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Top Travel Insurances for Morocco You Should Know in 2024

Byron Mühlberg

Monito's Managing Editor, Byron has spent several years writing extensively about financial- and migration-related topics.

Links on this page, including products and brands featured on ‘Sponsored’ content, may earn us an affiliate commission. This does not affect the opinions and recommendations of our editors.

Morocco is a popular North African country to visit that's home to historic cities, deserts, the Atlas Mountains, beaches, as well as a tasty cuisine. Although travelling to Morocco can be an accessible holiday destination for many people, and although healthcare costs in the country aren't outrageously expensive, it's still a very good idea to arrive there with travel insurance anway, as you'll want the highest-quality healthcare you can find.

Luckily, online global insurances (known as 'insurtechs') specialize in cost-savvy travel insurance to Morocco and other countries worldwide. Our list below explores the four services we believe provide the best deals for young travellers, adventurers, everyday holidaymakers looking for comprehensive but affordable coverage, and longer-term expats.

Morocco Insurance Profile

Here are a few of the many factors influencing the scope and cost of travel insurances for Morocco:

Best Travel Insurances for Morocco

• 01. Should I get travel insurance for Morocco? scroll down
• 02. Best medical coverage: VisitorsCoverage scroll down
• 03. Best trip insurance: Insured Nomads scroll down
• 04. Best mix for youth and digitial nomads: SafetyWing scroll down
• 05. FAQ about travel insurance to Morocco scroll down

Heading to Morocco soon? Don't forget to check the following list before you travel:

• 💳 Eager to dodge high FX fees? See our picks for the best travel cards in 2024.
• 🛂 Need a visa? Let iVisa take care of it for you.
• ✈ Looking for flights? Compare on Skyscanner !
• 💬 Want to learn the local language? Babbel and italki are two excellent apps to think about.
• 💻 Want a VPN? ExpressVPN is the market leader for anonymous and secure browsing.

Do I Need Travel Insurance for Morocco?

Yes, travel insurance is mandatory for travel to Morocco. This means that as a traveller to Morocco, you must provide valid travel insurance coverage for the entire duration of your stay. If you don't arrive with travel insurance, you risk being denied entry into Morocco, or even deported in certain cases.

However, regardless of whether or not it's legally required, it's always a good idea to take our health insurance before you travel — whether to Morocco or anywhere else. For what's usually an affordable cost , taking out travel insurance will mitigate most or all of the risk of financial damage if you run into any unexpected troubles during your trip abroad. Take a look at the top five reasons to get travel insurance to learn more.

With that said, here are the top three travel insurances for Morocco:

VisitorsCoverage: Best Medical Coverage

Among the internet's best-known insurance platforms,  VisitorsCoverage  is a pioneering Silicon Valley insurtech company that offers comprehensive medical coverage for travellers going abroad to Morocco. It lets you choose between various plans tailored to meet the specific needs of your trip to Morocco, including coverage for medical emergencies, trip cancellations, and travel disruptions. With its easy online purchase process and 24/7 live chat support, VisitorsCoverage is a reliable and convenient option if you want good value and peace of mind while travelling abroad.

• Coverage 9.0
• Quality of Service 9.0
• Pricing 7.6
• Credibility 9.5

VisitorsCoverage offers a large variety of policies and depending on your needs and preferences, you'll need to compare and explore their full catalogue of plans for yourself. However, we've chosen a few highlights for their travel insurance for Morocco:

• Policy names: Varies
• Medical coverage: Very good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, mental health-related conditions, and many others.
• Trip coverage: Excellent - but only available for US residents.
• Customer support: FAQ, live chat and phone support
• Pricing range: USD 25 to USD 150 /traveller /month
• Insurance underwriter: Lloyd's, Petersen, and others
• Best for: Value for money and overall medical coverage

Insured Nomads: Best Trip Coverage

Insured Nomads is another very good travel insurance option, especially if you're adventurous or frequently on the go and are looking for solid trip insurance with some coverage for medical incidents too. With Insured Nomads, you can choose the level of protection that best suits your needs and enjoy a wide range of benefits, including 24/7 assistance, coverage for risky activities and adventure sports, and the ability to add or remove coverage as needed. In addition, Insured Nomads has a reputation for providing fast and efficient claims service, making it an excellent choice if you want peace of mind while exploring the world.

• Coverage 7.8
• Quality of Service 8.5
• Pricing 7.4
• Credibility 8.8

Insured Nomads offers three travel insurance policies depending on your needs and preferences. We go through them below:

• Policy names: World Explorer, World Explorer Multi, World Explorer Guardian
• Medical coverage: Good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, and many others.
• Trip coverage: Good. Includes coverage for trip cancellation and interruption, lost or stolen luggage (with limits), adventure and sports activities, and many others.
• Customer support: FAQ, live chat, phone support
• Pricing range: USD 80 to USD 420 /traveller /month
• Insurance underwriter: David Shield Insurance Company Ltd.
• Best for: Adventure seekers wanting comprehensive trip insurance

SafetyWing: Best Combination For Youth

SafetyWing is a good insurance option for younger travellers or digital nomads because it offers flexible but comprehensive coverage at a famously affordable price. With SafetyWing, you can enjoy peace of mind knowing you're covered for unexpected medical expenses, trip cancellations, lost or stolen luggage, and more. In addition, SafetyWing's user-friendly website lets you manage your policy, file a claim, and access 24/7 assistance from anywhere in the world, and, unlike VisitorsCoverage, you can even purchase a policy retroactively (e.g. during a holiday)!

• Coverage 7.0
• Quality of Service 8.0
• Pricing 6.3
• Credibility 7.3

SafetyWing offers two travel insurance policies depending on your needs and preferences, which we've highlighted below:

• Policy names: Nomad Insurance, Remote Health
• Medical coverage: Decent. Includes coverage for doctor and hospital visits, repatriation, and many others.
• Trip coverage: Decent. Includes attractive coverage for lost or stolen belongings, adventure and sports activities, transport cancellation, and many others.
• Pricing range: USD 45 to USD 160 /traveller /month
• Insurance underwriter: Tokyo Marine HCC
• Best for: Digital nomads, youth, long-term travellers

How Do They Compare?

