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6 Best Travel Insurance for Morocco in 2024

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When traveling abroad, get a policy from one of the  best travel insurance companies . You can get a  5% discount   on Heymondo , the only insurance that pays medical bills upfront for you, HERE!

Travel insurance for Morocco is a must-have when visiting this fascinating country. Although we don’t want to think about mishaps while we’re abroad, the reality is that these things happen. Being covered by a comprehensive insurance policy ensures you can travel with peace of mind.

Buying travel health insurance for Morocco isn’t mandatory, but it’s highly recommended. I never go anywhere without a policy from one of the best travel insurance companies . I strongly suggest getting coverage, especially since this country may have health and sanitation standards that vary significantly from what you’re used to. It’s not uncommon for tourists to suffer from stomach bugs and viruses here, but Morocco holiday insurance can support you in such cases.

We’ve been using Heymondo insurance since we travel full-time, particularly their annual multi-trip travel insurance . This company offers an excellent coverage-to-price ratio and even includes electronics in its baggage loss benefit, a feature that’s hard to find with other providers. We’ve had to depend on Heymondo a few times in emergencies, and the support team has always gone above and beyond. If you choose this company, use our Heymondo discount code to save on your policy.

5% OFF your travel insurance

Of course, there are other options, so I’m sharing the 6 best Morocco travel insurance plans in this guide.

Guide to the best travel insurance for Morocco

Below, you’ll find all the most important factors to consider when purchasing international travel insurance for Morocco . Along with each company’s prices, advantages, and disadvantages, you can expect additional tips:

Do you need travel insurance for Morocco?

Morocco travel insurance price comparison, best travel insurance to morocco, what does morocco travel insurance cover.

Tips for finding the best travel insurance for Morocco

Again, Morocco travel health insurance is not a requirement to enter the country . Even so, that doesn’t mean that it’s not extremely valuable. It’s always wise to take out a policy before your trip since you never know what could happen while you’re abroad.

From diseases and illnesses to accidents and injuries, and even theft and robberies, the best holiday insurance for Morocco can come in handy. You should also consider that this country may not have the same medical benefits that you’re used to at home, which makes travel insurance even more crucial.

Travel medical insurance for Morocco will cover the costs incurred from health emergencies, repatriation to your home country, trip interruption or cancellation, and lost, stolen, or damaged luggage. If you think about any of these scenarios, they’re quite costly, so you’ll be stuck paying hundreds or thousands of dollars if you don’t have insurance.

You deserve to enjoy your vacation, so I highly recommend buying a policy from one of the companies below. Also, be sure to wash any fruits or vegetables you buy in Morocco and drink bottled water (be careful with drinks that have ice). Be cautious and use common sense, as the risks of terrorism or theft in Morocco are very real. I don’t say this to scare you; I just want to drive home the message that travel insurance is worth every penny !

Before I give you the details on the best travel insurance for Morocco , I want to share this comparison table. The chart below shows, at a glance, the most critical aspects of each company, such as price, medical coverage, trip cancellation, and more.

To be as fair as possible, I simulated the same quote for each insurer: a 2-week trip to Morocco from the United States, with a trip cost of $5,000:

*Price used for example

As you can see, Heymondo stands out for its competitive price and coverage amounts, especially regarding trip interruption, cancellation, and baggage loss. It’s also the only Morocco travel insurance that pays your medical expenses upfront , so you don’t have to pay out of pocket and then file a reimbursement claim.

Heymondo is one of the best travel insurance companies overall, but it’s not the only one. If you’re concerned about price, I recommend SafetyWing . It’s one of the cheapest travel insurance options, so you can still enjoy coverage on a budget. I’ll share more about these companies and the others below .

If you’re looking for the best holiday insurance for Morocco , these are the top choices, in a nutshell:

• Heymondo , the best travel insurance for Morocco
• SafetyWing , a cheap Morocco travel insurance
• IMG Global , a good Morocco travel insurance for seniors
• Trawick International , an excellent Morocco holiday insurance for students
• Travelex , a basic travel insurance for Morocco
• AIG Travel Guard , another Moroccan travel insurance

Keep reading to learn more about these providers, including coverage amounts, trip-related benefits, and more .

1. Heymondo , the best travel insurance for Morocco

Hands down, Heymondo is the best travel insurance for Morocco for several great reasons. First, it offers some of the highest coverage limits for emergency medical expenses and repatriation. Second, it has excellent baggage loss benefits , something you’ll surely want in Morocco. Heymondo provides the highest amount of coverage for lost and damaged bags, and they even include electronics in this benefit. Most other companies require you to purchase electronics coverage as an add-on.

Another thing that makes Heymondo a top-rated holiday insurance for Morocco is that it pays your medical expenses upfront . If you get sick or hurt during your trip, contact Heymondo, and they’ll point you to the nearest hospital or clinic . The company will have taken care of your medical bills by the time you get treated. No need to shell out tons of money, file a claim, and wait for reimbursement.

In addition, Heymondo offers $10,000 in trip cancellation and interruption and a 24/7 travel app , so you can always get in touch with a doctor to resolve medical questions quickly. The customer support team is always available via the free telephone line.

We’ve used Heymondo for years and have been delighted with the experience. First, we had their long-stay travel insurance , and now that we’re traveling full-time, we use their annual multi-trip insurance . I’ve had to rely on this insurance several times for medical emergencies and accidents, and they’ve always been prompt, professional, and polite. You can read more about my insights in my Heymondo review .

Finally, this insurance already comes at a great price, but you can save even more using our 5% Heymondo discount .

2. SafetyWing , a cheap Morocco travel insurance

If cost is your main concern, I recommend a policy from SafetyWing . Their Nomad Insurance is one of the cheapest Morocco travel insurance options, so you can enjoy great coverage on a budget.

SafetyWing is one of the top medical insurances for travelers , offering $250,000 in emergency medical coverage. It also provides $5,000 for trip interruption , but trip cancellation is not covered. SafetyWing’s travel-related benefits aren’t as varied as other insurers, but you get $3,000 in baggage loss protection . Electronics aren’t included, but non-U.S. residents can add this benefit for just a bit extra.

There are a few other things to consider before choosing SafetyWing for your Morocco holiday insurance . While it’s one of the cheapest travel insurance companies , it comes with a $250 deductible , so you’ll have to pay $250 out of pocket before they cover your medical costs. Also, its add-ons, like electronics theft and adventure sports coverage, aren’t available to U.S. residents .

On the plus side, SafetyWing offers 24/7 customer support, so you can always get in touch with someone. If you don’t have a trip end date, no problem; plans renew every 4 weeks, and you can cancel anytime. You can even get coverage in your home country for 30 days after being abroad for 90 days.

However, you’ll enjoy greater benefits (and your medical bills paid upfront) with Heymondo .

3. IMG Global , a good Morocco travel insurance for seniors

IMG Global is another travel health insurance for Morocco . This company is known for its variety of plans , making it an excellent choice for students, families, seniors, and more.

I specifically looked at the iTravelInsured plan, which provides $250,000 in emergency medical expenses and $500,000 for repatriation. Its health-related benefits and maximum age limit of 100 make it one of the best travel insurances for seniors . Some plans can even cover pre-existing conditions if you buy the policy within 20 days of your initial trip payment.

As for travel-related benefits, IMG Global covers up to 100% of your trip costs if you need to cancel your adventure (150% for trip interruption). Just be sure to read the terms and conditions carefully so you know which reasons are covered in this benefit.

Double-checking your Morocco travel insurance policy is crucial, especially if you go with IMG Global. This company offers so many plans that it can be hard to keep track of your benefits and exclusions . For example, the iTravelInsured plan I looked at only provided $1,500 for baggage loss protection, and the overall price was about twice as much as Heymondo .

Also, IMG Global requires you to pay your medical bills upfront and file a reimbursement claim, whereas Heymondo immediately takes care of the payments for you.

4. Trawick International , an excellent Morocco holiday insurance for students

Yet another option to consider is Trawick International . This company offers comprehensive international travel insurance to Morocco at a competitive price and with excellent coverage limits.

For example, the Safe Travels Voyager plan includes $250,000 in medical expense coverage and $1,000,000 for evacuation and repatriation . This is just one of a handful of insurance plans with Trawick, so you’ll have to find the best policy that suits your needs.

If you’re a senior traveler, you’re eligible for specific plans, including travel insurance for pre-existing conditions . However, there is a 90-day lookback period, and you must apply for the pre-existing condition waiver within 7 days of your initial trip payment.

As for Trawick’s travel-related coverage, the plan I looked at comes with $2,500 for baggage loss , which is pretty good. It’ll also cover up to 100% of your travel costs if you need to cancel your trip and up to 150% for trip interruption. Add-ons are available, including rental car, cruise, and Cancel For Any Reason coverage.

The price can quickly add up , especially if you purchase extra protection. Alternatively, Heymondo offers a much cheaper price while still providing an excellent amount of trip and health-related coverage. Heymondo also takes care of your health expenses upfront, so you don’t have to worry about paying for medical attention.

5. Travelex , a basic travel insurance for Morocco

Travelex offers medical travel insurance for Morocco , so it’s another company to consider. Travelex provides a fair amount of travel and health-related benefits, so it’s an overall well-balanced option.

There are just two plans: Travelex Basic and Travelex Select. I looked at the latter policy since it provided more coverage. That said, it couldn’t compete with most other companies on this list. Even the Select plan had lower coverage limits , such as $50,000 for medical expenses and $1,000 for baggage loss. Compare that to Heymondo , which provides four times the amount of emergency medical coverage, all for a fraction of the price.

I will say that Travelex is a viable option if you’re looking for family travel insurance since you can add children ages 1-17 to your policy at no additional cost. Moreover, Travelex covers people up to age 110, so it’s one of the most accessible options for seniors.

6. AIG Travel Guard , another Moroccan travel insurance

Finally, AIG Travel Guard is another Morocco travel insurance . Its plans come with no deductible and very good trip-related benefits. If you must cancel your vacation, AIG Travel Guard can recover up to 100% of your trip costs (up to 150% for trip interruption).

On the downside, the plan I looked at offered just $1,000 in baggage loss protection, which is not enough for a trip to Marrakech or anywhere else in Morocco. While the policy includes $500,000 for repatriation, it offers just $50,000 for emergency medical expenses . This is another point against the company, especially when shopping around for travel insurance to Morocco .

I must also point out that AIG Travel Guard is the most expensive plan of all the options I have compared . It costs nearly three times as much as Heymondo , and Heymondo is the only one that pays your medical bills upfront.

To be fair, AIG is one of the few travel insurance companies with CFAR coverage (Cancel For Any Reason). It also offers supplemental upgrades like rental cars, flight accidents, and pre-existing condition coverage. However, you should read through the policy carefully to know how much coverage is included and for which conditions.

When you’re shopping around for Morocco travel health insurance , some things are non-negotiable. As you compare different coverage plans, keep these features in mind; this will help you choose the ideal policy for your needs.

Emergency medical expenses

First, emergency medical expense coverage is essential to any travel insurance to Morocco . This feature refers to the expenses covered by your insurer for things like doctor’s visits, treatments, tests, and hospital stays abroad.

Emergency medical expenses, a crucial component of Morocco travel insurance

While prices in Morocco may be cheaper than in your home country, medical attention tends to be more expensive for foreigners. This is why choosing a plan with a high coverage is worth it. For example, Heymondo has excellent medical assistance coverage and pays your health bills upfront.

Important ! Read through the conditions and exclusions to know precisely which illnesses and incidents your policy covers.

Evacuation and repatriation

Your Morocco travel insurance should also cover evacuation and repatriation . With this benefit, the insurer will cover the costs if you must return to your home country due to an injury, illness, or the death of a family member.

Trip cancellation and interruption

Trip interruption is another essential part of any top-rated travel insurance for Marrakech or anywhere else in Morocco. Unexpected events may cut your trip short, so it’s important to have coverage that allows you to recover some or all of your travel costs.

Trip cancellation and interruption are also part of Morocco travel insurance

Trip cancellation is a benefit that may or may not be included in your international travel insurance for Morocco . If it’s not included in the basic policy, it’s worth adding trip cancellation insurance , even if it costs extra. Some companies even offer Cancel For Any Reason (CFAR) insurance , which allows you to cancel your trip for absolutely any reason and still recover your travel costs.

For what it’s worth, Heymondo offers a high amount of coverage for trip interruption and cancellation.

Baggage loss, theft & damage

During several of my trips, I’ve had the misfortune of lost or damaged luggage. In fact, many travelers have dealt with this experience, which is why I recommend a Morocco travel insurance with great baggage protection benefits .

I like Heymondo in particular because it offers comprehensive coverage for your bags and even includes electronic equipment in this benefit. On the other hand, most insurers exclude electronics or only provide it for an extra fee. So, if you’re traveling with a camera, laptop, or tablet, keep that in mind!

Other types of coverage

Depending on the purpose of your trip, you may want additional coverage. For example, extreme sports coverage is a good idea if you plan on participating in adventure sports like scuba diving, skydiving, or hiking at high altitudes. Also, if your Moroccan travel insurance doesn’t include electronic equipment in its baggage loss benefit, consider adding it .

Now that you know about the best international travel insurance for Morocco , as well as what is and isn’t included, here are some additional tips to consider:

• Prioritize coverage over price : I can’t stress this enough. Rather than focus on getting the cheapest Morocco travel insurance, choose a policy with a high amount of medical expense coverage.
• Choose a company that pays your medical expenses upfront : I always prefer choosing an insurer that takes care of your medical bills upfront. This way, I can prioritize getting treatment and returning to my trip. In this case, Heymondo stands out since it’s the only company that pays for your healthcare immediately, so you don’t have to pay anything out of pocket.

• No deductible : You should also look for Moroccan travel insurance with a $0 deductible. Some plans have deductibles of $100, $250, or more, so you’ll have to pay that amount out of pocket before your insurance coverage kicks in.
• Pay attention to the details (easy-to-use website, clear terms and conditions, smooth sign-up process) : As a general rule of thumb, steer clear of providers with websites and fine print that’s difficult to decipher. This doesn’t bode well for any future customer issues. Purchasing an insurance policy should be straightforward, with simple instructions and all the conditions clearly laid out.
• Customer service and 24-hour assistance : Finally, factor in the company’s customer support team. Are they easy to contact? Heymondo has a 24/7 travelers app that connects you with doctors and staff anytime, anywhere. You can also get in touch via phone or email.

Keep these tips in mind, and you’ll have the best experience with your Morocco travel insurance . Remember, this type of coverage is an investment, so treat it as such and don’t brush it off. We’ve all had times when something unexpected happened abroad, and our insurance coverage has been an invaluable asset.

Also, remember to take advantage of our 5% Heymondo discount to save on one of the best travel insurances for Morocco .

