC) and how can I apply for one?

With the European Health Insurance Card (EHIC) you can receive essential medical care if you become ill while on holiday in Europe.

The EHIC only entitles you to essential medical care during a temporary stay abroad. This does not include:

  • planned medical treatment abroad
  • treatment in a private clinic abroad
  • medical treatment on a cruise ship
  • repatriation

Countries where the EHIC is valid

The EHIC is valid in member states of the European Union (EU), Iceland, Liechtenstein, Norway, Switzerland and the United Kingdom.

How the EHIC works

If you receive medical care abroad, the foreign healthcare provider (e.g. a hospital) will ask to be reimbursed for the costs from your health insurer. On the basis of your policy and your excess, your insurer will determine what costs are covered and what you have to pay yourself.

Applying for an EHIC

You live and work or study in the netherlands.

If you live and work or study in the Netherlands and you have Dutch health insurance, the back of your insurance card will usually be an EHIC. If that is not the case, apply for an EHIC from your Dutch health insurer.

You live abroad and work in the Netherlands

If you live abroad and work in the Netherlands, apply for an EHIC for yourself from your Dutch health insurer.

For family members insured on your plan you can apply for an EHIC from the CAK .

You live abroad and receive a Dutch pension or benefit

If you live abroad and receive a Dutch pension or benefit and you are registered with the CAK, you can apply for an EHIC from the CAK for yourself and for the family members insured on your plan.

Once you have applied you will receive your EHIC by post within 3 weeks.

Read more about the EHIC on the European Commission website

If you have any questions, please do not hesitate to contact us .

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  • European and Global Health Insurance Cards

If you're travelling to an EU country from the UK, make sure you take a Global Health Insurance Card (Ghic) with you or existing European health Insurance Card (Ehic), if it's still in date. You'll need them to access free healthcare during your stay, should you need it.

This guide looks at the cover these cards provide, how to apply for one, and what extra protection you may need on your EU travels. We'll also direct you to more information whether your circumstances mean you can still apply for a new Ehic, rather than the Ghic.

Posted: 23/1/2022 | By Amanda Duffy

Rocky and green coastline with people on sandy beach surrounded with blue waters and boats

What is the Ghic?

The UK Global Health Insurance Card (Ghic) replaced the European Health Insurance Card (Ehic, previously known as the E111) when the UK left the European Union.

Both cards grant UK nationals access to emergency and state healthcare in EU countries for free or at a reduced cost. The difference now is that, typically, UK residents can apply for a new Ghic and not for a new Ehic.

Should I replace my Ehic with a Ghic?

There’s no need to replace an existing Ehic that’s still in date with a new Ghic until it expires. They cover you for the same things and you can continue to use it in EU countries until its expiry date. But UK nationals applying for a new Ehic card will receive the Ghic instead in most cases.

What does an Ehic or Ghic cover and where?

If you fall ill or are injured on a temporary visit to an EU country, a valid Ghic or Ehic will entitle you to the same emergency or necessary state healthcare as its local citizens. This often means healthcare would be provided for free or at a much lower cost than they’d be without a valid card.

While the specifics of Ehic and Ghic coverage can differ by country, there are many broad similarities. You can find out what is covered by visiting the  EU’s website .

Ghic and Ehic are important but travel insurance may offer protection they can't.

What isn’t covered by ehic or ghic.

One of the biggest changes since the UK left the EU is that the Ghic and most Ehics no longer give UK nationals access to healthcare in Iceland, Liechtenstein, Norway or Switzerland as they did before. That’s unless you were already visiting one of them before 1 January 2021, in which case your existing Ehic is valid until you leave, if it’s still in date.

It’s important to get travel insurance with health cover in place for trips to these countries, and for any overseas travel.

Remember, Ehic and Ghic do not cover every eventuality. For instance, mountain rescue and medical repatriation are not provided for. They do not cover private treatment.

Can I still use my Ehic after 1 January 2021?

If your Ehic is still in date and you’re UK national living in the UK, you can continue to use it in any EU country until its expiry date. But you can no longer use it in Norway, Iceland, Liechtenstein and Switzerland, which aren’t part of the EU – except in the circumstances below.

Can I still apply for the Ehic?

UK nationals applying for a new or replacement Ehic on the NHS website will now receive the Ghic instead.

That said, the following can still apply for and continue to use a new Ehic in the EU, Norway, Iceland, Liechtenstein and Switzerland:

  • UK students studying in the EU (who can apply for a ‘student Ehic’)
  • UK state pensioners living in the EU (and their families)
  • EU nationals in the UK

There's more on this and the circumstances in which you may apply for a new Ehic on the NHS applying for healthcare cover abroad page . 

Is a Ghic or Ehic free? If not, how much do they cost?

Both the Ehic and Ghic are free. You can apply for a Ghic or Ehic on the NHS website . There’s no need to pay for an Ehic or Ghic, so avoid unofficial websites that ask for payment.

Applicants must be 16 or over and will need to create an account using the form. For those under 16, a parent or guardian will need to apply.

Can I renew my Ehic?

If your existing Ehic is due to expire, or you need to replace a lost or stolen Ehic, you’ll need to apply for a new Ghic .

What happens if my Ehic or Ghic is lost or stolen while I’m abroad?

If you lose your Ehic or Ghic while you’re away, you’ll need to apply for a Provisional Replacement Certificate online or by calling +44 (0)191 218 1999 from Monday to Friday, 8am to 5pm.

Do I need a Ghic or Ehic card?

If you’re a UK national, resident in the UK and travelling to any EU country it’s important you take a valid Ghic, or an existing Ehic that’s still in date, along with you. Anyone travelling with you should take one too. Present the card if you need to use that country’s emergency or state medical care services. It should cost you no more than it costs local citizens. In some countries that may mean it’s free.