Interested to see how VisitorsCoverage, SafetyWing, and Insured Nomads compare as travel insurances to Morocco? Take a look at the side-by-side chart below:

Data correct as of 4/1/2024

FAQ About Travel Insurance to Morocco

Travel insurance typically covers trip cancellation, trip interruption, lost or stolen luggage, travel delay, and emergency evacuation. Some travel insurance packages also cover medical-related incidents too. However, remember that the exact coverage depends on the insurance policy.

Yes, medical travel insurance is almost always worth it, and we recommend taking out travel insurance whenever visiting a foreign country. Taking out travel insurance will mitigate some or all of the risk of covering those costs yourself in case you need medical attention during your stay. In general, we recommend VisitorsCoverage to travellers worldwide because it offers excellent value for money and well-rounded travel and medical benefits in its large catalogue of plans.

Health insurance doesn't cover normal holiday expenses, such as coverage for missed flights and hotels, but in case you run into medical trouble while abroad, it may cover some or all of your doctor or hospital expenses while overseas. However, not all health insurance providers and plans offer coverage to customers while abroad, and that's why it's generally best to take out travel insurance whenever you travel.

Although there's overlap, health and travel insurance are not exactly the same. Health insurance covers some or all of the cost of medical expenses (e.g. emergency treatment, doctor's visits, etc.) while travel insurance covers non-medical costs that are commonly associated with travelling (e.g. coverage for missed flights, stolen or lost personal belongings, etc.).

The cost of travel insurance depends on several factors, such as the length of the trip, the destination, the age of the traveller, and the level of coverage desired. On average, travel insurance can cost anywhere between 3% and 10% of the total cost of the trip.

A single-trip travel insurance policy covers a specific trip, while an annual one covers multiple trips taken within a one-year period. An annual policy may be more cost-effective for frequent travellers.

Yes, you can sometimes purchase travel insurance after starting your trip, but it is best to buy it before the trip begins to ensure maximum coverage. If you do need to buy insurance after you've started your trip, we recommend VisitorsCoverage , which offers a wide catalogue of online trip and medical insurance policies, most of which can be booked with immediate effect. Check out our guide to buying travel insurance late to learn more.

Yes, you can most certainly purchase travel insurance for a trip that has already been booked, although we recommend purchasing insurance as soon as possible aftwerwards to ensure all coverage is in place before your journey begins. Check out our guide to buying travel insurance late to learn more.

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11 things you need to know before visiting Marrakesh

By: Author Monica

Categories Morocco

This blog about things you need to know before visiting Marrakesh was created in collaboration with Admiral Travel Insurance. Travel insurance is something you should never travel without no matter where you’re going!

Marrakesh is one of those cities that keeps drawing me back in. It’s the exotic excitement of visiting somewhere completely different to home. It’s like stepping into Aladdin’s world (my favourite Disney film!) with palaces and secret gardens, crowds and hustle and magic and mystery waiting around every corner.

Yes, Marrakesh is an incredible place and the main thing I love is that it feels so different to home. But with this unfamiliarity you do need a bit of caution. You may have heard stories of pickpockets and scammers, unethical snake charmers and monkey captors, dodgy food and encounters with mysterious people.

Thankfully, it’s very easy to avoid this side of the city and enjoy the magic of Marrakesh without having any negative experiences. You need to be aware of the problems so you know what to avoid, so it’s worth doing as much research as possible to make sure you get the most out of your trip!

Here are some things you need to know before visiting Marrakesh

It’s hot.

OK, this is an obvious one but, really, it’s seriously hot and this is something to seriously consider when you’re planning which month to visit Marrakesh.

It’s so hot I’d even suggest avoiding a trip to Marrakech in June-August completely when the temperatures soar to 40 degrees C. Spring and autumn are perfect times to visit Marrakech and it can also make a great winter city break. I was in Marrakech in January and it was around 15 degrees and sunny everyday. For me, this is the perfect temperature for exploring and we could go hiking in the High Atlas Mountains without getting too hot. 

Read more: What to wear in Marrakech

It’s a really good idea to start your trip with a tour

Marrakesh is a labyrinth and the medina and old streets are almost impossible to navigate as a first-time visitor. There’s so much to see, do, eat, smell and buy that it would be very easy to spend your first day wandering around aimlessly and getting hopelessly lost.

For this reason I highly recommend taking a tour as soon as possible after you arrive.

You might take a walking tour to see the touristy highlights, a cycling tour to get out of town, a historical tour or, my personal favourite, a food tour! I took an evening food tour with Marrakech Food Tours and it was amazing. It was a great introduction to the medina and a great way to find the best local places to eat.

You will get lost (and that’s OK)

Even if you have the best sense of direction, you’re probably going to get a little lost at some point. During my last visit I was with Sam who is amazing with directions but during my first visit I had 2 days alone and I was basically lost the entire time!

Make sure you always carry around the name and address of your accommodation, written in both English and Arabic, in case you need to ask someone for directions or get a taxi back to your hotel. I’d also make yourself a map with Google Maps with pins to the places you’d like to visit. Most UK visitors won’t have data included in their mobile roaming plan but you can load your map using the Wifi in your hotel and your phone will then use GPS to keep using the map throughout the day. Just remember to load it before you leave and don’t close down Google Maps or you’ll lose your map.

You will get hassled

There’s no getting around it, when you’re in the touristy areas you will get hassled to buy things. I’ve heard stories of sales tactics being really aggressive and many tourists find this unnerving.

If I’m honest, I’ve never experienced anything that made me feel uncomfortable.

I’ll give a firm and clear, ‘No thank you’, and continue walking without making eye contact.

Sam tends to get hassled more because he feels too rude to ignore people and will respond to their questions and have a laugh and a joke with them – and then he can’t get rid of them!

Do what you’ve got to do but don’t feel any obligation to have a 10 minute chat with everyone who catches your eye!

You can do serious luxury on a budget

Marrakech is cheap, very cheap! Which means you can have some seriously luxurious experiences for a fraction of the cost of other countries.

You may choose to simply have a low-cost city break or you may choose to have a seriously luxurious break for a similar price to a standard city break to somewhere like London, Barcelona or Rome.

I stayed at Riad Kniza, a super luxe riad!