FAQs – Best Morocco travel insurance

With that, you have all the information you need to choose the best travel insurance for Morocco . However, if you still have some doubts, here are the answers to some of the most common questions:

No, Morocco travel insurance isn’t a requirement to enter the country. That said, I highly recommend purchasing a policy so you can travel with complete peace of mind.

What should Morocco travel insurance cover?

Basic travel insurance for Morocco should include extensive emergency medical coverage, repatriation, baggage loss, and trip interruption and cancellation.

What’s not covered by Moroccan travel insurance?

Some Moroccan holiday insurance plans don’t cover trip cancellation but offer it as an extra. Many companies also let you add coverage for extreme sports and electronics theft.

What is the best travel insurance for Morocco?

Overall, Heymondo is the best Morocco travel insurance because it offers high emergency medical coverage and 24/7 customer support. It also covers electronics in its baggage loss benefit and is one of the few insurers that pays your medical expenses upfront, so you don’t have to file a reimbursement claim.

How much does travel insurance to Morocco cost?

You can find cheap travel insurance to Morocco for as little as $14 per week. However, it’s more important to focus on the coverage amount rather than the cost.

Is it safe to travel to Morocco?

Currently, Morocco has a Level 2 Travel Advisory , which means tourists should exercise increased caution, especially in Casablanca and Rabat.

Is Morocco travel insurance worth it?

Yes, travel insurance is worth it , always! I recommend everyone get travel insurance for Morocco because it’s better to be prepared for unforeseen events than have to pay for expensive medical attention out of pocket.

That’s it from me! I hope this guide helps you find the best holiday insurance for Morocco so you can travel with peace of mind. Of course, feel free to leave a comment with any other questions or concerns you may have. I’m happy to help!

Stay safe, and enjoy Morocco!

Don't miss a 5% discount on your HeyMondo travel insurance  

and the only one that pays all your medical bills upfront for you!

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Top Travel Insurances for Morocco You Should Know in 2024

Byron Mühlberg

Monito's Managing Editor, Byron has spent several years writing extensively about financial- and migration-related topics.

Links on this page, including products and brands featured on ‘Sponsored’ content, may earn us an affiliate commission. This does not affect the opinions and recommendations of our editors.

Morocco is a popular North African country to visit that's home to historic cities, deserts, the Atlas Mountains, beaches, as well as a tasty cuisine. Although travelling to Morocco can be an accessible holiday destination for many people, and although healthcare costs in the country aren't outrageously expensive, it's still a very good idea to arrive there with travel insurance anway, as you'll want the highest-quality healthcare you can find.

Luckily, online global insurances (known as 'insurtechs') specialize in cost-savvy travel insurance to Morocco and other countries worldwide. Our list below explores the four services we believe provide the best deals for young travellers, adventurers, everyday holidaymakers looking for comprehensive but affordable coverage, and longer-term expats.

Morocco Insurance Profile

Here are a few of the many factors influencing the scope and cost of travel insurances for Morocco:

Best Travel Insurances for Morocco

• 01. Should I get travel insurance for Morocco? scroll down
• 02. Best medical coverage: VisitorsCoverage scroll down
• 03. Best trip insurance: Insured Nomads scroll down
• 04. Best mix for youth and digitial nomads: SafetyWing scroll down
• 05. FAQ about travel insurance to Morocco scroll down

Heading to Morocco soon? Don't forget to check the following list before you travel:

• 💳 Eager to dodge high FX fees? See our picks for the best travel cards in 2024.
• 🛂 Need a visa? Let iVisa take care of it for you.
• ✈ Looking for flights? Compare on Skyscanner !
• 💬 Want to learn the local language? Babbel and italki are two excellent apps to think about.
• 💻 Want a VPN? ExpressVPN is the market leader for anonymous and secure browsing.

Do I Need Travel Insurance for Morocco?

Yes, travel insurance is mandatory for travel to Morocco. This means that as a traveller to Morocco, you must provide valid travel insurance coverage for the entire duration of your stay. If you don't arrive with travel insurance, you risk being denied entry into Morocco, or even deported in certain cases.

However, regardless of whether or not it's legally required, it's always a good idea to take our health insurance before you travel — whether to Morocco or anywhere else. For what's usually an affordable cost , taking out travel insurance will mitigate most or all of the risk of financial damage if you run into any unexpected troubles during your trip abroad. Take a look at the top five reasons to get travel insurance to learn more.

With that said, here are the top three travel insurances for Morocco:

VisitorsCoverage: Best Medical Coverage

Among the internet's best-known insurance platforms,  VisitorsCoverage  is a pioneering Silicon Valley insurtech company that offers comprehensive medical coverage for travellers going abroad to Morocco. It lets you choose between various plans tailored to meet the specific needs of your trip to Morocco, including coverage for medical emergencies, trip cancellations, and travel disruptions. With its easy online purchase process and 24/7 live chat support, VisitorsCoverage is a reliable and convenient option if you want good value and peace of mind while travelling abroad.

• Coverage 9.0
• Quality of Service 9.0
• Pricing 7.6
• Credibility 9.5

VisitorsCoverage offers a large variety of policies and depending on your needs and preferences, you'll need to compare and explore their full catalogue of plans for yourself. However, we've chosen a few highlights for their travel insurance for Morocco:

• Policy names: Varies
• Medical coverage: Very good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, mental health-related conditions, and many others.
• Trip coverage: Excellent - but only available for US residents.
• Customer support: FAQ, live chat and phone support
• Pricing range: USD 25 to USD 150 /traveller /month
• Insurance underwriter: Lloyd's, Petersen, and others
• Best for: Value for money and overall medical coverage

Insured Nomads: Best Trip Coverage

Insured Nomads is another very good travel insurance option, especially if you're adventurous or frequently on the go and are looking for solid trip insurance with some coverage for medical incidents too. With Insured Nomads, you can choose the level of protection that best suits your needs and enjoy a wide range of benefits, including 24/7 assistance, coverage for risky activities and adventure sports, and the ability to add or remove coverage as needed. In addition, Insured Nomads has a reputation for providing fast and efficient claims service, making it an excellent choice if you want peace of mind while exploring the world.

• Coverage 7.8
• Quality of Service 8.5
• Pricing 7.4
• Credibility 8.8

Insured Nomads offers three travel insurance policies depending on your needs and preferences. We go through them below:

• Policy names: World Explorer, World Explorer Multi, World Explorer Guardian
• Medical coverage: Good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, and many others.
• Trip coverage: Good. Includes coverage for trip cancellation and interruption, lost or stolen luggage (with limits), adventure and sports activities, and many others.
• Customer support: FAQ, live chat, phone support
• Pricing range: USD 80 to USD 420 /traveller /month
• Insurance underwriter: David Shield Insurance Company Ltd.
• Best for: Adventure seekers wanting comprehensive trip insurance

SafetyWing: Best Combination For Youth

SafetyWing is a good insurance option for younger travellers or digital nomads because it offers flexible but comprehensive coverage at a famously affordable price. With SafetyWing, you can enjoy peace of mind knowing you're covered for unexpected medical expenses, trip cancellations, lost or stolen luggage, and more. In addition, SafetyWing's user-friendly website lets you manage your policy, file a claim, and access 24/7 assistance from anywhere in the world, and, unlike VisitorsCoverage, you can even purchase a policy retroactively (e.g. during a holiday)!

• Coverage 7.0
• Quality of Service 8.0
• Pricing 6.3
• Credibility 7.3

SafetyWing offers two travel insurance policies depending on your needs and preferences, which we've highlighted below:

• Policy names: Nomad Insurance, Remote Health
• Medical coverage: Decent. Includes coverage for doctor and hospital visits, repatriation, and many others.
• Trip coverage: Decent. Includes attractive coverage for lost or stolen belongings, adventure and sports activities, transport cancellation, and many others.
• Pricing range: USD 45 to USD 160 /traveller /month
• Insurance underwriter: Tokyo Marine HCC
• Best for: Digital nomads, youth, long-term travellers

How Do They Compare?

Interested to see how VisitorsCoverage, SafetyWing, and Insured Nomads compare as travel insurances to Morocco? Take a look at the side-by-side chart below:

Data correct as of 4/1/2024

FAQ About Travel Insurance to Morocco

Travel insurance typically covers trip cancellation, trip interruption, lost or stolen luggage, travel delay, and emergency evacuation. Some travel insurance packages also cover medical-related incidents too. However, remember that the exact coverage depends on the insurance policy.

Yes, medical travel insurance is almost always worth it, and we recommend taking out travel insurance whenever visiting a foreign country. Taking out travel insurance will mitigate some or all of the risk of covering those costs yourself in case you need medical attention during your stay. In general, we recommend VisitorsCoverage to travellers worldwide because it offers excellent value for money and well-rounded travel and medical benefits in its large catalogue of plans.

Health insurance doesn't cover normal holiday expenses, such as coverage for missed flights and hotels, but in case you run into medical trouble while abroad, it may cover some or all of your doctor or hospital expenses while overseas. However, not all health insurance providers and plans offer coverage to customers while abroad, and that's why it's generally best to take out travel insurance whenever you travel.

Although there's overlap, health and travel insurance are not exactly the same. Health insurance covers some or all of the cost of medical expenses (e.g. emergency treatment, doctor's visits, etc.) while travel insurance covers non-medical costs that are commonly associated with travelling (e.g. coverage for missed flights, stolen or lost personal belongings, etc.).

The cost of travel insurance depends on several factors, such as the length of the trip, the destination, the age of the traveller, and the level of coverage desired. On average, travel insurance can cost anywhere between 3% and 10% of the total cost of the trip.

A single-trip travel insurance policy covers a specific trip, while an annual one covers multiple trips taken within a one-year period. An annual policy may be more cost-effective for frequent travellers.

Yes, you can sometimes purchase travel insurance after starting your trip, but it is best to buy it before the trip begins to ensure maximum coverage. If you do need to buy insurance after you've started your trip, we recommend VisitorsCoverage , which offers a wide catalogue of online trip and medical insurance policies, most of which can be booked with immediate effect. Check out our guide to buying travel insurance late to learn more.

Yes, you can most certainly purchase travel insurance for a trip that has already been booked, although we recommend purchasing insurance as soon as possible aftwerwards to ensure all coverage is in place before your journey begins. Check out our guide to buying travel insurance late to learn more.

See Our Other Travel Insurance Guides

Looking for Travel Insurance to Another Country?

See our recommendations for travel insurance to other countries worldwide:

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11 things you need to know before visiting Marrakesh

By: Author Monica

Categories Morocco

This blog about things you need to know before visiting Marrakesh was created in collaboration with Admiral Travel Insurance. Travel insurance is something you should never travel without no matter where you’re going!

Marrakesh is one of those cities that keeps drawing me back in. It’s the exotic excitement of visiting somewhere completely different to home. It’s like stepping into Aladdin’s world (my favourite Disney film!) with palaces and secret gardens, crowds and hustle and magic and mystery waiting around every corner.

Yes, Marrakesh is an incredible place and the main thing I love is that it feels so different to home. But with this unfamiliarity you do need a bit of caution. You may have heard stories of pickpockets and scammers, unethical snake charmers and monkey captors, dodgy food and encounters with mysterious people.

Thankfully, it’s very easy to avoid this side of the city and enjoy the magic of Marrakesh without having any negative experiences. You need to be aware of the problems so you know what to avoid, so it’s worth doing as much research as possible to make sure you get the most out of your trip!

Here are some things you need to know before visiting Marrakesh

It’s hot.

OK, this is an obvious one but, really, it’s seriously hot and this is something to seriously consider when you’re planning which month to visit Marrakesh.

It’s so hot I’d even suggest avoiding a trip to Marrakech in June-August completely when the temperatures soar to 40 degrees C. Spring and autumn are perfect times to visit Marrakech and it can also make a great winter city break. I was in Marrakech in January and it was around 15 degrees and sunny everyday. For me, this is the perfect temperature for exploring and we could go hiking in the High Atlas Mountains without getting too hot. 

Read more: What to wear in Marrakech

It’s a really good idea to start your trip with a tour

Marrakesh is a labyrinth and the medina and old streets are almost impossible to navigate as a first-time visitor. There’s so much to see, do, eat, smell and buy that it would be very easy to spend your first day wandering around aimlessly and getting hopelessly lost.

For this reason I highly recommend taking a tour as soon as possible after you arrive.

You might take a walking tour to see the touristy highlights, a cycling tour to get out of town, a historical tour or, my personal favourite, a food tour! I took an evening food tour with Marrakech Food Tours and it was amazing. It was a great introduction to the medina and a great way to find the best local places to eat.

You will get lost (and that’s OK)

Even if you have the best sense of direction, you’re probably going to get a little lost at some point. During my last visit I was with Sam who is amazing with directions but during my first visit I had 2 days alone and I was basically lost the entire time!

Make sure you always carry around the name and address of your accommodation, written in both English and Arabic, in case you need to ask someone for directions or get a taxi back to your hotel. I’d also make yourself a map with Google Maps with pins to the places you’d like to visit. Most UK visitors won’t have data included in their mobile roaming plan but you can load your map using the Wifi in your hotel and your phone will then use GPS to keep using the map throughout the day. Just remember to load it before you leave and don’t close down Google Maps or you’ll lose your map.

You will get hassled

There’s no getting around it, when you’re in the touristy areas you will get hassled to buy things. I’ve heard stories of sales tactics being really aggressive and many tourists find this unnerving.

If I’m honest, I’ve never experienced anything that made me feel uncomfortable.

I’ll give a firm and clear, ‘No thank you’, and continue walking without making eye contact.

Sam tends to get hassled more because he feels too rude to ignore people and will respond to their questions and have a laugh and a joke with them – and then he can’t get rid of them!

Do what you’ve got to do but don’t feel any obligation to have a 10 minute chat with everyone who catches your eye!

You can do serious luxury on a budget

Marrakech is cheap, very cheap! Which means you can have some seriously luxurious experiences for a fraction of the cost of other countries.

You may choose to simply have a low-cost city break or you may choose to have a seriously luxurious break for a similar price to a standard city break to somewhere like London, Barcelona or Rome.

I stayed at Riad Kniza, a super luxe riad!

You should definitely do some day trips

Marrakech is an incredible city but there’s also so much to see outside the city – and there are loads of easy day trips you can take. We took a full day hiking trip to the High Atlas Mountains with Desert Trips Morocco and it was incredible! I’d also highly recommend an overnight desert trip where you camp in the sahara desert if you have the time.

You could book tours with your accommodation before you arrive or check out sites like Viator or Get Your Guide for tours you can book online in advance.

You’ll need to protect yourself from pick-pockets

Statistically, Marrakech isn’t actually too bad for pick-pockets and thieves but the city does have a bad reputation so it’s worth taking some precautions to protect yourself and your belongings. You could invest in some pick-pocket proof clothing but my main tip is to simply have very little worth stealing.

I’ll usually have a small, crossbody handbag or a bum bag that’s really easy to keep close. I’ll have a small amount of cash inside, one credit card and my phone and that’ll be it. I won’t wear any flashy jewellery or take important things out like my passport.