Is a Ghic better than the Ehic?

For UK nationals there’s no real difference between the Ghic and the Ehic. They both provide the same access to healthcare in EU countries, though that cover may vary by country. Neither now provides this cover in Iceland, Liechtenstein, Norway or Switzerland, which used to accept the Ehic.

What are the alternatives to Ehic and Ghic?

A common question relating to these card is “If I have an Ehic or Ghic, do I need travel insurance?".

Having good travel insurance that includes medical cover before you travel is important, as not all situations or requirements may be covered by Ehic or Ghic. Rather than being an alternative to the card, think of the insurance as a complement to it.

Your health travel insurance should cover all of your potential medical needs, particularly if you have   existing medical conditions . When buying your travel cover, answer all questions honestly and with as much detail as required, as failure to do so may result in any claims being rejected or not covering everything you have claimed for. 

You should also make sure your policy provides adequate cover for Covid-19 related disruptions .

There are many reasons beyond health cover to buy travel insurance, for instance cancellation and curtailment; loss, damage to or theft of belongings; and other unforeseen eventualities. If you buy your travel insurance at the same time you book your trip, you may be covered from that point onwards. If, for instance, your trip is cancelled before you leave or extenuating circumstances prevent you from going, you may be able to claim. Terms and conditions will apply.

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Using the EHIC and GHIC in Europe

Article contents.

Profile picture for user Carys Frampton

Carys Frampton

21 March 2023 | Updated 18 April 2024 | 4 minute read

You need to make sure you can access medical care when travelling around Europe – that’s where a Global Health Insurance Card (GHIC) or your old European Health Insurance Card (EHIC) helps.

Below, we discuss what an EHIC/GHIC is, why you need it and how to get it. 

What’s the GHIC?

You require a GHIC if you need medical treatment or assistance when on a trip to Europe . 

It serves as proof that you’re a UK resident eligible for treatment in a European facility that’s in a reciprocal health agreement with the UK.

It officially replaced the EHIC when we left the EU, although you can still use your old EHIC if it hasn’t expired yet.

What’s the EHIC?

The EHIC was first introduced in 2004, replacing the old E111 system for tourists. It’s a free card for residents in the European Economic Area (EEA) (except Iceland, Liechtenstein, Norway and Switzerland, where the EHIC hasn’t been valid since 2020).

Where is the GHIC/EHIC valid?

The GHIC and EHIC are valid in medical facilities located in the following countries: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, and the UK.

Why do I need an EHIC/GHIC?

Owning an EHIC or the new GHIC means you can receive medical treatment at an approved facility when you're abroad in one of these European countries. 

The card tells foreign medical professionals about your identity and medical history. It also reduces the cost of medical expenses or makes them free of charge, depending on the country and facility.

How do I get a GHIC?

You can apply for a GHIC through the NHS website . The GHIC is free, so you should avoid any websites that ask for payment.

It’ll take 10 days for your card to arrive in the post.

How do I know if my EHIC/GHIC is expired? 

Your EHIC card will have an expiry date on the bottom right-hand side. When your EHIC expires, you must apply for a GHIC.

Your GHIC card will also have an expiry date clearly marked. It's valid for five years; after that date, you'll need to renew it. 

Can I use the GHIC for private medical treatment at home or abroad?

You can’t use the GHIC or old EHIC for private medical treatment in the UK or abroad and you're not permitted to use them for any planned medical treatment abroad, such as giving birth. 

Also, you're not permitted to use the card if you are relocating to work or study in the EEA or Switzerland.

Do I still need travel insurance?

Having the GHIC or old EHIC isn't a replacement for travel insurance.

You should still buy a policy to make sure you're covered in the event of emergency and non-emergency medical treatment, and for other incidents like theft of belongings or cancellations.

The GHIC or EHIC works as a faster ticket to effective and safe treatment and reduces its cost. 

If you require medical treatment when travelling on the continent, whether for a new or pre-existing medical condition , we advise that you seek out a facility that accepts the GHIC or EHIC. 

If you don't get treatment from one of these facilities, you'll have to pay excess on medical costs abroad.

If you're a UK resident and are planning a trip, make sure you have a valid GHIC or EHIC as well as a  comprehensive travel insurance policy and European cover .  

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The Guide to Travel Insurance for Trips to Europe

Carissa Rawson

After spending seven years in the U.S. Air Force as an Arabic linguist, Carissa is now a freelance writer using points and miles to fund a four-year (and counting!) adventure. She previously worked as a reporter for The Points Guy. Her writing has since been featured in numerous publications, including Forbes, Business Insider, and The Balance. When she's not flying, you'll usually find her in a Priority Pass lounge somewhere, sipping tea and cursing slow Wi-Fi.

european travel medical card

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Table of Contents

How travel insurance works

How to choose between travel insurance companies, best plans for health insurance while traveling in europe, other tips for travel and medical insurance in europe, which credit cards offer europe travel insurance, travel insurance for europe recapped.

Traveling abroad can be an exhilarating adventure, especially when you’re heading to Europe. Whether you’re in the mood for an eclair or want to take in the Colosseum, making your way over to Europe involves a lot of moving parts.

That’s why travel insurance can be so beneficial. With protections such as trip delay reimbursement and coverage for lost luggage, travel insurance can help make sure your trip stays smooth.

What’s more, several plans include travel health insurance in Europe, so you can worry less about whether that hike through the Alps is a good idea.

Let’s take a look at travel insurance in Europe as well as other coverage options for your vacations.

Because a lot of thought, money and effort go into planning and taking a vacation, protecting your investments (and yourself) with travel insurance can make the difference between an enjoyable memory and a disastrous anecdote you tell at mealtimes.

Travel insurance can cover a variety of things, including:

Accidental death insurance .