You should definitely do some day trips

Marrakech is an incredible city but there’s also so much to see outside the city – and there are loads of easy day trips you can take. We took a full day hiking trip to the High Atlas Mountains with Desert Trips Morocco and it was incredible! I’d also highly recommend an overnight desert trip where you camp in the sahara desert if you have the time.

You could book tours with your accommodation before you arrive or check out sites like Viator or Get Your Guide for tours you can book online in advance.

You’ll need to protect yourself from pick-pockets

Statistically, Marrakech isn’t actually too bad for pick-pockets and thieves but the city does have a bad reputation so it’s worth taking some precautions to protect yourself and your belongings. You could invest in some pick-pocket proof clothing but my main tip is to simply have very little worth stealing.

I’ll usually have a small, crossbody handbag or a bum bag that’s really easy to keep close. I’ll have a small amount of cash inside, one credit card and my phone and that’ll be it. I won’t wear any flashy jewellery or take important things out like my passport.

Of course, make sure you’ve got travel insurance just in case anything does happen!

Agree on prices BEFORE – especially for taxis

The number 1 rule is that if prices aren’t written down you need to agree on a price BEFORE. This especially applies to taxis who are well known for taking you somewhere and then quoting an extortionate fee when you arrive.

If you’re nervous about negotiating with taxi drivers, then ask your accommodation to organise taxis for you. They’ll usually be able to arrange an airport pickup and can call taxis when you want to go places and they can agree fees for you. You might pay a little more than if you negotiated with a yellow cab on the street but it’s a good option if you’re not confident haggling!

Dress respectfully

I have a blog post about what to wear in Morocco here. 

As it’s so touristy you’ll probably see people wearing skimpy, strappy, inappropriate clothing but that doesn’t mean it’s OK. I recommend covering up from above your elbows to below your knees – so t-shirts and midi skirts are perfect! 

It’s fun to window shop but actual shopping isn’t great

Whilst researching my trip to Marrakech I found that most people recommended having a day shopping. And yes, window shopping around the souks of Marrakech is fun but I didn’t actually find a whole lot worth buying. I once bought a beautiful leather bag in Morocco and I spent hours haggling over the price. But it wasn’t until I got home that I realised I actually could have bought a cheaper and better quality bag at home! The bag had broken within a year and left a weird smell that lingered in my wardrobe for much longer!

Spend your dirham before you leave

The local currency is the Moroccan dirham but it’s illegal to take it in or out of the country. This means you’ll need to get it out of the cash machine when you arrive (there are cash machines at the airport) and make sure you’ve spent it all before you leave.

We also found that most places accept Euros which is handy if you already have some from a previous holiday but I’m sure you won’t be getting the best exchange rates! 

Have you been to Marrakesh? Is there anything else you think should be on the list of things to know before you visit?

Veronika Primm

Friday 2nd of August 2019

Great tips, Monica. I experienced everything you did too :) My husband also had a hard time with the hasslers. I once bought a nice bracelet from a guy on the street, along with a set of earrings from a shop where they were helping with arranging a desert trip (which didn't work out) and I felt obliged to spend some dirhams.. Both items turned weird color in a matter of months. Window shopping is the best strategy in Marrakech, nothing more :)

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Morocco Travel Insurance

If you are visiting Morocco, it is highly advised that you get cover from a comprehensive Travel Insurance policy. No matter your age or pre-existing medical conditions AllClear can help. Our tailored policies offer cover for cancellations and medical expenses, even those relating to COVID-19.

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Comprehensive travel insurance for morocco, what is covered with travel insurance to morocco, traveling to morocco with pre-existing medical conditions, why more than 3 million people have chosen allclear.

Morocco is a year-round travel destination, whether you want some pleasant winter sun, or roasting summer vacation. With over 700,000 British visitors a year, the country is both friendly and safe, but you need to have adequate Travel Insurance to cover any unexpected occurrences.

Whether walking around the ancient streets of Marrakech or sunbathing on the sandy beaches of Agadir, finding yourself in a medical emergency in a foreign country can be daunting. Morocco doesn’t have a healthcare system like the NHS, so having medical Travel Insurance that covers any pre-existing medical conditions and unexpected treatments is essential for anyone travelling to the country.

Travel Insurance from AllClear means that you have comprehensive cover, whether that be for yourself, travel partner or family. As well as offering cover for travel disruption and lost luggage, make sure you are prepared for your holiday to Morocco.

Why do I need Travel Insurance for Morocco?

Morocco doesn’t have a reciprocal health agreement with the UK, neither does a GHIC grant you any sort of emergency treatment or reduced medical care. Pick-pocketing and other petty crimes are also common, so making sure your you have adequate Travel Insurance is integral to you being safe while on holiday.

Morocco is a safe and friendly country to visit, but always check the government’s foreign travel advice to the country when planning your trip.

If you find yourself in need of emergency medical assistance while traveling in Morocco, call 150 to request an ambulance. Be sure to alert AllClear as soon as you can so that we can begin to take action to support you.

Travel Insurance that covers Morocco will include everything you’d expect from a good quality policy.

High levels of cover (at least £10 million) for medical bills in case you need treatment while in Morocco. Also, for repatriation should you need to be returned home as a result of a medical problem.

Cancellation and curtailment cover in case an emergency prevents you from going on holiday or means you have to cut it short.

Cover for your baggage and possessions if they are lost, damaged or stolen while you are travelling.

Make sure any planned activities are covered by your policy. Morocco’s a paradise for outdoor sports and adventure lovers with everything from scuba diving, surfing, rock-climbing, and desert camel rides. Double-check any requirements or limitations your insurer may have – many will put a maximum depth on scuba dives and ask that you’re accompanied by a professional guide.

Benefits of AllClear Cover

We cover over 1300 different medical conditions and we’re experts in medical Travel Insurance since the year 2000. So, if you have an existing medical condition, you’ll want to enjoy your travels in Morocco with the knowledge that you’re well covered by your travel insurance.

To make sure you’re covered, it’s important to disclose all pre-existing medical conditions in our easy screening process, because you could be faced with large bills if you need medical treatment while you’re on holiday as a result of a condition you haven’t told us about. We’ll ask a few questions about your conditions including the name and what treatment you’re receiving. If any.

If your insurer agrees to cover all your pre-existing conditions, you’ll be protected against the costs of your treatment and other expenses should you need to cancel or cut short your trip to Morocco because of an emergency.