Of course, make sure you’ve got travel insurance just in case anything does happen!

Agree on prices BEFORE – especially for taxis

The number 1 rule is that if prices aren’t written down you need to agree on a price BEFORE. This especially applies to taxis who are well known for taking you somewhere and then quoting an extortionate fee when you arrive.

If you’re nervous about negotiating with taxi drivers, then ask your accommodation to organise taxis for you. They’ll usually be able to arrange an airport pickup and can call taxis when you want to go places and they can agree fees for you. You might pay a little more than if you negotiated with a yellow cab on the street but it’s a good option if you’re not confident haggling!

Dress respectfully

I have a blog post about what to wear in Morocco here. 

As it’s so touristy you’ll probably see people wearing skimpy, strappy, inappropriate clothing but that doesn’t mean it’s OK. I recommend covering up from above your elbows to below your knees – so t-shirts and midi skirts are perfect! 

It’s fun to window shop but actual shopping isn’t great

Whilst researching my trip to Marrakech I found that most people recommended having a day shopping. And yes, window shopping around the souks of Marrakech is fun but I didn’t actually find a whole lot worth buying. I once bought a beautiful leather bag in Morocco and I spent hours haggling over the price. But it wasn’t until I got home that I realised I actually could have bought a cheaper and better quality bag at home! The bag had broken within a year and left a weird smell that lingered in my wardrobe for much longer!

Spend your dirham before you leave

The local currency is the Moroccan dirham but it’s illegal to take it in or out of the country. This means you’ll need to get it out of the cash machine when you arrive (there are cash machines at the airport) and make sure you’ve spent it all before you leave.

We also found that most places accept Euros which is handy if you already have some from a previous holiday but I’m sure you won’t be getting the best exchange rates! 

Have you been to Marrakesh? Is there anything else you think should be on the list of things to know before you visit?

Veronika Primm

Friday 2nd of August 2019

Great tips, Monica. I experienced everything you did too :) My husband also had a hard time with the hasslers. I once bought a nice bracelet from a guy on the street, along with a set of earrings from a shop where they were helping with arranging a desert trip (which didn't work out) and I felt obliged to spend some dirhams.. Both items turned weird color in a matter of months. Window shopping is the best strategy in Marrakech, nothing more :)

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Morocco Travel Insurance

If you are visiting Morocco, it is highly advised that you get cover from a comprehensive Travel Insurance policy. No matter your age or pre-existing medical conditions AllClear can help. Our tailored policies offer cover for cancellations and medical expenses, even those relating to COVID-19.

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Comprehensive travel insurance for morocco, what is covered with travel insurance to morocco, traveling to morocco with pre-existing medical conditions, why more than 3 million people have chosen allclear.

Morocco is a year-round travel destination, whether you want some pleasant winter sun, or roasting summer vacation. With over 700,000 British visitors a year, the country is both friendly and safe, but you need to have adequate Travel Insurance to cover any unexpected occurrences.

Whether walking around the ancient streets of Marrakech or sunbathing on the sandy beaches of Agadir, finding yourself in a medical emergency in a foreign country can be daunting. Morocco doesn’t have a healthcare system like the NHS, so having medical Travel Insurance that covers any pre-existing medical conditions and unexpected treatments is essential for anyone travelling to the country.

Travel Insurance from AllClear means that you have comprehensive cover, whether that be for yourself, travel partner or family. As well as offering cover for travel disruption and lost luggage, make sure you are prepared for your holiday to Morocco.

Why do I need Travel Insurance for Morocco?

Morocco doesn’t have a reciprocal health agreement with the UK, neither does a GHIC grant you any sort of emergency treatment or reduced medical care. Pick-pocketing and other petty crimes are also common, so making sure your you have adequate Travel Insurance is integral to you being safe while on holiday.

Morocco is a safe and friendly country to visit, but always check the government’s foreign travel advice to the country when planning your trip.

If you find yourself in need of emergency medical assistance while traveling in Morocco, call 150 to request an ambulance. Be sure to alert AllClear as soon as you can so that we can begin to take action to support you.

Travel Insurance that covers Morocco will include everything you’d expect from a good quality policy.

High levels of cover (at least £10 million) for medical bills in case you need treatment while in Morocco. Also, for repatriation should you need to be returned home as a result of a medical problem.

Cancellation and curtailment cover in case an emergency prevents you from going on holiday or means you have to cut it short.

Cover for your baggage and possessions if they are lost, damaged or stolen while you are travelling.

Make sure any planned activities are covered by your policy. Morocco’s a paradise for outdoor sports and adventure lovers with everything from scuba diving, surfing, rock-climbing, and desert camel rides. Double-check any requirements or limitations your insurer may have – many will put a maximum depth on scuba dives and ask that you’re accompanied by a professional guide.

Benefits of AllClear Cover

We cover over 1300 different medical conditions and we’re experts in medical Travel Insurance since the year 2000. So, if you have an existing medical condition, you’ll want to enjoy your travels in Morocco with the knowledge that you’re well covered by your travel insurance.

To make sure you’re covered, it’s important to disclose all pre-existing medical conditions in our easy screening process, because you could be faced with large bills if you need medical treatment while you’re on holiday as a result of a condition you haven’t told us about. We’ll ask a few questions about your conditions including the name and what treatment you’re receiving. If any.

If your insurer agrees to cover all your pre-existing conditions, you’ll be protected against the costs of your treatment and other expenses should you need to cancel or cut short your trip to Morocco because of an emergency.

Healthcare in Morocco

Morocco has public and private healthcare systems; however, the publicly funded hospitals are not up to UK standards. This makes quality Travel Insurance even more important as you’ll want to be able to access private hospitals should you need treatment.

Additionally, you should also look for an insurer with a 24/7 medical helpline. The emergency services number in Morocco is 150 and you should also contact your insurer immediately as they can help you access the right hospitals and treatment as well as making the claims process easier.

Get Online Quotes in 3 Simple Steps

Simple 3 step quote process, 1. call us or click a quote button on our site, 2. complete our simple medical screening process, 3. get your quotes, tips when visiting morocco.

The currency is Moroccan Dirham (MAD). Most major cards are accepted in the larger towns and cash machines are widely available in cities and most of the main towns.

If you’re travelling to Morocco as a tourist, you won’t need to apply for a visa if you’re staying for less than 3 months. You’ll need to get your passport stamped when you arrive as it’s required when you leave the country.

Local Customs

The FCO website offers the following guidance on the local customs in Morocco .

Alcohol is available in licensed hotels, bars and in the tourist areas, but you can be arrested for drinking alcohol anywhere else that isn’t licensed.

Sexual relations outside of marriage are prohibited and some hotels may insist you stay in separate bedrooms if you cannot produce proof of marriage. Public displays of affection are also frowned upon in some areas.

Women are subject to stricter rules regarding dress code and women may need to be covered from wrist to ankle depending on the area of Morocco and the sites you’re visiting. The simplest approach is to copy how the locals dress.

Morocco has two official languages – Arabic and Berber and many locals will speak French as well as a second language. The locals in the main cities and town will often speak a little English as well.

 “Two years running excellent service”

Telephone sales staff are polite and friendly, they take time to explain the policy and list medical problems. whilst i hope i will not have to make a claim, with this service i feel any claim will be met with efficiency and consideration., mrs kathleen burtonshaw – trustpilot, read allclear trustpilot reviews, we hope you found our guide to travel insurance for morocco helpful and enjoy your next trip.

If you would like to take us with you, click the quote now button below to compare up to 61 prices!

Frequently Asked Questions About Morocco Travel Insurance

When does the cover begin.

Full benefits begin on the travel dates you have selected. However, if you have chosen cancellation cover to be included, this cover begins as soon as you buy your policy. For this reason, it’s important to buy your Travel Insurance as early as possible – or as soon as you have your trip booked. You can book a single trip policy up to 12 months in advance of your holiday.

What is the age limit on Morocco Travel Insurance policy?

We’re pleased to say our AllClear Gold and Gold Plus policies have no age limits. During your quote, you’ll only be shown quotes which can cover your age category.

What’s the maximum trip length on a single trip Travel Insurance policy?

Allowed trip lengths vary between policies, however, the maximum you can get for a single trip quote online is for up to 92 days. 

Is it best to buy a single or an annual multi-trip policy?

Whether buying a single or annual multi-trip policy is best for you, it depends on how often you intend to travel during the next 12 months.  If you are going on holiday multiple times throughout the year, an annual policy could work out better value for you.

With an annual multi-trip policy you can travel as many times as you like throughout the period of your insurance. There are, however, limits on the number of days you can be away for any one trip; which for some providers also depends upon your age.

What is your ‘Before you Buy’ checklist?

Written by: Russell Wallace | Travel Insurance Expert Last Updated: 2 September 2022

† Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 70,000 reviews as of January 2024. AllClear Gold Plus achieved a Which? Best Buy.

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Should You Get Travel Insurance for Morocco?

Morocco’s allure is undeniable, and with travel insurance, you can embrace its adventures while mitigating risks of theft, illness, and travel disruptions.

Fragrant spices, colorful lanterns and leather goods fill the winding labyrinths of Morocco’s souks. You reach for your wallet to buy some mint tea, but you can’t find it. Someone snatched it. Luckily, you remembered to buy travel insurance for Morocco.

Travel insurance companies cover the costs of unexpected incidents like hospital visits, missed connections and, in this particular case, pickpockets—unfortunately not a rarity in Morocco.

The reality is, you never know what could happen while traveling. That’s why we’re big believers in taking travel insurance with you, wherever in this world it is you go.

If you can’t afford travel insurance, you can’t afford to travel.

What Is Travel Insurance?

Travel Insurance covers accidents, incidents and financial losses that could happen while you’re traveling.

There are numerous travel insurance companies on the market today. And while benefits will vary between each policy, they should contain the following categories:

• Trip cancellation and trip interruption
• Medical emergencies and evacuations
• Stolen, damaged or lost baggage and property

It’s important to note that travel insurance is different than your domestic health care plan. That’s because your health insurance probably won’t cover you when you’re in Morocco. In fact, it probably doesn’t cover you anywhere besides your home country. And it likely doesn’t include trip protection against missed flights or stolen belongings.

7 Reasons You Need Travel Insurance for Morocco

No matter where you travel, it’s crucial to protect yourself with travel insurance. This is especially true in Morocco, where accidents and medical emergencies can happen at any time.

In the following scenarios, for example, you’ll be thankful you have travel insurance in Morocco.

The Weather Can Cause Heatstroke

Summer in Morocco means extreme heat and high humidity. The temperature outside will likely lull around the low 80s at best—120 at its worst. If you’re not properly hydrated, you can get heatstroke, sending you straight to the hospital for emergency fluids.

Water Quality Is Questionable

Tap water in Morocco is not usually safe to drink, especially in small towns and villages. There’s a high chance that the water contains harmful bacteria and materials. Consequently, one sip (or brushing your teeth) could make you very sick.

Pickpockets Are Common in Morocco

Crowded areas, like Medinas and souks, can be teeming with thieves and pickpockets. And if you’re not paying attention, someone could easily steal your wallet or smartphone without you noticing.

Medical Care May Not Always Be Available

While hospitals are located in big cities, they are not common in rural areas of Morocco. If you get injured and need medical help in the desert or a small village, you’ll need to be transported (and possibly airlifted) to the nearest hospital.

Pedestrians Do Not Have the Right of Way

Crossing streets or walking through the Medina can be a dangerous task. Streets are filled with cars, scooters and even donkeys. And if the driver isn’t paying attention, you could get injured.

Some Food Might Make You Ill

Moroccan food, while delicious, can make you sick if it’s not cooked properly. You don’t know if your fruit was washed with tainted water or if your meat was handled by dirty utensils. As a result, you could get a stomach bug or even food poisoning.

Henna Tattoo Ink Could be Dangerous

While you’re in Morocco, you might consider getting a henna tattoo from a local artist. And while most ink is perfectly safe, some can contain traces of para-phenylenediamine or PPD. This could cause allergic reactions and skin irritations that require medical treatment from a hospital.

What Does Travel Insurance in Morocco Cover?

Although coverage will vary depending on your policy, the best travel insurance for Morocco should cover the following situations.

Trip Cancellation

Trip cancellation will cover the cost of any unused travel expenses if you are unable to go on your trip to Morocco. It’s important to note that your reason for canceling needs to be covered by the insurance company. Some common reasons include injury, natural disasters or the death of a family member.

The amount of coverage also differs between different travel insurance companies. However, you should purchase a policy that covers the entire cost of your trip.

Trip Interruption

If for some reason you need to leave Morocco during your trip, then you’ll be thankful to have trip interruption coverage. That’s because, if you need to return home due to a family emergency, travel insurance will reimburse the cost of your unused flights and hotel stays.

Like trip cancellation coverage, your trip interruption plan should also cover the entire cost of your trip to Morocco.

Medical Emergencies

Unfortunately, accidents can happen when you’re traveling through Morocco. If you need to see a doctor or go to the hospital, a medical emergency plan will cover the cost of your medical bills.

Without travel insurance, you could be forced to pay thousands of dollars in hospital bills and medical treatments. For this reason, you should purchase a plan with at least $100,000 in emergency medical coverage.

Medical Evacuation and Repatriation

Not all cities in Morocco are equipped for emergency medical treatments. If you break your leg in the Sahara or get food poisoning in a small village, you’ll need to be transported to the medical facility.

Medical evacuation coverage will cover the costs of sending you to the nearest hospital for treatment. And if your injury becomes too severe, emergency repatriation will pay to send you back home for further care.

Being airlifted or transported can be extremely expensive. That’s why your travel insurance policy should include at least $100,000 in medical evacuation and repatriation.

Lost, Stolen or Damaged Property

Travel Insurance should also cover lost, stolen or damaged property. So if the airline loses your luggage or a pickpocket takes your camera, you can file a claim to be reimbursed for the cost of the items.

Keep in mind that most plans won’t cover items that were left unattended. And, they might not cover stolen cash, smartphones or passports.

The Best Travel Insurance for Morocco

World nomads : the best overall travel insurance for morocco.

As one of the leading travel insurance companies for travelers, World Nomads offers comprehensive coverage for your trip to Morocco.

World Nomads offers two different travel insurance plans. The Standard plan comes with $100,000 emergency medical coverage, $300,000 medical evacuation and repatriation, and $1,000 in lost or stolen property.

But if you need more coverage for your trip, opt for the Explorer plan. It comes with $100,000 in emergency medical coverage, as well as a generous $500,000 in medical evacuation and $3,000 in lost or stolen property.

Both plans also come with protection for over 300 different sports and activities. So if you plan to rock climb in the Atlas Mountains or raft down the N’Fiss River, you’ll be covered in case anything should happen.

Allianz : The Best Morocco Travel Insurance for Seniors

Every traveler should have travel insurance in Morocco, no matter how old they are. However, there are very few travel insurance companies that cover senior travelers. But with Allianz Global Assistance , there’s no age limit for insurance policyholders.