Baggage delay and lost luggage insurance .

Cancel for Any Reason insurance .

Emergency evacuation insurance .

Medical insurance .

Rental car insurance .

Trip cancellation insurance .

Trip delay insurance .

Trip interruption insurance .

Trip cancellation, trip delay, trip interruption and lost luggage insurance are all sources of protection when you travel, especially on airlines. These can reimburse you for nonrefundable expenses you miss out on due to covered delays, and may pay you back for costs you end up incurring (including lodging, meals, toiletries and clothing).

Although it’s possible to get standard health insurance for trips abroad, it’s much more common to get coverage for emergency care, which includes protections for unexpected injuries and illnesses.

Health insurance for European travel is usually included with a standard travel insurance policy, but there are plan limits and there may be deductibles.

It’s also possible to purchase medical-only travel insurance from certain providers if you aren’t interested in other trip protections.

» Learn more: How to find the best travel insurance

Before you start shopping for travel and medical insurance in Europe, evaluate the level of coverage you need based on your age, health, trip duration, destination and planned activities (some adventure sports aren't always covered). Compare plans from different providers, paying attention to coverage, benefits and prices.

Here's a short list of factors to consider:

The cost of the policy. 

The limits of the plan.

Whether there are deductibles.

Whether the benefits are primary or secondary.

Where you’re going. 

How long your trip is.

Whether you already have insurance that’ll cover you.  

The types of activities you’ll be doing. 

An insurance aggregator like InsureMyTrip or Squaremouth (a NerdWallet partner) can streamline your shopping experience. Be sure to also read reviews and ratings of individual travel insurance companies to get an idea of customer service and claim resolution processes.

» Learn more: The best travel insurance companies

To figure out the best plans for travel and health insurance in Europe, we generated quotes from multiple travel insurance companies using a test scenario. For this example, we used a 37-year-old Nevada resident traveling to Germany for 11 days with a $4,000 trip cost. Here are the winners.

GeoBlue’s Voyager Choice medical insurance for European travel sits head and shoulders above the rest for cost, at only $28.16.

That said, there's a reason it is so affordable. This plan offers coverage only for medical emergencies and lacks other trip protections. It is a good option if you want to supplement existing travel coverage (say via your credit card ) with more medical coverage.

$1 million in medical coverage.

$0 deductible.

Offers direct billing.

No trip protections.

Pre-existing condition coverage requires that you have domestic health insurance.

Can only purchase plans up to six months in advance of your trip. 

» Learn more: Read our full GeoBlue travel insurance review

IMG’s iTravelInsured Travel SE’s comprehensive plan includes both trip protections and health insurance for Europe travel and rings in at just $135.36.

At this price point, it provides excellent primary coverage for medical insurance, offers rental car insurance and includes superior trip interruption reimbursement.

$250,000 in medical coverage.

$40,000 in rental car insurance. 

Pre-existing conditions covered. 

Travel delay reimbursement kicks in after 12 hours. 

Baggage loss is capped at $250 per item and $1,500 total.

More expensive than other options. 

» Learn more: Read our full review of IMG travel insurance

3. Detour Insurance

The Detour Insurance @The Edge insurance plan is aptly named. Costing $86.90, the plan offers a unique inclusion for the costs of search and rescue, which can provide peace of mind if you're participating in backcountry adventures.

$1 million limit for medical evacuation. 

Coverage can be extended. 

$10,000 for search and rescue. 

No rental car insurance. 

Pre-existing conditions not covered. 

$50,000 limit for 24-hour accidental death and dismemberment (AD&D) coverage. 

» Learn more: Is Cancel For Any Reason travel insurance worth it?

4. Trawick International

Trawick International’s Safe Travels Protect plan includes primary medical coverage as well as a wide range of trip protections. At $100.03, it even covers cancellations for medical reasons.

$25,000 in emergency medical coverage.

100% for both trip cancellation and trip interruption. 

Medical quarantine coverage included. 

$100 medical deductible.

$500 lost luggage limit (not a great fit if you are packing several valuables).

Doesn’t cover pre-existing conditions. 

» Learn more: Read our full Trawick International review

Do you have a travel credit card ? Many of these cards offer complimentary travel insurance as a part of their benefits. 

The plan you select may offer secondary coverage, but this matters only if you have existing insurance. In its absence, secondary coverage becomes primary. 

Look at your existing health insurance policy. Some plans will provide emergency coverage for you when traveling internationally. 

If you’re planning on heading for the Dolomites or other European mountains for winter sports, be sure that your travel insurance covers adventure activities; not all do. Travel insurance can rescue a ski or snowboard trip , but read the fine print to see what exclusions apply before you purchase a policy. 

» Learn more: 5 tips before buying Schengen visa travel insurance

If you’re looking for insurance when traveling to Europe, you may already have it without knowing. Many travel credit cards offer complimentary travel insurance.

Available types of insurance can include rental car insurance, emergency medical insurance, trip cancellation reimbursement, lost luggage protection and trip delay insurance.

Here are some of the best credit cards for travel insurance:

Chase Sapphire Preferred Credit Card

on Chase's website

Chase Sapphire Reserve Credit Card

on American Express' website

Capital One Venture X Rewards Credit Card

• Trip delay: Up to $500 per ticket for delays more than 12 hours.

• Trip cancellation: Up to $10,000 per person and $20,000 per trip. Maximum benefit of $40,000 per 12-month period.

• Trip interruption: Up to $10,000 per person and $20,000 per trip. Maximum benefit of $40,000 per 12-month period.

• Baggage delay: Up to $100 per day for five days.

• Lost luggage: Up to $3,000 per passenger.

• Trip delay: Up to $500 per ticket for delays more than 6 hours.

• Trip delay: Up to $500 per trip for delays more than 6 hours.