Healthcare in Morocco

Morocco has public and private healthcare systems; however, the publicly funded hospitals are not up to UK standards. This makes quality Travel Insurance even more important as you’ll want to be able to access private hospitals should you need treatment.

Additionally, you should also look for an insurer with a 24/7 medical helpline. The emergency services number in Morocco is 150 and you should also contact your insurer immediately as they can help you access the right hospitals and treatment as well as making the claims process easier.

Get Online Quotes in 3 Simple Steps

Simple 3 step quote process, 1. call us or click a quote button on our site, 2. complete our simple medical screening process, 3. get your quotes, tips when visiting morocco.

The currency is Moroccan Dirham (MAD). Most major cards are accepted in the larger towns and cash machines are widely available in cities and most of the main towns.

If you’re travelling to Morocco as a tourist, you won’t need to apply for a visa if you’re staying for less than 3 months. You’ll need to get your passport stamped when you arrive as it’s required when you leave the country.

Local Customs

The FCO website offers the following guidance on the local customs in Morocco .

Alcohol is available in licensed hotels, bars and in the tourist areas, but you can be arrested for drinking alcohol anywhere else that isn’t licensed.

Sexual relations outside of marriage are prohibited and some hotels may insist you stay in separate bedrooms if you cannot produce proof of marriage. Public displays of affection are also frowned upon in some areas.

Women are subject to stricter rules regarding dress code and women may need to be covered from wrist to ankle depending on the area of Morocco and the sites you’re visiting. The simplest approach is to copy how the locals dress.

Morocco has two official languages – Arabic and Berber and many locals will speak French as well as a second language. The locals in the main cities and town will often speak a little English as well.

 “Two years running excellent service”

Telephone sales staff are polite and friendly, they take time to explain the policy and list medical problems. whilst i hope i will not have to make a claim, with this service i feel any claim will be met with efficiency and consideration., mrs kathleen burtonshaw – trustpilot, read allclear trustpilot reviews, we hope you found our guide to travel insurance for morocco helpful and enjoy your next trip.

If you would like to take us with you, click the quote now button below to compare up to 61 prices!

Frequently Asked Questions About Morocco Travel Insurance

When does the cover begin.

Full benefits begin on the travel dates you have selected. However, if you have chosen cancellation cover to be included, this cover begins as soon as you buy your policy. For this reason, it’s important to buy your Travel Insurance as early as possible – or as soon as you have your trip booked. You can book a single trip policy up to 12 months in advance of your holiday.

What is the age limit on Morocco Travel Insurance policy?

We’re pleased to say our AllClear Gold and Gold Plus policies have no age limits. During your quote, you’ll only be shown quotes which can cover your age category.

What’s the maximum trip length on a single trip Travel Insurance policy?

Allowed trip lengths vary between policies, however, the maximum you can get for a single trip quote online is for up to 92 days. 

Is it best to buy a single or an annual multi-trip policy?

Whether buying a single or annual multi-trip policy is best for you, it depends on how often you intend to travel during the next 12 months.  If you are going on holiday multiple times throughout the year, an annual policy could work out better value for you.

With an annual multi-trip policy you can travel as many times as you like throughout the period of your insurance. There are, however, limits on the number of days you can be away for any one trip; which for some providers also depends upon your age.

What is your ‘Before you Buy’ checklist?

Written by: Russell Wallace | Travel Insurance Expert Last Updated: 2 September 2022

[1] Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 30,000 reviews as of January 2023.

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• Travel insurance for Morocco

Perched on the northern tip of Africa, Morocco’s long been a popular destination for UK holidaymakers. If you’re heading there soon, make sure you’ve got good travel insurance to cover you.

Here we’ve looked at how you can access medical care, travel risks to keep in mind and what travel insurance policies may help to safeguard against. Some useful notes on the local culture and getting around.

Morocco: go prepared

It’s probably been a good few years since Morocco was redolent of Casablanca, but its romance certainly hasn’t gone anywhere. Instead of the iconic coastal city, the images that spring to mind are of Marrakech and its spice-coloured souks, its unique architecture and its ancient mystery.

As the gateway between Europe and Africa, Morocco boasts a diverse and vibrant culture that pulls Brits for long holidays, city breaks and even day-trips from Southern Spain. Regardless of which one of these you’ve booked yourself into, make sure you’ve got good travel insurance . And check the Foreign, Commonwealth and Development Office (FCDO) travel advice before you go, as travelling against it could invalidate your cover.

Protect what matters when you go with good travel insurance

Healthcare for brits in morocco.

It's advisable for anyone travelling to Morocco needs to have good medical travel insurance to help pay expenses should something go wrong. It’s important to pay a visit to your healthcare practitioner two months before your departure in order to make sure you have all of the necessary travel vaccinations , including any that might be particular to you.

If you have any pre-existing medical conditions, it’s vital that this is discussed in your application for travel insurance.

Morocco has both public and private hospitals. Seek advice from a medical practitioner about travelling to Morocco if you have existing medical conditions, as they can tell you whether such a trip is advisable. This is important information to know prior to departure.

Much of the country is inhospitable terrain – from mountains to desert – and, as such, medical facilities outside of cities and towns can be scarce. It is important to know where your nearest medical centre is if you know that you’ll be spending any amount of time away from urban areas.

The number for emergency services in Morocco is 150.

Travel risks in Morocco

The type of travel risks associated with Morocco are common to many countries, particularly those with populous and poorer-than-average cosmopolitan areas. Be vigilant against street crime such as pickpocketing, back-snatching, theft from mopeds, counterfeit or sub-standard merchandise sales, distraction techniques and assault.

There are a few simple rules to follow to help guard against scams and street crime. If you’re visiting one of Morocco’s many glorious beaches, take steps to protect your valuables .

It’s unwise to carry important documents such as your passport, valuables and excessive cash on you in Morocco. If you have to, try to wear a money belt underneath your clothes that make life difficult for would-be pickpockets.

Terrorist groups are known to operate in Morocco, and it is possible that attacks may target tourist areas. This has led to an increased presence of security personnel in busy places as well as those with a greater population of tourists.

If you are the victim of a crime, you will need to report this to the police immediately. If you later wish to make a claim on your travel insurance against lost or stolen items, you will need a police report.