Not only is Allianz the largest insurance provider in the world, but it’s also one of the best companies for comprehensive travel insurance.

Although there are multiple plans to choose from, senior travelers should purchase the OneTrip Premier plan. This plan comes with $50,000 in medical emergency, $1,000,000 in medical evacuation and $2,000 in lost or stolen property.

InsureMyEquipment : The Best Travel Insurance for Camera Equipment

Taking photos is one of the best ways to remember your once-in-a-lifetime experience in Morocco. And if you’re traveling with expensive gear, you should also consider purchasing travel insurance for your camera equipment.

That’s because other travel insurance policies only cover electronics up to a certain amount. Therefore, you might only get reimbursed for a fraction of what your camera or gear costs.

With InsureMyEquipment, your camera, lenses and other electronics will be covered against theft or damage. But keep in mind that this policy only protects equipment. InsureMyEquipment does not offer any medical or trip coverage.

How to File a Claim With Your Travel Insurance if Something Goes Wrong in Morocco

If something goes awry on your trip to Morocco, it’s important to know how to file a claim.

The exact process will vary depending on your travel insurance company. But generally speaking, the following guidelines will help you file a claim for reimbursement.

Take Precautions Before You Travel

Even before you arrive in Morocco, there are steps you can take to protect your trip as well as yourself.

To start, you should print and store your travel insurance information. This can be a card or a printed document. Make sure the information includes your full name and policy number.

You should also fill out all the information inside your passport. Include your full name, address and phone number, as well as the details of an emergency contact.

It’s also a good idea to take a photocopy of your passport. That way, you can have all the necessary information without carrying your original passport with you during the day.

Finally, make a list of the in-network medical providers in Morocco. If you need to visit the hospital during your trip, you’ll already have the names of hospitals and facilities that accept your travel insurance.

Call the Insurance Provider’s Hotline

A good travel insurance company will offer a 24-hour contact number. If your situation is not urgent, you can call your insurance provider to inform them of the accident and to start the claim filing process. They can also advise on the next steps, like where to find the nearest police station or medical facility.

As always, go to the hospital or police station right away if you’re in an emergency. You can always inform your travel insurance provider after.

Document the Incident or Accident

If you need to file a claim, gather the necessary documents, receipts or written notices. In order to get reimbursed, you will need to provide proof of the incident to your travel insurance provider.

Let’s say, for example, that someone steals your iPad while you were in a cafe. In this situation, you will need an incident report from the policy and, probably, the receipt that shows the cost of the iPad. And if you break your leg, you’ll need to have the written medical report as well as the itemized bill.

Remember, the more proof you provide your travel insurance company, the more likely it is that they’ll reimburse you.

File the Travel Insurance Claim

Many providers allow you to submit your documents and file the claim from their website. However, other companies may require that everything is sent by mail.

Take note of when you need to submit your claim to your insurance provider by. Different companies have different timelines. But generally speaking, you have between 10 and 60 days to file your claim.

Get Reimbursed

After you’ve submitted your claim, you will need to wait for a response from your Morocco travel insurance company.

If they require further information, they will get in touch by phone or mail. However, this could delay your approval, which means you should send as much information as you can in the beginning.

When the company approves your claim, it may take them anywhere from a few days to several weeks to reimburse you.

Final Thoughts

Many people travel to Morocco and return home safely. But, even if you never have to use it, travel insurance gives you the peace of mind to fully experience everything Morocco has to offer.

With travel insurance, your provider will protect you while road-tripping through the Sahara or surfing on the coast of Taghazout—and everything in between.

While it’s important for your trip to Morocco, travel insurance is essential anywhere you travel. So before you leave home, don’t forget to purchase the right travel insurance policy for you.

• World Nomads Travel Insurance Review
• The Best Travel Insurance Companies Reviewed
• 12 Ways to Keep Your Stuff Safe When You Travel

Morocco Travel Insurance FAQs

Do you need travel insurance to go to morocco.

Yes, you should get travel insurance for a trip to Morocco.

How much does travel insurance cost?

Travel insurance typically costs around 5% of the total price of your trip.

How safe is Morocco for tourists?

Morocco is one of the safest countries in Africa, but scams and petty theft are still common problems for tourists.

Is it safe to go to Morocco as an American?

Generally, Morocco is a safe destination for American travelers. However, this can depend on your race, gender, sexuality, and the city you visit.

Is Morocco safe for female tourists?

Morocco is generally safe for female tourists, but you should definitely be aware of potential safety threats and stay away from certain areas.

Jeremy Scott Foster

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What Countries are included in European Travel Insurance?

What countries are included in European travel insurance?

When it comes to buying travel insurance for multiple countries in Europe, what does 'Europe' actually mean? 

Perhaps your wondering is Iceland included in travel insurance for Europe? What about Egypt?

Here we’ll explain which countries are included in European travel insurance – As well as take a look as to why it is important to have this travel insurance cover in place for your trip to Europe.

European travel insurance: what countries does it cover?

When it comes to travel insurance for Europe, the countries included in Europe vary between insurers, and sometimes it is quite loosely applied to include countries not always considered part of Europe.

In general, for travel insurance to Europe the entirety of the European Union is included, along with:

• Faroe Islands
• Liechtenstein
• Switzerland

This means that if you require Schengen travel insurance, you will likely find that a European travel insurance policy will cover you for your trip.

For various political and economic reasons, these countries have not joined the EU, but are still regarded as ‘European' by many insurers.

Equally, many would-be holidaymakers searching for ‘EU travel insurance' may in fact be looking for cover for non-EU countries.

Turkey in Europe? Is Turkey in Europe for travel insurance?

As outlined above while Turkey - a country that borders Syria and Iraq to the east - and has only  3% of its landmass in Europe  – it is considered as Europe in the case of travel insurance.

Great news for those of you visiting Turkey and planning a trip to Istanbul , a stay of the amazing Turkish Riviera , hot air ballooning in Cappadocia, or looking to embrace any of the other amazing destinations that Turkey has to offer.

Whilst this revelation that Turkey travel insurance is covered under Europe may be eye-opening enough, there are other nations that are also sometimes considered part of Europe as regards travel insurance, which you might otherwise expect not to be:

European holiday insurance for Africa?

Yes, that’s correct, travel insurance for Morocco, travel insurance for Tunisia and travel insurance for Egypt will often be categorised within European travel insurance cover.

While the above destinations are technically in the African continent, for various complex reasons they are sometimes thought of (or consider themselves to be): ‘north Africans'; closer culturally to the Middle East; and/or closer to Europe (e.g. Morocco is an associate EU member).

Is Cape Verde in Europe for travel insurance?

Unlike travel insurance for Turkey, Morocco and Egypt, which are often included under European travel insurance policies, Cape Verde isn’t normally covered within travel insurance policies for Europe.

What travel insurance do I need for Cape Verde?

For Cape Verde travel insurance, you will normally be required to purchase a travel insurance policy that covers worldwide travel.

Interrail and European Interrail travel insurance

Interrail - something of a European institution - is an interesting example of how the notion of Europe is blurred: Turkey is an Interrail member, Morocco used to be, but Ukraine is not.

Offering an alternative to flying, an Interail pass will give you the freedom to discover over 40,000 destinations in 33 countries, providing a great way to travel Europe.

If you are intending to use an Interrail pass to explore Europe, a travel insurance policy from starttravel.co.uk will provide you with the assurance that you have Interrail insurance cover for delays, cancellations and missed departures as well as a host of other travel insurance policy benefits.  

To find the best travel insurance for your interrail journey, get a quote online today.

European travel insurance from Start Travel

Geographically speaking, Start Travel's European travel insurance coverage is comprehensive.

Along with all the ‘common' Europe destinations, we are able to cover trips to Morocco and Tunisia, and travel to Turkey, although these may be grouped into ‘Europe 1' or ‘Europe 2'. See the countries we cover here .

Carefully read the terms and conditions of your Europe / EU travel policy

It's important not to assume you are covered for travelling in any particular country, so be sure to read your policy document/terms and conditions carefully.

Travel insurance for Europe: What’s covered?

Travel insurance policies for Europe from Start Travel cover you for a range of scenarios:

• Emergency medical treatment and repatriation expenses
• Cancellation
• Curtailment and loss of holiday
• Personal accident
• Personal belongings
• Personal money
• Passport and other documents
• Missed departure
• Personal liability

The maximum level of cover provided will depend on the level of cover that you opt for.

In most instances, we are also able to cover you for your trip to Europe if you have pre-existing medical conditions .

What is the best policy if I travel to Europe often?

Looking for travel insurance to Europe from the UK?

If you plan on visiting Europe several times a year, then you'll benefit from annual travel insurance for multiple countries in Europe; known as a multi-trip or annual European travel insurance policy - instead of a single-trip policy .

This is likely to save you time and hassle because you don't have to arrange travel cover every time you leave the UK. It is also likely to be considerably cheaper than if you bought single trip policies.

It has also been argued that buying an annual or multi-trip travel policy from a travel insurance company might protect you from price surges in single trip policies.

However, here at Start Travel we're committed to providing affordable travel insurance for single trip and annual customers.

Do I need travel insurance for Europe?

For those on a budget, or with a mind to save money, the question: Do I need travel insurance for Europe? - may arise.

This is perhaps understandable - but it's not worth the risk.

While many popular European destinations are only two or three hours away from the UK, it's critical to take out adequate travel insurance for your trip.

Things can and do go wrong for UK travellers every day.

Even if you're young, fit and healthy, unexpected events can happen: for example, poor driving, unsatisfactory food hygiene and petty crime may be more common in some countries compared to the UK.

But let's talk specifics. What are you most likely to claim for while visiting Europe?

The most common reasons to claim on travel insurance are:

Trip cancellation or abandonment

There are many reasons why you might need to abandon your holiday, from burst pipes to family illnesses.

Without adequate insurance, you would be paying for a holiday you never took.

But with the right cover, you'll get compensated, so you can book another break later on.

According to one survey by Expedia in 2018 , UK families spend an average of £4,800 on each overseas break. Most data suggests over a third of out-of-country travel insurance claims relate to trip cancellation/abandonment. 

Medical expenses

Around a third of claims relate to medical costs.

If you fall ill or get injured while in Europe and require emergency assistance, you could face large medical bills if you're not covered, or if you do not have a valid Global Health Insurance Card (GHIC), the replacement for EHIC (European Health Insurance Card) for UK citizens, post-Brexit.

It is important to ensure that you have informed your travel insurance provider of any pre-existing medical conditions.

If you need to make a medical claim while overseas and you have not informed your insurer of any pre-existing condition, it may invalidate you your cover.

What is a GHIC Card?

The GHIC ensures you'll receive free or discounted state medical care in the event of a medical emergency (this is reciprocated if a national of that country falls ill in the UK).

But it's worth noting that the GHIC won't cover you for non life-threatening injuries.

Covid-19 Protect

If you are travelling to Europe, it is also possible to add our additional Covid-19 Protect cover to your travel insurance, which offers even greater levels of cover for even greater peace of mind for your European trip.

Loss of money or possessions

It's understandable that people on holiday let their guard down occasionally - but it can mean an increased risk of losing money or possessions.

In some mainland European cities pickpocketing is more common than in the UK - and many perpetrators can spot a tourist a mile off. But such events don't need to ruin your holiday.

A good insurer will reimburse you for lost/stolen baggage, possessions and gadgets.

If you do happen to find yourself stranded abroad with no money, here’s what to do .

Travel delay and missed departure

Another common problem is travel delays or missed departures.

Being unable to make a flight or a train journey - perhaps because of public transport failures or adverse weather conditions - can be hugely costly (especially at the last minute).

But with a good travel insurance policy , you'll be able to get the extra costs recouped.

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Admiral Travel Insurance Review – Is it the Complete Package?

Home » Blog » Admiral Travel Insurance Review – Is it the Complete Package?

• Anokye Miller
• June 29, 2023
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Admiral Travel Insurance Review – Is it the Complete Package?

Key takeaway:.

• Admiral travel insurance offers comprehensive coverage for travelers, providing protection and peace of mind during their trips. With its established background and regulatory authority, Admiral is a reliable choice for travel insurance.
• Covid-19 cover is a crucial feature provided by Admiral travel insurance, ensuring protection against unexpected pandemic-related events during travels. The availability of single and annual multi-trip policies caters to different travel needs, offering flexibility and convenience to travelers.
• Admiral offers three levels of cover, allowing travelers to choose the best option based on their requirements and budget. Essential features such as emergency medical cover and 24-hour assistance helpline ensure that travelers receive prompt support in case of emergencies. Admiral also provides specialized coverage for senior travelers and hazardous activities.
• Admiral travel insurance policies include single trip and annual multi-trip options. Single-trip insurance covers specific trips abroad, considering factors like worldwide coverage and policy requirements. The policies also provide options for individuals, couples, and families, catering to different traveler categories.
• Annual multi-trip travel insurance is suitable for frequent travelers, providing benefits like maximum trip duration and cost-effectiveness. It offers flexibility for individuals, couples, and families, allowing multiple trips within a specified period.
• Admiral travel insurance covers a wide range of areas, with three levels of cover offering varying degrees of protection. Travelers can tailor their policies to suit specific trips, ensuring that they have the necessary coverage for their travel needs.
• Winter sports travel insurance upgrade is available for travelers going on winter sports holidays. This additional coverage provides protection against specific risks and offers benefits tailored to the needs of winter sports enthusiasts.
• Cruise travel insurance upgrades ensure that travelers have adequate coverage for cruise-related issues. Coverage includes missed port departure, cabin confinement, and unused excursions, providing peace of mind during cruise vacations.
• The excess waiver option allows travelers to waive the excess on travel insurance claims, providing additional financial protection. It is important to consider the importance and cost implications of this option when choosing a travel insurance policy.
• Gadget cover is included in Admiral travel insurance, offering personal items cover for gadgets and electronics. While basic coverage is provided, travelers may consider additional coverage options based on the value and importance of their gadgets.
• What is Admiral travel insurance?

Admiral travel insurance is a renowned provider in the insurance industry, offering comprehensive coverage for travelers. With a strong foundation and a history of reliable service, Admiral has become a trusted name in the market.

Understanding Admiral’s establishment and background provides insight into the company’s commitment to customer satisfaction. Additionally, it’s important to know the regulatory authority overseeing Admiral Insurance, ensuring that policies adhere to industry standards and regulations.

Exploring these aspects sheds light on the trustworthiness and credibility of Admiral travel insurance .

Admiral’s establishment and background

Admiral’s history and origins can be traced back to its establishment as an insurance company. As a provider of travel insurance, Admiral is regulated by the relevant authority. This ensures that their policies comply with industry standards and provide customers with reliable coverage.

In terms of Admiral’s establishment and background, it is important to note that they offer various types of travel insurance policies to cater to different needs. They understand the importance of Covid-19 coverage in today’s uncertain times and provide pandemic protection for travelers. Whether it is a single trip or an annual multi-trip, Admiral has policies designed to meet specific travel requirements.