• Trip cancellation: Up to $10,000 per trip. Maximum benefit of $20,000 per 12-month period.

• Trip interruption: Up to $10,000 per trip. Maximum benefit of $20,000 per 12-month period.

Terms apply.

• Trip delay: Up to $500 per passenger for delays more than 6 hours.

• Trip cancellation: Up to $2,000 per person for nonrefundable airline, bus, train or ferry tikets.

• Trip interruption: Up to $2,000 per person for nonrefundable airline, bus, train or ferry tikets.

• Lost or damaged luggage : Up to $3,000 per passenger.

» Learn more: How to choose a credit card for Europe travel

Staying safe is important during your trip to Europe. Health insurance for travel can make a difference, especially if you’re planning on doing anything adventurous. The same can be said for other trip protections, which reimburse you for covered expenses that you incur.

Insurance Benefit: Trip Delay Insurance

Up to $500 per Covered Trip that is delayed for more than 6 hours; and 2 claims per Eligible Card per 12 consecutive month period.

Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.

Please visit americanexpress.com/benefitsguide for more details.

Underwritten by New Hampshire Insurance Company, an AIG Company.

Insurance Benefit: Trip Cancellation and Interruption Insurance

The maximum benefit amount for Trip Cancellation and Interruption Insurance is $10,000 per Covered Trip and $20,000 per Eligible Card per 12 consecutive month period.

Insurance Benefit: Baggage Insurance Plan

Baggage Insurance Plan coverage can be in effect for Covered Persons for eligible lost, damaged, or stolen Baggage during their travel on a Common Carrier Vehicle (e.g., plane, train, ship, or bus) when the Entire Fare for a ticket for the trip (one-way or round-trip) is charged to an Eligible Card. Coverage can be provided for up to $2,000 for checked Baggage and up to a combined maximum of $3,000 for checked and carry-on Baggage, in excess of coverage provided by the Common Carrier. The coverage is also subject to a $3,000 aggregate limit per Covered Trip. For New York State residents, there is a $2,000 per bag/suitcase limit for each Covered Person with a $10,000 aggregate maximum for all Covered Persons per Covered Trip.

Underwritten by AMEX Assurance Company.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are some of the best travel credit cards of 2024 :

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

1x-10x Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

Chase Southwest Rapid Rewards® Plus Credit Card

1x-2x Earn 2X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services, and select streaming. Earn 1X points on all other purchases.

85,000 Earn 85,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening.

european travel medical card

NHS Business Services Authority

EHIC expiring soon? Apply for your UK GHIC now

The UK Global Health Insurance Card (GHIC) replaced the European Health Insurance Card (EHIC) following the UK’s exit from the EU.

More than 600,000 EHICs will expire between now and the end of 2022.

You can continue to use your EHIC until its expiry date. However, if your EHIC expires in the next six months, apply for your UK GHIC now and have it ready for your next holiday.

Whilst the government advises that you should always get travel insurance too, it’s worth having a UK GHIC. You can use your card to access medically necessary state-provided healthcare during your trip. Medically necessary healthcare includes things like:

  • emergency treatment and visits to A&E
  • treatment for a long-term or pre-existing medical condition
  • routine medical care for pre-existing conditions that need monitoring
  • routine maternity care, as long as you're not  going abroad to give birth
  • oxygen therapy and kidney dialysis

You can use your UK GHIC, and your existing EHIC if it’s still in date, while visiting:

  • a European Union (EU) country
  • Switzerland

A UK GHIC may also become valid in more countries in the future so make sure you check www.nhs.uk/ghic before you travel.

Remember that the card may not cover all healthcare costs and you may have to pay for some services that you would get free on the NHS at home. Cards never cover repatriation costs.

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How do I access healthcare abroad if I do not have my card?

If you travel without your existing UK Global Health Insurance Card (UK GHIC) or UK European Health Insurance Card (UK EHIC) and need treatment during your visit, you can apply for a Provisional Replacement Certificate (PRC).

You can only apply for a PRC if the need for treatment occurs during your visit. You can’t get a PRC in advance. 

The PRC will give you the same cover as an EHIC, UK GHIC or UK EHIC until you return home. 

You can apply for a PRC online or by contacting our helpdesk .

When applying for a PRC, you'll need to give:

  • your National Insurance number, if you know this
  • your address
  • your date of birth
  • the name of the treatment facility
  • your treatment end date
  • the email address for the hospital, clinic or treatment facility
  • when you returned or plan to return to the UK

The European Health Insurance Card: What It Is and How to Use It

This website does not belong to, nor is it affiliated with, the EU. The official website of the European Union is europa.eu.

  • The EHIC provides healthcare access in Europe to all EU Member States, along with Iceland, Liechtenstein, Norway, and Switzerland.
  • In the post-Brexit era, the European Health Insurance Card can still be used in the United Kingdom, but British citizens will soon have their own health document: the GHIC.

European Health Insurance Card

Guaranteed healthcare across European countries is one of the most important services offered to residents.

That is why Europeans travelling to other nations in the European Economic Area (EEA) and the European Union (EU), as well as Switzerland and the United Kingdom, need to keep their European Health Insurance Card at hand and up to date.

The European Health Insurance Card cost is completely free and gives access to healthcare in all EEA/ EU countries, plus Switzerland and the UK.

This article includes important information for travellers and European residents, including:

  • What the European Health Insurance Card is and how to obtain it
  • Who can apply for European health insurance
  • What coverage the EU Health Insurance Card grants to its holder
  • The EHIC expiration date and how to renew it
  • The European Health Insurance Card after Brexit

Where can I use the European Health Insurance Card?

The European Health Insurance Card (EHIC) is a personal document that grants access to healthcare services across Europe. EHIC holders cannot use someone else’s EHIC card and cannot give theirs away.