Moroccan culture

Morocco has a colourful history comprising Berber, Arab, French, Spanish and broader European influence. Its culture marries the values of its different legacies in a way that makes it truly unique and a thrilling place to visit.

As a Muslim country, there are different social restrictions to those that we are used to in the UK. Respect local laws and customs around propriety and behaviour, such as not engaging in public displays of affection and dressing respectfully, particularly during religious holidays and near holy sites.

Sexual relations outside of marriage are illegal in Morocco, and unmarried couples may be asked to sleep in separate rooms by their hotels (or asked for evidence of their marriage). Within designated tourist sites or very touristy areas, this is likely to be less of an issue. Homosexuality is also illegal, so visit the International Lesbian, Gay, Bisexual, Trans and Intersex Association's website for guidance on attitudes to sexual orientation in different countries .

During Ramadan, be sensitive to when you eat and whom you eat around. It can cause offence to eat and drink in front of those who are fasting, however for many it is perfectly acceptable that non-Muslims should eat and drink normally. It is best to exercise caution.

Alcohol is permitted in licensed venues such as restaurants, hotels and bars, but drinking in other contexts can lead to arrest. And remember, if you need to claim on your insurance for something that happens while you're under the influence of alcohol your policy may not be valid. The perceived spreading of non-Islamic religious ideas, including Bibles in Arabic, is illegal. Pornography is illegal in Morocco, and the use or possession of illegal drugs can come with very severe penalties.

The art of Morocco is some of the most culturally diverse and exciting in the Arab world and can be seen at a great many locations throughout the capital and the country. Music festivals have sprung up around the country in recent years, with many focusing on World music and others on more contemporary, Western artists.

The European influences of Morocco have combined with its broadly Islamic culture to create a diverse and unique theatre scene, including many festivals in beautiful locations. Arts and crafts are popular, with marketplaces throughout the country offering beautiful ornaments for you to purchase.

Getting around

According to the  FCDO safety and security guidance for Morocco , the country's incidence of road fatalities is 9 times that of the UK. Take extra care driving on dangerous roads or in compromised visibility, such as during bad weather or at night. Be wary of other drivers who may not observe traffic laws, and stick to speed limits. The risks of driving are fewer outside of cosmopolitan areas, however do not take road surface quality for granted.

Train travel is popular, comfortable and serves much of the country. Beyond the locations that trains go to, buses are available. Longer distance shared taxis and buses can be a cost-effective way of getting around.

Do I need travel insurance for Morocco?

If you’re travelling anywhere in the world it’s recommended you take out travel insurance to cover the trip – and that includes visiting Morocco.

Like many other popular destinations, the country has a high crime rate. If your belongings are stolen – or lost or damaged – you may be able to claim for them on your travel insurance policy.

Make sure your cover includes emergency medical and repatriation expenses in case you fall ill or are injured while you’re away. It should also reimburse you in the event of cancellation and curtailment of your trip. Check what Covid-19 cover  a policy provides before you buy.

Check the policy wording closely to see when cancellation cover applies, and if you need anything more than the standard cover for any activities you’ll be doing.

Will I be covered for activities in Morocco?

There are a few parts of Morocco where adventure activities are a greater temptation, such as sandboarding in the Sahara, watersports on the beach or mountain activities in the northeast. If you plan on trying any adventure activity, make sure you’re covered for it first.

Check your policy to see whether you can get involved and, if you’re not covered, speak to your insurer to see if there is a way you can extend the scope of your policy. Remember that you might not be automatically covered for a range of commonplace activities, such as pony-trekking, so be sure to read your policy thoroughly to understand whether you are taking any unnecessary risks.

Does Morocco come under Europe for travel insurance?

Morocco is in northern Africa so falls outside of Europe in the eyes of most travel insurance providers, including Post Office. But if you’re visiting the country and want to buy travel insurance for your trip, always check the policy wording to be sure.

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Travel Insurance

• Existing Customers

Sun, sea or city break, Admiral customers get 10% off Travel Insurance

Existing Admiral customers looking to buy Travel Insurance can get 10% off their price and choose from 3 levels of cover.

Use discount code: ADM003

5 Star Travel Insurance from Admiral

5 star rated platinum level travel insurance.

Our Platinum level cover has Defaqto's 5 Star rating.

Covid-19 - what our travel insurance covers

Our travel insurance now covers you for certain events related to Coronavirus (COVID-19), as long as you have a medically approved positive Covid-19 test from a registered medical practitioner and your cover is active at the time of the event.

What we cover

We provide cover for some costs related to Covid-19: please see Section 1 'emergency medical costs and repatriation' and Section 2 'cancelling or cutting short your trip' in your policy book for full details on what's covered.

We'll cover you if:

• you were diagnosed with Covid-19 before your trip was due to start
• a close relative died or became seriously ill as a result of Covid-19 before your trip was due to start
• you weren't allowed to board your pre-booked outbound travel due to symptoms of Covid-19
• an insured person or a close relative died during the trip because of Covid-19
• you couldn't take part in an excursion due to you self-isolating after getting Covid-19

What we don’t cover

You won't be covered if:

• you had reason to believe your trip may be cancelled, postponed or cut short when you booked it, purchased your policy or started your trip
• any government or public authority imposes travel restrictions or quarantine on a community, location, or vessel because of Covid-19 (this includes, but is not limited to, local lockdowns, entry requirements, being denied entry and airspace closures)
• you have to quarantine after arriving in the UK or abroad
• the Foreign Commonwealth & Development Office (FCDO) change their advice to avoid ‘all travel’ or ‘all but essential travel’ to your destination because of Covid-19

For more information about how Coronavirus (COVID-19) affects your travel cover, see our FAQ page . And remember to check the policy booklet carefully before you buy to make sure our cover meets your needs.

Four reasons to choose Admiral Travel Insurance

Terms and conditions, 10% off travel insurance offer for existing admiral customers.