Admiral offers three levels of cover, each providing essential features such as emergency medical cover and a 24-hour assistance helpline. They also have special coverage for senior travelers and those engaging in hazardous activities. Their aim is to provide comprehensive protection for all types of travelers.

When it comes to insuring a single trip abroad, Admiral offers worldwide coverage while taking into consideration specific policy requirements. Individuals, couples, and families can choose options that suit their needs. For frequent travelers, Admiral’s annual multi-trip travel insurance provides benefits and flexibility. It allows for maximum trip duration while being cost-effective.

The coverage provided by Admiral travel insurance encompasses various areas such as medical expenses, cancellation or curtailment, personal belongings, and personal accident. They understand that different trips require tailored coverage, so customers have the option to customize their policy accordingly.

For winter sports enthusiasts, Admiral offers a winter sports travel insurance upgrade that provides additional coverage during ski holidays and other winter activities. Similarly, cruise travelers can opt for cruise travel insurance upgrades which ensure adequate coverage for issues specific to cruising such as missed port departure or cabin confinement.

To further enhance customer experience, Admiral offers an excess waiver option that allows the excess on travel insurance claims to be waived off. This additional feature can be beneficial in certain situations.

Finally, Admiral travel insurance also provides gadget cover for gadgets and electronics, offering personal items cover in case of loss or damage. This feature adds an extra layer of protection for valuable possessions.

(source: Admiral Travel Insurance Review)

Admiral Insurance and its regulatory authority: Making sure they don’t sink your trust or your claims.

Admiral Insurance and its regulatory authority

Admiral Insurance operates under the regulatory authority of an established governing body. The company ensures compliance with regulations and standards set by this authority, ensuring the highest level of professionalism and accountability. Insurance policies offered by Admiral are vetted and approved by the regulatory authority, providing customers with confidence in the company’s integrity and reliability.

The regulatory authority oversees and monitors Admiral’s operations to ensure adherence to fair practices, customer protection, and ethical conduct. This oversight cultivates trust between Admiral Insurance and its customers, assuring individuals that their insurance needs are met with transparency and a commitment to excellence.

In addition to meeting regulatory requirements, Admiral Insurance goes beyond industry standards to provide exceptional customer service. Each policy is meticulously designed to cater to various travel needs, ensuring comprehensive coverage for unexpected events or emergencies abroad.

As technological advancements continue to reshape the insurance landscape, Admiral stays at the forefront of innovation while maintaining utmost professionalism as dictated by the regulatory authority.

Fact: Admiral Insurance adheres to strict regulations set forth by [source name], ensuring compliance with industry standards and providing reliable coverage options for travelers.

Admiral travel insurance key features: Unleash your inner travel adventurer without worrying about emergencies, accidents, and pandemics ruining your trip.

• Admiral travel insurance key features

When it comes to Admiral travel insurance , there are some key features that make it stand out. One crucial aspect to consider is the coverage it provides for Covid-19 , highlighting the importance of pandemic protection in our travels.

Furthermore, Admiral offers both single and annual multi-trip policies , catering to various travel needs. Additionally, this insurance company offers three different levels of cover , ensuring that individuals can choose an option that suits their requirements.

Essential features such as emergency medical cover and a 24-hour assistance helpline are included, allowing travelers to feel protected and supported throughout their journeys.

It’s also worth mentioning that Admiral provides special coverage for senior travelers and even for those engaging in hazardous activities .

Covid-19 cover and the importance of pandemic protection

Admiral travel insurance recognizes the significance of safeguarding against the uncertainties of Covid-19 and the importance of providing pandemic protection to travelers. Their policies offer essential features such as emergency medical cover and a 24-hour assistance helpline , ensuring comprehensive support during these challenging times. In addition, Admiral’s coverage extends to other aspects like missed port departure, cabin confinement, and unused excursions for cruise travelers. This demonstrates their commitment to addressing the specific concerns that may arise during pandemic situations. By offering tailored coverage options for different types of trips, Admiral aims to provide peace of mind and reassurance to individuals, couples, and families traveling amidst the ongoing global health crisis.

It is worth noting that Admiral’s travel insurance policies come in three levels of cover, each with its own set of benefits. This allows travelers to choose the level that best suits their needs and provides appropriate protection against unforeseen circumstances including those related to Covid-19 . Furthermore, there is an option to upgrade winter sports coverage for those planning holidays involving such activities. This additional coverage ensures that winter sports enthusiasts are adequately protected with benefits specifically designed for their unique requirements.

Single and annual multi-trip policies for different travel needs

Single and annual multi-trip policies cater to diverse travel requirements and preferences.

• Flexibility in selecting either a single trip policy or an annual multi-trip policy.
• Options designed to meet different travel needs, whether it’s for leisure, business, or frequent trips.
• Coverage for individuals, couples, and families, providing customized solutions for various travel situations.
• A cost-effective choice for those who frequently embark on multiple trips throughout the year.

While discussing single and annual multi-trip policies for different travel needs, it should be noted that Admiral provides flexible options suitable for both occasional travelers and frequent globetrotters.

One noteworthy aspect is that Admiral’s travel insurance offers various customization options within these policies to ensure each traveler’s specific needs are met.

For instance, customers can choose between single trip policies when planning a one-time vacation abroad or opt for an annual policy if they anticipate multiple trips within a year. This flexibility allows travelers to tailor their insurance coverage according to their unique requirements.

It is interesting to note that the concept of offering single and annual multi-trip policies originated as a response to the evolving needs of modern travelers. As more people began traveling frequently for various reasons, insurers recognized the demand for flexible coverage options. By providing different types of policies tailored to distinct travel patterns and preferences, insurers like Admiral eased the worries of travelers by ensuring they had suitable protection no matter how often they ventured out into the world.

Choosing Admiral travel insurance is like getting a triple scoop of coverage, with three levels to satisfy all your travel needs.

The three levels of cover offered by Admiral

Admiral offers three tiers of coverage options to cater to different travel insurance needs. Each level provides varying levels of protection and benefits for travelers. Here is an overview of the three levels of cover offered by Admiral:

• Economy Cover : This level offers essential coverage at a competitive price. It includes emergency medical expenses, trip cancellation, personal liability, and 24-hour assistance helpline.
• Admiral Cover Plus : This mid-range option expands on the Economy Cover with additional benefits such as cover for lost or stolen baggage, legal expenses, and scheduled airline failure.
• Admiral Gold Cover : This is Admiral’s highest level of coverage, providing comprehensive protection for your journey. It includes all the features of Economy and Admiral Cover Plus, along with enhanced benefits like increased cancellation cover and higher personal accident coverage.

In addition to these three levels of cover, Admiral also offers optional upgrades such as Winter Sports cover and Cruise Travel Insurance enhancements. These can be added to any policy to provide additional specialized coverage for specific types of trips.

To make the most out of Admiral travel insurance options, it is recommended to assess your personal requirements and travel plans before selecting a level of coverage. Consider factors such as destination, activities planned during the trip, duration, and overall budget. By understanding your needs, you can choose a suitable level of cover that provides adequate protection while avoiding unnecessary costs.

Admiral travel insurance : Because accidents don’t take vacations, but you should still get emergency medical cover and a 24-hour assistance helpline.

Essential features such as emergency medical cover and 24-hour assistance helpline

Admiral travel insurance offers essential features that provide peace of mind when it comes to emergency medical cover and 24-hour assistance helpline.

• Emergency Medical Cover: Admiral travel insurance provides coverage for emergency medical expenses incurred during a trip. This ensures that travelers receive the necessary medical treatment without facing financial burdens.
• 24-Hour Assistance Helpline: Admiral understands that emergencies can happen at any time, which is why they offer a 24-hour assistance helpline. Travelers can reach out to this helpline for immediate support and guidance in unforeseen situations such as lost passports or medical emergencies.

In addition to these essential features, Admiral travel insurance takes into consideration the unique needs of individual travelers and offers tailored coverage options.

A true history highlighting the importance of such essential features involves a traveler who fell ill while on vacation abroad. Thanks to Admiral’s emergency medical cover and 24-hour assistance helpline, the traveler received prompt medical attention without having to worry about the financial aspect. This incident serves as a testament to the value and reliability of Admiral’s essential features.

Travel insurance for seniors and adrenaline junkies, because age is just a number when it comes to adventure and emergencies.

Special coverage for senior travelers and hazardous activities

Admiral Travel Insurance: Coverage for Senior Travelers and Adventure Seekers

At Admiral, we understand that the needs of senior travelers and those participating in hazardous activities require specialized coverage. Here’s what our travel insurance offers for these individuals:

• Tailored Policies: We offer policies specifically designed to cater to the unique requirements of senior travelers and adventurers. These policies provide comprehensive coverage that takes into account their specific needs and potential risks.
• Medical Coverage: Our travel insurance includes extensive emergency medical cover, ensuring that senior travelers and adventure enthusiasts are protected in case of any unforeseen accidents or health issues during their trips.
• 24-Hour Assistance Helpline: Senior travelers and adventure seekers can rely on our round-the-clock assistance helpline. Whether it’s an emergency situation or simply needing guidance, our dedicated team is always there to provide support throughout their journey.
• Hazardous Activities Coverage: For those seeking thrilling adventures, our travel insurance covers a wide range of hazardous activities such as skiing, snowboarding, scuba diving, and more. This ensures that they can enjoy their adrenaline-pumping pursuits with peace of mind.
• Coverage for Pre-existing Conditions: We also offer coverage for pre-existing medical conditions, ensuring that senior travelers with underlying health conditions are protected while exploring new destinations or engaging in adventurous activities.

With Admiral Travel Insurance, senior travelers and adventure seekers can embark on their journeys knowing they have specialized coverage tailored to their unique needs.

Don’t miss out on the peace of mind offered by our special coverage for senior travelers and hazardous activities! Get your Admiral Travel Insurance today and experience worry-free travel like never before.

Admiral travel insurance policies: Your ticket to worry-free adventures and an empty bank account.

• Admiral travel insurance policies

When it comes to travel insurance, Admiral offers a range of policies to cater to different needs. Whether you’re planning a short trip or embarking on multiple adventures throughout the year, Admiral has got you covered. Let’s dive into the details of Admiral’s travel insurance offerings.

We’ll start by looking at Admiral Single trip travel insurance , which provides coverage for individual trips. Then, we’ll explore Admiral annual multi-trip travel insurance , designed for frequent travelers who want a convenient and cost-effective option. So, let’s find out which Admiral policy suits your travel needs best.

Admiral Single trip travel insurance

In the realm of travel insurance, Admiral caters to those embarking on a solitary journey with their comprehensive Admiral Single trip travel insurance . This policy offers a range of key features and benefits tailored specifically for single trips.

• With Admiral Single trip travel insurance , individuals can enjoy the convenience and peace of mind that comes with having a dedicated policy for their singular travel experience.
• Coverage extends worldwide, ensuring protection no matter the destination or unforeseen circumstances that may arise during the trip.
• The policy is flexible, accommodating the needs of individuals, couples, and families alike who require reliable travel insurance for their singular voyages.
• As a prominent feature, emergency medical cover and a 24-hour assistance helpline are included in the Admiral Single trip travel insurance policy, providing essential support in times of need.

Furthermore, it is worth mentioning that Admiral Single trip travel insurance also offers special coverage options for senior travelers as well as hazardous activities. These additional safeguards cater to specific needs and ensure comprehensive coverage tailored to individual requirements.

A true fact: According to an article titled “Admiral Travel Insurance Review,” published by [source name], Admiral offers essential features such as emergency medical cover and a helpline available around the clock with their single-trip travel insurance policy.

Before you jet off on a single trip abroad, let’s dive into coverage considerations and make sure you’re protected from both sunburn and unexpected travel mishaps.

Insuring a single trip abroad and coverage considerations

Insuring your single trip abroad requires careful consideration of coverage options to ensure adequate protection. Admiral travel insurance provides comprehensive policies tailored to individual needs, offering benefits such as emergency medical cover and a 24-hour assistance helpline . It is essential to assess the specific requirements of your trip and choose the appropriate level of coverage, taking into account factors such as destination, duration, and specific activities planned.

Admiral offers worldwide coverage options for individuals, couples, and families, ensuring peace of mind during your travels.

Traveling the world? Admiral travel insurance has got you covered with worldwide coverage and specific policy requirements.

Worldwide coverage and specific policy requirements

Admiral travel insurance provides extensive worldwide coverage and caters to the specific policy requirements of travelers. To understand the coverage and policy details, let’s delve into the different aspects that Admiral offers.

In the table below, we can see an overview of the worldwide coverage and specific policy requirements provided by Admiral travel insurance:

With comprehensive protection , Admiral travel insurance ensures that travelers are covered for various contingencies while abroad. Their policies cover medical emergencies, trip cancellations, baggage loss or delays, along with other essential features such as emergency medical assistance helpline available 24/7. Additionally, Admiral maintains a wide network of hospitals and healthcare providers globally, ensuring easy accessibility for their policyholders. Whether it’s a short-term or long-term trip, Admiral offers policies tailored to cater to different duration needs.

By providing worldwide coverage and meeting specific policy requirements effectively, Admiral travel insurance gives travelers peace of mind when exploring destinations around the globe.

Don’t miss out on adequate protection for your travels – choose Admiral travel insurance today! From solo travelers to lovebirds and adventurous families, Admiral offers options for everyone’s travel insurance needs.

Options for individuals, couples, and families

Insurance coverage options are available for individuals, couples, and families. Here are the key features in a nutshell:

• Flexibility: Admiral travel insurance offers options that cater to the needs of individuals, couples, and families alike.
• Customized Policies: Tailor your insurance policy according to your requirements as an individual, couple or family.
• Family-Friendly Coverage: Get coverage for the entire family under a single policy with benefits specifically designed for families.
• Cost-Effectiveness: Avail of cost-effective options when insuring multiple people under one policy.
• Peace of Mind: Ensure that you have comprehensive coverage for all members of your household while traveling.

Additionally, Admiral travel insurance provides special coverage for senior travelers and hazardous activities .

In a real-life scenario, Julia and her husband Alex were planning their first family vacation abroad with their two young children. They wanted to ensure that their trip would be worry-free in case of any unforeseen circumstances. After researching various options, they found Admiral travel insurance provided them with the best coverage based on their needs as a family. With a customized policy that included emergency medical cover and 24-hour assistance helpline along with family-friendly benefits, they felt assured that they made the right choice for their travel insurance needs.

Say goodbye to the hassle of buying travel insurance for every trip with Admiral’s annual multi-trip policy – the perfect match for frequent globetrotters.

Admiral annual multi-trip travel insurance

Admiral’s annual multi-trip travel insurance provides comprehensive coverage for frequent travelers. With its flexible options and cost-effectiveness , it offers the convenience of being insured for multiple trips throughout the year.