When abroad, the EU Health Insurance Card holder can receive medical attention in all EEA and EU countries , as well as Switzerland and the UK.

Which countries are covered by the EHIC?

The following is a list of countries that accept the European Health Card:

EU countries :

  • Czech Republic
  • The Netherlands

EEA countries:

  • Liechtenstein

Other countries:

  • Switzerland
  • The United Kingdom

Although the UK has officially left the EU, the EHIC is still accepted by the NHS (the UK National Health System.) Find information about the European Health Insurance Card and how Brexit will affect UK citizens travelling to Europe.

The European Health Card guarantees the same healthcare conditions and services as those enjoyed in one’s country of residency. Europeans can use it in all of the above nations, regardless of the reason why they are travelling abroad (i.e. study, work, business, tourism).

What is not covered by the European Health Insurance Card?

The European Health Insurance Card is not a private EU travel insurance and, therefore, cannot be used as one.

The following is a list of costs and circumstances that cannot be covered by the EU Health Insurance Card:

  • Private health insurance
  • Return ticket in case of cancellation
  • Body repatriation costs
  • Loss or theft of luggage and other personal belongings
  • Healthcare services and treatments that are not free in the traveller’s own country*
  • Costs of treatments when the trip was made specifically for medical purposes.

*If the public healthcare system is not free in the country the EHIC holder is travelling to, they will be charged for medical attention and treatment the same way local residents are.

Who can apply for a European Health Insurance Card?

To obtain the EU Health Insurance Card, applicants must be covered by the national healthcare system of an EU or EEA country (or Switzerland).

To be covered by a country’s healthcare system through EHIC eligibility, individuals must be a citizen or resident of that nation.

Travellers who are not eligible for the EHIC card must obtain private health insurance in Europe for foreigners.

How to obtain the European Health Insurance Card

EHIC cards are issued by the national health insurance provider . This means that each country has its own system and process to apply for and obtain the EU health card.

It is necessary to apply for the European Health Insurance Card in the applicant’s country of citizenship or permanent residency.

Usually, participating European countries offer 3 alternatives . The EU Health Insurance Card can be applied for:

Applicants should contact their national health insurance provider to receive instructions on the steps to follow.

Families should keep in mind that each member must apply for and obtain their own European Health Insurance Card, both in their home country and while travelling abroad.

How does the European Health Insurance Card work?

Should a European citizen or eligible resident find themselves in need of medical attention abroad, they simply need to show the card at any public hospital or medical centre in a participating country.

Once the medical or admin staff confirm that all the information is correct and up to date on the traveller’s European Healthcare Card, they will attend and treat them like any other local patient.

It is essential that travelers remember to bring the card abroad and keep it with them at all times.

What is the European Health Insurance Card’s validity?

Usually, the European Health Insurance Card has a validity of 2 years , although that is not always the case. If in doubt, finding the expiration date on the card (often, on the back side) is extremely easy.

The validity of the EU health card may depend on several factors, such as:

  • If the holder is a foreigner residing in the EU, EEA, or Switzerland
  • Whether they are currently receiving public benefits
  • If they are in economic difficulties

The EU Health Insurance Card’s validity and how long a person is entitled to public health care while abroad in Europe are not related. In general, healthcare coverage while abroad in Europe is guaranteed for 3 months . However, there are exceptions, such as:

  • Students completing official courses and programmes abroad
  • Workers relocated by their employer for extended periods of time

How to renew the European Health Insurance Card

Once the European Health Insurance Card expires, its holder should take steps to renew it if they want to continue enjoying access to the European public healthcare system.

The process to renew the European Health Insurance Card is the same as that to request it for the first time.

Can Brits use the EHIC after Brexit?

The NHS no longer issues European Health Insurance Cards since Brexit. However, Britons can still use their card in Europe until its expiration.

After the EHIC card has expired, UK nationals can apply for a Global Health Insurance Card (GHIC) that will grant them access to European health services when travelling to Europe from the UK.

The GHIC effectively replaces the EHIC, is completely free , and allows UK nationals to receive treatment in Europe for pre-existing conditions as well as emergencies.

Brits only need to apply for a GHIC once their European Health Insurance Card expires. According to the agreement between the UK and the EU, the NHS will continue to accept European Health Insurance Cards for as long as they remain valid.

Please note that the European Commission and the UK government advise travellers to obtain health insurance in Europe coverage before their trip, even if they have an EHIC.

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In Europe's Schengen area , your passport must be valid for at least six months at the time of your entry. At present, the Schengen area includes most European Union (EU) countries, except for Cyprus and Ireland.

If you are transiting through Canada or the United Kingdom (UK) enroute to the Schengen area : your passport must be valid for at least six months, even though Canada and the UK do not themselves have the six-month rule. If your passport will expire within six months, airlines may not let you board your onward flight to Europe.

Traveling in Europe

If you plan to travel in Europe, you need to know about the Schengen Borders Agreement, which allows you to move freely within a number of countries without border checks. Tourists, exchange students, and people visiting for business from certain countries, like the United States, can travel in the Schengen area for up to 90 days. The Schengen area includes most EU countries, except for Cyprus and Ireland. It also includes four non-EU countries: Iceland, Norway, Switzerland, and Liechtenstein.

Before you travel to the Schengen area, we recommend you do the following:

  • Check the expiration date on your passport book carefully before traveling to Europe. Ensure your passport book is valid for at least six months when you enter the Schengen area. This is especially important for minors under age 16 as their passports are only valid for five years. In contrast, U.S. citizen adults aged 16 and older receive passports that are valid for 10 years.
  • Always carry your passport book with you when traveling to another country in the Schengen area. Even if there is no border check at that time, officials may reinstate border controls without notice.
  • Be prepared to explain your purpose of travel.
  • Be prepared to provide proof of sufficient financial resources for the visit.
  • Comply with other entry requirements for each country you will visit or transit.