• Admiral is a trading name of EUI Limited (Company Number 02686904) whose registered office is at Ty Admiral, David Street, Cardiff CF10 2EH (“the Promoter”).
• This promotion is available to those who have any active Admiral Insurance policy at the time of purchase.
• The promotion means the existing Admiral customer is eligible to receive a 10% discount for Admiral Travel Insurance when purchasing a new Admiral Travel Insurance policy (the “Discount”).
• To apply the discount, customers can get a Single or Annual Travel Insurance quote via https://www.admiral.com/ and enter USE CODE ADM003 or enter your existing policy number when prompted.
• The Discount will then come off the total balance when purchasing the policy.
• The Discount will remain available until 31/12/22 which it shall automatically expire.
• This promotion cannot be combined with any other promotion or be used via a price comparison website.
• The Promoter reserves the right to withdraw, modify or terminate this promotion in whole or in part, if it is necessary to do so.
• The terms and conditions of this promotion do not alter or vary the terms and conditions of any Admiral Travel Insurance policy which may be purchased.
• Applications for insurance policies provided by the Promoter are subject to its normal terms and conditions including its underwriting criteria. The Promoter reserves the right to decline any application for any insurance policy at its absolute discretion and is not obliged to disclose any reason for rejection. In these cases, the customer will not be eligible to receive the Discount.
• Any fraudulent activity or abuse relating to the receipt and use of the Discount may result in the forfeiture of the Discount and termination of the insurance policy.
• These terms and conditions are to be governed by English law and are subject to the exclusive jurisdiction of the English and Welsh courts.

What level of cover do I need?

Choose from three tiers: Admiral, Admiral Gold or Admiral Platinum cover.

Read the full list of benefits in the policy summary booklet .

Craving the adrenaline rush of hitting the slopes? Make sure you add on our Winter Sports Upgrade .

Taking to the seas on a cruise liner? Include the Cruise Upgrade .

Without these upgrades, your trip won't be covered at all.

Also consider the length of cover you need. Single Trip policies cover one trip up to 365 days while our Annual Travel policies cover you for 12 months. You can take an unlimited number of trips lasting up to 31 days on the annual policy.

Your questions answered

Is coronavirus covered by my travel insurance.

To find out how Covid-19 affects your travel insurance, take a look at our dedicated FAQ page . 

Is it illegal to travel without holiday insurance?

No, it's not a legal requirement but it gives you cover against things like cancelled holidays, missed transports, missing luggage and injury while abroad.

Does travel insurance cover natural disasters?

Cover for catastrophes including fire, storm, lightning, avalanche, landslide, explosion, hurricane, earthquake, volcanic activity including ash cloud, flood, tidal wave, tsunami, medical epidemic or pandemic are all included as standard on our Gold and Platinum policies. This cover is not included in our Admiral level policy. 

My partner and I live at separate addresses, can we still buy a couple policy?

No, you would need to buy individual policies. Our definitions are:

• Individual policy – one adult aged 18 or over.
• Couple policy - two adults aged 18 or over who live at the same address and are in a relationship.
• Family policy – two adults aged 18 or over who live at the same address plus at least one child (maximum 5).
• Family one adult policy – one adult plus at least one child (maximum 5).

What is your definition of Europe?

When we refer to Europe , we are referring to the following countries and territories: Albania, Andorra, Austria, Belarus, Belgium, Bosnia, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark (including Faroe Islands), Egypt, Estonia, Finland (including Aland), France (including Corsica), Germany, Gibraltar, Greece, Hungary, Iceland, Italy (including Sardinia and Sicily), Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Malta, Moldova, Monaco, Montenegro, Morocco, Netherlands, Norway (including Svalbard), Poland, Portugal (including Azores and Madeira), Republic of Ireland, Romania, Russia (West of Urals), San Marino, Serbia, Slovakia, Slovenia, Spain (including the Balearic and Canary Islands), Sweden, Switzerland, Tunisia, Turkey, Ukraine, The United Kingdom (including Channel Islands and Isle of Man), Vatican City.

Am I covered for private medical treatment?

No, you will need to have any private treatment pre-authorised by the Emergency Assistance Service. If you are travelling in Europe , Australia or New Zealand you can access public health services, free of charge and you won't be required to pay any excesses on the Medical Expenses section of your policy.

What happens if I'm the victim of a terrorist attack while I'm abroad?

First of all, we hope that this is never the case. But, if you do need emergency assistance, please call +44 (0)29 2010 7777 at any time and we'll do everything we can to help.

Are there any destinations I can't travel to under my policy?

Yes, no matter which destination you select when you buy your policy, you aren't covered if you travel somewhere the Foreign, Commonwealth and Development Office (FCDO) advises not to go to. For more information see the FCDO's foreign travel advice page or call  020 7008 1500 .

What cover is there for dental treatment?

With new policies, you're covered for up to £400 for “emergency dental treatment for the immediate relief of pain to your natural teeth incurred outside of your home area” under the Emergency Medical and Repatriation section of your cover (subject to your excess).

Can I upgrade my travel policy cover level after I've taken it out?

No, sorry. Currently, this isn't possible.

Is terrorism covered?

Terrorism is excluded from all sections of the policy except for the Emergency Medical and Repatriation section, Personal Accident section and Hijack section (where cover is provided as part of the platinum tier only).

Terrorism is any act or threat of action by a person or group intended to influence a government or to frighten the public or any section of it.

Acts of terrorism can include:

• Violence against a person
• Damage to property
• Putting life in danger
• Creating a health risk to the public
• Interfering with or seriously disrupting computer systems or transport services including cyber terrorism
• Biological, chemical or nuclear force or contamination

Can I get cover in the event of scheduled airline failure?

We will not pay any claim due to the actions or failure of any company providing or organising your transport or accommodation, to provide those services (whether caused by error, insolvency, bankruptcy, liquidation, omission, default or other reason).

Do I need to declare existing medical conditions to get Admiral cover?

Declaring your medical conditions will ensure you are purchasing a policy which meets your needs. It's important you supply accurate and complete answers to all questions as failure to do so could mean your policy is invalid and/or your claim is not paid in full or refused.

I have an Annual Multi-Trip policy. What is the longest I can go on holiday for?

You can take as many trips as you wish within 365 days (as per the dates shown on your policy schedule), providing each trip lasts no more than 31 days. Cover for extended trips may be available on request, subject to underwriting approval and payment of an additional premium.

Take a look at our Annual Travel Insurance page to learn more.

Will my holiday insurance cover me if the travel agent/tour operator/airline company goes into administration?