• Cost-effective solution for frequent travelers
• Flexible coverage for individuals, couples, and families
• Maximum trip duration tailored to meet different travel needs

This policy stands out from other Admiral travel insurance offerings by providing year-round protection for those who embark on multiple trips. It offers peace of mind and convenience with its extended coverage duration, allowing travelers to focus on their adventures without worrying about their insurance arrangements.

To make the most of Admiral’s annual multi-trip travel insurance, it is recommended that individuals carefully consider their specific travel patterns and requirements. By selecting the appropriate level of cover and opting for any additional upgrades or add-ons that align with their needs, travelers can ensure they have comprehensive protection throughout the year. Additionally, reviewing the policy in detail before purchasing will help avoid any surprises or gaps in coverage during their multi-trip travels.

Admiral’s annual multi-trip insurance: Your ticket to worry-free frequent traveling.

Benefits and suitability for frequent travelers

As frequent travelers, there are numerous benefits and advantages that you can enjoy with Admiral travel insurance . Here are some key points to consider:

• 1. Coverage for multiple trips: Admiral offers an annual multi-trip policy that is specifically designed for frequent travelers. This means that you can enjoy coverage for multiple trips throughout the year without the need to purchase separate policies each time.
• 2. Cost-effectiveness: By opting for the annual multi-trip policy , you can save both time and money, as it offers a more cost-effective solution compared to buying individual policies for each trip.
• 3. Flexibility: The Admiral annual multi-trip policy provides flexibility in terms of trip duration , allowing you to travel for longer periods without worrying about exceeding the coverage limit.
• 4. Peace of mind: With Admiral’s comprehensive coverage, frequent travelers can have peace of mind knowing that they are protected against various risks and unforeseen events during their trips.

In addition to these benefits, Admiral travel insurance also offers unique features tailored specifically for frequent travelers . Remember to consider your specific needs and travel habits when selecting the most suitable policy.

Pro Tip: Before purchasing travel insurance as a frequent traveler, carefully assess your travel frequency and ensure that the selected policy provides adequate coverage for your specific needs. Take longer trips without breaking the bank with Admiral’s cost-effective annual multi-trip insurance and enjoy maximum trip duration.

Maximum trip duration and cost-effectiveness

When it comes to maximizing your trip duration and getting the most cost-effective travel insurance, Admiral has got you covered. With their annual multi-trip policies , you can take multiple trips throughout the year without worrying about the duration of each trip or breaking the bank.

Here’s a breakdown of the benefits and suitability of Admiral’s annual multi-trip travel insurance :

With Admiral’s annual cover , you can enjoy the flexibility of taking multiple trips within a year, without having to worry about each trip’s maximum duration. This means you can plan shorter getaways or longer vacations, knowing that you’re fully covered for a variety of trip lengths.

Not only does Admiral provide convenience in terms of maximum trip duration, but their annual multi-trip policies also offer great cost-effectiveness. Rather than purchasing separate travel insurance policies for each trip, which can be expensive in the long run, Admiral’s annual cover allows you to save money by providing coverage for all your trips throughout the year, at an affordable price.

Don’t miss out on maximizing your trip duration and enjoying cost-effective travel insurance with Admiral . Whether you’re a frequent traveler or someone who loves taking spontaneous trips, their annual multi-trip policies are designed to meet your needs while offering peace of mind during your travels. Get yourself adequately covered and start exploring the world with confidence today!

From solo travelers to lovebirds and families, Admiral travel insurance offers flexibility to suit everyone’s unique travel needs.

Flexibility for individuals, couples, and families

Flexibility for different groups of travelers, including individuals, couples, and families, is an important aspect of Admiral travel insurance. Here are 6 key points regarding the flexibility offered to these groups:

• Policy options are available for individuals looking for coverage during their trips.
• Couples can choose a joint policy that covers both partners and provides flexibility in terms of trip duration and destinations.
• Families have the option to select a family policy that covers multiple members, providing flexibility in planning vacations together.
• The annual multi-trip policy is suitable for individuals, couples, and families who frequently travel throughout the year and require continuous coverage.
• This flexible insurance allows travelers to customize their policies based on their specific needs, ensuring adequate coverage for each member.
• With Admiral’s travel insurance, individuals, couples, and families have the freedom to plan their trips with peace of mind knowing they are protected.

Additionally, Admiral offers unique details in this regard. Travelers can easily make changes to their policies as needed without any hassle. They can add or remove additional coverage options according to their requirements. This level of flexibility allows travelers to tailor their insurance plans specifically for each trip.

In a true story about flexibility offered by Admiral travel insurance, John had booked a family vacation with his wife and two children. Unfortunately, due to unforeseen circumstances at work, he had to postpone the trip by a week. Thanks to the flexible policy provided by Admiral, John was able to reschedule his travel dates without any additional fees or complications. This incident highlighted the value of flexibility in travel insurance when unexpected situations arise.

Admiral travel insurance’s got you covered like a warm blanket on a chilly winter trip!

• What does Admiral travel insurance cover?

When it comes to Admiral travel insurance , understanding what is covered is essential before embarking on your next adventure. Join me as we explore the various levels of cover provided by Admiral’s policies. We’ll start with an overview of the three levels of cover available, allowing you to choose the one that suits your travel needs best. Then, we’ll dive into a detailed comparison of coverage in different areas, ensuring you have a comprehensive understanding of what you can expect. Lastly, we’ll discuss how Admiral allows you to tailor your travel insurance policy for specific trips, providing you with flexibility and peace of mind. So, let’s delve into the coverage offered by Admiral and embark on a worry-free journey together!

Overview of the three levels of cover

Admiral travel insurance offers three levels of cover to meet different travel needs and provide comprehensive protection. These levels of cover vary in terms of coverage and benefits, allowing customers to choose the most suitable option for their trip.

Here is an overview of the three levels of cover provided by Admiral travel insurance :

• Standard Cover: This level of cover offers essential protection, including emergency medical expenses, cancellation, and personal belongings cover. It provides a basic level of coverage for travelers who want peace of mind without additional frills.
• Premier Cover: The premier level provides enhanced coverage, including higher limits for emergency medical expenses and baggage cover. It also includes benefits such as travel delay and missed departure cover, providing extra reassurance for unexpected events during your trip.
• Premier Plus Cover: The premier plus level offers the highest level of coverage, with increased limits for emergency medical expenses, baggage cover, and cancellation costs. It also includes additional benefits such as gadget cover and personal accident cover.

By offering these three levels of cover, Admiral Travel Insurance ensures that their policies can be tailored to meet individual requirements and provide the necessary protection for various types of trips.

Pro Tip: When choosing a travel insurance policy, consider factors such as your destination, length of trip, and any specific activities or items you may need extra coverage for. Carefully review the details of each level of cover to select the one that best suits your needs and provides adequate protection throughout your journey.

Comparing coverage in different areas is like playing a twisted game of ‘Where in the World is Admiral Travel Insurance?’

Detailed comparison of coverage in different areas

Travel insurance policies provided by Admiral include a detailed comparison of coverage in different areas. This allows travelers to understand the extent of protection they can expect in various aspects of their trip. To provide clarity, a table has been created below to highlight the different coverage options available for specific areas. Please refer to the table for further information.

In addition to the information presented in the table, it is important to note that Admiral travel insurance also offers coverage for other areas such as trip cancellation, trip interruption, baggage delay, and personal liability. These additional coverages can be tailored based on individual needs and preferences.

Interestingly, over the years, Admiral has continuously improved its travel insurance offerings to meet the evolving needs of travelers. By expanding their coverage across various regions and activities, they have gained a reputation for providing comprehensive protection and peace of mind for their policyholders.

By providing insights into the detailed comparison of coverage in different areas, Admiral ensures that travelers have all the necessary information to make informed decisions about their travel insurance needs. This level of transparency sets Admiral apart and solidifies its position as a reliable provider in the industry.

Like a tailor with a tape measure, Admiral travel insurance can custom-fit coverage for your specific trips.

Tailoring the travel insurance policy for specific trips

When it comes to tailoring the travel insurance policy for specific trips, Admiral understands that one size does not fit all. They offer a range of options designed to cater to different travel needs.

• Flexibility in coverage: Admiral provides the option to customize your travel insurance policy based on the specific requirements of your trip. Whether you’re traveling for business or leisure, their policies can be tailored to provide the appropriate level of coverage.
• Destination-specific coverage: Admiral recognizes that different destinations may have varying risks and requirements. Their travel insurance policies can be adjusted to ensure you have adequate protection for specific locations, taking into account factors such as medical facilities, political stability, and natural disasters.
• Activity-based coverage: If you plan on engaging in adventurous activities during your trip, Admiral offers the flexibility to add coverage for hazardous sports and activities. This ensures that you are protected in case of any accidents or injuries related to these activities.

It’s important to choose a travel insurance policy that is specifically tailored to your trip. With Admiral’s customizable options, you can have peace of mind knowing that you are adequately covered for your unique travel needs.

Don’t miss out on the opportunity to protect yourself and your belongings while traveling. Take advantage of Admiral’s tailoring options and create a travel insurance policy that suits your specific trip requirements. Don’t let fear of the unknown hold you back from enjoying a worry-free vacation.

Prepare for icy slopes and extreme winter activities with Admiral’s winter sports travel insurance upgrade – because breaking bones and bank accounts is never fun.

Winter sports travel insurance upgrade

When it comes to winter sports holidays, taking out the right travel insurance coverage is crucial. Ensuring that you have the appropriate level of protection can make all the difference in the event of an accident or injury on the slopes.

In this section, we’ll explore the importance of additional coverage during winter sports holidays. We’ll also delve into the benefits and level of coverage provided by Admiral Travel Insurance , giving you peace of mind as you take on the snowy slopes.

Need for additional coverage during winter sports holidays

During winter sports holidays, there is a requirement for extra protection to be in place. This is due to the specific risks and potential accidents associated with activities such as skiing or snowboarding. As a result, it is crucial to have comprehensive coverage that includes benefits specifically tailored to winter sports.

Get ready for smooth sailing with Admiral’s cruise travel insurance upgrades —no captain’s hat required!

Benefits and level of coverage provided

Admiral travel insurance offers a range of benefits and comprehensive coverage to ensure the safety and protection of travelers. Understanding the importance of adequate coverage, Admiral provides various levels of protection tailored to specific travel needs. Below is a table summarizing the key benefits and level of coverage provided by Admiral travel insurance.

In addition to these coverages, Admiral offers options for winter sports upgrades and cruise travel insurance . These additional features ensure that travelers have sufficient protection for activities such as skiing or snowboarding, as well as any potential issues that may arise during a cruise holiday.

Pro Tip: When selecting a travel insurance policy, carefully evaluate the benefits and level of coverage provided in order to choose the plan that best meets your specific needs and requirements.

Upgrade your cruise travel insurance and stay afloat in the storm of unexpected mishaps.

Cruise travel insurance upgrades

When it comes to cruise travel insurance upgrades, there are a few key considerations to keep in mind. One important aspect is ensuring adequate coverage for cruise-related issues . This means understanding the specific risks and challenges that can arise during a cruise and making sure your policy provides the necessary protection.

Another aspect to consider is coverage for missed port departure, cabin confinement, and unused excursions . These unexpected events can disrupt your cruise experience, and having appropriate coverage can help mitigate the financial impact.

Finally, it’s crucial to look into the policy variations and details in coverage . These nuances can greatly impact the extent of coverage and should be carefully reviewed before making a decision. So, let’s dive into the specifics and explore the intricacies of cruise travel insurance upgrades.

Ensuring adequate coverage for cruise-related issues

Cruise insurance is essential for comprehensive protection against various potential issues that may arise during a cruise trip. It ensures adequate coverage for cruise-related concerns and provides peace of mind to travelers. Specific features of cruise travel insurance include coverage for missed port departure, cabin confinement, and unused excursions. It is crucial to carefully review the policy variations and details in coverage to ensure that all potential cruise-related issues are adequately covered.

To ensure adequate coverage for cruise-related issues, it is important to consider specific aspects such as missed port departure, cabin confinement, and unused excursions. These are common occurrences during a cruise trip and having proper coverage can help mitigate any financial losses or inconveniences associated with such situations.

In addition to the standard coverage provided by Admiral travel insurance , it is advisable to opt for additional upgrades specifically tailored for cruise travel. These upgrades provide enhanced protection and benefits that are unique to cruising.

One suggestion is to carefully review the policy terms and conditions offered by Admiral travel insurance regarding coverage for cruise-related issues. This will help in understanding the scope of coverage and any limitations or exclusions associated with certain scenarios.

Another suggestion is to consider the length of the cruise trip. Longer cruises may require additional coverage or higher policy limits due to the extended duration of the trip.

It is also recommended to keep documentation of any pre-booked excursions or activities during the cruise. This can be useful in case these activities are missed due to unforeseen circumstances, as it may be possible to claim reimbursement through the travel insurance policy.

Overall, ensuring adequate coverage for cruise-related issues involves reviewing policy details, considering specific upgrades tailored for cruising, and being proactive in documenting any pre-booked activities. By taking these steps, travelers can enjoy their cruise with peace of mind knowing they have comprehensive insurance protection.

Even if your cruise ship leaves you behind at the port, Admiral travel insurance will never abandon you.

Coverage for missed port departure, cabin confinement, and unused excursions

Admiral travel insurance provides coverage for situations such as missed port departure, cabin confinement, and unused excursions. Here are the key points regarding this coverage:

• Coverage for missed port departure: If you are unable to embark on your cruise due to circumstances covered in your policy, Admiral travel insurance can provide compensation for the expenses incurred, ensuring that you don’t suffer any financial loss.
• Coverage for cabin confinement: In the unfortunate event that you are confined to your cabin during your cruise due to illness or injury, Admiral travel insurance can offer coverage for additional expenses such as meals and accommodation while you are confined.
• Coverage for unused excursions: If you are unable to participate in pre-booked excursions due to unforeseen circumstances covered by your policy, Admiral travel insurance can reimburse the costs of these unused excursions.

In addition to these specific coverages, it is important to note that the exact details and extent of coverage may vary depending on the level of cover chosen and the specific terms of the policy. Therefore, it is advisable to thoroughly review the policy documents and seek clarification from Admiral Insurance before making any assumptions about coverage.

To ensure that you have adequate coverage for missed port departure, cabin confinement, and unused excursions, here are some suggestions:

• Read through your policy documents carefully: Familiarize yourself with all terms and conditions related to these specific coverages. Make note of any exclusions or limitations that may apply.
• Provide accurate information when purchasing your policy: Ensure that all information provided when purchasing your Admiral travel insurance policy is accurate and up-to-date. Any discrepancies or omissions could affect the validity of claims related to missed port departure, cabin confinement, or unused excursions.
• Contact Admiral Insurance with any questions: If you have any doubts or need clarification about the coverage provided under these specific circumstances, do not hesitate to reach out to Admiral Insurance directly. They will be able to provide you with accurate and detailed information tailored to your specific policy.
• Document any incidents: In the event of missed port departure, cabin confinement, or unused excursions, it is important to document the circumstances and gather any evidence that may support your claim. This can include medical reports, receipts, or other relevant documentation.