On our Country Information pages , you can find passport validity requirements and other important information for your destination country. If your passport does not meet the Schengen requirements, you may be:

  • Refused boarding by the airline at your point of origin or while transferring planes.
  • Denied entry when you arrive in the Schengen area, regardless of how long you will stay.

An immigration official will determine if you qualify for visa-free entry to the Schengen area when you first cross any external Schengen border. You will have to present your passport at that time. The officer may deny your entry if you do not qualify.

You should also check passport validity requirements if traveling onward from the Schengen area to a country outside the Schengen area. You can find this information in our Country Information pages.

HOW LONG CAN I REMAIN?

  • With a valid U.S. passport book, you can stay up to 90 days in the Schengen area for tourism or business during any 180-day period. You must wait an additional 90 days before applying to re-enter the Schengen area.
  • If you plan to stay in the Schengen area longer than three months, contact the embassy of the country where you plan to spend the majority of your time and apply for a visa.

Countries in the Schengen area may reinstate temporary internal or external border control without notice. U.S. citizens should carry their U.S. passport book at all times when entering or leaving the Schengen area. They should also bring it when traveling between Schengen countries.

How can the U.S. government help me if border officials do not let me enter?

  • We can give you the contact information of foreign embassies of the countries you wish to visit.
  • We can provide information about hiring an English-speaking foreign attorney overseas if you choose to do so.
  • Note: We cannot influence a foreign government’s decision about allowing you to enter. We cannot intervene in another country’s criminal or administrative procedures.

What countries are members of the Schengen Borders Agreement?

Click on the country name for more information.

Bulgaria (entering in March 2024)

Czech Republic

Liechtenstein

Netherlands

Romania (entering in March 2024)

Switzerland

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Does my health insurance cover international travel.

Private health insurance typically doesn't cover international travel expenses.

Can Health Insurance Cover Trips Abroad?

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Be prepared for unforeseen healthcare expenses when traveling abroad.

U.S. health insurance plans typically do not cover regular and routine medical care required overseas. This means your health insurance won't pay for care if you need to visit a doctor for a prescription medicine, or if you need treatment for a condition that is not considered an emergency.

Most individual health insurance policies in the U.S. do not provide coverage for overseas emergency care, either. Without that coverage, if you break a leg or your travel companion has a heart attack during your trip, you will not have financial protection against the medical expenses that accrue. To know for sure what your plan entails, call your individual health insurance company to find out what is and isn't covered.

Does Medicare cover international travel?

If you have Medicare coverage, the lack of overseas protection you have is even more cut and dry. Medicare rarely pays for medical care you receive while traveling outside the United States, according to the U.S. Department of State. However, Medicare may pay for some inpatient hospital stays, doctor visits, ambulance services or dialysis care you receive in a foreign country "in rare cases." Possible scenarios include the following:

  • You are in the U.S. when the emergency occurs, but a foreign hospital is the closest one that can treat you.
  • You are traveling through Canada on a direct route to Alaska and a medical emergency takes place in a region that is closest to a hospital in Canada.
  • The U.S. government also says you may get Medicare coverage overseas "if you live in the U.S. and the foreign hospital is closer to your home than the nearest U.S. hospital that can treat you, regardless of whether you have a medical emergency."

In any of these scenarios, however, Medicare only pays for medical expenses Medicare would normally cover if you were in the U.S. Unfortunately, it may be difficult to know which services are and are not covered before you receive treatment, particularly if you are in an emergency medical situation where timing is critical.

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How to get health insurance for international travel

There are two main options when it comes to acquiring health coverage for international travel: travel insurance or a travel credit card with (limited) health insurance.

Consider an international travel insurance policy

To decide whether or not you should purchase health insurance for your trip abroad, take a look at the best international travel insurance policies and what they offer in the following categories:

Medical coverage: If you wind up needing medical treatment abroad, you'll be glad you have a travel medical insurance plan in place. With a medical insurance policy for overseas, you can get emergency medical treatment where and when you need it – and without arriving home from your trip to a mountain of overseas medical debt.

You will want to compare travel medical insurance plans to make sure you have adequate coverage limits for everyone on your trip. Either way, some of the best travel health plans come from companies like Allianz Travel Insurance, GeoBlue, Seven Corners, Trawick International and WorldTrips. As an example, a Travel Medical Plus plan from Seven Corners lets you secure international medical coverage in amounts up to $5 million.

Coverage for preexisting conditions: Some travel insurance companies provide coverage for preexisting conditions. In most cases, you must purchase your travel insurance within a specific amount of time after making your initial trip deposit for preexisting conditions coverage to apply. With the Allianz OneTrip Emergency Medical Plan, for example, you must purchase travel coverage within 14 days of making your first trip payment in order for preexisting conditions to be included.

Other conditions can apply when you're trying to get coverage for preexisting medical conditions as well, so be sure to read the fine print when comparing options.

Medical evacuation coverage: Be aware that, even if your own health insurance plan in the U.S. provides some coverage for emergency care overseas, you will not have emergency coverage for medical evacuation. The U.S. Department of State points out that medical evacuation can cost $50,000 or more in many countries depending on your location and the care you need.

Fortunately, most travel insurance companies with travel medical insurance also provide coverage for emergency medical evacuation and repatriation of remains. This coverage comes in varying amounts depending on the insurance company and plan you select.

Cancel for any reason coverage: Having overseas medical coverage is crucial when you're planning trips abroad, but you should know that a comprehensive travel insurance plan can give you even more peace of mind. Common coverages in these plans include trip cancellation and interruption insurance, flight delay or cancellation coverage, baggage insurance, personal liability insurance, and more.