No it doesn't cover this. If the company is an ABTA member, you can submit a claim to them for the cost of your holiday.

Do you cover children under 18?

Cover can't be bought for a child under the age of 18 alone. A child under 18 can be added to our family policies where at least one adult over the age of 18 is also going on the trip (single trip policies).

A child can be added to annual multi trip family policies where the insured adult will travel later in the policy term. Each insured child under the age of 18 will only be covered if they're travelling with a responsible adult. This adult doesn't need to be insured with us.

What happens if I can't return from my trip on my planned date because of illness or injury; am I still covered?

Yes, we extend your policy and continue to provide cover in those circumstances where the delay is completely outside of your control.

I don't live in the UK – can I get travel cover?

Unfortunately not. It's only available to permanent residents of the UK (England, Northern Ireland, Scotland, Wales and the Isle of Man).

What happens if strike/industrial action disrupts my trip?

Provided you weren't aware of the strike/industrial action at the time you booked your policy, and it wasn't public knowledge, we'll pay up to the limits shown in your policy schedule for irrecoverable costs you've paid.

What happens if my baggage is delayed, lost or stolen?

If your baggage is delayed or lost in transit, you should tell the company transporting your baggage within 24 hours of discovery. Ask them to complete a Property Irregularity Report or give you with a baggage loss receipt. If your baggage is delayed for more than 12 hours from when you arrive at your destination, your policy provides cover to buy necessary items (up to £50, £100 or £150 depending on your tier of cover).

If your baggage is stolen, you should report this to the local police within 24 hours of discovering the theft and get a written report. You can claim (up to £1,000, £2,000 or £2,500 depending on your tier) for stolen or lost items. There's a single item limit and total valuables limit (up to £200, £300 or £400 depending on your tier).

Are there any charges to change my policy?

No, we don't charge any admin fees.

What should I do if I or someone travelling with me becomes ill during my holiday?

If you or someone covered by your policy becomes ill or is injured during your trip and needs emergency medical treatment, please go to a public medical facility and contact our 24 hour emergency assistance line on +44 (0)29 2010 7777 as soon as you can.

Please call this number if you're unsure where to get treatment, you think costs may go over £500, or you think you'll need to cut your trip short.

For minor ailments while abroad, pharmacies and public health facilities are often able to give advice and provide treatment. If costs are more than the policy excess and you want to make a claim, please keep all receipts and call our claims line on  0333 234 9914 .

Does my policy allow someone to travel out to be with me if I am ill abroad?

Yes. If you've been given medical advice that someone should stay with you and that requires someone travelling from the UK to be with you, we'll cover the reasonable extra transport and accommodation costs (up to the policy limit) for that person.

How long can I travel for?

The maximum length of a Single Trip policy is 12 months, making it ideal for backpackers and students taking a gap year. If you choose an Annual Multi-Trip policy you can take as many trips as you wish within 365 days (as per the dates shown on your policy schedule), providing each trip lasts no more than 31 days. Cover for extended trips may be available on request, subject to underwriting approval and payment of an additional premium.

How to extend travel insurance due to illness or injury

if you have to extend your trip for medical reasons our policies will automatically provide cover until you return home.

If you have a single trip policy and need to change your travel dates, you must contact us before you go on your trip.

If you have annual multi-trip cover, the maximum length per trip on the policy is 31 days.

If your annual policy is due to end while you're on holiday and your policy is not set up to automatically renew, please contact us before you travel so we can arrange for your policy to continue while you're away.

What should I do if my travel is disrupted by severe weather?

We'll pay £25 for each 12 hours you are delayed (up to a maximum of £250) from starting your journey due to severe weather.

If your transport is delayed for more than 24 hours or cancelled and cannot be rearranged for over 24 hours, cover is provided (for costs up to £1,000 on Admiral, £3,000 on Admiral Gold and £5,000 on Admiral Platinum) if you decide to cancel or abandon your trip.

Additional transport and accommodation cover* - If you decide to continue with your trip after being delayed for more than 24 hours or because your transport was cancelled and no alternative could be found within 24 hours of your original departure time, we'll reimburse you (up to £500, £750 or £1,000 depending on your tier of cover) for additional transport and accommodation costs that matches the standard of what you'd originally booked.

We won't make any payments if they aren't additional to costs you were already expecting to pay - for example if you get a refund and the cost of alternative transport or accommodation is less than the refund. Check your policy book for full details.

Do you cover my car if it breaks down when I'm driving in Europe?

No, your holiday insurance doesn't cover car breakdown. However, if you have Admiral Car Insurance , you can extend this to provide European Breakdown Cover . This covers you and your car in case it breaks down while abroad in Europe.

What does excess mean in travel insurance?

The policy excess is the amount you must pay towards any claim. The excess applies to each insured person and each event that leads to a claim.

Can I get one-way travel insurance?

No, Admiral doesn't offer one way travel insurance. To buy our cover, you'll need to be travelling from and returning to the UK.

Do you cover travellers over the age of 70 for Annual Multi-Trip policies?

Yes, we can provide worldwide cover for customers up to the age of 79 years for annual multi trip policies – and up to 85 years for single trip policies.

However, the age limit and level of cover we can offer will depend on your personal information and details of your holiday.

Please get a quote or contact us to find out more.

Do you cover travellers over the age of 70 for Single Trip policies?

Am i covered if my flights are disrupted because of brexit.

You'll be covered if there's any disruption to your flights (in line with current cover and exclusions) if you already have travel cover or have booked a trip on your annual policy.

If there's an official warning from the Government or airlines that suggests flights are likely to be disrupted, customers buying new policies may not be covered.

I don't want to travel because of Brexit – can I cancel my trip?

If you decide you don't want to travel because of Brexit and end up cancelling your trip, you won't be able to claim. Not wanting to travel isn't a valid cancellation reason for claiming.

Will I need a visa to travel to the EU after Brexit?

In the future, it's possible UK citizens will need a travel permit as part of the European Travel Information and Authorisation Scheme (ETIAS). 

If you can't go on your trip because you don't have the correct visa or permit, you won't be able to claim on your cover.

How long will I need on my passport after Brexit?

The Government recommends UK travellers have at least six months left on their passports from the date they arrive in an EU country when travelling after 29 March 2019. Check the validity of your passport online with this handy tool .