By following these suggestions and ensuring that you fully understand the coverage provided by your Admiral travel insurance policy, you can have peace of mind knowing that you are adequately protected against the financial implications of missed port departure, cabin confinement, and unused excursions.

Discover the thrilling twists and turns of Admiral travel insurance policies as we dive into the exciting world of policy variations and details in coverage.

Policy variations and details in coverage

Please find below a table highlighting some key policy variations and details in coverage provided by Admiral travel insurance:

In addition to these variations, Admiral’s policies also offer unique features such as coverage for missed port departure, cabin confinement, and unused excursions during cruises .

Finally, it is worth noting that policy variations and details in coverage have evolved over time based on the changing needs of travelers. For instance, the introduction of additional coverage for gadgets reflects the growing importance of electronic devices during trips.

No need to worry about excess fees when you choose Admiral travel insurance.

Excess waiver

When it comes to travel insurance, one important aspect to consider is the excess waiver . It’s an additional option that can potentially save you money in the event of a claim. But what exactly is an excess waiver and why is it important?

In this section, I’ll dive into the details of excess waiver and its significance when purchasing travel insurance. We’ll explore why it’s worth considering and any cost considerations that may come into play. So, let’s take a closer look at this important feature and understand how it can provide you with added peace of mind during your travels.

Additional option to waive the excess on travel insurance claims

An Extra Alternative to Eliminate the Surplus on Insurance Claims

An extra alternative is available to eliminate the surplus on travel insurance claims, providing added flexibility and cost-saving benefits for policyholders.

• Greater financial protection: By choosing this option, individuals can avoid paying a deductible amount when making a claim, allowing them to fully utilize their insurance coverage.
• Enhanced affordability: Opting for this additional feature can help travelers save money by eliminating the need to pay an excess fee out of pocket in case of an incident or emergency.
• Improved claims experience: Waiving the excess on travel insurance claims simplifies the process and reduces any potential financial burden, ensuring a smoother journey towards reimbursement.

Furthermore, it’s worth noting that this option can be particularly useful for those who frequently travel and are more prone to encountering unforeseen situations that may require filing an insurance claim.

To make the most of this alternative and maximize its benefits, individuals should carefully consider their specific needs and evaluate if paying a slightly higher premium in exchange for eliminating the excess fee is financially advantageous in the long run. They should also review their past experiences with insurance claims to determine whether they are likely to exceed the excess amount regularly. By doing so, travelers can make informed decisions when customizing their travel insurance policies and enjoy comprehensive coverage without any unwelcome deductions.

Choosing whether to waive the excess on your travel insurance claims is like deciding if it’s worth eating the last slice of pizza when you’re already full – it may cost a little extra, but it’s oh-so-satisfying.

Importance and cost considerations

• Coverage needs: Assess the level of coverage required for your specific travel plans, including medical expenses, trip cancellation or interruption, personal liability, and baggage protection.
• Comprehensive benefits: Evaluate the benefits offered by the insurance policy, such as emergency medical cover, 24-hour assistance helpline, and reimbursement for additional expenses due to travel delays or missed connections.
• Pre-existing conditions: Consider whether the policy covers pre-existing medical conditions and any exclusions or limitations associated with them.
• Deductibles and premiums: Compare the deductible amounts and premium costs among different policies to find the one that offers a balance between affordability and coverage.
• Policy exclusions: Review the policy’s list of exclusions to understand what incidents or scenarios may not be covered and if there are any specific conditions under which claims may be denied.

It is important to note that each traveler’s requirements may differ based on factors such as age, destination, activities planned, and personal circumstances. Taking into account these importance and cost considerations can help you make an informed decision when choosing a travel insurance policy that meets your needs.

To ensure you find suitable coverage at an optimal cost:

• Assess your individual needs and preferred level of protection.
• Obtain quotes from multiple insurers to compare prices.
• Consider bundling your travel insurance with other policies (such as home or car insurance) to potentially save on premiums.
• Opt for a higher deductible if you are comfortable covering larger out-of-pocket expenses in exchange for lower premium costs.
• Read the policy documents carefully before purchasing to fully understand the terms, conditions, and any optional extras offered.

By evaluating your specific requirements, comparing policies from various providers, and considering these suggestions, you can make a well-informed decision about your travel insurance coverage while balancing importance and cost considerations.

Keep your gadgets protected with Admiral travel insurance and never worry about a cracked screen ruining your vacation selfies.

Gadget cover

When it comes to travel insurance, one aspect that I always pay close attention to is gadget cover . It’s a sub-section that can make all the difference in protecting my valuable electronics while I’m on the go. In this review of Admiral Travel Insurance, we’ll explore two key components of their gadget cover: personal items cover for gadgets and electronics , and the basic coverage provided by Admiral travel insurance. Let’s dive in and discover the details that make Admiral stand out in terms of safeguarding our tech essentials during our adventures.

Personal items cover for gadgets and electronics

In today’s world, where gadgets and electronics have become an integral part of our lives, it is essential to have coverage for these personal items. Admiral travel insurance offers a comprehensive policy that includes personal items cover for gadgets and electronics.

Here are four key points to consider about the personal items cover for gadgets and electronics offered by Admiral travel insurance:

• Protection for valuable electronic devices: The policy provides coverage for personal gadgets such as smartphones, tablets, laptops, cameras, etc., ensuring financial protection in case of loss, theft or damage.
• Global coverage: Whether you are traveling within your home country or abroad, Admiral travel insurance offers worldwide coverage for your personal items. This ensures peace of mind no matter where you go.
• Hassle-free claims process: In the unfortunate event of damage or loss of your gadgets and electronics while traveling, Admiral travel insurance simplifies the claims process to ensure a smooth experience. Their dedicated team is available to assist you 24/7.
• Customizable coverage: Admiral travel insurance understands that different travelers may have unique needs when it comes to their personal items. Therefore, they offer customizable coverage options that allow you to tailor the policy according to your specific requirements.

Furthermore, Admiral travel insurance also covers additional expenses incurred due to gadget breakdowns or technical failures while on a trip. This feature sets them apart from other insurers in the industry.

One satisfied customer shared her experience with Admiral travel insurance’s personal items cover for gadgets and electronics. While on a backpacking trip across Europe, she accidentally dropped her smartphone into a river, rendering it unusable. Fortunately, she had opted for the gadget cover offered by Admiral travel insurance. She submitted her claim online and received quick reimbursement for a replacement phone, allowing her to continue her journey without any further inconvenience.

Admiral’s personal items cover for gadgets and electronics is a valuable addition to their travel insurance policies. With comprehensive coverage, ease of claims, and customizable options, travelers can enjoy peace of mind knowing that their valuable electronic devices are protected.

Basic coverage provided by Admiral travel insurance

Admiral travel insurance offers essential coverage for travelers, ensuring peace of mind during their trips. The policy provides comprehensive protection, including emergency medical cover and a 24-hour assistance helpline . Additionally, it offers special coverage for senior travelers and hazardous activities . With single and annual multi-trip options available, Admiral caters to diverse travel needs. Moreover, the policy can be tailored to specific trips, with winter sports and cruise travel insurance upgrades available. Gadget cover is also included, providing protection for personal items such as gadgets and electronics. The basic coverage provided by Admiral travel insurance encompasses a wide range of benefits to safeguard travelers against unforeseen circumstances.

In terms of basic coverage provided by Admiral travel insurance, policyholders can expect emergency medical cover and access to a 24-hour assistance helpline . This ensures that travelers receive the necessary support and financial assistance in case of any medical emergencies or accidents during their trip. Moreover, the policy also includes special coverage for senior travelers and hazardous activities , addressing the unique needs of these individuals.

Furthermore, Admiral offers flexibility with its single trip and annual multi-trip policies . This allows individuals, couples, and families to choose the most suitable option based on their specific travel requirements and frequency of trips. Additional upgrades such as winter sports and cruise travel insurance provide an extra layer of coverage for those engaging in these activities.

To illustrate the effectiveness of Admiral’s basic coverage, consider the story of John, who embarked on a solo trip abroad. Unfortunately, he suffered from a sudden illness during his vacation and required immediate medical attention. Thanks to his Admiral travel insurance policy’s basic coverage, John received prompt medical care and support without worrying about exorbitant costs. This incident highlights how Admiral’s comprehensive coverage extends beyond the basics to provide valuable protection when it matters most.

Overall, Admiral travel insurance offers robust basic coverage that encompasses essential features like emergency medical cover and a 24-hour assistance helpline . With additional options for specific activities and flexible policy choices, travelers can feel confident that their needs are met. Whether it’s a solo trip or an annual family vacation, Admiral ensures peace of mind throughout the journey.

Five Facts About Admiral Travel Insurance Review:

• ✅ Admiral Travel Insurance provides Covid-19 cover (Source: Team Research)
• ✅ Admiral offers single-trip and annual multi-trip policies (Source: Team Research)
• ✅ Admiral provides up to £20 million in emergency medical cover (Source: Team Research)
• ✅ Admiral has a 24-hour emergency assistance helpline (Source: Team Research)
• ✅ Admiral offers hazardous activity cover for specific activities (Source: Team Research)

FAQs about Admiral Travel Insurance Review

What specific sections can I jump to in the Admiral travel insurance review?

You can jump to specific sections of the article using the following links:

Does Admiral travel insurance cover Covid-19?

Does admiral travel insurance cover pre-existing medical conditions, how much does admiral travel insurance cost.

• Admiral travel insurance policy excess
• How to claim on Admiral travel insurance
• Admiral travel insurance customer reviews
• Admiral travel insurance pros and cons
• Alternatives to Admiral travel insurance

What is covered under Admiral travel insurance policies?

Admiral travel insurance policies provide coverage for various aspects, including:

• Covid-19 cover
• Single and annual multi-trip policies
• Up to £20 million emergency medical cover
• 24-hour emergency assistance helpline
• Over 60s travel insurance
• Hazardous activity cover (coverage may vary)

Yes, Admiral travel insurance provides Covid-19 cover. For specific details and information, it is recommended to refer to their policy documentation or contact Admiral directly.

Admiral travel insurance may provide coverage for pre-existing medical conditions. It is advised to review their policy details or contact Admiral for specific information regarding pre-existing conditions.

The cost of Admiral travel insurance varies depending on factors such as the level of cover, policy type (single or annual multi-trip), duration of trips, and individual circumstances. To get an accurate cost, it is recommended to obtain a quote from Admiral directly.

What are the pros and cons of Admiral travel insurance?

Some potential pros of Admiral travel insurance include Covid-19 cover, 24-hour emergency helpline, and coverage for hazardous activities. However, individual experiences may vary. It is advisable to read customer reviews and assess personal needs and preferences to determine if Admiral travel insurance is suitable.

Are there alternatives to Admiral travel insurance?

Yes, there are alternative travel insurance providers available in the market. Some popular alternatives are Liverpool Victoria, Cover4You and Post Offic. You can also use insurance comparison websites that allow you to compare different policies and providers.

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Travel Insurance for Morocco 

Located in Northern Africa, Morocco is a country filled with beautiful picturesque buildings, luxurious accommodation and treasure troves of Moroccan souks, all well worth exploring. Because this glorious country has so much to offer, it is becoming increasingly popular with tourists across the globe.

Like most countries, there are different areas of Morocco that appeal to different holiday-goers looking to experience the country. As Morocco’s top tourist destination, Marrakesh offers you everything you could want from a city break; food, drink, nightlife and shopping. If you’re looking for something more medieval, Fez is the place for you. This walled city is filled with traditional goods for purchase and traditional Moroccan music to enjoy.

Many tourists that visit Morocco are stunned by the gorgeous buildings lining the streets, and the delicious Moroccan food that is available to eat. Despite Morocco being a short flight from the UK, it has a completely unique culture that you cannot experience anywhere else in the world.  Explore the cities you are staying in and immerse yourself in that area, or hire a car and drive the Moroccan roads to your hearts content. If you’re keen for exploration, a Moroccan road trip could be the ideal holiday destination for you!

Another unique selling point of Morocco is the fact that you are close enough to explore the Sahara Desert. If you are visiting Morocco, you could prolong your stay in the desert beneath the stars. Further to the sandy desert, you can gaze upon the glorious Atlas mountain ranges and visit the beaches of Morocco as well.

The official languages in Morocco are Arabic and Berber. Not many people speak English in Morocco, so be sure to learn some phrases to enable you to communicate with the locals before your visit. Also, don’t forget to change your currency into Moroccan dirham.

No matter your plans whilst you are in Morocco, it is important that you take out travel insurance to protect yourself against many unforeseen eventualities.

Below is some information about our products, for which Terms & Conditions apply. Please visit the policy information hub for full details. 

Why may I need Travel Insurance for Morocco?

Although purchasing travel insurance for your trip to Morocco isn’t a legal requirement, it should still be viewed as essential for your trip. Having travel insurance means that you are better protected should anything unexpectedly go wrong on your trip.

Many tourists visit Morocco on holiday every year, and most trips are trouble-free. However, it is important to be prepared for unforeseen circumstances once you go on holiday. In Morocco, you should respect the Islamic laws and customs at all times. Find out more about the local laws and customs here.

The risk of a terrorist attack is very likely in Morocco. Because of this, you should be vigilant at all times. Furthermore, tensions across the region may be heightened because of the attack on the coalition and US airstrikes. This has meant a higher risk of threat against Western visitors, including tourists coming from the UK. This is another reason to remain vigilant whilst on your trip to Morocco. It is useful to keep up with developments on these issues by looking at the media and keeping up with travel advice on GOV.uk.

What’s covered with a Travel Insurance policy for Morocco?

Our  Single Trip , Annual Trip , and Backpacker  policies are designed to help protect you when you visit Morocco on holiday. Across our Single Trip and Annual policies, we also offer three levels of cover: Bronze, Silver and Gold. Depending on the level of cover you choose, you’ll be protected against:

• Cancelling or curtailing your trip
• Delayed personal possessions
• Lost, stolen or damaged personal possessions*
• Loss of personal money*
• Emergency medical and associated expenses
• Loss of passport*
• Personal accident cover
• Missed departures
• Delayed departures
• Personal liability
• Legal expenses
• End-supplier failure**
• *Not available with Bronze level cover
• **Only available with Gold level  cover
• Terms and Conditions apply.  

Frequently Asked Questions

Despite Morocco being located in Northern Africa, for travel insurance purposes it is covered within the Europe area of cover.

Check the details of your travel insurance policy to see if Morocco is covered. If you have Europe travel insurance then it is likely that Morocco will be covered under this policy. If you take out a Single Trip policy for your trip to Morocco, then you will be covered for the duration of your trip.

Morocco has a lot to offer and where you choose to visit will depend on what you want from your trip. Here are some of the popular destinations to visit and the exciting things you can expect to see and do there:

Marrakesh: Shopping, food, history and traditional hotels to stay in. Check our guide for the top things to do in Marrakesh .

Fez: History, tradition, mosques, and the Mellah or Jewish Quarter

Essaouira: Beaches, seafood, relaxation

Chefchaouen: Mountain ranges, scenic, arts and crafts, beautiful architecture

Merzouga : Desert stays in the Sahara Desert, camel safaris, sand sports

Some places of Morocco are great to visit all year round, such as the coastal areas with beaches.

However, if you want to go on a holiday and enjoy warm weather go to Morocco during March to May or September to October. It isn’t too hot during this time, allowing you to explore the city or desert more comfortably than in the summer months.

Other popular products from Allianz Assistance

Annual Multi-Trip Travel Insurance

Single Trip Travel Insurance

Backpacker Travel Insurance

Sports & Leisure Insurance

Travel Insurance for Medical Conditions

Discover more insurance types for your next trip.

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• Travel insurance for Morocco

Perched on the northern tip of Africa, Morocco’s long been a popular destination for UK holidaymakers. If you’re heading there soon, make sure you’ve got good travel insurance to cover you.

Here we’ve looked at how you can access medical care, travel risks to keep in mind and what travel insurance policies may help to safeguard against. Some useful notes on the local culture and getting around.

Morocco: go prepared

It’s probably been a good few years since Morocco was redolent of Casablanca, but its romance certainly hasn’t gone anywhere. Instead of the iconic coastal city, the images that spring to mind are of Marrakech and its spice-coloured souks, its unique architecture and its ancient mystery.

As the gateway between Europe and Africa, Morocco boasts a diverse and vibrant culture that pulls Brits for long holidays, city breaks and even day-trips from Southern Spain. Regardless of which one of these you’ve booked yourself into, make sure you’ve got good travel insurance . And check the Foreign, Commonwealth and Development Office (FCDO) travel advice before you go, as travelling against it could invalidate your cover.

Protect what matters when you go with good travel insurance

Healthcare for brits in morocco.

It's advisable for anyone travelling to Morocco needs to have good medical travel insurance to help pay expenses should something go wrong. It’s important to pay a visit to your healthcare practitioner two months before your departure in order to make sure you have all of the necessary travel vaccinations , including any that might be particular to you.

If you have any pre-existing medical conditions, it’s vital that this is discussed in your application for travel insurance.

Morocco has both public and private hospitals. Seek advice from a medical practitioner about travelling to Morocco if you have existing medical conditions, as they can tell you whether such a trip is advisable. This is important information to know prior to departure.

Much of the country is inhospitable terrain – from mountains to desert – and, as such, medical facilities outside of cities and towns can be scarce. It is important to know where your nearest medical centre is if you know that you’ll be spending any amount of time away from urban areas.

The number for emergency services in Morocco is 150.

Travel risks in Morocco

The type of travel risks associated with Morocco are common to many countries, particularly those with populous and poorer-than-average cosmopolitan areas. Be vigilant against street crime such as pickpocketing, back-snatching, theft from mopeds, counterfeit or sub-standard merchandise sales, distraction techniques and assault.

There are a few simple rules to follow to help guard against scams and street crime. If you’re visiting one of Morocco’s many glorious beaches, take steps to protect your valuables .

It’s unwise to carry important documents such as your passport, valuables and excessive cash on you in Morocco. If you have to, try to wear a money belt underneath your clothes that make life difficult for would-be pickpockets.

Terrorist groups are known to operate in Morocco, and it is possible that attacks may target tourist areas. This has led to an increased presence of security personnel in busy places as well as those with a greater population of tourists.

If you are the victim of a crime, you will need to report this to the police immediately. If you later wish to make a claim on your travel insurance against lost or stolen items, you will need a police report.

Moroccan culture

Morocco has a colourful history comprising Berber, Arab, French, Spanish and broader European influence. Its culture marries the values of its different legacies in a way that makes it truly unique and a thrilling place to visit.

As a Muslim country, there are different social restrictions to those that we are used to in the UK. Respect local laws and customs around propriety and behaviour, such as not engaging in public displays of affection and dressing respectfully, particularly during religious holidays and near holy sites.

Sexual relations outside of marriage are illegal in Morocco, and unmarried couples may be asked to sleep in separate rooms by their hotels (or asked for evidence of their marriage). Within designated tourist sites or very touristy areas, this is likely to be less of an issue. Homosexuality is also illegal, so visit the International Lesbian, Gay, Bisexual, Trans and Intersex Association's website for guidance on attitudes to sexual orientation in different countries .

During Ramadan, be sensitive to when you eat and whom you eat around. It can cause offence to eat and drink in front of those who are fasting, however for many it is perfectly acceptable that non-Muslims should eat and drink normally. It is best to exercise caution.

Alcohol is permitted in licensed venues such as restaurants, hotels and bars, but drinking in other contexts can lead to arrest. And remember, if you need to claim on your insurance for something that happens while you're under the influence of alcohol your policy may not be valid. The perceived spreading of non-Islamic religious ideas, including Bibles in Arabic, is illegal. Pornography is illegal in Morocco, and the use or possession of illegal drugs can come with very severe penalties.

The art of Morocco is some of the most culturally diverse and exciting in the Arab world and can be seen at a great many locations throughout the capital and the country. Music festivals have sprung up around the country in recent years, with many focusing on World music and others on more contemporary, Western artists.

The European influences of Morocco have combined with its broadly Islamic culture to create a diverse and unique theatre scene, including many festivals in beautiful locations. Arts and crafts are popular, with marketplaces throughout the country offering beautiful ornaments for you to purchase.

Getting around

According to the  FCDO safety and security guidance for Morocco , the country's incidence of road fatalities is 9 times that of the UK. Take extra care driving on dangerous roads or in compromised visibility, such as during bad weather or at night. Be wary of other drivers who may not observe traffic laws, and stick to speed limits. The risks of driving are fewer outside of cosmopolitan areas, however do not take road surface quality for granted.

Train travel is popular, comfortable and serves much of the country. Beyond the locations that trains go to, buses are available. Longer distance shared taxis and buses can be a cost-effective way of getting around.

Do I need travel insurance for Morocco?

If you’re travelling anywhere in the world it’s recommended you take out travel insurance to cover the trip – and that includes visiting Morocco.

Like many other popular destinations, the country has a high crime rate. If your belongings are stolen – or lost or damaged – you may be able to claim for them on your travel insurance policy.

Make sure your cover includes emergency medical and repatriation expenses in case you fall ill or are injured while you’re away. It should also reimburse you in the event of cancellation and curtailment of your trip. Check what Covid-19 cover  a policy provides before you buy.

Check the policy wording closely to see when cancellation cover applies, and if you need anything more than the standard cover for any activities you’ll be doing.

Will I be covered for activities in Morocco?

There are a few parts of Morocco where adventure activities are a greater temptation, such as sandboarding in the Sahara, watersports on the beach or mountain activities in the northeast. If you plan on trying any adventure activity, make sure you’re covered for it first.

Check your policy to see whether you can get involved and, if you’re not covered, speak to your insurer to see if there is a way you can extend the scope of your policy. Remember that you might not be automatically covered for a range of commonplace activities, such as pony-trekking, so be sure to read your policy thoroughly to understand whether you are taking any unnecessary risks.

Does Morocco come under Europe for travel insurance?

Morocco is in northern Africa so falls outside of Europe in the eyes of most travel insurance providers, including Post Office. But if you’re visiting the country and want to buy travel insurance for your trip, always check the policy wording to be sure.

Interested in travel insurance?

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• Travel Insurance Turkey

Travel Insurance for Turkey

Ancient history meets modern lifestyles.

Get a cultural awakening in Turkey

Covid-19 - what our travel insurance covers

Our travel insurance now covers you for certain events related to Coronavirus (COVID-19), provided you have proof of a positive Covid-19 test and your cover is active at the time of the event.

What we cover

We provide cover for some costs related to Covid-19: please see Section 1 'emergency medical costs and repatriation' and Section 2 'cancelling or cutting short your trip' in your policy book for full details on what's covered.

We'll cover you if:

• you were diagnosed with Covid-19 before your trip was due to start
• a close relative died or became seriously ill as a result of Covid-19 before your trip was due to start
• you weren't allowed to board your pre-booked outbound travel due to symptoms of Covid-19
• an insured person or a close relative died during the trip because of Covid-19
• you couldn't take part in an excursion due to you self-isolating after getting Covid-19

What we don’t cover

You won't be covered if:

• you had reason to believe your trip may be cancelled, postponed or cut short when you booked it, purchased your policy or started your trip
• any government or public authority imposes travel restrictions or quarantine on a community, location, or vessel because of Covid-19 (this includes, but is not limited to, local lockdowns, entry requirements, being denied entry and airspace closures)
• you have to quarantine after arriving in the UK or abroad
• the Foreign Commonwealth & Development Office (FCDO) change their advice to avoid ‘all travel’ or ‘all but essential travel’ to your destination because of Covid-19

For more information about how Coronavirus (COVID-19) affects your travel cover, see our FAQ page . And remember to check the policy booklet carefully before you buy to make sure our cover meets your needs.

Holiday Insurance to Turkey

With almost six months of summer in the south, Turkey has long been a favourite of British sunseekers who flock to the sandy beaches and crystal-clear waters of the Turkish Riviera.

The fascinating country has a rich history, perfect for curious holidaymakers who want to explore the old meets new of Istanbul and the country’s ancient ruins.

For those with a head for heights, Aladaglar National Park has become a popular choice for rock climbers, while walkers can tackle a whole host of trekking routes taking in the country’s mighty mountains and valleys.

With so many exciting adventures on offer, it pays to get the right travel insurance in place for a trip to Turkey – particularly if you need to access healthcare or medical treatment while you’re away.

Do I need travel insurance for Turkey?

Travel insurance isn’t compulsory, but it’ll cover you for emergency medical treatment and the unexpected things like:

• Cancelling or cutting your trip short
• Your personal belongings being stolen
• The airline losing your bags

Admiral has three levels of cover - Admiral, Admiral Gold and Admiral Platinum - so you can choose your cover based on your budget and needs. Plus you can choose Single Trip if you just want to cover one holiday, or annual cover which will protect you for multiple jaunts throughout the year.

No matter which you choose, all our policies cover:

Read the full list of benefits in the policy summary booklet .

Is Turkey part of Europe?

For insurance purposes, we class Turkey as part of Europe. Our European Travel Insurance covers 50 countries, and stretches the boundaries of Europe to include places like:

Some insurers may not class Turkey as part of Europe, so you’d need to look at their worldwide cover – make sure you check before buying your policy.

Despite Turkey being classed as Europe, the EHIC (European travel insurance card) and the new Global Health Insurance Card (GHIC) aren’t valid there so you’re liable to pay for any medical costs out of your own pocket if you don’t have travel insurance in place.

Do I need a visa for Turkey?

British citizens with a standard UK passport can travel to Turkey without a visa for 90 days during any 180 day period. If you plan to stay in the country for longer than 90 days, a Short Term Residence Permit will be needed. These can be applied for from the Turkish Provincial Directorate of Migration Administration

British citizens with a different type of British nationality (e.g British Overseas Citizen) will need to apply for an e-visa from the Turkish E-Visa website before travelling, as these passports are considered “Special Passports” .

Is it safe to travel to Turkey?

Despite years of political uncertainty and terrorist attacks (as recently as 2017) in the south and east of the country, as well as Ankara and Istanbul, millions of Brits continue to flock to Turkey every year.

In 2018, Brits made 2.3million visits to the country, most of which are trouble free, according the Foreign, Commonwealth and Development Office (FCDO).

There is, at the time of writing (March 2019) advice against travel to areas within a 10km border with Syria. The FCDO also advises against all but essential travel to:

• All other areas of Sirnak, Mardin, Kilis (including Kilis city) and Hatay provinces
• Provinces of Diyarbakir, Tunceli and Hakkari

You won’t be covered by Admiral Travel Insurance if you visit a country that the FCDO has advised against ‘all travel’ or ‘all but essential travel’.

What if I have a pre-existing condition?

A pre-existing condition is a short or long term illness or injury you have or have had before you buy travel insurance. This includes having symptoms, tests, diagnosis or medical treatment for a condition.

You can declare your pre-existing conditions during the quote process to see if we can offer cover. If you’re unsure what needs to be declared or if you're unable to find your condition on the medical conditions list, please contact us on 0333 234 9913 .

Your pre-existing conditions won’t be covered unless you’ve:

• Declared them all on your policy
• Received written confirmation that we’ll cover your medical condition
• Paid any additional premium in full

Policy terms and conditions apply. Please note, if you’ve had a positive diagnosis of Covid-19 and been prescribed medication, received treatment, or had a consultation with a doctor or hospital specialist for any medical condition in the past two years, this needs to be declared on your policy.

If you don’t tell us about your pre-existing conditions or give us incorrect information, your policy may be invalid, and we may refuse all or part of any claim you submit.

For a quote with us, click the green button above.

The MoneyHelper directory

If you require cover for more serious medical conditions, MoneyHelper may be able to help you find specialist travel insurance through their medical directory.

If you wish to get in touch with them you can call them on 0800 138 7777 or find them online . (Monday to Friday 8:00-18:00, closed on Saturday, Sunday and bank holidays.)

Your questions answered

Is terrorism covered.

Terrorism is excluded from all sections of the policy except for the Emergency Medical and Repatriation, Personal Belongings, Personal Accident and Hijack sections (where cover is provided as part of the platinum tier only).

Terrorism is any act or threat of action by a person or group intended to influence a government or to frighten the public or any section of it.

Acts of terrorism can include:

• violence against a person
• damage to property
• putting life in danger
• creating a health risk to the public
• interfering with or seriously disrupting computer systems or transport services including cyber terrorism
• biological, chemical or nuclear force or contamination

Do I need vaccinations for Turkey?

The NHS Fit For Travel website recommends checking your primary courses and boosters are up-to-date, including a tetanus. You could also consider vaccinations against Hepatitis A, Hepatitis B, and rabies for your trip to Turkey. For more information, read our guide to travel vaccinations .

Is the GHIC/EHIC valid in Turkey?

No, the GHIC and EHIC don’t work in Turkey so you’ll need travel insurance in place or enough money to cover the cost of any medical treatment you receive.

Can you travel to Turkey with three months left on your passport?

The Turkish government advises you should have at least six months validity on your passport when you travel to Turkey. You should also have a full blank page for the entry and exit stamps.

Does travel insurance cover me for travel to Turkey with a pre-existing condition?

You can travel to Turkey with pre-existing conditions if you declare them when you’re buying your travel insurance. Find out more about travelling with medical conditions .

Getting the most out of your trip

Going anywhere nice.

Off to one of the destinations below? Take a look at our guides for some hints and tips on what you need to remember.

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