You can even opt for a plan with "cancel for any reason" or CFAR coverage that lets you cancel your trip and get a percentage of your trip cost back for any reason at all – even if you just decide to stay home. In addition to single-trip plans, you can also find multitrip travel insurance policies and annual travel insurance plans .

Compare travel insurance plans and get a quote .

Consider a credit card with travel insurance

Some travel credit cards include health insurance, albeit limited and with restrictions. For example, the Chase Sapphire Reserve covers up to $100,000 in medical evacuation expenses, but only if your trip is booked using the card. This credit card comes with a premium annual fee of $550, however, so you'll have to weigh the benefits and drawbacks alongside the health coverages.

Why Trust U.S. News Travel

Holly Johnson is a veteran travel writer who has visited more than 50 countries in the world over the last decade. She covers a range of destinations and travel types, as well as travel insurance policies through major providers. Johnson purchases travel insurance for her own family and has successfully filed several travel insurance claims for trip delays and trip cancellations over the years. Johnson also works alongside her husband, Greg – who has been licensed to sell travel insurance in 50 states – in their family media business.

You might also be interested in:

  • Is Travel Insurance Worth It?
  • The Best COVID-19 Travel Insurance Options
  • The Best Travel Insurance for Seniors and Retirees
  • The Best Expat Travel Insurance Options
  • How to Get Airport Wheelchair Assistance

Tags: Travel , Travel Insurance

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Elektrostal

Elektrostal Localisation : Country Russia , Oblast Moscow Oblast . Available Information : Geographical coordinates , Population, Altitude, Area, Weather and Hotel . Nearby cities and villages : Noginsk , Pavlovsky Posad and Staraya Kupavna .

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Elektrostal Demography

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IMAGES

  1. The EHIC Card

    european travel medical card

  2. Travel guide to EHIC (European Health Insurance Card)

    european travel medical card

  3. The EHIC Card

    european travel medical card

  4. The European Health Insurance Card Explained

    european travel medical card

  5. Free European Health Insurance Card

    european travel medical card

  6. Travel Cover With a Global or European Health Insurance Card (EHIC/GHIC

    european travel medical card

VIDEO

  1. I'm European Medical Center

  2. Как оформить Европейскую карточку медицинского страхования?

  3. Finally Got European 🇪🇺 Health Card || How You Can Apply

COMMENTS

  1. Applying for healthcare cover abroad (GHIC and EHIC)

    What your card does not cover. A UK GHIC (or UK EHIC) does not replace travel and medical insurance or cover services like: being flown back to the UK (medical repatriation) treatment in a private medical facility; ski or mountain rescue; We advise that you have a UK GHIC (or UK EHIC) and private travel and medical insurance for the duration of ...

  2. European Health Insurance Card (EHIC)

    If you have health insurance in an EU country, you can ask your insurer for a European Health Insurance Card (EHIC), free of charge. Sometimes you can find it on the back side of your national insurance card. The card is proof that you are insured in an EU country. If you don't have your EHIC, or you can't use it (for instance, for private ...

  3. UK launches Global Health Insurance Card

    UK residents can apply for a free GHIC to access emergency and medically necessary healthcare when travelling in the EU. The GHIC replaces the existing EHIC and covers the same benefits and costs as before Brexit.

  4. The European health Insurance Card

    The European Health Insurance Card in no way replaces travel insurance. There's a world of difference between the coverage provided by an EHIC versus a European travel insurance policy. The EHIC does nothing to help with lost luggage, medical evacuations, or protecting travel plans.

  5. European Health Insurance Card

    The European Health Insurance Card makes it easier for people from the European Union's 28 Member States plus Iceland, Liechtenstein, Norway and Switzerland to access health care services during temporary visits abroad. ... Important - the European Health Insurance Card: is not an alternative to travel insurance. It does not cover any ...

  6. The European Health Insurance Card (EHIC) explained

    The European Health Insurance Card - or EHIC - is a vital card for European citizens and residents traveling within any member country of the European Union (EU). After your EHIC applying, you can take your EHIC to any public doctor or hospital in an EU member country and receive healthcare for free or at a reduced cost.

  7. Where you can use your card

    Where you can use your card. There are 2 types of cards available for healthcare cover when you're travelling abroad. You can apply for either: a UK Global Health Insurance Card (GHIC) a UK European Health Insurance Card (EHIC) These both provide the same cover, but the countries they are valid in can change.

  8. Healthcare abroad

    Find out if you're eligible to apply for a new UK EHIC or UK Global Health Insurance Card (GHIC) ... Things to consider if you want or need medical treatment in Europe. Moving abroad. Advice about planning your healthcare if you're going to move or study abroad. Government advice about healthcare abroad. GOV.UK: Healthcare for UK nationals ...

  9. Global Health Insurance Card (GHIC)

    A GHIC is a free card that lets you access state-provided medical treatment in the 27 countries of the EU, plus several other countries in Europe and elsewhere. The GHIC replaced the EHIC from January 2021 after the UK left the EU. It works in the same way as the EHIC, entitling you to emergency and necessary state healthcare in Europe on the ...

  10. What is a European Health Insurance Card (EHIC) and how can I apply for

    With the European Health Insurance Card (EHIC) you can receive essential medical care if you become ill while on holiday in Europe. The EHIC only entitles you to essential medical care during a temporary stay abroad. This does not include: planned medical treatment abroad. treatment in a private clinic abroad. medical treatment on a cruise ship.

  11. Ghic and Ehic

    The UK Global Health Insurance Card (Ghic) replaced the European Health Insurance Card (Ehic, previously known as the E111) when the UK left the European Union. ... There are many reasons beyond health cover to buy travel insurance, for instance cancellation and curtailment; loss, damage to or theft of belongings; and other unforeseen ...