If you can't go on your trip as you don't have enough time left on your passport (or you didn't renew it in time), you won't be able to make a claim.

Can I still use my EHIC card after Brexit?

If your EHIC is still in date, you can use it when you travel. Otherwise you'll need to apply for the new Global Health Insurance Card ( GHIC ).

If you have a medical emergency while you're abroad, you're injured, fall ill, or have to cut your trip short please call our 24-hour Emergency Assistance Helpline on +44 (0)292 010 7777.

• Single Trip
• Annual Multi-Trip
• Winter Sports & Ski
• Collision Damage Waiver
• Sport & Leisure
• Medical Conditions
• Travel Insurance for Non-UK Residents

Group Travel Insurance

• Travel Insurance for Couples
• Covid-19 travel insurance
• About Our Travel Insurance
• Holiday Cancellation Insurance
• Emergency Medical Assistance Cover
• Emergency Medical Cover for Travel Insurance
• Repatriation Insurance
• Baggage Cover
• Travel Insurance for Under 18s
• Comprehensive
• What's Covered
• Excluded Vehicles
• Range Rover
• Car Hire Excess Insurance
• Policy Information
• File a Claim
• Insurance Glossary
• Coronavirus - Annual Multi-trip Policy

Travel Insurance for Morocco 

Located in Northern Africa, Morocco is a country filled with beautiful picturesque buildings, luxurious accommodation and treasure troves of Moroccan souks, all well worth exploring. Because this glorious country has so much to offer, it is becoming increasingly popular with tourists across the globe.

Like most countries, there are different areas of Morocco that appeal to different holiday-goers looking to experience the country. As Morocco’s top tourist destination, Marrakesh offers you everything you could want from a city break; food, drink, nightlife and shopping. If you’re looking for something more medieval, Fez is the place for you. This walled city is filled with traditional goods for purchase and traditional Moroccan music to enjoy.

Many tourists that visit Morocco are stunned by the gorgeous buildings lining the streets, and the delicious Moroccan food that is available to eat. Despite Morocco being a short flight from the UK, it has a completely unique culture that you cannot experience anywhere else in the world.  Explore the cities you are staying in and immerse yourself in that area, or hire a car and drive the Moroccan roads to your hearts content. If you’re keen for exploration, a Moroccan road trip could be the ideal holiday destination for you!

Another unique selling point of Morocco is the fact that you are close enough to explore the Sahara Desert. If you are visiting Morocco, you could prolong your stay in the desert beneath the stars. Further to the sandy desert, you can gaze upon the glorious Atlas mountain ranges and visit the beaches of Morocco as well.

The official languages in Morocco are Arabic and Berber. Not many people speak English in Morocco, so be sure to learn some phrases to enable you to communicate with the locals before your visit. Also, don’t forget to change your currency into Moroccan dirham.

No matter your plans whilst you are in Morocco, it is important that you take out travel insurance to protect yourself against many unforeseen eventualities.

Below is some information about our products, for which Terms & Conditions apply. Please visit the policy information hub for full details. 

Why may I need Travel Insurance for Morocco?

Although purchasing travel insurance for your trip to Morocco isn’t a legal requirement, it should still be viewed as essential for your trip. Having travel insurance means that you are better protected should anything unexpectedly go wrong on your trip.

Many tourists visit Morocco on holiday every year, and most trips are trouble-free. However, it is important to be prepared for unforeseen circumstances once you go on holiday. In Morocco, you should respect the Islamic laws and customs at all times. Find out more about the local laws and customs here.

The risk of a terrorist attack is very likely in Morocco. Because of this, you should be vigilant at all times. Furthermore, tensions across the region may be heightened because of the attack on the coalition and US airstrikes. This has meant a higher risk of threat against Western visitors, including tourists coming from the UK. This is another reason to remain vigilant whilst on your trip to Morocco. It is useful to keep up with developments on these issues by looking at the media and keeping up with travel advice on GOV.uk.

What’s covered with a Travel Insurance policy for Morocco?

Our  Single Trip , Annual Trip , and Backpacker  policies are designed to help protect you when you visit Morocco on holiday. Across our Single Trip and Annual policies, we also offer three levels of cover: Bronze, Silver and Gold. Depending on the level of cover you choose, you’ll be protected against:

• Cancelling or curtailing your trip
• Delayed personal possessions
• Lost, stolen or damaged personal possessions*
• Loss of personal money*
• Emergency medical and associated expenses
• Loss of passport*
• Personal accident cover
• Missed departures
• Delayed departures
• Personal liability
• Legal expenses
• End-supplier failure**
• *Not available with Bronze level cover
• **Only available with Gold level  cover
• Terms and Conditions apply.  

Frequently Asked Questions

Despite Morocco being located in Northern Africa, for travel insurance purposes it is covered within the Europe area of cover.

Check the details of your travel insurance policy to see if Morocco is covered. If you have Europe travel insurance then it is likely that Morocco will be covered under this policy. If you take out a Single Trip policy for your trip to Morocco, then you will be covered for the duration of your trip.

Morocco has a lot to offer and where you choose to visit will depend on what you want from your trip. Here are some of the popular destinations to visit and the exciting things you can expect to see and do there:

Marrakesh: Shopping, food, history and traditional hotels to stay in. Check our guide for the top things to do in Marrakesh .

Fez: History, tradition, mosques, and the Mellah or Jewish Quarter

Essaouira: Beaches, seafood, relaxation

Chefchaouen: Mountain ranges, scenic, arts and crafts, beautiful architecture

Merzouga : Desert stays in the Sahara Desert, camel safaris, sand sports

Some places of Morocco are great to visit all year round, such as the coastal areas with beaches.

However, if you want to go on a holiday and enjoy warm weather go to Morocco during March to May or September to October. It isn’t too hot during this time, allowing you to explore the city or desert more comfortably than in the summer months.

Other popular products from Allianz Assistance

Annual Multi-Trip Travel Insurance

Single Trip Travel Insurance

Backpacker Travel Insurance

Sports & Leisure Insurance

Travel Insurance for Medical Conditions

Discover more insurance types for your next trip.

Worldwide Travel Insurance

Need help? Call us on: 0371 200 0428

Make a claim, policy documents.