  12. Using the EHIC and GHIC in Europe

    Owning an EHIC or the new GHIC means you can receive medical treatment at an approved facility when you're abroad in one of these European countries. The card tells foreign medical professionals about your identity and medical history. It also reduces the cost of medical expenses or makes them free of charge, depending on the country and facility.

  13. The Guide to Travel Insurance for Europe Trips

    IMG. IMG's iTravelInsured Travel SE's comprehensive plan includes both trip protections and health insurance for Europe travel and rings in at just $135.36. At this price point, it provides ...

  14. Health cover for temporary stays in another EU country

    Use your European Health Insurance Card (EHIC). Unplanned medical treatment during a holiday or temporary stay in another EU country. Use your European Health Insurance Card (EHIC). ... Take out extra insurance for travel risks . Sven, a Swedish national, went to France on a skiing trip. On the second day of his holiday he hurt his knee skiing ...

  15. EHIC expiring soon? Apply for your UK GHIC now

    The UK Global Health Insurance Card (GHIC) replaced the European Health Insurance Card (EHIC) following the UK's exit from the EU. More than 600,000 EHICs will expire between now and the end of 2022. You can continue to use your EHIC until its expiry date. However, if your EHIC expires in the next six months, apply for your UK GHIC now and ...

  16. How to get a European Health Insurance Card (EHIC)

    Download the application form here , fill it in and send to the below indicated postal address. or. Collect an application form from the Entitlement Unit or from any Local Council, fill it in and return it to the Head of Entitlement Unit, Ground Floor, Ex-Outpatients Block, St. Luke's Hospital, G'Mangia Hill, G'Mangia, PTA 1010, Malta.

  17. How do I access healthcare abroad if I do not have my card?

    Views: If you travel without your existing UK Global Health Insurance Card (UK GHIC) or UK European Health Insurance Card (UK EHIC) and need treatment during your visit, you can apply for a Provisional Replacement Certificate (PRC). You can only apply for a PRC if the need for treatment occurs during your visit. You can't get a PRC in advance.

  18. The European Health Insurance Card: How to obtain it

    How to obtain the European Health Insurance Card. EHIC cards are issued by the national health insurance provider. This means that each country has its own system and process to apply for and obtain the EU health card. It is necessary to apply for the European Health Insurance Card in the applicant's countryof citizenship or permanent ...

  19. U.S. Travelers in Europe's Schengen Area

    In Europe's Schengen area, your passport must be valid for at least six months at the time of your entry. At present, the Schengen area includes most European Union (EU) countries, except for Cyprus and Ireland. If you are transiting through Canada or the United Kingdom (UK) enroute to the Schengen area: your passport must be valid for at least six months, even though Canada and the UK do not ...

  20. Does My Health Insurance Cover International Travel?

    Some travel credit cards include health insurance, albeit limited and with restrictions. For example, the Chase Sapphire Reserve covers up to $100,000 in medical evacuation expenses, but only if ...

  21. AARP® Member Benefits: Browse All Discounts & Programs

    $50 gift card of your choice when booking any flight package. ... $50-$100 off small-group cultural immersion tours. Grand European Travel: Vacation Packages. Up to $100 off guided vacations, including U.S. National Parks. Hotels & Resorts. AARP Travel Center Powered by Expedia: Hotels & Resorts. ... Access AARP health Smart Guides, free ...

  22. The 5 Cheapest Travel Insurance Companies Of June 2024

    For instance, GoReady offers $50,000 in travel medical coverage per person, while HTH Worldwide, Seven Corners and USI Affinity plans provide $500,000 in medical coverage, depending on the policy.

  23. Payments and reimbursements for medical treatment abroad

    With the European Health Insurance Card (EHIC) If you need medical treatment while you're in another EU country, presenting your European Health Insurance card (EHIC) can simplify payment and reimbursement procedures. With your EHIC you can get healthcare - and claim reimbursement for the costs you incur - on the same terms as nationals of the ...

  24. Boarding Requirements FAQ

    What travel documents are required to board a Royal Caribbean cruise? Everyone will need to present an accepted form of identification to board the ship based on their nationality/country of citizenship. Guests who do not bring required documents may be denied boarding.

  25. Elektrostal, Russia: All You Must Know Before You Go (2024

    A mix of the charming, modern, and tried and true. See all. Apelsin Hotel. 43. from $48/night. Apart Hotel Yantar. 2. from $28/night. Elektrostal Hotel.

  26. Elektrostal, Moscow Oblast, Russia

    Elektrostal Geography. Geographic Information regarding City of Elektrostal. Elektrostal Geographical coordinates. Latitude: 55.8, Longitude: 38.45. 55° 48′ 0″ North, 38° 27′ 0″ East. Elektrostal Area. 4,951 hectares. 49.51 km² (19.12 sq mi) Elektrostal Altitude.

  27. Lyubertsy, Russia: All You Need to Know Before You Go (2024

    Lyubertsy Tourism: Tripadvisor has 1,975 reviews of Lyubertsy Hotels, Attractions, and Restaurants making it your best Lyubertsy resource.

  28. THE 10 BEST Restaurants in Elektrostal (Updated June 2024)

    European, Eastern European, Caucasian $$ - $$$ Pekin. 17. Asian $$ - $$$ Apelsin. 16. Italian, European, Russian $$ - $$$ 8. Restaurant Globus. 67 reviews. ... Flights Travel Stories Cruises Rental Cars More. Add a Place Airlines Travelers' Choice Help Center $ USD. United States

  29. Travel documents for non-EU family members

    a valid passport. valid identity card or passport of their EU family member. a document proving family ties with the EU citizen (e.g. marriage certificate, birth certificate etc.) and, if applicable, proof of dependency, durability of partnership etc. proof that they will accompany or join the EU citizen in the EU host country, that is: